PGIM India Retirement Fund
Large CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹12.48+0.56%1 day
- Return since launch
- 8.9%
- 52-week range
- ₹10.37 — ₹12.58
- AUM
- ₹102 Cr
PGIM India Retirement Fund is a Large Cap equity fund from PGIM India Mutual Fund with ₹102 Cr under management, launched in 2024. The expense ratio is 2.59% and the SEBI riskometer reading is Very High.
Performance
PGIM India Retirement Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.5% against -0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 11.1% | +10.4 pts | 0.7% | 6.5% |
| 2Y | 6.6% | +1.6 pts | 5.0% | 4.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.5% | −3.2 pts | 9.7% | 9.7% |
| 3M | -0.1% | −1.2 pts | 1.1% | 0.7% |
| 6M | 6.3% | +0.1 pts | 6.2% | 5.8% |
| 1Y | 3.6% | +2.9 pts | 0.7% | 0.1% |
| 2Y | 4.3% | +1.4 pts | 2.8% | 2.6% |
Since launch (26 Mar 2024): 8.9%
Calendar-year returns
Category average1.5%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 1.5% | −7.0 pts | 8.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.59%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.45%
- Exit load
- 0%
- Lock-in
- 5 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
PGIM India Retirement Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity96.4%
- Debt3.6%
- Other0.0%
Market cap split
- Large38.3%
- Mid31.2%
- Small30.5%
- P/E
- 32.15
- P/B
- 4.56
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 5.90% | ₹6.12 Cr | +5.18% | +5.42% | +5.71% |
| HDFC Bank Ltd. | Financial | 5.51% | ₹5.71 Cr | +4.26% | +4.10% | +5.02% |
| Others | Others | 3.49% | ₹3.56 Cr | +14.60% | +10.10% | +10.14% |
| Reliance Industries Ltd. | Energy | 3.18% | ₹3.30 Cr | +3.48% | +4.31% | +4.12% |
| Infosys Ltd. | Technology | 2.40% | ₹2.49 Cr | +0.83% | — | — |
| Solar Industries India Ltd. | Chemicals | 2.19% | ₹2.27 Cr | +2.57% | +1.98% | +2.06% |
| Tata Consultancy Services Ltd. | Technology | 2.10% | ₹2.18 Cr | +2.09% | +1.63% | +1.88% |
| Multi Commodity Exchange Of India Ltd. | Services | 1.98% | ₹2.06 Cr | +2.04% | +2.04% | +1.93% |
| Sai Life Sciences Ltd. | Healthcare | 1.93% | ₹2.01 Cr | +1.57% | +1.48% | +1.23% |
| DOMS Industries Ltd. | Consumer Staples | 1.89% | ₹1.96 Cr | +1.46% | +0.92% | +0.93% |
| Eternal Ltd. | Services | 1.79% | ₹1.86 Cr | +1.49% | +1.53% | +2.05% |
| Bajaj Finance Ltd. | Financial | 1.78% | ₹1.84 Cr | +1.87% | +1.78% | — |
| Bharti Airtel Ltd. | Communication | 1.77% | ₹1.84 Cr | +1.88% | +2.15% | +2.14% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.75% | ₹1.81 Cr | +0.74% | +0.81% | +0.65% |
| Navin Fluorine International Ltd. | Chemicals | 1.64% | ₹1.70 Cr | +1.83% | +1.75% | +1.24% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.46% | ₹1.51 Cr | +1.60% | +1.45% | +1.54% |
| JSW Infrastructure Ltd. | Services | 1.44% | ₹1.50 Cr | +1.00% | +0.89% | +1.10% |
| Mankind Pharma Ltd. | Healthcare | 1.43% | ₹1.48 Cr | +1.46% | +1.37% | +1.57% |
| Rubicon Research Ltd. | Healthcare | 1.40% | ₹1.45 Cr | +1.22% | +1.78% | — |
| Carborundum Universal Ltd. | Metals & Mining | 1.38% | ₹1.43 Cr | +1.31% | +1.02% | +0.41% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.32% | ₹1.37 Cr | +1.21% | +1.17% | +1.86% |
