ICICI Prudential Retirement Fund - Pure Equity Plan
Retirement SolutionsVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹34.79+0.49%1 day
- Return since launch
- 17.5%
- 52-week range
- ₹30.59 — ₹35.90
- AUM
- ₹2,106 Cr
ICICI Prudential Retirement Fund - Pure Equity Plan is a Retirement Solutions equity fund from ICICI Prudential Mutual Fund with ₹2,106 Cr under management, launched in 2019. Over three years it has returned 9.6% a year, against 12.5% for its category. The expense ratio is 2.16% and the SEBI riskometer reading is Very High.
Performance
ICICI Prudential Retirement Fund - Pure Equity Plan NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.3% against +1.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 4.1% | +1.0 pts | 3.1% | 5.4% |
| 2Y | 7.8% | +3.5 pts | 4.4% | 4.8% |
| 3Y | 9.6% | −2.9 pts | 12.5% | 5.2% |
| 5Y | 15.6% | +5.2 pts | 10.5% | 9.8% |
| 7Y | 19.0% | +9.4 pts | 9.6% | 12.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.8% | −1.1 pts | 6.0% | 5.4% |
| 3M | -3.0% | −1.9 pts | -1.2% | -1.8% |
| 6M | 0.8% | −3.5 pts | 4.3% | 3.0% |
| 1Y | 2.3% | −0.8 pts | 3.1% | 1.8% |
| 2Y | 7.7% | +4.3 pts | 3.3% | 2.4% |
| 3Y | 18.5% | +6.0 pts | 12.5% | 10.6% |
| 5Y | 14.7% | +4.2 pts | 10.5% | 9.2% |
| 7Y | 18.8% | +8.8 pts | 10.0% | 13.0% |
Since launch (7 Feb 2019): 17.5%
Calendar-year returns
Category average10.9%
47.3%
2.1%
38.1%
23.1%
14.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 14.0% | +7.2 pts | 6.8% |
| 2024 | 23.1% | +3.4 pts | 19.8% |
| 2023 | 38.1% | +6.6 pts | 31.5% |
| 2022 | 2.1% | −2.0 pts | 4.1% |
| 2021 | 47.3% | +14.0 pts | 33.3% |
| 2020 | 10.9% | −2.5 pts | 13.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.13%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.74%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.36%
- Exit load
- 0%
- Lock-in
- 5 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 6.48 | 1.09 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.02 | 0.97 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.71 | 0.39 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.05 | 0.53 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.55 | 15.63 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
ICICI Prudential Retirement Fund - Pure Equity Plan portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity95.8%
- Other4.2%
Market cap split
- Large51.7%
- Mid25.8%
- Small22.4%
- P/E
- 28.32
- P/B
- 3.98
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 4.99% | ₹105 Cr | +5.92% | +5.83% | — |
| Others | Others | 4.22% | ₹88.97 Cr | +0.45% | +0.56% | +0.64% |
| Reliance Industries Ltd. | Energy | 3.94% | ₹83.03 Cr | +4.53% | +2.68% | +1.48% |
| Multi Commodity Exchange Of India Ltd. | Services | 3.81% | ₹80.33 Cr | +2.69% | +1.99% | +5.21% |
