ICICI Prudential Housing Opportunities Fund
ThematicVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹16.84+0.48%1 day
- Return since launch
- 12.5%
- 52-week range
- ₹15.47 — ₹17.93
- AUM
- ₹2,728 Cr
ICICI Prudential Housing Opportunities Fund is a Thematic equity fund from ICICI Prudential Mutual Fund with ₹2,728 Cr under management, launched in 2022. Over three years it has returned 3.1% a year, against 11.2% for its category. The expense ratio is 2.05% and the SEBI riskometer reading is Very High.
Performance
ICICI Prudential Housing Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.3% against -4.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -3.9% | −7.8 pts | 3.9% | -3.3% |
| 2Y | -0.1% | −4.5 pts | 4.3% | -3.4% |
| 3Y | 3.1% | −8.1 pts | 11.2% | -1.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.7% | +0.3 pts | -4.0% | -3.5% |
| 3M | -2.7% | −3.0 pts | 0.4% | -0.9% |
| 6M | 6.2% | −8.1 pts | 14.3% | 10.5% |
| 1Y | -1.3% | −5.1 pts | 3.9% | -4.7% |
| 2Y | -2.7% | −1.1 pts | -1.6% | -8.0% |
| 3Y | 10.1% | −1.1 pts | 11.2% | 4.6% |
Since launch (28 Mar 2022): 12.5%
Calendar-year returns
Category average30.6%
15.0%
6.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.1% | +3.1 pts | 3.0% |
| 2024 | 15.0% | −4.8 pts | 19.8% |
| 2023 | 30.6% | −1.4 pts | 32.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.08%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.70%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.35%
- Exit load
- Exit load of 1% if redeemed within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty Housing TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.32 | 7.48 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.94 | 1.09 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.46 | 0.73 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.66 | 1.13 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.87 | 19.72 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
ICICI Prudential Housing Opportunities Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.2%
- Other2.8%
Market cap split
- Large56.3%
- Mid22.0%
- Small21.7%
- P/E
- 20.43
- P/B
- 2.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| NTPC Ltd. | Energy | 6.92% | ₹189 Cr | +7.96% | +8.99% | +8.72% |
| ICICI Bank Ltd. | Financial | 6.70% | ₹183 Cr | +5.97% | +7.11% | +7.69% |
| HDFC Bank Ltd. | Financial | 6.29% | ₹172 Cr | +6.59% | +7.77% | +8.89% |
| Tata Steel Ltd. | Metals & Mining | 5.82% | ₹159 Cr | +4.90% | +5.34% | +3.12% |
| Asian Paints Ltd. | Materials | 5.48% | ₹150 Cr | +5.84% | +3.72% | +0.77% |
| Larsen & Toubro Ltd. | Construction | 4.90% | ₹134 Cr | +7.56% | +8.99% | +9.85% |
| Ultratech Cement Ltd. | Materials | 3.85% | ₹105 Cr | +4.48% | +5.13% | +5.48% |
| Oberoi Realty Ltd. | Construction | 3.84% | ₹105 Cr | +3.89% | +3.35% | +2.99% |
| Shree Cement Ltd. | Materials | 3.65% | ₹99.57 Cr | +4.06% | +0.82% | — |
| State Bank of India | Financial | 2.93% | ₹79.87 Cr | +2.36% | +2.08% | +2.46% |
