Sundaram Consumption Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹95.81-0.21%1 day
- Return since launch
- 11.7%
- 52-week range
- ₹80.85 — ₹100.85
- AUM
- ₹1,408 Cr
Sundaram Consumption Fund is a Thematic-Consumption equity fund from Sundaram Mutual Fund with ₹1,408 Cr under management, launched in 2006. Over three years it has returned 3.2% a year, against 9.9% for its category. The expense ratio is 2.56% and the SEBI riskometer reading is Very High.
Performance
Sundaram Consumption Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.3% against -2.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.9% | +7.2 pts | -0.2% | 4.8% |
| 2Y | 1.9% | −0.4 pts | 2.3% | 2.0% |
| 3Y | 3.2% | −6.7 pts | 9.9% | 2.9% |
| 5Y | 8.9% | −0.6 pts | 9.5% | 8.3% |
| 7Y | 11.6% | −0.4 pts | 12.0% | 11.1% |
| 10Y | 11.1% | −2.0 pts | 13.1% | 11.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.5% | +1.6 pts | 7.0% | 7.1% |
| 3M | -1.8% | −0.3 pts | -1.5% | -2.6% |
| 6M | 7.2% | +0.6 pts | 6.7% | 4.7% |
| 1Y | -4.0% | −3.7 pts | -0.2% | -2.6% |
| 2Y | -0.4% | −0.3 pts | -0.1% | -0.4% |
| 3Y | 8.1% | −1.8 pts | 9.9% | 8.6% |
| 5Y | 9.6% | +0.1 pts | 9.5% | 8.7% |
| 7Y | 12.4% | −1.1 pts | 13.5% | 12.3% |
| 10Y | 10.9% | −2.2 pts | 13.1% | 11.8% |
Since launch (20 Mar 2006): 11.7%
Calendar-year returns
Category average13.5%
19.3%
9.3%
30.2%
19.9%
-0.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -0.1% | −2.1 pts | 2.0% |
| 2024 | 19.9% | −3.2 pts | 23.1% |
| 2023 | 30.2% | −0.4 pts | 30.7% |
| 2022 | 9.3% | +1.0 pts | 8.3% |
| 2021 | 19.3% | −10.1 pts | 29.4% |
| 2020 | 13.5% | −3.7 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.52%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.82%
- Brokerage
- 0.11%
- Transaction charges
- 0.01%
- Statutory levies
- 0.58%
- Exit load
- Exit load of 0.5% if redeemed within 30 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -2.72 | 0.09 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.99 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.14 | 0.31 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.18 | 0.41 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 17.07 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Consumption Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.5%
- Other2.5%
Market cap split
- Large70.2%
- Mid16.1%
- Small13.7%
- P/E
- 37.84
- P/B
- 6.85
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 9.11% | ₹128 Cr | +7.93% | +5.74% | +5.92% |
| Bharti Airtel Ltd. | Communication | 8.29% | ₹117 Cr | +8.63% | +10.13% | +9.58% |
| ITC Ltd. | Consumer Staples | 8.06% | ₹113 Cr | +5.63% | +8.30% | +7.79% |
| Mahindra & Mahindra Ltd. | Automobile | 7.06% | ₹99.36 Cr | +7.27% | +9.18% | +9.02% |
| TVS Motor Company Ltd. | Automobile | 4.61% | ₹64.87 Cr | +3.36% | +2.57% | +0.35% |
| Varun Beverages Ltd. | Consumer Staples | 4.10% | ₹57.68 Cr | +2.32% | +1.51% | +1.16% |
| Interglobe Aviation Ltd. | Services | 4.00% | ₹56.35 Cr | +3.69% | +1.92% | — |
