PGIM India Equity Savings Fund
Equity SavingsModerateOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹51.83+0.60%1 day
- Return since launch
- 7.5%
- 52-week range
- ₹48.98 — ₹51.83
- AUM
- ₹56.50 Cr
PGIM India Equity Savings Fund is a Equity Savings hybrid fund from PGIM India Mutual Fund with ₹56.50 Cr under management, launched in 2004. Over three years it has returned 5.2% a year, against 8.0% for its category. The expense ratio is 1.77% and the SEBI riskometer reading is Moderate.
Performance
PGIM India Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.8% against +2.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.6% | +1.9 pts | 3.7% | 4.4% |
| 2Y | 4.9% | −0.2 pts | 5.1% | 4.4% |
| 3Y | 5.2% | −2.8 pts | 8.0% | 4.8% |
| 5Y | 5.8% | −1.1 pts | 6.9% | 6.4% |
| 7Y | 6.5% | −1.6 pts | 8.0% | 7.0% |
| 10Y | 6.6% | −1.0 pts | 7.6% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 2.6% | +0.4 pts | 2.2% | 2.5% |
| 3M | 0.8% | +0.2 pts | 0.7% | 0.4% |
| 6M | 3.3% | +0.5 pts | 2.8% | 2.8% |
| 1Y | 3.8% | +0.1 pts | 3.7% | 2.6% |
| 2Y | 4.8% | +0.2 pts | 4.7% | 4.1% |
| 3Y | 6.3% | −1.7 pts | 8.0% | 6.9% |
| 5Y | 5.5% | −1.4 pts | 6.9% | 6.0% |
| 7Y | 6.6% | −1.7 pts | 8.2% | 7.4% |
| 10Y | 6.7% | −0.9 pts | 7.6% | 7.0% |
Since launch (15 Jan 2004): 7.5%
Calendar-year returns
Category average5.2%
12.4%
3.2%
8.1%
7.2%
6.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.1% | −1.3 pts | 7.3% |
| 2024 | 7.2% | −4.7 pts | 11.9% |
| 2023 | 8.1% | −6.2 pts | 14.3% |
| 2022 | 3.2% | −1.0 pts | 4.2% |
| 2021 | 12.4% | −1.2 pts | 13.6% |
| 2020 | 5.2% | −5.2 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.77%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.12%
- Brokerage
- 0.08%
- Transaction charges
- 0.02%
- Statutory levies
- 0.55%
- Exit load
- For units in excess of 10% of the investment,0.5% will be charged for redemption within 90 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.53 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | -0.03 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | -0.03 | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 3.36 | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
PGIM India Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity19.7%
- Debt19.6%
- Other60.7%
Market cap split
- Large91.6%
- Mid8.4%
- P/E
- 20.34
- P/B
- 2.68
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 50.88% | ₹28.74 Cr | +5.82% | +6.26% | +14.64% |
| Brookfield India Real Estate Trust REIT | Construction | 4.97% | ₹2.81 Cr | +4.89% | +4.62% | — |
| IndiGrid Infrastructure Trust | Capital Goods | 4.83% | ₹2.73 Cr | +4.88% | +5.07% | — |
| Export-Import Bank Of India | Financial | 3.65% | ₹2.06 Cr | +3.50% | +3.35% | +3.03% |
| Indus Infra Trust | Construction | 3.60% | ₹2.03 Cr | +3.27% | +0.28% | — |
| GOI | Sovereign | 3.55% | ₹2.01 Cr | +5.13% | +1.66% | +1.48% |
| HDFC Bank Ltd. | Financial | 2.06% | ₹1.16 Cr | -11.78% | -10.40% | -14.56% |
| ICICI Bank Ltd. | Financial | 1.90% | ₹1.07 Cr | +1.81% | -1.50% | +1.70% |
| Reliance Industries Ltd. | Energy | 1.40% | ₹0.79 Cr | -9.72% | -11.92% | -14.74% |
| Bharti Airtel Ltd. | Communication | 1.14% | ₹0.65 Cr | +1.01% | +0.84% | -1.02% |
