Baroda BNP Paribas Equity Savings Fund
Equity SavingsModerateOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹17.62+0.25%1 day
- Return since launch
- 8.0%
- 52-week range
- ₹16.27 — ₹17.57
- AUM
- ₹267 Cr
Baroda BNP Paribas Equity Savings Fund is a Equity Savings hybrid fund from Baroda BNP Paribas Mutual Fund with ₹267 Cr under management, launched in 2019. Over three years it has returned 6.2% a year, against 8.0% for its category. The expense ratio is 2.84% and the SEBI riskometer reading is Moderate.
Performance
Baroda BNP Paribas Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.5% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.0% | +2.2 pts | 3.8% | 4.5% |
| 2Y | 5.8% | +0.6 pts | 5.2% | 4.4% |
| 3Y | 6.2% | −1.8 pts | 8.0% | 4.9% |
| 5Y | 7.7% | +0.8 pts | 6.9% | 6.4% |
| 7Y | 7.8% | −0.2 pts | 8.0% | 7.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 3.5% | +0.7 pts | 2.8% | 2.7% |
| 3M | 0.5% | −0.3 pts | 0.8% | 0.6% |
| 6M | 3.0% | −0.4 pts | 3.4% | 3.0% |
| 1Y | 3.6% | −0.2 pts | 3.8% | 2.7% |
| 2Y | 5.3% | +0.4 pts | 4.8% | 4.2% |
| 3Y | 8.6% | +0.6 pts | 8.0% | 6.9% |
| 5Y | 7.3% | +0.4 pts | 6.9% | 6.0% |
| 7Y | 7.9% | −0.4 pts | 8.3% | 7.4% |
Since launch (4 Jul 2019): 8.0%
Calendar-year returns
Category average12.0%
6.6%
3.1%
13.5%
10.8%
6.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.7% | −0.6 pts | 7.3% |
| 2024 | 10.8% | −1.1 pts | 11.9% |
| 2023 | 13.5% | −0.8 pts | 14.3% |
| 2022 | 3.1% | −1.1 pts | 4.2% |
| 2021 | 6.6% | −7.0 pts | 13.6% |
| 2020 | 12.0% | +1.5 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.83%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.07%
- Transaction charges
- 0.02%
- Statutory levies
- 0.64%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.14 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.37 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.50 | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 6.21 | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity34.3%
- Debt31.9%
- Other33.8%
Market cap split
- Large77.3%
- Mid15.6%
- Small7.1%
- P/E
- 20.33
- P/B
- 2.55
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 35.88% | ₹95.92 Cr | +2.90% | +4.32% | +51.87% |
| Power Finance Corporation Ltd. | Financial | 4.44% | ₹11.87 Cr | +5.00% | +5.16% | — |
| GOI | Sovereign | 3.80% | ₹10.16 Cr | +3.71% | +3.79% | +3.94% |
| Shriram Finance Ltd | Financial | 2.99% | ₹8.02 Cr | +5.10% | +5.26% | +1.54% |
| ICICI Bank Ltd. | Financial | 2.49% | ₹6.64 Cr | -3.14% | -2.84% | +3.98% |
| Larsen & Toubro Ltd. | Construction | 2.16% | ₹5.78 Cr | +5.84% | -2.98% | -3.16% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 1.87% | ₹5.00 Cr | +0.36% | +1.87% | +1.93% |
| One 97 Communications Ltd. | Services | 1.86% | ₹4.98 Cr | -0.78% | -0.68% | +0.74% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.85% | ₹4.96 Cr | +1.79% | +1.85% | +0.60% |
| Bajaj Housing Finance Ltd. | Financial | 1.84% | ₹4.91 Cr | — | — | — |
| State Bank of India | Financial | 1.76% | ₹4.71 Cr | -3.28% | -3.24% | +1.85% |
| PNB Housing Finance Ltd. | Financial | 1.65% | ₹4.42 Cr | +1.94% | -1.28% | -1.49% |
| India Infradebt Ltd. | Construction | 1.48% | ₹3.95 Cr | +1.44% | — | — |
