HDFC Nifty 50 Index Fund
Large Cap IndexVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹239.23+2.03%1 day
- Return since launch
- 13.8%
- 52-week range
- ₹212.16 — ₹250.06
- AUM
- ₹22,246 Cr
HDFC Nifty 50 Index Fund is a Large Cap Index equity fund from HDFC Mutual Fund with ₹22,246 Cr under management, launched in 2002. Over three years it has returned 4.5% a year, against 11.5% for its category. The expense ratio is 0.44% and the SEBI riskometer reading is Very High.
Performance
HDFC Nifty 50 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.2% against -1.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.0% | +5.9 pts | 0.1% | 5.2% |
| 2Y | 3.9% | −0.1 pts | 4.0% | 3.3% |
| 3Y | 4.5% | −7.0 pts | 11.5% | 4.0% |
| 5Y | 7.9% | −0.7 pts | 8.7% | 7.6% |
| 7Y | 10.7% | −0.1 pts | 10.8% | 10.3% |
| 10Y | 11.4% | −0.5 pts | 11.9% | 10.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 10.8% | +2.4 pts | 8.3% | 11.6% |
| 3M | 1.9% | +2.4 pts | -0.5% | 0.9% |
| 6M | 3.5% | +1.5 pts | 2.0% | 3.6% |
| 1Y | -1.2% | −1.3 pts | 0.1% | -2.1% |
| 2Y | 2.4% | +1.0 pts | 1.4% | 1.9% |
| 3Y | 9.6% | −1.8 pts | 11.5% | 9.5% |
| 5Y | 7.5% | −1.2 pts | 8.7% | 7.1% |
| 7Y | 11.8% | +1.7 pts | 10.1% | 11.2% |
| 10Y | 12.2% | +0.3 pts | 11.9% | 11.6% |
Since launch (3 Jul 2002): 13.8%
Calendar-year returns
Category average15.1%
25.0%
5.2%
20.8%
9.5%
11.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.5% | +2.9 pts | 8.6% |
| 2024 | 9.5% | −4.9 pts | 14.4% |
| 2023 | 20.8% | −4.0 pts | 24.8% |
| 2022 | 5.2% | +1.1 pts | 4.1% |
| 2021 | 25.0% | −1.9 pts | 26.9% |
| 2020 | 15.1% | −1.3 pts | 16.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.44%
Expense ratio as on 4 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.35%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 0.25% if redeemed within 3 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 50 Total Return
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.51 | 5.71 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.27 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.18 | 0.54 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.23 | 0.73 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.01 | 20.40 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
HDFC Nifty 50 Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity100.0%
Market cap split
- Large98.6%
- Mid1.4%
- P/E
- 18.24
- P/B
- 2.72
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 10.38% | ₹2,309 Cr | +11.15% | +10.94% | +12.87% |
| ICICI Bank Ltd. | Financial | 9.05% | ₹2,014 Cr | +8.99% | +8.42% | +8.52% |
| Reliance Industries Ltd. | Energy | 7.58% | ₹1,687 Cr | +7.97% | +8.87% | +8.18% |
| Bharti Airtel Ltd. | Communication | 5.11% | ₹1,136 Cr | +5.14% | +5.35% | +4.54% |
| Larsen & Toubro Ltd. | Construction | 4.21% | ₹936 Cr | +4.42% | +4.02% | +3.81% |
