Baroda BNP Paribas Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹17.21+0.12%1 day
- Return since launch
- 7.9%
- 52-week range
- ₹16.27 — ₹17.55
- AUM
- ₹289 Cr
Baroda BNP Paribas Equity Savings Fund is a Equity Savings hybrid fund from Baroda BNP Paribas Mutual Fund with ₹289 Cr under management, launched in 2019. Over three years it has returned 5.4% a year, against 7.6% for its category. The expense ratio is 2.81% and the SEBI riskometer reading is Moderately High.
Performance
Baroda BNP Paribas Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.0% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 2.3% | −1.2 pts | 3.5% | 1.8% |
| 2Y | 3.9% | +0.1 pts | 3.8% | 3.2% |
| 3Y | 5.4% | −2.2 pts | 7.6% | 4.4% |
| 5Y | 7.2% | +0.4 pts | 6.8% | 6.1% |
| 7Y | 7.5% | −0.4 pts | 7.9% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -1.7% | −1.0 pts | -0.8% | -0.9% |
| 3M | 0.2% | −0.4 pts | 0.6% | 0.3% |
| 6M | 4.8% | +0.5 pts | 4.2% | 3.6% |
| 1Y | 4.0% | +0.5 pts | 3.5% | 2.6% |
| 2Y | 3.1% | −0.1 pts | 3.1% | 2.6% |
| 3Y | 8.1% | +0.5 pts | 7.6% | 6.6% |
| 5Y | 7.0% | +0.2 pts | 6.8% | 5.9% |
| 7Y | 7.7% | −0.5 pts | 8.2% | 7.4% |
Since launch (4 Jul 2019): 7.9%
Calendar-year returns
Category average12.0%
6.6%
3.1%
13.5%
10.8%
6.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.7% | −0.6 pts | 7.3% |
| 2024 | 10.8% | −1.1 pts | 11.9% |
| 2023 | 13.5% | −0.8 pts | 14.3% |
| 2022 | 3.1% | −1.1 pts | 4.2% |
| 2021 | 6.6% | −7.0 pts | 13.6% |
| 2020 | 12.0% | +1.5 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.81%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.07%
- Transaction charges
- 0.01%
- Statutory levies
- 0.63%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.12 | 0.79 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.52 | 0.76 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.67 | 0.89 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 5.98 | 6.20 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Baroda BNP Paribas Equity Savings Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity40.0%
- Debt30.9%
- Other29.0%
Market cap split
- Large73.8%
- Mid19.1%
- Small7.1%
- P/E
- 22.39
- P/B
- 2.78
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 30.75% | ₹88.68 Cr | +4.84% | +2.26% | +51.62% |
| Power Finance Corporation Ltd. | Financial | 4.12% | ₹11.90 Cr | +5.04% | +4.96% | +3.78% |
| GOI | Sovereign | 3.56% | ₹10.28 Cr | +3.73% | +3.69% | +3.88% |
| ICICI Bank Ltd. | Financial | 2.99% | ₹8.64 Cr | -1.46% | +1.82% | +2.26% |
| Shriram Finance Ltd | Financial | 2.83% | ₹8.16 Cr | +5.14% | +5.06% | +1.52% |
| Larsen & Toubro Ltd. | Construction | 2.55% | ₹7.37 Cr | -3.40% | -3.46% | -3.06% |
| Jamnagar Utilities and Power Pvt. Ltd. | Capital Goods | 2.09% | ₹6.01 Cr | +0.72% | +3.60% | +3.80% |
| State Bank of India | Financial | 2.05% | ₹5.92 Cr | -3.14% | +2.40% | +1.68% |
| One97 Communications Ltd. | Services | 1.93% | ₹5.56 Cr | -0.78% | +0.75% | +0.63% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.72% | ₹4.97 Cr | +1.80% | +0.61% | +0.71% |
| company:14899 | Financial | 1.71% | ₹4.95 Cr | — | — | — |
| PNB Housing Finance Ltd. | Financial | 1.70% | ₹4.90 Cr | -1.74% | -1.34% | -1.28% |
| Titan Company Ltd. | Consumer Discretionary | 1.59% | ₹4.59 Cr | +1.34% | +1.23% | +0.88% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.52% | ₹4.41 Cr | -1.26% | -3.04% | +0.84% |
