Bank of India Mid Cap Fund
Mid CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹10.38-0.57%1 day
- Return since launch
- 3.7%
- 52-week range
- ₹8.84 — ₹10.69
- AUM
- ₹767 Cr
Bank of India Mid Cap Fund is a Mid Cap equity fund from Bank of India Mutual Fund with ₹767 Cr under management, launched in 2025. The expense ratio is 2.56% and the SEBI riskometer reading is Very High.
Performance
Bank of India Mid Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.4% against +7.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 9.0% | +0.9 pts | 8.1% | 6.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.5% | +1.5 pts | -4.0% | -4.3% |
| 3M | 1.7% | +1.0 pts | 0.6% | 0.1% |
| 6M | 14.6% | −0.7 pts | 15.3% | 13.8% |
| 1Y | 5.4% | −2.8 pts | 8.1% | 6.7% |
Since launch (31 Jul 2025): 3.7%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.55%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.02%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.47%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Midcap 150 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bank of India Mid Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity98.4%
- Debt0.3%
- Other1.3%
Market cap split
- Large7.2%
- Mid72.0%
- Small20.8%
- P/E
- 30.46
- P/B
- 4.73
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Aurobindo Pharma Ltd. | Healthcare | 5.60% | ₹42.93 Cr | +4.94% | +4.50% | — |
| Multi Commodity Exchange Of India Ltd. | Services | 4.88% | ₹37.40 Cr | +4.30% | -2.03% | — |
| Abbott India Ltd. | Healthcare | 4.38% | ₹33.61 Cr | +4.84% | +5.09% | +2.99% |
| Bharti Hexacom Ltd. | Communication | 4.05% | ₹31.06 Cr | +4.16% | +4.77% | +1.41% |
| One97 Communications Ltd. | Services | 3.38% | ₹25.93 Cr | +1.16% | +1.22% | — |
| Quality Power Electrical Equipments Ltd. | Capital Goods | 3.14% | ₹24.08 Cr | +2.47% | +2.15% | +1.64% |
| UNO Minda Ltd. | Automobile | 2.90% | ₹22.20 Cr | +2.66% | +2.65% | +2.37% |
| Nippon Life India Asset Management Ltd. | Financial | 2.87% | ₹22.04 Cr | +2.87% | +2.58% | +2.14% |
| Bank of Maharashtra | Financial | 2.68% | ₹20.52 Cr | +2.58% | +2.04% | +1.48% |
| Mankind Pharma Ltd. | Healthcare | 2.68% | ₹20.56 Cr | — | — | — |
| Max Financial Services Ltd. | Financial | 2.65% | ₹20.32 Cr | +2.97% | +3.43% | — |
| Petronet LNG Ltd. | Energy | 2.63% | ₹20.14 Cr | +1.77% | +2.24% | — |
| JK Cement Ltd. | Materials | 2.61% | ₹20.02 Cr | +2.55% | +2.84% | +2.64% |
| Bharat Dynamics Ltd. | Capital Goods | 2.33% | ₹17.85 Cr | +2.34% | +2.62% | +1.62% |
| Oil India Ltd. | Energy | 2.33% | ₹17.88 Cr | +2.44% | +2.64% | — |
| The Federal Bank Ltd. | Financial | 2.19% | ₹16.76 Cr | — | — | — |
| Meesho Ltd. | Services | 2.17% | ₹16.64 Cr | — | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 2.13% | ₹16.30 Cr | +1.52% | — | — |
| K.P.R. Mill Ltd. | Textiles | 2.06% | ₹15.78 Cr | +1.79% | +1.78% | +0.97% |
| Hitachi Energy India Ltd. | Capital Goods | 1.98% | ₹15.19 Cr | +2.66% | +1.47% | +2.15% |
| PB Fintech Ltd. | Services | 1.96% | ₹15.00 Cr | +1.89% | +1.75% | +2.25% |
| Gabriel India Ltd. | Automobile | 1.88% | ₹14.38 Cr | +1.52% | +1.47% | +1.84% |
| Indian Bank | Financial | 1.88% | ₹14.38 Cr | +3.58% | -1.61% | +1.91% |
| Eris Lifesciences Ltd. | Healthcare | 1.77% | ₹13.53 Cr | +2.02% | +2.09% | +2.57% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.55% | ₹11.88 Cr | +0.80% | — | +1.61% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | 1.53% | ₹11.72 Cr | — | — | — |
| Laser Power & Infra Ltd. | Capital Goods | 1.53% | ₹11.75 Cr | — | — | — |
| Powerica Ltd. | Capital Goods | 1.44% | ₹11.05 Cr | +1.63% | — | — |
| Schaeffler India Ltd. | Capital Goods | 1.44% | ₹11.02 Cr | +1.57% | +1.77% | — |
