LIC MF Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹9.72+0.13%1 day
- Return since launch
- -3.1%
- 52-week range
- ₹8.49 — ₹10.04
- AUM
- ₹424 Cr
LIC MF Consumption Fund is a Thematic-Consumption equity fund from LIC Mutual Fund with ₹424 Cr under management, launched in 2025. The expense ratio is 2.73% and the SEBI riskometer reading is Very High.
Performance
LIC MF Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -2.8% against -2.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.5% | −0.4 pts | 7.0% | 7.1% |
| 3M | -2.8% | −1.2 pts | -1.5% | -2.6% |
| 6M | 2.2% | −4.4 pts | 6.7% | 4.7% |
Since launch (31 Oct 2025): -3.1%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.72%
Expense ratio as on 7 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.10%
- Transaction charges
- 0.01%
- Statutory levies
- 0.51%
- Exit load
- Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
LIC MF Consumption Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity93.9%
- Other6.1%
Market cap split
- Large39.6%
- Mid30.6%
- Small29.8%
- P/E
- 40.33
- P/B
- 5.43
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 6.08% | ₹25.79 Cr | -0.70% | -0.19% | — |
| Eternal Ltd. | Services | 5.28% | ₹22.41 Cr | +1.89% | +1.55% | — |
| The Indian Hotels Company Ltd. | Services | 3.54% | ₹15.04 Cr | +2.12% | +1.85% | — |
| Bharti Airtel Ltd. | Communication | 3.45% | ₹14.63 Cr | +3.24% | +3.41% | — |
| ITC Hotels Ltd. | Services | 2.99% | ₹12.68 Cr | +2.92% | +1.64% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 2.79% | ₹11.85 Cr | +2.24% | +2.27% | — |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 2.71% | ₹11.49 Cr | +1.83% | +1.79% | — |
| Leela Palaces Hotels & Resorts Ltd. | Services | 2.67% | ₹11.34 Cr | +1.49% | — | — |
| JK Cement Ltd. | Materials | 2.64% | ₹11.21 Cr | +2.14% | +1.75% | — |
| Eureka Forbes Ltd. | Metals & Mining | 2.46% | ₹10.45 Cr | +2.79% | +1.68% | — |
| Godfrey Phillips India Ltd. | Consumer Staples | 2.41% | ₹10.23 Cr | +2.72% | +2.56% | — |
| TVS Motor Company Ltd. | Automobile | 2.41% | ₹10.23 Cr | +2.40% | +2.35% | — |
| Vishal Mega Mart Ltd. | Services | 2.38% | ₹10.10 Cr | +2.48% | +1.89% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2.20% | ₹9.35 Cr | +2.12% | +2.12% | — |
| Arvind Fashions Ltd. | Textiles | 2.17% | ₹9.22 Cr | +2.35% | +1.71% | — |
| Axis Bank Ltd. | Financial | 2.16% | ₹9.18 Cr | +2.12% | +1.70% | — |
| Marico Ltd. | Consumer Staples | 2.09% | ₹8.86 Cr | +1.98% | +1.57% | — |
| Ethos Ltd. | Services | 2.03% | ₹8.61 Cr | +1.74% | +1.70% | — |
| Trent Ltd. | Services | 2.03% | ₹8.60 Cr | +1.99% | +1.88% | — |
| Abbott India Ltd. | Healthcare | 1.99% | ₹8.43 Cr | +1.66% | +1.58% | — |
| Affle 3I Ltd. | Technology | 1.97% | ₹8.38 Cr | +1.65% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.94% | ₹8.21 Cr | +2.76% | +2.90% | — |
| Interglobe Aviation Ltd. | Services | 1.76% | ₹7.45 Cr | +3.22% | +2.10% | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.74% | ₹7.39 Cr | +1.73% | +0.77% | — |
| Eicher Motors Ltd. | Automobile | 1.73% | ₹7.36 Cr | +1.74% | +1.57% | — |
| Hyundai Motor India Ltd. | Automobile | 1.73% | ₹7.35 Cr | +0.46% | +1.20% | — |
| Metro Brands Ltd. | Consumer Discretionary | 1.69% | ₹7.17 Cr | +1.80% | +1.70% | — |
| Bajaj Finance Ltd. | Financial | 1.65% | ₹7.02 Cr | +1.05% | — | — |