| State Bank of India | Financial | 3.79% | ₹843 Cr | +3.87% | +3.97% | +3.21% |
| Axis Bank Ltd. | Financial | 3.37% | ₹749 Cr | +3.53% | +3.26% | +2.87% |
| Infosys Ltd. | Technology | 3.36% | ₹746 Cr | +3.20% | +4.28% | +4.60% |
| Kotak Mahindra Bank Ltd. | Financial | 2.93% | ₹653 Cr | +2.63% | +2.54% | +2.60% |
| Mahindra & Mahindra Ltd. | Automobile | 2.52% | ₹560 Cr | +2.50% | +2.58% | +2.69% |
| Bajaj Finance Ltd. | Financial | 2.50% | ₹556 Cr | +2.46% | +2.10% | +2.35% |
| ITC Ltd. | Consumer Staples | 2.42% | ₹538 Cr | +2.52% | +2.71% | +3.43% |
| Eternal Ltd. | Services | 2.22% | ₹493 Cr | +1.74% | +1.61% | +2.01% |
| Tata Consultancy Services Ltd. | Technology | 2.00% | ₹445 Cr | +1.89% | +2.35% | +2.61% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.84% | ₹409 Cr | +1.80% | +1.82% | +1.49% |
| Titan Company Ltd. | Consumer Discretionary | 1.81% | ₹403 Cr | +1.66% | +1.59% | +1.23% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.59% | ₹354 Cr | +1.71% | +1.78% | +1.98% |
| Maruti Suzuki India Ltd. | Automobile | 1.49% | ₹331 Cr | +1.68% | +1.58% | +1.86% |
| NTPC Ltd. | Energy | 1.47% | ₹326 Cr | +1.54% | +1.72% | +1.43% |
| Tata Steel Ltd. | Metals & Mining | 1.46% | ₹325 Cr | +1.42% | +1.55% | +1.24% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.35% | ₹300 Cr | +1.22% | +0.95% | +0.92% |
| Bharat Electronics Ltd. | Capital Goods | 1.33% | ₹296 Cr | +1.35% | +1.40% | +1.28% |
| Shriram Finance Ltd | Financial | 1.32% | ₹293 Cr | +1.33% | +1.19% | +0.76% |
| Hindalco Industries Ltd. | Metals & Mining | 1.30% | ₹290 Cr | +1.26% | +1.25% | +0.98% |
| HCL Technologies Ltd. | Technology | 1.24% | ₹275 Cr | +1.03% | +1.38% | +1.30% |
| Ultratech Cement Ltd. | Materials | 1.24% | ₹276 Cr | +1.21% | +1.24% | +1.29% |
| BSE Ltd. | Services | 1.21% | ₹269 Cr | — | — | — |
| JSW Steel Ltd. | Metals & Mining | 1.15% | ₹257 Cr | +1.05% | +1.03% | +0.95% |
| Bajaj Auto Ltd. | Automobile | 1.13% | ₹252 Cr | +0.98% | +0.95% | +0.85% |
| Power Grid Corporation Of India Ltd. | Energy | 1.13% | ₹251 Cr | +1.18% | +1.31% | +1.12% |
| Grasim Industries Ltd. | Materials | 1.10% | ₹246 Cr | +1.07% | +0.95% | +0.93% |
| Interglobe Aviation Ltd. | Services | 1.08% | ₹240 Cr | +1.11% | +0.87% | +1.08% |
| Asian Paints Ltd. | Materials | 1.04% | ₹231 Cr | +1.09% | +0.96% | +0.94% |
| Coal India Ltd. | Materials | 0.97% | ₹216 Cr | +0.96% | +1.00% | +0.78% |
| Bajaj Finserv Ltd. | Financial | 0.96% | ₹214 Cr | +0.94% | +0.92% | +1.01% |
| Adani Enterprises Ltd. | Services | 0.94% | ₹209 Cr | +0.80% | +0.45% | +0.58% |
| Eicher Motors Ltd. | Automobile | 0.94% | ₹210 Cr | +0.89% | +0.89% | +0.85% |
| Tech Mahindra Ltd. | Technology | 0.93% | ₹206 Cr | +0.81% | +0.86% | +0.79% |
| Nestle India Ltd. | Consumer Staples | 0.90% | ₹200 Cr | +0.92% | +0.82% | +0.73% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.84% | ₹186 Cr | +0.83% | +1.08% | +0.82% |
