HDFC Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹69.27+0.20%1 day
- Return since launch
- 9.1%
- 52-week range
- ₹64.93 — ₹69.13
- AUM
- ₹5,532 Cr
HDFC Equity Savings Fund is a Equity Savings hybrid fund from HDFC Mutual Fund with ₹5,532 Cr under management, launched in 2004. Over three years it has returned 5.3% a year, against 8.0% for its category. The expense ratio is 2.20% and the SEBI riskometer reading is Moderately High.
Performance
HDFC Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.0% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.6% | +1.8 pts | 3.8% | 4.5% |
| 2Y | 5.0% | −0.2 pts | 5.2% | 4.4% |
| 3Y | 5.3% | −2.7 pts | 8.0% | 4.9% |
| 5Y | 7.4% | +0.4 pts | 6.9% | 6.4% |
| 7Y | 8.7% | +0.6 pts | 8.0% | 7.1% |
| 10Y | 8.6% | +1.0 pts | 7.6% | 7.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.2% | +1.4 pts | 2.8% | 2.7% |
| 3M | 1.4% | +0.6 pts | 0.8% | 0.6% |
| 6M | 4.0% | +0.6 pts | 3.4% | 3.0% |
| 1Y | 3.1% | −0.6 pts | 3.8% | 2.7% |
| 2Y | 4.3% | −0.6 pts | 4.8% | 4.2% |
| 3Y | 8.0% | 0.0 pts | 8.0% | 6.9% |
| 5Y | 7.4% | +0.5 pts | 6.9% | 6.0% |
| 7Y | 9.3% | +0.9 pts | 8.3% | 7.4% |
| 10Y | 8.6% | +1.0 pts | 7.6% | 7.0% |
Since launch (20 Aug 2004): 9.1%
Calendar-year returns
Category average8.8%
16.8%
6.0%
13.8%
10.2%
6.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.8% | −0.5 pts | 7.3% |
| 2024 | 10.2% | −1.7 pts | 11.9% |
| 2023 | 13.8% | −0.6 pts | 14.3% |
| 2022 | 6.0% | +1.8 pts | 4.2% |
| 2021 | 16.8% | +3.2 pts | 13.6% |
| 2020 | 8.8% | −1.7 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.20%
Expense ratio as on 4 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.59%
- Brokerage
- 0.04%
- Transaction charges
- 0.03%
- Statutory levies
- 0.54%
- Exit load
- Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.99 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.31 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.37 | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 5.36 | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
HDFC Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity38.8%
- Debt26.5%
- Other34.8%
Market cap split
- Large89.1%
- Mid4.9%
- Small6.0%
- P/E
- 20.63
- P/B
- 2.87
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 33.54% | ₹1,856 Cr | +90.01% | +84.54% | +91.52% |
| ICICI Bank Ltd. | Financial | 2.87% | ₹159 Cr | -2.67% | -1.35% | -2.81% |
| State Bank of India | Financial | 2.78% | ₹154 Cr | +3.28% | -1.51% | -2.01% |
| HDFC Bank Ltd. | Financial | 2.71% | ₹150 Cr | -9.34% | -8.68% | -10.95% |
| Reliance Industries Ltd. | Energy | 2.24% | ₹124 Cr | -6.40% | -7.20% | -7.84% |
| LIC Housing Finance Ltd. | Financial | 1.80% | ₹99.49 Cr | +1.78% | +1.79% | +1.77% |
| Kotak Mahindra Bank Ltd. | Financial | 1.74% | ₹96.16 Cr | -0.04% | -0.04% | -0.04% |
