Navi Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹24.90-0.20%1 day
- Return since launch
- 11.5%
- 52-week range
- ₹20.77 — ₹25.39
- AUM
- ₹286 Cr
Navi Flexi Cap Fund is a Flexi Cap equity fund from Navi Mutual Fund with ₹286 Cr under management, launched in 2018. Over three years it has returned 7.6% a year, against 12.4% for its category. The expense ratio is 2.57% and the SEBI riskometer reading is Very High.
Performance
Navi Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.6% against -0.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 10.0% | +7.6 pts | 2.4% | 5.7% |
| 2Y | 8.9% | +2.7 pts | 6.2% | 3.8% |
| 3Y | 7.6% | −4.8 pts | 12.4% | 4.6% |
| 5Y | 9.9% | +0.2 pts | 9.8% | 9.3% |
| 7Y | 12.1% | −1.3 pts | 13.3% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.9% | −2.2 pts | 4.1% | 5.3% |
| 3M | -1.8% | −0.9 pts | -0.9% | -1.2% |
| 6M | 4.3% | +0.5 pts | 3.8% | 4.8% |
| 1Y | 6.6% | +4.2 pts | 2.4% | -0.9% |
| 2Y | 3.5% | +1.0 pts | 2.5% | 1.3% |
| 3Y | 10.2% | −2.2 pts | 12.4% | 10.8% |
| 5Y | 8.4% | −1.4 pts | 9.8% | 8.6% |
| 7Y | 12.4% | −2.1 pts | 14.5% | 12.5% |
Since launch (18 Jun 2018): 11.5%
Calendar-year returns
Category average8.8%
32.8%
0.4%
24.2%
11.3%
4.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.7% | +0.4 pts | 4.2% |
| 2024 | 11.3% | −10.5 pts | 21.8% |
| 2023 | 24.2% | −5.5 pts | 29.7% |
| 2022 | 0.4% | −1.2 pts | 1.7% |
| 2021 | 32.8% | −1.5 pts | 34.4% |
| 2020 | 8.8% | −10.2 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.56%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.43%
- Exit load
- For units in excess of 15% of the investment,1% will be charged for redemption within 365 days
- Lock-in
- None
Terms
- Min SIP
- ₹500
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.60 | 5.44 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.96 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.28 | 0.62 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.38 | 0.84 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.73 | 17.12 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Navi Flexi Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity93.6%
- Debt1.0%
- Other5.3%
Market cap split
- Large40.1%
- Mid17.3%
- Small42.7%
- P/E
- 21.46
- P/B
- 3.36
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 5.33% | ₹15.28 Cr | +6.79% | +3.52% | +8.38% |
| Axis Bank Ltd. | Financial | 3.62% | ₹10.36 Cr | +4.05% | +4.23% | +3.77% |
| ICICI Bank Ltd. | Financial | 3.60% | ₹10.31 Cr | +4.31% | +4.57% | +4.68% |
| HDFC Bank Ltd. | Financial | 3.26% | ₹9.32 Cr | +3.74% | +4.14% | +6.87% |
| Usha Martin Ltd. | Metals & Mining | 3.07% | ₹8.78 Cr | +3.12% | +2.97% | +3.19% |
| Kotak Mahindra Bank Ltd. | Financial | 2.99% | ₹8.57 Cr | +2.87% | +3.13% | +2.75% |
| Samvardhana Motherson International Ltd. | Automobile | 2.91% | ₹8.34 Cr | +2.69% | +2.31% | +2.13% |