| Axis Bank Ltd. | Financial | 1.47% | ₹4.25 Cr | +4.38% | +1.76% | +1.16% |
| Ajanta Pharma Ltd. | Healthcare | 1.46% | ₹4.21 Cr | +0.67% | +0.66% | +0.58% |
| India Infradebt Ltd. | Construction | 1.37% | ₹3.97 Cr | — | — | — |
| Bharti Airtel Ltd. | Communication | 1.33% | ₹3.84 Cr | -4.80% | -5.28% | -5.58% |
| Reliance Industries Ltd. | Energy | 1.33% | ₹3.84 Cr | -2.28% | -3.28% | -3.36% |
| Radico Khaitan Ltd. | Consumer Staples | 1.26% | ₹3.63 Cr | +1.15% | +0.96% | +1.08% |
| Hitachi Energy India Ltd. | Capital Goods | 1.20% | ₹3.47 Cr | +1.44% | +0.93% | +0.73% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 1.14% | ₹3.30 Cr | +3.06% | +2.42% | +1.16% |
| IndiGrid Infrastructure Trust | Capital Goods | 1.14% | ₹3.30 Cr | +1.18% | +1.11% | +1.15% |
| TVS Motor Company Ltd. | Automobile | 1.08% | ₹3.13 Cr | +1.00% | +1.12% | +1.15% |
| REC Ltd. | Financial | 1.04% | ₹2.99 Cr | +0.71% | +0.70% | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.99% | ₹2.85 Cr | +1.06% | +0.88% | +0.67% |
| Mankind Pharma Ltd. | Healthcare | 0.98% | ₹2.83 Cr | — | — | — |
| Hindalco Industries Ltd. | Metals & Mining | 0.95% | ₹2.74 Cr | +1.15% | +0.92% | +0.73% |
| Fractal Analytics Ltd. | Technology | 0.93% | ₹2.68 Cr | +1.06% | +0.80% | — |
| NTPC Ltd. | Energy | 0.93% | ₹2.71 Cr | -3.54% | -4.83% | -4.32% |
| Linde India Ltd. | Chemicals | 0.86% | ₹2.49 Cr | +1.02% | +0.93% | +0.93% |
| Pidilite Industries Ltd. | Chemicals | 0.84% | ₹2.43 Cr | — | — | — |
| Power Grid Corporation Of India Ltd. | Energy | 0.82% | ₹2.37 Cr | +0.79% | +0.53% | — |
| Navin Fluorine International Ltd. | Chemicals | 0.81% | ₹2.34 Cr | +1.06% | +0.91% | +0.68% |
| AU Small Finance Bank Ltd. | Financial | 0.78% | ₹2.25 Cr | +0.84% | +0.80% | +0.70% |
| Bharat Electronics Ltd. | Capital Goods | 0.78% | ₹2.24 Cr | +0.75% | +0.79% | +0.69% |
| Kotak Mahindra Bank Ltd. | Financial | 0.77% | ₹2.21 Cr | -1.52% | -3.80% | -3.40% |
| Hindustan Petroleum Corporation Ltd. | Energy | 0.74% | ₹2.14 Cr | +0.86% | +0.31% | — |
| Bharti Telecom Ltd. | Communication | 0.69% | ₹1.98 Cr | +0.72% | +0.71% | — |
| Tata Power Company Ltd. | Energy | 0.69% | ₹2.00 Cr | +4.76% | -4.16% | -4.34% |
| company:7002 | Materials | 0.69% | ₹1.99 Cr | — | +1.21% | +1.27% |
| LIC Housing Finance Ltd. | Financial | 0.68% | ₹1.99 Cr | +2.16% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 0.66% | ₹1.93 Cr | -1.66% | -3.40% | -3.36% |
| Tata Motors Ltd. | Automobile | 0.56% | ₹1.61 Cr | +0.48% | +0.63% | — |
| Life Insurance Corporation of India | Insurance | 0.52% | ₹1.50 Cr | — | — | — |
| Max Financial Services Ltd. | Financial | 0.51% | ₹1.49 Cr | +0.59% | +0.62% | +0.78% |
| Persistent Systems Ltd. | Technology | 0.48% | ₹1.40 Cr | +1.42% | +0.84% | +0.79% |
| HDFC Bank Ltd. | Financial | 0.47% | ₹1.35 Cr | -3.80% | -4.46% | -5.02% |
| Tech Mahindra Ltd. | Technology | 0.45% | ₹1.30 Cr | +0.87% | +0.77% | +1.10% |
| Piramal Finance Ltd. | Financial | 0.43% | ₹1.25 Cr | +0.45% | +0.45% | +0.49% |
| NHPC Ltd. | Energy | 0.40% | ₹1.15 Cr | — | — | — |
| National Securities Depository Ltd | Financial | 0.26% | ₹0.76 Cr | — | — | — |
| Nestle India Ltd. | Consumer Staples | 0.26% | ₹0.75 Cr | +0.26% | +0.23% | — |
| DLF Ltd. | Construction | 0.05% | ₹0.13 Cr | -3.22% | -3.20% | -3.62% |
