HDFC Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹13.49+0.44%1 day
- Return since launch
- 9.9%
- 52-week range
- ₹11.93 — ₹14.83
- AUM
- ₹1,022 Cr
HDFC Consumption Fund is a Thematic-Consumption equity fund from HDFC Mutual Fund with ₹1,022 Cr under management, launched in 2023. Over three years it has returned 1.7% a year, against 9.4% for its category. The expense ratio is 2.39% and the SEBI riskometer reading is Very High.
Performance
HDFC Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.8% against -4.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -2.1% | +1.3 pts | -3.4% | -0.8% |
| 2Y | -2.0% | −1.5 pts | -0.5% | -0.7% |
| 3Y | 1.7% | −7.8 pts | 9.4% | 2.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.3% | −0.4 pts | -3.9% | -3.8% |
| 3M | 1.9% | −0.4 pts | 2.3% | 1.3% |
| 6M | 10.8% | −2.7 pts | 13.5% | 11.2% |
| 1Y | -5.8% | −2.4 pts | -3.4% | -4.1% |
| 2Y | -7.4% | −0.9 pts | -6.5% | -6.7% |
| 3Y | 8.9% | −0.5 pts | 9.4% | 8.2% |
Since launch (23 Jun 2023): 9.9%
Calendar-year returns
Category average22.4%
-0.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -0.7% | −2.7 pts | 2.0% |
| 2024 | 22.4% | −0.7 pts | 23.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.42%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.93%
- Brokerage
- 0.04%
- Transaction charges
- 0.01%
- Statutory levies
- 0.44%
- Exit load
- Exit load of 1%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.44 | 0.37 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.00 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.38 | 0.43 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.51 | 0.57 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.25 | 16.67 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
HDFC Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.5%
- Other0.5%
Market cap split
- Large71.0%
- Mid13.2%
- Small15.7%
- P/E
- 39.58
- P/B
- 7.09
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 10.59% | ₹108 Cr | +9.35% | +9.03% | +9.96% |
| Mahindra & Mahindra Ltd. | Automobile | 8.57% | ₹87.63 Cr | +6.40% | +3.03% | — |
| Hindustan Unilever Ltd. | Consumer Staples | 7.22% | ₹73.78 Cr | +8.24% | +8.79% | +8.11% |
| Bharti Airtel Ltd. | Communication | 5.02% | ₹51.28 Cr | +5.28% | +5.33% | +3.23% |
| Vishal Mega Mart Ltd. | Services | 4.08% | ₹41.70 Cr | +4.68% | +5.42% | +7.49% |
| Maruti Suzuki India Ltd. | Automobile | 3.83% | ₹39.15 Cr | +3.07% | +0.67% | — |
| Bajaj Auto Ltd. | Automobile | 3.79% | ₹38.75 Cr | +2.13% | — | — |
| Godrej Consumer Products Ltd. | Consumer Staples | 3.66% | ₹37.40 Cr | +4.36% | +5.06% | +4.93% |
| United Spirits Ltd. | Consumer Staples | 3.35% | ₹34.27 Cr | +3.89% | +5.73% | +5.19% |
| Titan Company Ltd. | Consumer Discretionary | 3.34% | ₹34.19 Cr | +1.70% | +4.64% | +3.71% |
| Asian Paints Ltd. | Materials | 3.14% | ₹32.11 Cr | +3.30% | +2.88% | +1.83% |
| TVS Motor Company Ltd. | Automobile | 3.06% | ₹31.26 Cr | +2.46% | +2.79% | +2.25% |
| Eicher Motors Ltd. | Automobile | 2.96% | ₹30.22 Cr | — | — | +1.17% |
| Trent Ltd. | Services | 2.79% | ₹28.56 Cr | +2.85% | +2.58% | +3.35% |
| Britannia Industries Ltd. | Consumer Staples | 2.67% | ₹27.30 Cr | +2.76% | +3.13% | +1.50% |
| Chalet Hotels Ltd. | Services | 2.65% | ₹27.10 Cr | +2.40% | +2.43% | +5.47% |
| Nestle India Ltd. | Consumer Staples | 1.90% | ₹19.42 Cr | +2.40% | +2.15% | +1.33% |
| Jupiter Life Line Hospitals Ltd. | Healthcare | 1.85% | ₹18.88 Cr | +1.46% | +1.37% | +1.56% |
| Varun Beverages Ltd. | Consumer Staples | 1.78% | ₹18.22 Cr | +3.42% | +3.78% | +3.89% |