| Yash Highvoltage Ltd. | Capital Goods | 2.29% | ₹6.57 Cr | +1.90% | +1.66% | — |
| Interarch Building Solutions Ltd. | Metals & Mining | 2.27% | ₹6.49 Cr | +1.48% | — | — |
| Rainbow Children's Medicare Ltd. | Healthcare | 2.20% | ₹6.31 Cr | +2.42% | +2.41% | +1.42% |
| Shanti Gold International Ltd. | Consumer Discretionary | 2.09% | ₹5.97 Cr | +1.02% | — | — |
| BLS International Services Ltd. | Services | 2.04% | ₹5.84 Cr | +2.39% | +2.20% | +2.76% |
| Varun Beverages Ltd. | Consumer Staples | 1.95% | ₹5.59 Cr | +2.34% | +2.14% | +2.27% |
| Fiem Industries Ltd. | Automobile | 1.93% | ₹5.51 Cr | +2.13% | +2.18% | +0.64% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.84% | ₹5.28 Cr | — | — | — |
| Bharti Airtel Ltd. | Communication | 1.81% | ₹5.18 Cr | +1.95% | +2.27% | +2.67% |
| Reliance Industries Ltd. | Energy | 1.78% | ₹5.10 Cr | +1.98% | +2.49% | +2.32% |
| Astral Ltd. | Materials | 1.75% | ₹5.00 Cr | +1.74% | +2.51% | +1.97% |
| CreditAccess Grameen Ltd. | Financial | 1.73% | ₹4.96 Cr | +2.07% | +1.95% | +2.08% |
| SJS Enterprises Ltd. | Automobile | 1.70% | ₹4.85 Cr | +2.13% | +2.24% | +1.46% |
| Action Construction Equipment Ltd. | Capital Goods | 1.66% | ₹4.74 Cr | +1.40% | +1.24% | +0.97% |
| Larsen & Toubro Ltd. | Construction | 1.58% | ₹4.51 Cr | +1.77% | +1.81% | +0.22% |
| Dhanuka Agritech Ltd. | Chemicals | 1.57% | ₹4.49 Cr | +1.27% | +0.85% | — |
| Lumax Industries Ltd. | Automobile | 1.56% | ₹4.45 Cr | +1.50% | +1.60% | +2.09% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.55% | ₹4.42 Cr | +1.00% | +0.38% | — |
| Powerica Ltd. | Capital Goods | 1.51% | ₹4.32 Cr | +1.58% | — | — |
| United Spirits Ltd. | Consumer Staples | 1.49% | ₹4.27 Cr | +1.06% | +1.16% | +0.18% |
| Canara Robeco Asset Management Company Ltd. | Financial | 1.48% | ₹4.24 Cr | +1.66% | +1.76% | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.43% | ₹4.08 Cr | +2.01% | +2.08% | +1.90% |
| Tata Consultancy Services Ltd. | Technology | 1.40% | ₹4.00 Cr | +0.90% | +1.27% | +1.43% |
| Interglobe Aviation Ltd. | Services | 1.39% | ₹3.99 Cr | +1.53% | +1.36% | +1.77% |
| ASK Automotive Ltd. | Automobile | 1.33% | ₹3.81 Cr | +1.33% | +1.59% | — |
| GNG Electronics Ltd. | Consumer Discretionary | 1.33% | ₹3.80 Cr | +1.76% | +1.20% | — |
| 360 One Wam Ltd. | Financial | 1.30% | ₹3.71 Cr | +0.90% | +0.47% | — |
| BSE Ltd. | Services | 1.30% | ₹3.71 Cr | — | — | — |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | 1.30% | ₹3.73 Cr | +0.87% | +1.89% | +1.43% |
| Shriram Finance Ltd | Financial | 1.24% | ₹3.54 Cr | +1.84% | +2.80% | +3.00% |
| Infosys Ltd. | Technology | 1.23% | ₹3.53 Cr | +0.79% | +1.19% | +2.36% |
| ITC Ltd. | Consumer Staples | 1.22% | ₹3.49 Cr | +1.36% | +1.65% | +2.11% |
| UNO Minda Ltd. | Automobile | 1.21% | ₹3.45 Cr | +1.14% | +1.31% | +0.90% |