| Hindustan Unilever Ltd. | Consumer Staples | 3.60% | ₹75.73 Cr | +3.16% | +3.81% | — |
| Bharti Airtel Ltd. | Communication | 2.36% | ₹49.71 Cr | +2.62% | +2.17% | +3.56% |
| Cummins India Ltd. | Capital Goods | 2.31% | ₹48.55 Cr | +0.49% | +0.49% | +0.49% |
| Apar Industries Ltd. | Consumer Staples | 2.29% | ₹48.21 Cr | +1.99% | +1.68% | +2.01% |
| ICICI Bank Ltd. | Financial | 2.29% | ₹48.20 Cr | +2.51% | +2.73% | — |
| Avenue Supermarts Ltd. | Services | 2.25% | ₹47.34 Cr | +2.24% | +2.69% | — |
| Britannia Industries Ltd. | Consumer Staples | 2.13% | ₹44.91 Cr | +2.40% | +1.01% | — |
| Life Insurance Corporation of India | Insurance | 2.11% | ₹44.46 Cr | — | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 2.00% | ₹42.21 Cr | +2.20% | +2.46% | +3.48% |
| Usha Martin Ltd. | Metals & Mining | 1.91% | ₹40.25 Cr | +2.01% | +1.96% | +2.79% |
| United Spirits Ltd. | Consumer Staples | 1.81% | ₹38.08 Cr | +1.90% | +1.59% | +1.52% |
| ABB India Ltd. | Capital Goods | 1.75% | ₹36.88 Cr | +1.92% | +2.21% | +0.51% |
| Larsen & Toubro Ltd. | Construction | 1.74% | ₹36.63 Cr | +2.02% | +2.10% | — |
| ITC Ltd. | Consumer Staples | 1.69% | ₹35.65 Cr | +1.23% | +1.53% | — |
| Ultratech Cement Ltd. | Materials | 1.66% | ₹34.95 Cr | +1.80% | +2.13% | +2.52% |
| Supreme Industries Ltd. | Materials | 1.65% | ₹34.64 Cr | +1.59% | +1.95% | — |
| Hyundai Motor India Ltd. | Automobile | 1.60% | ₹33.66 Cr | +1.58% | +1.05% | — |
| Tech Mahindra Ltd. | Technology | 1.58% | ₹33.19 Cr | +1.53% | +1.87% | +2.32% |
| The Phoenix Mills Ltd. | Construction | 1.51% | ₹31.72 Cr | +1.60% | +1.60% | +1.32% |
| Siemens Energy India Ltd. | Energy | 1.49% | ₹31.36 Cr | +1.81% | +1.31% | +0.55% |
| Interglobe Aviation Ltd. | Services | 1.46% | ₹30.71 Cr | +1.12% | +1.02% | +1.68% |
| Titan Company Ltd. | Consumer Discretionary | 1.44% | ₹30.32 Cr | +1.46% | +1.40% | +1.78% |
| Info Edge (India) Ltd. | Services | 1.34% | ₹28.13 Cr | +1.13% | +1.39% | +2.14% |
| SKF India Ltd. | Capital Goods | 1.28% | ₹26.87 Cr | — | — | — |
| The Indian Hotels Company Ltd. | Services | 1.23% | ₹25.86 Cr | +1.27% | +0.90% | — |
| Blue Star Ltd. | Consumer Discretionary | 1.23% | ₹25.81 Cr | — | — | — |
| Brigade Enterprises Ltd. | Construction | 1.20% | ₹25.28 Cr | +1.10% | +1.33% | +1.01% |
| Sobha Ltd. | Construction | 1.19% | ₹25.06 Cr | +1.40% | +1.50% | +1.79% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.17% | ₹24.57 Cr | +1.15% | +1.33% | +0.40% |
| UPL Ltd. | Chemicals | 1.16% | ₹24.52 Cr | +1.30% | +1.60% | +2.94% |
| JSW Steel Ltd. | Metals & Mining | 1.12% | ₹23.66 Cr | +0.96% | +1.09% | +1.26% |
| Voltamp Transformers Ltd. | Capital Goods | 1.12% | ₹23.61 Cr | — | — | — |
| EIH Ltd. | Services | 1.09% | ₹22.94 Cr | +0.55% | +0.56% | — |
| Pidilite Industries Ltd. | Chemicals | 0.92% | ₹19.37 Cr | +1.05% | +0.46% | +0.42% |
