PGIM India Retirement Fund
Large CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹12.15-0.16%1 day
- Return since launch
- 8.3%
- 52-week range
- ₹10.37 — ₹12.58
- AUM
- ₹109 Cr
PGIM India Retirement Fund is a Large Cap equity fund from PGIM India Mutual Fund with ₹109 Cr under management, launched in 2024. The expense ratio is 2.60% and the SEBI riskometer reading is Very High.
Performance
PGIM India Retirement Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.5% against -2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.3% | +8.3 pts | -2.0% | -5.8% |
| 2Y | 4.3% | +5.3 pts | -1.1% | -1.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.3% | +0.7 pts | -4.0% | -4.1% |
| 3M | 1.4% | +2.9 pts | -1.5% | -1.8% |
| 6M | 14.9% | +9.0 pts | 5.9% | 5.1% |
| 1Y | 2.5% | +4.5 pts | -2.0% | -2.7% |
| 2Y | -0.4% | +3.6 pts | -3.9% | -4.1% |
Since launch (26 Mar 2024): 8.3%
Calendar-year returns
Category average1.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 1.5% | −7.0 pts | 8.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.62%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.47%
- Exit load
- 0%
- Lock-in
- 5 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
PGIM India Retirement Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.0%
- Debt3.1%
Market cap split
- Large38.5%
- Mid31.3%
- Small30.1%
- P/E
- 34.24
- P/B
- 4.88
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 6.18% | ₹6.74 Cr | +4.96% | +5.63% | +5.99% |
| HDFC Bank Ltd. | Financial | 5.24% | ₹5.72 Cr | +3.66% | +4.52% | +5.08% |
| Reliance Industries Ltd. | Energy | 3.25% | ₹3.55 Cr | +3.72% | +4.06% | +4.15% |
| Others | Others | 2.88% | ₹3.17 Cr | +11.56% | +8.66% | +6.30% |
| Infosys Ltd. | Technology | 2.60% | ₹2.84 Cr | — | — | — |
| Tata Consultancy Services Ltd. | Technology | 2.34% | ₹2.55 Cr | +2.43% | +1.66% | +2.03% |
| Solar Industries India Ltd. | Chemicals | 2.13% | ₹2.32 Cr | +2.63% | +2.01% | +2.16% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.94% | ₹2.12 Cr | +2.22% | +1.90% | +1.85% |
| DOMS Industries Ltd. | Consumer Staples | 1.91% | ₹2.08 Cr | +0.77% | +0.84% | +0.92% |
| Bajaj Finance Ltd. | Financial | 1.86% | ₹2.03 Cr | +1.77% | +2.01% | — |
| Sai Life Sciences Ltd. | Healthcare | 1.76% | ₹1.92 Cr | +1.55% | +1.38% | +1.20% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.76% | ₹1.91 Cr | +0.74% | +0.75% | +0.65% |
| Eternal Ltd. | Services | 1.75% | ₹1.90 Cr | +1.47% | +1.50% | +2.01% |
| Bharti Airtel Ltd. | Communication | 1.74% | ₹1.90 Cr | +1.94% | +2.06% | +2.18% |
| Navin Fluorine International Ltd. | Chemicals | 1.64% | ₹1.78 Cr | +1.78% | +1.61% | +1.27% |
| Rubicon Research Ltd. | Healthcare | 1.50% | ₹1.63 Cr | +2.04% | +1.64% | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.43% | ₹1.55 Cr | +1.22% | +1.16% | +1.92% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.40% | ₹1.53 Cr | +1.56% | +1.58% | +1.61% |
| Mankind Pharma Ltd. | Healthcare | 1.32% | ₹1.43 Cr | +1.43% | +1.40% | +1.61% |
| JSW Infrastructure Ltd. | Services | 1.31% | ₹1.43 Cr | +0.89% | +0.86% | +1.04% |
| Gabriel India Ltd. | Automobile | 1.25% | ₹1.36 Cr | +1.05% | +0.99% | +1.20% |
