SBI ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹414.78-1.60%1 day
- Return since launch
- 12.2%
- 52-week range
- ₹391.37 — ₹457.30
- AUM
- ₹31,735 Cr
SBI ELSS Tax Saver Fund is a ELSS equity fund from SBI Mutual Fund with ₹31,735 Cr under management, launched in 2007. Over three years it has returned 1.9% a year, against 10.3% for its category. The expense ratio is 1.86% and the SEBI riskometer reading is Very High.
Performance
SBI ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.3% against -2.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -9.0% | −7.5 pts | -1.5% | -3.3% |
| 2Y | -3.6% | −3.9 pts | 0.3% | -0.8% |
| 3Y | 1.9% | −8.4 pts | 10.3% | 2.5% |
| 5Y | 11.7% | +2.0 pts | 9.7% | 8.3% |
| 7Y | 15.7% | +2.7 pts | 13.0% | 11.6% |
| 10Y | 14.7% | +2.2 pts | 12.5% | 11.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.8% | −1.0 pts | -3.8% | -4.3% |
| 3M | -5.0% | −3.7 pts | -1.3% | -1.7% |
| 6M | 1.6% | −5.3 pts | 6.8% | 5.7% |
| 1Y | -4.3% | −2.8 pts | -1.5% | -2.3% |
| 2Y | -4.7% | −1.4 pts | -3.2% | -3.9% |
| 3Y | 12.4% | +2.1 pts | 10.3% | 9.2% |
| 5Y | 13.4% | +3.7 pts | 9.7% | 8.6% |
| 7Y | 17.2% | +2.6 pts | 14.6% | 12.5% |
| 10Y | 13.0% | +0.5 pts | 12.5% | 10.8% |
Since launch (7 May 2007): 12.2%
Calendar-year returns
Category average18.9%
31.0%
6.9%
40.0%
27.8%
6.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.6% | +2.2 pts | 4.5% |
| 2024 | 27.8% | +7.5 pts | 20.3% |
| 2023 | 40.0% | +8.2 pts | 31.8% |
| 2022 | 6.9% | +3.5 pts | 3.5% |
| 2021 | 31.0% | −8.8 pts | 39.9% |
| 2020 | 18.9% | +0.2 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.86%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.34%
- Brokerage
- 0.07%
- Transaction charges
- 0.01%
- Statutory levies
- 0.44%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.71 | 4.67 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.97 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.62 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.81 | 0.90 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.30 | 17.94 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
SBI ELSS Tax Saver Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity96.9%
- Debt0.1%
- Other2.9%
Market cap split
- Large66.8%
- Mid17.2%
- Small16.0%
- P/E
- 23.96
- P/B
- 3.02
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.79% | ₹2,472 Cr | +8.94% | +7.74% | +3.46% |
| Kotak Mahindra Bank Ltd. | Financial | 6.70% | ₹2,126 Cr | +5.93% | +4.23% | +2.39% |
| HDFC Bank Ltd. | Financial | 6.27% | ₹1,991 Cr | +2.91% | +4.44% | +9.09% |
| Reliance Industries Ltd. | Energy | 3.93% | ₹1,248 Cr | +4.81% | +4.89% | +5.11% |
| Adani Enterprises Ltd. | Services | 3.09% | ₹982 Cr | — | — | — |