| Sundaram Finance Ltd. | Financial | 1.25% | ₹1.29 Cr | — | — | — |
| Gabriel India Ltd. | Automobile | 1.22% | ₹1.27 Cr | +1.13% | +0.90% | +1.21% |
| Molbio Diagnostics Ltd. | Healthcare | 1.19% | ₹1.23 Cr | — | — | — |
| Anthem Biosciences Ltd. | Healthcare | 1.18% | ₹1.22 Cr | +1.06% | +1.08% | +1.18% |
| Max Healthcare Institute Ltd. | Healthcare | 1.17% | ₹1.21 Cr | +1.43% | +1.45% | +1.58% |
| Dhoot Transmission Ltd. | Capital Goods | 1.16% | ₹1.21 Cr | — | — | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.16% | ₹1.20 Cr | +0.87% | +0.80% | +0.65% |
| Supreme Industries Ltd. | Materials | 1.14% | ₹1.19 Cr | +1.05% | +1.49% | +1.58% |
| Ultratech Cement Ltd. | Materials | 1.14% | ₹1.18 Cr | +1.18% | +1.34% | +1.44% |
| Coromandel International Ltd. | Chemicals | 1.10% | ₹1.15 Cr | +1.27% | +1.44% | +0.69% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.10% | ₹1.14 Cr | +1.21% | +1.42% | +1.48% |
| Bharti Hexacom Ltd. | Communication | 1.09% | ₹1.13 Cr | +1.14% | +1.39% | +0.94% |
| Neuland Laboratories Ltd. | Healthcare | 1.09% | ₹1.13 Cr | +0.96% | +0.74% | +0.84% |
| Computer Age Management Services Ltd. | Services | 1.06% | ₹1.09 Cr | +1.26% | +1.18% | — |
| Data Patterns (India) Ltd. | Capital Goods | 1.06% | ₹1.10 Cr | +1.12% | +0.90% | +0.71% |
| FSN E-Commerce Ventures Ltd. | Services | 1.01% | ₹1.05 Cr | +0.99% | +0.89% | +0.83% |
| Godrej Properties Ltd. | Construction | 0.99% | ₹1.03 Cr | — | — | — |
| Info Edge (India) Ltd. | Services | 0.96% | ₹1.00 Cr | +0.78% | +0.91% | +0.59% |
| AU Small Finance Bank Ltd. | Financial | 0.95% | ₹0.99 Cr | +0.98% | +0.95% | — |
| One 97 Communications Ltd. | Services | 0.94% | ₹0.97 Cr | — | — | — |
| Varun Beverages Ltd. | Consumer Staples | 0.94% | ₹0.98 Cr | +1.59% | +1.44% | +1.56% |
| Clean Max Enviro Energy Solutions Ltd. | Energy | 0.92% | ₹0.95 Cr | +0.95% | +0.84% | — |
| ICICI Prudential Asset Management Company Ltd. | Financial | 0.88% | ₹0.91 Cr | +0.94% | +0.94% | — |
| Nestle India Ltd. | Consumer Staples | 0.83% | ₹0.86 Cr | +0.90% | +0.89% | +0.83% |
| Endurance Technologies Ltd. | Automobile | 0.82% | ₹0.85 Cr | +0.83% | +0.82% | +0.96% |
| Hero Motocorp Ltd. | Automobile | 0.81% | ₹0.84 Cr | — | — | — |
| Global Health Ltd. | Healthcare | 0.80% | ₹0.83 Cr | +0.78% | +0.68% | +0.87% |
| LG Electronics India Ltd. | Consumer Discretionary | 0.79% | ₹0.82 Cr | +0.72% | +0.79% | — |
| Craftsman Automation Ltd. | Automobile | 0.78% | ₹0.81 Cr | — | — | — |
| Larsen & Toubro Ltd. | Construction | 0.78% | ₹0.81 Cr | +0.86% | +0.87% | +0.85% |
| Bikaji Foods International Ltd. | Consumer Staples | 0.77% | ₹0.80 Cr | +0.97% | +1.11% | +1.25% |
| JK Cement Ltd. | Materials | 0.76% | ₹0.79 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.76% | ₹0.79 Cr | +0.84% | +1.04% | +0.90% |
| Timken India Ltd. | Capital Goods | 0.76% | ₹0.79 Cr | +0.37% | +0.40% | +0.35% |
| UNO Minda Ltd. | Automobile | 0.76% | ₹0.79 Cr | +0.71% | +0.80% | +0.95% |
| Container Corporation Of India Ltd. | Services | 0.74% | ₹0.77 Cr | +0.28% | +0.30% | +0.35% |
| Sumitomo Chemical India Ltd. | Chemicals | 0.74% | ₹0.77 Cr | +0.73% | +0.75% | +1.03% |