| Aditya Birla Sun Life AMC Ltd. | Financial | 1.18% | ₹3.38 Cr | +1.40% | +1.29% | — |
| Pricol Ltd. | Automobile | 1.16% | ₹3.33 Cr | +0.95% | +0.99% | — |
| UPL Ltd. | Chemicals | 1.13% | ₹3.24 Cr | +1.22% | +1.47% | +1.55% |
| Sansera Engineering Ltd. | Automobile | 1.11% | ₹3.18 Cr | +0.80% | +2.32% | +2.82% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.11% | ₹3.18 Cr | +1.16% | +1.32% | +1.10% |
| Time Technoplast Ltd. | Materials | 1.04% | ₹2.97 Cr | +1.24% | +1.07% | +0.98% |
| Indegene Ltd. | Healthcare | 0.98% | ₹2.81 Cr | +0.89% | +0.89% | +1.05% |
| Tata Motors Ltd. | Automobile | 0.93% | ₹2.66 Cr | +0.95% | +1.07% | — |
| CE Info Systems Ltd. | Technology | 0.88% | ₹2.53 Cr | +0.85% | +1.02% | +0.52% |
| Info Edge (India) Ltd. | Services | 0.87% | ₹2.50 Cr | +0.33% | +0.40% | — |
| Power Finance Corporation Ltd. | Financial | 0.85% | ₹2.42 Cr | +1.13% | +1.22% | +0.70% |
| Bank of Maharashtra | Financial | 0.77% | ₹2.20 Cr | +0.90% | +0.73% | +0.74% |
| REC Ltd. | Financial | 0.75% | ₹2.15 Cr | +0.93% | +0.95% | +0.51% |
| Bank Of Baroda | Financial | 0.74% | ₹2.11 Cr | +0.89% | +0.98% | — |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.68% | ₹1.96 Cr | +0.72% | — | — |
| Aditya Birla Capital Ltd. | Financial | 0.63% | ₹1.81 Cr | +0.66% | +0.60% | +0.55% |
| Zen Technologies Ltd. | Technology | 0.62% | ₹1.77 Cr | +0.69% | +0.61% | +0.62% |
| Narayana Hrudayalaya Ltd. | Healthcare | 0.59% | ₹1.70 Cr | +0.67% | +0.66% | +0.21% |
| Ashok Leyland Ltd. | Automobile | 0.54% | ₹1.54 Cr | +0.56% | +0.66% | +0.56% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 0.53% | ₹1.52 Cr | — | — | — |
| Senco Gold Ltd. | Consumer Discretionary | 0.52% | ₹1.48 Cr | +0.54% | +0.55% | +0.62% |
| The Indian Hotels Company Ltd. | Services | 0.50% | ₹1.42 Cr | — | — | — |
| HDFC Asset Management Company Ltd. | Financial | 0.48% | ₹1.37 Cr | +0.57% | +0.57% | +0.66% |
| Redington Ltd. | Services | 0.45% | ₹1.30 Cr | +1.55% | +1.36% | +0.59% |
| State Bank of India | Financial | 0.42% | ₹1.20 Cr | +0.46% | +0.53% | +0.84% |
| Gulf Oil Lubricants India Ltd. | Chemicals | 0.41% | ₹1.18 Cr | +0.40% | +0.40% | +0.50% |
| Kewal Kiran Clothing Ltd. | Textiles | 0.40% | ₹1.15 Cr | +0.44% | +0.45% | +0.52% |
| Computer Age Management Services Ltd. | Services | 0.35% | ₹1.01 Cr | +0.43% | +0.40% | +0.45% |
| PI Industries Ltd. | Chemicals | 0.28% | ₹0.81 Cr | +0.32% | +0.41% | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.26% | ₹0.75 Cr | +0.29% | +0.24% | +0.24% |
| Union Bank of India | Financial | 0.26% | ₹0.74 Cr | +0.27% | +0.31% | +0.48% |
| Supreme Industries Ltd. | Materials | 0.18% | ₹0.52 Cr | +0.17% | +0.24% | +0.25% |
| Suprajit Engineering Ltd. | Automobile | 0.16% | ₹0.46 Cr | +0.16% | +0.16% | +0.17% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Shanti Gold International Ltd. | 1.61% | 2.09% | +0.48% |