| Others | Others | 2.94% | ₹928 Cr | +0.02% | -1.50% | -0.58% |
| Larsen & Toubro Ltd. | Construction | 2.89% | ₹917 Cr | +2.99% | — | +0.36% |
| Bajaj Finance Ltd. | Financial | 2.88% | ₹913 Cr | +0.74% | +0.78% | — |
| Torrent Power Ltd. | Energy | 2.15% | ₹682 Cr | +2.57% | +2.73% | +2.30% |
| Cipla Ltd. | Healthcare | 2.11% | ₹670 Cr | +2.15% | +2.56% | +3.24% |
| FSN E-Commerce Ventures Ltd. | Services | 1.98% | ₹629 Cr | +1.86% | +1.82% | +1.69% |
| Tech Mahindra Ltd. | Technology | 1.94% | ₹616 Cr | +1.81% | +1.60% | +1.87% |
| AIA Engineering Ltd. | Metals & Mining | 1.88% | ₹598 Cr | +2.16% | +1.78% | +1.52% |
| Bharti Airtel Ltd. | Communication | 1.75% | ₹555 Cr | +1.81% | +1.79% | +1.93% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.74% | ₹553 Cr | +1.96% | +1.15% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.70% | ₹540 Cr | +0.55% | +0.52% | +0.51% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.52% | ₹483 Cr | +1.29% | +0.48% | — |
| Hindalco Industries Ltd. | Metals & Mining | 1.47% | ₹465 Cr | +1.80% | +1.42% | +1.16% |
| company:5329 | Financial | 1.43% | ₹455 Cr | +1.86% | +4.29% | +2.26% |
| Asian Paints Ltd. | Materials | 1.33% | ₹422 Cr | +1.37% | +1.18% | +1.34% |
| company:5767 | Automobile | 1.28% | ₹406 Cr | — | — | — |
| Britannia Industries Ltd. | Consumer Staples | 1.22% | ₹388 Cr | +0.79% | — | — |
| Grindwell Norton Ltd. | Metals & Mining | 1.20% | ₹382 Cr | +1.13% | +0.99% | +1.00% |
| Tata Motors Ltd. | Automobile | 1.19% | ₹376 Cr | +0.98% | +1.25% | — |
| Muthoot Finance Ltd. | Financial | 1.18% | ₹375 Cr | +1.44% | — | — |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | 1.13% | ₹357 Cr | +1.12% | +1.40% | +1.38% |
| TVS Holdings Ltd. | Automobile | 1.12% | ₹355 Cr | +1.18% | +1.26% | +1.06% |
| Samvardhana Motherson International Ltd. | Automobile | 1.08% | ₹341 Cr | — | — | — |
| State Bank of India | Financial | 1.04% | ₹329 Cr | +3.62% | +4.61% | +2.50% |
| Mahindra & Mahindra Ltd. | Automobile | 1.03% | ₹328 Cr | +0.80% | +2.66% | +2.69% |
| Mahindra Lifespace Developers Ltd. | Construction | 1.03% | ₹328 Cr | +0.96% | +1.00% | +1.05% |
| Tata Consultancy Services Ltd. | Technology | 1.02% | ₹324 Cr | +2.08% | +1.52% | +1.55% |
| Adani Energy Solutions Ltd. | Energy | 1.01% | ₹320 Cr | — | — | — |
| Bharat Forge Ltd. | Automobile | 0.97% | ₹309 Cr | +0.93% | +0.87% | — |
| GAIL (India) Ltd. | Energy | 0.96% | ₹305 Cr | +1.41% | +1.40% | +1.53% |
| Infosys Ltd. | Technology | 0.95% | ₹303 Cr | +1.00% | +2.05% | +1.64% |
| Manappuram Finance Ltd. | Financial | 0.94% | ₹298 Cr | +0.52% | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.88% | ₹278 Cr | +1.89% | +1.48% | +1.33% |
| Delhivery Ltd. | Services | 0.87% | ₹276 Cr | +0.88% | +0.81% | +0.94% |