| Brigade Enterprises Ltd. | Construction | 2.91% | ₹79.26 Cr | +2.24% | +2.19% | +1.95% |
| Others | Others | 2.58% | ₹70.49 Cr | +2.62% | +3.95% | +0.93% |
| Blue Star Ltd. | Consumer Discretionary | 2.48% | ₹67.62 Cr | +0.81% | +1.07% | +1.11% |
| JSW Steel Ltd. | Metals & Mining | 2.26% | ₹61.72 Cr | +1.89% | — | — |
| APL Apollo Tubes Ltd. | Metals & Mining | 2.14% | ₹58.45 Cr | — | — | — |
| Havells India Ltd. | Capital Goods | 2.08% | ₹56.87 Cr | +2.03% | +1.22% | +0.67% |
| Axis Bank Ltd. | Financial | 2.01% | ₹54.94 Cr | +1.69% | +1.97% | +1.94% |
| Sobha Ltd. | Construction | 1.97% | ₹53.82 Cr | +2.25% | +1.90% | +1.98% |
| Orient Electric Ltd. | Consumer Discretionary | 1.96% | ₹53.47 Cr | +2.12% | +2.28% | +2.83% |
| The Phoenix Mills Ltd. | Construction | 1.75% | ₹47.72 Cr | +2.36% | +1.84% | +2.24% |
| Ambuja Cements Ltd. | Materials | 1.49% | ₹40.55 Cr | +1.71% | +2.08% | +2.74% |
| NHPC Ltd. | Energy | 1.47% | ₹39.97 Cr | +1.26% | +1.17% | — |
| DLF Ltd. | Construction | 1.45% | ₹39.68 Cr | +1.28% | +1.14% | — |
| Supreme Industries Ltd. | Materials | 1.38% | ₹37.73 Cr | +0.75% | +0.91% | — |
| company:5765 | Insurance | 1.16% | ₹31.77 Cr | — | — | — |
| Kalpataru Projects International Ltd. | Capital Goods | 1.15% | ₹31.40 Cr | +1.11% | +1.14% | +1.23% |
| LIC Housing Finance Ltd. | Financial | 1.10% | ₹30.05 Cr | +1.13% | +1.23% | +1.36% |
| Can Fin Homes Ltd. | Financial | 1.07% | ₹29.11 Cr | — | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 1.06% | ₹28.86 Cr | +2.51% | +2.86% | — |
| Universal Cables Ltd. | Capital Goods | 1.02% | ₹27.90 Cr | +0.73% | +0.72% | +0.87% |
| Mahindra Lifespace Developers Ltd. | Construction | 1.01% | ₹27.48 Cr | +0.95% | +1.10% | +1.15% |
| Kotak Mahindra Bank Ltd. | Financial | 0.99% | ₹26.89 Cr | +0.93% | +1.00% | +1.12% |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.96% | ₹26.12 Cr | +0.87% | +0.97% | +1.20% |
| Pidilite Industries Ltd. | Chemicals | 0.86% | ₹23.57 Cr | +0.78% | +0.44% | +0.48% |
| Aditya Birla Real Estate Ltd | Consumer Staples | 0.84% | ₹22.92 Cr | — | — | — |
| R R Kabel Ltd. | Consumer Discretionary | 0.83% | ₹22.69 Cr | +0.60% | +0.50% | +0.68% |
| JK Cement Ltd. | Materials | 0.83% | ₹22.62 Cr | +0.77% | +0.92% | — |
| Jindal Steel Ltd. | Metals & Mining | 0.83% | ₹22.59 Cr | — | — | — |
| Tata Power Company Ltd. | Energy | 0.75% | ₹20.52 Cr | +0.94% | +0.88% | +0.54% |
| La Opala RG Ltd. | Materials | 0.59% | ₹16.00 Cr | +0.84% | +1.20% | +1.51% |
| Bajaj Electricals Ltd. | Consumer Discretionary | 0.57% | ₹15.69 Cr | +0.57% | +0.72% | +1.20% |
| Aadhar Housing Finance Ltd | Financial | 0.57% | ₹15.47 Cr | +0.42% | +0.34% | +0.40% |
| Arvind Smartspaces Ltd. | Construction | 0.52% | ₹14.22 Cr | +0.84% | +0.99% | +1.13% |
| Aavas Financiers Ltd. | Financial | 0.51% | ₹13.91 Cr | +0.36% | +0.36% | — |
| Central Bank of India | Financial | 0.51% | ₹13.84 Cr | +0.53% | — | — |
| KEC International Ltd. | Capital Goods | 0.50% | ₹13.56 Cr | +0.46% | — | — |