| Bajaj Auto Ltd. | Automobile | 3.92% | ₹55.24 Cr | +2.82% | — | +1.40% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 3.82% | ₹53.84 Cr | +5.23% | +4.92% | +3.68% |
| Titan Company Ltd. | Consumer Discretionary | 3.71% | ₹52.26 Cr | +6.59% | +6.50% | +4.51% |
| SJS Enterprises Ltd. | Automobile | 2.97% | ₹41.81 Cr | +3.67% | +3.38% | +2.16% |
| Avenue Supermarts Ltd. | Services | 2.63% | ₹36.99 Cr | +0.75% | +1.77% | +2.17% |
| Others | Others | 2.46% | ₹34.59 Cr | +4.85% | -0.91% | +2.83% |
| United Spirits Ltd. | Consumer Staples | 2.43% | ₹34.26 Cr | +1.92% | +1.91% | +2.67% |
| One 97 Communications Ltd. | Services | 2.41% | ₹33.90 Cr | +1.99% | — | — |
| Jubilant FoodWorks Ltd. | Services | 2.37% | ₹33.35 Cr | +4.29% | +4.90% | +2.95% |
| ICICI Bank Ltd. | Financial | 2.26% | ₹31.81 Cr | — | — | — |
| Fortis Healthcare Ltd. | Healthcare | 2.22% | ₹31.29 Cr | +0.02% | — | — |
| Sapphire Foods India Ltd. | Services | 2.11% | ₹29.76 Cr | +1.78% | — | — |
| Berger Paints India Ltd. | Materials | 2.11% | ₹29.67 Cr | +0.97% | — | — |
| Nestle India Ltd. | Consumer Staples | 2.01% | ₹28.23 Cr | +4.26% | +3.92% | +3.21% |
| Asian Paints Ltd. | Materials | 1.64% | ₹23.12 Cr | +1.78% | +1.61% | +1.42% |
| Affle 3I Ltd. | Technology | 1.63% | ₹22.98 Cr | +0.95% | — | — |
| Hyundai Motor India Ltd. | Automobile | 1.62% | ₹22.83 Cr | +0.94% | — | — |
| Tata Motors Ltd. | Automobile | 1.62% | ₹22.79 Cr | +1.61% | — | — |
| Bikaji Foods International Ltd. | Consumer Staples | 1.60% | ₹22.46 Cr | +1.38% | — | — |
| Page Industries Ltd. | Textiles | 1.57% | ₹22.15 Cr | +0.50% | — | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.36% | ₹19.14 Cr | +1.50% | +1.48% | +3.11% |
| PB Fintech Ltd. | Services | 1.24% | ₹17.42 Cr | +0.49% | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 1.12% | ₹15.80 Cr | +0.49% | — | — |
| Poonawalla Fincorp Ltd. | Financial | 1.03% | ₹14.51 Cr | — | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.97% | ₹13.62 Cr | — | — | — |
| 360 One Wam Ltd. | Financial | 0.95% | ₹13.35 Cr | +0.98% | — | — |
| Manipal Health Enterprises Ltd. | Healthcare | 0.50% | ₹6.99 Cr | — | — | — |
| K.P.R. Mill Ltd. | Textiles | 0.48% | ₹6.78 Cr | +0.51% | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| ITC Ltd. | 2.62% | 8.06% | +5.44% |
| Avenue Supermarts Ltd. | 0.00% | 2.63% | +2.63% |
| Trent Ltd. | 2.56% | 0.00% | -2.56% |
| Nestle India Ltd. | 4.26% | 2.01% | -2.25% |
| Whirlpool Of India Ltd. | 1.94% | 0.00% | -1.94% |
| Titan Company Ltd. | 4.93% | 3.71% | -1.22% |
| Apollo Hospitals Enterprise Ltd. | 5.03% | 3.82% | -1.21% |
| Bajaj Auto Ltd. | 2.74% | 3.92% | +1.18% |
| Varun Beverages Ltd. | 3.03% | 4.10% | +1.07% |
| Gillette India Ltd. | 0.86% | 0.00% | -0.86% |
| Jubilant FoodWorks Ltd. | 1.11% | 0.27% | -0.84% |
| PB Fintech Ltd. | 2.02% | 1.24% | -0.79% |
| Berger Paints India Ltd. | 1.40% | 2.11% | +0.71% |
| Hyundai Motor India Ltd. | 0.00% | 0.68% | +0.67% |
| Fortis Healthcare Ltd. | 1.73% | 2.22% | +0.49% |
| Manipal Health Enterprises Ltd. | 0.98% | 0.50% | -0.48% |
| United Spirits Ltd. | 1.99% | 2.43% | +0.44% |