| Max Healthcare Institute Ltd. | Healthcare | 1.25% | ₹1.36 Cr | +1.28% | +1.49% | +1.66% |
| Sundaram Finance Ltd. | Financial | 1.24% | ₹1.35 Cr | — | — | — |
| Computer Age Management Services Ltd. | Services | 1.17% | ₹1.28 Cr | +1.31% | +1.16% | — |
| Anthem Biosciences Ltd. | Healthcare | 1.16% | ₹1.27 Cr | +1.10% | +1.04% | +1.28% |
| Carborundum Universal Ltd. | Metals & Mining | 1.16% | ₹1.27 Cr | +1.19% | +0.99% | +0.41% |
| Coromandel International Ltd. | Chemicals | 1.14% | ₹1.24 Cr | +1.16% | +1.52% | +0.72% |
| Bharti Hexacom Ltd. | Communication | 1.13% | ₹1.23 Cr | +1.21% | +1.34% | +1.02% |
| Ultratech Cement Ltd. | Materials | 1.13% | ₹1.24 Cr | +1.26% | +1.44% | +1.50% |
| Neuland Laboratories Ltd. | Healthcare | 1.12% | ₹1.22 Cr | +0.92% | +0.71% | +0.79% |
| Supreme Industries Ltd. | Materials | 1.12% | ₹1.22 Cr | +1.24% | +1.43% | +1.69% |
| company:20770 | Capital Goods | 1.10% | ₹1.20 Cr | — | — | — |
| Prestige Estates Projects Ltd. | Construction | 1.08% | ₹1.18 Cr | +1.00% | +1.05% | +1.24% |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.08% | ₹1.17 Cr | +0.89% | +0.81% | +0.70% |
| Data Patterns (India) Ltd. | Capital Goods | 1.07% | ₹1.16 Cr | +1.05% | +0.87% | +0.68% |
| FSN E-Commerce Ventures Ltd. | Services | 1.05% | ₹1.14 Cr | +0.87% | +0.91% | +0.83% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.03% | ₹1.13 Cr | +1.31% | +1.43% | +1.46% |
| Info Edge (India) Ltd. | Services | 0.99% | ₹1.08 Cr | +0.83% | +0.88% | +0.62% |
| AU Small Finance Bank Ltd. | Financial | 0.98% | ₹1.06 Cr | +0.98% | +0.99% | — |
| company:20769 | Healthcare | 0.94% | ₹1.02 Cr | — | — | — |
| Nestle India Ltd. | Consumer Staples | 0.91% | ₹0.99 Cr | +0.95% | +0.89% | +0.84% |
| One97 Communications Ltd. | Services | 0.91% | ₹0.99 Cr | — | — | — |
| Bikaji Foods International Ltd. | Consumer Staples | 0.88% | ₹0.96 Cr | +1.02% | +1.03% | +1.34% |
| Endurance Technologies Ltd. | Automobile | 0.85% | ₹0.92 Cr | +0.89% | +0.90% | +1.02% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.85% | ₹0.92 Cr | +0.91% | +0.75% | +1.11% |
| Global Health Ltd. | Healthcare | 0.83% | ₹0.90 Cr | +0.74% | +0.73% | +0.92% |
| Varun Beverages Ltd. | Consumer Staples | 0.83% | ₹0.91 Cr | +1.74% | +1.53% | +1.74% |
| Clean Max Enviro Energy Solutions Ltd. | Energy | 0.82% | ₹0.90 Cr | +1.07% | +1.05% | — |
| ICICI Prudential Asset Management Company Ltd. | Unclassified | 0.82% | ₹0.89 Cr | +1.04% | +0.95% | — |
| Tube Investments Of India Ltd. | Automobile | 0.82% | ₹0.89 Cr | +1.02% | +0.92% | +1.04% |
| Container Corporation Of India Ltd. | Services | 0.81% | ₹0.88 Cr | +0.29% | +0.32% | +0.36% |
| Hero Motocorp Ltd. | Automobile | 0.80% | ₹0.87 Cr | — | — | — |
| Larsen & Toubro Ltd. | Construction | 0.80% | ₹0.87 Cr | +0.89% | +0.96% | +0.85% |
| company:16459 | Automobile | 0.80% | ₹0.87 Cr | — | — | — |
| UNO Minda Ltd. | Automobile | 0.79% | ₹0.86 Cr | +0.76% | +0.84% | +0.95% |
| company:9485 | Consumer Discretionary | 0.78% | ₹0.85 Cr | — | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 0.74% | ₹0.81 Cr | +0.74% | +0.80% | — |