| Interglobe Aviation Ltd. | Services | 0.73% | ₹0.75 Cr | — | — | +1.93% |
| Tube Investments Of India Ltd. | Automobile | 0.73% | ₹0.76 Cr | +0.94% | +0.93% | +1.08% |
| Bharat Electronics Ltd. | Capital Goods | 0.71% | ₹0.74 Cr | +0.76% | +0.88% | +0.83% |
| Affle 3I Ltd. | Technology | 0.70% | ₹0.73 Cr | +0.66% | +0.81% | +1.02% |
| Balkrishna Industries Ltd. | Automobile | 0.70% | ₹0.73 Cr | — | — | — |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.70% | ₹0.73 Cr | — | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.68% | ₹0.71 Cr | +0.81% | +0.84% | +1.03% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.67% | ₹0.70 Cr | +0.59% | +0.70% | +0.92% |
| Oil India Ltd. | Energy | 0.67% | ₹0.70 Cr | +0.63% | — | — |
| Home First Finance Company India Ltd. | Financial | 0.65% | ₹0.67 Cr | +0.67% | +0.63% | +1.42% |
| Gillette India Ltd. | Consumer Staples | 0.63% | ₹0.65 Cr | +0.70% | +0.78% | +0.96% |
| BlackBuck Ltd. | Services | 0.62% | ₹0.65 Cr | +0.55% | +0.71% | — |
| Blue Star Ltd. | Consumer Discretionary | 0.62% | ₹0.64 Cr | +0.67% | +0.79% | +0.87% |
| K.P.R. Mill Ltd. | Textiles | 0.61% | ₹0.64 Cr | +0.66% | +0.55% | +0.67% |
| International Gemological Institute Ltd. | Consumer Discretionary | 0.60% | ₹0.63 Cr | +0.68% | +0.73% | +0.74% |
| Horizon Industrial Parks Ltd. | Services | 0.59% | ₹0.61 Cr | — | — | — |
| Ashok Leyland Ltd. | Automobile | 0.58% | ₹0.60 Cr | +0.60% | +0.70% | — |
| Triveni Turbine Ltd. | Construction | 0.57% | ₹0.60 Cr | +0.74% | +0.56% | +0.62% |
| Kei Industries Ltd. | Capital Goods | 0.56% | ₹0.58 Cr | +0.68% | +0.61% | +0.58% |
| 360 One Wam Ltd. | Financial | 0.55% | ₹0.58 Cr | +0.58% | +0.61% | +0.62% |
| SBI Life Insurance Company Ltd. | Insurance | 0.55% | ₹0.57 Cr | +0.58% | +0.69% | +0.66% |
| Pidilite Industries Ltd. | Chemicals | 0.54% | ₹0.56 Cr | +0.59% | +0.56% | +0.61% |
| Amagi Media Labs Ltd. | Technology | 0.53% | ₹0.55 Cr | +0.54% | +0.37% | — |
| United Spirits Ltd. | Consumer Staples | 0.50% | ₹0.52 Cr | +0.50% | +0.54% | +0.55% |
| Devyani International Ltd. | Services | 0.41% | ₹0.43 Cr | +0.35% | +0.36% | +0.60% |
| Awfis Space Solutions Ltd. | Services | 0.34% | ₹0.35 Cr | +0.42% | +0.38% | +0.89% |
| Torrent Power Ltd. | Energy | 0.31% | ₹0.32 Cr | +0.35% | +0.38% | +0.34% |
| Safari Industries (India) Ltd. | Consumer Discretionary | 0.26% | ₹0.27 Cr | +0.29% | +0.31% | +0.44% |
| Dr Agarwals Eye Hospital Ltd. | Healthcare | 0.22% | ₹0.22 Cr | +0.22% | +0.24% | +0.23% |
| Reserve Bank of India | Financial | 0.14% | ₹0.15 Cr | +0.14% | +0.17% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Prestige Estates Projects Ltd. | 1.08% | 0.00% | -1.08% |
| Godrej Properties Ltd. | 0.00% | 0.99% | +0.99% |
| Others | 2.94% | 3.44% | +0.50% |
| ICICI Bank Ltd. | 6.18% | 5.90% | -0.28% |
| HDFC Bank Ltd. | 5.24% | 5.51% | +0.27% |
| Molbio Diagnostics Ltd. | 0.94% | 1.19% | +0.25% |
| Tata Consultancy Services Ltd. | 2.34% | 2.10% | -0.24% |
| Carborundum Universal Ltd. | 1.16% | 1.38% | +0.22% |
| Infosys Ltd. | 2.60% | 2.40% | -0.20% |
| Sai Life Sciences Ltd. | 1.76% | 1.93% | +0.17% |