| Tata Communications Ltd. | Communication | 0.87% | ₹276 Cr | +1.53% | +1.20% | +1.06% |
| Medplus Health Services Ltd. | Healthcare | 0.86% | ₹273 Cr | +1.24% | +1.15% | +1.12% |
| Tata Steel Ltd. | Metals & Mining | 0.86% | ₹273 Cr | +4.12% | +4.09% | +3.20% |
| Sheela Foam Ltd. | Consumer Discretionary | 0.84% | ₹265 Cr | +0.81% | +0.70% | +0.20% |
| Aurobindo Pharma Ltd. | Healthcare | 0.81% | ₹258 Cr | +0.69% | — | — |
| company:17109 | Services | 0.81% | ₹258 Cr | — | — | — |
| Sundaram - Clayton Dcd Ltd. | Financial | 0.79% | ₹251 Cr | +0.82% | +0.85% | +1.06% |
| JSW Energy Ltd. | Capital Goods | 0.73% | ₹233 Cr | +0.86% | — | — |
| Bosch Ltd. | Automobile | 0.70% | ₹223 Cr | — | — | — |
| company:20770 | Capital Goods | 0.64% | ₹203 Cr | — | — | — |
| Navin Fluorine International Ltd. | Chemicals | 0.63% | ₹201 Cr | +0.53% | — | — |
| Bandhan Bank Ltd. | Financial | 0.62% | ₹196 Cr | — | — | — |
| Cummins India Ltd. | Capital Goods | 0.62% | ₹196 Cr | +0.73% | +0.58% | +1.49% |
| Eicher Motors Ltd. | Automobile | 0.59% | ₹187 Cr | — | — | — |
| Godrej Consumer Products Ltd. | Consumer Staples | 0.57% | ₹180 Cr | +0.67% | +0.76% | +0.83% |
| Bank Of Baroda | Financial | 0.56% | ₹178 Cr | +0.65% | +0.50% | — |
| company:13401 | Financial | 0.56% | ₹176 Cr | — | — | — |
| Biocon Ltd. | Healthcare | 0.53% | ₹168 Cr | +0.56% | +0.49% | — |
| Kajaria Ceramics Ltd. | Materials | 0.52% | ₹166 Cr | +0.48% | +0.42% | +0.56% |
| Hexaware Technologies Ltd. | Technology | 0.51% | ₹161 Cr | +0.89% | +0.80% | +1.37% |
| Berger Paints India Ltd. | Materials | 0.50% | ₹159 Cr | +0.52% | +0.45% | +0.57% |
| United Breweries Ltd. | Consumer Staples | 0.50% | ₹160 Cr | +0.52% | +0.61% | +0.75% |
| company:8372 | Healthcare | 0.50% | ₹158 Cr | — | — | +0.63% |
| Cholamandalam Financial Holdings Ltd. | Financial | 0.49% | ₹156 Cr | +0.54% | +0.05% | — |
| Equitas Small Finance Bank Ltd. | Financial | 0.49% | ₹155 Cr | +1.01% | +0.89% | +0.75% |
| Jubilant FoodWorks Ltd. | Services | 0.47% | ₹149 Cr | +0.41% | +0.48% | +0.63% |
| Shree Cement Ltd. | Materials | 0.47% | ₹150 Cr | +0.53% | +0.52% | +0.63% |
| JSW Cement Ltd. | Materials | 0.46% | ₹146 Cr | +0.49% | +0.45% | +0.48% |
| Karur Vysya Bank Ltd. | Financial | 0.46% | ₹146 Cr | — | — | — |
| Lupin Ltd. | Healthcare | 0.45% | ₹142 Cr | +1.97% | +1.92% | +1.70% |
| Balkrishna Industries Ltd. | Automobile | 0.41% | ₹130 Cr | +0.41% | +0.42% | +0.44% |
| Niva Bupa Health Insurance Company Ltd. | Insurance | 0.41% | ₹131 Cr | +0.43% | +0.38% | +0.44% |
| Heidelberg Cement India Ltd. | Materials | 0.38% | ₹121 Cr | +0.39% | +0.39% | +0.53% |
| Pitti Engineering Ltd. | Capital Goods | 0.38% | ₹122 Cr | +0.33% | +0.31% | — |
