ITI Balanced Advantage Fund
Dynamic Asset AllocationVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹14.36-0.09%1 day
- Return since launch
- 5.4%
- 52-week range
- ₹13.57 — ₹14.93
- AUM
- ₹348 Cr
ITI Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from ITI Mutual Fund with ₹348 Cr under management, launched in 2019. Over three years it has returned 2.9% a year, against 8.3% for its category. The expense ratio is 3.33% and the SEBI riskometer reading is Very High.
Performance
ITI Balanced Advantage Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.3% against +1.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 0.4% | −1.1 pts | 1.5% | 0.2% |
| 2Y | 0.9% | −0.8 pts | 1.8% | 1.9% |
| 3Y | 2.9% | −5.4 pts | 8.3% | 3.8% |
| 5Y | 6.1% | −1.7 pts | 7.8% | 7.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -1.1% | +1.2 pts | -2.4% | -2.3% |
| 3M | 1.2% | +1.4 pts | -0.2% | -0.2% |
| 6M | 5.4% | −0.3 pts | 5.7% | 5.7% |
| 1Y | 0.3% | −1.2 pts | 1.5% | 1.5% |
| 2Y | -0.8% | −0.9 pts | 0.0% | 0.3% |
| 3Y | 7.8% | −0.5 pts | 8.3% | 7.9% |
| 5Y | 6.1% | −1.7 pts | 7.8% | 7.4% |
Since launch (9 Dec 2019): 5.4%
Calendar-year returns
Category average22.1%
-3.1%
17.1%
13.4%
4.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.4% | −2.2 pts | 6.7% |
| 2024 | 13.4% | −0.8 pts | 14.2% |
| 2023 | 17.1% | −2.8 pts | 20.0% |
| 2022 | -3.1% | −8.2 pts | 5.1% |
| 2021 | 22.1% | +5.5 pts | 16.6% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
3.25%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.29%
- Transaction charges
- 0.01%
- Statutory levies
- 0.85%
- Exit load
- Exit Load for units in excess of 10% of the investment,0.50% will be charged for redemption within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.29 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.38 | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.48 | 0.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 8.08 | 10.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
ITI Balanced Advantage Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity74.8%
- Debt20.2%
- Other5.0%
Market cap split
- Large51.3%
- Mid23.9%
- Small24.8%
- P/E
- 25.94
- P/B
- 3.31
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 4.98% | ₹17.36 Cr | +29.12% | +22.62% | +28.07% |
| GOI | Sovereign | 4.37% | ₹15.22 Cr | +4.33% | +4.06% | +3.90% |
| ICICI Bank Ltd. | Financial | 4.21% | ₹14.65 Cr | +3.61% | +2.05% | +0.49% |
| HDFC Bank Ltd. | Financial | 3.52% | ₹12.27 Cr | +3.67% | +4.05% | +5.13% |
| Reliance Industries Ltd. | Energy | 3.24% | ₹11.28 Cr | +4.36% | +4.26% | +3.36% |
| Power Grid Corporation Of India Ltd. | Energy | 2.90% | ₹10.11 Cr | +0.53% | +0.51% | +0.83% |
| Bajaj Finance Ltd. | Financial | 2.44% | ₹8.51 Cr | -0.98% | +2.34% | +2.43% |
| Mahindra & Mahindra Ltd. | Automobile | 2.37% | ₹8.26 Cr | -2.19% | +2.26% | +2.07% |
| National Bank For Agriculture & Rural Development | Financial | 2.29% | ₹7.98 Cr | +2.27% | +2.13% | +0.76% |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.16% | ₹7.51 Cr | +2.13% | +1.99% | +1.27% |
| Power Finance Corporation Ltd. | Financial | 2.15% | ₹7.50 Cr | +2.12% | +0.54% | +1.92% |
| Laurus Labs Ltd. | Healthcare | 2.11% | ₹7.35 Cr | +2.08% | -1.41% | — |
| Wockhardt Ltd. | Healthcare | 2.06% | ₹7.18 Cr | +3.07% | +1.90% | +1.92% |
| REC Ltd. | Financial | 2.01% | ₹7.01 Cr | +1.99% | +1.86% | +1.80% |
