HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund
- NAV as on 25 Sep 2026
- ₹10.37-0.02%1 day
- Return since launch
- 3.6%
- 52-week range
- ₹10.00 — ₹10.38
- AUM
- ₹958 Cr
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund is a Low Duration debt fund from HDFC Mutual Fund with ₹958 Cr under management, launched in 2026. The expense ratio is 0.30% and the SEBI riskometer reading is Low to Moderate.
Performance
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.6% against +3.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.4% | 0.4% |
| 3M | 1.5% | +0.3 pts | 1.3% | 1.3% |
| 6M | 3.6% | +0.4 pts | 3.2% | 3.2% |
Since launch (19 Mar 2026): 3.6%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.30%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.25%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.04%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 9-12 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt95.5%
- Other4.5%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 10.47% | ₹100 Cr | +3.11% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 9.22% | ₹88.36 Cr | +17.52% | +37.05% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 8.12% | ₹77.80 Cr | +18.66% | +21.18% | — |
| REC Ltd. | Financial | 7.84% | ₹75.15 Cr | +9.31% | +6.62% | — |
| National Bank For Agriculture & Rural Development | Financial | 7.65% | ₹73.25 Cr | +11.72% | +24.72% | — |
| Panatone Finvest Ltd | Financial | 7.62% | ₹73.02 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 6.27% | ₹60.02 Cr | +12.44% | +5.28% | — |
| LIC Housing Finance Ltd. | Financial | 5.73% | ₹54.94 Cr | +9.24% | +9.84% | — |
| Power Finance Corporation Ltd. | Financial | 5.23% | ₹50.12 Cr | +6.21% | +6.62% | — |
| company:8227 | Financial | 5.23% | ₹50.07 Cr | — | — | — |
| Kotak Mahindra Bank Ltd. | Financial | 5.08% | ₹48.66 Cr | +5.92% | +6.24% | — |
| Others | Others | 4.54% | ₹43.21 Cr | +2.16% | -0.60% | — |
| Union Bank of India | Financial | 2.54% | ₹24.37 Cr | +5.93% | +6.24% | — |
| Axis Bank Ltd. | Financial | 2.53% | ₹24.20 Cr | +3.56% | +7.50% | — |
| Bank Of Baroda | Financial | 2.53% | ₹24.26 Cr | +2.95% | +6.21% | — |
| Indian Bank | Financial | 2.53% | ₹24.28 Cr | +5.90% | +6.22% | — |
| Punjab National Bank | Financial | 2.53% | ₹24.27 Cr | +2.95% | +6.22% | — |
| Canara Bank | Financial | 2.52% | ₹24.14 Cr | +5.87% | +6.23% | — |
| HDB Financial Services Ltd. | Financial | 0.63% | ₹6.02 Cr | +0.12% | — | — |
| Kotak Mahindra Investments Ltd. | Financial | 0.52% | ₹5.02 Cr | +0.49% | — | — |
| Aditya Birla Finance Ltd. | Financial | 0.10% | ₹1.00 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 0.10% | ₹1.00 Cr | — | — | — |
| Tata Capital Ltd. | Financial | 0.05% | ₹0.50 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:8227 | 0.00% | 5.23% | +5.23% |
| Tata Capital Ltd.(Partly Paid Equity) | 5.98% | 10.47% | +4.49% |
| Others | -1.46% | -4.93% | -3.47% |
| Mahindra & Mahindra Financial Services Ltd. | 5.98% | 2.52% | -3.46% |
| National Bank For Agriculture & Rural Development | 5.98% | 2.62% | -3.36% |
| Panatone Finvest Ltd | 5.77% | 7.62% | +1.85% |
| REC Ltd. | 8.96% | 7.84% | -1.12% |
| Bajaj Finance Ltd. | 5.98% | 5.23% | -0.75% |
| Power Finance Corporation Ltd. | 5.98% | 5.23% | -0.75% |
| Kotak Mahindra Bank Ltd. | 5.76% | 5.08% | -0.68% |
| LIC Housing Finance Ltd. | 2.97% | 2.60% | -0.37% |
| Bank Of Baroda | 2.88% | 2.53% | -0.35% |
| Indian Bank | 2.88% | 2.53% | -0.35% |
| Punjab National Bank | 2.88% | 2.53% | -0.35% |
| Union Bank of India | 2.89% | 2.54% | -0.35% |
| Axis Bank Ltd. | 2.87% | 2.53% | -0.34% |
| Small Industries Devp. Bank of India Ltd. | 2.85% | 2.51% | -0.34% |
| Canara Bank | 2.86% | 2.52% | -0.34% |
| HDB Financial Services Ltd. | 0.72% | 0.63% | -0.09% |
| Kotak Mahindra Investments Ltd. | 0.60% | 0.52% | -0.08% |
| Aditya Birla Finance Ltd. | 0.12% | 0.10% | -0.02% |
| Sundaram Finance Ltd. | 0.12% | 0.10% | -0.02% |
| Tata Capital Ltd. | 0.06% | 0.05% | -0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,593 Cr | 0.45% | 6.2% | 6.8% | 6.9% |
 ICICI Prudential Ultra Short to Short Term Fund | ₹21,047 Cr | 0.53% | 6.2% | 7.0% | 7.1% |
 Tata Ultra Short to Short Term Fund | ₹2,871 Cr | 0.57% | 6.2% | 6.7% | 6.7% |
 UTI Ultra Short to Short Term Fund | ₹2,680 Cr | 0.48% | 6.2% | 6.9% | 6.9% |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹1,228 Cr | 0.36% | 6.3% | — | — |
 Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹138 Cr | 0.29% | 6.2% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of the CRISIL-IBX Financial Services 9-12 Months Debt Index, subject to tracking difference.
Fund managers
- Anupam JoshiMr. Joshi is a PGDM in Business Management.Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
- Praveen JainMr. Jain has done CA and CFAPrior to joining HDFC Mutual Fund, he has worked with Larsen & Toubro Ltd and Tata Motors
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.57% absolute | ₹60,000 | ₹62,142 | 3.57% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.