HDFC Nifty 50 Index Fund
Large Cap IndexVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹220.41-1.64%1 day
- Return since launch
- 13.6%
- 52-week range
- ₹212.16 — ₹250.06
- AUM
- ₹23,784 Cr
HDFC Nifty 50 Index Fund is a Large Cap Index equity fund from HDFC Mutual Fund with ₹23,784 Cr under management, launched in 2002. Over three years it has returned -0.5% a year, against 9.4% for its category. The expense ratio is 0.44% and the SEBI riskometer reading is Very High.
Performance
HDFC Nifty 50 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.7% against -6.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -11.6% | −8.3 pts | -3.3% | -10.6% |
| 2Y | -4.8% | −2.6 pts | -2.3% | -4.5% |
| 3Y | -0.5% | −9.9 pts | 9.4% | -0.3% |
| 5Y | 5.1% | −2.6 pts | 7.8% | 5.1% |
| 7Y | 9.0% | −0.6 pts | 9.6% | 8.9% |
| 10Y | 10.1% | −0.7 pts | 10.8% | 9.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -5.2% | −0.3 pts | -5.0% | -5.0% |
| 3M | -3.9% | −1.0 pts | -3.0% | -3.2% |
| 6M | -0.5% | −3.6 pts | 3.2% | 0.8% |
| 1Y | -6.7% | −3.4 pts | -3.3% | -6.5% |
| 2Y | -5.1% | −0.1 pts | -5.0% | -5.2% |
| 3Y | 6.2% | −3.2 pts | 9.4% | 6.2% |
| 5Y | 6.0% | −1.7 pts | 7.8% | 5.9% |
| 7Y | 11.3% | +1.4 pts | 9.8% | 10.7% |
| 10Y | 11.0% | +0.2 pts | 10.8% | 10.5% |
Since launch (3 Jul 2002): 13.6%
Calendar-year returns
Category average15.1%
25.0%
5.2%
20.8%
9.5%
11.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.5% | +2.9 pts | 8.6% |
| 2024 | 9.5% | −4.9 pts | 14.4% |
| 2023 | 20.8% | −4.0 pts | 24.8% |
| 2022 | 5.2% | +1.1 pts | 4.1% |
| 2021 | 25.0% | −1.9 pts | 26.9% |
| 2020 | 15.1% | −1.3 pts | 16.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.44%
Expense ratio as on 16 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.35%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 0.25% if redeemed within 3 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 50 Total Return
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.69 | 6.39 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.28 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.25 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.33 | 0.86 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.59 | 19.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
HDFC Nifty 50 Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity100.0%
- Other0.0%
Market cap split
- Large98.7%
- Mid1.3%
- P/E
- 20.10
- P/B
- 3.10
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 9.85% | ₹2,343 Cr | +10.54% | +11.83% | +13.09% |
| ICICI Bank Ltd. | Financial | 9.45% | ₹2,248 Cr | +8.31% | +8.58% | +8.99% |
| Reliance Industries Ltd. | Energy | 7.83% | ₹1,862 Cr | +8.25% | +8.20% | +8.29% |
| Bharti Airtel Ltd. | Communication | 5.00% | ₹1,189 Cr | +5.19% | +4.56% | +4.64% |
| Larsen & Toubro Ltd. | Construction | 4.30% | ₹1,022 Cr | +4.43% | +4.38% | +3.81% |
