Navi Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹24.60-1.57%1 day
- Return since launch
- 11.8%
- 52-week range
- ₹20.77 — ₹25.39
- AUM
- ₹297 Cr
Navi Flexi Cap Fund is a Flexi Cap equity fund from Navi Mutual Fund with ₹297 Cr under management, launched in 2018. Over three years it has returned 7.4% a year, against 11.4% for its category. The expense ratio is 2.58% and the SEBI riskometer reading is Very High.
Performance
Navi Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +8.0% against -1.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 8.5% | +7.4 pts | 1.1% | -0.7% |
| 2Y | 7.5% | +4.6 pts | 3.0% | 0.7% |
| 3Y | 7.4% | −4.0 pts | 11.4% | 3.6% |
| 5Y | 10.1% | +0.3 pts | 9.8% | 9.0% |
| 7Y | 12.5% | −0.8 pts | 13.3% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.7% | +0.8 pts | -3.5% | -3.6% |
| 3M | -0.2% | −0.6 pts | 0.3% | -0.1% |
| 6M | 12.3% | +2.5 pts | 9.8% | 8.7% |
| 1Y | 8.0% | +6.9 pts | 1.1% | -1.8% |
| 2Y | 0.5% | +2.0 pts | -1.6% | -3.2% |
| 3Y | 9.5% | −1.9 pts | 11.4% | 10.0% |
| 5Y | 9.0% | −0.8 pts | 9.8% | 8.7% |
| 7Y | 12.7% | −1.8 pts | 14.5% | 12.6% |
Since launch (18 Jun 2018): 11.8%
Calendar-year returns
Category average8.8%
32.8%
0.4%
24.2%
11.3%
4.7%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.7% | +0.4 pts | 4.2% |
| 2024 | 11.3% | −10.5 pts | 21.8% |
| 2023 | 24.2% | −5.5 pts | 29.7% |
| 2022 | 0.4% | −1.2 pts | 1.7% |
| 2021 | 32.8% | −1.5 pts | 34.4% |
| 2020 | 8.8% | −10.2 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.59%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.45%
- Exit load
- For units in excess of 15% of the investment,1% will be charged for redemption within 365 days
- Lock-in
- None
Terms
- Min SIP
- ₹500
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.86 | 5.64 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.97 | 1.04 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.38 | 0.74 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.50 | 0.98 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.50 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Navi Flexi Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity93.3%
- Debt1.0%
- Other5.7%
Market cap split
- Large40.9%
- Mid17.9%
- Small41.2%
- P/E
- 22.51
- P/B
- 3.53
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 5.70% | ₹16.94 Cr | +7.30% | +9.98% | +8.14% |
| ICICI Bank Ltd. | Financial | 3.81% | ₹11.34 Cr | +4.16% | +4.65% | +4.89% |
| Axis Bank Ltd. | Financial | 3.69% | ₹10.99 Cr | +4.09% | +4.48% | +3.51% |
| HDFC Bank Ltd. | Financial | 3.14% | ₹9.32 Cr | +3.68% | +4.47% | +6.92% |
| Usha Martin Ltd. | Metals & Mining | 2.95% | ₹8.78 Cr | +3.35% | +2.82% | +2.67% |
| Samvardhana Motherson International Ltd. | Automobile | 2.93% | ₹8.72 Cr | +2.80% | +2.61% | +1.88% |
| Kotak Mahindra Bank Ltd. | Financial | 2.90% | ₹8.62 Cr | +2.97% | +3.27% | +2.22% |