| JSW Dulux Ltd. | Materials | 0.48% | ₹12.97 Cr | +0.49% | +0.49% | +0.61% |
| Ahluwalia Contracts (India) Ltd. | Construction | 0.43% | ₹11.65 Cr | +0.25% | +0.22% | — |
| Repco Home Finance Ltd. | Financial | 0.43% | ₹11.63 Cr | +0.47% | +0.50% | +0.49% |
| Kalpataru Ltd. | Others | 0.35% | ₹9.67 Cr | +0.52% | +0.64% | +0.80% |
| Jindal Stainless Ltd. | Metals & Mining | 0.34% | ₹9.39 Cr | — | — | — |
| NLC India Ltd. | Energy | 0.32% | ₹8.61 Cr | +1.12% | +1.24% | +1.15% |
| TTK Prestige Ltd. | Consumer Discretionary | 0.31% | ₹8.34 Cr | +0.43% | +0.45% | +0.61% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.23% | ₹6.36 Cr | +0.29% | +0.29% | +0.39% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.23% | ₹6.35 Cr | +0.25% | +0.30% | +0.45% |
| Embassy Office Parks REIT | Construction | 0.21% | ₹5.68 Cr | +0.21% | +1.14% | +1.15% |
| company:20055 | Materials | 0.08% | ₹2.21 Cr | — | — | — |
| Indusind Bank Ltd. | Financial | 0.05% | ₹1.42 Cr | +0.65% | +0.83% | +0.68% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Blue Star Ltd. | 0.83% | 2.48% | +1.65% |
| LG Electronics India Ltd. | 2.37% | 1.06% | -1.31% |
| company:5765 | 0.00% | 1.16% | +1.16% |
| Aditya Birla Real Estate Ltd | 0.01% | 0.84% | +0.83% |
| Grasim Industries Ltd. | 0.78% | 0.00% | -0.78% |
| Ultratech Cement Ltd. | 4.48% | 3.85% | -0.64% |
| Shree Cement Ltd. | 4.05% | 3.65% | -0.40% |
| APL Apollo Tubes Ltd. | 1.75% | 2.14% | +0.40% |
| Somany Ceramics Ltd. | 0.37% | 0.00% | -0.37% |
| Larsen & Toubro Ltd. | 5.24% | 4.90% | -0.34% |
| Brigade Enterprises Ltd. | 2.56% | 2.91% | +0.34% |
| HDFC Bank Ltd. | 6.61% | 6.29% | -0.32% |
| Can Fin Homes Ltd. | 0.76% | 1.07% | +0.31% |
| Prince Pipes and Fittings Ltd. | 0.25% | 0.00% | -0.25% |
| Universal Cables Ltd. | 0.84% | 1.02% | +0.18% |
| Sobha Ltd. | 2.15% | 1.97% | -0.18% |
| Asian Paints Ltd. | 5.66% | 5.48% | -0.17% |
| Ahluwalia Contracts (India) Ltd. | 0.26% | 0.43% | +0.17% |
| Tata Steel Ltd. | 5.97% | 5.82% | -0.15% |
| La Opala RG Ltd. | 0.71% | 0.59% | -0.12% |
| Axis Bank Ltd. | 1.90% | 2.01% | +0.12% |
| Ambuja Cements Ltd. | 1.60% | 1.49% | -0.11% |
| ICICI Bank Ltd. | 6.59% | 6.70% | +0.11% |
| State Bank of India | 2.83% | 2.93% | +0.10% |
| Oberoi Realty Ltd. | 3.74% | 3.84% | +0.10% |
| Kalpataru Projects International Ltd. | 1.06% | 1.15% | +0.10% |
| R R Kabel Ltd. | 0.74% | 0.83% | +0.10% |
| V-Guard Industries Ltd. | 0.87% | 0.96% | +0.09% |
| company:20055 | 0.00% | 0.08% | +0.08% |
| JSW Steel Ltd. | 2.19% | 2.26% | +0.07% |
| DLF Ltd. | 1.38% | 1.45% | +0.07% |
| Kotak Mahindra Bank Ltd. | 1.06% | 0.99% | -0.07% |
| Mahindra Lifespace Developers Ltd. | 1.08% | 1.01% | -0.07% |
| Tata Power Company Ltd. | 0.82% | 0.75% | -0.07% |
| Jindal Steel Ltd. | 0.76% | 0.83% | +0.07% |
| Orient Electric Ltd. | 1.90% | 1.96% | +0.06% |
| KEC International Ltd. | 0.56% | 0.50% | -0.06% |
| Arvind Smartspaces Ltd. | 0.58% | 0.52% | -0.06% |
| JK Cement Ltd. | 0.88% | 0.83% | -0.05% |
| Pidilite Industries Ltd. | 0.82% | 0.86% | +0.04% |