| Axis Bank Ltd. | Financial | 1.55% | ₹85.82 Cr | -0.12% | +2.92% | +2.76% |
| Muthoot Finance Ltd. | Financial | 1.27% | ₹70.50 Cr | +0.89% | +0.90% | +0.89% |
| Bharti Airtel Ltd. | Communication | 1.26% | ₹69.94 Cr | -1.87% | -1.83% | -1.88% |
| Larsen & Toubro Ltd. | Construction | 1.19% | ₹65.72 Cr | -5.13% | -4.36% | -4.62% |
| Hyundai Motor India Ltd. | Automobile | 1.10% | ₹60.93 Cr | +1.01% | +0.96% | +1.35% |
| Maruti Suzuki India Ltd. | Automobile | 1.08% | ₹59.77 Cr | -2.02% | -1.78% | -1.10% |
| Divi's Laboratories Ltd. | Healthcare | 1.01% | ₹55.74 Cr | -0.03% | -0.03% | -0.03% |
| NTPC Ltd. | Energy | 0.97% | ₹53.94 Cr | -5.92% | -2.45% | -0.42% |
| GOI | Sovereign | 0.96% | ₹52.95 Cr | +0.95% | +0.96% | +0.18% |
| Tata Consultancy Services Ltd. | Technology | 0.93% | ₹51.27 Cr | +0.90% | -0.01% | -0.01% |
| 360 ONE Wealth Ltd. | Financial | 0.91% | ₹50.24 Cr | +0.89% | — | — |
| SMFG India Credit Company Ltd. | Financial | 0.91% | ₹50.10 Cr | +0.89% | +0.90% | +0.89% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 0.90% | ₹49.99 Cr | +0.89% | — | — |
| Infosys Ltd. | Technology | 0.90% | ₹49.62 Cr | +1.77% | +2.24% | -1.45% |
| Sundaram Finance Ltd. | Financial | 0.89% | ₹49.14 Cr | +0.88% | +0.89% | — |
| Powergrid Infrastructure Investment Trust | Services | 0.84% | ₹46.23 Cr | +0.75% | +0.73% | +0.62% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.80% | ₹44.50 Cr | 0.00% | 0.00% | 0.00% |
| HCL Technologies Ltd. | Technology | 0.78% | ₹43.05 Cr | +0.67% | +0.84% | +0.72% |
| Interglobe Aviation Ltd. | Services | 0.77% | ₹42.37 Cr | +1.43% | +1.06% | — |
| National Bank For Agriculture & Rural Development | Financial | 0.72% | ₹39.81 Cr | +0.36% | +1.78% | +0.35% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.65% | ₹35.84 Cr | -6.20% | -5.93% | -4.86% |
| Eicher Motors Ltd. | Automobile | 0.65% | ₹35.75 Cr | +0.56% | +0.62% | +0.64% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.64% | ₹35.14 Cr | +0.63% | +0.64% | +0.63% |
| Power Finance Corporation Ltd. | Financial | 0.63% | ₹34.76 Cr | +1.81% | +1.81% | +1.79% |
| SBI Life Insurance Company Ltd. | Insurance | 0.61% | ₹33.93 Cr | +0.63% | +0.64% | +0.56% |
| Power Grid Corporation Of India Ltd. | Energy | 0.61% | ₹33.88 Cr | -0.16% | -0.04% | +1.37% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.60% | ₹33.11 Cr | -0.17% | -0.17% | -0.21% |
| Eternal Ltd. | Services | 0.58% | ₹31.85 Cr | -0.23% | -0.04% | -0.06% |
| Hero Motocorp Ltd. | Automobile | 0.57% | ₹31.39 Cr | +1.02% | — | — |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | 0.54% | ₹30.11 Cr | +0.54% | +0.54% | +0.54% |
| Bharti Telecom Ltd. | Communication | 0.54% | ₹30.06 Cr | +0.53% | +0.54% | +0.53% |
| ITC Ltd. | Consumer Staples | 0.54% | ₹29.95 Cr | +0.58% | +0.59% | +0.70% |
| Cummins India Ltd. | Capital Goods | 0.52% | ₹28.56 Cr | — | — | — |
