Invesco India Financial Services Fund
Sectoral-BankingVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹149.35+0.42%1 day
- Return since launch
- 16.2%
- 52-week range
- ₹127.13 — ₹150.70
- AUM
- ₹1,810 Cr
Invesco India Financial Services Fund is a Sectoral-Banking equity fund from Invesco Mutual Fund with ₹1,810 Cr under management, launched in 2008. Over three years it has returned 10.6% a year, against 12.3% for its category. The expense ratio is 2.18% and the SEBI riskometer reading is Very High.
Performance
Invesco India Financial Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.7% against +2.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 7.0% | +4.8 pts | 2.2% | 6.9% |
| 2Y | 9.1% | +2.0 pts | 7.1% | 7.4% |
| 3Y | 10.6% | −1.7 pts | 12.3% | 8.0% |
| 5Y | 14.8% | +4.6 pts | 10.2% | 10.8% |
| 7Y | 15.7% | +2.6 pts | 13.1% | 12.3% |
| 10Y | 14.4% | +2.7 pts | 11.7% | 11.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.6% | −0.5 pts | 7.1% | 7.0% |
| 3M | 1.1% | 0.0 pts | 1.1% | 2.1% |
| 6M | 4.5% | −1.6 pts | 6.1% | 6.7% |
| 1Y | 4.7% | +2.5 pts | 2.2% | 2.0% |
| 2Y | 8.2% | +0.9 pts | 7.3% | 6.9% |
| 3Y | 15.3% | +3.0 pts | 12.3% | 11.3% |
| 5Y | 12.7% | +2.5 pts | 10.2% | 9.4% |
| 7Y | 13.5% | +2.3 pts | 11.3% | 10.0% |
| 10Y | 14.1% | +2.4 pts | 11.7% | 10.6% |
Since launch (19 May 2008): 16.2%
Calendar-year returns
Category average2.4%
14.0%
12.8%
26.0%
19.7%
15.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 15.1% | −3.5 pts | 18.6% |
| 2024 | 19.7% | +7.7 pts | 12.0% |
| 2023 | 26.0% | +4.6 pts | 21.4% |
| 2022 | 12.8% | −3.7 pts | 16.5% |
| 2021 | 14.0% | −2.4 pts | 16.4% |
| 2020 | 2.4% | +2.4 pts | -0.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.16%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.76%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.36%
- Exit load
- Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Financial Services TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 4.62 | 4.25 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 0.95 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.53 | 0.47 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.70 | 0.62 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.06 | 17.30 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Invesco India Financial Services Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity95.7%
- Other4.3%
Market cap split
- Large56.1%
- Mid16.3%
- Small27.5%
- P/E
- 18.68
- P/B
- 2.48
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 12.84% | ₹230 Cr | +13.20% | +13.67% | +20.15% |
| Axis Bank Ltd. | Financial | 6.95% | ₹124 Cr | +7.47% | +7.03% | +5.14% |
| HDFC Bank Ltd. | Financial | 5.98% | ₹107 Cr | +12.78% | +14.02% | +18.98% |
| Karur Vysya Bank Ltd. | Financial | 5.13% | ₹91.82 Cr | +4.36% | +5.21% | +3.47% |
| Multi Commodity Exchange Of India Ltd. | Services | 4.63% | ₹82.87 Cr | +3.93% | +7.44% | +5.05% |
| Kotak Mahindra Bank Ltd. | Financial | 4.38% | ₹78.31 Cr | — | — | — |
| Others | Others | 4.27% | ₹76.37 Cr | +0.38% | -0.04% | -0.16% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 4.21% | ₹75.32 Cr | +4.40% | +4.54% | — |
| Shriram Finance Ltd | Financial | 4.02% | ₹71.90 Cr | +4.21% | +4.31% | +2.44% |