| JSW Infrastructure Ltd. | 1.31% | 1.44% | +0.13% |
| Kei Industries Ltd. | 0.69% | 0.56% | -0.13% |
| Bikaji Foods International Ltd. | 0.88% | 0.77% | -0.11% |
| Sumitomo Chemical India Ltd. | 0.85% | 0.74% | -0.11% |
| Varun Beverages Ltd. | 0.83% | 0.94% | +0.11% |
| Computer Age Management Services Ltd. | 1.17% | 1.06% | -0.11% |
| Dixon Technologies (India) Ltd. | 1.43% | 1.32% | -0.11% |
| Mankind Pharma Ltd. | 1.32% | 1.43% | +0.11% |
| Clean Max Enviro Energy Solutions Ltd. | 0.82% | 0.92% | +0.10% |
| Rubicon Research Ltd. | 1.50% | 1.40% | -0.10% |
| Tube Investments Of India Ltd. | 0.82% | 0.73% | -0.09% |
| Bajaj Finance Ltd. | 1.86% | 1.78% | -0.08% |
| Max Healthcare Institute Ltd. | 1.25% | 1.17% | -0.08% |
| Nestle India Ltd. | 0.91% | 0.83% | -0.08% |
| V-Guard Industries Ltd. | 0.78% | 0.70% | -0.08% |
| Sona BLW Precision Forgings Ltd. | 1.08% | 1.16% | +0.08% |
| Container Corporation Of India Ltd. | 0.81% | 0.74% | -0.07% |
| ICICI Lombard General Insurance Company Ltd. | 1.03% | 1.10% | +0.07% |
| Reliance Industries Ltd. | 3.25% | 3.18% | -0.07% |
| ICICI Prudential Asset Management Company Ltd. | 0.82% | 0.88% | +0.06% |
| Krishna Institute of Medical Sciences Ltd | 1.40% | 1.46% | +0.06% |
| Solar Industries India Ltd. | 2.13% | 2.19% | +0.06% |
| Dhoot Transmission Ltd. | 1.10% | 1.16% | +0.06% |
| Ashok Leyland Ltd. | 0.63% | 0.58% | -0.05% |
| Blue Star Ltd. | 0.57% | 0.62% | +0.05% |
| Horizon Industrial Parks Ltd. | 0.64% | 0.59% | -0.05% |
| LG Electronics India Ltd. | 0.74% | 0.79% | +0.05% |
| 360 One Wam Ltd. | 0.60% | 0.55% | -0.05% |
| Maruti Suzuki India Ltd. | 0.73% | 0.68% | -0.05% |
| Pidilite Industries Ltd. | 0.59% | 0.54% | -0.05% |
| BlackBuck Ltd. | 0.58% | 0.62% | +0.04% |
| Eternal Ltd. | 1.75% | 1.79% | +0.04% |
| FSN E-Commerce Ventures Ltd. | 1.05% | 1.01% | -0.04% |
| Multi Commodity Exchange Of India Ltd. | 1.94% | 1.98% | +0.04% |
| Bharti Hexacom Ltd. | 1.13% | 1.09% | -0.04% |
| Coromandel International Ltd. | 1.14% | 1.10% | -0.04% |
| AU Small Finance Bank Ltd. | 0.98% | 0.95% | -0.03% |
| Bharti Airtel Ltd. | 1.74% | 1.77% | +0.03% |
| Endurance Technologies Ltd. | 0.85% | 0.82% | -0.03% |
| Gabriel India Ltd. | 1.25% | 1.22% | -0.03% |
| Info Edge (India) Ltd. | 0.99% | 0.96% | -0.03% |
| JK Cement Ltd. | 0.73% | 0.76% | +0.03% |
| NTPC Ltd. | 0.73% | 0.76% | +0.03% |
| Neuland Laboratories Ltd. | 1.12% | 1.09% | -0.03% |
| Timken India Ltd. | 0.73% | 0.76% | +0.03% |
| UNO Minda Ltd. | 0.79% | 0.76% | -0.03% |
| Torrent Power Ltd. | 0.28% | 0.31% | +0.03% |
| Global Health Ltd. | 0.83% | 0.80% | -0.03% |
| Mrs. Bectors Food Specialities Ltd. | 0.70% | 0.67% | -0.03% |
| One 97 Communications Ltd. | 0.91% | 0.94% | +0.03% |
| Anthem Biosciences Ltd. | 1.16% | 1.18% | +0.02% |
| Balkrishna Industries Ltd. | 0.72% | 0.70% | -0.02% |
| Craftsman Automation Ltd. | 0.80% | 0.78% | -0.02% |
| DOMS Industries Ltd. | 1.91% | 1.89% | -0.02% |
| International Gemological Institute Ltd. | 0.62% | 0.60% | -0.02% |
| Larsen & Toubro Ltd. | 0.80% | 0.78% | -0.02% |
| Triveni Turbine Ltd. | 0.59% | 0.57% | -0.02% |
| United Spirits Ltd. | 0.52% | 0.50% | -0.02% |