| Rainbow Children's Medicare Ltd. | Healthcare | 2.28% | ₹6.79 Cr | +2.49% | +1.21% | +1.01% |
| BLS International Services Ltd. | Services | 2.16% | ₹6.43 Cr | +2.13% | +2.32% | +2.13% |
| Yash Highvoltage Ltd. | Capital Goods | 2.02% | ₹5.99 Cr | +1.66% | +1.62% | — |
| Astral Ltd. | Materials | 1.87% | ₹5.56 Cr | +2.17% | +2.33% | +1.97% |
| Reliance Industries Ltd. | Energy | 1.85% | ₹5.49 Cr | +2.14% | +2.30% | +2.32% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.83% | ₹5.44 Cr | — | — | — |
| Fiem Industries Ltd. | Automobile | 1.81% | ₹5.40 Cr | +2.24% | +1.67% | +0.71% |
| Interarch Building Solutions Ltd. | Metals & Mining | 1.81% | ₹5.37 Cr | +0.92% | — | — |
| Bharti Airtel Ltd. | Communication | 1.80% | ₹5.35 Cr | +2.03% | +2.12% | +2.70% |
| SJS Enterprises Ltd. | Automobile | 1.80% | ₹5.35 Cr | +2.65% | +2.26% | +1.31% |
| CreditAccess Grameen Ltd. | Financial | 1.79% | ₹5.32 Cr | +1.90% | +1.89% | +2.17% |
| Varun Beverages Ltd. | Consumer Staples | 1.74% | ₹5.19 Cr | +2.57% | +2.24% | +2.51% |
| Lumax Industries Ltd. | Automobile | 1.68% | ₹4.99 Cr | +1.69% | +1.85% | +1.76% |
| Canara Robeco Asset Management Company Ltd. | Unclassified | 1.64% | ₹4.89 Cr | +1.74% | +1.32% | — |
| Larsen & Toubro Ltd. | Construction | 1.63% | ₹4.85 Cr | +1.84% | +0.82% | +0.21% |
| Shanti Gold International Ltd. | Consumer Discretionary | 1.61% | ₹4.77 Cr | — | — | — |
| Dhanuka Agritech Ltd. | Chemicals | 1.59% | ₹4.72 Cr | +1.47% | +0.86% | — |
| United Spirits Ltd. | Consumer Staples | 1.58% | ₹4.69 Cr | +1.05% | +1.16% | +0.18% |
| Tata Consultancy Services Ltd. | Technology | 1.57% | ₹4.68 Cr | +1.06% | +1.26% | +1.53% |
| Motilal Oswal Financial Services Ltd. | Financial | 1.56% | ₹4.64 Cr | +0.46% | +0.39% | — |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 1.50% | ₹4.45 Cr | +2.00% | +1.95% | +1.97% |
| Action Construction Equipment Ltd. | Capital Goods | 1.44% | ₹4.28 Cr | +1.28% | +0.78% | — |
| 360 One Wam Ltd. | Financial | 1.42% | ₹4.23 Cr | +0.48% | +0.49% | — |
| Interglobe Aviation Ltd. | Services | 1.41% | ₹4.19 Cr | +1.33% | +1.48% | +1.79% |
| Infosys Ltd. | Technology | 1.36% | ₹4.03 Cr | +0.96% | +1.10% | +2.42% |
| Shriram Finance Ltd | Financial | 1.34% | ₹4.00 Cr | +1.76% | +3.08% | +2.35% |
| ASK Automotive Ltd. | Automobile | 1.32% | ₹3.93 Cr | +1.42% | +1.32% | — |
| BSE Ltd. | Services | 1.32% | ₹3.94 Cr | — | — | — |
| UNO Minda Ltd. | Automobile | 1.27% | ₹3.76 Cr | +1.22% | +0.80% | +0.89% |
| Powerica Ltd. | Capital Goods | 1.26% | ₹3.74 Cr | +0.99% | — | — |
| Sky Gold And Diamonds Ltd. | Consumer Discretionary | 1.25% | ₹3.71 Cr | +1.36% | +1.90% | +1.05% |
| Aditya Birla Sun Life AMC Ltd. | Financial | 1.20% | ₹3.58 Cr | +1.36% | +1.16% | — |
| Pricol Ltd. | Automobile | 1.20% | ₹3.57 Cr | +0.94% | +0.48% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.17% | ₹3.47 Cr | +1.18% | +1.16% | +1.11% |