| Trent Ltd. | Services | 0.83% | ₹185 Cr | +1.00% | +0.71% | +0.92% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.80% | ₹179 Cr | +0.81% | +0.75% | +0.66% |
| SBI Life Insurance Company Ltd. | Insurance | 0.73% | ₹162 Cr | +0.72% | +0.78% | +0.71% |
| Cipla Ltd. | Healthcare | 0.72% | ₹161 Cr | +0.75% | +0.67% | +0.75% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.72% | ₹160 Cr | +0.75% | +0.75% | +0.66% |
| JIO Financial Services Ltd. | Financial | 0.68% | ₹151 Cr | +0.71% | +0.72% | +0.85% |
| Max Healthcare Institute Ltd. | Healthcare | 0.66% | ₹147 Cr | +0.77% | +0.70% | +0.73% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.59% | ₹131 Cr | +0.64% | +0.65% | +0.65% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.57% | ₹126 Cr | +0.67% | +0.61% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.54% | ₹119 Cr | +0.57% | +0.62% | +0.72% |
| Others | Others | -0.04% | ₹-5.14 Cr | +0.48% | -0.90% | -0.20% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| BSE Ltd. | 0.00% | 1.21% | +1.21% |
| HDFC Bank Ltd. | 9.85% | 10.38% | +0.53% |
| Wipro Ltd. | 0.45% | 0.00% | -0.45% |
| ICICI Bank Ltd. | 9.45% | 9.05% | -0.40% |
| Adani Ports and Special Economic Zone Ltd. | 1.07% | 1.35% | +0.28% |
| Infosys Ltd. | 3.61% | 3.36% | -0.25% |
| Reliance Industries Ltd. | 7.83% | 7.58% | -0.25% |
| Tata Consultancy Services Ltd. | 2.22% | 2.00% | -0.22% |
| Adani Enterprises Ltd. | 0.75% | 0.94% | +0.19% |
| ITC Ltd. | 2.23% | 2.42% | +0.19% |
| State Bank of India | 3.98% | 3.79% | -0.19% |
| Mahindra & Mahindra Ltd. | 2.66% | 2.52% | -0.14% |
| Kotak Mahindra Bank Ltd. | 2.80% | 2.93% | +0.13% |
| Bharti Airtel Ltd. | 5.00% | 5.11% | +0.11% |
| Maruti Suzuki India Ltd. | 1.60% | 1.49% | -0.11% |
| Bajaj Finserv Ltd. | 1.06% | 0.96% | -0.10% |
| Coal India Ltd. | 0.87% | 0.97% | +0.10% |
| Titan Company Ltd. | 1.91% | 1.81% | -0.10% |
| Bajaj Auto Ltd. | 1.22% | 1.13% | -0.09% |
| Others | -0.02% | -0.11% | -0.09% |
| Larsen & Toubro Ltd. | 4.30% | 4.21% | -0.09% |
| Shriram Finance Ltd | 1.41% | 1.32% | -0.09% |
| Tata Steel Ltd. | 1.38% | 1.46% | +0.08% |
| Dr. Reddy's Laboratories Ltd. | 0.64% | 0.72% | +0.08% |
| Eternal Ltd. | 2.15% | 2.22% | +0.07% |
| Nestle India Ltd. | 0.97% | 0.90% | -0.07% |
| Bajaj Finance Ltd. | 2.57% | 2.50% | -0.07% |
| Sun Pharmaceutical Industries Ltd. | 1.91% | 1.84% | -0.07% |
| NTPC Ltd. | 1.41% | 1.47% | +0.06% |
| Asian Paints Ltd. | 1.09% | 1.04% | -0.05% |
| Eicher Motors Ltd. | 0.99% | 0.94% | -0.05% |
| Grasim Industries Ltd. | 1.15% | 1.10% | -0.05% |
| Power Grid Corporation Of India Ltd. | 1.08% | 1.13% | +0.05% |
| Trent Ltd. | 0.87% | 0.83% | -0.04% |
| JIO Financial Services Ltd. | 0.72% | 0.68% | -0.04% |
| Max Healthcare Institute Ltd. | 0.70% | 0.66% | -0.04% |
| JSW Steel Ltd. | 1.11% | 1.15% | +0.04% |