| Max Financial Services Ltd. | Financial | 0.50% | ₹27.47 Cr | +0.56% | +0.53% | +0.55% |
| Cipla Ltd. | Healthcare | 0.49% | ₹26.92 Cr | -0.10% | -0.01% | -0.01% |
| Small Industries Devp. Bank of India Ltd. | Financial | 0.45% | ₹25.04 Cr | +1.33% | +0.45% | +0.26% |
| HDFC ERGO General Insurance Ltd, | Insurance | 0.44% | ₹24.60 Cr | +0.44% | +0.44% | +0.43% |
| Union Bank of India | Financial | 0.44% | ₹24.50 Cr | +0.43% | +0.42% | — |
| Tata Steel Ltd. | Metals & Mining | 0.43% | ₹23.96 Cr | +0.43% | +0.45% | +0.53% |
| Siddhivinayak Securitisation Trust | Others | 0.43% | ₹23.90 Cr | +0.44% | +0.44% | +0.44% |
| 360 One Wam Ltd. | Financial | 0.42% | ₹23.18 Cr | — | — | — |
| Hindustan Unilever Ltd. | Consumer Staples | 0.42% | ₹23.10 Cr | -1.14% | +0.91% | -0.84% |
| Tech Mahindra Ltd. | Technology | 0.41% | ₹22.86 Cr | +0.37% | +0.37% | +0.37% |
| Bajaj Auto Ltd. | Automobile | 0.39% | ₹21.65 Cr | +1.03% | +1.42% | +1.36% |
| Ipca Laboratories Ltd. | Healthcare | 0.39% | ₹21.55 Cr | +0.34% | +0.32% | +0.26% |
| Coal India Ltd. | Materials | 0.38% | ₹21.25 Cr | +0.39% | +0.40% | +0.68% |
| PVR Inox Ltd. | Services | 0.38% | ₹21.13 Cr | +0.29% | +0.25% | +0.13% |
| United Spirits Ltd. | Consumer Staples | 0.38% | ₹21.02 Cr | +0.37% | -0.36% | -0.38% |
| Gland Pharma Ltd. | Healthcare | 0.37% | ₹20.30 Cr | +0.31% | +0.21% | +0.24% |
| Gujarat Pipavav Port Ltd. | Services | 0.36% | ₹20.01 Cr | +0.32% | +0.31% | +0.33% |
| Bank Of Baroda | Financial | 0.35% | ₹19.64 Cr | +0.51% | +0.51% | +0.17% |
| Ambuja Cements Ltd. | Materials | 0.34% | ₹18.69 Cr | -0.28% | -0.47% | +1.64% |
| Paradeep Phosphates Ltd. | Chemicals | 0.33% | ₹18.51 Cr | +0.29% | +0.23% | +0.27% |
| Bajaj Finserv Ltd. | Financial | 0.31% | ₹17.31 Cr | — | — | — |
| Brigade Enterprises Ltd. | Construction | 0.31% | ₹17.26 Cr | — | — | — |
| Aptus Value Housing Finance India Ltd. | Financial | 0.29% | ₹16.28 Cr | +0.35% | +0.24% | — |
| JK Paper Ltd. | Consumer Staples | 0.28% | ₹15.36 Cr | +0.24% | +0.21% | +0.25% |
| Suprajit Engineering Ltd. | Automobile | 0.26% | ₹14.31 Cr | +0.24% | +0.21% | +0.24% |
| Hindustan Petroleum Corporation Ltd. | Energy | 0.25% | ₹14.01 Cr | +0.28% | +0.24% | +0.31% |
| REC Ltd. | Financial | 0.24% | ₹13.42 Cr | +0.25% | +0.24% | +0.24% |
| Star Health and Allied Insurance Company Ltd. | Insurance | 0.24% | ₹13.37 Cr | +0.26% | +0.21% | +0.19% |
| CIE Automotive India Ltd. | Metals & Mining | 0.21% | ₹11.59 Cr | +0.24% | +0.24% | +0.21% |
| Cube Highways Trust | Services | 0.21% | ₹11.55 Cr | — | — | — |
| Bayer CropScience Ltd. | Chemicals | 0.20% | ₹10.88 Cr | +0.22% | +0.25% | +0.21% |
| Tata Capital Ltd. | Financial | 0.18% | ₹9.84 Cr | — | — | — |
| Finolex Industries Ltd. | Materials | 0.16% | ₹9.09 Cr | +0.19% | +0.16% | +0.21% |