| Supreme Industries Ltd. | 1.34% | 1.38% | +0.04% |
| JSW Dulux Ltd. | 0.44% | 0.48% | +0.04% |
| LIC Housing Finance Ltd. | 1.07% | 1.10% | +0.04% |
| NLC India Ltd. | 0.35% | 0.32% | -0.03% |
| Aadhar Housing Finance Ltd | 0.60% | 0.57% | -0.03% |
| TTK Prestige Ltd. | 0.33% | 0.31% | -0.03% |
| Aavas Financiers Ltd. | 0.54% | 0.51% | -0.03% |
| Kalpataru Ltd. | 0.38% | 0.35% | -0.02% |
| Repco Home Finance Ltd. | 0.45% | 0.43% | -0.02% |
| NTPC Ltd. | 6.90% | 6.92% | +0.02% |
| Crompton Greaves Consumer Electricals Ltd. | 0.26% | 0.23% | -0.02% |
| Havells India Ltd. | 2.11% | 2.08% | -0.02% |
| Jindal Stainless Ltd. | 0.36% | 0.34% | -0.01% |
| Bajaj Electricals Ltd. | 0.59% | 0.57% | -0.01% |
| The Phoenix Mills Ltd. | 1.74% | 1.75% | +0.01% |
| Central Bank of India | 0.52% | 0.51% | -0.01% |
| NHPC Ltd. | 1.46% | 1.47% | +0.01% |
| Others | 0.84% | 0.85% | 0.00% |
| Embassy Office Parks REIT | 0.21% | 0.21% | 0.00% |
| Whirlpool Of India Ltd. | 0.23% | 0.23% | 0.00% |
| Indusind Bank Ltd. | 0.05% | 0.05% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,954 Cr | 2.14% | 17.1% | 14.2% | 14.2% |
 HDFC Defence Fund | ₹11,478 Cr | 1.79% | 34.5% | 26.7% | — |
| ICICI Prudential Commodities Fund | ₹4,277 Cr | 1.96% | 6.2% | 10.4% | 14.6% |
| ICICI Prudential Exports and Services Fund | ₹1,549 Cr | 2.30% | 1.2% | 6.5% | 12.4% |
 SBI Comma Fund | ₹1,237 Cr | 2.28% | 7.8% | 10.1% | 13.0% |
 Edelweiss Recently Listed IPO Fund | ₹1,230 Cr | 2.36% | 35.9% | 17.3% | 16.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation by investing in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing theme.
Fund managers
- Sanket GaidhaniChartered AccountantHe joined ICICI Prudential AMC, he has been part of the Research Team, Relationship Manager of the AMC
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.18% absolute | ₹60,000 | ₹63,708 | 6.18% | |
| 1 year−1.29% annualised | ₹1,20,000 | ₹1,19,165 | −0.70% | |
| 3 years10.09% annualised | ₹3,60,000 | ₹4,21,908 | 17.20% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ICICI Prudential Housing Opportunities Fund?
The NAV of ICICI Prudential Housing Opportunities Fund is ₹16.84 as on 25 Sep 2026.
What is the expense ratio of ICICI Prudential Housing Opportunities Fund?
The expense ratio of ICICI Prudential Housing Opportunities Fund is 2.05% per year.
What is the minimum SIP amount for ICICI Prudential Housing Opportunities Fund?
You can start a SIP in ICICI Prudential Housing Opportunities Fund with ₹3,000 a month.
Is there a lock-in or exit load on ICICI Prudential Housing Opportunities Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed within 1 month..
How risky is ICICI Prudential Housing Opportunities Fund?
ICICI Prudential Housing Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic category.
Which fund house manages ICICI Prudential Housing Opportunities Fund?
ICICI Prudential Housing Opportunities Fund is managed by ICICI Prudential Mutual Fund, which runs 109 schemes with ₹11,76,218 Cr under management.