| Interarch Building Solutions Ltd. | 1.81% | 2.27% | +0.46% |
| Others | 5.70% | 5.33% | -0.37% |
| Yash Highvoltage Ltd. | 2.02% | 2.29% | +0.27% |
| Powerica Ltd. | 1.26% | 1.51% | +0.25% |
| Action Construction Equipment Ltd. | 1.44% | 1.66% | +0.22% |
| ICICI Bank Ltd. | 3.81% | 3.60% | -0.21% |
| Varun Beverages Ltd. | 1.74% | 1.95% | +0.21% |
| GNG Electronics Ltd. | 1.14% | 1.33% | +0.19% |
| Tata Consultancy Services Ltd. | 1.57% | 1.40% | -0.17% |
| Sansera Engineering Ltd. | 0.95% | 1.11% | +0.16% |
| Canara Robeco Asset Management Company Ltd. | 1.64% | 1.48% | -0.16% |
| Infosys Ltd. | 1.36% | 1.23% | -0.13% |
| CE Info Systems Ltd. | 1.01% | 0.88% | -0.13% |
| Astral Ltd. | 1.87% | 1.75% | -0.12% |
| BLS International Services Ltd. | 2.16% | 2.04% | -0.12% |
| 360 One Wam Ltd. | 1.42% | 1.30% | -0.12% |
| Fiem Industries Ltd. | 1.81% | 1.93% | +0.12% |
| Lumax Industries Ltd. | 1.68% | 1.56% | -0.12% |
| HDFC Bank Ltd. | 3.14% | 3.26% | +0.12% |
| Usha Martin Ltd. | 2.95% | 3.07% | +0.12% |
| SJS Enterprises Ltd. | 1.80% | 1.70% | -0.10% |
| Shriram Finance Ltd | 1.34% | 1.24% | -0.10% |
| Kotak Mahindra Bank Ltd. | 2.90% | 2.99% | +0.09% |
| United Spirits Ltd. | 1.58% | 1.49% | -0.09% |
| ITC Ltd. | 1.14% | 1.22% | +0.08% |
| Kirloskar Oil Engines Ltd. | 0.60% | 0.68% | +0.08% |
| Rainbow Children's Medicare Ltd. | 2.28% | 2.20% | -0.08% |
| Apollo Hospitals Enterprise Ltd. | 1.50% | 1.43% | -0.07% |
| Reliance Industries Ltd. | 1.85% | 1.78% | -0.07% |
| Tata Motors Ltd. | 1.00% | 0.93% | -0.07% |
| Axis Bank Ltd. | 3.69% | 3.62% | -0.07% |
| CreditAccess Grameen Ltd. | 1.79% | 1.73% | -0.06% |
| UNO Minda Ltd. | 1.27% | 1.21% | -0.06% |
| Redington Ltd. | 0.39% | 0.45% | +0.06% |
| Sun Pharmaceutical Industries Ltd. | 1.17% | 1.11% | -0.06% |
| HDFC Asset Management Company Ltd. | 0.53% | 0.48% | -0.05% |
| Sky Gold And Diamonds Ltd. | 1.25% | 1.30% | +0.05% |
| Time Technoplast Ltd. | 0.99% | 1.04% | +0.05% |
| Ashok Leyland Ltd. | 0.59% | 0.54% | -0.05% |
| Larsen & Toubro Ltd. | 1.63% | 1.58% | -0.05% |
| Computer Age Management Services Ltd. | 0.39% | 0.35% | -0.04% |
| Info Edge (India) Ltd. | 0.91% | 0.87% | -0.04% |
| Pricol Ltd. | 1.20% | 1.16% | -0.04% |
| Zen Technologies Ltd. | 0.66% | 0.62% | -0.04% |
| REC Ltd. | 0.78% | 0.75% | -0.03% |
| State Bank of India | 0.45% | 0.42% | -0.03% |
| Aditya Birla Capital Ltd. | 0.65% | 0.63% | -0.02% |
| Aditya Birla Sun Life AMC Ltd. | 1.20% | 1.18% | -0.02% |
| BSE Ltd. | 1.32% | 1.30% | -0.02% |
| Dhanuka Agritech Ltd. | 1.59% | 1.57% | -0.02% |
| Interglobe Aviation Ltd. | 1.41% | 1.39% | -0.02% |
| Narayana Hrudayalaya Ltd. | 0.61% | 0.59% | -0.02% |
| Nippon Life India Asset Management Ltd. | 0.28% | 0.26% | -0.02% |
| Samvardhana Motherson International Ltd. | 2.93% | 2.91% | -0.02% |
| Senco Gold Ltd. | 0.54% | 0.52% | -0.02% |
| The Indian Hotels Company Ltd. | 0.48% | 0.50% | +0.02% |