| SJS Enterprises Ltd. | 3.39% | 2.97% | -0.42% |
| Others | 0.99% | 1.41% | +0.42% |
| One 97 Communications Ltd. | 2.80% | 2.41% | -0.39% |
| Bharti Airtel Ltd. | 7.94% | 8.29% | +0.35% |
| Dhoot Transmission Ltd. | 1.28% | 0.97% | -0.31% |
| Mahindra & Mahindra Ltd. | 7.29% | 7.06% | -0.23% |
| Bikaji Foods International Ltd. | 1.78% | 1.60% | -0.18% |
| Page Industries Ltd. | 1.44% | 1.57% | +0.14% |
| Eternal Ltd. | 9.23% | 9.11% | -0.12% |
| Interglobe Aviation Ltd. | 3.90% | 4.00% | +0.10% |
| LG Electronics India Ltd. | 1.03% | 1.12% | +0.10% |
| TVS Motor Company Ltd. | 4.52% | 4.61% | +0.09% |
| Tata Motors Ltd. | 1.68% | 1.62% | -0.06% |
| 360 One Wam Ltd. | 1.00% | 0.95% | -0.06% |
| Sapphire Foods India Ltd. | 2.17% | 2.11% | -0.05% |
| ICICI Bank Ltd. | 2.31% | 2.26% | -0.05% |
| Asian Paints Ltd. | 1.68% | 1.64% | -0.04% |
| Poonawalla Fincorp Ltd. | 1.00% | 1.03% | +0.03% |
| Affle 3I Ltd. | 1.60% | 1.63% | +0.03% |
| Safari Industries (India) Ltd. | 1.33% | 1.36% | +0.03% |
| K.P.R. Mill Ltd. | 0.48% | 0.48% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.5% | 5.7% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.5% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.6% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 7.8% | 4.3% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.9% | 7.8% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 4.9% | 3.6% | 8.0% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in a portfolio of companies that are likely to benefit directly from consumption led demand in India.
Fund managers
- Anuj BansalMBA (PGDM) from IIM Lucknow, B.Tech in Electrical and Electronics Engineering, M.Tech in Microelectronics.Prior to joining the Sundaram MF, he was associated with JP Morgan Asset Management, Ambit Capital, Landmark Group and Hillhouse Capital.
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.22% absolute | ₹60,000 | ₹64,332 | 7.22% | |
| 1 year−3.96% annualised | ₹1,20,000 | ₹1,17,457 | −2.12% | |
| 3 years8.09% annualised | ₹3,60,000 | ₹4,08,643 | 13.51% | |
| 5 years9.59% annualised | ₹6,00,000 | ₹7,72,159 | 28.69% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Consumption Fund?
The NAV of Sundaram Consumption Fund is ₹95.81 as on 9 Nov 2026.
What is the expense ratio of Sundaram Consumption Fund?
The expense ratio of Sundaram Consumption Fund is 2.56% per year.
What is the minimum SIP amount for Sundaram Consumption Fund?
You can start a SIP in Sundaram Consumption Fund with ₹3,000 a month.
What returns has Sundaram Consumption Fund given?
Sundaram Consumption Fund has returned 6.9% over 1 year, 3.2% over 3 years and 8.9% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Consumption Fund?
Lock-in: None. Exit load: Exit load of 0.5% if redeemed within 30 days.
How risky is Sundaram Consumption Fund?
Sundaram Consumption Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages Sundaram Consumption Fund?
Sundaram Consumption Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹82,589 Cr under management.