Motilal Oswal Balanced Advantage Fund
Dynamic Asset AllocationVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹20.15+0.43%1 day
- Return since launch
- 7.1%
- 52-week range
- ₹16.77 — ₹20.48
- AUM
- ₹712 Cr
Motilal Oswal Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from Motilal Oswal Mutual Fund with ₹712 Cr under management, launched in 2016. Over three years it has returned 2.4% a year, against 9.3% for its category. The expense ratio is 2.81% and the SEBI riskometer reading is Very High.
Performance
Motilal Oswal Balanced Advantage Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned 0.0% against +2.4% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 14.1% | +12.1 pts | 2.0% | 6.1% |
| 2Y | 5.3% | +0.6 pts | 4.7% | 4.8% |
| 3Y | 2.4% | −6.9 pts | 9.3% | 5.3% |
| 5Y | 5.1% | −3.0 pts | 8.1% | 8.0% |
| 7Y | 5.8% | −3.8 pts | 9.7% | 9.1% |
| 10Y | 6.3% | −3.1 pts | 9.4% | 9.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.2% | −1.0 pts | 5.2% | 5.3% |
| 3M | 3.0% | +2.6 pts | 0.3% | 0.5% |
| 6M | 11.4% | +7.3 pts | 4.1% | 4.3% |
| 1Y | 0.0% | −2.0 pts | 2.0% | 2.4% |
| 2Y | -3.2% | −6.7 pts | 3.5% | 3.8% |
| 3Y | 3.0% | −6.3 pts | 9.3% | 8.9% |
| 5Y | 4.9% | −3.2 pts | 8.1% | 7.8% |
| 7Y | 6.4% | −3.9 pts | 10.3% | 9.8% |
| 10Y | 7.2% | −2.2 pts | 9.4% | 9.1% |
Since launch (6 Sep 2016): 7.1%
Calendar-year returns
Category average8.8%
7.4%
-1.1%
24.1%
9.3%
-7.2%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -7.2% | −13.8 pts | 6.7% |
| 2024 | 9.3% | −4.9 pts | 14.2% |
| 2023 | 24.1% | +4.2 pts | 20.0% |
| 2022 | -1.1% | −6.2 pts | 5.1% |
| 2021 | 7.4% | −9.2 pts | 16.6% |
| 2020 | 8.8% | −5.6 pts | 14.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.77%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.03%
- Brokerage
- 0.11%
- Transaction charges
- 0.01%
- Statutory levies
- 0.62%
- Exit load
- Exit load of 1%, if redeemed within 365 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Hybrid 50+50 Moderate Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.20 | 1.25 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | -0.20 | 0.48 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | -0.28 | 0.63 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.82 | 10.86 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Motilal Oswal Balanced Advantage Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity68.5%
- Debt17.3%
- Other14.2%
Market cap split
- Large51.2%
- Mid29.3%
- Small19.6%
- P/E
- 43.77
- P/B
- 4.33
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 14.21% | ₹101 Cr | +19.23% | +5.07% | +1.11% |
| Kotak Mahindra Bank Ltd. | Financial | 4.35% | ₹30.93 Cr | +3.78% | — | — |
| Coforge Ltd. | Technology | 4.06% | ₹28.86 Cr | +4.54% | -0.94% | +9.00% |
| Eternal Ltd. | Services | 3.55% | ₹25.28 Cr | +4.95% | -0.95% | +9.64% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 3.51% | ₹24.99 Cr | +3.61% | +3.03% | — |
| Bajaj Finance Ltd. | Financial | 3.47% | ₹24.68 Cr | +3.40% | +3.53% | — |
| HDB Financial Services Ltd. | Financial | 3.47% | ₹24.68 Cr | +3.39% | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 3.46% | ₹24.60 Cr | +3.39% | +3.51% | — |
| Axis Bank Ltd. | Financial | 3.45% | ₹24.58 Cr | +2.86% | +2.43% | — |
| Muthoot Finance Ltd. | Financial | 3.45% | ₹24.53 Cr | +3.38% | +3.52% | — |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 3.44% | ₹24.51 Cr | +3.37% | +3.50% | — |