| Ujjivan Small Finance Bank Ltd. | Financial | 2.00% | ₹6.96 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 1.97% | ₹6.88 Cr | +3.17% | +3.35% | — |
| Garware Hi-Tech Films Ltd. | Materials | 1.96% | ₹6.84 Cr | +2.09% | +2.89% | +1.78% |
| company:9822 | Automobile | 1.63% | ₹5.69 Cr | — | — | — |
| State Bank of India | Financial | 1.55% | ₹5.41 Cr | +2.34% | +2.70% | +1.74% |
| Divi's Laboratories Ltd. | Healthcare | 1.29% | ₹4.50 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 1.27% | ₹4.43 Cr | +1.25% | +1.24% | +0.90% |
| IIFL Finance Ltd. | Financial | 1.25% | ₹4.34 Cr | — | — | — |
| RBL Bank Ltd. | Financial | 1.21% | ₹4.22 Cr | +1.54% | — | — |
| company:1471 | Automobile | 1.21% | ₹4.21 Cr | — | — | — |
| Gujarat Fluorochemicals Ltd. | Chemicals | 1.21% | ₹4.20 Cr | — | — | — |
| Titan Company Ltd. | Consumer Discretionary | 1.20% | ₹4.19 Cr | — | — | -2.01% |
| Dr. Lal Pathlabs Ltd. | Healthcare | 1.19% | ₹4.14 Cr | +0.98% | — | — |
| Eternal Ltd. | Services | 1.16% | ₹4.04 Cr | -1.45% | +1.31% | +2.28% |
| Redington Ltd. | Services | 1.16% | ₹4.04 Cr | — | — | — |
| company:1502 | Metals & Mining | 1.15% | ₹4.01 Cr | — | — | — |
| Yes Bank Ltd. | Financial | 1.14% | ₹3.98 Cr | +1.16% | — | — |
| Grasim Industries Ltd. | Materials | 1.14% | ₹3.96 Cr | +1.04% | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.13% | ₹3.92 Cr | — | — | — |
| company:38 | Chemicals | 1.12% | ₹3.91 Cr | — | — | — |
| Voltamp Transformers Ltd. | Capital Goods | 1.12% | ₹3.90 Cr | — | — | — |
| Aditya Birla Capital Ltd. | Financial | 1.12% | ₹3.89 Cr | — | — | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.12% | ₹3.89 Cr | — | — | — |
| AU Small Finance Bank Ltd. | Financial | 1.11% | ₹3.85 Cr | — | — | — |
| TVS Motor Company Ltd. | Automobile | 1.09% | ₹3.79 Cr | — | — | +1.20% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 1.07% | ₹3.74 Cr | — | — | — |
| Pidilite Industries Ltd. | Chemicals | 1.07% | ₹3.73 Cr | — | — | — |
| IDFC First Bank Ltd. | Financial | 1.07% | ₹3.71 Cr | — | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.04% | ₹3.64 Cr | +0.67% | +0.59% | +0.55% |
| L&T Finance Ltd. | Financial | 1.04% | ₹3.63 Cr | — | — | — |
| One97 Communications Ltd. | Services | 1.04% | ₹3.62 Cr | -2.71% | +2.46% | +1.52% |
| company:5941 | Consumer Discretionary | 1.04% | ₹3.62 Cr | — | — | — |
| Turtlemint Fintech Solutions Ltd. | Financial | 1.03% | ₹3.60 Cr | — | — | — |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.03% | ₹3.58 Cr | — | — | — |
| Delhivery Ltd. | Services | 1.03% | ₹3.58 Cr | +1.00% | — | — |
| company:1511 | Metals & Mining | 1.02% | ₹3.55 Cr | — | — | — |
| company:7925 | Technology | 1.01% | ₹3.53 Cr | — | — | — |
| company:5635 | Healthcare | 1.01% | ₹3.52 Cr | — | +1.12% | — |
| Oberoi Realty Ltd. | Construction | 1.01% | ₹3.51 Cr | — | — | — |
| ABB India Ltd. | Capital Goods | 1.00% | ₹3.48 Cr | — | — | -0.72% |
| Affle 3I Ltd. | Technology | 0.98% | ₹3.42 Cr | — | — | — |
| Infosys Ltd. | Technology | 0.98% | ₹3.41 Cr | +1.00% | -1.74% | +3.41% |
| Vedanta Ltd. | Metals & Mining | 0.98% | ₹3.40 Cr | +1.23% | +2.31% | — |
| company:14468 | Automobile | 0.97% | ₹3.38 Cr | — | — | — |
| company:5775 | Financial | 0.95% | ₹3.31 Cr | — | — | — |
| Jubilant Ingrevia Ltd. | Chemicals | 0.93% | ₹3.22 Cr | +0.88% | — | — |
| Nuclear Power Corpn. Of India Ltd. | Energy | 0.58% | ₹2.02 Cr | +0.57% | +0.54% | +0.53% |
