Invesco India Ultra Short to Short Term Fund
Low DurationLow to ModerateOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹4,062.84-0.05%1 day
- Return since launch
- 7.4%
- 52-week range
- ₹3,842.64 — ₹4,065.04
- AUM
- ₹1,833 Cr
Invesco India Ultra Short to Short Term Fund is a Low Duration debt fund from Invesco Mutual Fund with ₹1,833 Cr under management, launched in 2007. Over three years it has returned 6.6% a year, against 6.8% for its category. The expense ratio is 0.67% and the SEBI riskometer reading is Low to Moderate.
Performance
Invesco India Ultra Short to Short Term Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.7% against +5.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.9% | +0.2 pts | 5.7% | 6.0% |
| 2Y | 6.2% | 0.0 pts | 6.2% | 6.3% |
| 3Y | 6.6% | −0.2 pts | 6.8% | 6.6% |
| 5Y | 6.6% | +0.5 pts | 6.1% | 6.6% |
| 7Y | 6.2% | −0.1 pts | 6.3% | 6.2% |
| 10Y | 6.3% | +0.1 pts | 6.3% | 6.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.4% | 0.4% |
| 3M | 1.4% | −0.1 pts | 1.4% | 1.4% |
| 6M | 3.2% | 0.0 pts | 3.3% | 3.3% |
| 1Y | 5.7% | 0.0 pts | 5.7% | 5.8% |
| 2Y | 6.6% | 0.0 pts | 6.6% | 6.6% |
| 3Y | 6.9% | +0.1 pts | 6.8% | 6.8% |
| 5Y | 6.1% | 0.0 pts | 6.1% | 6.1% |
| 7Y | 6.1% | −0.1 pts | 6.2% | 6.0% |
| 10Y | 6.5% | +0.2 pts | 6.3% | 6.2% |
Since launch (15 Jan 2007): 7.4%
Calendar-year returns
Category average7.1%
3.5%
4.0%
6.8%
7.5%
7.2%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.2% | −0.5 pts | 7.8% |
| 2024 | 7.5% | −0.3 pts | 7.8% |
| 2023 | 6.8% | −0.5 pts | 7.4% |
| 2022 | 4.0% | −0.6 pts | 4.6% |
| 2021 | 3.5% | −1.1 pts | 4.6% |
| 2020 | 7.1% | −1.6 pts | 8.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.67%
Expense ratio as on 31 Aug 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.54%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.10%
- Exit load
- Exit load of 0.10% if redeemed within 4 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Low Duration Debt Index A-I
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Low to Moderate
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | — | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 1.60 | 1.93 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 2.32 | 2.92 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 0.63 | 0.64 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Invesco India Ultra Short to Short Term Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt93.4%
- Other6.6%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 6.92% | ₹127 Cr | +0.81% | +0.72% | +0.72% |
| REC Ltd. | Financial | 5.18% | ₹95.00 Cr | +8.10% | +7.32% | +3.90% |
| National Bank For Agriculture & Rural Development | Financial | 5.06% | ₹92.70 Cr | +0.76% | +2.28% | +2.60% |
| Small Industries Devp. Bank of India Ltd. | Financial | 5.05% | ₹92.59 Cr | +11.52% | +3.63% | +3.90% |
| Reserve Bank of India | Financial | 4.30% | ₹78.86 Cr | +2.14% | +2.40% | +2.51% |
| Power Finance Corporation Ltd. | Financial | 4.06% | ₹74.35 Cr | +2.67% | +2.42% | +2.57% |
| company:5655 | Financial | 4.02% | ₹73.69 Cr | +2.55% | — | — |
| National Bank For Financing Infrastructure And Development | Financial | 3.16% | ₹58.01 Cr | — | — | — |
| LIC Housing Finance Ltd. | Financial | 2.72% | ₹49.91 Cr | +2.70% | +2.44% | +2.56% |
| Bank Of Baroda | Financial | 2.68% | ₹49.12 Cr | +1.32% | +2.28% | — |
| HDFC Bank Ltd. | Financial | 2.67% | ₹49.03 Cr | +3.31% | — | +2.50% |
| Kotak Mahindra Bank Ltd. | Financial | 2.65% | ₹48.54 Cr | +2.59% | +2.29% | — |
| company:5652 | Financial | 2.63% | ₹48.29 Cr | +2.55% | +1.59% | +1.25% |