| Metropolis Healthcare Ltd. | Healthcare | 1.58% | ₹6.72 Cr | +1.97% | +1.73% | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.58% | ₹6.69 Cr | +1.54% | +1.65% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 1.52% | ₹6.44 Cr | +1.49% | +1.68% | — |
| Swiggy Ltd. | Services | 1.50% | ₹6.36 Cr | — | — | — |
| Muthoot Finance Ltd. | Financial | 1.49% | ₹6.33 Cr | +0.95% | — | — |
| Aster DM Quality Care Ltd. | Healthcare | 1.41% | ₹5.98 Cr | — | — | — |
| Britannia Industries Ltd. | Consumer Staples | 1.40% | ₹5.94 Cr | +1.33% | +0.50% | — |
| Allied Blenders And Distillers Ltd. | Consumer Staples | 1.39% | ₹5.90 Cr | +2.72% | +1.60% | — |
| Pidilite Industries Ltd. | Chemicals | 1.32% | ₹5.59 Cr | +2.23% | +1.68% | — |
| Titan Company Ltd. | Consumer Discretionary | 1.31% | ₹5.57 Cr | +1.69% | +2.38% | — |
| Radico Khaitan Ltd. | Consumer Staples | 1.31% | ₹5.55 Cr | +2.80% | +1.80% | — |
| Pfizer Ltd. | Healthcare | 1.31% | ₹5.55 Cr | +1.33% | +1.55% | — |
| Orkla India Ltd. | Consumer Staples | 1.17% | ₹4.98 Cr | +1.36% | +1.41% | — |
| Varun Beverages Ltd. | Consumer Staples | 1.17% | ₹4.97 Cr | — | +1.32% | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.13% | ₹4.81 Cr | +3.05% | +2.85% | — |
| Star Cement Ltd. | Materials | 1.12% | ₹4.74 Cr | — | — | — |
| Dr. Agarwal's Health Care Ltd. | Healthcare | 1.12% | ₹4.73 Cr | — | — | — |
| HDFC Asset Management Company Ltd. | Financial | 1.04% | ₹4.40 Cr | +1.52% | +1.88% | — |
| Arvind Ltd. | Textiles | 1.04% | ₹4.39 Cr | — | — | — |
| Multi Commodity Exchange Of India Ltd. | Services | 0.99% | ₹4.21 Cr | — | — | — |
| Bikaji Foods International Ltd. | Consumer Staples | 0.84% | ₹3.57 Cr | +1.75% | +1.83% | — |
| Delhivery Ltd. | Services | 0.72% | ₹3.07 Cr | — | — | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 0.59% | ₹2.51 Cr | — | — | — |
| FSN E-Commerce Ventures Ltd. | Services | 0.51% | ₹2.18 Cr | — | — | — |
| National Stock Exchange | Financial | 0.45% | ₹1.92 Cr | — | — | — |
| Campus Activewear Ltd. | Consumer Discretionary | 0.26% | ₹1.12 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Eternal Ltd. | 3.03% | 5.28% | +2.26% |
| Ujjivan Small Finance Bank Ltd. | 1.57% | 0.00% | -1.57% |
| One 97 Communications Ltd. | 1.52% | 0.00% | -1.52% |
| Interglobe Aviation Ltd. | 3.24% | 1.76% | -1.49% |
| Ultratech Cement Ltd. | 1.30% | 0.00% | -1.30% |
| Shadowfax Technologies Ltd. | 1.27% | 0.00% | -1.27% |
| HDFC Asset Management Company Ltd. | 2.12% | 1.04% | -1.08% |
| Nippon Life India Asset Management Ltd. | 1.07% | 0.00% | -1.07% |
| Arvind Ltd. | 0.00% | 1.04% | +1.04% |
| Multi Commodity Exchange Of India Ltd. | 0.00% | 0.99% | +0.99% |
| Star Cement Ltd. | 0.49% | 1.12% | +0.63% |
| Pidilite Industries Ltd. | 1.91% | 1.32% | -0.59% |
| Bikaji Foods International Ltd. | 1.40% | 0.84% | -0.56% |
| JK Cement Ltd. | 2.09% | 2.64% | +0.56% |
| Muthoot Finance Ltd. | 2.00% | 1.49% | -0.51% |
| National Stock Exchange | 0.00% | 0.45% | +0.45% |
| Apollo Hospitals Enterprise Ltd. | 1.52% | 1.13% | -0.39% |
| Godfrey Phillips India Ltd. | 2.72% | 2.41% | -0.31% |
| ITC Hotels Ltd. | 2.68% | 2.99% | +0.30% |
| Mahindra & Mahindra Ltd. | 2.24% | 1.94% | -0.30% |
| Eicher Motors Ltd. | 2.03% | 1.73% | -0.29% |
| Allied Blenders And Distillers Ltd. | 1.10% | 1.39% | +0.29% |
| Trent Ltd. | 2.30% | 2.03% | -0.27% |
