LIC MF Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹9.49-0.04%1 day
- Return since launch
- -3.9%
- 52-week range
- ₹8.49 — ₹10.04
- AUM
- ₹461 Cr
LIC MF Consumption Fund is a Thematic-Consumption equity fund from LIC Mutual Fund with ₹461 Cr under management, launched in 2025. The expense ratio is 2.69% and the SEBI riskometer reading is Very High.
Performance
LIC MF Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.1% against -5.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.7% | −0.8 pts | -3.9% | -4.2% |
| 3M | -0.5% | −2.8 pts | 2.3% | 1.3% |
| 6M | 9.7% | −3.8 pts | 13.5% | 11.2% |
Since launch (31 Oct 2025): -3.9%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.72%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.10%
- Transaction charges
- 0.01%
- Statutory levies
- 0.51%
- Exit load
- Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
LIC MF Consumption Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.2%
- Other0.8%
Market cap split
- Large40.7%
- Mid29.0%
- Small30.3%
- P/E
- 41.12
- P/B
- 5.77
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| The Indian Hotels Company Ltd. | Services | 3.31% | ₹15.23 Cr | +1.98% | +1.94% | — |
| Bharti Airtel Ltd. | Communication | 3.28% | ₹15.09 Cr | +3.26% | +3.23% | — |
| Interglobe Aviation Ltd. | Services | 3.24% | ₹14.94 Cr | +2.69% | +2.31% | — |
| Eternal Ltd. | Services | 3.03% | ₹13.94 Cr | +1.58% | +1.50% | — |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 2.74% | ₹12.61 Cr | +1.74% | +1.87% | — |
| Godfrey Phillips India Ltd. | Consumer Staples | 2.72% | ₹12.54 Cr | +2.91% | +2.60% | — |
| Eureka Forbes Ltd. | Metals & Mining | 2.70% | ₹12.42 Cr | +2.73% | +1.63% | — |
| ITC Hotels Ltd. | Services | 2.68% | ₹12.36 Cr | +2.56% | +1.89% | — |
| TVS Motor Company Ltd. | Automobile | 2.60% | ₹11.98 Cr | +2.37% | +2.43% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 2.53% | ₹11.68 Cr | +2.24% | +2.26% | — |
| Leela Palaces Hotels & Resorts Ltd. | Services | 2.45% | ₹11.27 Cr | — | — | — |
| Vishal Mega Mart Ltd. | Services | 2.40% | ₹11.07 Cr | +2.61% | +1.90% | — |
| Arvind Fashions Ltd. | Textiles | 2.34% | ₹10.77 Cr | +2.35% | +1.68% | — |
| Trent Ltd. | Services | 2.30% | ₹10.57 Cr | +1.74% | +2.00% | — |
| Mahindra & Mahindra Ltd. | Automobile | 2.24% | ₹10.30 Cr | +2.79% | +3.00% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2.14% | ₹9.87 Cr | +2.07% | +1.96% | — |
| Ethos Ltd. | Services | 2.13% | ₹9.83 Cr | +1.73% | +1.70% | — |
| HDFC Asset Management Company Ltd. | Financial | 2.12% | ₹9.78 Cr | +1.56% | +1.90% | — |
| Axis Bank Ltd. | Financial | 2.11% | ₹9.74 Cr | +2.06% | +1.82% | — |
| JK Cement Ltd. | Materials | 2.09% | ₹9.61 Cr | +2.07% | +1.65% | — |
| Eicher Motors Ltd. | Automobile | 2.03% | ₹9.34 Cr | +1.80% | +1.72% | — |
| Marico Ltd. | Consumer Staples | 2.01% | ₹9.25 Cr | +1.98% | +1.51% | — |
| Muthoot Finance Ltd. | Financial | 2.00% | ₹9.22 Cr | — | — | — |
| Affle 3I Ltd. | Technology | 1.92% | ₹8.86 Cr | +1.48% | — | — |
| Pidilite Industries Ltd. | Chemicals | 1.91% | ₹8.81 Cr | +2.12% | +1.75% | — |
| Abbott India Ltd. | Healthcare | 1.74% | ₹8.03 Cr | +1.79% | +1.45% | — |
| Hyundai Motor India Ltd. | Automobile | 1.73% | ₹7.98 Cr | +0.47% | +1.32% | — |
| Metro Brands Ltd. | Consumer Discretionary | 1.70% | ₹7.83 Cr | +1.87% | +1.64% | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.70% | ₹7.82 Cr | +1.66% | +0.87% | — |