| Pipeline Infrastructure (India) Pvt. Ltd. | Construction | 2.19% | ₹40.11 Cr | +2.16% | +1.95% | +2.09% |
| 360 ONE Wealth Ltd. | Financial | 1.91% | ₹34.96 Cr | +2.16% | +2.42% | — |
| Aadhar Housing Finance Ltd | Financial | 1.48% | ₹27.11 Cr | +1.46% | +1.32% | — |
| Indian Railway Finance Corporation Ltd. | Financial | 1.39% | ₹25.51 Cr | +2.70% | — | — |
| Can Fin Homes Ltd. | Financial | 1.37% | ₹25.09 Cr | +1.35% | +1.22% | — |
| Kerala State | Others | 1.37% | ₹25.10 Cr | +1.36% | +1.22% | +1.30% |
| Lodha Developers Ltd. | Construction | 1.37% | ₹25.08 Cr | +1.35% | +1.21% | — |
| Piramal Finance Pvt. Ltd. | Financial | 1.37% | ₹25.10 Cr | +1.35% | +1.22% | +1.29% |
| Tata Capital Housing Finance Ltd. | Financial | 1.37% | ₹25.06 Cr | — | — | +0.77% |
| Adani Power Ltd. | Energy | 1.36% | ₹24.86 Cr | +1.34% | +1.21% | — |
| Bajaj Housing Finance Ltd. | Financial | 1.36% | ₹24.92 Cr | +1.28% | +1.14% | +1.29% |
| Mindspace Business Parks REIT | Construction | 1.36% | ₹24.86 Cr | +1.34% | +1.21% | +1.31% |
| Jio Credit Ltd. | Financial | 1.35% | ₹24.71 Cr | — | — | — |
| company:5085 | Financial | 1.35% | ₹24.78 Cr | — | — | — |
| DLF Cyber City Developers Ltd. | Construction | 1.34% | ₹24.60 Cr | +1.32% | +1.20% | — |
| company:5434 | Financial | 1.33% | ₹24.33 Cr | — | — | — |
| ICICI Securities Ltd. | Financial | 1.32% | ₹24.20 Cr | +1.28% | +1.13% | +1.26% |
| Muthoot Finance Ltd. | Financial | 1.32% | ₹24.27 Cr | +1.28% | +1.13% | +1.30% |
| Manappuram Finance Ltd. | Financial | 1.09% | ₹19.92 Cr | — | — | — |
| Bharti Telecom Ltd. | Communication | 1.08% | ₹19.79 Cr | +1.34% | +1.21% | +1.05% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.82% | ₹14.97 Cr | +0.81% | — | +1.83% |
| Piramal Finance Ltd. | Financial | 0.82% | ₹15.07 Cr | +0.81% | +1.22% | +1.30% |
| company:13597 | Financial | 0.82% | ₹15.01 Cr | — | — | — |
| Summit Digitel Infrastructure Pvt. Ltd. | Communication | 0.55% | ₹10.05 Cr | +1.08% | +0.98% | +1.05% |
| Torrent Power Ltd. | Energy | 0.55% | ₹10.03 Cr | +1.35% | +1.22% | +0.52% |
| Punjab National Bank | Financial | 0.27% | ₹4.86 Cr | +1.28% | +2.28% | — |
| GOI | Sovereign | 0.15% | ₹2.83 Cr | +0.15% | +0.14% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:5655 | 0.00% | 4.02% | +4.02% |
| National Bank For Agriculture & Rural Development | 1.53% | 5.06% | +3.53% |
| company:5652 | 0.00% | 2.63% | +2.63% |
| Reserve Bank of India | 1.83% | 4.30% | +2.47% |
| Summit Digitel Infrastructure Pvt. Ltd. | 2.75% | 0.55% | -2.20% |
| Bajaj Finance Ltd. | 1.50% | 0.00% | -1.50% |
| AU Small Finance Bank Ltd. | 1.49% | 0.00% | -1.49% |
| Indostar Capital Finance Ltd. | 1.47% | 0.00% | -1.47% |
| company:5085 | 0.00% | 1.35% | +1.35% |
| company:5434 | 0.00% | 1.33% | +1.33% |
| Small Industries Devp. Bank of India Ltd. | 1.22% | 2.44% | +1.22% |
| company:13597 | 0.00% | 0.82% | +0.82% |
| Power Finance Corporation Ltd. | 4.55% | 4.06% | -0.49% |
| Bharti Telecom Ltd. | 1.51% | 1.08% | -0.43% |
| National Bank For Financing Infrastructure And Development | 3.52% | 3.16% | -0.36% |
| HDFC Bank Ltd. | 2.34% | 2.67% | +0.33% |
| Bank Of Baroda | 2.98% | 2.68% | -0.30% |
| Kotak Mahindra Bank Ltd. | 2.94% | 2.65% | -0.29% |
| Pipeline Infrastructure (India) Pvt. Ltd. | 2.45% | 2.19% | -0.26% |
| Indian Railway Finance Corporation Ltd. | 1.57% | 1.39% | -0.18% |
| Aadhar Housing Finance Ltd | 1.65% | 1.48% | -0.17% |
| Bajaj Housing Finance Ltd. | 1.53% | 1.36% | -0.17% |
| DLF Cyber City Developers Ltd. | 1.51% | 1.34% | -0.17% |
| 360 ONE Wealth Ltd. | 1.52% | 1.36% | -0.16% |
| Adani Power Ltd. | 1.52% | 1.36% | -0.16% |