| Polycab India Ltd. | Capital Goods | 1.36% | ₹10.39 Cr | +1.44% | +1.40% | +1.91% |
| United Spirits Ltd. | Consumer Staples | 1.36% | ₹10.43 Cr | — | — | — |
| Lloyds Metals & Energy Ltd. | Metals & Mining | 1.29% | ₹9.91 Cr | +3.15% | +2.05% | +1.62% |
| FSN E-Commerce Ventures Ltd. | Services | 1.28% | ₹9.79 Cr | +1.02% | +1.10% | — |
| Jindal Stainless Ltd. | Metals & Mining | 1.28% | ₹9.83 Cr | +1.68% | +1.59% | +1.81% |
| Others | Others | 1.26% | ₹9.67 Cr | +1.76% | +10.76% | +0.82% |
| Housing & Urban Development Corporation Ltd. | Financial | 1.25% | ₹9.56 Cr | +1.48% | +1.45% | +1.78% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.21% | ₹9.24 Cr | +1.47% | +1.66% | — |
| Century Plyboards (India) Ltd. | Materials | 1.16% | ₹8.86 Cr | +1.25% | +1.27% | +0.17% |
| ICICI Prudential Asset Management Company Ltd. | Unclassified | 1.12% | ₹8.58 Cr | +1.37% | +0.37% | — |
| CMR Green Technologies Ltd. | Metals & Mining | 1.10% | ₹8.46 Cr | — | — | — |
| GE Vernova T&D India Ltd | Capital Goods | 1.10% | ₹8.45 Cr | +1.36% | +0.80% | +2.07% |
| Radico Khaitan Ltd. | Consumer Staples | 1.06% | ₹8.13 Cr | +0.88% | +0.71% | +1.24% |
| PG Electroplast Ltd. | Capital Goods | 0.97% | ₹7.44 Cr | +0.86% | — | — |
| MRF Ltd. | Automobile | 0.90% | ₹6.93 Cr | +0.89% | +1.08% | — |
| Knack Packaging Ltd. | Materials | 0.88% | ₹6.72 Cr | — | — | — |
| company:20835 | Capital Goods | 0.78% | ₹5.96 Cr | — | — | — |
| Acutaas Chemicals Ltd. | Healthcare | 0.71% | ₹5.45 Cr | +1.55% | +1.27% | +1.00% |
| Sundaram Finance Ltd. | Financial | 0.71% | ₹5.45 Cr | +0.70% | +1.06% | — |
| BSE Ltd. | Services | 0.68% | ₹5.25 Cr | +1.15% | +0.80% | — |
| company:11622 | Financial | 0.68% | ₹5.22 Cr | — | — | — |
| Sterlite Technologies Ltd. | Communication | 0.65% | ₹5.00 Cr | — | — | — |
| Firstsource Solutions Ltd. | Services | 0.60% | ₹4.63 Cr | +0.64% | +0.55% | — |
| company:17603 | Services | 0.54% | ₹4.15 Cr | — | — | — |
| Steel Authority Of India Ltd. | Metals & Mining | 0.43% | ₹3.32 Cr | +1.70% | +1.04% | — |
| Clean Science And Technology Ltd. | Chemicals | 0.34% | ₹2.63 Cr | +0.35% | +0.35% | +1.86% |
| Reserve Bank of India | Financial | 0.32% | ₹2.45 Cr | +0.33% | +0.59% | — |
| Hindustan Copper Ltd. | Metals & Mining | 0.24% | ₹1.84 Cr | +1.84% | — | — |
| National Aluminium Company Ltd. | Metals & Mining | 0.12% | ₹0.95 Cr | +2.88% | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Lloyds Metals & Energy Ltd. | 2.81% | 1.29% | -1.52% |
| Multi Commodity Exchange Of India Ltd. | 3.86% | 4.88% | +1.02% |
| One97 Communications Ltd. | 2.57% | 3.38% | +0.81% |
| company:20835 | 0.00% | 0.78% | +0.78% |
| company:11622 | 0.00% | 0.68% | +0.68% |
| LG Electronics India Ltd. | 1.46% | 2.13% | +0.67% |
| Others | 1.17% | 0.54% | -0.63% |
| Quality Power Electrical Equipments Ltd. | 2.59% | 3.14% | +0.55% |
| Abbott India Ltd. | 4.93% | 4.38% | -0.55% |
| company:17603 | 0.00% | 0.54% | +0.54% |
| Dixon Technologies (India) Ltd. | 1.92% | 1.55% | -0.37% |
| Bharti Hexacom Ltd. | 4.41% | 4.05% | -0.36% |
| United Spirits Ltd. | 1.03% | 1.36% | +0.33% |
| KRN Heat Exchanger And Refrigeration Ltd. | 1.21% | 1.53% | +0.32% |
| BSE Ltd. | 1.00% | 0.68% | -0.32% |
| JK Cement Ltd. | 2.90% | 2.61% | -0.29% |
| Hitachi Energy India Ltd. | 2.20% | 1.98% | -0.22% |
| Aurobindo Pharma Ltd. | 5.39% | 5.60% | +0.21% |
| PB Fintech Ltd. | 1.75% | 1.96% | +0.21% |
| Mankind Pharma Ltd. | 2.87% | 2.68% | -0.19% |
| The Federal Bank Ltd. | 2.01% | 2.19% | +0.18% |
| Meesho Ltd. | 2.01% | 2.17% | +0.16% |
| Eris Lifesciences Ltd. | 1.93% | 1.77% | -0.16% |
| Housing & Urban Development Corporation Ltd. | 1.40% | 1.25% | -0.15% |