| Info Edge (India) Ltd. | Services | 1.56% | ₹15.91 Cr | +0.37% | +0.37% | +0.58% |
| JSW Dulux Ltd. | Materials | 1.55% | ₹15.82 Cr | +1.61% | +1.47% | +1.63% |
| Interglobe Aviation Ltd. | Services | 1.36% | ₹13.88 Cr | +1.19% | +1.28% | +2.73% |
| Dabur India Ltd. | Consumer Staples | 1.30% | ₹13.34 Cr | +1.58% | +1.82% | +1.74% |
| Wakefit Innovations Ltd. | Consumer Discretionary | 1.22% | ₹12.44 Cr | +1.06% | +1.59% | — |
| Hyundai Motor India Ltd. | Automobile | 1.20% | ₹12.28 Cr | +1.09% | +1.70% | +3.02% |
| Max Healthcare Institute Ltd. | Healthcare | 1.13% | ₹11.52 Cr | +1.09% | +1.21% | — |
| company:20819 | Financial | 1.13% | ₹11.52 Cr | — | — | — |
| company:233 | Healthcare | 1.13% | ₹11.57 Cr | — | — | — |
| Adani Power Ltd. | Energy | 0.97% | ₹9.90 Cr | +1.24% | — | — |
| Tata Consumer Products Ltd. | Consumer Staples | 0.96% | ₹9.86 Cr | +1.14% | — | +0.37% |
| Vijaya Diagnostic Centre Ltd. | Healthcare | 0.87% | ₹8.84 Cr | +1.84% | +1.02% | +1.30% |
| Tata Power Company Ltd. | Energy | 0.76% | ₹7.81 Cr | +0.97% | — | — |
| Brainbees Solutions Ltd. | Consumer Discretionary | 0.75% | ₹7.66 Cr | +0.97% | +0.92% | +1.45% |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.72% | ₹7.35 Cr | +1.66% | +1.67% | — |
| company:20770 | Capital Goods | 0.66% | ₹6.77 Cr | — | — | — |
| Devyani International Ltd. | Services | 0.65% | ₹6.62 Cr | +0.82% | +0.89% | +1.16% |
| SEDEMAC Mechatronics Ltd. | Capital Goods | 0.62% | ₹6.30 Cr | +2.18% | — | — |
| Shoppers Stop Ltd. | Services | 0.62% | ₹6.33 Cr | +0.60% | +0.50% | +0.84% |
| Studds Accessories Ltd. | Automobile | 0.55% | ₹5.64 Cr | +0.59% | +1.30% | — |
| Vedant Fashions Ltd. | Services | 0.53% | ₹5.46 Cr | 0.00% | 0.00% | 0.00% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 0.52% | ₹5.34 Cr | +0.59% | +0.16% | +0.15% |
| Marico Ltd. | Consumer Staples | 0.50% | ₹5.12 Cr | +0.52% | +0.49% | +0.78% |
| Others | Others | 0.49% | ₹4.84 Cr | -0.38% | -2.34% | -0.04% |
| Sapphire Foods India Ltd. | Services | 0.49% | ₹5.04 Cr | +0.58% | +0.64% | +0.98% |
| company:20327 | Automobile | 0.42% | ₹4.28 Cr | — | — | — |
| Sula Vineyards Ltd. | Consumer Staples | 0.41% | ₹4.22 Cr | +0.46% | +0.49% | +0.49% |
| Emami Ltd. | Consumer Staples | 0.31% | ₹3.16 Cr | +0.35% | +0.40% | +0.48% |
| Laxmi Dental Ltd. | Healthcare | 0.21% | ₹2.17 Cr | +0.26% | +0.21% | +0.36% |
| Metro Brands Ltd. | Consumer Discretionary | 0.09% | ₹0.94 Cr | +0.11% | +0.11% | +0.11% |
| Godavari Biorefineries Ltd. | Chemicals | 0.07% | ₹0.68 Cr | +0.20% | +0.38% | +0.31% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Titan Company Ltd. | 1.94% | 3.34% | +1.40% |
| company:20819 | 0.00% | 1.13% | +1.13% |
| company:233 | 0.00% | 1.13% | +1.13% |
| Hero Motocorp Ltd. | 1.04% | 0.00% | -1.04% |
| SEDEMAC Mechatronics Ltd. | 1.65% | 0.62% | -1.03% |
| Baazar Style Retail Ltd. | 0.96% | 0.00% | -0.96% |
| Others | -0.41% | -1.07% | -0.66% |
| company:20770 | 0.00% | 0.66% | +0.66% |
| Godrej Consumer Products Ltd. | 4.30% | 3.66% | -0.64% |
| Bajaj Auto Ltd. | 3.16% | 3.79% | +0.63% |
| Vedant Fashions Ltd. | 0.00% | 0.53% | +0.53% |
| Info Edge (India) Ltd. | 1.09% | 1.56% | +0.47% |
| LG Electronics India Ltd. | 0.47% | 0.00% | -0.47% |
| company:20327 | 0.00% | 0.42% | +0.42% |
| Hindustan Unilever Ltd. | 7.63% | 7.22% | -0.41% |
| Safari Industries (India) Ltd. | 0.40% | 0.00% | -0.40% |
| Bharti Airtel Ltd. | 5.40% | 5.02% | -0.38% |
| Chalet Hotels Ltd. | 2.36% | 2.65% | +0.29% |
| Mahindra & Mahindra Ltd. | 8.79% | 8.57% | -0.22% |