| Tata Steel Ltd. | Metals & Mining | 0.02% | ₹0.03 Cr | -4.64% | -4.66% | -3.56% |
| Indusind Bank Ltd. | Financial | 0.02% | ₹0.04 Cr | -1.80% | -1.80% | -1.48% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.01% | ₹0.04 Cr | +0.01% | +0.01% | +0.01% |
| Bajaj Finance Ltd. | Financial | 0.00% | ₹0.00 Cr | — | +1.42% | +1.66% |
| Godrej Properties Ltd. | Construction | 0.00% | ₹0.00 Cr | -2.64% | -2.52% | — |
| Yes Bank Ltd. | Financial | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| Ambuja Cements Ltd. | Materials | -0.01% | ₹-0.04 Cr | -2.96% | -3.22% | -3.80% |
| Britannia Industries Ltd. | Consumer Staples | -0.01% | ₹-0.00 Cr | +0.76% | +1.38% | +1.22% |
| Punjab National Bank | Financial | -0.01% | ₹-0.01 Cr | -1.56% | -0.96% | +1.50% |
| Adani Ports and Special Economic Zone Ltd. | Services | -0.06% | ₹-0.18 Cr | -4.02% | -3.30% | -2.98% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Adani Ports and Special Economic Zone Ltd. | 1.80% | -1.74% | -3.54% |
| Larsen & Toubro Ltd. | 2.73% | -0.22% | -2.95% |
| LIC Housing Finance Ltd. | 0.70% | -1.74% | -2.44% |
| National Bank For Agriculture & Rural Development | 1.75% | 0.00% | -1.75% |
| company:14899 | 0.00% | 1.71% | +1.71% |
| Bharti Airtel Ltd. | -3.65% | -2.00% | +1.65% |
| Bharat Heavy Electricals Ltd. | 1.28% | -0.24% | -1.52% |
| Jamnagar Utilities and Power Pvt. Ltd. | 0.35% | 1.74% | +1.39% |
| Ujjivan Small Finance Bank Ltd. | 0.88% | 0.00% | -0.88% |
| Bajaj Finance Ltd. | -0.87% | -1.67% | -0.80% |
| HDFC Bank Ltd. | -0.92% | -1.69% | -0.77% |
| company:7002 | 0.00% | 0.69% | +0.69% |
| Others | 3.50% | 2.85% | -0.65% |
| Axis Bank Ltd. | -0.05% | -0.69% | -0.64% |
| ICICI Bank Ltd. | 3.45% | 2.99% | -0.46% |
| Ajanta Pharma Ltd. | 1.82% | 1.46% | -0.36% |
| Kotak Mahindra Bank Ltd. | -0.74% | -1.09% | -0.35% |
| One97 Communications Ltd. | 1.61% | 1.93% | +0.32% |
| Sun Pharmaceutical Industries Ltd. | -0.66% | -0.85% | -0.19% |
| State Bank of India | -1.60% | -1.78% | -0.18% |
| Power Grid Corporation Of India Ltd. | 0.99% | 0.82% | -0.17% |
| Mankind Pharma Ltd. | 1.14% | 0.98% | -0.16% |
| TVS Motor Company Ltd. | 1.22% | 1.08% | -0.14% |
| Ambuja Cements Ltd. | -1.39% | -1.28% | +0.11% |
| Tata Steel Ltd. | -2.05% | -1.95% | +0.10% |
| Nippon Life India Asset Management Ltd. | 1.08% | 0.99% | -0.09% |
| Godrej Properties Ltd. | -1.51% | -1.43% | +0.08% |
| Hindustan Petroleum Corporation Ltd. | 0.82% | 0.74% | -0.08% |
| AU Small Finance Bank Ltd. | 0.86% | 0.78% | -0.08% |
| Tata Power Company Ltd. | -0.97% | -1.04% | -0.07% |
| Linde India Ltd. | 0.92% | 0.86% | -0.06% |
| GOI | 3.62% | 3.56% | -0.06% |
| Titan Company Ltd. | 1.54% | 1.59% | +0.05% |
| Life Insurance Corporation of India | 0.47% | 0.52% | +0.05% |
| Bharat Electronics Ltd. | 0.73% | 0.78% | +0.05% |
| Hitachi Energy India Ltd. | 1.16% | 1.20% | +0.04% |
| PNB Housing Finance Ltd. | 0.96% | 1.00% | +0.04% |
| IndiGrid Infrastructure Trust | 1.18% | 1.14% | -0.04% |
| Fractal Analytics Ltd. | 0.89% | 0.93% | +0.04% |
| Power Finance Corporation Ltd. | 2.43% | 2.40% | -0.03% |
| Radico Khaitan Ltd. | 1.29% | 1.26% | -0.03% |
| India Infradebt Ltd. | 1.40% | 1.37% | -0.03% |
| Reliance Industries Ltd. | -1.77% | -1.74% | +0.03% |
| Tata Motors Ltd. | 0.53% | 0.56% | +0.03% |
| NTPC Ltd. | -1.00% | -0.98% | +0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 1.74% | 1.72% | -0.02% |