| State Bank of India | Financial | 3.98% | ₹946 Cr | +3.70% | +4.34% | +2.78% |
| Infosys Ltd. | Technology | 3.61% | ₹858 Cr | +3.76% | +3.97% | +4.77% |
| Axis Bank Ltd. | Financial | 3.39% | ₹806 Cr | +3.41% | +3.45% | +2.70% |
| Kotak Mahindra Bank Ltd. | Financial | 2.80% | ₹666 Cr | +2.62% | +2.66% | +2.60% |
| Mahindra & Mahindra Ltd. | Automobile | 2.66% | ₹632 Cr | +2.52% | +2.64% | +2.55% |
| Bajaj Finance Ltd. | Financial | 2.57% | ₹611 Cr | +2.25% | +2.30% | +2.10% |
| ITC Ltd. | Consumer Staples | 2.23% | ₹532 Cr | +2.56% | +2.63% | +3.44% |
| Tata Consultancy Services Ltd. | Technology | 2.22% | ₹529 Cr | +2.13% | +2.35% | +2.84% |
| Eternal Ltd. | Services | 2.15% | ₹512 Cr | +1.67% | +1.54% | +1.97% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.91% | ₹454 Cr | +1.76% | +1.60% | +1.55% |
| Titan Company Ltd. | Consumer Discretionary | 1.91% | ₹455 Cr | +1.55% | +1.56% | +1.35% |
| Maruti Suzuki India Ltd. | Automobile | 1.60% | ₹381 Cr | +1.59% | +1.70% | +1.75% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.58% | ₹377 Cr | +1.77% | +1.81% | +2.13% |
| NTPC Ltd. | Energy | 1.41% | ₹335 Cr | +1.70% | +1.58% | +1.40% |
| Shriram Finance Ltd | Financial | 1.41% | ₹335 Cr | +1.23% | +1.32% | +0.73% |
| Tata Steel Ltd. | Metals & Mining | 1.38% | ₹329 Cr | +1.59% | +1.53% | +1.15% |
| Bharat Electronics Ltd. | Capital Goods | 1.35% | ₹320 Cr | +1.36% | +1.39% | +1.19% |
| Hindalco Industries Ltd. | Metals & Mining | 1.33% | ₹317 Cr | +1.51% | +1.17% | +0.92% |
| HCL Technologies Ltd. | Technology | 1.26% | ₹299 Cr | +1.16% | +1.28% | +1.39% |
| Ultratech Cement Ltd. | Materials | 1.23% | ₹292 Cr | +1.26% | +1.31% | +1.35% |
| Bajaj Auto Ltd. | Automobile | 1.22% | ₹290 Cr | +1.07% | +0.96% | +0.86% |
| Grasim Industries Ltd. | Materials | 1.15% | ₹275 Cr | +1.10% | +0.93% | +0.96% |
| JSW Steel Ltd. | Metals & Mining | 1.11% | ₹265 Cr | +1.11% | +1.03% | +0.88% |
| Asian Paints Ltd. | Materials | 1.09% | ₹259 Cr | +1.12% | +0.94% | +1.03% |
| Interglobe Aviation Ltd. | Services | 1.08% | ₹256 Cr | +0.92% | +0.95% | — |
| Power Grid Corporation Of India Ltd. | Energy | 1.08% | ₹258 Cr | +1.22% | +1.18% | +1.12% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.07% | ₹254 Cr | +1.23% | +0.98% | +0.87% |
| Bajaj Finserv Ltd. | Financial | 1.06% | ₹253 Cr | +0.95% | +0.99% | +0.94% |
| Eicher Motors Ltd. | Automobile | 0.99% | ₹237 Cr | +0.91% | +0.96% | +0.76% |
| Nestle India Ltd. | Consumer Staples | 0.97% | ₹232 Cr | +0.94% | +0.81% | +0.75% |
| Tech Mahindra Ltd. | Technology | 0.94% | ₹223 Cr | +0.87% | +0.75% | +0.85% |
| Coal India Ltd. | Materials | 0.87% | ₹208 Cr | +0.96% | +0.85% | +0.77% |
| Trent Ltd. | Services | 0.87% | ₹207 Cr | +0.87% | +0.75% | +1.06% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.83% | ₹198 Cr | +0.78% | +0.70% | +0.69% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.82% | ₹194 Cr | +0.95% | +0.95% | +0.82% |