| Leela Palaces Hotels & Resorts Ltd. | 0.20% | 0.00% | -0.20% |
| Wakefit Innovations Ltd. | 1.03% | 1.22% | +0.19% |
| Varun Beverages Ltd. | 1.95% | 1.78% | -0.17% |
| Vishal Mega Mart Ltd. | 3.91% | 4.08% | +0.17% |
| Maruti Suzuki India Ltd. | 3.98% | 3.83% | -0.15% |
| Eternal Ltd. | 10.72% | 10.59% | -0.13% |
| JSW Dulux Ltd. | 1.42% | 1.55% | +0.13% |
| Dabur India Ltd. | 1.43% | 1.30% | -0.13% |
| Jupiter Life Line Hospitals Ltd. | 1.73% | 1.85% | +0.12% |
| Devyani International Ltd. | 0.77% | 0.65% | -0.12% |
| Lenskart Solutions Ltd. | 0.60% | 0.72% | +0.12% |
| Kwality Wall's (India) Ltd. | 0.11% | 0.00% | -0.11% |
| Brainbees Solutions Ltd. | 0.86% | 0.75% | -0.11% |
| Vijaya Diagnostic Centre Ltd. | 0.76% | 0.87% | +0.11% |
| Trent Ltd. | 2.89% | 2.79% | -0.10% |
| Godavari Biorefineries Ltd. | 0.16% | 0.07% | -0.09% |
| Asian Paints Ltd. | 3.22% | 3.14% | -0.08% |
| Eicher Motors Ltd. | 2.88% | 2.96% | +0.08% |
| Sapphire Foods India Ltd. | 0.56% | 0.49% | -0.07% |
| Tata Power Company Ltd. | 0.83% | 0.76% | -0.07% |
| Britannia Industries Ltd. | 2.73% | 2.67% | -0.06% |
| Sula Vineyards Ltd. | 0.47% | 0.41% | -0.06% |
| TVS Motor Company Ltd. | 3.01% | 3.06% | +0.05% |
| Adani Power Ltd. | 1.02% | 0.97% | -0.05% |
| Max Healthcare Institute Ltd. | 1.18% | 1.13% | -0.05% |
| Colgate-Palmolive (India) Ltd. | 0.57% | 0.52% | -0.05% |
| Tata Consumer Products Ltd. | 1.00% | 0.96% | -0.04% |
| Interglobe Aviation Ltd. | 1.33% | 1.36% | +0.03% |
| Marico Ltd. | 0.53% | 0.50% | -0.03% |
| United Spirits Ltd. | 3.38% | 3.35% | -0.03% |
| Emami Ltd. | 0.33% | 0.31% | -0.02% |
| Hyundai Motor India Ltd. | 1.18% | 1.20% | +0.02% |
| Laxmi Dental Ltd. | 0.23% | 0.21% | -0.02% |
| Metro Brands Ltd. | 0.10% | 0.09% | -0.01% |
| Studds Accessories Ltd. | 0.54% | 0.55% | +0.01% |
| Nestle India Ltd. | 1.90% | 1.90% | 0.00% |
| Shoppers Stop Ltd. | 0.62% | 0.62% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,862 Cr | 2.13% | 5.2% | 5.5% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | 0.2% | 3.0% | 9.3% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 11.3% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.5% | 2.0% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.9% | 8.8% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in equity / equity related securities of companies with a focus on consumption and consumption related sector or allied sectors.
Fund managers
- Amit SinhaMr. Sinha has done B.Tech (IIT Roorkee) and PGDBM (XLRI, Jamshedpur)Prior to joining HDFC Mutual Fund, he has worked Macquarie Capital Securities (India) Pvt. Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months10.81% absolute | ₹60,000 | ₹66,486 | 10.81% | |
| 1 year−5.81% annualised | ₹1,20,000 | ₹1,16,290 | −3.09% | |
| 3 years8.93% annualised | ₹3,60,000 | ₹4,14,150 | 15.04% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of HDFC Consumption Fund?
The NAV of HDFC Consumption Fund is ₹13.49 as on 25 Sep 2026.
What is the expense ratio of HDFC Consumption Fund?
The expense ratio of HDFC Consumption Fund is 2.39% per year.
What is the minimum SIP amount for HDFC Consumption Fund?
You can start a SIP in HDFC Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on HDFC Consumption Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 30 days..
How risky is HDFC Consumption Fund?
HDFC Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages HDFC Consumption Fund?
HDFC Consumption Fund is managed by HDFC Mutual Fund, which runs 85 schemes with ₹9,61,940 Cr under management.