Invesco India Short Term Fund
- NAV as on 25 Sep 2026
- ₹3,769.74-0.08%1 day
- Return since launch
- 7.0%
- 52-week range
- ₹3,618.51 — ₹3,784.44
- AUM
- ₹575 Cr
Invesco India Short Term Fund is a Short Duration debt fund from Invesco Mutual Fund with ₹575 Cr under management, launched in 2007. Over three years it has returned 5.8% a year, against 6.7% for its category. The expense ratio is 1.08% and the SEBI riskometer reading is Moderate.
Performance
Invesco India Short Term Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +4.2% against +4.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.9% | −0.8 pts | 4.7% | 4.8% |
| 2Y | 5.0% | −0.4 pts | 5.4% | 5.5% |
| 3Y | 5.8% | −0.9 pts | 6.7% | 6.2% |
| 5Y | 6.0% | 0.0 pts | 6.0% | 6.3% |
| 7Y | 5.7% | −0.5 pts | 6.2% | 6.0% |
| 10Y | 5.9% | −0.4 pts | 6.3% | 6.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.0% | −0.1 pts | 0.1% | 0.1% |
| 3M | 0.3% | −0.4 pts | 0.6% | 0.6% |
| 6M | 2.5% | −0.4 pts | 2.9% | 3.0% |
| 1Y | 4.2% | −0.5 pts | 4.7% | 4.8% |
| 2Y | 5.9% | −0.3 pts | 6.2% | 6.3% |
| 3Y | 6.6% | −0.1 pts | 6.7% | 6.8% |
| 5Y | 5.5% | −0.6 pts | 6.0% | 5.8% |
| 7Y | 5.8% | −0.5 pts | 6.4% | 6.2% |
| 10Y | 6.0% | −0.3 pts | 6.3% | 6.4% |
Since launch (21 Mar 2007): 7.0%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.5% | −0.6 pts | 8.1% |
| 2024 | 7.8% | −0.5 pts | 8.3% |
| 2023 | 6.2% | −1.1 pts | 7.3% |
| 2022 | 2.6% | −2.4 pts | 5.0% |
| 2021 | 2.6% | −2.0 pts | 4.5% |
| 2020 | 9.5% | −0.3 pts | 9.8% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.07%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.89%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.15%
- Exit load
- Exit load of 0.25% if redeemed within 30 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY SD Debt Index A-II
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.59 | 0.94 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.05 | 1.59 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 1.43 | 1.35 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Invesco India Short Term Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt95.3%
- Other4.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Export-Import Bank Of India | Financial | 8.65% | ₹49.74 Cr | — | +1.90% | +8.86% |
| Indian Railway Finance Corporation Ltd. | Financial | 8.60% | ₹49.45 Cr | — | +0.94% | +2.54% |
| REC Ltd. | Financial | 7.04% | ₹40.47 Cr | +4.10% | +4.76% | +3.80% |
| Small Industries Devp. Bank of India Ltd. | Financial | 6.01% | ₹34.56 Cr | +6.68% | +2.64% | +15.32% |
| Others | Others | 5.33% | ₹30.85 Cr | +1.38% | +0.93% | +1.20% |
| Power Finance Corporation Ltd. | Financial | 5.19% | ₹29.86 Cr | +1.38% | +0.96% | +1.26% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | 4.38% | ₹25.17 Cr | — | +3.84% | +3.20% |
| Muthoot Finance Ltd. | Financial | 4.32% | ₹24.85 Cr | +3.43% | — | +3.12% |
| Tamilnadu State | Others | 4.32% | ₹24.88 Cr | +3.39% | — | — |
| ICICI Home Finance Company Ltd. | Financial | 4.31% | ₹24.79 Cr | +3.39% | +2.34% | +1.25% |
| Bajaj Finance Ltd. | Financial | 4.30% | ₹24.72 Cr | — | +2.35% | +3.11% |
| Ultratech Cement Ltd. | Materials | 4.30% | ₹24.75 Cr | — | — | +3.15% |
| Maharashtra State | Others | 4.28% | ₹24.61 Cr | +3.34% | +2.36% | — |
| National Bank For Agriculture & Rural Development | Financial | 4.27% | ₹24.55 Cr | +3.47% | +2.35% | +3.18% |
| LIC Housing Finance Ltd. | Financial | 3.47% | ₹19.98 Cr | +3.49% | — | +0.65% |
| Mindspace Business Parks REIT | Construction | 3.43% | ₹19.76 Cr | +3.37% | — | — |
| Piramal Finance Ltd. | Financial | 2.62% | ₹15.07 Cr | +2.06% | +2.36% | +3.13% |
| GOI | Sovereign | 2.61% | ₹14.99 Cr | +0.25% | +0.17% | +1.28% |