| GR Infraprojects Ltd. | Construction | 0.14% | ₹7.54 Cr | +0.15% | +0.13% | +0.20% |
| Gujarat Energy Ltd. | Energy | 0.13% | ₹7.13 Cr | +0.17% | +0.14% | +0.19% |
| Brookfield India Real Estate Trust REIT | Construction | 0.12% | ₹6.59 Cr | +0.59% | +0.58% | +0.84% |
| Goodyear India Ltd. | Automobile | 0.11% | ₹6.36 Cr | +0.13% | +0.12% | +0.17% |
| Symphony Ltd. | Consumer Discretionary | 0.11% | ₹5.88 Cr | +0.12% | +0.12% | +0.16% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.09% | ₹5.07 Cr | +0.09% | +0.09% | +0.09% |
| Raajmarg Infra Investment Trust | Construction | 0.06% | ₹3.13 Cr | +0.05% | +0.05% | — |
| GSPL Transmission Ltd. | Energy | 0.03% | ₹1.44 Cr | — | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.00% | ₹0.24 Cr | -2.40% | -3.63% | -4.34% |
| Astral Ltd. | Materials | -0.00% | ₹-0.00 Cr | — | — | — |
| Tata Motors Passenger Vehicles Ltd. | Automobile | -0.00% | ₹-0.00 Cr | — | — | — |
| Alkem Laboratories Ltd. | Healthcare | -0.00% | ₹-0.00 Cr | — | — | — |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | -0.00% | ₹-0.00 Cr | — | — | — |
| Zydus Lifesciences Ltd. | Healthcare | -0.00% | ₹-0.00 Cr | — | — | — |
| IDFC First Bank Ltd. | Financial | -0.00% | ₹-0.00 Cr | — | — | — |
| Lupin Ltd. | Healthcare | -0.00% | ₹-0.00 Cr | -0.01% | +1.25% | +1.00% |
| PG Electroplast Ltd. | Capital Goods | -0.00% | ₹-0.01 Cr | — | — | — |
| Marico Ltd. | Consumer Staples | -0.00% | ₹-0.01 Cr | — | — | — |
| Tata Consumer Products Ltd. | Consumer Staples | -0.00% | ₹-0.01 Cr | -0.02% | -0.02% | -0.02% |
| Ultratech Cement Ltd. | Materials | -0.00% | ₹-0.01 Cr | -0.90% | -0.81% | -1.00% |
| Life Insurance Corporation of India | Insurance | -0.00% | ₹-0.01 Cr | — | — | — |
| Biocon Ltd. | Healthcare | -0.00% | ₹-0.01 Cr | -0.01% | -0.01% | -0.01% |
| Trent Ltd. | Services | -0.00% | ₹-0.02 Cr | — | — | — |
| Mahindra & Mahindra Ltd. | Automobile | -0.00% | ₹-0.03 Cr | -1.23% | -1.46% | -1.65% |
| GAIL (India) Ltd. | Energy | -0.00% | ₹-0.04 Cr | -0.07% | — | — |
| TVS Motor Company Ltd. | Automobile | -0.00% | ₹-0.04 Cr | — | — | — |
| One 97 Communications Ltd. | Services | -0.00% | ₹-0.10 Cr | — | — | — |
| Avenue Supermarts Ltd. | Services | -0.00% | ₹-0.10 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | -0.00% | ₹-0.11 Cr | — | — | — |
| Hindalco Industries Ltd. | Metals & Mining | -0.00% | ₹-0.16 Cr | -0.46% | -2.19% | -1.15% |
| Bajaj Finance Ltd. | Financial | -0.01% | ₹-0.74 Cr | -3.64% | -2.93% | -3.56% |
| Titan Company Ltd. | Consumer Discretionary | -0.03% | ₹-1.56 Cr | -6.05% | -6.81% | -5.66% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Tata Consultancy Services Ltd. | -1.04% | 0.93% | +1.96% |
| Kotak Mahindra Bank Ltd. | -0.04% | 1.74% | +1.78% |
| Others | 28.59% | 26.87% | -1.72% |
| Mahindra & Mahindra Ltd. | -2.40% | -1.12% | +1.28% |