| Blue Dart Express Ltd. | Services | 0.92% | ₹19.30 Cr | +0.73% | — | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.90% | ₹18.97 Cr | +1.03% | — | — |
| Varmora Granito Ltd. | Materials | 0.90% | ₹18.87 Cr | — | — | — |
| FDC Ltd. | Healthcare | 0.89% | ₹18.79 Cr | +0.54% | +0.26% | — |
| Ambuja Cements Ltd. | Materials | 0.88% | ₹18.57 Cr | +1.05% | +1.24% | +2.34% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.85% | ₹18.00 Cr | +1.00% | +1.00% | — |
| BSE Ltd. | Services | 0.85% | ₹17.84 Cr | +1.12% | +0.96% | +2.30% |
| Triveni Turbine Ltd. | Construction | 0.85% | ₹17.82 Cr | +1.10% | +0.98% | +0.48% |
| RHI Magnesita India Ltd. | Capital Goods | 0.83% | ₹17.45 Cr | +0.30% | +0.21% | +0.30% |
| Jyoti CNC Automation Ltd. | Capital Goods | 0.83% | ₹17.40 Cr | +0.65% | +0.75% | +1.01% |
| Emmvee Photovoltaic Power Ltd. | Energy | 0.82% | ₹17.35 Cr | +0.94% | +1.38% | — |
| BEML Ltd. | Capital Goods | 0.80% | ₹16.88 Cr | +0.75% | +0.72% | +1.25% |
| Shree Cement Ltd. | Materials | 0.80% | ₹16.83 Cr | +0.95% | +1.08% | — |
| Jindal Stainless Ltd. | Metals & Mining | 0.78% | ₹16.40 Cr | +0.76% | +0.91% | +1.07% |
| Jindal Steel Ltd. | Metals & Mining | 0.73% | ₹15.34 Cr | +0.45% | +0.59% | +1.26% |
| NTPC Ltd. | Energy | 0.72% | ₹15.06 Cr | +0.83% | +1.08% | — |
| SBI Cards And Payment Services Ltd. | Financial | 0.71% | ₹14.97 Cr | +0.15% | +0.20% | +0.31% |
| Aarti Industries Ltd. | Chemicals | 0.71% | ₹14.87 Cr | +0.72% | +0.78% | +1.12% |
| United Breweries Ltd. | Consumer Staples | 0.70% | ₹14.65 Cr | +0.85% | +1.21% | +0.01% |
| Jyothy Labs Ltd. | Consumer Staples | 0.65% | ₹13.61 Cr | +0.70% | +0.89% | — |
| Bharat Forge Ltd. | Automobile | 0.64% | ₹13.54 Cr | +1.05% | +1.02% | +0.84% |
| Nippon Life India Asset Management Ltd. | Financial | 0.63% | ₹13.17 Cr | +0.72% | +0.61% | +1.13% |
| Finolex Industries Ltd. | Materials | 0.58% | ₹12.28 Cr | +0.52% | +0.56% | +0.53% |
| Atul Ltd. | Chemicals | 0.57% | ₹12.00 Cr | +0.66% | +0.80% | +0.87% |
| PI Industries Ltd. | Chemicals | 0.53% | ₹11.09 Cr | +0.61% | +0.81% | +1.20% |
| Infosys Ltd. | Technology | 0.52% | ₹10.93 Cr | +0.55% | +0.85% | — |
| PB Fintech Ltd. | Services | 0.51% | ₹10.81 Cr | +0.41% | +0.45% | +1.67% |
| Biocon Ltd. | Healthcare | 0.51% | ₹10.68 Cr | — | — | — |
| Gujarat Pipavav Port Ltd. | Services | 0.51% | ₹10.67 Cr | +0.48% | +0.15% | +0.19% |
| Acutaas Chemicals Ltd. | Healthcare | 0.49% | ₹10.25 Cr | +0.55% | +0.82% | +0.93% |
| CE Info Systems Ltd. | Technology | 0.44% | ₹9.36 Cr | +0.44% | +0.54% | +1.28% |
| Schaeffler India Ltd. | Capital Goods | 0.40% | ₹8.34 Cr | — | — | — |
| NOCIL Ltd. | Materials | 0.39% | ₹8.28 Cr | +0.44% | +0.46% | +0.60% |
| 360 One Wam Ltd. | Financial | 0.33% | ₹7.03 Cr | +0.37% | +0.40% | +0.62% |
| Astral Ltd. | Materials | 0.33% | ₹6.85 Cr | +0.33% | +0.50% | +0.48% |
