Sundaram Dynamic Asset Allocation Fund
Dynamic Asset AllocationHighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹35.32+0.60%1 day
- Return since launch
- 9.2%
- 52-week range
- ₹32.62 — ₹36.30
- AUM
- ₹1,596 Cr
Sundaram Dynamic Asset Allocation Fund is a Dynamic Asset Allocation hybrid fund from Sundaram Mutual Fund with ₹1,596 Cr under management, launched in 2010. Over three years it has returned 3.2% a year, against 9.2% for its category. The expense ratio is 2.54% and the SEBI riskometer reading is High.
Performance
Sundaram Dynamic Asset Allocation Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.2% against +2.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.7% | −0.1 pts | 1.9% | 5.8% |
| 2Y | 1.9% | −2.7 pts | 4.6% | 4.8% |
| 3Y | 3.2% | −6.1 pts | 9.2% | 5.2% |
| 5Y | 6.3% | −1.8 pts | 8.1% | 7.9% |
| 7Y | 7.9% | −1.7 pts | 9.6% | 9.0% |
| 10Y | 8.5% | −0.9 pts | 9.4% | 9.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 3.6% | −0.4 pts | 4.0% | 4.8% |
| 3M | -1.2% | −1.4 pts | 0.1% | 0.1% |
| 6M | 0.5% | −2.0 pts | 2.5% | 4.0% |
| 1Y | -1.2% | −3.0 pts | 1.9% | 2.0% |
| 2Y | 1.4% | −1.7 pts | 3.1% | 3.6% |
| 3Y | 7.4% | −1.8 pts | 9.2% | 8.9% |
| 5Y | 6.7% | −1.4 pts | 8.1% | 7.7% |
| 7Y | 10.1% | −0.1 pts | 10.2% | 9.7% |
| 10Y | 8.5% | −0.9 pts | 9.4% | 9.2% |
Since launch (26 Nov 2010): 9.2%
Calendar-year returns
Category average22.9%
14.2%
5.7%
14.1%
12.5%
5.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.1% | −1.5 pts | 6.7% |
| 2024 | 12.5% | −1.7 pts | 14.2% |
| 2023 | 14.1% | −5.9 pts | 20.0% |
| 2022 | 5.7% | +0.7 pts | 5.1% |
| 2021 | 14.2% | −2.4 pts | 16.6% |
| 2020 | 22.9% | +8.4 pts | 14.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.54%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.80%
- Brokerage
- 0.11%
- Transaction charges
- 0.01%
- Statutory levies
- 0.62%
- Exit load
- For units in excess of 25% of the investment,1% will be charged for redemption within 365 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
High
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.20 | 1.25 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.11 | 0.48 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.14 | 0.63 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 9.69 | 10.86 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Dynamic Asset Allocation Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity63.6%
- Debt18.8%
- Other17.7%
Market cap split
- Large63.6%
- Mid19.1%
- Small17.3%
- P/E
- 28.67
- P/B
- 3.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 14.92% | ₹238 Cr | +40.85% | +36.77% | +45.71% |
| ICICI Bank Ltd. | Financial | 4.38% | ₹69.86 Cr | -5.47% | -5.58% | -3.67% |
| Reliance Industries Ltd. | Energy | 3.24% | ₹51.73 Cr | -3.93% | -2.32% | -2.41% |
| Larsen & Toubro Ltd. | Construction | 2.98% | ₹47.51 Cr | +3.12% | +2.92% | +2.14% |
