Invesco India Financial Services Fund
Sectoral-BankingVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹140.93-2.57%1 day
- Return since launch
- 16.1%
- 52-week range
- ₹127.13 — ₹150.70
- AUM
- ₹1,896 Cr
Invesco India Financial Services Fund is a Sectoral-Banking equity fund from Invesco Mutual Fund with ₹1,896 Cr under management, launched in 2008. Over three years it has returned 8.0% a year, against 10.7% for its category. The expense ratio is 2.16% and the SEBI riskometer reading is Very High.
Performance
Invesco India Financial Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.4% against +0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -3.4% | −5.4 pts | 2.0% | -5.0% |
| 2Y | 3.7% | +1.8 pts | 2.0% | 1.5% |
| 3Y | 8.0% | −2.7 pts | 10.7% | 4.7% |
| 5Y | 13.3% | +3.7 pts | 9.6% | 9.0% |
| 7Y | 14.8% | +2.6 pts | 12.3% | 11.2% |
| 10Y | 13.8% | +2.5 pts | 11.3% | 10.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -5.4% | −0.8 pts | -4.6% | -4.0% |
| 3M | -4.8% | −0.7 pts | -4.1% | -4.1% |
| 6M | 5.1% | +0.5 pts | 4.5% | 4.4% |
| 1Y | 4.4% | +2.5 pts | 2.0% | 0.7% |
| 2Y | 3.1% | +1.5 pts | 1.6% | 0.9% |
| 3Y | 15.3% | +4.6 pts | 10.7% | 9.2% |
| 5Y | 11.7% | +2.1 pts | 9.6% | 8.6% |
| 7Y | 13.6% | +2.4 pts | 11.2% | 9.9% |
| 10Y | 13.6% | +2.4 pts | 11.3% | 10.0% |
Since launch (19 May 2008): 16.1%
Calendar-year returns
Category average2.4%
14.0%
12.8%
26.0%
19.7%
15.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 15.1% | −3.5 pts | 18.6% |
| 2024 | 19.7% | +7.7 pts | 12.0% |
| 2023 | 26.0% | +4.6 pts | 21.4% |
| 2022 | 12.8% | −3.7 pts | 16.5% |
| 2021 | 14.0% | −2.4 pts | 16.4% |
| 2020 | 2.4% | +2.4 pts | -0.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.18%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.77%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.37%
- Exit load
- Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Financial Services TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 7.05 | 6.42 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.91 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.83 | 0.73 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.06 | 0.94 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.20 | 16.62 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
Invesco India Financial Services Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity98.0%
- Other2.0%
Market cap split
- Large56.0%
- Mid17.2%
- Small26.7%
- P/E
- 19.60
- P/B
- 2.57
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 13.32% | ₹253 Cr | +12.84% | +13.61% | +21.34% |
| Axis Bank Ltd. | Financial | 6.90% | ₹131 Cr | +7.61% | +6.44% | +4.85% |
| HDFC Bank Ltd. | Financial | 5.65% | ₹107 Cr | +12.69% | +15.27% | +19.40% |
| Karur Vysya Bank Ltd. | Financial | 5.18% | ₹98.26 Cr | +4.52% | +5.27% | +3.59% |
| Multi Commodity Exchange Of India Ltd. | Services | 4.50% | ₹85.37 Cr | +4.36% | +6.82% | +4.54% |
| Shriram Finance Ltd | Financial | 4.28% | ₹81.21 Cr | +4.07% | +4.79% | +2.35% |
| company:2048 | Financial | 4.15% | ₹78.76 Cr | — | — | — |
| ICICI Prudential Asset Management Company Ltd. | Unclassified | 3.88% | ₹73.60 Cr | +5.00% | +4.53% | — |
| BSE Ltd. | Services | 3.85% | ₹73.05 Cr | +4.82% | +2.68% | +1.96% |