| Bajaj Finance Ltd. | Financial | 1.68% | ₹7.73 Cr | — | — | — |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.57% | ₹7.25 Cr | +0.98% | +1.45% | — |
| Metropolis Healthcare Ltd. | Healthcare | 1.57% | ₹7.23 Cr | +2.06% | +1.70% | — |
| Swiggy Ltd. | Services | 1.56% | ₹7.17 Cr | — | — | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.52% | ₹7.02 Cr | +2.93% | +2.70% | — |
| One97 Communications Ltd. | Services | 1.52% | ₹7.02 Cr | +1.45% | +0.42% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 1.46% | ₹6.71 Cr | +1.57% | +1.82% | — |
| Pfizer Ltd. | Healthcare | 1.45% | ₹6.70 Cr | +1.41% | +1.50% | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.43% | ₹6.59 Cr | +1.61% | +1.65% | — |
| company:15106 | Healthcare | 1.41% | ₹6.49 Cr | — | — | — |
| Bikaji Foods International Ltd. | Consumer Staples | 1.40% | ₹6.46 Cr | +1.78% | +1.69% | — |
| Britannia Industries Ltd. | Consumer Staples | 1.40% | ₹6.45 Cr | +1.37% | +0.50% | — |
| Titan Company Ltd. | Consumer Discretionary | 1.34% | ₹6.20 Cr | +1.59% | +2.34% | — |
| Ultratech Cement Ltd. | Materials | 1.30% | ₹5.98 Cr | +1.77% | +1.73% | — |
| Shadowfax Technologies Ltd. | Services | 1.27% | ₹5.86 Cr | — | — | — |
| Radico Khaitan Ltd. | Consumer Staples | 1.24% | ₹5.70 Cr | +2.55% | +1.63% | — |
| Orkla India Ltd. | Consumer Staples | 1.18% | ₹5.45 Cr | +1.38% | +1.28% | — |
| Allied Blenders And Distillers Ltd. | Consumer Staples | 1.10% | ₹5.08 Cr | +2.32% | +1.70% | — |
| company:19686 | Healthcare | 1.10% | ₹5.07 Cr | — | — | — |
| Nippon Life India Asset Management Ltd. | Financial | 1.07% | ₹4.93 Cr | +1.46% | +1.50% | — |
| company:14484 | Consumer Staples | 1.00% | ₹4.61 Cr | — | +1.40% | — |
| Others | Others | 0.75% | ₹3.48 Cr | -0.08% | -0.65% | — |
| company:17603 | Services | 0.74% | ₹3.42 Cr | — | — | — |
| company:20312 | Consumer Discretionary | 0.53% | ₹2.42 Cr | — | — | — |
| company:17084 | Services | 0.52% | ₹2.38 Cr | — | — | — |
| company:17587 | Consumer Discretionary | 0.52% | ₹2.38 Cr | — | — | — |
| company:14673 | Materials | 0.49% | ₹2.24 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 2.61% | 0.16% | -2.44% |
| Hindustan Unilever Ltd. | 1.79% | 0.00% | -1.79% |
| company:15106 | 0.00% | 1.41% | +1.41% |
| Hyundai Motor India Ltd. | 0.52% | 1.73% | +1.21% |
| company:19686 | 0.00% | 1.10% | +1.10% |
| Tata Motors Passenger Vehicles Ltd. | 1.08% | 0.00% | -1.08% |
| Radico Khaitan Ltd. | 2.30% | 1.24% | -1.06% |
| company:14484 | 0.00% | 1.00% | +1.00% |
| Fortis Healthcare Ltd. | 0.99% | 0.00% | -0.99% |
| Apollo Hospitals Enterprise Ltd. | 2.48% | 1.52% | -0.95% |
| One97 Communications Ltd. | 2.46% | 1.52% | -0.94% |
| company:17603 | 0.00% | 0.74% | +0.74% |
| Mrs. Bectors Food Specialities Ltd. | 2.09% | 2.74% | +0.65% |
| Metropolis Healthcare Ltd. | 2.11% | 1.57% | -0.54% |
| company:20312 | 0.00% | 0.53% | +0.53% |
| company:17084 | 0.00% | 0.52% | +0.52% |
| Titan Company Ltd. | 1.86% | 1.34% | -0.52% |
| company:17587 | 0.00% | 0.52% | +0.52% |
| Ultratech Cement Ltd. | 1.79% | 1.30% | -0.50% |
| company:14673 | 0.00% | 0.49% | +0.49% |
| Swiggy Ltd. | 1.10% | 1.56% | +0.45% |
| Nippon Life India Asset Management Ltd. | 1.51% | 1.07% | -0.44% |
| Leela Palaces Hotels & Resorts Ltd. | 2.04% | 2.45% | +0.40% |
| LG Electronics India Ltd. | 2.14% | 2.53% | +0.39% |
| TVS Motor Company Ltd. | 2.97% | 2.60% | -0.37% |
| Eternal Ltd. | 2.69% | 3.03% | +0.34% |
| Bikaji Foods International Ltd. | 1.72% | 1.40% | -0.32% |
| Ethos Ltd. | 1.83% | 2.13% | +0.31% |