| State Bank of India | Financial | 0.93% | ₹0.52 Cr | +0.86% | +0.80% | — |
| Larsen & Toubro Ltd. | Construction | 0.83% | ₹0.47 Cr | +0.93% | -0.49% | -1.55% |
| Bajaj Finance Ltd. | Financial | 0.69% | ₹0.39 Cr | -9.56% | -11.62% | -18.10% |
| Infosys Ltd. | Technology | 0.68% | ₹0.39 Cr | +0.56% | +0.73% | — |
| Kotak Mahindra Bank Ltd. | Financial | 0.60% | ₹0.34 Cr | -4.46% | -3.88% | -3.86% |
| Axis Bank Ltd. | Financial | 0.53% | ₹0.30 Cr | -3.94% | +0.78% | +0.70% |
| Mahindra & Mahindra Ltd. | Automobile | 0.48% | ₹0.27 Cr | +0.48% | +0.48% | +0.43% |
| Tata Consultancy Services Ltd. | Technology | 0.46% | ₹0.26 Cr | +0.36% | +0.44% | +1.06% |
| Eternal Ltd. | Services | 0.43% | ₹0.24 Cr | +0.34% | +0.30% | +0.58% |
| Max Healthcare Institute Ltd. | Healthcare | 0.40% | ₹0.23 Cr | +0.45% | +0.37% | +0.43% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.39% | ₹0.22 Cr | +0.35% | +0.36% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.37% | ₹0.21 Cr | — | — | — |
| Titan Company Ltd. | Consumer Discretionary | 0.34% | ₹0.19 Cr | -9.76% | -8.46% | -7.72% |
| NTPC Ltd. | Energy | 0.31% | ₹0.17 Cr | +0.32% | +0.32% | — |
| Bharat Electronics Ltd. | Capital Goods | 0.30% | ₹0.17 Cr | +0.28% | +0.26% | — |
| TVS Motor Company Ltd. | Automobile | 0.30% | ₹0.17 Cr | +0.33% | +0.37% | +0.68% |
| ITC Ltd. | Consumer Staples | 0.27% | ₹0.15 Cr | +0.23% | +0.23% | — |
| Interglobe Aviation Ltd. | Services | 0.27% | ₹0.15 Cr | +0.13% | +0.09% | +0.44% |
| JSW Steel Ltd. | Metals & Mining | 0.27% | ₹0.15 Cr | +0.22% | +0.15% | — |
| Nestle India Ltd. | Consumer Staples | 0.27% | ₹0.15 Cr | +0.30% | +0.24% | — |
| Shriram Finance Ltd | Financial | 0.26% | ₹0.15 Cr | +0.28% | +0.23% | — |
| Maruti Suzuki India Ltd. | Automobile | 0.24% | ₹0.14 Cr | +0.35% | +0.35% | +0.45% |
| Ultratech Cement Ltd. | Materials | 0.24% | ₹0.13 Cr | +0.25% | +0.27% | +0.52% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.23% | ₹0.13 Cr | — | — | — |
| Tech Mahindra Ltd. | Technology | 0.23% | ₹0.13 Cr | +0.16% | +0.16% | — |
| Tata Steel Ltd. | Metals & Mining | 0.22% | ₹0.13 Cr | -14.52% | -17.34% | -13.48% |
| National Stock Exchange | Financial | 0.21% | ₹0.12 Cr | — | — | — |
| Power Grid Corporation Of India Ltd. | Energy | 0.21% | ₹0.12 Cr | +0.24% | +0.15% | — |
| Asian Paints Ltd. | Materials | 0.19% | ₹0.11 Cr | +0.22% | +0.19% | — |
| Eicher Motors Ltd. | Automobile | 0.19% | ₹0.11 Cr | +0.22% | +0.20% | — |
| Hindalco Industries Ltd. | Metals & Mining | 0.19% | ₹0.11 Cr | +0.22% | +0.10% | — |
| Persistent Systems Ltd. | Technology | 0.17% | ₹0.09 Cr | +0.13% | +0.15% | +0.28% |
| Divi's Laboratories Ltd. | Healthcare | 0.16% | ₹0.09 Cr | +0.15% | +0.15% | +0.20% |
| Varun Beverages Ltd. | Consumer Staples | 0.16% | ₹0.09 Cr | +0.31% | +0.27% | +0.59% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.14% | ₹0.08 Cr | +0.14% | +0.14% | +0.16% |
| Samvardhana Motherson International Ltd. | Automobile | 0.14% | ₹0.08 Cr | +0.19% | +0.17% | +0.19% |
| Muthoot Finance Ltd. | Financial | 0.13% | ₹0.07 Cr | +0.13% | +0.14% | +0.39% |
| SBI Life Insurance Company Ltd. | Insurance | 0.12% | ₹0.07 Cr | +0.12% | +0.14% | — |