| BSE Ltd. | Services | 3.85% | ₹68.82 Cr | +4.22% | +3.46% | +1.87% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 3.54% | ₹63.23 Cr | +3.44% | +2.98% | +3.69% |
| Nuvama Wealth Management Ltd. | Financial | 3.45% | ₹61.77 Cr | +3.73% | +2.21% | +2.35% |
| Indian Bank | Financial | 2.95% | ₹52.78 Cr | +2.43% | +3.07% | +2.40% |
| SBI Life Insurance Company Ltd. | Insurance | 2.52% | ₹45.07 Cr | +2.06% | +2.02% | +2.12% |
| Computer Age Management Services Ltd. | Services | 2.35% | ₹42.01 Cr | +1.21% | — | +1.93% |
| Gaja Alternative Asset Management Ltd. | Financial | 2.17% | ₹38.78 Cr | — | — | — |
| The Federal Bank Ltd. | Financial | 2.10% | ₹37.51 Cr | +2.15% | +2.07% | +1.60% |
| Indusind Bank Ltd. | Financial | 2.02% | ₹36.18 Cr | +2.05% | +2.04% | +1.59% |
| L&T Finance Ltd. | Financial | 1.98% | ₹35.40 Cr | +2.04% | — | — |
| Can Fin Homes Ltd. | Financial | 1.77% | ₹31.64 Cr | +2.11% | +2.35% | +0.48% |
| Muthoot Finance Ltd. | Financial | 1.67% | ₹29.88 Cr | +1.92% | +2.48% | +2.51% |
| RBL Bank Ltd. | Financial | 1.62% | ₹29.01 Cr | +1.68% | +1.62% | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.60% | ₹28.57 Cr | +1.73% | +1.13% | +1.30% |
| KFin Technologies Ltd. | Financial | 1.48% | ₹26.41 Cr | +1.36% | — | — |
| Central Depository Services (India) Ltd. | Financial | 1.47% | ₹26.38 Cr | +1.50% | +2.88% | +2.14% |
| Aadhar Housing Finance Ltd | Financial | 1.45% | ₹25.85 Cr | +1.48% | +1.35% | +1.60% |
| Care Ratings Ltd. | Services | 1.44% | ₹25.81 Cr | — | — | — |
| PB Fintech Ltd. | Services | 1.34% | ₹24.02 Cr | +2.05% | +2.20% | +2.43% |
| Equitas Small Finance Bank Ltd. | Financial | 1.33% | ₹23.81 Cr | +1.44% | +1.21% | +1.39% |
| Max Financial Services Ltd. | Financial | 1.33% | ₹23.79 Cr | +1.30% | +1.49% | +1.64% |
| Home First Finance Company India Ltd. | Financial | 1.02% | ₹18.19 Cr | +1.04% | +0.94% | +1.31% |
| Prudent Corporate Advisory Services Ltd. | Financial | 1.01% | ₹18.06 Cr | +1.53% | +1.36% | +1.68% |
| Tata Capital Ltd. | Financial | 0.84% | ₹15.09 Cr | +0.93% | +0.95% | — |
| OnEMI Technology Solutions Ltd. | Financial | 0.68% | ₹12.13 Cr | — | — | — |
| One 97 Communications Ltd. | Services | 0.61% | ₹10.85 Cr | +1.32% | +1.35% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bank Of Baroda | 1.31% | 0.00% | -1.31% |
| Computer Age Management Services Ltd. | 1.45% | 2.35% | +0.90% |
| PB Fintech Ltd. | 2.23% | 1.34% | -0.89% |
| Prudent Corporate Advisory Services Ltd. | 1.79% | 1.01% | -0.78% |
| ICICI Bank Ltd. | 13.32% | 12.84% | -0.48% |
| HDFC Bank Ltd. | 5.65% | 5.98% | +0.33% |
| ICICI Prudential Asset Management Company Ltd. | 3.88% | 4.21% | +0.33% |
| L&T Finance Ltd. | 2.26% | 1.98% | -0.28% |
| Shriram Finance Ltd | 4.28% | 4.02% | -0.26% |
| Others | 0.01% | 0.27% | +0.26% |
| Kotak Mahindra Bank Ltd. | 4.15% | 4.38% | +0.23% |
| RBL Bank Ltd. | 1.44% | 1.62% | +0.18% |
| Aadhar Housing Finance Ltd | 1.28% | 1.45% | +0.17% |
| Indian Bank | 3.11% | 2.95% | -0.16% |
| OnEMI Technology Solutions Ltd. | 0.53% | 0.68% | +0.15% |
| KFin Technologies Ltd. | 1.61% | 1.48% | -0.13% |
| Cholamandalam Investment and Finance Company Ltd. | 3.41% | 3.54% | +0.13% |
| Indusind Bank Ltd. | 2.15% | 2.02% | -0.13% |
| Multi Commodity Exchange Of India Ltd. | 4.50% | 4.63% | +0.13% |
