ICICI Prudential Retirement Fund - Pure Equity Plan
Retirement SolutionsVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹34.56-1.51%1 day
- Return since launch
- 18.0%
- 52-week range
- ₹30.59 — ₹35.90
- AUM
- ₹2,158 Cr
ICICI Prudential Retirement Fund - Pure Equity Plan is a Retirement Solutions equity fund from ICICI Prudential Mutual Fund with ₹2,158 Cr under management, launched in 2019. Over three years it has returned 10.7% a year, against 11.6% for its category. The expense ratio is 2.13% and the SEBI riskometer reading is Very High.
Performance
ICICI Prudential Retirement Fund - Pure Equity Plan NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.6% against +1.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.3% | +1.3 pts | 2.1% | 1.4% |
| 2Y | 7.7% | +5.4 pts | 2.2% | 2.7% |
| 3Y | 10.7% | −0.9 pts | 11.6% | 4.8% |
| 5Y | 16.5% | +5.7 pts | 10.8% | 9.7% |
| 7Y | 19.7% | +10.1 pts | 9.6% | 12.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.7% | +0.2 pts | -4.0% | -3.6% |
| 3M | -0.8% | 0.0 pts | -0.8% | -0.7% |
| 6M | 8.2% | −0.6 pts | 8.8% | 8.5% |
| 1Y | 5.6% | +3.5 pts | 2.1% | 1.5% |
| 2Y | 4.0% | +3.7 pts | 0.3% | -1.9% |
| 3Y | 18.3% | +6.7 pts | 11.6% | 10.1% |
| 5Y | 16.8% | +6.0 pts | 10.8% | 9.3% |
| 7Y | 19.3% | +9.2 pts | 10.1% | 13.2% |
Since launch (7 Feb 2019): 18.0%
Calendar-year returns
Category average10.9%
47.3%
2.1%
38.1%
23.1%
14.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 14.0% | +7.2 pts | 6.8% |
| 2024 | 23.1% | +3.4 pts | 19.8% |
| 2023 | 38.1% | +6.6 pts | 31.5% |
| 2022 | 2.1% | −2.0 pts | 4.1% |
| 2021 | 47.3% | +14.0 pts | 33.3% |
| 2020 | 10.9% | −2.5 pts | 13.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.14%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.74%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.37%
- Exit load
- 0%
- Lock-in
- 5 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 6.64 | 1.53 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.02 | 0.96 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.85 | 0.54 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.21 | 0.70 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.13 | 15.16 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
ICICI Prudential Retirement Fund - Pure Equity Plan portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity95.9%
- Other4.1%
Market cap split
- Large52.9%
- Mid25.3%
- Small21.8%
- P/E
- 29.90
- P/B
- 4.23
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 4.87% | ₹105 Cr | +5.74% | +4.44% | — |
| Reliance Industries Ltd. | Energy | 4.14% | ₹89.32 Cr | +4.14% | +2.59% | — |
| Others | Others | 4.13% | ₹89.13 Cr | +0.47% | +0.52% | +0.68% |
| Multi Commodity Exchange Of India Ltd. | Services | 3.83% | ₹82.76 Cr | +2.06% | +1.90% | +5.23% |
| Hindustan Unilever Ltd. | Consumer Staples | 3.67% | ₹79.29 Cr | +3.34% | +3.06% | — |
