Bank of India Mid Cap Fund
Mid CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹10.41+1.17%1 day
- Return since launch
- 2.6%
- 52-week range
- ₹8.84 — ₹10.69
- AUM
- ₹707 Cr
Bank of India Mid Cap Fund is a Mid Cap equity fund from Bank of India Mutual Fund with ₹707 Cr under management, launched in 2025. The expense ratio is 2.55% and the SEBI riskometer reading is Very High.
Performance
Bank of India Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.4% against +1.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 8.9% | +5.3 pts | 3.6% | 3.6% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.8% | −1.1 pts | 2.8% | 2.5% |
| 3M | -0.5% | +2.9 pts | -3.4% | -4.2% |
| 6M | 2.3% | −0.1 pts | 2.3% | 0.9% |
| 1Y | 3.5% | −0.1 pts | 3.6% | 2.1% |
Since launch (31 Jul 2025): 2.6%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.56%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.02%
- Brokerage
- 0.06%
- Transaction charges
- 0.01%
- Statutory levies
- 0.47%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Midcap 150 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bank of India Mid Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity93.9%
- Debt0.3%
- Other5.8%
Market cap split
- Large6.0%
- Mid71.3%
- Small22.7%
- P/E
- 28.76
- P/B
- 4.47
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 5.77% | ₹42.23 Cr | +4.78% | +10.62% | -0.46% |
| Aurobindo Pharma Ltd. | Healthcare | 5.73% | ₹41.80 Cr | +5.44% | +5.11% | — |
| Multi Commodity Exchange Of India Ltd. | Services | 4.98% | ₹36.30 Cr | +4.11% | +3.74% | +3.16% |
| Abbott India Ltd. | Healthcare | 4.84% | ₹35.26 Cr | +4.56% | +5.28% | +3.07% |
| One 97 Communications Ltd. | Services | 3.48% | ₹25.34 Cr | +1.57% | +1.13% | — |
| Bharti Hexacom Ltd. | Communication | 3.44% | ₹25.06 Cr | +4.11% | +4.75% | +4.18% |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 3.17% | ₹23.14 Cr | +2.83% | +2.12% | +2.69% |
| Mankind Pharma Ltd. | Healthcare | 2.92% | ₹21.28 Cr | +1.93% | — | — |
| UNO Minda Ltd. | Automobile | 2.79% | ₹20.36 Cr | +2.61% | +2.81% | +3.00% |
| Nippon Life India Asset Management Ltd. | Financial | 2.76% | ₹20.12 Cr | +3.01% | +2.36% | +2.24% |
| Bank of Maharashtra | Financial | 2.72% | ₹19.84 Cr | +2.96% | +2.02% | +2.11% |
| JK Cement Ltd. | Materials | 2.72% | ₹19.80 Cr | +2.67% | +2.83% | +2.55% |
| Petronet LNG Ltd. | Energy | 2.61% | ₹19.06 Cr | +2.59% | +1.83% | — |
| Meesho Ltd. | Services | 2.53% | ₹18.45 Cr | +0.53% | — | — |
| Oil India Ltd. | Energy | 2.28% | ₹16.60 Cr | +2.13% | +2.76% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 2.27% | ₹16.55 Cr | +1.54% | +1.40% | — |
| Bharat Dynamics Ltd. | Capital Goods | 2.13% | ₹15.54 Cr | +2.64% | +2.40% | +2.91% |
| The Federal Bank Ltd. | Financial | 2.05% | ₹14.92 Cr | +0.57% | — | — |
| K.P.R. Mill Ltd. | Textiles | 2.03% | ₹14.78 Cr | +2.18% | +1.74% | +1.90% |
| Hitachi Energy India Ltd. | Capital Goods | 1.89% | ₹13.78 Cr | +2.41% | +1.48% | +2.18% |
| Gabriel India Ltd. | Automobile | 1.84% | ₹13.42 Cr | +1.71% | +1.29% | +2.14% |
| Indian Bank | Financial | 1.77% | ₹12.89 Cr | +3.49% | +3.84% | +2.97% |
| Powerica Ltd. | Capital Goods | 1.75% | ₹12.79 Cr | +1.81% | — | — |
| Eris Lifesciences Ltd. | Healthcare | 1.71% | ₹12.43 Cr | +2.06% | +2.12% | +2.37% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | 1.49% | ₹10.84 Cr | +1.30% | — | — |
| Schaeffler India Ltd. | Capital Goods | 1.47% | ₹10.70 Cr | +1.59% | +1.65% | +1.16% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.44% | ₹10.48 Cr | +0.82% | +0.76% | +2.10% |
