Baroda BNP Paribas India Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹29.84+0.40%1 day
- Return since launch
- 14.5%
- 52-week range
- ₹27.11 — ₹32.75
- AUM
- ₹1,454 Cr
Baroda BNP Paribas India Consumption Fund is a Thematic-Consumption equity fund from Baroda BNP Paribas Mutual Fund with ₹1,454 Cr under management, launched in 2018. Over three years it has returned 0.9% a year, against 9.4% for its category. The expense ratio is 2.48% and the SEBI riskometer reading is Very High.
Performance
Baroda BNP Paribas India Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.4% against -4.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -3.9% | −0.5 pts | -3.4% | -0.8% |
| 2Y | -2.9% | −2.4 pts | -0.5% | -0.7% |
| 3Y | 0.9% | −8.6 pts | 9.4% | 2.1% |
| 5Y | 7.5% | −2.1 pts | 9.6% | 8.1% |
| 7Y | 11.0% | −0.9 pts | 11.9% | 11.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.5% | −0.5 pts | -3.9% | -3.8% |
| 3M | 1.1% | −1.2 pts | 2.3% | 1.3% |
| 6M | 8.1% | −5.4 pts | 13.5% | 11.2% |
| 1Y | -6.4% | −3.0 pts | -3.4% | -4.1% |
| 2Y | -7.9% | −1.4 pts | -6.5% | -6.7% |
| 3Y | 8.0% | −1.5 pts | 9.4% | 8.2% |
| 5Y | 8.5% | −1.1 pts | 9.6% | 9.0% |
| 7Y | 13.5% | +0.1 pts | 13.4% | 12.2% |
Since launch (17 Aug 2018): 14.5%
Calendar-year returns
Category average18.2%
26.8%
4.8%
29.0%
22.2%
0.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 0.8% | −1.2 pts | 2.0% |
| 2024 | 22.2% | −0.9 pts | 23.1% |
| 2023 | 29.0% | −1.6 pts | 30.7% |
| 2022 | 4.8% | −3.6 pts | 8.3% |
| 2021 | 26.8% | −2.6 pts | 29.4% |
| 2020 | 18.2% | +1.0 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.42%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.82%
- Brokerage
- 0.09%
- Transaction charges
- 0.01%
- Statutory levies
- 0.50%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.14 | 0.17 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 0.99 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.34 | 0.42 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.40 | 0.55 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.63 | 16.56 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Baroda BNP Paribas India Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.8%
- Debt2.3%
Market cap split
- Large75.2%
- Mid17.7%
- Small7.1%
- P/E
- 36.69
- P/B
- 7.54
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Titan Company Ltd. | Consumer Discretionary | 8.07% | ₹117 Cr | +6.78% | +5.95% | +3.84% |
| Bharti Airtel Ltd. | Communication | 6.86% | ₹99.65 Cr | +7.93% | +7.75% | +7.50% |
| Mahindra & Mahindra Ltd. | Automobile | 6.77% | ₹98.46 Cr | +6.27% | +7.76% | +7.41% |
| Maruti Suzuki India Ltd. | Automobile | 6.18% | ₹89.82 Cr | +6.29% | +6.77% | -0.98% |
| Eicher Motors Ltd. | Automobile | 5.47% | ₹79.54 Cr | +5.19% | +5.23% | +3.83% |
| Eternal Ltd. | Services | 5.42% | ₹78.74 Cr | +2.17% | +3.05% | +2.49% |
| TVS Motor Company Ltd. | Automobile | 4.93% | ₹71.63 Cr | +4.00% | +4.39% | +2.93% |
| Nestle India Ltd. | Consumer Staples | 3.27% | ₹47.52 Cr | +3.34% | +2.22% | +1.53% |
| The Phoenix Mills Ltd. | Construction | 3.14% | ₹45.60 Cr | +3.07% | +2.73% | +2.39% |
| Bajaj Auto Ltd. | Automobile | 2.92% | ₹42.46 Cr | +2.27% | — | — |
| Trent Ltd. | Services | 2.90% | ₹42.22 Cr | +2.02% | +1.77% | +2.10% |
| Marico Ltd. | Consumer Staples | 2.73% | ₹39.69 Cr | +2.87% | +2.62% | +1.68% |
| Interglobe Aviation Ltd. | Services | 2.70% | ₹39.26 Cr | — | — | — |
| Radico Khaitan Ltd. | Consumer Staples | 2.62% | ₹38.12 Cr | +2.16% | +1.55% | +1.60% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 2.51% | ₹36.43 Cr | +2.08% | — | — |