| National Housing Bank | Financial | 0.58% | ₹2.00 Cr | +0.57% | +0.53% | +0.52% |
| company:20839 | Technology | 0.57% | ₹2.00 Cr | — | — | — |
| Indian Railway Finance Corporation Ltd. | Financial | 0.57% | ₹2.00 Cr | +0.57% | +0.53% | +1.54% |
| company:13401 | Financial | 0.49% | ₹1.72 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Mahindra & Mahindra Ltd. | -2.40% | 2.37% | +4.78% |
| Bajaj Finance Ltd. | -1.21% | 2.44% | +3.66% |
| company:9822 | 0.00% | 1.63% | +1.63% |
| Shriram Finance Ltd | 3.48% | 1.97% | -1.50% |
| Gokaldas Exports Ltd. | 1.30% | 0.00% | -1.30% |
| company:1471 | 0.00% | 1.21% | +1.21% |
| company:1502 | 0.00% | 1.15% | +1.15% |
| company:38 | 0.00% | 1.12% | +1.12% |
| Lupin Ltd. | 1.05% | 0.00% | -1.05% |
| company:5941 | 0.00% | 1.04% | +1.04% |
| Adani Ports and Special Economic Zone Ltd. | 1.03% | 0.00% | -1.03% |
| SBI Funds Management Ltd. | 1.02% | 0.00% | -1.02% |
| company:1511 | 0.00% | 1.02% | +1.02% |
| company:7925 | 0.00% | 1.01% | +1.01% |
| company:5635 | 0.00% | 1.01% | +1.01% |
| company:14468 | 0.00% | 0.97% | +0.97% |
| Coal India Ltd. | 0.96% | 0.00% | -0.96% |
| company:5775 | 0.00% | 0.95% | +0.95% |
| Cummins India Ltd. | 0.94% | 0.00% | -0.94% |
| Others | 3.62% | 2.72% | -0.89% |
| Wockhardt Ltd. | 2.94% | 2.06% | -0.87% |
| Laurus Labs Ltd. | 2.75% | 2.11% | -0.64% |
| company:20839 | 0.00% | 0.57% | +0.57% |
| Torrent Power Ltd. | 0.51% | 0.00% | -0.51% |
| Ujjivan Small Finance Bank Ltd. | 2.51% | 2.00% | -0.51% |
| company:13401 | 0.00% | 0.49% | +0.49% |
| Garware Hi-Tech Films Ltd. | 2.43% | 1.96% | -0.46% |
| RBL Bank Ltd. | 1.66% | 1.21% | -0.45% |
| Apollo Hospitals Enterprise Ltd. | 0.73% | 1.04% | +0.32% |
| Divi's Laboratories Ltd. | 1.08% | 1.29% | +0.21% |
| Turtlemint Fintech Solutions Ltd. | 0.85% | 1.03% | +0.19% |
| Voltamp Transformers Ltd. | 0.94% | 1.12% | +0.18% |
| HDFC Bank Ltd. | 3.66% | 3.52% | -0.14% |
| ICICI Bank Ltd. | 4.09% | 4.21% | +0.12% |
| Eternal Ltd. | 1.05% | 1.16% | +0.11% |
| Grasim Industries Ltd. | 1.03% | 1.14% | +0.11% |
| Bharat Heavy Electricals Ltd. | 0.97% | 1.07% | +0.10% |
| Gujarat Fluorochemicals Ltd. | 1.11% | 1.21% | +0.10% |
| IIFL Finance Ltd. | 1.16% | 1.25% | +0.09% |
| Axis Bank Ltd. | 1.18% | 1.27% | +0.09% |
| Balrampur Chini Mills Ltd. | 1.04% | 1.12% | +0.08% |
| Titan Company Ltd. | 1.13% | 1.20% | +0.07% |
| State Bank of India | 1.48% | 1.55% | +0.07% |
| Jubilant Ingrevia Ltd. | 0.99% | 0.93% | -0.07% |
| Pidilite Industries Ltd. | 1.01% | 1.07% | +0.06% |
| Vedanta Ltd. | 0.91% | 0.98% | +0.06% |
| ABB India Ltd. | 0.94% | 1.00% | +0.06% |
| GOI | 4.31% | 4.37% | +0.06% |
| AU Small Finance Bank Ltd. | 1.05% | 1.11% | +0.06% |
| Krishna Institute of Medical Sciences Ltd | 1.08% | 1.03% | -0.05% |
| L&T Finance Ltd. | 1.00% | 1.04% | +0.05% |
| Oberoi Realty Ltd. | 0.97% | 1.01% | +0.04% |
| Dr. Lal Pathlabs Ltd. | 1.15% | 1.19% | +0.04% |
| Power Grid Corporation Of India Ltd. | 2.87% | 2.90% | +0.03% |
| Power Finance Corporation Ltd. | 2.12% | 2.15% | +0.03% |
| IDFC First Bank Ltd. | 1.03% | 1.07% | +0.03% |
| REC Ltd. | 1.98% | 2.01% | +0.03% |
| Aditya Birla Capital Ltd. | 1.09% | 1.12% | +0.03% |
| Small Industries Devp. Bank of India Ltd. | 2.13% | 2.16% | +0.03% |
| National Bank For Agriculture & Rural Development | 2.26% | 2.29% | +0.03% |
| Reliance Industries Ltd. | 3.26% | 3.24% | -0.03% |