| GNG Electronics Ltd. | Consumer Discretionary | 1.14% | ₹3.39 Cr | +1.30% | +0.58% | — |
| ITC Ltd. | Consumer Staples | 1.14% | ₹3.40 Cr | +1.44% | +1.60% | +2.16% |
| UPL Ltd. | Chemicals | 1.13% | ₹3.37 Cr | +1.46% | +1.46% | +1.71% |
| CE Info Systems Ltd. | Technology | 1.01% | ₹2.99 Cr | +0.91% | +1.17% | — |
| Tata Motors Ltd. | Automobile | 1.00% | ₹2.97 Cr | +0.90% | +1.22% | — |
| Time Technoplast Ltd. | Materials | 0.99% | ₹2.96 Cr | +1.30% | +0.94% | +0.98% |
| Indegene Ltd. | Healthcare | 0.98% | ₹2.91 Cr | +0.93% | +0.90% | +1.02% |
| Sansera Engineering Ltd. | Automobile | 0.95% | ₹2.81 Cr | +0.75% | +2.33% | +2.62% |
| Info Edge (India) Ltd. | Services | 0.91% | ₹2.69 Cr | +0.36% | +0.37% | — |
| Power Finance Corporation Ltd. | Financial | 0.84% | ₹2.51 Cr | +1.20% | +0.68% | +0.65% |
| REC Ltd. | Financial | 0.78% | ₹2.33 Cr | +0.91% | +0.46% | — |
| Bank of Maharashtra | Financial | 0.77% | ₹2.28 Cr | +0.83% | +0.79% | +0.19% |
| Bank Of Baroda | Financial | 0.73% | ₹2.18 Cr | +0.92% | +1.13% | — |
| Zen Technologies Ltd. | Technology | 0.66% | ₹1.96 Cr | +0.69% | +0.57% | +0.64% |
| Aditya Birla Capital Ltd. | Financial | 0.65% | ₹1.94 Cr | +0.65% | +0.63% | +0.52% |
| Narayana Hrudayalaya Ltd. | Healthcare | 0.61% | ₹1.81 Cr | +0.68% | +0.67% | +0.21% |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.60% | ₹1.78 Cr | +0.62% | — | — |
| Ashok Leyland Ltd. | Automobile | 0.59% | ₹1.76 Cr | +0.58% | +0.81% | +0.50% |
| Senco Gold Ltd. | Consumer Discretionary | 0.54% | ₹1.60 Cr | +0.60% | +0.56% | +0.67% |
| company:5635 | Healthcare | 0.54% | ₹1.61 Cr | — | — | — |
| HDFC Asset Management Company Ltd. | Financial | 0.53% | ₹1.57 Cr | +0.60% | +0.62% | +0.65% |
| The Indian Hotels Company Ltd. | Services | 0.48% | ₹1.44 Cr | — | — | — |
| State Bank of India | Financial | 0.45% | ₹1.33 Cr | +0.45% | +0.58% | +1.28% |
| Kewal Kiran Clothing Ltd. | Textiles | 0.42% | ₹1.26 Cr | +0.41% | +0.49% | +0.50% |
| Gulf Oil Lubricants India Ltd. | Chemicals | 0.40% | ₹1.18 Cr | +0.38% | +0.44% | +0.52% |
| Computer Age Management Services Ltd. | Services | 0.39% | ₹1.17 Cr | +0.45% | +0.39% | +0.44% |
| Redington Ltd. | Services | 0.39% | ₹1.14 Cr | +1.33% | +0.57% | +0.51% |
| Nippon Life India Asset Management Ltd. | Financial | 0.28% | ₹0.82 Cr | +0.29% | +0.25% | +0.22% |
| PI Industries Ltd. | Chemicals | 0.28% | ₹0.83 Cr | +0.37% | +0.42% | — |
| Union Bank of India | Financial | 0.28% | ₹0.82 Cr | +0.27% | +0.34% | +0.43% |
| Supreme Industries Ltd. | Materials | 0.18% | ₹0.53 Cr | +0.20% | +0.23% | +0.27% |
| Suprajit Engineering Ltd. | Automobile | 0.16% | ₹0.48 Cr | +0.16% | +0.16% | +0.17% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Redington Ltd. | 1.75% | 0.39% | -1.36% |
| Multi Commodity Exchange Of India Ltd. | 0.97% | 1.83% | +0.86% |
| Others | 4.98% | 5.70% | +0.72% |