| Indusind Bank Ltd. | -0.94% | -0.92% | +0.02% |
| Shriram Finance Ltd | 0.36% | 0.38% | +0.02% |
| Navin Fluorine International Ltd. | 0.79% | 0.81% | +0.02% |
| DLF Ltd. | -1.74% | -1.75% | -0.01% |
| NHPC Ltd. | 0.41% | 0.40% | -0.01% |
| REC Ltd. | 1.05% | 1.04% | -0.01% |
| Tech Mahindra Ltd. | 0.46% | 0.45% | -0.01% |
| Mahindra & Mahindra Ltd. | -0.88% | -0.87% | +0.01% |
| Britannia Industries Ltd. | -0.38% | -0.37% | +0.01% |
| Punjab National Bank | -0.79% | -0.80% | -0.01% |
| National Securities Depository Ltd | 0.27% | 0.26% | -0.01% |
| Pidilite Industries Ltd. | 0.85% | 0.84% | -0.01% |
| Persistent Systems Ltd. | 0.49% | 0.48% | -0.01% |
| Hindalco Industries Ltd. | 0.95% | 0.95% | 0.00% |
| Bharti Telecom Ltd. | 0.69% | 0.69% | 0.00% |
| Nestle India Ltd. | 0.26% | 0.26% | 0.00% |
| Piramal Finance Ltd. | 0.43% | 0.43% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.01% | 0.01% | 0.00% |
| Max Financial Services Ltd. | 0.51% | 0.51% | 0.00% |
| Yes Bank Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,965 Cr | 2.12% | 5.5% | 7.5% | 9.2% |
 Kotak Equity Savings Fund | ₹10,684 Cr | 2.12% | 3.2% | 6.0% | 8.3% |
 Mirae Asset Equity Savings Fund | ₹2,041 Cr | 1.73% | 3.4% | 6.4% | 8.3% |
 Edelweiss Equity Savings Fund | ₹1,660 Cr | 2.15% | 8.1% | 8.7% | 9.5% |
 HSBC Equity Savings Fund | ₹1,475 Cr | 2.46% | 7.4% | 9.0% | 10.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.
Fund managers
- Jitendra SriramMr. Sriram is a B.E (Electrical) and holds a post graduate diploma in Business Management.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with HSBC AMC, Deutsche Equities Pvt. Ltd., HSBC Securities, Capital Markets Pvt. Ltd. and ITC Classic Share & Stock Broking.
- Kushant AroraCA, FRMPrior to Joining the Baroda BNP paribas asset management Ltd. He has worked with VLS Finance Ltd , Baroda asset management India Ltd, UTI asset management com Ltd and Axis sercurities.
- Neeraj SaxenaHe is PGDBA finance and Masters in Organic ChemistryPrior to joining Baroda BNP Paribas AMC, he has worked with Stratcap Securities, Karvy Stock Broking and Iden Investment Advisors
- Vikram PamnaniMr. Pamnani holds PGDM in Finance.Prior to joining Baroda BNP Paribas Mutual Fund, he worked with Essel Finance AMC Ltd. as Fund Manager, Canara Robeco AMC Ltd. as Fixed Income Dealer & Deutsche Bank as Process Executive.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.77% absolute | ₹60,000 | ₹62,862 | 4.77% | |
| 1 year3.98% annualised | ₹1,20,000 | ₹1,22,619 | 2.18% | |
| 3 years8.10% annualised | ₹3,60,000 | ₹4,08,708 | 13.53% | |
| 5 years6.96% annualised | ₹6,00,000 | ₹7,19,336 | 19.89% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas Equity Savings Fund?
The NAV of Baroda BNP Paribas Equity Savings Fund is ₹17.21 as on 25 Sep 2026.
What is the expense ratio of Baroda BNP Paribas Equity Savings Fund?
The expense ratio of Baroda BNP Paribas Equity Savings Fund is 2.81% per year.
What is the minimum SIP amount for Baroda BNP Paribas Equity Savings Fund?
You can start a SIP in Baroda BNP Paribas Equity Savings Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas Equity Savings Fund given?
Baroda BNP Paribas Equity Savings Fund has returned 2.3% over 1 year, 5.4% over 3 years and 7.2% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹53,546 Cr under management.