| TVS Motor Company Ltd. | 1.07% | 1.09% | +0.02% |
| Affle 3I Ltd. | 0.96% | 0.98% | +0.02% |
| Cholamandalam Investment and Finance Company Ltd. | 1.10% | 1.13% | +0.02% |
| Yes Bank Ltd. | 1.12% | 1.14% | +0.02% |
| Delhivery Ltd. | 1.05% | 1.03% | -0.02% |
| Redington Ltd. | 1.14% | 1.16% | +0.02% |
| Infosys Ltd. | 0.96% | 0.98% | +0.02% |
| One97 Communications Ltd. | 1.05% | 1.04% | -0.01% |
| National Housing Bank | 0.57% | 0.58% | +0.01% |
| Indian Railway Finance Corporation Ltd. | 0.57% | 0.57% | +0.01% |
| Nuclear Power Corpn. Of India Ltd. | 0.57% | 0.58% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹39,803 Cr | 1.98% | 0.9% | 5.3% | 9.8% |
 HDFC Balanced Advantage Fund | ₹1,07,296 Cr | 1.31% | -3.0% | 3.4% | 10.6% |
 ICICI Prudential Balanced Advantage Fund | ₹75,399 Cr | 1.57% | 2.0% | 6.8% | 9.5% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹10,125 Cr | 1.95% | 5.1% | 7.5% | 9.7% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,343 Cr | 2.05% | 2.2% | 6.4% | 9.7% |
 Quant Dynamic Asset Allocation Fund | ₹852 Cr | 3.04% | -1.7% | 2.3% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks capital appreciation by investing in equity and equity related securities and fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation.
Fund managers
- Animesh SinghPost Graduate Diploma in Management, Bachelor of Honours -(Economics) CFA - USA Certification.Prior to joining the ITI AMC, he was associated with Julius Baer wealth Advisor, Centrum Wealth, Nippon Life India Asset Management Ltd, Reliance Portfolio Management Services, KSBL and SSKI Securities.
- Laukik BagweMr. Bagwe is a B.Com (H) and PGDBA (Finance)Prior to joining ITI Mutual fund he has worked with DSP Mutual Fund, Derivium Capital and Securities Pvt. Ltd. and with Birla Sun Life Securities Ltd.
- Nilay DalalMr. Nilay holds a degree in B.E (Computer) from D.J Sanghvi College of Engg & masterâs in management studies in KJ Somaiya Institute of Management Studies & Research.Prior to joining ITI Mutual Fund, he has with Axis Asset Management Company, SBI Life Insurance Company Ltd & MAQ Software Pvt Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.36% absolute | ₹60,000 | ₹63,216 | 5.36% | |
| 1 year0.25% annualised | ₹1,20,000 | ₹1,20,163 | 0.14% | |
| 3 years7.77% annualised | ₹3,60,000 | ₹4,06,568 | 12.94% | |
| 5 years6.08% annualised | ₹6,00,000 | ₹7,02,679 | 17.11% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of ITI Balanced Advantage Fund?
The NAV of ITI Balanced Advantage Fund is ₹14.36 as on 25 Sep 2026.
What is the expense ratio of ITI Balanced Advantage Fund?
The expense ratio of ITI Balanced Advantage Fund is 3.33% per year.
What is the minimum SIP amount for ITI Balanced Advantage Fund?
You can start a SIP in ITI Balanced Advantage Fund with ₹3,000 a month.
What returns has ITI Balanced Advantage Fund given?
ITI Balanced Advantage Fund has returned 0.4% over 1 year, 2.9% over 3 years and 6.1% over 5 years (annualised).
Is there a lock-in or exit load on ITI Balanced Advantage Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,0.50% will be charged for redemption within 3 months..
How risky is ITI Balanced Advantage Fund?
ITI Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages ITI Balanced Advantage Fund?
ITI Balanced Advantage Fund is managed by ITI Mutual Fund, which runs 20 schemes with ₹11,302 Cr under management.