| Honeywell Automation India Ltd. | Capital Goods | 0.32% | ₹6.78 Cr | — | — | — |
| Bajaj Electricals Ltd. | Consumer Discretionary | 0.32% | ₹6.70 Cr | +0.35% | +0.46% | +0.07% |
| RateGain Travel Technologies Ltd. | Technology | 0.29% | ₹6.15 Cr | +0.36% | +0.47% | +0.79% |
| UTI Asset Management Company Ltd. | Financial | 0.28% | ₹5.91 Cr | +0.31% | +0.39% | +0.19% |
| Whirlpool Of India Ltd. | Consumer Discretionary | 0.27% | ₹5.75 Cr | +0.26% | +0.32% | +0.55% |
| Voltas Ltd. | Consumer Discretionary | 0.25% | ₹5.35 Cr | +0.32% | +0.40% | +0.48% |
| Astrazeneca Pharma India Ltd. | Healthcare | 0.24% | ₹5.02 Cr | +0.33% | +0.39% | +0.52% |
| Rainbow Children's Medicare Ltd. | Healthcare | 0.20% | ₹4.18 Cr | +0.23% | +0.23% | +0.31% |
| PG Electroplast Ltd. | Capital Goods | 0.19% | ₹4.02 Cr | +0.27% | +0.29% | +0.36% |
| Mastek Ltd. | Technology | 0.18% | ₹3.83 Cr | +0.20% | +0.22% | +0.41% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.12% | ₹2.60 Cr | +0.17% | +0.22% | — |
| Sagar Cements Ltd. | Materials | 0.09% | ₹1.80 Cr | +0.11% | +0.12% | +0.21% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.08% | ₹1.68 Cr | +0.11% | +0.11% | +0.17% |
| Vedanta Power Ltd | Capital Goods | 0.07% | ₹1.51 Cr | +0.09% | — | — |
| Care Ratings Ltd. | Services | 0.00% | ₹0.01 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Varmora Granito Ltd. | 0.00% | 0.90% | +0.90% |
| SKF India Ltd. | 0.80% | 1.28% | +0.47% |
| GMM Pfaudler Ltd. | 0.45% | 0.00% | -0.45% |
| SBI Cards And Payment Services Ltd. | 0.27% | 0.71% | +0.44% |
| Blue Star Ltd. | 0.81% | 1.23% | +0.41% |
| Schaeffler India Ltd. | 0.00% | 0.40% | +0.39% |
| PB Fintech Ltd. | 0.88% | 0.51% | -0.37% |
| Cummins India Ltd. | 1.94% | 2.31% | +0.37% |
| VIP Industries Ltd. | 0.32% | 0.00% | -0.32% |
| Honeywell Automation India Ltd. | 0.00% | 0.32% | +0.32% |
| KSB Ltd. | 0.23% | 0.00% | -0.23% |
| Blue Dart Express Ltd. | 0.70% | 0.92% | +0.22% |
| Divgi TorqTransfer Systems Ltd. | 0.21% | 0.00% | -0.21% |
| Reliance Industries Ltd. | 4.14% | 3.94% | -0.20% |
| ABB India Ltd. | 1.93% | 1.75% | -0.18% |
| Mahindra & Mahindra Ltd. | 2.18% | 2.00% | -0.17% |
| ICICI Bank Ltd. | 2.46% | 2.29% | -0.17% |
| Brigade Enterprises Ltd. | 1.34% | 1.20% | -0.14% |
| United Spirits Ltd. | 1.94% | 1.81% | -0.13% |
| Britannia Industries Ltd. | 2.26% | 2.13% | -0.13% |
| Titan Company Ltd. | 1.56% | 1.44% | -0.12% |
| HDFC Bank Ltd. | 4.87% | 4.99% | +0.12% |
| Pidilite Industries Ltd. | 1.03% | 0.92% | -0.11% |
| EIH Ltd. | 0.99% | 1.09% | +0.10% |
| Hyundai Motor India Ltd. | 1.69% | 1.60% | -0.10% |
| Larsen & Toubro Ltd. | 1.83% | 1.74% | -0.09% |
| ITC Ltd. | 1.61% | 1.69% | +0.09% |
| Hindustan Unilever Ltd. | 3.67% | 3.60% | -0.08% |
| United Breweries Ltd. | 0.77% | 0.70% | -0.07% |
| Life Insurance Corporation of India | 2.18% | 2.11% | -0.07% |