| Adani Power Ltd. | Energy | 2.59% | ₹14.91 Cr | +2.04% | +1.40% | — |
| Lodha Developers Ltd. | Construction | 2.26% | ₹13.00 Cr | +1.77% | +1.22% | +2.47% |
| Bajaj Housing Finance Ltd. | Financial | 1.09% | ₹6.26 Cr | +2.20% | — | +3.18% |
| Rajasthan State | Others | 0.87% | ₹5.00 Cr | +0.68% | +1.89% | — |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | 0.87% | ₹4.98 Cr | +0.69% | +0.47% | +0.63% |
| Torrent Power Ltd. | Energy | 0.87% | ₹5.02 Cr | +0.69% | +0.47% | +0.63% |
| Reliance Industries Ltd. | Energy | 0.72% | ₹4.12 Cr | +0.57% | +0.39% | +0.53% |
| India Universal Trust AL1 | Others | 0.42% | ₹2.39 Cr | 0.00% | +0.11% | +0.45% |
| Larsen & Toubro Ltd. | Construction | 0.35% | ₹2.01 Cr | +0.27% | +0.19% | +0.25% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Sundaram Finance Ltd. | 3.94% | 0.00% | -3.94% |
| Power Grid Corporation Of India Ltd. | 1.62% | 0.00% | -1.62% |
| Bharti Telecom Ltd. | 1.58% | 0.00% | -1.58% |
| REC Ltd. | 4.02% | 4.43% | +0.41% |
| ICICI Home Finance Company Ltd. | 3.90% | 4.31% | +0.41% |
| Pipeline Infrastructure (India) Pvt. Ltd. | 3.97% | 4.38% | +0.41% |
| Muthoot Finance Ltd. | 3.92% | 4.32% | +0.40% |
| Tamilnadu State | 3.92% | 4.32% | +0.40% |
| Bajaj Finance Ltd. | 3.90% | 4.30% | +0.40% |
| Export-Import Bank Of India | 3.94% | 4.34% | +0.40% |
| National Bank For Agriculture & Rural Development | 3.87% | 4.27% | +0.40% |
| Maharashtra State | 3.89% | 4.28% | +0.39% |
| Ultratech Cement Ltd. | 3.92% | 4.30% | +0.38% |
| Small Industries Devp. Bank of India Ltd. | 3.93% | 4.29% | +0.36% |
| LIC Housing Finance Ltd. | 3.14% | 3.47% | +0.33% |
| Mindspace Business Parks REIT | 3.11% | 3.43% | +0.32% |
| Indian Railway Finance Corporation Ltd. | 3.96% | 4.24% | +0.28% |
| Piramal Finance Ltd. | 2.36% | 2.62% | +0.26% |
| Adani Power Ltd. | 2.34% | 2.59% | +0.25% |
| GOI | 2.36% | 2.61% | +0.25% |
| Lodha Developers Ltd. | 2.04% | 2.26% | +0.22% |
| Bajaj Housing Finance Ltd. | 0.99% | 1.09% | +0.10% |
| Power Finance Corporation Ltd. | 0.79% | 0.87% | +0.08% |
| Rajasthan State | 0.79% | 0.87% | +0.08% |
| Summit Digitel Infrastructure Pvt. Ltd. | 0.79% | 0.87% | +0.08% |
| Torrent Power Ltd. | 0.79% | 0.87% | +0.08% |
| Reliance Industries Ltd. | 0.65% | 0.72% | +0.07% |
| Others | 0.53% | 0.59% | +0.06% |
| India Universal Trust AL1 | 0.45% | 0.42% | -0.03% |
| Larsen & Toubro Ltd. | 0.32% | 0.35% | +0.03% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹11,181 Cr | 0.91% | 5.1% | 6.5% | 6.7% |
 ICICI Prudential Short Term Fund | ₹19,403 Cr | 1.05% | 5.1% | 6.6% | 6.8% |
 HDFC Short Term Fund | ₹14,486 Cr | 0.72% | 4.8% | 6.4% | 6.7% |
 Bandhan Short Term Fund | ₹8,731 Cr | 0.87% | 5.8% | 6.7% | 6.7% |
 Axis Short Term Fund | ₹7,501 Cr | 0.93% | 5.0% | 6.6% | 6.7% |
 Aditya Birla Sun Life Short Term Fund | ₹5,782 Cr | 0.96% | 4.7% | 6.3% | 6.5% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate steady returns with a moderate risk by investing in a portfolio comprising of short-medium term debt and money market instruments.
Fund managers
- Gaurav JakhotiaB.E. (Computer Engineering Mumbai University), PGDM (Financial Services)Prior to joining Invesco AMC, he was associated with Reliance Nippon Life Insurance Company Ltd, HDFC Life Insurance Company Ltd, IndiaFirst Life Insurance Company Ltd, Trust Financial Consultancy Services Pvt. Ltd.
- Vikas GargMr. Garg is CFA MBA Finance, B-Tech and M- TechPrior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.50% absolute | ₹60,000 | ₹61,500 | 2.50% | |
| 1 year4.18% annualised | ₹1,20,000 | ₹1,22,752 | 2.29% | |
| 3 years6.61% annualised | ₹3,60,000 | ₹3,99,158 | 10.88% | |
| 5 years5.47% annualised | ₹6,00,000 | ₹6,91,417 | 15.24% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.