| Bharti Airtel Ltd. | Communication | 1.45% | ₹3.88 Cr | -7.04% | -4.76% | -5.63% |
| Reliance Industries Ltd. | Energy | 1.36% | ₹3.64 Cr | -3.60% | -2.36% | -3.42% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.26% | ₹3.38 Cr | -1.26% | +4.52% | +0.84% |
| IndiGrid Infrastructure Trust | Capital Goods | 1.20% | ₹3.21 Cr | +1.19% | +1.16% | +1.17% |
| Hitachi Energy India Ltd. | Capital Goods | 1.13% | ₹3.03 Cr | +1.29% | +0.93% | +0.70% |
| REC Ltd. | Financial | 1.12% | ₹2.99 Cr | +0.71% | +0.73% | — |
| Titan Company Ltd. | Consumer Discretionary | 1.11% | ₹2.98 Cr | +2.84% | +2.36% | +1.65% |
| Axis Bank Ltd. | Financial | 1.08% | ₹2.91 Cr | -0.12% | -2.50% | +1.28% |
| NTPC Ltd. | Energy | 1.01% | ₹2.69 Cr | -3.18% | -3.45% | -4.60% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.98% | ₹2.62 Cr | +2.68% | +2.34% | +1.62% |
| Ajanta Pharma Ltd. | Healthcare | 0.97% | ₹2.61 Cr | +1.84% | +0.65% | +0.57% |
| Radico Khaitan Ltd. | Consumer Staples | 0.88% | ₹2.36 Cr | +1.20% | +1.00% | +1.11% |
| Fractal Analytics Ltd. | Technology | 0.87% | ₹2.33 Cr | +0.93% | +0.82% | — |
| Hindalco Industries Ltd. | Metals & Mining | 0.86% | ₹2.29 Cr | +0.96% | +0.92% | +0.81% |
| Linde India Ltd. | Chemicals | 0.85% | ₹2.28 Cr | +1.02% | +0.99% | +0.92% |
| Mankind Pharma Ltd. | Healthcare | 0.84% | ₹2.25 Cr | +1.21% | — | — |
| Navin Fluorine International Ltd. | Chemicals | 0.83% | ₹2.23 Cr | +0.83% | +0.94% | +0.75% |
| TVS Motor Company Ltd. | Automobile | 0.83% | ₹2.22 Cr | +1.01% | +1.02% | +1.28% |
| Kotak Mahindra Bank Ltd. | Financial | 0.82% | ₹2.18 Cr | -1.54% | -1.42% | -1.33% |
| Hindustan Petroleum Corporation Ltd. | Energy | 0.77% | ₹2.05 Cr | +0.85% | +0.25% | — |
| Bharat Electronics Ltd. | Capital Goods | 0.76% | ₹2.03 Cr | +0.74% | +0.75% | +0.76% |
| Bharti Telecom Ltd. | Communication | 0.74% | ₹1.98 Cr | +0.71% | +0.74% | — |
| Pidilite Industries Ltd. | Chemicals | 0.74% | ₹1.98 Cr | +0.86% | — | — |
| Ultratech Cement Ltd. | Materials | 0.74% | ₹1.98 Cr | — | +0.80% | +1.25% |
| Mahindra & Mahindra Ltd. | Automobile | 0.67% | ₹1.80 Cr | -1.62% | -2.62% | -3.65% |
| Power Grid Corporation Of India Ltd. | Energy | 0.66% | ₹1.76 Cr | +2.06% | +1.66% | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.58% | ₹1.54 Cr | +1.11% | +0.79% | +0.87% |
| Tata Motors Ltd. | Automobile | 0.54% | ₹1.44 Cr | +0.53% | +0.51% | — |
| Life Insurance Corporation of India | Insurance | 0.53% | ₹1.42 Cr | — | — | — |
| Persistent Systems Ltd. | Technology | 0.53% | ₹1.43 Cr | +0.39% | +0.91% | +0.73% |
| HDFC Bank Ltd. | Financial | 0.50% | ₹1.34 Cr | -2.02% | -3.86% | -5.08% |
| Tech Mahindra Ltd. | Technology | 0.46% | ₹1.23 Cr | +0.40% | +0.83% | +1.06% |
| Piramal Finance Ltd. | Financial | 0.45% | ₹1.21 Cr | +0.44% | +0.46% | +0.47% |
| Max Financial Services Ltd. | Financial | 0.42% | ₹1.11 Cr | +0.55% | +0.54% | +0.77% |
| NHPC Ltd. | Energy | 0.39% | ₹1.05 Cr | +0.44% | — | — |
| Tata Power Company Ltd. | Energy | 0.36% | ₹0.96 Cr | -2.02% | +4.38% | -4.58% |
| National Securities Depository Ltd | Financial | 0.26% | ₹0.71 Cr | +0.29% | — | — |
| Nestle India Ltd. | Consumer Staples | 0.26% | ₹0.71 Cr | +0.25% | +0.22% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.01% | ₹0.03 Cr | -3.98% | -2.98% | -3.24% |