| ITC Ltd. | Consumer Staples | 2.50% | ₹36.40 Cr | +3.53% | +3.66% | +5.96% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 2.45% | ₹35.59 Cr | +1.77% | — | — |
| FSN E-Commerce Ventures Ltd. | Services | 2.40% | ₹34.96 Cr | +1.90% | +1.28% | +1.07% |
| Asian Paints Ltd. | Materials | 2.37% | ₹34.50 Cr | — | — | — |
| Hindustan Unilever Ltd. | Consumer Staples | 2.35% | ₹34.18 Cr | +2.96% | +3.78% | +5.72% |
| Others | Others | 2.22% | ₹32.07 Cr | +4.58% | +5.88% | +10.56% |
| Tata Consumer Products Ltd. | Consumer Staples | 2.14% | ₹31.13 Cr | +2.26% | +1.29% | +1.16% |
| Leela Palaces Hotels & Resorts Ltd. | Services | 1.96% | ₹28.52 Cr | +1.14% | +1.18% | +1.00% |
| Polycab India Ltd. | Capital Goods | 1.87% | ₹27.21 Cr | +2.06% | — | — |
| Britannia Industries Ltd. | Consumer Staples | 1.81% | ₹26.25 Cr | +2.82% | +3.09% | +2.89% |
| Narayana Hrudayalaya Ltd. | Healthcare | 1.31% | ₹19.07 Cr | +0.68% | — | — |
| Waterways Leisure Tourism Ltd. | Services | 1.30% | ₹18.92 Cr | — | — | — |
| Indus Towers Ltd. | Communication | 1.16% | ₹16.91 Cr | +1.39% | +1.36% | +0.97% |
| JSW Dulux Ltd. | Materials | 1.15% | ₹16.67 Cr | +1.20% | +0.91% | — |
| Zydus Wellness Ltd. | Consumer Staples | 1.00% | ₹14.59 Cr | +1.10% | +0.79% | +0.80% |
| Vishal Mega Mart Ltd. | Services | 0.99% | ₹14.38 Cr | +1.14% | +1.05% | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 0.84% | ₹12.20 Cr | — | — | — |
| Ola Electric Mobility Ltd. | Automobile | 0.83% | ₹12.13 Cr | +1.18% | — | — |
| Varun Beverages Ltd. | Consumer Staples | 0.83% | ₹12.01 Cr | +1.22% | +0.99% | +1.03% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.77% | ₹11.14 Cr | +0.62% | — | — |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.65% | ₹9.44 Cr | — | — | +1.09% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.49% | ₹7.11 Cr | +1.99% | — | — |
| Kwality Wall's (India) Ltd. | Consumer Staples | 0.08% | ₹1.20 Cr | +0.05% | +0.05% | — |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.04% | ₹0.57 Cr | +0.04% | +0.04% | +0.04% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Tata Motors Passenger Vehicles Ltd. | 1.46% | 0.49% | -0.97% |
| Others | 1.29% | 2.25% | +0.96% |
| Orkla India Ltd. | 0.66% | 0.00% | -0.66% |
| Bharti Airtel Ltd. | 7.41% | 6.86% | -0.55% |
| Eternal Ltd. | 4.96% | 5.42% | +0.46% |
| Titan Company Ltd. | 7.66% | 8.07% | +0.41% |
| Lenskart Solutions Ltd. | 2.11% | 2.51% | +0.40% |
| Waterways Leisure Tourism Ltd. | 1.02% | 1.30% | +0.28% |
| Maruti Suzuki India Ltd. | 6.45% | 6.18% | -0.27% |
| Leela Palaces Hotels & Resorts Ltd. | 1.69% | 1.96% | +0.27% |
| ITC Ltd. | 2.74% | 2.50% | -0.24% |
| Mahindra & Mahindra Ltd. | 6.97% | 6.77% | -0.20% |
| Bajaj Auto Ltd. | 2.75% | 2.92% | +0.17% |
| Marico Ltd. | 2.88% | 2.73% | -0.15% |
| Hindustan Unilever Ltd. | 2.49% | 2.35% | -0.14% |
| Eicher Motors Ltd. | 5.35% | 5.47% | +0.12% |
| FSN E-Commerce Ventures Ltd. | 2.28% | 2.40% | +0.12% |
| Radico Khaitan Ltd. | 2.52% | 2.62% | +0.10% |
| Trent Ltd. | 2.99% | 2.90% | -0.09% |
| Zydus Wellness Ltd. | 1.09% | 1.00% | -0.09% |
| JSW Dulux Ltd. | 1.06% | 1.15% | +0.09% |
| Polycab India Ltd. | 1.79% | 1.87% | +0.08% |
| Tata Consumer Products Ltd. | 2.22% | 2.14% | -0.08% |
| Varun Beverages Ltd. | 0.91% | 0.83% | -0.08% |
| Narayana Hrudayalaya Ltd. | 1.39% | 1.31% | -0.08% |
| Asian Paints Ltd. | 2.44% | 2.37% | -0.07% |
| TVS Motor Company Ltd. | 4.86% | 4.93% | +0.07% |