| ICICI Bank Ltd. | Financial | 2.46% | ₹53.02 Cr | +2.38% | +2.91% | — |
| Bharti Airtel Ltd. | Communication | 2.38% | ₹51.26 Cr | +1.86% | +2.12% | +3.79% |
| Apar Industries Ltd. | Consumer Staples | 2.27% | ₹49.09 Cr | +1.86% | +1.92% | +2.01% |
| Britannia Industries Ltd. | Consumer Staples | 2.26% | ₹48.81 Cr | +2.47% | +0.52% | — |
| Avenue Supermarts Ltd. | Services | 2.25% | ₹48.57 Cr | +1.70% | +2.44% | — |
| company:5765 | Insurance | 2.18% | ₹47.03 Cr | — | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 2.18% | ₹46.96 Cr | +2.27% | +2.64% | +3.90% |
| United Spirits Ltd. | Consumer Staples | 1.94% | ₹41.91 Cr | +1.86% | +1.68% | +0.85% |
| Cummins India Ltd. | Capital Goods | 1.94% | ₹41.86 Cr | +0.53% | +0.49% | +0.50% |
| ABB India Ltd. | Capital Goods | 1.93% | ₹41.57 Cr | +2.26% | +2.10% | — |
| Usha Martin Ltd. | Metals & Mining | 1.87% | ₹40.28 Cr | +2.12% | +2.07% | +2.45% |
| Larsen & Toubro Ltd. | Construction | 1.83% | ₹39.41 Cr | +2.06% | — | — |
| Hyundai Motor India Ltd. | Automobile | 1.69% | ₹36.55 Cr | +1.66% | +0.70% | — |
| Ultratech Cement Ltd. | Materials | 1.69% | ₹36.52 Cr | +1.90% | +2.34% | +2.76% |
| Supreme Industries Ltd. | Materials | 1.66% | ₹35.73 Cr | +1.58% | +1.93% | — |
| Tech Mahindra Ltd. | Technology | 1.64% | ₹35.45 Cr | +1.68% | +1.71% | +2.09% |
| ITC Ltd. | Consumer Staples | 1.61% | ₹34.66 Cr | +1.28% | +1.55% | — |
| Titan Company Ltd. | Consumer Discretionary | 1.56% | ₹33.73 Cr | +1.40% | +1.42% | +1.74% |
| Interglobe Aviation Ltd. | Services | 1.49% | ₹32.24 Cr | +0.95% | +1.16% | +3.91% |
| Siemens Energy India Ltd. | Energy | 1.47% | ₹31.65 Cr | +1.97% | +1.39% | +0.57% |
| The Phoenix Mills Ltd. | Construction | 1.44% | ₹31.15 Cr | +1.48% | +1.13% | +1.35% |
| Info Edge (India) Ltd. | Services | 1.40% | ₹30.29 Cr | +1.19% | +1.37% | +2.35% |
| Brigade Enterprises Ltd. | Construction | 1.34% | ₹28.83 Cr | +1.12% | +1.32% | — |
| The Indian Hotels Company Ltd. | Services | 1.21% | ₹26.19 Cr | +1.21% | +0.98% | — |
| Sobha Ltd. | Construction | 1.19% | ₹25.77 Cr | +1.49% | +1.64% | +1.75% |
| UPL Ltd. | Chemicals | 1.18% | ₹25.54 Cr | +1.52% | +1.67% | +3.39% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.17% | ₹25.27 Cr | +1.18% | +1.05% | +0.39% |
| JSW Steel Ltd. | Metals & Mining | 1.14% | ₹24.68 Cr | +1.04% | +1.14% | +1.69% |
| Voltamp Transformers Ltd. | Capital Goods | 1.14% | ₹24.52 Cr | — | — | — |
| Pidilite Industries Ltd. | Chemicals | 1.03% | ₹22.31 Cr | +1.02% | +0.50% | +0.46% |
| EIH Ltd. | Services | 0.99% | ₹21.29 Cr | +0.53% | +0.60% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.93% | ₹20.00 Cr | +0.29% | — | — |
| Ambuja Cements Ltd. | Materials | 0.92% | ₹19.92 Cr | +1.16% | +1.44% | +2.44% |
| PB Fintech Ltd. | Services | 0.88% | ₹19.06 Cr | +0.44% | +0.43% | +2.66% |