| company:8290 | Materials | 0.38% | ₹122 Cr | — | — | — |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 0.32% | ₹100 Cr | — | — | — |
| Gujarat Energy Ltd. | Energy | 0.28% | ₹89.10 Cr | +0.47% | — | — |
| Aavas Financiers Ltd. | Financial | 0.26% | ₹80.96 Cr | +0.28% | +0.26% | +0.24% |
| The South Indian Bank Ltd. | Financial | 0.25% | ₹77.90 Cr | +0.06% | — | — |
| Timken India Ltd. | Capital Goods | 0.16% | ₹51.03 Cr | +0.19% | +0.17% | +0.16% |
| company:5085 | Financial | 0.15% | ₹47.71 Cr | — | — | — |
| Deepak Fertilisers And Petrochemicals Corporation Ltd. | Chemicals | 0.12% | ₹36.64 Cr | — | — | — |
| Reserve Bank of India | Financial | 0.12% | ₹39.55 Cr | +0.13% | +0.12% | +0.13% |
| Thermax Ltd. | Capital Goods | 0.12% | ₹37.55 Cr | +0.87% | +0.58% | +0.64% |
| Solar Industries India Ltd. | Chemicals | 0.08% | ₹25.71 Cr | +0.08% | — | — |
| company:17104 | Services | 0.08% | ₹24.90 Cr | — | — | — |
| GSPL Transmission Ltd. | Energy | 0.06% | ₹17.99 Cr | — | — | — |
| Rallis India Ltd. | Chemicals | 0.03% | ₹10.43 Cr | +0.63% | +0.74% | +1.01% |
| Tata Capital Ltd. | Financial | 0.01% | ₹3.27 Cr | — | — | — |
| Angel One Ltd. | Financial | 0.00% | ₹0.01 Cr | +0.01% | — | — |
| Manpasand Beverages Ltd. | Consumer Staples | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 7.90% | 6.27% | -1.63% |
| company:5329 | 0.00% | 1.43% | +1.43% |
| company:5767 | 0.00% | 1.28% | +1.28% |
| Kotak Mahindra Bank Ltd. | 5.52% | 6.70% | +1.18% |
| Tata Steel Ltd. | 2.04% | 0.86% | -1.18% |
| Mahindra & Mahindra Ltd. | 0.00% | 1.03% | +1.03% |
| Lupin Ltd. | 1.45% | 0.45% | -1.00% |
| Samvardhana Motherson International Ltd. | 0.15% | 1.08% | +0.93% |
| company:17109 | 0.00% | 0.81% | +0.81% |
| Oil And Natural Gas Corporation Ltd. | 1.65% | 0.88% | -0.77% |
| ICICI Bank Ltd. | 8.44% | 7.79% | -0.65% |
| company:20770 | 0.00% | 0.64% | +0.64% |
| company:13401 | 0.00% | 0.56% | +0.56% |
| GAIL (India) Ltd. | 1.49% | 0.96% | -0.53% |
| company:8372 | 0.00% | 0.50% | +0.50% |
| Hexaware Technologies Ltd. | 0.94% | 0.51% | -0.43% |
| State Bank of India | 1.46% | 1.04% | -0.42% |
| Bandhan Bank Ltd. | 0.22% | 0.62% | +0.40% |
| company:8290 | 0.00% | 0.38% | +0.38% |
| Prism Johnson Ltd. | 0.34% | 0.00% | -0.34% |
| Others | 0.30% | 0.63% | +0.33% |
| Torrent Power Ltd. | 2.46% | 2.15% | -0.31% |
| Computer Age Management Services Ltd. | 0.30% | 0.00% | -0.30% |
| Muthoot Finance Ltd. | 0.90% | 1.18% | +0.28% |
| AIA Engineering Ltd. | 2.11% | 1.88% | -0.23% |
| Bajaj Finance Ltd. | 3.05% | 2.88% | -0.17% |
| Sheela Foam Ltd. | 1.00% | 0.84% | -0.16% |
| company:5085 | 0.00% | 0.15% | +0.15% |
| Adani Energy Solutions Ltd. | 1.15% | 1.01% | -0.14% |