| CE Info Systems Ltd. | 0.51% | 0.44% | -0.07% |
| Info Edge (India) Ltd. | 1.40% | 1.34% | -0.07% |
| Tech Mahindra Ltd. | 1.64% | 1.58% | -0.07% |
| Jindal Stainless Ltd. | 0.71% | 0.78% | +0.06% |
| The Phoenix Mills Ltd. | 1.44% | 1.51% | +0.06% |
| Infosys Ltd. | 0.58% | 0.52% | -0.06% |
| Jyoti CNC Automation Ltd. | 0.77% | 0.83% | +0.05% |
| Aarti Industries Ltd. | 0.76% | 0.71% | -0.05% |
| RHI Magnesita India Ltd. | 0.78% | 0.83% | +0.05% |
| Usha Martin Ltd. | 1.87% | 1.91% | +0.04% |
| Biocon Ltd. | 0.55% | 0.51% | -0.04% |
| Nippon Life India Asset Management Ltd. | 0.67% | 0.63% | -0.04% |
| Bharat Forge Ltd. | 0.69% | 0.64% | -0.04% |
| BEML Ltd. | 0.76% | 0.80% | +0.04% |
| Ambuja Cements Ltd. | 0.92% | 0.88% | -0.04% |
| Jyothy Labs Ltd. | 0.69% | 0.65% | -0.04% |
| 360 One Wam Ltd. | 0.37% | 0.33% | -0.04% |
| Interglobe Aviation Ltd. | 1.49% | 1.46% | -0.04% |
| FDC Ltd. | 0.86% | 0.89% | +0.03% |
| Ultratech Cement Ltd. | 1.69% | 1.66% | -0.03% |
| Whirlpool Of India Ltd. | 0.24% | 0.27% | +0.03% |
| Atul Ltd. | 0.60% | 0.57% | -0.03% |
| BSE Ltd. | 0.88% | 0.85% | -0.03% |
| Acutaas Chemicals Ltd. | 0.46% | 0.49% | +0.03% |
| PG Electroplast Ltd. | 0.22% | 0.19% | -0.03% |
| Astral Ltd. | 0.35% | 0.33% | -0.03% |
| Vedanta Aluminium Metal Ltd. | 0.93% | 0.90% | -0.03% |
| Astrazeneca Pharma India Ltd. | 0.26% | 0.24% | -0.02% |
| Voltas Ltd. | 0.28% | 0.25% | -0.02% |
| Siemens Energy India Ltd. | 1.47% | 1.49% | +0.02% |
| RateGain Travel Technologies Ltd. | 0.31% | 0.29% | -0.02% |
| Multi Commodity Exchange Of India Ltd. | 3.83% | 3.81% | -0.02% |
| JSW Steel Ltd. | 1.14% | 1.12% | -0.02% |
| Mastek Ltd. | 0.20% | 0.18% | -0.02% |
| UPL Ltd. | 1.18% | 1.16% | -0.02% |
| Jindal Steel Ltd. | 0.75% | 0.73% | -0.02% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.14% | 0.12% | -0.02% |
| Voltamp Transformers Ltd. | 1.14% | 1.12% | -0.02% |
| Bharti Airtel Ltd. | 2.38% | 2.36% | -0.02% |
| HDFC Life Insurance Co Ltd. | 0.87% | 0.85% | -0.01% |
| The Indian Hotels Company Ltd. | 1.21% | 1.23% | +0.01% |
| Apar Industries Ltd. | 2.27% | 2.29% | +0.01% |
| Bajaj Electricals Ltd. | 0.33% | 0.32% | -0.01% |
| Supreme Industries Ltd. | 1.66% | 1.65% | -0.01% |
| Shree Cement Ltd. | 0.81% | 0.80% | -0.01% |
| UTI Asset Management Company Ltd. | 0.27% | 0.28% | +0.01% |
| Rainbow Children's Medicare Ltd. | 0.21% | 0.20% | -0.01% |
| Gujarat Pipavav Port Ltd. | 0.50% | 0.51% | +0.01% |
| Finolex Industries Ltd. | 0.59% | 0.58% | -0.01% |
| NOCIL Ltd. | 0.38% | 0.39% | +0.01% |
| Crompton Greaves Consumer Electricals Ltd. | 0.09% | 0.08% | -0.01% |
| Triveni Turbine Ltd. | 0.85% | 0.85% | -0.01% |
| NTPC Ltd. | 0.71% | 0.72% | +0.01% |
| Emmvee Photovoltaic Power Ltd. | 0.82% | 0.82% | 0.00% |
| Hindustan Aeronautics Ltd. | 1.17% | 1.17% | 0.00% |