| United Spirits Ltd. | Consumer Staples | 0.12% | ₹0.07 Cr | +0.27% | +0.30% | +0.28% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.11% | ₹0.06 Cr | +0.14% | +0.19% | +0.57% |
| LG Electronics India Ltd. | Consumer Discretionary | 0.11% | ₹0.06 Cr | +0.10% | +0.12% | — |
| Mankind Pharma Ltd. | Healthcare | 0.11% | ₹0.06 Cr | +0.21% | +0.16% | +0.30% |
| Cipla Ltd. | Healthcare | 0.06% | ₹0.03 Cr | +0.06% | -0.74% | — |
| Solar Industries India Ltd. | Chemicals | 0.06% | ₹0.04 Cr | +0.11% | +0.10% | +0.35% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 0.05% | ₹0.03 Cr | +0.21% | +0.18% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.03% | ₹0.02 Cr | -12.08% | -8.42% | -7.96% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.00% | ₹-0.00 Cr | -1.28% | -1.20% | — |
| NMDC Ltd. | Metals & Mining | 0.00% | ₹0.00 Cr | -9.24% | -7.96% | -7.04% |
| Ambuja Cements Ltd. | Materials | -0.01% | ₹-0.00 Cr | -5.60% | -5.02% | -15.98% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | -5.35% | -4.03% | +1.32% |
| Others | 2.54% | 3.56% | +1.02% |
| Adani Ports and Special Economic Zone Ltd. | -5.58% | -6.32% | -0.74% |
| Tata Steel Ltd. | -7.17% | -7.61% | -0.44% |
| Titan Company Ltd. | -5.81% | -5.45% | +0.36% |
| NMDC Ltd. | -4.74% | -4.39% | +0.35% |
| Bajaj Finance Ltd. | -5.17% | -4.87% | +0.30% |
| National Stock Exchange | 0.00% | 0.21% | +0.21% |
| Reliance Industries Ltd. | -4.96% | -4.75% | +0.21% |
| Export-Import Bank Of India | 3.52% | 3.65% | +0.13% |
| Bharti Airtel Ltd. | 1.04% | 1.14% | +0.10% |
| Ambuja Cements Ltd. | -2.72% | -2.63% | +0.09% |
| GOI | 3.46% | 3.55% | +0.09% |
| IndiGrid Infrastructure Trust | 4.74% | 4.83% | +0.09% |
| Indus Infra Trust | 3.53% | 3.60% | +0.07% |
| Infosys Ltd. | 0.75% | 0.68% | -0.07% |
| ITC Ltd. | 0.21% | 0.27% | +0.06% |
| Maruti Suzuki India Ltd. | 0.30% | 0.24% | -0.06% |
| SRF Ltd. | 0.06% | 0.00% | -0.06% |
| Tata Consultancy Services Ltd. | 0.52% | 0.46% | -0.06% |
| Torrent Pharmaceuticals Ltd. | 0.43% | 0.37% | -0.06% |
| Mahindra & Mahindra Ltd. | 0.53% | 0.48% | -0.05% |
| Interglobe Aviation Ltd. | 0.22% | 0.27% | +0.05% |
| ICICI Prudential Asset Management Company Ltd. | 0.10% | 0.05% | -0.05% |
| Kotak Mahindra Bank Ltd. | -2.46% | -2.51% | -0.05% |
| TVS Motor Company Ltd. | 0.34% | 0.30% | -0.04% |
| Eicher Motors Ltd. | 0.23% | 0.19% | -0.04% |
| Tech Mahindra Ltd. | 0.27% | 0.23% | -0.04% |
| Varun Beverages Ltd. | 0.12% | 0.16% | +0.04% |
| LG Electronics India Ltd. | 0.07% | 0.11% | +0.04% |
| Shriram Finance Ltd | 0.30% | 0.26% | -0.04% |
| JSW Steel Ltd. | 0.24% | 0.27% | +0.03% |
| Divi's Laboratories Ltd. | 0.19% | 0.16% | -0.03% |
| Hindalco Industries Ltd. | 0.22% | 0.19% | -0.03% |
| Tata Consumer Products Ltd. | 0.20% | 0.23% | +0.03% |
| Axis Bank Ltd. | -1.88% | -1.90% | -0.02% |
| Larsen & Toubro Ltd. | 0.85% | 0.83% | -0.02% |
| State Bank of India | 0.91% | 0.93% | +0.02% |
| Ultratech Cement Ltd. | 0.26% | 0.24% | -0.02% |
| Bharat Electronics Ltd. | 0.28% | 0.30% | +0.02% |
| Nestle India Ltd. | 0.29% | 0.27% | -0.02% |
| Asian Paints Ltd. | 0.20% | 0.19% | -0.01% |
| Hindustan Unilever Ltd. | -0.61% | -0.60% | +0.01% |
| ICICI Bank Ltd. | 1.89% | 1.90% | +0.01% |
| NTPC Ltd. | 0.30% | 0.31% | +0.01% |