| Bharti Airtel Ltd. | Communication | 2.89% | ₹46.09 Cr | -1.96% | -2.78% | -2.90% |
| HDFC Bank Ltd. | Financial | 2.73% | ₹43.65 Cr | -2.52% | -2.52% | +11.49% |
| National Bank For Agriculture & Rural Development | Financial | 2.48% | ₹39.55 Cr | +1.81% | +1.92% | +1.82% |
| Eternal Ltd. | Services | 2.30% | ₹36.64 Cr | -2.85% | -2.62% | -3.49% |
| Embassy Office Parks REIT | Construction | 1.98% | ₹31.68 Cr | +1.92% | +1.96% | +2.70% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.95% | ₹31.07 Cr | +1.50% | +1.27% | +1.45% |
| GOI | Sovereign | 1.90% | ₹30.26 Cr | +1.83% | +1.95% | +1.83% |
| Kotak Mahindra Bank Ltd. | Financial | 1.87% | ₹29.77 Cr | -2.50% | -2.51% | -2.65% |
| TVS Motor Company Ltd. | Automobile | 1.86% | ₹29.71 Cr | +0.99% | +1.09% | — |
| REC Ltd. | Financial | 1.56% | ₹24.87 Cr | +1.52% | +1.60% | +1.52% |
| One 97 Communications Ltd. | Services | 1.55% | ₹24.67 Cr | -0.33% | — | — |
| Hindalco Industries Ltd. | Metals & Mining | 1.47% | ₹23.47 Cr | — | — | — |
| Oracle Financial Services Software Ltd. | Technology | 1.38% | ₹22.06 Cr | +0.93% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.34% | ₹21.47 Cr | +1.96% | +2.25% | +1.70% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.29% | ₹20.59 Cr | +0.62% | — | — |
| Coforge Ltd. | Technology | 1.27% | ₹20.19 Cr | +1.32% | +1.01% | — |
| Fractal Analytics Ltd. | Technology | 1.16% | ₹18.55 Cr | +1.18% | +0.93% | — |
| Bajaj Finserv Ltd. | Financial | 1.15% | ₹18.42 Cr | -2.08% | -2.02% | -2.32% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.11% | ₹17.74 Cr | +1.17% | +0.95% | +0.86% |
| Poonawalla Fincorp Ltd. | Financial | 1.09% | ₹17.33 Cr | +0.58% | — | — |
| Granules India Ltd. | Healthcare | 1.07% | ₹17.02 Cr | +0.54% | — | — |
| Cummins India Ltd. | Capital Goods | 1.06% | ₹16.94 Cr | +1.21% | +1.26% | +1.17% |
| Aster DM Quality Care Ltd. | Healthcare | 1.06% | ₹16.90 Cr | +0.68% | — | — |
| MTAR Technologies Ltd. | Capital Goods | 1.05% | ₹16.77 Cr | +0.70% | — | — |
| Coromandel International Ltd. | Chemicals | 1.04% | ₹16.64 Cr | +1.13% | +1.14% | +1.21% |
| Billionbrains Garage Ventures Ltd. | Financial | 1.04% | ₹16.52 Cr | +1.15% | +0.75% | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.99% | ₹15.80 Cr | — | — | +0.72% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.97% | ₹15.49 Cr | +0.97% | +0.67% | +0.62% |
| PB Fintech Ltd. | Services | 0.97% | ₹15.42 Cr | +1.25% | +1.19% | — |
| Force Motors Ltd. | Automobile | 0.95% | ₹15.12 Cr | — | — | — |
| Multi Commodity Exchange Of India Ltd. | Services | 0.92% | ₹14.68 Cr | -0.02% | -0.90% | -0.55% |
| UNO Minda Ltd. | Automobile | 0.89% | ₹14.16 Cr | +0.80% | +0.56% | +0.68% |
| JSW Infrastructure Ltd. | Services | 0.87% | ₹13.95 Cr | — | — | — |
| Ultratech Cement Ltd. | Materials | 0.84% | ₹13.45 Cr | +0.83% | +0.83% | +0.69% |