| BSE Ltd. | Services | 0.88% | ₹18.94 Cr | +1.24% | +0.90% | +2.50% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.87% | ₹18.76 Cr | +1.07% | +1.13% | — |
| FDC Ltd. | Healthcare | 0.86% | ₹18.52 Cr | +0.49% | +0.02% | — |
| Triveni Turbine Ltd. | Construction | 0.85% | ₹18.43 Cr | +1.23% | +0.86% | +0.11% |
| Emmvee Photovoltaic Power Ltd. | Energy | 0.82% | ₹17.68 Cr | +0.93% | +1.24% | — |
| company:570 | Consumer Discretionary | 0.81% | ₹17.57 Cr | — | — | — |
| Shree Cement Ltd. | Materials | 0.81% | ₹17.47 Cr | +0.99% | +1.14% | — |
| SKF India Ltd. | Capital Goods | 0.80% | ₹17.33 Cr | — | — | — |
| RHI Magnesita India Ltd. | Capital Goods | 0.78% | ₹16.85 Cr | +0.29% | +0.26% | +0.34% |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.77% | ₹16.65 Cr | +0.52% | +0.79% | +1.14% |
| United Breweries Ltd. | Consumer Staples | 0.77% | ₹16.55 Cr | +0.87% | +1.17% | — |
| BEML Ltd. | Capital Goods | 0.76% | ₹16.40 Cr | +0.76% | +0.82% | +1.51% |
| Aarti Industries Ltd. | Chemicals | 0.76% | ₹16.40 Cr | +0.77% | +0.81% | +1.19% |
| Jindal Steel Ltd. | Metals & Mining | 0.75% | ₹16.13 Cr | +0.53% | +0.61% | +1.67% |
| Jindal Stainless Ltd. | Metals & Mining | 0.71% | ₹15.41 Cr | +0.73% | +0.92% | +1.17% |
| NTPC Ltd. | Energy | 0.71% | ₹15.28 Cr | +0.94% | +1.03% | — |
| Blue Dart Express Ltd. | Services | 0.70% | ₹15.06 Cr | — | — | — |
| Jyothy Labs Ltd. | Consumer Staples | 0.69% | ₹14.83 Cr | +0.77% | +1.07% | — |
| Bharat Forge Ltd. | Automobile | 0.69% | ₹14.80 Cr | +1.00% | +1.09% | +0.82% |
| Nippon Life India Asset Management Ltd. | Financial | 0.67% | ₹14.42 Cr | +0.70% | +0.66% | +1.08% |
| Atul Ltd. | Chemicals | 0.60% | ₹12.96 Cr | +0.72% | +0.78% | +0.96% |
| Finolex Industries Ltd. | Materials | 0.59% | ₹12.79 Cr | +0.58% | +0.64% | — |
| Infosys Ltd. | Technology | 0.58% | ₹12.47 Cr | +0.66% | +0.83% | — |
| Biocon Ltd. | Healthcare | 0.55% | ₹11.88 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.53% | ₹11.38 Cr | +0.69% | +0.87% | +1.33% |
| CE Info Systems Ltd. | Technology | 0.51% | ₹11.06 Cr | +0.47% | +0.65% | +1.35% |
| Gujarat Pipavav Port Ltd. | Services | 0.50% | ₹10.72 Cr | +0.44% | +0.17% | — |
| Acutaas Chemicals Ltd. | Healthcare | 0.46% | ₹9.88 Cr | +0.51% | +0.64% | +1.06% |
| GMM Pfaudler Ltd. | Capital Goods | 0.45% | ₹9.61 Cr | — | — | — |
| NOCIL Ltd. | Materials | 0.38% | ₹8.30 Cr | +0.42% | +0.40% | +0.64% |
| 360 One Wam Ltd. | Financial | 0.37% | ₹8.02 Cr | +0.39% | +0.44% | +0.65% |
| Astral Ltd. | Materials | 0.35% | ₹7.61 Cr | +0.41% | +0.48% | +0.51% |
| Bajaj Electricals Ltd. | Consumer Discretionary | 0.33% | ₹7.17 Cr | +0.36% | +0.47% | +0.08% |
| VIP Industries Ltd. | Consumer Discretionary | 0.32% | ₹6.98 Cr | +0.35% | +0.47% | +0.72% |
| RateGain Travel Technologies Ltd. | Technology | 0.31% | ₹6.77 Cr | +0.67% | +0.53% | +0.66% |
| Voltas Ltd. | Consumer Discretionary | 0.28% | ₹5.97 Cr | +0.32% | +0.45% | +0.52% |