| Nuvama Wealth Management Ltd. | Financial | 3.46% | ₹65.55 Cr | +3.42% | +2.13% | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 3.41% | ₹64.58 Cr | +3.14% | +3.42% | +3.32% |
| Indian Bank | Financial | 3.11% | ₹58.86 Cr | +2.64% | +2.73% | +2.13% |
| SBI Life Insurance Company Ltd. | Insurance | 2.44% | ₹46.25 Cr | +2.28% | +2.08% | +2.18% |
| L&T Finance Ltd. | Financial | 2.26% | ₹42.88 Cr | +2.00% | — | — |
| PB Fintech Ltd. | Services | 2.23% | ₹42.33 Cr | +2.28% | +2.04% | +2.58% |
| The Federal Bank Ltd. | Financial | 2.22% | ₹42.16 Cr | +2.01% | +2.15% | +1.63% |
| company:20817 | Financial | 2.21% | ₹41.80 Cr | — | — | — |
| Indusind Bank Ltd. | Financial | 2.15% | ₹40.81 Cr | +2.16% | +2.33% | +1.35% |
| Others | Others | 2.02% | ₹37.84 Cr | -1.06% | -1.26% | +0.34% |
| Can Fin Homes Ltd. | Financial | 1.85% | ₹34.99 Cr | +2.15% | +2.25% | +0.46% |
| Prudent Corporate Advisory Services Ltd. | Financial | 1.79% | ₹33.97 Cr | +1.48% | +1.32% | +1.86% |
| Muthoot Finance Ltd. | Financial | 1.72% | ₹32.52 Cr | +2.28% | +2.36% | +2.20% |
| KFin Technologies Ltd. | Financial | 1.61% | ₹30.50 Cr | +1.30% | — | — |
| Central Depository Services (India) Ltd. | Financial | 1.54% | ₹29.27 Cr | +1.53% | +2.94% | +1.11% |
| Care Ratings Ltd. | Services | 1.49% | ₹28.33 Cr | — | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.49% | ₹28.16 Cr | +1.89% | +1.13% | +1.29% |
| Computer Age Management Services Ltd. | Services | 1.45% | ₹27.47 Cr | +0.50% | — | +1.94% |
| Max Financial Services Ltd. | Financial | 1.44% | ₹27.25 Cr | +1.46% | +1.63% | +1.71% |
| RBL Bank Ltd. | Financial | 1.44% | ₹27.36 Cr | +1.67% | +1.60% | — |
| Equitas Small Finance Bank Ltd. | Financial | 1.35% | ₹25.55 Cr | +1.43% | +1.35% | +1.25% |
| Bank Of Baroda | Financial | 1.31% | ₹24.91 Cr | +2.64% | +2.90% | — |
| Aadhar Housing Finance Ltd | Financial | 1.28% | ₹24.34 Cr | +1.46% | +1.24% | +1.61% |
| Home First Finance Company India Ltd. | Financial | 1.01% | ₹19.17 Cr | +1.03% | +1.01% | +1.34% |
| Tata Capital Ltd. | Financial | 0.89% | ₹16.93 Cr | +0.83% | +0.93% | — |
| One97 Communications Ltd. | Services | 0.59% | ₹11.10 Cr | +1.38% | +1.39% | — |
| OnEMI Technology Solutions Ltd. | Financial | 0.53% | ₹10.08 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 10.70% | 5.65% | -5.05% |
| company:2048 | 0.00% | 4.15% | +4.15% |
| company:20817 | 0.00% | 2.21% | +2.21% |
| Bank Of Baroda | 2.20% | 1.31% | -0.89% |
| Multi Commodity Exchange Of India Ltd. | 3.66% | 4.50% | +0.84% |
| BSE Ltd. | 4.40% | 3.85% | -0.55% |
| One97 Communications Ltd. | 0.88% | 0.59% | -0.29% |
| SBI Life Insurance Company Ltd. | 2.71% | 2.44% | -0.27% |
| Others | 0.27% | 0.01% | -0.26% |
| PB Fintech Ltd. | 1.98% | 2.23% | +0.25% |
| Muthoot Finance Ltd. | 1.96% | 1.72% | -0.24% |
| RBL Bank Ltd. | 1.68% | 1.44% | -0.24% |
| ICICI Bank Ltd. | 13.53% | 13.32% | -0.21% |
| Axis Bank Ltd. | 6.70% | 6.90% | +0.20% |
| Nuvama Wealth Management Ltd. | 3.65% | 3.46% | -0.19% |
| ICICI Prudential Asset Management Company Ltd. | 4.05% | 3.88% | -0.17% |
| Prudent Corporate Advisory Services Ltd. | 1.65% | 1.79% | +0.14% |
| Indian Bank | 2.97% | 3.11% | +0.14% |
| Shriram Finance Ltd | 4.15% | 4.28% | +0.13% |
| Aadhar Housing Finance Ltd | 1.40% | 1.28% | -0.12% |