| Can Fin Homes Ltd. | 1.53% | 1.37% | -0.16% |
| Jio Credit Ltd. | 1.51% | 1.35% | -0.16% |
| Kerala State | 1.53% | 1.37% | -0.16% |
| LIC Housing Finance Ltd. | 1.52% | 1.36% | -0.16% |
| Lodha Developers Ltd. | 1.53% | 1.37% | -0.16% |
| Mindspace Business Parks REIT | 1.52% | 1.36% | -0.16% |
| Piramal Finance Pvt. Ltd. | 1.53% | 1.37% | -0.16% |
| Tata Capital Housing Finance Ltd. | 1.53% | 1.37% | -0.16% |
| ICICI Securities Ltd. | 1.47% | 1.32% | -0.15% |
| Muthoot Finance Ltd. | 1.47% | 1.32% | -0.15% |
| REC Ltd. | 1.25% | 1.11% | -0.14% |
| Manappuram Finance Ltd. | 1.22% | 1.09% | -0.13% |
| Piramal Finance Ltd. | 0.92% | 0.82% | -0.10% |
| Cholamandalam Investment and Finance Company Ltd. | 0.91% | 0.82% | -0.09% |
| Torrent Power Ltd. | 0.61% | 0.55% | -0.06% |
| Others | 0.31% | 0.28% | -0.03% |
| GOI | 0.17% | 0.15% | -0.02% |
| Punjab National Bank | 0.29% | 0.27% | -0.02% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,593 Cr | 0.45% | 6.3% | 6.9% | 6.9% |
 ICICI Prudential Ultra Short to Short Term Fund | ₹21,047 Cr | 0.53% | 6.3% | 7.0% | 7.1% |
 Tata Ultra Short to Short Term Fund | ₹2,871 Cr | 0.57% | 6.3% | 6.7% | 6.7% |
 UTI Ultra Short to Short Term Fund | ₹2,680 Cr | 0.48% | 6.3% | 6.9% | 6.9% |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹1,228 Cr | 0.36% | 6.4% | — | — |
 Mirae Asset CRISIL-IBX Financial Services 9-12 Months Debt Index Fund | ₹138 Cr | 0.29% | 6.3% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate income by investing in debt and Money Market Instruments
Fund managers
- Krishna Venkat CheemalapatiMr. Cheemalapati is a B.E., PGDBA and CFA from ICFAI Hyderabad.Prior to joining Invesco Mutual Fund, he has worked with Reliance General Insurance Company Ltd. as CIO and with ICAP India Pvt. Ltd as fixed income dealer.
- Vikas GargMr. Garg is CFA MBA Finance, B-Tech and M- TechPrior to joining Invesco India Mutual Fund, he has worked with L&T Mutual Fund as Fund Manager, Fidelity International as Credit analyst and Research Associate- Credit, ICRA as Sr Analyst and Indian Oil Corporation Ltd as Project manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.23% absolute | ₹60,000 | ₹61,938 | 3.23% | |
| 1 year5.73% annualised | ₹1,20,000 | ₹1,23,790 | 3.16% | |
| 3 years6.88% annualised | ₹3,60,000 | ₹4,00,867 | 11.35% | |
| 5 years6.10% annualised | ₹6,00,000 | ₹7,03,052 | 17.18% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Invesco India Ultra Short to Short Term Fund?
The NAV of Invesco India Ultra Short to Short Term Fund is ₹4,062.84 as on 24 Sep 2026.
What is the expense ratio of Invesco India Ultra Short to Short Term Fund?
The expense ratio of Invesco India Ultra Short to Short Term Fund is 0.67% per year.
What is the minimum SIP amount for Invesco India Ultra Short to Short Term Fund?
You can start a SIP in Invesco India Ultra Short to Short Term Fund with ₹3,000 a month.
What returns has Invesco India Ultra Short to Short Term Fund given?
Invesco India Ultra Short to Short Term Fund has returned 5.9% over 1 year, 6.6% over 3 years and 6.6% over 5 years (annualised).
Is there a lock-in or exit load on Invesco India Ultra Short to Short Term Fund?
Lock-in: None. Exit load: Exit load of 0.10% if redeemed within 4 days..
How risky is Invesco India Ultra Short to Short Term Fund?
Invesco India Ultra Short to Short Term Fund is rated Low to Moderate on the SEBI riskometer and belongs to the Low Duration category.
Which fund house manages Invesco India Ultra Short to Short Term Fund?
Invesco India Ultra Short to Short Term Fund is managed by Invesco Mutual Fund, which runs 44 schemes with ₹1,46,718 Cr under management.