| Interglobe Aviation Ltd. | Services | 0.73% | ₹0.79 Cr | — | — | +1.98% |
| Maruti Suzuki India Ltd. | Automobile | 0.73% | ₹0.80 Cr | +0.79% | +0.92% | +0.96% |
| NTPC Ltd. | Energy | 0.73% | ₹0.80 Cr | +0.96% | +0.98% | +0.88% |
| Timken India Ltd. | Capital Goods | 0.73% | ₹0.79 Cr | +0.40% | +0.39% | +0.34% |
| company:7167 | Materials | 0.73% | ₹0.80 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.72% | ₹0.79 Cr | +0.79% | +0.89% | +0.77% |
| company:429 | Automobile | 0.72% | ₹0.78 Cr | — | — | — |
| Affle 3I Ltd. | Technology | 0.71% | ₹0.77 Cr | +0.72% | +0.70% | +1.01% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.70% | ₹0.76 Cr | +0.59% | +0.74% | +1.02% |
| Kei Industries Ltd. | Capital Goods | 0.69% | ₹0.75 Cr | +0.70% | +0.69% | +0.55% |
| Oil India Ltd. | Energy | 0.69% | ₹0.75 Cr | — | — | — |
| Home First Finance Company India Ltd. | Financial | 0.65% | ₹0.71 Cr | +0.66% | +0.69% | +1.44% |
| company:20814 | Services | 0.64% | ₹0.69 Cr | — | — | — |
| Ashok Leyland Ltd. | Automobile | 0.63% | ₹0.69 Cr | +0.62% | +0.87% | — |
| Gillette India Ltd. | Consumer Staples | 0.63% | ₹0.68 Cr | +0.76% | +0.82% | +1.04% |
| International Gemological Institute Ltd. | Consumer Discretionary | 0.62% | ₹0.68 Cr | +0.75% | +0.69% | +0.73% |
| K.P.R. Mill Ltd. | Textiles | 0.62% | ₹0.68 Cr | +0.56% | +0.54% | +0.63% |
| 360 One Wam Ltd. | Financial | 0.60% | ₹0.66 Cr | +0.63% | +0.65% | +0.63% |
| Pidilite Industries Ltd. | Chemicals | 0.59% | ₹0.64 Cr | +0.57% | +0.59% | +0.64% |
| Triveni Turbine Ltd. | Construction | 0.59% | ₹0.64 Cr | +0.83% | +0.57% | +0.63% |
| BlackBuck Ltd. | Services | 0.58% | ₹0.63 Cr | +0.55% | +0.65% | — |
| Blue Star Ltd. | Consumer Discretionary | 0.57% | ₹0.62 Cr | +0.68% | +0.86% | +0.88% |
| SBI Life Insurance Company Ltd. | Insurance | 0.54% | ₹0.59 Cr | +0.63% | +0.72% | +0.67% |
| Amagi Media Labs Ltd. | Technology | 0.52% | ₹0.56 Cr | +0.40% | +0.40% | — |
| United Spirits Ltd. | Consumer Staples | 0.52% | ₹0.57 Cr | +0.49% | +0.55% | +0.55% |
| Devyani International Ltd. | Services | 0.42% | ₹0.46 Cr | +0.38% | +0.44% | +0.63% |
| Awfis Space Solutions Ltd. | Services | 0.34% | ₹0.37 Cr | +0.48% | +0.44% | +0.89% |
| Torrent Power Ltd. | Energy | 0.28% | ₹0.31 Cr | +0.37% | +0.42% | +0.34% |
| Safari Industries (India) Ltd. | Consumer Discretionary | 0.26% | ₹0.28 Cr | +0.28% | +0.35% | +0.44% |
| Dr Agarwals Eye Hospital Ltd. | Healthcare | 0.21% | ₹0.23 Cr | +0.22% | +0.21% | +0.22% |
| Reserve Bank of India | Financial | 0.14% | ₹0.15 Cr | +0.15% | +0.15% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:20770 | 0.00% | 1.10% | +1.10% |
| SRF Ltd. | 1.00% | 0.00% | -1.00% |
| Torrent Pharmaceuticals Ltd. | 2.75% | 1.76% | -0.99% |
| company:20769 | 0.00% | 0.94% | +0.94% |
| JSW Cement Ltd. | 0.85% | 0.00% | -0.85% |
| company:16459 | 0.00% | 0.80% | +0.80% |
| company:9485 | 0.00% | 0.78% | +0.78% |
| company:7167 | 0.00% | 0.73% | +0.73% |
| company:429 | 0.00% | 0.72% | +0.72% |
| Bharat Forge Ltd. | 0.68% | 0.00% | -0.68% |
| company:20814 | 0.00% | 0.64% | +0.64% |
| Eureka Forbes Ltd. | 0.58% | 0.00% | -0.58% |