| Bosch Ltd. | 0.57% | 0.70% | +0.13% |
| Bharti Airtel Ltd. | 1.87% | 1.75% | -0.12% |
| Larsen & Toubro Ltd. | 2.77% | 2.89% | +0.12% |
| FSN E-Commerce Ventures Ltd. | 1.86% | 1.98% | +0.12% |
| Adani Enterprises Ltd. | 3.20% | 3.09% | -0.11% |
| Tata Motors Ltd. | 1.08% | 1.19% | +0.11% |
| TVS Holdings Ltd. | 1.22% | 1.12% | -0.10% |
| Godrej Consumer Products Ltd. | 0.66% | 0.57% | -0.09% |
| Hindalco Industries Ltd. | 1.38% | 1.47% | +0.09% |
| Navin Fluorine International Ltd. | 0.54% | 0.63% | +0.09% |
| Aurobindo Pharma Ltd. | 0.73% | 0.81% | +0.08% |
| company:17104 | 0.00% | 0.08% | +0.08% |
| Manappuram Finance Ltd. | 1.01% | 0.94% | -0.07% |
| Pitti Engineering Ltd. | 0.31% | 0.38% | +0.07% |
| Rallis India Ltd. | 0.10% | 0.03% | -0.07% |
| Cipla Ltd. | 2.17% | 2.11% | -0.06% |
| Mahindra Lifespace Developers Ltd. | 1.09% | 1.03% | -0.06% |
| Jubilant FoodWorks Ltd. | 0.41% | 0.47% | +0.06% |
| Shree Cement Ltd. | 0.52% | 0.47% | -0.05% |
| Sanofi India Ltd. | 0.05% | 0.00% | -0.05% |
| Grindwell Norton Ltd. | 1.24% | 1.20% | -0.04% |
| JSW Energy Ltd. | 0.77% | 0.73% | -0.04% |
| Sundaram - Clayton Dcd Ltd. | 0.75% | 0.79% | +0.04% |
| United Breweries Ltd. | 0.54% | 0.50% | -0.04% |
| Thermax Ltd. | 0.16% | 0.12% | -0.04% |
| Balkrishna Industries Ltd. | 0.44% | 0.41% | -0.03% |
| Bharat Forge Ltd. | 1.00% | 0.97% | -0.03% |
| Cholamandalam Investment and Finance Company Ltd. | 1.49% | 1.52% | +0.03% |
| Cummins India Ltd. | 0.65% | 0.62% | -0.03% |
| Delhivery Ltd. | 0.90% | 0.87% | -0.03% |
| Kajaria Ceramics Ltd. | 0.49% | 0.52% | +0.03% |
| Medplus Health Services Ltd. | 0.89% | 0.86% | -0.03% |
| Tata Consultancy Services Ltd. | 0.99% | 1.02% | +0.03% |
| Gujarat Energy Ltd. | 0.31% | 0.28% | -0.03% |
| ICICI Prudential Life Insurance Company Ltd. | 1.10% | 1.13% | +0.03% |
| Reliance Industries Ltd. | 3.96% | 3.93% | -0.03% |
| Asian Paints Ltd. | 1.35% | 1.33% | -0.02% |
| Britannia Industries Ltd. | 1.24% | 1.22% | -0.02% |
| Eicher Motors Ltd. | 0.57% | 0.59% | +0.02% |
| Equitas Small Finance Bank Ltd. | 0.51% | 0.49% | -0.02% |
| Heidelberg Cement India Ltd. | 0.36% | 0.38% | +0.02% |
| Karur Vysya Bank Ltd. | 0.44% | 0.46% | +0.02% |
| Niva Bupa Health Insurance Company Ltd. | 0.43% | 0.41% | -0.02% |
| Sun Pharmaceutical Industries Ltd. | 1.68% | 1.70% | +0.02% |
| JSW Cement Ltd. | 0.48% | 0.46% | -0.02% |
| Infosys Ltd. | 0.93% | 0.95% | +0.02% |
| Aavas Financiers Ltd. | 0.27% | 0.26% | -0.01% |
| Berger Paints India Ltd. | 0.51% | 0.50% | -0.01% |
| Biocon Ltd. | 0.54% | 0.53% | -0.01% |
| Cholamandalam Financial Holdings Ltd. | 0.50% | 0.49% | -0.01% |
| Deepak Fertilisers And Petrochemicals Corporation Ltd. | 0.13% | 0.12% | -0.01% |