| Jindal Stainless Ltd. | Metals & Mining | 1.44% | ₹10.46 Cr | +1.69% | +1.97% | +3.31% |
| Lloyds Metals & Energy Ltd. | Metals & Mining | 1.43% | ₹10.40 Cr | +2.51% | +2.51% | +2.39% |
| Laser Power & Infra Ltd. | Capital Goods | 1.35% | ₹9.86 Cr | — | — | — |
| United Spirits Ltd. | Consumer Staples | 1.30% | ₹9.48 Cr | — | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.29% | ₹9.38 Cr | +1.42% | +1.58% | — |
| FSN E-Commerce Ventures Ltd. | Services | 1.23% | ₹8.96 Cr | +1.20% | +1.03% | +0.97% |
| Housing & Urban Development Corporation Ltd. | Financial | 1.20% | ₹8.75 Cr | +1.48% | +1.31% | +2.09% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 1.20% | ₹8.78 Cr | +1.28% | +0.35% | — |
| CMR Green Technologies Ltd. | Metals & Mining | 1.13% | ₹8.24 Cr | +1.27% | — | — |
| Century Plyboards (India) Ltd. | Materials | 1.09% | ₹7.98 Cr | +1.21% | +1.29% | +1.12% |
| GE Vernova T&D India Ltd | Capital Goods | 1.09% | ₹7.98 Cr | +1.30% | +0.80% | +2.66% |
| Radico Khaitan Ltd. | Consumer Staples | 1.09% | ₹7.92 Cr | +0.99% | +0.75% | +1.38% |
| Lumino Industries Ltd. | Capital Goods | 1.02% | ₹7.45 Cr | — | — | — |
| Polycab India Ltd. | Capital Goods | 0.99% | ₹7.22 Cr | +1.51% | +1.18% | +2.73% |
| Knack Packaging Ltd. | Materials | 0.87% | ₹6.35 Cr | — | — | — |
| PG Electroplast Ltd. | Capital Goods | 0.87% | ₹6.32 Cr | +0.94% | +0.94% | — |
| Aditya Infotech Ltd. | Communication | 0.80% | ₹5.80 Cr | — | — | — |
| Acutaas Chemicals Ltd. | Healthcare | 0.78% | ₹5.65 Cr | +1.73% | +1.43% | +1.30% |
| Sterlite Technologies Ltd. | Communication | 0.73% | ₹5.34 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 0.72% | ₹5.23 Cr | +0.75% | +1.17% | — |
| HDB Financial Services Ltd. | Financial | 0.71% | ₹5.21 Cr | — | — | — |
| Steel Authority Of India Ltd. | Metals & Mining | 0.67% | ₹4.90 Cr | +1.20% | +1.42% | +1.51% |
| Firstsource Solutions Ltd. | Services | 0.61% | ₹4.47 Cr | +0.55% | +0.56% | — |
| Delhivery Ltd. | Services | 0.51% | ₹3.73 Cr | — | — | — |
| Hindustan Copper Ltd. | Metals & Mining | 0.49% | ₹3.54 Cr | +0.76% | +1.56% | — |
| Clean Science And Technology Ltd. | Chemicals | 0.35% | ₹2.54 Cr | +0.34% | +0.33% | +0.69% |
| Reserve Bank of India | Financial | 0.34% | ₹2.46 Cr | +0.34% | +0.38% | — |
| National Aluminium Company Ltd. | Metals & Mining | 0.12% | ₹0.85 Cr | +0.26% | +1.75% | — |
| Max Financial Services Ltd. | Financial | 0.00% | ₹0.04 Cr | +5.60% | +5.98% | — |
| PB Fintech Ltd. | Services | 0.00% | ₹-0.01 Cr | +3.60% | +3.58% | +4.58% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Max Financial Services Ltd. | 2.65% | -2.43% | -5.08% |
| Others | 0.54% | 5.10% | +4.56% |
| PB Fintech Ltd. | 1.96% | -1.17% | -3.13% |
| MRF Ltd. | 0.90% | 0.00% | -0.90% |
| Aditya Infotech Ltd. | 0.00% | 0.80% | +0.80% |
| BSE Ltd. | 0.68% | 0.00% | -0.68% |
| Bharti Hexacom Ltd. | 4.05% | 3.44% | -0.61% |
| Abbott India Ltd. | 4.38% | 4.84% | +0.46% |
| Polycab India Ltd. | 1.36% | 0.99% | -0.37% |
| Meesho Ltd. | 2.17% | 2.53% | +0.36% |
| Powerica Ltd. | 1.44% | 1.75% | +0.31% |
| Hindustan Copper Ltd. | 0.24% | 0.49% | +0.25% |
| Steel Authority Of India Ltd. | 0.43% | 0.67% | +0.24% |
| Lumino Industries Ltd. | 0.78% | 1.02% | +0.24% |
| Mankind Pharma Ltd. | 2.68% | 2.92% | +0.24% |
| Bharat Dynamics Ltd. | 2.33% | 2.13% | -0.20% |
| Laser Power & Infra Ltd. | 1.53% | 1.35% | -0.18% |
| Jindal Stainless Ltd. | 1.28% | 1.44% | +0.16% |
| LG Electronics India Ltd. | 2.13% | 2.27% | +0.14% |
| The Federal Bank Ltd. | 2.19% | 2.05% | -0.14% |
| Lloyds Metals & Energy Ltd. | 1.29% | 1.43% | +0.14% |