| Sagar Cements Ltd. | 0.09% | 0.09% | 0.00% |
| Sobha Ltd. | 1.19% | 1.19% | 0.00% |
| Others | 0.14% | 0.14% | 0.00% |
| Vedanta Power Ltd | 0.07% | 0.07% | 0.00% |
| Avenue Supermarts Ltd. | 2.25% | 2.25% | 0.00% |
| PI Industries Ltd. | 0.53% | 0.53% | 0.00% |
| Care Ratings Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,429 Cr | 2.43% | 8.2% | 7.2% | 11.2% |
 Nippon India Retirement Fund - Wealth Creation Scheme | ₹2,939 Cr | 2.23% | 2.1% | 3.2% | 9.3% |
 Tata Retirement Savings Progressive Plan | ₹2,104 Cr | 2.20% | 10.1% | 6.8% | 10.7% |
 Aditya Birla Sun Life Retirement Fund - The 30s Plan | ₹465 Cr | 2.62% | 14.9% | 12.3% | 13.6% |
 Union Retirement Fund | ₹207 Cr | 2.67% | 5.8% | 6.7% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities.
Fund managers
- Darshil DedhiaMr. Dedhia has done CA and CFA.He has been working with ICICI Prudential Mutual Fund since 2013.
- Rohit LakhotiaMr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial EngineeringPrior to joining ICICI Prudential Mutual Fund, he has worked with Yes Bank and Samsung Electronics
- Sanket GaidhaniChartered AccountantHe joined ICICI Prudential AMC, he has been part of the Research Team, Relationship Manager of the AMC
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months0.81% absolute | ₹60,000 | ₹60,486 | 0.81% | |
| 1 year2.32% annualised | ₹1,20,000 | ₹1,21,519 | 1.27% | |
| 3 years18.48% annualised | ₹3,60,000 | ₹4,83,670 | 34.35% | |
| 5 years14.65% annualised | ₹6,00,000 | ₹8,88,037 | 48.01% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ICICI Prudential Retirement Fund - Pure Equity Plan?
The NAV of ICICI Prudential Retirement Fund - Pure Equity Plan is ₹34.79 as on 9 Nov 2026.
What is the expense ratio of ICICI Prudential Retirement Fund - Pure Equity Plan?
The expense ratio of ICICI Prudential Retirement Fund - Pure Equity Plan is 2.16% per year.
What is the minimum SIP amount for ICICI Prudential Retirement Fund - Pure Equity Plan?
You can start a SIP in ICICI Prudential Retirement Fund - Pure Equity Plan with ₹3,000 a month.
What returns has ICICI Prudential Retirement Fund - Pure Equity Plan given?
ICICI Prudential Retirement Fund - Pure Equity Plan has returned 4.1% over 1 year, 9.6% over 3 years and 15.6% over 5 years (annualised).
Is there a lock-in or exit load on ICICI Prudential Retirement Fund - Pure Equity Plan?
Lock-in: 5 years. Exit load: 0%.
How risky is ICICI Prudential Retirement Fund - Pure Equity Plan?
ICICI Prudential Retirement Fund - Pure Equity Plan is rated Very High on the SEBI riskometer and belongs to the Retirement Solutions category.
Which fund house manages ICICI Prudential Retirement Fund - Pure Equity Plan?
ICICI Prudential Retirement Fund - Pure Equity Plan is managed by ICICI Prudential Mutual Fund, which runs 109 schemes with ₹12,20,481 Cr under management.