Bank of India Value Fund
- NAV as on 9 Nov 2026
- ₹10.34+1.17%1 day
- Return since launch
- 2.0%
- 52-week range
- ₹9.51 — ₹10.23
- AUM
- ₹358 Cr
Bank of India Value Fund is a Value & Contra equity fund from Bank of India Mutual Fund with ₹358 Cr under management, launched in 2026. The expense ratio is 2.79% and the SEBI riskometer reading is Low to Moderate.
Performance
Bank of India Value Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.0% against +1.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
Since launch (28 Aug 2026): 2.0%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
4.04%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.49%
- Transaction charges
- 0.03%
- Statutory levies
- 1.42%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Bank of India Value Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity4.1%
- Other95.9%
Market cap split
- Large49.8%
- Small50.2%
- P/E
- 25.40
- P/B
- 3.37
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 95.94% | ₹341 Cr | — | — | — |
| Navin Fluorine International Ltd. | Chemicals | 2.04% | ₹7.26 Cr | — | — | — |
| HDFC Bank Ltd. | Financial | 1.02% | ₹3.61 Cr | — | — | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.00% | ₹3.54 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Navin Fluorine International Ltd. | 0.00% | 2.04% | +2.04% |
| Others | 0.00% | -1.98% | -1.98% |
| HDFC Bank Ltd. | 0.00% | 1.02% | +1.02% |
| Kotak Mahindra Bank Ltd. | 0.00% | 1.00% | +1.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,870 Cr | 2.41% | 11.3% | 9.7% | 14.2% |
 HDFC Value Fund | ₹8,039 Cr | 1.87% | 10.7% | 9.2% | 13.6% |
 DSP Value Fund | ₹2,225 Cr | 2.35% | 7.0% | 9.9% | 13.7% |
 Quant Value Fund | ₹1,917 Cr | 2.31% | 8.9% | 7.6% | — |
 Axis Value Fund | ₹1,836 Cr | 2.20% | 12.3% | 10.3% | 15.6% |
 LIC MF Value Fund | ₹336 Cr | 3.33% | 17.7% | 11.5% | 13.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate longterm capital appreciation by predominantly investing in equity and equity related instruments by following a value investment strategy.
Fund managers
- Nav BhardwajPhD - Business Management (Finance), Masters in Commerce, B.A. (Hons.) - EconomicsPrior to joining the Bank of India , he was associated with Invesco Asset Management (India) Private Limited, Anand Rathi Shares and stock brokers Ltd, Sunflower Capital.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
No return history published for this fund yet.
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.