| Power Grid Corporation Of India Ltd. | 0.22% | 0.21% | -0.01% |
| Sun Pharmaceutical Industries Ltd. | 0.38% | 0.39% | +0.01% |
| company:20133 | 0.01% | 0.00% | -0.01% |
| ICICI Lombard General Insurance Company Ltd. | 0.10% | 0.11% | +0.01% |
| Mankind Pharma Ltd. | 0.12% | 0.11% | -0.01% |
| Brookfield India Real Estate Trust REIT | 4.96% | 4.97% | +0.01% |
| Cipla Ltd. | 0.06% | 0.06% | 0.00% |
| Eternal Ltd. | 0.43% | 0.43% | 0.00% |
| HDFC Life Insurance Co Ltd. | 0.14% | 0.14% | 0.00% |
| Max Healthcare Institute Ltd. | 0.40% | 0.40% | 0.00% |
| Muthoot Finance Ltd. | 0.13% | 0.13% | 0.00% |
| Persistent Systems Ltd. | 0.17% | 0.17% | 0.00% |
| SBI Life Insurance Company Ltd. | 0.12% | 0.12% | 0.00% |
| Samvardhana Motherson International Ltd. | 0.14% | 0.14% | 0.00% |
| Solar Industries India Ltd. | 0.06% | 0.06% | 0.00% |
| United Spirits Ltd. | 0.12% | 0.12% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,311 Cr | 2.20% | 7.5% | 7.4% | 9.0% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.6% | 5.6% | 8.0% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.4% | 7.3% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.7% | 8.5% | 9.4% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.1% | 9.4% | 11.0% |
 Axis Equity Savings Fund | ₹855 Cr | 2.68% | 8.0% | 6.3% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide capital appreciation and income distribution to the investors by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Fund managers
- Anandha Padmanabhan AnjeneyanMr. Anjeneyan is a B. Com, ACA, CFA, FRMPrior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.
- Puneet PalMr. Pal is a B.Com (H) and MBA from SIBM Pune.Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
- Vinay PahariaMr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
- Vivek SharmaMr. Sharma is a PGDM FinancePrior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.28% absolute | ₹60,000 | ₹61,968 | 3.28% | |
| 1 year3.82% annualised | ₹1,20,000 | ₹1,22,512 | 2.09% | |
| 3 years6.28% annualised | ₹3,60,000 | ₹3,97,080 | 10.30% | |
| 5 years5.48% annualised | ₹6,00,000 | ₹6,91,600 | 15.27% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of PGIM India Equity Savings Fund?
The NAV of PGIM India Equity Savings Fund is ₹51.83 as on 6 Nov 2026.
What is the expense ratio of PGIM India Equity Savings Fund?
The expense ratio of PGIM India Equity Savings Fund is 1.77% per year.
What is the minimum SIP amount for PGIM India Equity Savings Fund?
You can start a SIP in PGIM India Equity Savings Fund with ₹3,000 a month.
What returns has PGIM India Equity Savings Fund given?
PGIM India Equity Savings Fund has returned 5.6% over 1 year, 5.2% over 3 years and 5.8% over 5 years (annualised).
Is there a lock-in or exit load on PGIM India Equity Savings Fund?
Lock-in: None. Exit load: For units in excess of 10% of the investment,0.5% will be charged for redemption within 90 days.
How risky is PGIM India Equity Savings Fund?
PGIM India Equity Savings Fund is rated Moderate on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages PGIM India Equity Savings Fund?
PGIM India Equity Savings Fund is managed by PGIM India Mutual Fund, which runs 25 schemes with ₹27,859 Cr under management.