Kotak Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹13.94-0.34%1 day
- Return since launch
- 12.3%
- 52-week range
- ₹12.12 — ₹14.81
- AUM
- ₹1,730 Cr
Kotak Consumption Fund is a Thematic-Consumption equity fund from Kotak Mahindra Mutual Fund with ₹1,730 Cr under management, launched in 2023. The expense ratio is 2.33% and the SEBI riskometer reading is Very High.
Performance
Kotak Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.6% against -4.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 2.6% | +6.0 pts | -3.4% | -0.8% |
| 2Y | 3.4% | +3.9 pts | -0.5% | -0.7% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.6% | +1.3 pts | -3.9% | -3.8% |
| 3M | 1.4% | −0.9 pts | 2.3% | 1.3% |
| 6M | 12.5% | −1.0 pts | 13.5% | 11.2% |
| 1Y | -1.6% | +1.8 pts | -3.4% | -4.1% |
| 2Y | -3.3% | +3.3 pts | -6.5% | -6.7% |
Since launch (25 Oct 2023): 12.3%
Calendar-year returns
Category average26.2%
7.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.0% | +5.0 pts | 2.0% |
| 2024 | 26.2% | +3.1 pts | 23.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.32%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.78%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.48%
- Exit load
- 0.5% for redemption within 90 Days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Kotak Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.3%
- Other0.7%
Market cap split
- Large39.8%
- Mid13.6%
- Small46.7%
- P/E
- 37.41
- P/B
- 4.80
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 7.93% | ₹137 Cr | +5.98% | +5.74% | +8.40% |
| Maruti Suzuki India Ltd. | Automobile | 7.58% | ₹131 Cr | +7.62% | +8.07% | +9.23% |
| Bharti Airtel Ltd. | Communication | 6.49% | ₹112 Cr | +6.80% | +6.82% | +5.71% |
| Hero Motocorp Ltd. | Automobile | 5.30% | ₹91.75 Cr | +4.95% | +5.46% | +5.58% |
| Hindustan Unilever Ltd. | Consumer Staples | 3.52% | ₹60.99 Cr | +4.00% | — | — |
| United Foodbrands Ltd. | Services | 3.25% | ₹56.17 Cr | +1.77% | — | — |
| Park Medi World Ltd. | Healthcare | 3.24% | ₹56.07 Cr | +4.25% | +2.78% | — |
| Britannia Industries Ltd. | Consumer Staples | 3.21% | ₹55.59 Cr | +3.62% | +4.07% | +4.53% |
| ITC Ltd. | Consumer Staples | 3.19% | ₹55.24 Cr | +1.66% | +7.82% | +8.16% |
| Acutaas Chemicals Ltd. | Healthcare | 2.91% | ₹50.44 Cr | +4.91% | +3.93% | +2.94% |
| Midwest Ltd. | Materials | 2.84% | ₹49.18 Cr | +3.20% | +3.37% | — |
| Ola Electric Mobility Ltd. | Automobile | 2.38% | ₹41.12 Cr | +2.49% | — | — |
| Radico Khaitan Ltd. | Consumer Staples | 2.27% | ₹39.23 Cr | +5.18% | +4.27% | +4.51% |
| Swiggy Ltd. | Services | 2.24% | ₹38.80 Cr | +1.36% | +1.55% | +2.41% |
| Greenpanel Industries Ltd. | Materials | 2.20% | ₹38.08 Cr | +2.67% | +2.40% | — |
| Ajanta Pharma Ltd. | Healthcare | 2.16% | ₹37.46 Cr | +2.00% | +2.00% | — |
| PVR Inox Ltd. | Services | 2.13% | ₹36.77 Cr | +1.76% | +1.82% | +2.29% |
| Kajaria Ceramics Ltd. | Materials | 2.08% | ₹35.98 Cr | +1.86% | +1.62% | +1.22% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 2.04% | ₹35.39 Cr | +2.53% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.90% | ₹32.82 Cr | +1.83% | +1.99% | +2.92% |
| Eicher Motors Ltd. | Automobile | 1.72% | ₹29.83 Cr | +1.61% | +1.87% | — |
| Whirlpool Of India Ltd. | Consumer Discretionary | 1.63% | ₹28.19 Cr | — | — | — |