| company:5635 | 0.00% | 0.54% | +0.54% |
| Info Edge (India) Ltd. | 0.40% | 0.91% | +0.51% |
| Interarch Building Solutions Ltd. | 1.34% | 1.81% | +0.47% |
| SJS Enterprises Ltd. | 2.23% | 1.80% | -0.43% |
| Dhanuka Agritech Ltd. | 1.19% | 1.59% | +0.40% |
| CreditAccess Grameen Ltd. | 2.14% | 1.79% | -0.35% |
| BSE Ltd. | 1.01% | 1.32% | +0.31% |
| Fiem Industries Ltd. | 2.12% | 1.81% | -0.31% |
| GNG Electronics Ltd. | 1.44% | 1.14% | -0.30% |
| Samvardhana Motherson International Ltd. | 2.66% | 2.93% | +0.27% |
| Power Finance Corporation Ltd. | 1.09% | 0.84% | -0.25% |
| HDFC Bank Ltd. | 3.39% | 3.14% | -0.25% |
| Motilal Oswal Financial Services Ltd. | 1.31% | 1.56% | +0.25% |
| Rainbow Children's Medicare Ltd. | 2.53% | 2.28% | -0.25% |
| Varun Beverages Ltd. | 1.98% | 1.74% | -0.24% |
| Sky Gold And Diamonds Ltd. | 1.02% | 1.25% | +0.23% |
| Lumax Industries Ltd. | 1.46% | 1.68% | +0.22% |
| Time Technoplast Ltd. | 1.20% | 0.99% | -0.21% |
| Bharti Airtel Ltd. | 2.01% | 1.80% | -0.21% |
| ASK Automotive Ltd. | 1.51% | 1.32% | -0.19% |
| CE Info Systems Ltd. | 1.20% | 1.01% | -0.19% |
| Shanti Gold International Ltd. | 1.45% | 1.61% | +0.16% |
| ITC Ltd. | 1.29% | 1.14% | -0.15% |
| REC Ltd. | 0.93% | 0.78% | -0.15% |
| Indegene Ltd. | 0.84% | 0.98% | +0.14% |
| Sansera Engineering Ltd. | 0.81% | 0.95% | +0.14% |
| Polycab India Ltd. | 0.13% | 0.00% | -0.13% |
| Kotak Mahindra Bank Ltd. | 2.77% | 2.90% | +0.13% |
| Pricol Ltd. | 1.07% | 1.20% | +0.13% |
| UPL Ltd. | 1.25% | 1.13% | -0.12% |
| Axis Bank Ltd. | 3.58% | 3.69% | +0.11% |
| Senco Gold Ltd. | 0.64% | 0.54% | -0.10% |
| Reliance Industries Ltd. | 1.94% | 1.85% | -0.09% |
| UNO Minda Ltd. | 1.20% | 1.27% | +0.07% |
| Yash Highvoltage Ltd. | 1.95% | 2.02% | +0.07% |
| United Spirits Ltd. | 1.65% | 1.58% | -0.07% |
| Canara Robeco Asset Management Company Ltd. | 1.70% | 1.64% | -0.06% |
| Powerica Ltd. | 1.32% | 1.26% | -0.06% |
| Usha Martin Ltd. | 3.01% | 2.95% | -0.06% |
| Astral Ltd. | 1.82% | 1.87% | +0.05% |
| Narayana Hrudayalaya Ltd. | 0.66% | 0.61% | -0.05% |
| Tata Motors Ltd. | 0.95% | 1.00% | +0.05% |
| PI Industries Ltd. | 0.33% | 0.28% | -0.05% |
| BLS International Services Ltd. | 2.21% | 2.16% | -0.05% |
| ICICI Bank Ltd. | 3.86% | 3.81% | -0.05% |
| Apollo Hospitals Enterprise Ltd. | 1.54% | 1.50% | -0.04% |
| Bank Of Baroda | 0.77% | 0.73% | -0.04% |
| Kirloskar Oil Engines Ltd. | 0.64% | 0.60% | -0.04% |
| Shriram Finance Ltd | 1.30% | 1.34% | +0.04% |
| Zen Technologies Ltd. | 0.62% | 0.66% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | 1.20% | 1.17% | -0.03% |
| Infosys Ltd. | 1.39% | 1.36% | -0.03% |
| Action Construction Equipment Ltd. | 1.42% | 1.44% | +0.02% |
| Ashok Leyland Ltd. | 0.57% | 0.59% | +0.02% |
| Interglobe Aviation Ltd. | 1.43% | 1.41% | -0.02% |
| Tata Consultancy Services Ltd. | 1.59% | 1.57% | -0.02% |