| Infosys Ltd. | 0.98% | -0.18% | -1.17% |
| Interglobe Aviation Ltd. | 0.77% | -0.07% | -0.84% |
| Bajaj Auto Ltd. | 0.42% | -0.42% | -0.84% |
| Apollo Hospitals Enterprise Ltd. | -0.00% | 0.80% | +0.81% |
| company:15589 | 0.65% | 0.00% | -0.65% |
| Cipla Ltd. | -0.09% | 0.49% | +0.58% |
| Cummins India Ltd. | 0.00% | 0.52% | +0.52% |
| Brookfield India Real Estate Trust REIT | 0.59% | 0.12% | -0.47% |
| Power Finance Corporation Ltd. | 0.44% | -0.01% | -0.45% |
| 360 One Wam Ltd. | 0.00% | 0.42% | +0.42% |
| Oil And Natural Gas Corporation Ltd. | 0.40% | 0.00% | -0.40% |
| Muthoot Finance Ltd. | 0.44% | 0.82% | +0.39% |
| Hero Motocorp Ltd. | -0.50% | -0.13% | +0.37% |
| Kalpataru Projects International Ltd. | 0.30% | 0.00% | -0.30% |
| Hindustan Aeronautics Ltd. | 0.00% | -0.26% | -0.26% |
| Titan Company Ltd. | -3.46% | -3.23% | +0.23% |
| Avenue Supermarts Ltd. | 0.00% | 0.19% | +0.19% |
| Bharti Airtel Ltd. | -0.93% | -1.11% | -0.19% |
| Tata Capital Ltd. | 0.00% | 0.18% | +0.18% |
| HDFC Bank Ltd. | -4.08% | -4.24% | -0.17% |
| ICICI Bank Ltd. | 3.04% | 2.87% | -0.16% |
| Reliance Industries Ltd. | -3.14% | -2.99% | +0.15% |
| Bajaj Finance Ltd. | -2.16% | -2.02% | +0.14% |
| Hindalco Industries Ltd. | -0.24% | -0.34% | -0.10% |
| State Bank of India | 1.66% | 1.56% | -0.10% |
| Eternal Ltd. | -0.13% | -0.04% | +0.09% |
| Adani Ports and Special Economic Zone Ltd. | -0.70% | -0.79% | -0.09% |
| Maruti Suzuki India Ltd. | -1.05% | -0.97% | +0.08% |
| TVS Motor Company Ltd. | 0.00% | -0.07% | -0.07% |
| Larsen & Toubro Ltd. | -1.85% | -1.78% | +0.06% |
| NTPC Ltd. | -2.63% | -2.58% | +0.06% |
| Trent Ltd. | 0.00% | -0.05% | -0.05% |
| Powergrid Infrastructure Investment Trust | 0.78% | 0.84% | +0.05% |
| Max Financial Services Ltd. | 0.55% | 0.50% | -0.05% |
| Hyundai Motor India Ltd. | 1.15% | 1.10% | -0.05% |
| 360 ONE Wealth Ltd. | 0.87% | 0.91% | +0.04% |
| Bajaj Finserv Ltd. | 0.35% | 0.31% | -0.04% |
| Mahindra & Mahindra Financial Services Ltd. | 0.87% | 0.90% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | -2.28% | -2.24% | +0.04% |
| ITC Ltd. | 0.51% | 0.54% | +0.04% |
| Coal India Ltd. | 0.35% | 0.38% | +0.04% |
| LIC Housing Finance Ltd. | 0.86% | 0.90% | +0.03% |
| GOI | 0.92% | 0.96% | +0.03% |
| SMFG India Credit Company Ltd. | 0.87% | 0.91% | +0.03% |
| GAIL (India) Ltd. | -0.03% | -0.06% | -0.03% |
| Sundaram Finance Ltd. | 0.86% | 0.89% | +0.03% |
| Tata Motors Passenger Vehicles Ltd. | 0.00% | -0.03% | -0.03% |
| PVR Inox Ltd. | 0.36% | 0.38% | +0.03% |
| Eicher Motors Ltd. | 0.62% | 0.65% | +0.02% |
| company:597 | -0.02% | 0.00% | +0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 0.61% | 0.64% | +0.02% |
| Life Insurance Corporation of India | 0.00% | -0.02% | -0.02% |
| United Spirits Ltd. | 0.40% | 0.38% | -0.02% |