| Pokarna Ltd. | Materials | 1.61% | ₹27.85 Cr | +1.56% | +1.73% | +1.94% |
| Orchid Pharma Ltd. | Healthcare | 1.60% | ₹27.77 Cr | +1.36% | +0.96% | +1.31% |
| company:6832 | Healthcare | 1.52% | ₹26.36 Cr | — | — | — |
| United Spirits Ltd. | Consumer Staples | 1.49% | ₹25.70 Cr | — | — | — |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.44% | ₹24.98 Cr | +1.71% | +2.69% | +1.98% |
| Jubilant Pharmova Ltd. | Healthcare | 1.43% | ₹24.82 Cr | +1.68% | +1.43% | +1.93% |
| Sapphire Foods India Ltd. | Services | 1.40% | ₹24.17 Cr | +0.85% | +0.93% | +1.72% |
| V.S.T. Tillers Tractors Ltd. | Automobile | 1.39% | ₹23.97 Cr | +1.51% | +1.86% | +1.95% |
| Divi's Laboratories Ltd. | Healthcare | 1.37% | ₹23.67 Cr | — | — | — |
| Sun TV Network Ltd. | Services | 1.37% | ₹23.70 Cr | +1.38% | +1.74% | +0.94% |
| Innova Captab Ltd. | Healthcare | 1.35% | ₹23.41 Cr | +1.12% | +0.86% | +1.33% |
| Jubilant FoodWorks Ltd. | Services | 1.29% | ₹22.28 Cr | +1.79% | +2.13% | +2.95% |
| company:20795 | Technology | 1.24% | ₹21.48 Cr | — | — | — |
| Avanti Feeds Ltd. | Consumer Staples | 1.23% | ₹21.28 Cr | +1.44% | +1.50% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.15% | ₹19.85 Cr | — | — | — |
| Subros Ltd. | Automobile | 1.04% | ₹18.00 Cr | +1.08% | +1.16% | +1.47% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.02% | ₹17.61 Cr | +1.06% | +1.02% | +1.13% |
| Indigo Paints Ltd. | Materials | 1.00% | ₹17.27 Cr | +0.89% | +0.82% | +0.59% |
| company:20769 | Healthcare | 0.91% | ₹15.70 Cr | — | — | — |
| Others | Others | 0.72% | ₹12.15 Cr | -0.58% | -1.42% | -1.84% |
| Emami Ltd. | Consumer Staples | 0.71% | ₹12.31 Cr | +0.81% | +0.92% | +1.30% |
| CORONA Remedies Ltd. | Healthcare | 0.65% | ₹11.25 Cr | +0.59% | +0.54% | — |
| Century Plyboards (India) Ltd. | Materials | 0.58% | ₹10.09 Cr | +0.62% | +0.57% | +0.67% |
| Navneet Education Ltd. | Consumer Staples | 0.28% | ₹4.88 Cr | +0.31% | +0.31% | +0.38% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Radico Khaitan Ltd. | 5.44% | 2.27% | -3.17% |
| company:6832 | 0.00% | 1.52% | +1.52% |
| company:20795 | 0.00% | 1.24% | +1.24% |
| company:20769 | 0.00% | 0.91% | +0.91% |
| Eternal Ltd. | 7.19% | 7.93% | +0.74% |
| United Foodbrands Ltd. | 2.52% | 3.25% | +0.73% |
| Sapphire Foods India Ltd. | 0.82% | 1.40% | +0.58% |
| Park Medi World Ltd. | 3.75% | 3.24% | -0.51% |
| Greenpanel Industries Ltd. | 2.67% | 2.20% | -0.47% |
| Bharti Airtel Ltd. | 6.95% | 6.49% | -0.46% |
| Jubilant FoodWorks Ltd. | 1.74% | 1.29% | -0.45% |
| ITC Ltd. | 2.81% | 3.19% | +0.38% |
| Britannia Industries Ltd. | 3.57% | 3.21% | -0.36% |
| Maruti Suzuki India Ltd. | 7.84% | 7.58% | -0.26% |
| Godrej Consumer Products Ltd. | 1.69% | 1.44% | -0.25% |
| Divi's Laboratories Ltd. | 1.14% | 1.37% | +0.23% |
| Midwest Ltd. | 3.04% | 2.84% | -0.20% |
| Crompton Greaves Consumer Electricals Ltd. | 2.22% | 2.04% | -0.18% |
| Hindustan Unilever Ltd. | 3.70% | 3.52% | -0.18% |
| Ola Electric Mobility Ltd. | 2.20% | 2.38% | +0.18% |
| PVR Inox Ltd. | 1.96% | 2.13% | +0.17% |
| Innova Captab Ltd. | 1.20% | 1.35% | +0.15% |
| Others | 0.06% | -0.08% | -0.14% |
| Hero Motocorp Ltd. | 5.16% | 5.30% | +0.14% |