| LG Electronics India Ltd. | 2.53% | 2.79% | +0.26% |
| Campus Activewear Ltd. | 0.52% | 0.26% | -0.25% |
| Abbott India Ltd. | 1.74% | 1.99% | +0.24% |
| The Indian Hotels Company Ltd. | 3.31% | 3.54% | +0.24% |
| Eureka Forbes Ltd. | 2.70% | 2.46% | -0.23% |
| Leela Palaces Hotels & Resorts Ltd. | 2.45% | 2.67% | +0.23% |
| TVS Motor Company Ltd. | 2.60% | 2.41% | -0.19% |
| Bharti Airtel Ltd. | 3.28% | 3.45% | +0.17% |
| Varun Beverages Ltd. | 1.00% | 1.17% | +0.17% |
| Arvind Fashions Ltd. | 2.34% | 2.17% | -0.16% |
| Pfizer Ltd. | 1.45% | 1.31% | -0.15% |
| ICICI Lombard General Insurance Company Ltd. | 1.43% | 1.58% | +0.15% |
| Ethos Ltd. | 2.13% | 2.03% | -0.11% |
| Others | 0.16% | 0.26% | +0.10% |
| Marico Ltd. | 2.01% | 2.09% | +0.08% |
| Radico Khaitan Ltd. | 1.24% | 1.31% | +0.07% |
| Lenskart Solutions Ltd. | 0.53% | 0.59% | +0.06% |
| Torrent Pharmaceuticals Ltd. | 2.14% | 2.20% | +0.06% |
| HDFC Life Insurance Co Ltd. | 1.46% | 1.52% | +0.06% |
| Swiggy Ltd. | 1.56% | 1.50% | -0.06% |
| Affle 3I Ltd. | 1.92% | 1.97% | +0.05% |
| Axis Bank Ltd. | 2.11% | 2.16% | +0.05% |
| Safari Industries (India) Ltd. | 1.70% | 1.74% | +0.05% |
| Titan Company Ltd. | 1.34% | 1.31% | -0.03% |
| Mrs. Bectors Food Specialities Ltd. | 2.74% | 2.71% | -0.03% |
| Bajaj Finance Ltd. | 1.68% | 1.65% | -0.02% |
| Vishal Mega Mart Ltd. | 2.40% | 2.38% | -0.02% |
| Delhivery Ltd. | 0.74% | 0.72% | -0.02% |
| Metropolis Healthcare Ltd. | 1.57% | 1.58% | +0.02% |
| Dr. Agarwal's Health Care Ltd. | 1.10% | 1.12% | +0.02% |
| Metro Brands Ltd. | 1.70% | 1.69% | -0.01% |
| Orkla India Ltd. | 1.18% | 1.17% | -0.01% |
| FSN E-Commerce Ventures Ltd. | 0.52% | 0.51% | 0.00% |
| Aster DM Quality Care Ltd. | 1.41% | 1.41% | 0.00% |
| Britannia Industries Ltd. | 1.40% | 1.40% | 0.00% |
| Hyundai Motor India Ltd. | 1.73% | 1.73% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.5% | 5.7% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.5% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.6% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 7.8% | 4.3% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.9% | 7.8% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 4.9% | 3.6% | 8.0% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies following consumption theme.
Fund managers
- Nikhil KapoorExecutive MBA IIM Indore, Post Graduate Diploma in Business Management - NMIMS, Bachelor of Management Studies.Prior to joining the LIC MF, he was associated with JM Financial Servies Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.23% absolute | ₹60,000 | ₹61,338 | 2.23% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of LIC MF Consumption Fund?
The NAV of LIC MF Consumption Fund is ₹9.72 as on 9 Nov 2026.
What is the expense ratio of LIC MF Consumption Fund?
The expense ratio of LIC MF Consumption Fund is 2.73% per year.
What is the minimum SIP amount for LIC MF Consumption Fund?
You can start a SIP in LIC MF Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on LIC MF Consumption Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days..
How risky is LIC MF Consumption Fund?
LIC MF Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages LIC MF Consumption Fund?
LIC MF Consumption Fund is managed by LIC Mutual Fund, which runs 33 schemes with ₹50,860 Cr under management.