| The Federal Bank Ltd. | 2.22% | 2.10% | -0.12% |
| ICICI Lombard General Insurance Company Ltd. | 1.49% | 1.60% | +0.11% |
| Max Financial Services Ltd. | 1.44% | 1.33% | -0.11% |
| Can Fin Homes Ltd. | 1.85% | 1.77% | -0.08% |
| SBI Life Insurance Company Ltd. | 2.44% | 2.52% | +0.08% |
| Central Depository Services (India) Ltd. | 1.54% | 1.47% | -0.07% |
| Care Ratings Ltd. | 1.49% | 1.44% | -0.05% |
| Muthoot Finance Ltd. | 1.72% | 1.67% | -0.05% |
| Tata Capital Ltd. | 0.89% | 0.84% | -0.05% |
| Axis Bank Ltd. | 6.90% | 6.95% | +0.05% |
| Karur Vysya Bank Ltd. | 5.18% | 5.13% | -0.05% |
| Gaja Alternative Asset Management Ltd. | 2.21% | 2.17% | -0.04% |
| Equitas Small Finance Bank Ltd. | 1.35% | 1.33% | -0.02% |
| One 97 Communications Ltd. | 0.59% | 0.61% | +0.02% |
| Home First Finance Company India Ltd. | 1.01% | 1.02% | +0.01% |
| Nuvama Wealth Management Ltd. | 3.46% | 3.45% | -0.01% |
| BSE Ltd. | 3.85% | 3.85% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,186 Cr | 2.18% | 5.5% | 10.4% | 12.9% |
 SBI Banking & Financial Services Fund | ₹10,420 Cr | 2.16% | 5.4% | 10.2% | 13.6% |
 UTI Banking and Financial Services Fund | ₹1,339 Cr | 2.37% | 8.7% | 9.5% | 12.2% |
 Quant BFSI Fund | ₹894 Cr | 3.36% | 7.0% | 12.3% | — |
 Kotak Nifty Financial Services Ex-Bank Index Fund | ₹91.11 Cr | 0.82% | 1.1% | 9.8% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services.
Fund managers
- Haresh KapoorMr. Haresh Kapoor is a B.Com, M.Com, MBA and has cleared CFA Level II.Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Alchemy Capital Management Pvt. Ltd. and 360 ONE Asset Management Ltd.
- Hiten JainMr. Jain has done BE, CFA and MBA (Finance)Prior to joining Invesco India Mutual Fund, he has worked with CRISIL Limited and Dunia Finance LLC Dubai.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.51% absolute | ₹60,000 | ₹62,706 | 4.51% | |
| 1 year4.72% annualised | ₹1,20,000 | ₹1,23,113 | 2.59% | |
| 3 years15.30% annualised | ₹3,60,000 | ₹4,59,038 | 27.51% | |
| 5 years12.74% annualised | ₹6,00,000 | ₹8,41,933 | 40.32% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Invesco India Financial Services Fund?
The NAV of Invesco India Financial Services Fund is ₹149.35 as on 9 Nov 2026.
What is the expense ratio of Invesco India Financial Services Fund?
The expense ratio of Invesco India Financial Services Fund is 2.18% per year.
What is the minimum SIP amount for Invesco India Financial Services Fund?
You can start a SIP in Invesco India Financial Services Fund with ₹3,000 a month.
What returns has Invesco India Financial Services Fund given?
Invesco India Financial Services Fund has returned 7.0% over 1 year, 10.6% over 3 years and 14.8% over 5 years (annualised).
Is there a lock-in or exit load on Invesco India Financial Services Fund?
Lock-in: None. Exit load: Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year..
How risky is Invesco India Financial Services Fund?
Invesco India Financial Services Fund is rated Very High on the SEBI riskometer and belongs to the Sectoral-Banking category.
Which fund house manages Invesco India Financial Services Fund?
Invesco India Financial Services Fund is managed by Invesco Mutual Fund, which runs 46 schemes with ₹1,65,375 Cr under management.