| Bank of Maharashtra | 2.54% | 2.68% | +0.14% |
| K.P.R. Mill Ltd. | 1.92% | 2.06% | +0.14% |
| Sterlite Technologies Ltd. | 0.52% | 0.65% | +0.13% |
| Century Plyboards (India) Ltd. | 1.28% | 1.16% | -0.12% |
| Firstsource Solutions Ltd. | 0.72% | 0.60% | -0.12% |
| Jindal Stainless Ltd. | 1.40% | 1.28% | -0.12% |
| Nippon Life India Asset Management Ltd. | 2.98% | 2.87% | -0.11% |
| ICICI Lombard General Insurance Company Ltd. | 1.31% | 1.21% | -0.10% |
| PG Electroplast Ltd. | 1.07% | 0.97% | -0.10% |
| Powerica Ltd. | 1.54% | 1.44% | -0.10% |
| UNO Minda Ltd. | 2.80% | 2.90% | +0.10% |
| Hindustan Copper Ltd. | 0.34% | 0.24% | -0.10% |
| Gabriel India Ltd. | 1.97% | 1.88% | -0.09% |
| Schaeffler India Ltd. | 1.53% | 1.44% | -0.09% |
| ICICI Prudential Asset Management Company Ltd. | 1.19% | 1.12% | -0.07% |
| Bharat Dynamics Ltd. | 2.39% | 2.33% | -0.06% |
| Petronet LNG Ltd. | 2.57% | 2.63% | +0.06% |
| Sundaram Finance Ltd. | 0.76% | 0.71% | -0.05% |
| Indian Bank | 1.83% | 1.88% | +0.05% |
| Knack Packaging Ltd. | 0.92% | 0.88% | -0.04% |
| Steel Authority Of India Ltd. | 0.39% | 0.43% | +0.04% |
| MRF Ltd. | 0.94% | 0.90% | -0.04% |
| Acutaas Chemicals Ltd. | 0.73% | 0.71% | -0.02% |
| CMR Green Technologies Ltd. | 1.08% | 1.10% | +0.02% |
| Clean Science And Technology Ltd. | 0.32% | 0.34% | +0.02% |
| GE Vernova T&D India Ltd | 1.12% | 1.10% | -0.02% |
| Oil India Ltd. | 2.32% | 2.33% | +0.01% |
| FSN E-Commerce Ventures Ltd. | 1.27% | 1.28% | +0.01% |
| Polycab India Ltd. | 1.37% | 1.36% | -0.01% |
| Radico Khaitan Ltd. | 1.07% | 1.06% | -0.01% |
| Reserve Bank of India | 0.33% | 0.32% | -0.01% |
| Max Financial Services Ltd. | 2.64% | 2.65% | +0.01% |
| Laser Power & Infra Ltd. | 1.53% | 1.53% | 0.00% |
| National Aluminium Company Ltd. | 0.12% | 0.12% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹13,775 Cr | 2.01% | 12.4% | 14.1% | 18.9% |
 Edelweiss Mid Cap Fund | ₹19,891 Cr | 1.87% | 5.2% | 10.6% | 17.1% |
 HSBC Midcap Fund | ₹17,188 Cr | 2.21% | 20.9% | 16.6% | 20.4% |
 Invesco India Mid Cap Fund | ₹15,905 Cr | 1.88% | 12.3% | 15.2% | 20.0% |
 ICICI Prudential Mid Cap Fund | ₹8,403 Cr | 1.84% | 10.0% | 13.6% | 17.9% |
 WhiteOak Capital Mid Cap Fund | ₹7,485 Cr | 2.25% | 13.9% | 14.3% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to generate long-term capital appreciation by investing predominantly in equity and equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be achieved.
Fund managers
- Alok SinghMr. Singh is a CFA and PGDBA from ICFAI Business School.Prior to joining Bank of India AMC he has worked with BNP Paribas Asset Management and Axis Bank
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months14.57% absolute | ₹60,000 | ₹68,742 | 14.57% | |
| 1 year5.38% annualised | ₹1,20,000 | ₹1,23,555 | 2.96% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Bank of India Mid Cap Fund?
The NAV of Bank of India Mid Cap Fund is ₹10.38 as on 25 Sep 2026.
What is the expense ratio of Bank of India Mid Cap Fund?
The expense ratio of Bank of India Mid Cap Fund is 2.56% per year.
What is the minimum SIP amount for Bank of India Mid Cap Fund?
You can start a SIP in Bank of India Mid Cap Fund with ₹3,000 a month.
Is there a lock-in or exit load on Bank of India Mid Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months..
How risky is Bank of India Mid Cap Fund?
Bank of India Mid Cap Fund is rated Very High on the SEBI riskometer and belongs to the Mid Cap category.
Which fund house manages Bank of India Mid Cap Fund?
Bank of India Mid Cap Fund is managed by Bank of India Mutual Fund, which runs 23 schemes with ₹15,446 Cr under management.