| The Indian Hotels Company Ltd. | 0.50% | 0.48% | -0.02% |
| Union Bank of India | 0.26% | 0.28% | +0.02% |
| Computer Age Management Services Ltd. | 0.41% | 0.39% | -0.02% |
| 360 One Wam Ltd. | 1.41% | 1.42% | +0.01% |
| Aditya Birla Capital Ltd. | 0.66% | 0.65% | -0.01% |
| Aditya Birla Sun Life AMC Ltd. | 1.19% | 1.20% | +0.01% |
| Bank of Maharashtra | 0.76% | 0.77% | +0.01% |
| Gulf Oil Lubricants India Ltd. | 0.39% | 0.40% | +0.01% |
| HDFC Asset Management Company Ltd. | 0.54% | 0.53% | -0.01% |
| Kewal Kiran Clothing Ltd. | 0.43% | 0.42% | -0.01% |
| State Bank of India | 0.44% | 0.45% | +0.01% |
| Larsen & Toubro Ltd. | 1.63% | 1.63% | 0.00% |
| Nippon Life India Asset Management Ltd. | 0.28% | 0.28% | 0.00% |
| Suprajit Engineering Ltd. | 0.16% | 0.16% | 0.00% |
| Supreme Industries Ltd. | 0.18% | 0.18% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,332 Cr | 2.22% | 12.3% | 9.9% | 15.5% |
 Motilal Oswal Flexi Cap Fund | ₹14,160 Cr | 2.05% | 12.8% | 9.6% | 14.9% |
 Invesco India Flexi Cap Fund | ₹5,709 Cr | 2.07% | 5.4% | 8.0% | — |
 Bank of India Flexi Cap Fund | ₹2,953 Cr | 2.25% | 13.1% | 10.6% | 16.0% |
 360 ONE FlexiCap Fund | ₹2,250 Cr | 2.38% | 14.6% | 10.1% | — |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.34% | 15.8% | 11.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme to generate capital appreciation in the long term through equity investments by investing in a diversified portfolio of large cap, mid cap and small cap companies as defined by SEBI from time to time.
Fund managers
- Ashutosh ShirwaikarMr. Shirwaikar has done MMS and CFAPrior to joining Navi MF, he has worked with Quantum AMC and ICICI Bank
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months12.26% absolute | ₹60,000 | ₹67,356 | 12.26% | |
| 1 year7.99% annualised | ₹1,20,000 | ₹1,25,322 | 4.44% | |
| 3 years9.54% annualised | ₹3,60,000 | ₹4,18,208 | 16.17% | |
| 5 years8.98% annualised | ₹6,00,000 | ₹7,59,487 | 26.58% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Navi Flexi Cap Fund?
The NAV of Navi Flexi Cap Fund is ₹24.60 as on 24 Sep 2026.
What is the expense ratio of Navi Flexi Cap Fund?
The expense ratio of Navi Flexi Cap Fund is 2.58% per year.
What is the minimum SIP amount for Navi Flexi Cap Fund?
You can start a SIP in Navi Flexi Cap Fund with ₹500 a month.
What returns has Navi Flexi Cap Fund given?
Navi Flexi Cap Fund has returned 8.5% over 1 year, 7.4% over 3 years and 10.1% over 5 years (annualised).
Is there a lock-in or exit load on Navi Flexi Cap Fund?
Lock-in: None. Exit load: For units in excess of 15% of the investment,1% will be charged for redemption within 365 days.
How risky is Navi Flexi Cap Fund?
Navi Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages Navi Flexi Cap Fund?
Navi Flexi Cap Fund is managed by Navi Mutual Fund, which runs 17 schemes with ₹9,453 Cr under management.