| Bharti Telecom Ltd. | 0.52% | 0.54% | +0.02% |
| Pipeline Infrastructure (India) Pvt. Ltd. | 0.52% | 0.54% | +0.02% |
| Union Bank of India | 0.42% | 0.44% | +0.02% |
| HCL Technologies Ltd. | 0.80% | 0.78% | -0.02% |
| One 97 Communications Ltd. | -0.51% | -0.53% | -0.02% |
| Biocon Ltd. | -0.01% | -0.03% | -0.02% |
| IDFC First Bank Ltd. | 0.00% | -0.02% | -0.02% |
| Small Industries Devp. Bank of India Ltd. | 0.44% | 0.45% | +0.02% |
| Tata Steel Ltd. | 0.42% | 0.43% | +0.02% |
| HDFC ERGO General Insurance Ltd, | 0.43% | 0.44% | +0.02% |
| Gland Pharma Ltd. | 0.35% | 0.37% | +0.02% |
| Goodyear India Ltd. | 0.13% | 0.11% | -0.01% |
| Hindustan Unilever Ltd. | -0.52% | -0.51% | +0.01% |
| Tata Consumer Products Ltd. | -0.01% | -0.02% | -0.01% |
| Gujarat Pipavav Port Ltd. | 0.35% | 0.36% | +0.01% |
| Marico Ltd. | 0.00% | -0.01% | -0.01% |
| Bank Of Baroda | 0.25% | 0.27% | +0.01% |
| Zydus Lifesciences Ltd. | 0.00% | -0.01% | -0.01% |
| Tech Mahindra Ltd. | 0.42% | 0.41% | -0.01% |
| PG Electroplast Ltd. | 0.00% | -0.01% | -0.01% |
| Bayer CropScience Ltd. | 0.21% | 0.20% | -0.01% |
| Kwality Wall's (India) Ltd. | 0.01% | 0.00% | -0.01% |
| JK Paper Ltd. | 0.27% | 0.28% | +0.01% |
| SBI Life Insurance Company Ltd. | 0.60% | 0.61% | +0.01% |
| Aptus Value Housing Finance India Ltd. | 0.30% | 0.29% | -0.01% |
| GR Infraprojects Ltd. | 0.14% | 0.14% | -0.01% |
| Ultratech Cement Ltd. | -0.45% | -0.44% | +0.01% |
| National Bank For Agriculture & Rural Development | 0.17% | 0.18% | +0.01% |
| REC Ltd. | 0.24% | 0.24% | +0.01% |
| Ipca Laboratories Ltd. | 0.38% | 0.39% | +0.01% |
| CIE Automotive India Ltd. | 0.20% | 0.21% | +0.01% |
| Cube Highways Trust | 0.20% | 0.21% | +0.01% |
| Star Health and Allied Insurance Company Ltd. | 0.25% | 0.24% | 0.00% |
| Astral Ltd. | 0.00% | -0.00% | 0.00% |
| Alkem Laboratories Ltd. | 0.00% | -0.00% | 0.00% |
| Symphony Ltd. | 0.10% | 0.11% | 0.00% |
| Brigade Enterprises Ltd. | 0.32% | 0.31% | 0.00% |
| Ambuja Cements Ltd. | -0.09% | -0.08% | 0.00% |
| Indian Railway Finance Corporation Ltd. | 0.09% | 0.09% | 0.00% |
| Colgate-Palmolive (India) Ltd. | 0.00% | -0.00% | 0.00% |
| Raajmarg Infra Investment Trust | 0.05% | 0.06% | 0.00% |
| Siddhivinayak Securitisation Trust | 0.43% | 0.43% | 0.00% |
| Power Grid Corporation Of India Ltd. | -0.07% | -0.08% | 0.00% |
| Suprajit Engineering Ltd. | 0.26% | 0.26% | 0.00% |
| Paradeep Phosphates Ltd. | 0.33% | 0.33% | 0.00% |
| Divi's Laboratories Ltd. | -0.02% | -0.02% | 0.00% |
| Hindustan Petroleum Corporation Ltd. | 0.25% | 0.25% | 0.00% |
| HDFC Life Insurance Co Ltd. | -0.08% | -0.08% | 0.00% |
| Axis Bank Ltd. | -0.06% | -0.06% | 0.00% |
| Gujarat Energy Ltd. | 0.13% | 0.13% | 0.00% |
| Lupin Ltd. | -0.00% | -0.00% | 0.00% |
| Finolex Industries Ltd. | 0.16% | 0.16% | 0.00% |