| Can Fin Homes Ltd. | 1.96% | 1.85% | -0.11% |
| ICICI Lombard General Insurance Company Ltd. | 1.58% | 1.49% | -0.09% |
| Cholamandalam Investment and Finance Company Ltd. | 3.49% | 3.41% | -0.08% |
| The Federal Bank Ltd. | 2.30% | 2.22% | -0.08% |
| Karur Vysya Bank Ltd. | 5.25% | 5.18% | -0.07% |
| Computer Age Management Services Ltd. | 1.52% | 1.45% | -0.07% |
| Equitas Small Finance Bank Ltd. | 1.41% | 1.35% | -0.06% |
| Indusind Bank Ltd. | 2.20% | 2.15% | -0.05% |
| Home First Finance Company India Ltd. | 1.06% | 1.01% | -0.05% |
| OnEMI Technology Solutions Ltd. | 0.57% | 0.53% | -0.04% |
| Care Ratings Ltd. | 1.52% | 1.49% | -0.03% |
| Central Depository Services (India) Ltd. | 1.51% | 1.54% | +0.03% |
| Max Financial Services Ltd. | 1.41% | 1.44% | +0.03% |
| Tata Capital Ltd. | 0.91% | 0.89% | -0.02% |
| L&T Finance Ltd. | 2.27% | 2.26% | -0.01% |
| KFin Technologies Ltd. | 1.60% | 1.61% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,254 Cr | 2.24% | -0.9% | 9.0% | 11.5% |
 SBI Banking & Financial Services Fund | ₹10,873 Cr | 2.16% | -8.4% | 6.6% | 11.5% |
 Bandhan Financial Services Fund | ₹1,122 Cr | 2.49% | -3.6% | 5.5% | — |
 Quant BFSI Fund | ₹922 Cr | 3.48% | 13.7% | 15.4% | — |
 Kotak Nifty Financial Services Ex-Bank Index Fund | ₹99.18 Cr | 0.83% | -5.5% | 8.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services.
Fund managers
- Haresh KapoorMr. Haresh Kapoor is a B.Com, M.Com, MBA and has cleared CFA Level II.Prior to joining Invesco Asset Management Pvt. Ltd. he has worked with Alchemy Capital Management Pvt. Ltd. and 360 ONE Asset Management Ltd.
- Hiten JainMr. Jain has done BE, CFA and MBA (Finance)Prior to joining Invesco India Mutual Fund, he has worked with CRISIL Limited and Dunia Finance LLC Dubai.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.08% absolute | ₹60,000 | ₹63,048 | 5.08% | |
| 1 year4.44% annualised | ₹1,20,000 | ₹1,22,926 | 2.44% | |
| 3 years15.31% annualised | ₹3,60,000 | ₹4,59,114 | 27.53% | |
| 5 years11.68% annualised | ₹6,00,000 | ₹8,17,615 | 36.27% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Invesco India Financial Services Fund?
The NAV of Invesco India Financial Services Fund is ₹140.93 as on 24 Sep 2026.
What is the expense ratio of Invesco India Financial Services Fund?
The expense ratio of Invesco India Financial Services Fund is 2.16% per year.
What is the minimum SIP amount for Invesco India Financial Services Fund?
You can start a SIP in Invesco India Financial Services Fund with ₹3,000 a month.
What returns has Invesco India Financial Services Fund given?
Invesco India Financial Services Fund has returned -3.4% over 1 year, 8.0% over 3 years and 13.3% over 5 years (annualised).
Is there a lock-in or exit load on Invesco India Financial Services Fund?
Lock-in: None. Exit load: Exit load for units in excess of 10% of the investment, 1% will be charged for redemption within 1 year..
How risky is Invesco India Financial Services Fund?
Invesco India Financial Services Fund is rated Very High on the SEBI riskometer and belongs to the Sectoral-Banking category.
Which fund house manages Invesco India Financial Services Fund?
Invesco India Financial Services Fund is managed by Invesco Mutual Fund, which runs 44 schemes with ₹1,46,718 Cr under management.