| Bajaj Finance Ltd. | Financial | 0.01% | ₹0.03 Cr | -1.58% | +1.52% | +1.92% |
| DLF Ltd. | Construction | 0.01% | ₹0.02 Cr | -3.36% | -2.80% | -3.53% |
| Adani Enterprises Ltd. | Services | 0.00% | ₹0.00 Cr | — | — | — |
| Ambuja Cements Ltd. | Materials | 0.00% | ₹-0.01 Cr | -2.78% | -2.70% | -3.90% |
| Britannia Industries Ltd. | Consumer Staples | 0.00% | ₹0.00 Cr | -0.74% | +1.32% | +1.47% |
| Indusind Bank Ltd. | Financial | 0.00% | ₹-0.00 Cr | -1.78% | -1.50% | -1.48% |
| Punjab National Bank | Financial | 0.00% | ₹-0.01 Cr | -1.54% | -1.50% | +1.70% |
| Trent Ltd. | Services | 0.00% | ₹-0.00 Cr | — | — | +1.03% |
| Yes Bank Ltd. | Financial | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Godrej Properties Ltd. | Construction | -0.01% | ₹-0.03 Cr | -2.76% | -2.24% | — |
| Infosys Ltd. | Technology | -0.01% | ₹-0.02 Cr | — | +0.94% | +1.79% |
| Tata Steel Ltd. | Metals & Mining | -0.02% | ₹-0.05 Cr | -4.18% | -4.42% | -3.95% |
| LIC Housing Finance Ltd. | Financial | -0.03% | ₹-0.06 Cr | +1.44% | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| ICICI Bank Ltd. | 2.99% | -1.77% | -4.76% |
| Titan Company Ltd. | 1.59% | -0.12% | -1.71% |
| Power Grid Corporation Of India Ltd. | 0.82% | -0.18% | -1.00% |
| Infosys Ltd. | 0.00% | -0.87% | -0.87% |
| DLF Ltd. | -1.75% | -0.95% | +0.80% |
| AU Small Finance Bank Ltd. | 0.78% | 0.00% | -0.78% |
| Adani Enterprises Ltd. | 0.00% | -0.67% | -0.67% |
| Ajanta Pharma Ltd. | 1.46% | 0.97% | -0.49% |
| Nippon Life India Asset Management Ltd. | 0.99% | 0.58% | -0.41% |
| Others | 2.85% | 3.26% | +0.41% |
| Radico Khaitan Ltd. | 1.26% | 0.88% | -0.38% |
| Axis Bank Ltd. | -0.69% | -0.98% | -0.29% |
| Adani Ports and Special Economic Zone Ltd. | -1.74% | -2.03% | -0.29% |
| TVS Motor Company Ltd. | 1.08% | 0.83% | -0.25% |
| GOI | 3.56% | 3.80% | +0.24% |
| Sun Pharmaceutical Industries Ltd. | -0.85% | -1.08% | -0.23% |
| Trent Ltd. | 0.00% | -0.22% | -0.22% |
| Tata Steel Ltd. | -1.95% | -2.14% | -0.19% |
| Power Finance Corporation Ltd. | 2.40% | 2.59% | +0.19% |
| Godrej Properties Ltd. | -1.43% | -1.26% | +0.17% |
| Larsen & Toubro Ltd. | -0.22% | -0.37% | -0.15% |
| HDFC Bank Ltd. | -1.69% | -1.83% | -0.14% |
| Mankind Pharma Ltd. | 0.98% | 0.84% | -0.14% |
| Bajaj Housing Finance Ltd. | 1.71% | 1.84% | +0.13% |
| Cholamandalam Investment and Finance Company Ltd. | 1.72% | 1.85% | +0.13% |
| Jamnagar Utilities and Power Pvt. Ltd. | 1.74% | 1.87% | +0.13% |
| LIC Housing Finance Ltd. | -1.74% | -1.87% | -0.13% |
| State Bank of India | -1.78% | -1.90% | -0.12% |
| India Infradebt Ltd. | 1.37% | 1.48% | +0.11% |
| Tata Power Company Ltd. | -1.04% | -1.15% | -0.11% |
| PNB Housing Finance Ltd. | 1.00% | 0.90% | -0.10% |
| Pidilite Industries Ltd. | 0.84% | 0.74% | -0.10% |
| Bharat Heavy Electricals Ltd. | -0.24% | -0.33% | -0.09% |
| Max Financial Services Ltd. | 0.51% | 0.42% | -0.09% |
| Hindalco Industries Ltd. | 0.95% | 0.86% | -0.09% |
| REC Ltd. | 1.04% | 1.12% | +0.08% |
| Hitachi Energy India Ltd. | 1.20% | 1.13% | -0.07% |
| One 97 Communications Ltd. | 1.93% | 1.86% | -0.07% |
| Fractal Analytics Ltd. | 0.93% | 0.87% | -0.06% |