| United Spirits Ltd. | 1.62% | 1.49% | -0.13% |
| Pokarna Ltd. | 1.74% | 1.61% | -0.13% |
| Subros Ltd. | 1.17% | 1.04% | -0.13% |
| Kajaria Ceramics Ltd. | 1.97% | 2.08% | +0.11% |
| Acutaas Chemicals Ltd. | 2.82% | 2.91% | +0.09% |
| Avanti Feeds Ltd. | 1.32% | 1.23% | -0.09% |
| Ajanta Pharma Ltd. | 2.25% | 2.16% | -0.09% |
| Jubilant Pharmova Ltd. | 1.50% | 1.43% | -0.07% |
| Emami Ltd. | 0.77% | 0.71% | -0.06% |
| Eicher Motors Ltd. | 1.67% | 1.72% | +0.05% |
| Indigo Paints Ltd. | 0.95% | 1.00% | +0.05% |
| Krishna Institute of Medical Sciences Ltd | 1.07% | 1.02% | -0.05% |
| CORONA Remedies Ltd. | 0.70% | 0.65% | -0.05% |
| Sun TV Network Ltd. | 1.33% | 1.37% | +0.04% |
| Century Plyboards (India) Ltd. | 0.61% | 0.58% | -0.03% |
| Mahindra & Mahindra Ltd. | 1.93% | 1.90% | -0.03% |
| Whirlpool Of India Ltd. | 1.60% | 1.63% | +0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.13% | 1.15% | +0.02% |
| Swiggy Ltd. | 2.23% | 2.24% | +0.01% |
| Navneet Education Ltd. | 0.28% | 0.28% | 0.00% |
| Orchid Pharma Ltd. | 1.60% | 1.60% | 0.00% |
| V.S.T. Tillers Tractors Ltd. | 1.39% | 1.39% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,494 Cr | 2.19% | 3.8% | 4.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | 0.2% | 3.0% | 9.3% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 11.3% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.5% | 2.0% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.9% | 8.8% | — |
 HDFC Consumption Fund | ₹1,022 Cr | 2.42% | -2.1% | 1.7% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities.
Fund managers
- Abhishek BisenMr. Bisen is a BA and MBA in Finance.Prior to joining Kotak AMC, he was working with Securities Trading Corporation Of India Ltd where he was looking at Sales & Trading of Fixed Income Products apart from doing Portfolio Advisory. His earlier assignments also include 2 years of merchant banking experience with a leading merchant banking firm.
- Devender SinghalMr. Singhal has done B.A. (Maths) from Delhi University and PGDM, Finance from Fore School of Management, Delhi.Prior to joining Kotak Mahindra AMC , he has worked with Kotak Securities Ltd.(July 2007 -- January 2009) ,Religare (February 2006 -- June 2007), Karvy (July 2004 -- January 2006), P N Vijay Financial Services Pvt Ltd(2001 -- 2004) and Dundee Mutual Fund( Summer Trainee ) (May 2000 -- June 2000 ).
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months12.46% absolute | ₹60,000 | ₹67,476 | 12.46% | |
| 1 year−1.60% annualised | ₹1,20,000 | ₹1,18,965 | −0.86% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Kotak Consumption Fund?
The NAV of Kotak Consumption Fund is ₹13.94 as on 25 Sep 2026.
What is the expense ratio of Kotak Consumption Fund?
The expense ratio of Kotak Consumption Fund is 2.33% per year.
What is the minimum SIP amount for Kotak Consumption Fund?
You can start a SIP in Kotak Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on Kotak Consumption Fund?
Lock-in: None. Exit load: 0.5% for redemption within 90 Days.
How risky is Kotak Consumption Fund?
Kotak Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Kotak Consumption Fund?
Kotak Consumption Fund is managed by Kotak Mahindra Mutual Fund, which runs 94 schemes with ₹6,09,561 Cr under management.