Motilal Oswal Asset Allocation Passive FoF - Conservative
- NAV as on 24 Sep 2026
- ₹17.36-1.11%1 day
- Return since launch
- 10.9%
- 52-week range
- ₹16.22 — ₹17.79
- AUM
- ₹76.30 Cr
Motilal Oswal Asset Allocation Passive FoF - Conservative is a Multi Asset Allocation hybrid fund from Motilal Oswal Mutual Fund with ₹76.30 Cr under management, launched in 2021. Over three years it has returned 9.8% a year, against 13.2% for its category. The expense ratio is 0.59% and the SEBI riskometer reading is High.
Performance
Motilal Oswal Asset Allocation Passive FoF - Conservative NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +8.3% against +9.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.6% | −4.0 pts | 7.5% | 3.6% |
| 2Y | 8.0% | +0.3 pts | 7.7% | 8.3% |
| 3Y | 9.8% | −3.5 pts | 13.2% | 10.0% |
| 5Y | 11.0% | −0.4 pts | 11.4% | 12.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.3% | +0.6 pts | -2.9% | -2.9% |
| 3M | 0.5% | −0.1 pts | 0.6% | 1.1% |
| 6M | 4.6% | −1.0 pts | 5.7% | 6.9% |
| 1Y | 6.7% | −0.8 pts | 7.5% | 8.3% |
| 2Y | 7.8% | +1.6 pts | 6.2% | 6.6% |
| 3Y | 12.5% | −0.8 pts | 13.2% | 13.4% |
| 5Y | 9.6% | −1.8 pts | 11.4% | 11.0% |
Since launch (19 Feb 2021): 10.9%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 15.2% | −1.6 pts | 16.8% |
| 2024 | 12.9% | −3.5 pts | 16.4% |
| 2023 | 15.6% | −6.7 pts | 22.3% |
| 2022 | 1.7% | −4.5 pts | 6.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.58%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.49%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 1% if redeemed within 15 Days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NA
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.74 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 1.18 | 1.26 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 1.36 | 1.61 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 5.90 | 9.42 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Motilal Oswal Asset Allocation Passive FoF - Conservative portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity38.1%
- Debt50.2%
- Commodities10.6%
- Other1.1%
Market cap split
- Large75.9%
- Mid15.8%
- Small8.3%
- P/E
- 21.88
- P/B
- 3.49
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth | Unclassified | 50.34% | ₹38.41 Cr | +50.22% | +50.94% | +47.67% |
| Motilal Oswal Nifty 500 Index Fund Direct - Growth | Unclassified | 27.90% | ₹21.29 Cr | +27.16% | +29.08% | +27.75% |
| Motilal Oswal Gold ETF-Growth | Unclassified | 10.91% | ₹8.33 Cr | +11.21% | +11.58% | — |
| Motilal Oswal S&P 500 Index Fund Direct - Growth | Unclassified | 10.25% | ₹7.82 Cr | +10.63% | +7.83% | +10.13% |
| Others | Others | 0.60% | ₹0.45 Cr | -0.42% | +1.26% | +3.38% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Motilal Oswal Nifty 5 year Benchmark G-Sec ETF - Growth | 51.21% | 50.34% | -0.87% |
| Motilal Oswal Gold ETF-Growth | 10.11% | 10.91% | +0.80% |
| Motilal Oswal Nifty 500 Index Fund Direct - Growth | 28.16% | 27.90% | -0.26% |
| Others | -0.37% | -0.25% | +0.12% |
| Motilal Oswal S&P 500 Index Fund Direct - Growth | 10.17% | 10.25% | +0.08% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹7,364 Cr | 1.57% | 6.2% | 12.6% | 15.4% |
 Nippon India Multi Asset Allocation Fund | ₹17,984 Cr | 1.44% | 5.2% | 13.1% | 15.4% |
 WhiteOak Capital Multi Asset Allocation Fund | ₹8,778 Cr | 1.67% | 7.6% | 13.0% | — |
 Quant Multi Asset Allocation Fund | ₹6,528 Cr | 2.32% | 7.4% | 14.2% | 17.5% |
| Nippon India Multi - Asset Omni FoF | ₹3,056 Cr | 1.08% | 4.7% | 11.1% | 14.7% |
 Aditya Birla Sun Life Multi-Asset Omni FoF | ₹478 Cr | 1.33% | 6.3% | 11.8% | 13.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term growth/capital appreciation by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold The scheme seeks to generate long term growth/capital appreciation by offering asset allocation investment solution that predominantly invests in passive funds such as ETF/Index Funds of equity and equity related instruments (domestic as well as international), fixed income and Gold
Fund managers
- Rakesh ShettyMr. Shetty has done B.ComPrior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.
- Swapnil P MayekarMr. Mayekar is an M.Com from Mumbai University and also holds an Advanced Diploma in Business Administration from Welingkar, Mumbai.Prior to joining Motilal Oswal AMC he worked with Business Standard Limited from Aug 2005 to Feb 2010.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.61% absolute | ₹60,000 | ₹62,766 | 4.61% | |
| 1 year6.72% annualised | ₹1,20,000 | ₹1,24,459 | 3.72% | |
| 3 years12.46% annualised | ₹3,60,000 | ₹4,38,323 | 21.76% | |
| 5 years9.62% annualised | ₹6,00,000 | ₹7,72,789 | 28.80% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.