| GSPL Transmission Ltd. | 0.03% | 0.03% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,309 Cr | 2.20% | 7.7% | 7.5% | 9.1% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.9% | 5.7% | 8.1% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.7% | 7.5% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.8% | 8.6% | 9.5% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.3% | 9.5% | 11.1% |
 Axis Equity Savings Fund | ₹848 Cr | 2.68% | 8.1% | 6.4% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments.
Fund managers
- Anand LaddhaMr. Laddha has done B.Com. and CAPrior to joining HDFC Asset Management Company Limited, he has worked with Refco-Sify Securities India Pvt. Ltd. Last Position Held - AVP - FII Equity & Derivative Sales. Alchemy Share & Stock Brokers Pvt. Ltd. Last Position Held - Equity & Derivative Sales.
- Anil BamboliMr. Bamboli is a CFA from Association for Investment Management and Research, U.S.A, Masters in Management Studies (Finance) and a Graduate in Cost and Works Accountant from ICWAI.Prior to joining HDFC AMC he has worked with SBI Fund Management for 11 years.
- Arun AgarwalMr. Agarwal is a B.Com. and Chartered AccountantPrior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
- Bhagyesh KagalkarMr. Kagalkar is a B.E. (Production) and MMS (Finance)Prior to joining HDFC Asset Management Company Limited, he has worked with Dolat Capital Markets Ltd., India Infoline Ltd., Sun Engineering Ltd., Al Ahlia Portfolio Securities Co., IIT Investrust.
- Nandita MenezesCA (ICAI, INDIA), B.Com (University of Mumbai)Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.99% absolute | ₹60,000 | ₹62,394 | 3.99% | |
| 1 year3.15% annualised | ₹1,20,000 | ₹1,22,067 | 1.72% | |
| 3 years8.03% annualised | ₹3,60,000 | ₹4,08,253 | 13.40% | |
| 5 years7.40% annualised | ₹6,00,000 | ₹7,27,851 | 21.31% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of HDFC Equity Savings Fund?
The NAV of HDFC Equity Savings Fund is ₹69.27 as on 9 Nov 2026.
What is the expense ratio of HDFC Equity Savings Fund?
The expense ratio of HDFC Equity Savings Fund is 2.20% per year.
What is the minimum SIP amount for HDFC Equity Savings Fund?
You can start a SIP in HDFC Equity Savings Fund with ₹3,000 a month.
What returns has HDFC Equity Savings Fund given?
HDFC Equity Savings Fund has returned 5.6% over 1 year, 5.3% over 3 years and 7.4% over 5 years (annualised).
Is there a lock-in or exit load on HDFC Equity Savings Fund?
Lock-in: None. Exit load: Exit load For units in excess of 15% of the investment,1% will be charged for redemption within 1 month..
How risky is HDFC Equity Savings Fund?
HDFC Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages HDFC Equity Savings Fund?
HDFC Equity Savings Fund is managed by HDFC Mutual Fund, which runs 86 schemes with ₹9,96,954 Cr under management.