| Adani Enterprises Ltd. | Services | 0.75% | ₹178 Cr | +0.78% | +0.49% | +0.53% |
| Cipla Ltd. | Healthcare | 0.72% | ₹171 Cr | +0.73% | +0.66% | +0.81% |
| JIO Financial Services Ltd. | Financial | 0.72% | ₹171 Cr | +0.72% | +0.73% | +0.92% |
| SBI Life Insurance Company Ltd. | Insurance | 0.71% | ₹169 Cr | +0.76% | +0.80% | +0.73% |
| Max Healthcare Institute Ltd. | Healthcare | 0.70% | ₹167 Cr | +0.66% | +0.71% | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.64% | ₹152 Cr | +0.73% | +0.68% | +0.69% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.61% | ₹146 Cr | +0.71% | +0.65% | +0.63% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.59% | ₹139 Cr | +0.76% | +0.70% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.53% | ₹126 Cr | +0.59% | +0.67% | +0.75% |
| Wipro Ltd. | Technology | 0.45% | ₹108 Cr | +0.54% | +0.50% | +0.64% |
| Others | Others | 0.02% | ₹1.13 Cr | +0.14% | -0.24% | +0.02% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 10.23% | 9.85% | -0.38% |
| Bharti Airtel Ltd. | 5.36% | 5.00% | -0.36% |
| Others | 0.27% | -0.02% | -0.29% |
| ICICI Bank Ltd. | 9.18% | 9.45% | +0.27% |
| Axis Bank Ltd. | 3.15% | 3.39% | +0.24% |
| Kotak Mahindra Bank Ltd. | 2.57% | 2.80% | +0.23% |
| Eternal Ltd. | 1.95% | 2.15% | +0.20% |
| ITC Ltd. | 2.42% | 2.23% | -0.19% |
| State Bank of India | 3.79% | 3.98% | +0.19% |
| Larsen & Toubro Ltd. | 4.12% | 4.30% | +0.18% |
| Bajaj Finance Ltd. | 2.73% | 2.57% | -0.16% |
| Bharat Electronics Ltd. | 1.24% | 1.35% | +0.11% |
| Titan Company Ltd. | 1.80% | 1.91% | +0.11% |
| Grasim Industries Ltd. | 1.05% | 1.15% | +0.10% |
| Shriram Finance Ltd | 1.31% | 1.41% | +0.10% |
| Hindustan Unilever Ltd. | 1.67% | 1.58% | -0.09% |
| Bajaj Auto Ltd. | 1.14% | 1.22% | +0.08% |
| Hindalco Industries Ltd. | 1.26% | 1.33% | +0.07% |
| Infosys Ltd. | 3.54% | 3.61% | +0.07% |
| Power Grid Corporation Of India Ltd. | 1.15% | 1.08% | -0.07% |
| NTPC Ltd. | 1.47% | 1.41% | -0.06% |
| Tata Consultancy Services Ltd. | 2.16% | 2.22% | +0.06% |
| Maruti Suzuki India Ltd. | 1.66% | 1.60% | -0.06% |
| Reliance Industries Ltd. | 7.89% | 7.83% | -0.06% |
| Adani Ports and Special Economic Zone Ltd. | 1.12% | 1.07% | -0.05% |
| JSW Steel Ltd. | 1.06% | 1.11% | +0.05% |
| SBI Life Insurance Company Ltd. | 0.76% | 0.71% | -0.05% |
| Mahindra & Mahindra Ltd. | 2.71% | 2.66% | -0.05% |
| Tata Motors Passenger Vehicles Ltd. | 0.63% | 0.59% | -0.04% |
| Adani Enterprises Ltd. | 0.78% | 0.75% | -0.03% |
| Eicher Motors Ltd. | 0.96% | 0.99% | +0.03% |
| Interglobe Aviation Ltd. | 1.05% | 1.08% | +0.03% |
| JIO Financial Services Ltd. | 0.75% | 0.72% | -0.03% |
| Max Healthcare Institute Ltd. | 0.73% | 0.70% | -0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.88% | 1.91% | +0.03% |
| Ultratech Cement Ltd. | 1.26% | 1.23% | -0.03% |
| Asian Paints Ltd. | 1.11% | 1.09% | -0.02% |
| Cipla Ltd. | 0.74% | 0.72% | -0.02% |
| Coal India Ltd. | 0.89% | 0.87% | -0.02% |