| HDFC Life Insurance Co Ltd. | 1.73% | 1.74% | +0.01% |
| Krishna Institute of Medical Sciences Ltd | 0.33% | 0.32% | -0.01% |
| Tech Mahindra Ltd. | 1.93% | 1.94% | +0.01% |
| Solar Industries India Ltd. | 0.07% | 0.08% | +0.01% |
| Angel One Ltd. | 0.00% | 0.00% | 0.00% |
| Bank Of Baroda | 0.56% | 0.56% | 0.00% |
| GSPL Transmission Ltd. | 0.06% | 0.06% | 0.00% |
| Manpasand Beverages Ltd. | 0.00% | 0.00% | 0.00% |
| Reserve Bank of India | 0.12% | 0.12% | 0.00% |
| Tata Capital Ltd. | 0.01% | 0.01% | 0.00% |
| Tata Communications Ltd. | 0.87% | 0.87% | 0.00% |
| The South Indian Bank Ltd. | 0.25% | 0.25% | 0.00% |
| Timken India Ltd. | 0.16% | 0.16% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,116 Cr | 2.38% | 9.0% | 8.9% | 14.6% |
 Motilal Oswal ELSS Tax Saver Fund | ₹5,134 Cr | 2.08% | 17.2% | 12.9% | 18.3% |
 HSBC ELSS Tax saver Fund | ₹4,229 Cr | 1.99% | 5.7% | 8.3% | 13.2% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹507 Cr | 2.59% | 2.8% | 7.1% | — |
 ITI ELSS Tax Saver Fund | ₹463 Cr | 2.57% | 6.8% | 6.9% | 12.9% |
 JM ELSS - Tax Saver Fund | ₹248 Cr | 2.69% | 12.5% | 9.3% | 14.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks capital appreciation through investments in equities, cumulative convertible preference shares and fully convertible debentures and bonds. The scheme was converted into an open-ended plan in November 1999.
Fund managers
- Milind AgrawalB. Tech.- Mechanical Engineering, PGDM - Finance, CFAPrior to joining SBI Mutual Fund he had worked with Goldman Sachs Services Pvt. Ltd. and Vadilal Enterprises Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.56% absolute | ₹60,000 | ₹60,936 | 1.56% | |
| 1 year−4.28% annualised | ₹1,20,000 | ₹1,17,254 | −2.29% | |
| 3 years12.40% annualised | ₹3,60,000 | ₹4,37,898 | 21.64% | |
| 5 years13.39% annualised | ₹6,00,000 | ₹8,57,286 | 42.88% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of SBI ELSS Tax Saver Fund?
The NAV of SBI ELSS Tax Saver Fund is ₹414.78 as on 24 Sep 2026.
What is the expense ratio of SBI ELSS Tax Saver Fund?
The expense ratio of SBI ELSS Tax Saver Fund is 1.86% per year.
What is the minimum SIP amount for SBI ELSS Tax Saver Fund?
You can start a SIP in SBI ELSS Tax Saver Fund with ₹3,000 a month.
What returns has SBI ELSS Tax Saver Fund given?
SBI ELSS Tax Saver Fund has returned -9.0% over 1 year, 1.9% over 3 years and 11.7% over 5 years (annualised).
Is there a lock-in or exit load on SBI ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is SBI ELSS Tax Saver Fund?
SBI ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages SBI ELSS Tax Saver Fund?
SBI ELSS Tax Saver Fund is managed by SBI Mutual Fund, which runs 80 schemes with ₹12,81,381 Cr under management.