| Union Bank of India | 0.28% | 0.26% | -0.02% |
| Kewal Kiran Clothing Ltd. | 0.42% | 0.40% | -0.02% |
| ASK Automotive Ltd. | 1.32% | 1.33% | +0.01% |
| Bank Of Baroda | 0.73% | 0.74% | +0.01% |
| Bharti Airtel Ltd. | 1.80% | 1.81% | +0.01% |
| Glenmark Pharmaceuticals Ltd. | 0.54% | 0.53% | -0.01% |
| Motilal Oswal Financial Services Ltd. | 1.56% | 1.55% | -0.01% |
| Multi Commodity Exchange Of India Ltd. | 1.83% | 1.84% | +0.01% |
| Power Finance Corporation Ltd. | 0.84% | 0.85% | +0.01% |
| Gulf Oil Lubricants India Ltd. | 0.40% | 0.41% | +0.01% |
| Bank of Maharashtra | 0.77% | 0.77% | 0.00% |
| Indegene Ltd. | 0.98% | 0.98% | 0.00% |
| PI Industries Ltd. | 0.28% | 0.28% | 0.00% |
| Suprajit Engineering Ltd. | 0.16% | 0.16% | 0.00% |
| Supreme Industries Ltd. | 0.18% | 0.18% | 0.00% |
| UPL Ltd. | 1.13% | 1.13% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹26,433 Cr | 2.01% | 14.5% | 9.9% | 14.9% |
 HDFC Flexi Cap Fund | ₹1,08,547 Cr | 1.36% | 10.5% | 9.5% | 15.1% |
 Motilal Oswal Flexi Cap Fund | ₹13,446 Cr | 1.97% | 14.7% | 9.0% | 14.6% |
 Invesco India Flexi Cap Fund | ₹5,488 Cr | 2.08% | 15.4% | 9.7% | — |
 Bank of India Flexi Cap Fund | ₹3,098 Cr | 2.29% | 11.9% | 9.1% | 15.0% |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.33% | 20.0% | 12.2% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.
Fund managers
- Rushabh PatelB.Tech. in Mechanical Engineering, Pandit Deendayal Petroleum University, Gandhinagar, MBA in Finance.Prior to joining Navi AMC, Rushabh key contributions include: Equity Research & Analysis: Conducted in-depth research and analysis of small, mid, and large-cap companies.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.28% absolute | ₹60,000 | ₹62,568 | 4.28% | |
| 1 year6.62% annualised | ₹1,20,000 | ₹1,24,391 | 3.66% | |
| 3 years10.21% annualised | ₹3,60,000 | ₹4,22,721 | 17.42% | |
| 5 years8.42% annualised | ₹6,00,000 | ₹7,48,081 | 24.68% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Navi Flexi Cap Fund?
The NAV of Navi Flexi Cap Fund is ₹24.90 as on 6 Nov 2026.
What is the expense ratio of Navi Flexi Cap Fund?
The expense ratio of Navi Flexi Cap Fund is 2.57% per year.
What is the minimum SIP amount for Navi Flexi Cap Fund?
You can start a SIP in Navi Flexi Cap Fund with ₹500 a month.
What returns has Navi Flexi Cap Fund given?
Navi Flexi Cap Fund has returned 10.0% over 1 year, 7.6% over 3 years and 9.9% over 5 years (annualised).
Is there a lock-in or exit load on Navi Flexi Cap Fund?
Lock-in: None. Exit load: For units in excess of 15% of the investment,1% will be charged for redemption within 365 days.
How risky is Navi Flexi Cap Fund?
Navi Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages Navi Flexi Cap Fund?
Navi Flexi Cap Fund is managed by Navi Mutual Fund, which runs 18 schemes with ₹9,944 Cr under management.