| Oil And Natural Gas Corporation Ltd. | 0.84% | 0.82% | -0.02% |
| Tata Consumer Products Ltd. | 0.63% | 0.61% | -0.02% |
| Tata Steel Ltd. | 1.40% | 1.38% | -0.02% |
| Trent Ltd. | 0.89% | 0.87% | -0.02% |
| Apollo Hospitals Enterprise Ltd. | 0.82% | 0.83% | +0.01% |
| Bajaj Finserv Ltd. | 1.05% | 1.06% | +0.01% |
| Dr. Reddy's Laboratories Ltd. | 0.63% | 0.64% | +0.01% |
| HCL Technologies Ltd. | 1.27% | 1.26% | -0.01% |
| Wipro Ltd. | 0.44% | 0.45% | +0.01% |
| HDFC Life Insurance Co Ltd. | 0.53% | 0.53% | 0.00% |
| Nestle India Ltd. | 0.97% | 0.97% | 0.00% |
| Tech Mahindra Ltd. | 0.94% | 0.94% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,691 Cr | 0.72% | 5.2% | 7.4% | 12.6% |
 UTI Nifty Next 50 Index Fund | ₹7,547 Cr | 0.87% | 5.1% | 7.3% | 12.5% |
 SBI Nifty Next 50 Index Fund | ₹2,366 Cr | 0.76% | 5.2% | 7.3% | 12.5% |
 DSP Nifty Next 50 Index Fund | ₹1,407 Cr | 1.01% | 5.0% | 7.3% | 12.6% |
 Kotak Nifty Next 50 Index Fund | ₹1,295 Cr | 0.64% | 5.3% | 7.4% | 12.6% |
 Nippon India Nifty Next 50 Junior BeES FoF | ₹840 Cr | 0.30% | 5.7% | 7.7% | 12.9% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to generate returns that are commensurate with the performance of the NIFTY 50 Index, subject to tracking errors.
Fund managers
- Arun AgarwalMr. Agarwal is a B.Com. and Chartered AccountantPrior to joining HDFC Asset Management Company Limited, he has worked with SBI Funds Management Pvt. Ltd., ICICI Bank Limited, UTI Asset Management Pvt. Ltd.
- Nandita MenezesCA (ICAI, INDIA), B.Com (University of Mumbai)Prior to joining HDFC AMC, she was associated with S.V. Ghatalia & Associates LLP.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−0.45% absolute | ₹60,000 | ₹59,730 | −0.45% | |
| 1 year−6.73% annualised | ₹1,20,000 | ₹1,15,714 | −3.57% | |
| 3 years6.23% annualised | ₹3,60,000 | ₹3,96,766 | 10.21% | |
| 5 years6.04% annualised | ₹6,00,000 | ₹7,01,933 | 16.99% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of HDFC Nifty 50 Index Fund?
The NAV of HDFC Nifty 50 Index Fund is ₹220.41 as on 24 Sep 2026.
What is the expense ratio of HDFC Nifty 50 Index Fund?
The expense ratio of HDFC Nifty 50 Index Fund is 0.44% per year.
What is the minimum SIP amount for HDFC Nifty 50 Index Fund?
You can start a SIP in HDFC Nifty 50 Index Fund with ₹3,000 a month.
What returns has HDFC Nifty 50 Index Fund given?
HDFC Nifty 50 Index Fund has returned -11.6% over 1 year, -0.5% over 3 years and 5.1% over 5 years (annualised).
Is there a lock-in or exit load on HDFC Nifty 50 Index Fund?
Lock-in: None. Exit load: Exit load of 0.25% if redeemed within 3 days.
How risky is HDFC Nifty 50 Index Fund?
HDFC Nifty 50 Index Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap Index category.
Which fund house manages HDFC Nifty 50 Index Fund?
HDFC Nifty 50 Index Fund is managed by HDFC Mutual Fund, which runs 85 schemes with ₹9,61,940 Cr under management.