| SBI Cards And Payment Services Ltd. | Financial | 0.27% | ₹5.91 Cr | +0.16% | +0.22% | +0.30% |
| UTI Asset Management Company Ltd. | Financial | 0.27% | ₹5.83 Cr | +0.33% | +0.38% | +0.06% |
| Astrazeneca Pharma India Ltd. | Healthcare | 0.26% | ₹5.65 Cr | +0.36% | +0.42% | +0.52% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.24% | ₹5.19 Cr | +0.28% | +0.34% | +0.63% |
| KSB Ltd. | Capital Goods | 0.23% | ₹4.89 Cr | +0.25% | +0.27% | +0.38% |
| PG Electroplast Ltd. | Capital Goods | 0.22% | ₹4.73 Cr | +0.25% | +0.36% | +0.40% |
| Divgi TorqTransfer Systems Ltd. | Automobile | 0.21% | ₹4.56 Cr | +0.23% | +0.23% | +0.26% |
| Rainbow Children's Medicare Ltd. | Healthcare | 0.21% | ₹4.50 Cr | +0.23% | +0.22% | +0.36% |
| Mastek Ltd. | Technology | 0.20% | ₹4.35 Cr | +0.21% | +0.24% | +0.48% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.14% | ₹3.06 Cr | +0.19% | +0.25% | — |
| Sagar Cements Ltd. | Materials | 0.09% | ₹1.94 Cr | +0.11% | +0.14% | +0.23% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.09% | ₹1.90 Cr | +0.12% | +0.12% | +0.20% |
| Vedanta Power Ltd | Capital Goods | 0.07% | ₹1.62 Cr | +0.29% | — | — |
| company:1091 | Capital Goods | 0.00% | ₹0.09 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:5765 | 0.00% | 2.18% | +2.18% |
| Cummins India Ltd. | 0.46% | 1.94% | +1.48% |
| Multi Commodity Exchange Of India Ltd. | 2.87% | 3.83% | +0.97% |
| company:570 | 0.00% | 0.81% | +0.81% |
| LG Electronics India Ltd. | 0.63% | 0.00% | -0.63% |
| Vedanta Ltd. | 0.58% | 0.00% | -0.58% |
| Neuland Laboratories Ltd. | 0.55% | 0.00% | -0.55% |
| Interglobe Aviation Ltd. | 1.03% | 1.49% | +0.47% |
| EIH Ltd. | 0.54% | 0.99% | +0.45% |
| HDFC Bank Ltd. | 5.29% | 4.87% | -0.42% |
| Siemens Ltd. | 0.41% | 0.00% | -0.41% |
| Apar Industries Ltd. | 1.90% | 2.27% | +0.38% |
| RHI Magnesita India Ltd. | 0.45% | 0.78% | +0.33% |
| Bharti Airtel Ltd. | 2.66% | 2.38% | -0.29% |
| FDC Ltd. | 0.58% | 0.86% | +0.28% |
| Reliance Industries Ltd. | 4.36% | 4.14% | -0.23% |
| Ratnamani Metals & Tubes Ltd. | 0.20% | 0.00% | -0.20% |
| Hindustan Unilever Ltd. | 3.84% | 3.67% | -0.17% |
| Sobha Ltd. | 1.34% | 1.19% | -0.15% |
| Mahindra & Mahindra Ltd. | 2.32% | 2.18% | -0.14% |
| Britannia Industries Ltd. | 2.40% | 2.26% | -0.14% |
| Finolex Industries Ltd. | 0.46% | 0.59% | +0.13% |
| Shree Cement Ltd. | 0.94% | 0.81% | -0.13% |
| BSE Ltd. | 1.00% | 0.88% | -0.13% |
| UPL Ltd. | 1.31% | 1.18% | -0.13% |
| Jyoti CNC Automation Ltd. | 0.65% | 0.77% | +0.13% |
| Sonata Software Ltd. | 0.12% | 0.00% | -0.12% |
| Ultratech Cement Ltd. | 1.81% | 1.69% | -0.12% |
| Brigade Enterprises Ltd. | 1.22% | 1.34% | +0.12% |
| SBI Cards And Payment Services Ltd. | 0.16% | 0.27% | +0.12% |
| PB Fintech Ltd. | 0.78% | 0.88% | +0.11% |
| PI Industries Ltd. | 0.63% | 0.53% | -0.10% |
| CE Info Systems Ltd. | 0.62% | 0.51% | -0.10% |