| IndiGrid Infrastructure Trust | 1.14% | 1.20% | +0.06% |
| NTPC Ltd. | -0.98% | -1.04% | -0.06% |
| Kotak Mahindra Bank Ltd. | -1.09% | -1.15% | -0.06% |
| Ambuja Cements Ltd. | -1.28% | -1.23% | +0.05% |
| Bharti Telecom Ltd. | 0.69% | 0.74% | +0.05% |
| Mahindra & Mahindra Ltd. | -0.87% | -0.82% | +0.05% |
| Persistent Systems Ltd. | 0.48% | 0.53% | +0.05% |
| Ultratech Cement Ltd. | 0.69% | 0.74% | +0.05% |
| Punjab National Bank | -0.80% | -0.85% | -0.05% |
| Bajaj Finance Ltd. | -1.67% | -1.63% | +0.04% |
| Bharti Airtel Ltd. | -2.00% | -2.04% | -0.04% |
| Hindustan Petroleum Corporation Ltd. | 0.74% | 0.77% | +0.03% |
| Bharat Electronics Ltd. | 0.78% | 0.76% | -0.02% |
| Indusind Bank Ltd. | -0.92% | -0.90% | +0.02% |
| Piramal Finance Ltd. | 0.43% | 0.45% | +0.02% |
| Reliance Industries Ltd. | -1.74% | -1.72% | +0.02% |
| Shriram Finance Ltd | 0.38% | 0.36% | -0.02% |
| Tata Motors Ltd. | 0.56% | 0.54% | -0.02% |
| Navin Fluorine International Ltd. | 0.81% | 0.83% | +0.02% |
| Britannia Industries Ltd. | -0.37% | -0.36% | +0.01% |
| Life Insurance Corporation of India | 0.52% | 0.53% | +0.01% |
| Linde India Ltd. | 0.86% | 0.85% | -0.01% |
| NHPC Ltd. | 0.40% | 0.39% | -0.01% |
| Tech Mahindra Ltd. | 0.45% | 0.46% | +0.01% |
| company:20133 | 0.01% | 0.00% | -0.01% |
| National Securities Depository Ltd | 0.26% | 0.26% | 0.00% |
| Nestle India Ltd. | 0.26% | 0.26% | 0.00% |
| Yes Bank Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,309 Cr | 2.20% | 7.7% | 7.5% | 9.1% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.9% | 5.7% | 8.1% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.7% | 7.5% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.8% | 8.6% | 9.5% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.3% | 9.5% | 11.1% |
 Axis Equity Savings Fund | ₹848 Cr | 2.68% | 8.1% | 6.4% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.
Fund managers
- Jitendra SriramMr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
- Kushant AroraCA, FRMPrior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
- Neeraj SaxenaHe is PGDBA finance and Masters in Organic ChemistryPrior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.04% absolute | ₹60,000 | ₹61,824 | 3.04% | |
| 1 year3.58% annualised | ₹1,20,000 | ₹1,22,353 | 1.96% | |
| 3 years8.57% annualised | ₹3,60,000 | ₹4,11,779 | 14.38% | |
| 5 years7.28% annualised | ₹6,00,000 | ₹7,25,516 | 20.92% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas Equity Savings Fund?
The NAV of Baroda BNP Paribas Equity Savings Fund is ₹17.62 as on 9 Nov 2026.
What is the expense ratio of Baroda BNP Paribas Equity Savings Fund?
The expense ratio of Baroda BNP Paribas Equity Savings Fund is 2.84% per year.
What is the minimum SIP amount for Baroda BNP Paribas Equity Savings Fund?
You can start a SIP in Baroda BNP Paribas Equity Savings Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Equity Savings Fund given?
Baroda BNP Paribas Equity Savings Fund has returned 6.0% over 1 year, 6.2% over 3 years and 7.7% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund is rated Moderate on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹55,028 Cr under management.