| Others | 2.37% | 2.94% | +0.57% |
| Hexaware Technologies Ltd. | 0.50% | 0.00% | -0.50% |
| Sun Pharmaceutical Industries Ltd. | 0.45% | 0.00% | -0.45% |
| HDFC Bank Ltd. | 5.67% | 5.24% | -0.43% |
| Multi Commodity Exchange Of India Ltd. | 1.70% | 1.94% | +0.24% |
| Rubicon Research Ltd. | 1.26% | 1.50% | +0.24% |
| Bajaj Finance Ltd. | 2.06% | 1.86% | -0.20% |
| Bharti Airtel Ltd. | 1.94% | 1.74% | -0.20% |
| One97 Communications Ltd. | 0.73% | 0.91% | +0.18% |
| Neuland Laboratories Ltd. | 0.95% | 1.12% | +0.17% |
| Reliance Industries Ltd. | 3.41% | 3.25% | -0.16% |
| Solar Industries India Ltd. | 1.99% | 2.13% | +0.14% |
| Coromandel International Ltd. | 1.27% | 1.14% | -0.13% |
| Krishna Institute of Medical Sciences Ltd | 1.53% | 1.40% | -0.13% |
| Sai Life Sciences Ltd. | 1.63% | 1.76% | +0.13% |
| Navin Fluorine International Ltd. | 1.75% | 1.64% | -0.11% |
| Varun Beverages Ltd. | 0.94% | 0.83% | -0.11% |
| Blue Star Ltd. | 0.67% | 0.57% | -0.10% |
| Eternal Ltd. | 1.65% | 1.75% | +0.10% |
| Max Healthcare Institute Ltd. | 1.35% | 1.25% | -0.10% |
| Amagi Media Labs Ltd. | 0.61% | 0.52% | -0.09% |
| Clean Max Enviro Energy Solutions Ltd. | 0.90% | 0.82% | -0.08% |
| JSW Infrastructure Ltd. | 1.23% | 1.31% | +0.08% |
| Ultratech Cement Ltd. | 1.21% | 1.13% | -0.08% |
| Kei Industries Ltd. | 0.61% | 0.69% | +0.08% |
| Anthem Biosciences Ltd. | 1.08% | 1.16% | +0.08% |
| ICICI Bank Ltd. | 6.25% | 6.18% | -0.07% |
| Bharti Hexacom Ltd. | 1.20% | 1.13% | -0.07% |
| DOMS Industries Ltd. | 1.98% | 1.91% | -0.07% |
| ICICI Lombard General Insurance Company Ltd. | 1.10% | 1.03% | -0.07% |
| Devyani International Ltd. | 0.35% | 0.42% | +0.07% |
| LG Electronics India Ltd. | 0.67% | 0.74% | +0.07% |
| Infosys Ltd. | 2.66% | 2.60% | -0.06% |
| Maruti Suzuki India Ltd. | 0.79% | 0.73% | -0.06% |
| NTPC Ltd. | 0.79% | 0.73% | -0.06% |
| Sundaram Finance Ltd. | 1.30% | 1.24% | -0.06% |
| Torrent Power Ltd. | 0.34% | 0.28% | -0.06% |
| SBI Life Insurance Company Ltd. | 0.60% | 0.54% | -0.06% |
| Mankind Pharma Ltd. | 1.38% | 1.32% | -0.06% |
| Bikaji Foods International Ltd. | 0.93% | 0.88% | -0.05% |
| Computer Age Management Services Ltd. | 1.22% | 1.17% | -0.05% |
| Dixon Technologies (India) Ltd. | 1.38% | 1.43% | +0.05% |
| Info Edge (India) Ltd. | 0.94% | 0.99% | +0.05% |
| K.P.R. Mill Ltd. | 0.57% | 0.62% | +0.05% |
| Mrs. Bectors Food Specialities Ltd. | 0.65% | 0.70% | +0.05% |
| Data Patterns (India) Ltd. | 1.03% | 1.07% | +0.04% |
| Gillette India Ltd. | 0.67% | 0.63% | -0.04% |
| International Gemological Institute Ltd. | 0.66% | 0.62% | -0.04% |
| Sona BLW Precision Forgings Ltd. | 1.04% | 1.08% | +0.04% |
| UNO Minda Ltd. | 0.75% | 0.79% | +0.04% |
| BlackBuck Ltd. | 0.54% | 0.58% | +0.04% |
| Container Corporation Of India Ltd. | 0.85% | 0.81% | -0.04% |
| Bharat Electronics Ltd. | 0.69% | 0.72% | +0.03% |
| FSN E-Commerce Ventures Ltd. | 1.02% | 1.05% | +0.03% |
| Gabriel India Ltd. | 1.28% | 1.25% | -0.03% |
| Home First Finance Company India Ltd. | 0.68% | 0.65% | -0.03% |
| ICICI Prudential Asset Management Company Ltd. | 0.85% | 0.82% | -0.03% |