| Ambuja Cements Ltd. | 1.02% | 0.92% | -0.10% |
| United Spirits Ltd. | 2.03% | 1.94% | -0.09% |
| United Breweries Ltd. | 0.86% | 0.77% | -0.09% |
| Avenue Supermarts Ltd. | 2.33% | 2.25% | -0.08% |
| Vedanta Oil and Gas Ltd | 0.08% | 0.00% | -0.08% |
| PG Electroplast Ltd. | 0.29% | 0.22% | -0.07% |
| Tech Mahindra Ltd. | 1.72% | 1.64% | -0.07% |
| Voltamp Transformers Ltd. | 1.06% | 1.14% | +0.07% |
| Vedanta Aluminium Metal Ltd. | 1.00% | 0.93% | -0.07% |
| NTPC Ltd. | 0.77% | 0.71% | -0.07% |
| GMM Pfaudler Ltd. | 0.38% | 0.45% | +0.07% |
| Triveni Turbine Ltd. | 0.92% | 0.85% | -0.06% |
| ITC Ltd. | 1.55% | 1.61% | +0.06% |
| Jindal Stainless Ltd. | 0.77% | 0.71% | -0.06% |
| Blue Dart Express Ltd. | 0.75% | 0.70% | -0.06% |
| Info Edge (India) Ltd. | 1.35% | 1.40% | +0.05% |
| BEML Ltd. | 0.71% | 0.76% | +0.05% |
| Astrazeneca Pharma India Ltd. | 0.31% | 0.26% | -0.05% |
| Bharat Forge Ltd. | 0.74% | 0.69% | -0.05% |
| Atul Ltd. | 0.65% | 0.60% | -0.05% |
| Siemens Energy India Ltd. | 1.51% | 1.47% | -0.04% |
| Usha Martin Ltd. | 1.91% | 1.87% | -0.04% |
| ICICI Bank Ltd. | 2.50% | 2.46% | -0.04% |
| Voltas Ltd. | 0.32% | 0.28% | -0.04% |
| Gujarat Pipavav Port Ltd. | 0.46% | 0.50% | +0.04% |
| RateGain Travel Technologies Ltd. | 0.35% | 0.31% | -0.04% |
| The Phoenix Mills Ltd. | 1.48% | 1.44% | -0.04% |
| The Indian Hotels Company Ltd. | 1.25% | 1.21% | -0.04% |
| Divgi TorqTransfer Systems Ltd. | 0.25% | 0.21% | -0.04% |
| Jindal Steel Ltd. | 0.71% | 0.75% | +0.04% |
| Biocon Ltd. | 0.59% | 0.55% | -0.04% |
| ABB India Ltd. | 1.89% | 1.93% | +0.03% |
| HDFC Life Insurance Co Ltd. | 0.90% | 0.87% | -0.03% |
| Hyundai Motor India Ltd. | 1.72% | 1.69% | -0.03% |
| Aarti Industries Ltd. | 0.73% | 0.76% | +0.03% |
| SKF India Ltd. | 0.78% | 0.80% | +0.03% |
| Titan Company Ltd. | 1.54% | 1.56% | +0.03% |
| Rainbow Children's Medicare Ltd. | 0.23% | 0.21% | -0.02% |
| Mastek Ltd. | 0.22% | 0.20% | -0.02% |
| KSB Ltd. | 0.25% | 0.23% | -0.02% |
| UTI Asset Management Company Ltd. | 0.29% | 0.27% | -0.02% |
| Bajaj Electricals Ltd. | 0.35% | 0.33% | -0.02% |
| Pidilite Industries Ltd. | 1.02% | 1.03% | +0.02% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.16% | 0.14% | -0.02% |
| Infosys Ltd. | 0.59% | 0.58% | -0.02% |
| Nippon Life India Asset Management Ltd. | 0.68% | 0.67% | -0.01% |
| Emmvee Photovoltaic Power Ltd. | 0.83% | 0.82% | -0.01% |
| Crompton Greaves Consumer Electricals Ltd. | 0.10% | 0.09% | -0.01% |
| Sagar Cements Ltd. | 0.10% | 0.09% | -0.01% |
| Vedanta Iron And Steel Ltd. | 0.01% | 0.00% | -0.01% |
| Astral Ltd. | 0.35% | 0.35% | +0.01% |
| Whirlpool Of India Ltd. | 0.25% | 0.24% | -0.01% |
| NOCIL Ltd. | 0.38% | 0.38% | +0.01% |
| Acutaas Chemicals Ltd. | 0.46% | 0.46% | -0.01% |
| Larsen & Toubro Ltd. | 1.83% | 1.83% | 0.00% |
| Jyothy Labs Ltd. | 0.69% | 0.69% | 0.00% |