| Crompton Greaves Consumer Electricals Ltd. | 0.71% | 0.65% | -0.06% |
| Interglobe Aviation Ltd. | 2.65% | 2.70% | +0.05% |
| Dixon Technologies (India) Ltd. | 0.72% | 0.77% | +0.05% |
| Ola Electric Mobility Ltd. | 0.78% | 0.83% | +0.05% |
| Sona BLW Precision Forgings Ltd. | 0.79% | 0.84% | +0.05% |
| Britannia Industries Ltd. | 1.85% | 1.81% | -0.04% |
| The Phoenix Mills Ltd. | 3.10% | 3.14% | +0.04% |
| Vishal Mega Mart Ltd. | 0.95% | 0.99% | +0.04% |
| Kwality Wall's (India) Ltd. | 0.06% | 0.08% | +0.02% |
| Nestle India Ltd. | 3.28% | 3.27% | -0.01% |
| Apollo Hospitals Enterprise Ltd. | 2.45% | 2.45% | 0.00% |
| Indus Towers Ltd. | 1.16% | 1.16% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.04% | 0.04% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,494 Cr | 2.19% | 3.8% | 4.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | 0.2% | 3.0% | 9.3% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 11.3% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.5% | 2.0% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.9% | 8.8% | — |
 HDFC Consumption Fund | ₹1,022 Cr | 2.42% | -2.1% | 1.7% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate capital appreciation and provide long-term growth opportunities by investing in companies expected to benefit by providing products and services to the growing consumption needs of Indian consumers, which in turn is getting fuelled by high disposable income. The Scheme also seeks to generate income by investing in debt and money market securities.
Fund managers
- Himanshu SinghMMS (Finance) , B.Com (Honours)Prior to joining the Baroda BNP Paribas Asset management Ltd. He has worked with IDBI capital market & securities , Prabhudas Lilladher Pvt Ltd, Crisil Ltd and HSBC Global market.
- Paresh JainPost graduate Programme in Management, International Management Institute, New Delhi, B.Sc. (Statistics), University of Delhi.Prior to joining the Baroda BNP Paribas AMC, he was associated with Bajaj Life Insurance Limited, Max Life Insurance and Angel Broking Limited.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months8.05% absolute | ₹60,000 | ₹64,830 | 8.05% | |
| 1 year−6.40% annualised | ₹1,20,000 | ₹1,15,920 | −3.40% | |
| 3 years7.98% annualised | ₹3,60,000 | ₹4,07,928 | 13.31% | |
| 5 years8.47% annualised | ₹6,00,000 | ₹7,49,091 | 24.85% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Baroda BNP Paribas India Consumption Fund?
The NAV of Baroda BNP Paribas India Consumption Fund is ₹29.84 as on 25 Sep 2026.
What is the expense ratio of Baroda BNP Paribas India Consumption Fund?
The expense ratio of Baroda BNP Paribas India Consumption Fund is 2.48% per year.
What is the minimum SIP amount for Baroda BNP Paribas India Consumption Fund?
You can start a SIP in Baroda BNP Paribas India Consumption Fund with ₹3,000 a month.
What returns has Baroda BNP Paribas India Consumption Fund given?
Baroda BNP Paribas India Consumption Fund has returned -3.9% over 1 year, 0.9% over 3 years and 7.5% over 5 years (annualised).
Is there a lock-in or exit load on Baroda BNP Paribas India Consumption Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 12 months..
How risky is Baroda BNP Paribas India Consumption Fund?
Baroda BNP Paribas India Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Baroda BNP Paribas India Consumption Fund?
Baroda BNP Paribas India Consumption Fund is managed by Baroda BNP Paribas Mutual Fund, which runs 44 schemes with ₹53,546 Cr under management.