| Torrent Pharmaceuticals Ltd. | 2.34% | 2.14% | -0.20% |
| Axis Bank Ltd. | 1.92% | 2.11% | +0.19% |
| Vishal Mega Mart Ltd. | 2.24% | 2.40% | +0.16% |
| Interglobe Aviation Ltd. | 3.09% | 3.24% | +0.16% |
| Bharti Airtel Ltd. | 3.43% | 3.28% | -0.16% |
| Metro Brands Ltd. | 1.85% | 1.70% | -0.14% |
| Shadowfax Technologies Ltd. | 1.15% | 1.27% | +0.12% |
| The Indian Hotels Company Ltd. | 3.18% | 3.31% | +0.12% |
| Orkla India Ltd. | 1.07% | 1.18% | +0.12% |
| Eicher Motors Ltd. | 1.92% | 2.03% | +0.10% |
| Arvind Fashions Ltd. | 2.24% | 2.34% | +0.10% |
| Affle 3I Ltd. | 1.84% | 1.92% | +0.09% |
| Pidilite Industries Ltd. | 2.00% | 1.91% | -0.08% |
| HDFC Asset Management Company Ltd. | 2.04% | 2.12% | +0.08% |
| Bajaj Finance Ltd. | 1.74% | 1.68% | -0.07% |
| Godfrey Phillips India Ltd. | 2.66% | 2.72% | +0.07% |
| ITC Hotels Ltd. | 2.62% | 2.68% | +0.06% |
| Abbott India Ltd. | 1.80% | 1.74% | -0.06% |
| Marico Ltd. | 2.05% | 2.01% | -0.04% |
| JK Cement Ltd. | 2.13% | 2.09% | -0.04% |
| HDFC Life Insurance Co Ltd. | 1.42% | 1.46% | +0.04% |
| Allied Blenders And Distillers Ltd. | 1.06% | 1.10% | +0.04% |
| Muthoot Finance Ltd. | 2.02% | 2.00% | -0.02% |
| Eureka Forbes Ltd. | 2.71% | 2.70% | -0.01% |
| Pfizer Ltd. | 1.44% | 1.45% | +0.01% |
| Trent Ltd. | 2.31% | 2.30% | -0.01% |
| Safari Industries (India) Ltd. | 1.69% | 1.70% | +0.01% |
| Britannia Industries Ltd. | 1.39% | 1.40% | +0.01% |
| Mahindra & Mahindra Ltd. | 2.23% | 2.24% | +0.01% |
| ICICI Lombard General Insurance Company Ltd. | 1.43% | 1.43% | 0.00% |
| Ujjivan Small Finance Bank Ltd. | 1.57% | 1.57% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,436 Cr | 2.19% | 3.4% | 4.9% | 9.5% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | -0.2% | 3.0% | 9.4% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 10.9% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.8% | 2.1% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.4% | 8.8% | — |
 UTI India Consumer Fund | ₹733 Cr | 2.42% | -2.4% | 2.4% | 7.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme seeks to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies following consumption theme.
Fund managers
- Nikhil KapoorExecutive MBA IIM Indore, Post Graduate Diploma in Business Management - NMIMS, Bachelor of Management Studies.Prior to joining the LIC MF, he was associated with JM Financial Servies Ltd.
- Sumit BhatnagarMr. Bhatnagar is an MBA (Investment Management) from University of Toronto, Canada and CFA Charter (USA).Prior to joining LIC Mutual Fund. He was assocaited with Indiabulls Mutual Fund he has worked with SEBI.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months9.69% absolute | ₹60,000 | ₹65,814 | 9.69% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of LIC MF Consumption Fund?
The NAV of LIC MF Consumption Fund is ₹9.49 as on 25 Sep 2026.
What is the expense ratio of LIC MF Consumption Fund?
The expense ratio of LIC MF Consumption Fund is 2.69% per year.
What is the minimum SIP amount for LIC MF Consumption Fund?
You can start a SIP in LIC MF Consumption Fund with ₹3,000 a month.
Is there a lock-in or exit load on LIC MF Consumption Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 12% of the investment,1% will be charged for redemption within 90 days..
How risky is LIC MF Consumption Fund?
LIC MF Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages LIC MF Consumption Fund?
LIC MF Consumption Fund is managed by LIC Mutual Fund, which runs 33 schemes with ₹50,329 Cr under management.