| Triveni Turbine Ltd. | 0.62% | 0.59% | -0.03% |
| Awfis Space Solutions Ltd. | 0.37% | 0.34% | -0.03% |
| Nestle India Ltd. | 0.94% | 0.91% | -0.03% |
| AU Small Finance Bank Ltd. | 0.96% | 0.98% | +0.02% |
| Ashok Leyland Ltd. | 0.61% | 0.63% | +0.02% |
| Carborundum Universal Ltd. | 1.14% | 1.16% | +0.02% |
| Endurance Technologies Ltd. | 0.83% | 0.85% | +0.02% |
| Pidilite Industries Ltd. | 0.57% | 0.59% | +0.02% |
| Tata Consultancy Services Ltd. | 2.36% | 2.34% | -0.02% |
| Timken India Ltd. | 0.75% | 0.73% | -0.02% |
| United Spirits Ltd. | 0.54% | 0.52% | -0.02% |
| Global Health Ltd. | 0.81% | 0.83% | +0.02% |
| Oil India Ltd. | 0.67% | 0.69% | +0.02% |
| Affle 3I Ltd. | 0.72% | 0.71% | -0.01% |
| Hero Motocorp Ltd. | 0.81% | 0.80% | -0.01% |
| Larsen & Toubro Ltd. | 0.79% | 0.80% | +0.01% |
| Prestige Estates Projects Ltd. | 1.09% | 1.08% | -0.01% |
| Safari Industries (India) Ltd. | 0.27% | 0.26% | -0.01% |
| Tube Investments Of India Ltd. | 0.83% | 0.82% | -0.01% |
| 360 One Wam Ltd. | 0.60% | 0.60% | 0.00% |
| Dr Agarwals Eye Hospital Ltd. | 0.21% | 0.21% | 0.00% |
| Interglobe Aviation Ltd. | 0.73% | 0.73% | 0.00% |
| Reserve Bank of India | 0.14% | 0.14% | 0.00% |
| Sumitomo Chemical India Ltd. | 0.85% | 0.85% | 0.00% |
| Supreme Industries Ltd. | 1.12% | 1.12% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,872 Cr | 2.51% | 0.7% | 4.8% | 9.7% |
 Quant Large Cap Fund | ₹3,651 Cr | 2.93% | 6.0% | 5.4% | — |
 Bandhan Large Cap Fund | ₹2,180 Cr | 2.20% | -2.8% | 4.0% | 9.1% |
 Invesco India Large Cap Fund | ₹2,021 Cr | 2.19% | 2.4% | 6.0% | 10.5% |
 WhiteOak Capital Large Cap Fund | ₹1,276 Cr | 2.48% | -4.3% | 3.6% | — |
 Bank of India Large Cap Fund | ₹231 Cr | 2.75% | 2.2% | 4.8% | 9.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Fund managers
- Anandha Padmanabhan AnjeneyanMr. Anjeneyan is a B. Com, ACA, CFA, FRMPrior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.
- Puneet PalMr. Pal is a B.Com (H) and MBA from SIBM Pune.Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
- Vinay PahariaMr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
- Vivek SharmaMr. Sharma is a PGDM FinancePrior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months14.95% absolute | ₹60,000 | ₹68,970 | 14.95% | |
| 1 year2.53% annualised | ₹1,20,000 | ₹1,21,657 | 1.38% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of PGIM India Retirement Fund?
The NAV of PGIM India Retirement Fund is ₹12.15 as on 25 Sep 2026.
What is the expense ratio of PGIM India Retirement Fund?
The expense ratio of PGIM India Retirement Fund is 2.60% per year.
What is the minimum SIP amount for PGIM India Retirement Fund?
You can start a SIP in PGIM India Retirement Fund with ₹3,000 a month.
Is there a lock-in or exit load on PGIM India Retirement Fund?
Lock-in: 5 years. Exit load: 0%.
How risky is PGIM India Retirement Fund?
PGIM India Retirement Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap category.
Which fund house manages PGIM India Retirement Fund?
PGIM India Retirement Fund is managed by PGIM India Mutual Fund, which runs 25 schemes with ₹26,640 Cr under management.