| Oil India Ltd. | 0.69% | 0.67% | -0.02% |
| Supreme Industries Ltd. | 1.12% | 1.14% | +0.02% |
| Affle 3I Ltd. | 0.71% | 0.70% | -0.01% |
| Amagi Media Labs Ltd. | 0.52% | 0.53% | +0.01% |
| Bharat Electronics Ltd. | 0.72% | 0.71% | -0.01% |
| Data Patterns (India) Ltd. | 1.07% | 1.06% | -0.01% |
| Devyani International Ltd. | 0.42% | 0.41% | -0.01% |
| Dr Agarwals Eye Hospital Ltd. | 0.21% | 0.22% | +0.01% |
| Hero Motocorp Ltd. | 0.80% | 0.81% | +0.01% |
| K.P.R. Mill Ltd. | 0.62% | 0.61% | -0.01% |
| SBI Life Insurance Company Ltd. | 0.54% | 0.55% | +0.01% |
| Sundaram Finance Ltd. | 1.24% | 1.25% | +0.01% |
| Torrent Pharmaceuticals Ltd. | 1.76% | 1.75% | -0.01% |
| Ultratech Cement Ltd. | 1.13% | 1.14% | +0.01% |
| Awfis Space Solutions Ltd. | 0.34% | 0.34% | 0.00% |
| Gillette India Ltd. | 0.63% | 0.63% | 0.00% |
| Home First Finance Company India Ltd. | 0.65% | 0.65% | 0.00% |
| Interglobe Aviation Ltd. | 0.73% | 0.73% | 0.00% |
| Navin Fluorine International Ltd. | 1.64% | 1.64% | 0.00% |
| Reserve Bank of India | 0.14% | 0.14% | 0.00% |
| Safari Industries (India) Ltd. | 0.26% | 0.26% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,138 Cr | 2.31% | 10.1% | 7.1% | 11.3% |
 DSP Large Cap Fund | ₹6,642 Cr | 2.02% | 6.5% | 5.3% | 10.3% |
 Quant Large Cap Fund | ₹3,669 Cr | 2.75% | 11.5% | 6.5% | — |
 Bandhan Large Cap Fund | ₹2,098 Cr | 2.20% | 10.6% | 7.7% | 11.2% |
 Invesco India Large Cap Fund | ₹1,995 Cr | 2.14% | 14.1% | 9.0% | 12.2% |
 WhiteOak Capital Large Cap Fund | ₹1,287 Cr | 2.45% | 8.0% | 6.9% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities.
Fund managers
- Anandha Padmanabhan AnjeneyanMr. Anjeneyan is a B. Com, ACA, CFA, FRMPrior to joining PGIM India Asset Management Pvt Ltd, he has worked with Renaissance Investment Managers Private Limited, Canara Robeco Asset Management Company Limited.
- Puneet PalMr. Pal is a B.Com (H) and MBA from SIBM Pune.Prior to joining PGIM India Mutual Fund, he has worked with BNP Paribas AMC as Head Fixed Income, UTI AMC as Sr. Vice President & Fund Manager & TATA AMC as Fund Manager.
- Vinay PahariaMr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
- Vivek SharmaMr. Sharma is a PGDM FinancePrior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.30% absolute | ₹60,000 | ₹63,780 | 6.30% | |
| 1 year3.65% annualised | ₹1,20,000 | ₹1,22,399 | 2.00% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of PGIM India Retirement Fund?
The NAV of PGIM India Retirement Fund is ₹12.48 as on 9 Nov 2026.
What is the expense ratio of PGIM India Retirement Fund?
The expense ratio of PGIM India Retirement Fund is 2.59% per year.
What is the minimum SIP amount for PGIM India Retirement Fund?
You can start a SIP in PGIM India Retirement Fund with ₹3,000 a month.
Is there a lock-in or exit load on PGIM India Retirement Fund?
Lock-in: 5 years. Exit load: 0%.
How risky is PGIM India Retirement Fund?
PGIM India Retirement Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap category.
Which fund house manages PGIM India Retirement Fund?
PGIM India Retirement Fund is managed by PGIM India Mutual Fund, which runs 25 schemes with ₹27,859 Cr under management.