| Hindalco Industries Ltd. | 1.33% | 1.30% | -0.03% |
| Apollo Hospitals Enterprise Ltd. | 0.83% | 0.80% | -0.03% |
| Axis Bank Ltd. | 3.39% | 3.37% | -0.02% |
| Bharat Electronics Ltd. | 1.35% | 1.33% | -0.02% |
| HCL Technologies Ltd. | 1.26% | 1.24% | -0.02% |
| Oil And Natural Gas Corporation Ltd. | 0.82% | 0.84% | +0.02% |
| SBI Life Insurance Company Ltd. | 0.71% | 0.73% | +0.02% |
| Tata Consumer Products Ltd. | 0.61% | 0.59% | -0.02% |
| Tata Motors Passenger Vehicles Ltd. | 0.59% | 0.57% | -0.02% |
| HDFC Life Insurance Co Ltd. | 0.53% | 0.54% | +0.01% |
| Hindustan Unilever Ltd. | 1.58% | 1.59% | +0.01% |
| Ultratech Cement Ltd. | 1.23% | 1.24% | +0.01% |
| Tech Mahindra Ltd. | 0.94% | 0.93% | -0.01% |
| Cipla Ltd. | 0.72% | 0.72% | 0.00% |
| Interglobe Aviation Ltd. | 1.08% | 1.08% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,611 Cr | 0.74% | 6.2% | 6.1% | 11.9% |
 UTI Nifty Next 50 Index Fund | ₹7,295 Cr | 0.90% | 6.2% | 6.1% | 11.8% |
 SBI Nifty Next 50 Index Fund | ₹2,318 Cr | 0.80% | 6.2% | 6.0% | 11.8% |
 DSP Nifty Next 50 Index Fund | ₹1,350 Cr | 1.03% | 6.1% | 6.0% | 11.9% |
 Kotak Nifty Next 50 Index Fund | ₹1,289 Cr | 0.68% | 6.3% | 6.1% | 11.9% |
 Nippon India Nifty Next 50 Junior BeES FoF | ₹801 Cr | 0.30% | 6.0% | 6.2% | 12.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate returns that are commensurate with the performance of the NIFTY 50 Index, subject to tracking errors.
Fund managers
- Arun AgarwalMr. Agarwal is a B.Com. and Chartered AccountantPrior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
- Nandita MenezesCA (ICAI, INDIA), B.Com (University of Mumbai)Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.54% absolute | ₹60,000 | ₹62,124 | 3.54% | |
| 1 year−1.24% annualised | ₹1,20,000 | ₹1,19,197 | −0.67% | |
| 3 years9.64% annualised | ₹3,60,000 | ₹4,18,878 | 16.35% | |
| 5 years7.52% annualised | ₹6,00,000 | ₹7,30,195 | 21.70% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of HDFC Nifty 50 Index Fund?
The NAV of HDFC Nifty 50 Index Fund is ₹239.23 as on 6 Nov 2026.
What is the expense ratio of HDFC Nifty 50 Index Fund?
The expense ratio of HDFC Nifty 50 Index Fund is 0.44% per year.
What is the minimum SIP amount for HDFC Nifty 50 Index Fund?
You can start a SIP in HDFC Nifty 50 Index Fund with ₹3,000 a month.
What returns has HDFC Nifty 50 Index Fund given?
HDFC Nifty 50 Index Fund has returned 6.0% over 1 year, 4.5% over 3 years and 7.9% over 5 years (annualised).
Is there a lock-in or exit load on HDFC Nifty 50 Index Fund?
Lock-in: None. Exit load: Exit load of 0.25% if redeemed within 3 days.
How risky is HDFC Nifty 50 Index Fund?
HDFC Nifty 50 Index Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap Index category.
Which fund house manages HDFC Nifty 50 Index Fund?
HDFC Nifty 50 Index Fund is managed by HDFC Mutual Fund, which runs 86 schemes with ₹9,96,954 Cr under management.