| Diamond Power Infrastructure Ltd. | Capital Goods | 3.29% | ₹23.41 Cr | — | — | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 3.28% | ₹23.32 Cr | — | — | — |
| Indusind Bank Ltd. | Financial | 3.20% | ₹22.74 Cr | +3.64% | +3.00% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 3.15% | ₹22.42 Cr | +3.91% | +2.51% | — |
| Shaily Engineering Plastics Ltd. | Materials | 2.95% | ₹21.01 Cr | +4.41% | +4.26% | +9.38% |
| Kusumgar Ltd. | Textiles | 2.93% | ₹20.84 Cr | — | — | — |
| Larsen & Toubro Ltd. | Construction | 2.80% | ₹19.90 Cr | +3.51% | — | — |
| Varun Beverages Ltd. | Consumer Staples | 2.72% | ₹19.36 Cr | — | — | — |
| Kanohar Electricals Ltd. | Capital Goods | 2.67% | ₹18.98 Cr | — | — | — |
| United Spirits Ltd. | Consumer Staples | 2.51% | ₹17.90 Cr | — | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 2.46% | ₹17.52 Cr | — | — | — |
| ABB India Ltd. | Capital Goods | 2.13% | ₹15.18 Cr | +2.66% | — | — |
| Billionbrains Garage Ventures Ltd. | Financial | 2.11% | ₹14.99 Cr | — | — | — |
| Titan Company Ltd. | Consumer Discretionary | 2.10% | ₹14.94 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 1.82% | ₹12.95 Cr | +3.43% | -0.91% | — |
| Samvardhana Motherson International Ltd. | Automobile | 1.69% | ₹12.02 Cr | — | — | — |
| Jindal Steel Ltd. | Metals & Mining | 1.67% | ₹11.87 Cr | — | — | — |
| Bosch Ltd. | Automobile | 1.59% | ₹11.29 Cr | — | — | — |
| Manipal Health Enterprises Ltd. | Healthcare | 1.59% | ₹11.31 Cr | — | — | — |
| Shiprocket Ltd. | Technology | 1.56% | ₹11.10 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.36% | ₹9.71 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Ather Energy Ltd. | 2.88% | 0.00% | -2.88% |
| Kanohar Electricals Ltd. | 0.00% | 2.67% | +2.67% |
| Schneider Electric Infrastructure Ltd. | 2.22% | 0.00% | -2.22% |
| Billionbrains Garage Ventures Ltd. | 0.00% | 2.11% | +2.11% |
| Shriram Finance Ltd | 3.60% | 1.82% | -1.78% |
| Bharti Airtel Ltd. | 1.49% | 0.00% | -1.49% |
| Mankind Pharma Ltd. | 0.00% | 1.36% | +1.36% |
| Others | 4.11% | 5.42% | +1.31% |
| Manipal Health Enterprises Ltd. | 2.66% | 1.59% | -1.07% |
| Kotak Mahindra Bank Ltd. | 3.45% | 4.35% | +0.90% |
| Axis Bank Ltd. | 3.01% | 3.45% | +0.44% |
| Coforge Ltd. | 4.41% | 4.06% | -0.35% |
| Varun Beverages Ltd. | 2.41% | 2.72% | +0.31% |
| Indusind Bank Ltd. | 3.45% | 3.20% | -0.25% |
| Lenskart Solutions Ltd. | 3.03% | 3.28% | +0.25% |
| ICICI Prudential Asset Management Company Ltd. | 3.28% | 3.51% | +0.23% |
| Kusumgar Ltd. | 2.71% | 2.93% | +0.22% |
| Diamond Power Infrastructure Ltd. | 3.09% | 3.29% | +0.20% |
| ABB India Ltd. | 2.30% | 2.13% | -0.17% |
| Shiprocket Ltd. | 1.73% | 1.56% | -0.17% |
| Bajaj Finance Ltd. | 3.33% | 3.47% | +0.14% |
| HDB Financial Services Ltd. | 3.33% | 3.47% | +0.14% |
| Kotak Mahindra Prime Ltd. | 3.32% | 3.46% | +0.14% |
| LG Electronics India Ltd. | 2.32% | 2.46% | +0.14% |
| Muthoot Finance Ltd. | 3.31% | 3.45% | +0.14% |
| Tata Capital Ltd.(Partly Paid Equity) | 3.30% | 3.44% | +0.14% |
| United Spirits Ltd. | 2.65% | 2.51% | -0.14% |
| Titan Company Ltd. | 2.23% | 2.10% | -0.13% |
| Larsen & Toubro Ltd. | 2.88% | 2.80% | -0.08% |
| Shaily Engineering Plastics Ltd. | 3.02% | 2.95% | -0.07% |
| Eternal Ltd. | 3.49% | 3.55% | +0.06% |
| Torrent Pharmaceuticals Ltd. | 3.18% | 3.15% | -0.03% |
| Bosch Ltd. | 1.61% | 1.59% | -0.02% |