| company:1091 | 0.00% | 0.00% | 0.00% |
| Supreme Industries Ltd. | 1.66% | 1.66% | 0.00% |
| Hindustan Aeronautics Ltd. | 1.17% | 1.17% | 0.00% |
| Others | 0.14% | 0.14% | 0.00% |
| 360 One Wam Ltd. | 0.37% | 0.37% | 0.00% |
| VIP Industries Ltd. | 0.32% | 0.32% | 0.00% |
| Vedanta Power Ltd | 0.08% | 0.07% | 0.00% |
| JSW Steel Ltd. | 1.14% | 1.14% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,521 Cr | 2.44% | 4.3% | 6.7% | 11.0% |
 Nippon India Retirement Fund - Wealth Creation Scheme | ₹3,127 Cr | 2.22% | -4.5% | 2.2% | 8.9% |
 Tata Retirement Savings Progressive Plan | ₹2,255 Cr | 2.20% | 6.2% | 6.3% | 10.4% |
 Aditya Birla Sun Life Retirement Fund - The 30s Plan | ₹487 Cr | 2.64% | 13.8% | 12.2% | 13.5% |
 Union Retirement Fund | ₹216 Cr | 2.69% | 1.6% | 6.2% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.
Fund managers
- Darshil DedhiaMr. Dedhia has done CA and CFA.He has been working with ICICI Prudential Mutual Fund since 2013.
- Rohit LakhotiaMr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial EngineeringPrior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
- Sanket GaidhaniChartered AccountantHe joined ICICI Prudential AMC, he has been part of the Research Team, Relationship Manager of the AMC
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months8.24% absolute | ₹60,000 | ₹64,944 | 8.24% | |
| 1 year5.59% annualised | ₹1,20,000 | ₹1,23,696 | 3.08% | |
| 3 years18.31% annualised | ₹3,60,000 | ₹4,82,313 | 33.98% | |
| 5 years16.75% annualised | ₹6,00,000 | ₹9,42,339 | 57.06% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ICICI Prudential Retirement Fund - Pure Equity Plan?
The NAV of ICICI Prudential Retirement Fund - Pure Equity Plan is ₹34.56 as on 24 Sep 2026.
What is the expense ratio of ICICI Prudential Retirement Fund - Pure Equity Plan?
The expense ratio of ICICI Prudential Retirement Fund - Pure Equity Plan is 2.13% per year.
What is the minimum SIP amount for ICICI Prudential Retirement Fund - Pure Equity Plan?
You can start a SIP in ICICI Prudential Retirement Fund - Pure Equity Plan with ₹3,000 a month.
What returns has ICICI Prudential Retirement Fund - Pure Equity Plan given?
ICICI Prudential Retirement Fund - Pure Equity Plan has returned 3.3% over 1 year, 10.7% over 3 years and 16.5% over 5 years (annualised).
Is there a lock-in or exit load on ICICI Prudential Retirement Fund - Pure Equity Plan?
Lock-in: 5 years. Exit load: 0%.
How risky is ICICI Prudential Retirement Fund - Pure Equity Plan?
ICICI Prudential Retirement Fund - Pure Equity Plan is rated Very High on the SEBI riskometer and belongs to the Retirement Solutions category.
Which fund house manages ICICI Prudential Retirement Fund - Pure Equity Plan?
ICICI Prudential Retirement Fund - Pure Equity Plan is managed by ICICI Prudential Mutual Fund, which runs 109 schemes with ₹11,76,218 Cr under management.