| Aurobindo Pharma Ltd. | 5.60% | 5.73% | +0.13% |
| JK Cement Ltd. | 2.61% | 2.72% | +0.11% |
| Nippon Life India Asset Management Ltd. | 2.87% | 2.76% | -0.11% |
| Dixon Technologies (India) Ltd. | 1.55% | 1.44% | -0.11% |
| Indian Bank | 1.88% | 1.77% | -0.11% |
| UNO Minda Ltd. | 2.90% | 2.79% | -0.11% |
| Multi Commodity Exchange Of India Ltd. | 4.88% | 4.98% | +0.10% |
| One 97 Communications Ltd. | 3.38% | 3.48% | +0.10% |
| PG Electroplast Ltd. | 0.97% | 0.87% | -0.10% |
| Hitachi Energy India Ltd. | 1.98% | 1.89% | -0.09% |
| ICICI Lombard General Insurance Company Ltd. | 1.21% | 1.29% | +0.08% |
| Sterlite Technologies Ltd. | 0.65% | 0.73% | +0.08% |
| ICICI Prudential Asset Management Company Ltd. | 1.12% | 1.20% | +0.08% |
| Acutaas Chemicals Ltd. | 0.71% | 0.78% | +0.07% |
| Century Plyboards (India) Ltd. | 1.16% | 1.09% | -0.07% |
| Eris Lifesciences Ltd. | 1.77% | 1.71% | -0.06% |
| United Spirits Ltd. | 1.36% | 1.30% | -0.06% |
| Oil India Ltd. | 2.33% | 2.28% | -0.05% |
| FSN E-Commerce Ventures Ltd. | 1.28% | 1.23% | -0.05% |
| Housing & Urban Development Corporation Ltd. | 1.25% | 1.20% | -0.05% |
| Bank of Maharashtra | 2.68% | 2.72% | +0.04% |
| KRN Heat Exchanger And Refrigeration Ltd. | 1.53% | 1.49% | -0.04% |
| Gabriel India Ltd. | 1.88% | 1.84% | -0.04% |
| K.P.R. Mill Ltd. | 2.06% | 2.03% | -0.03% |
| Delhivery Ltd. | 0.54% | 0.51% | -0.03% |
| Radico Khaitan Ltd. | 1.06% | 1.09% | +0.03% |
| Schaeffler India Ltd. | 1.44% | 1.47% | +0.03% |
| HDB Financial Services Ltd. | 0.68% | 0.71% | +0.03% |
| CMR Green Technologies Ltd. | 1.10% | 1.13% | +0.03% |
| Quality Power Electrical Equipments Ltd. | 3.14% | 3.17% | +0.03% |
| Petronet LNG Ltd. | 2.63% | 2.61% | -0.02% |
| Reserve Bank of India | 0.32% | 0.34% | +0.02% |
| Firstsource Solutions Ltd. | 0.60% | 0.61% | +0.01% |
| GE Vernova T&D India Ltd | 1.10% | 1.09% | -0.01% |
| Knack Packaging Ltd. | 0.88% | 0.87% | -0.01% |
| Sundaram Finance Ltd. | 0.71% | 0.72% | +0.01% |
| Clean Science And Technology Ltd. | 0.34% | 0.35% | +0.01% |
| National Aluminium Company Ltd. | 0.12% | 0.12% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹13,591 Cr | 1.99% | 9.0% | 12.0% | 17.5% |
 Edelweiss Mid Cap Fund | ₹19,230 Cr | 1.87% | 3.2% | 8.7% | 15.9% |
 HSBC Midcap Fund | ₹16,800 Cr | 2.15% | 15.2% | 14.1% | 19.0% |
 Invesco India Mid Cap Fund | ₹15,832 Cr | 1.85% | 12.4% | 14.1% | 19.3% |
 WhiteOak Capital Mid Cap Fund | ₹8,400 Cr | 2.25% | 11.2% | 12.7% | — |
 ICICI Prudential Mid Cap Fund | ₹7,695 Cr | 1.83% | 2.9% | 10.3% | 15.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved.
Fund managers
- Alok SinghMr. Singh is a CFA and PGDBA from ICFAI Business School.Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.26% absolute | ₹60,000 | ₹61,356 | 2.26% | |
| 1 year3.48% annualised | ₹1,20,000 | ₹1,22,286 | 1.91% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bank of India Mid Cap Fund?
The NAV of Bank of India Mid Cap Fund is ₹10.41 as on 9 Nov 2026.
What is the expense ratio of Bank of India Mid Cap Fund?
The expense ratio of Bank of India Mid Cap Fund is 2.55% per year.
What is the minimum SIP amount for Bank of India Mid Cap Fund?
You can start a SIP in Bank of India Mid Cap Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bank of India Mid Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Mid Cap Fund?
Bank of India Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Mid Cap category.
Which fund house manages Bank of India Mid Cap Fund?
Bank of India Mid Cap Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹17,978 Cr under management.