| Jindal Steel Ltd. | 1.68% | 1.67% | -0.01% |
| Samvardhana Motherson International Ltd. | 1.69% | 1.69% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹18,275 Cr | 2.11% | 7.3% | 6.9% | 10.2% |
 ICICI Prudential Balanced Advantage Fund | ₹71,913 Cr | 1.52% | 8.8% | 8.6% | 10.5% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹9,836 Cr | 1.96% | 10.5% | 8.9% | 10.5% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,162 Cr | 2.04% | 7.8% | 7.7% | 10.4% |
 Axis Balanced Advantage Fund | ₹3,651 Cr | 2.18% | 7.4% | 6.8% | 9.7% |
 Quant Dynamic Asset Allocation Fund | ₹810 Cr | 2.84% | 2.0% | 2.5% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives & International Stocks, debt, money market instruments.
Fund managers
- Ankit AgarwalMr. Agarwal has done B. Tech. Computer Science and Engg., Economics Management, PGDM Finance.Prior to joining Motilal Oswal Mutual Fund he has worked with UTI Mutual Fund, Centrum Capital Ltd as Senior Vice President - Fund Manager, Wealth and Investment Management at Barclays as Asst Vice President, Lehman Brothers, London as Senior analyst, BNP Paribas and D. E. Shaw & Co..
- Rakesh ShettyMr. Shetty has done B.ComPrior to joining Motilal Oswal Mutual Fund, he has worked with Company engaged in Capital Market Business wherein he was in charge of equity and debt ETFs, customized indices and has also been part of product development.
- Sandeep JainMr. jain is a C.A.Prior to joining Baroda BNP Paribas Mutual Fund, he has worked with Aditya Birla Sunlife Insurance and Sundaram Mutual Fund.
- Varun SharmaMr. Sharma is a Bachelor in Business Studies from Sukhdev College of Business Studies, University of Delhi and holds a Post Graduate Diploma in Management from IIM - Calcutta.Prior to joining Motilal Oswal Asset management, he has worked with Franklin Templeton Asset Management (India) Pvt. Ltd. ICICI Securities (Feb 2010 - August 2014) as an Equity research Analyst and Credit Analysis and Research Limited (Apr 2009 - Feb 2010) as a Ratings Analyst.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months11.39% absolute | ₹60,000 | ₹66,834 | 11.39% | |
| 1 year0.03% annualised | ₹1,20,000 | ₹1,20,020 | 0.02% | |
| 3 years3.00% annualised | ₹3,60,000 | ₹3,77,146 | 4.76% | |
| 5 years4.90% annualised | ₹6,00,000 | ₹6,81,098 | 13.52% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Motilal Oswal Balanced Advantage Fund?
The NAV of Motilal Oswal Balanced Advantage Fund is ₹20.15 as on 9 Nov 2026.
What is the expense ratio of Motilal Oswal Balanced Advantage Fund?
The expense ratio of Motilal Oswal Balanced Advantage Fund is 2.81% per year.
What is the minimum SIP amount for Motilal Oswal Balanced Advantage Fund?
You can start a SIP in Motilal Oswal Balanced Advantage Fund with ₹3,000 a month.
What returns has Motilal Oswal Balanced Advantage Fund given?
Motilal Oswal Balanced Advantage Fund has returned 14.1% over 1 year, 2.4% over 3 years and 5.1% over 5 years (annualised).
Is there a lock-in or exit load on Motilal Oswal Balanced Advantage Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 365 days..
How risky is Motilal Oswal Balanced Advantage Fund?
Motilal Oswal Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Motilal Oswal Balanced Advantage Fund?
Motilal Oswal Balanced Advantage Fund is managed by Motilal Oswal Mutual Fund, which runs 57 schemes with ₹1,70,273 Cr under management.