| Delhivery Ltd. | Services | 0.84% | ₹13.35 Cr | +0.59% | — | — |
| Horizon Industrial Parks Ltd. | Services | 0.79% | ₹12.60 Cr | — | — | — |
| Interglobe Aviation Ltd. | Services | 0.78% | ₹12.39 Cr | +0.73% | +0.84% | +1.18% |
| Mankind Pharma Ltd. | Healthcare | 0.77% | ₹12.37 Cr | +0.79% | +0.70% | +0.67% |
| Brookfield India Real Estate Trust REIT | Construction | 0.76% | ₹12.11 Cr | +0.72% | +0.75% | — |
| Home First Finance Company India Ltd. | Financial | 0.75% | ₹11.96 Cr | +0.74% | +0.69% | +0.61% |
| CCL Products (India) Ltd. | Consumer Staples | 0.74% | ₹11.74 Cr | +0.55% | — | — |
| Crisil Ltd. | Services | 0.73% | ₹11.69 Cr | +0.67% | +0.60% | +0.60% |
| Bajaj Auto Ltd. | Automobile | 0.69% | ₹10.98 Cr | +0.60% | +0.64% | +0.72% |
| Gland Pharma Ltd. | Healthcare | 0.64% | ₹10.27 Cr | — | — | — |
| Ashok Leyland Ltd. | Automobile | 0.62% | ₹9.94 Cr | — | — | — |
| Alkem Laboratories Ltd. | Healthcare | 0.62% | ₹9.92 Cr | +0.40% | — | — |
| Indian Railway Finance Corporation Ltd. | Financial | 0.62% | ₹9.87 Cr | +0.62% | +0.64% | +0.62% |
| PNB Housing Finance Ltd. | Financial | 0.62% | ₹9.87 Cr | +0.60% | +0.63% | — |
| Indegene Ltd. | Healthcare | 0.61% | ₹9.78 Cr | +0.52% | +0.38% | +0.29% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.59% | ₹9.41 Cr | +0.62% | — | — |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.56% | ₹8.90 Cr | +0.56% | +0.53% | +0.24% |
| Lupin Ltd. | Healthcare | 0.56% | ₹8.87 Cr | -0.01% | — | +0.56% |
| Clean Science And Technology Ltd. | Chemicals | 0.51% | ₹8.17 Cr | — | — | — |
| Cochin Shipyard Ltd. | Capital Goods | 0.50% | ₹8.00 Cr | — | — | — |
| TD Power Systems Ltd. | Capital Goods | 0.50% | ₹7.95 Cr | — | — | — |
| Thermax Ltd. | Capital Goods | 0.44% | ₹7.04 Cr | — | — | — |
| Elecon Engineering Company Ltd. | Capital Goods | 0.38% | ₹5.99 Cr | +0.41% | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.24% | ₹3.91 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.00% | ₹0.02 Cr | -0.67% | — | — |
| Cipla Ltd. | Healthcare | 0.00% | ₹0.02 Cr | 0.00% | -0.21% | -1.16% |
| Union Bank of India | Financial | -0.00% | ₹-0.02 Cr | -0.40% | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | -0.00% | ₹-0.03 Cr | -0.45% | -1.43% | -1.82% |
| State Bank of India | Financial | -0.00% | ₹-0.04 Cr | -0.64% | +2.73% | +4.10% |
| Bajaj Finance Ltd. | Financial | -0.00% | ₹-0.07 Cr | -1.37% | +3.39% | +3.62% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| ICICI Bank Ltd. | -0.02% | -2.74% | -2.72% |
| SBI Life Insurance Company Ltd. | 0.00% | 0.99% | +0.99% |
| Bharti Airtel Ltd. | -0.01% | -0.97% | -0.97% |
| Mahindra & Mahindra Ltd. | 2.29% | 1.34% | -0.94% |
| Amara Raja Energy & Mobility Ltd | 0.78% | 0.00% | -0.78% |
| One 97 Communications Ltd. | 2.21% | 1.55% | -0.67% |
| PB Fintech Ltd. | 1.61% | 0.97% | -0.65% |
| Gland Pharma Ltd. | 0.00% | 0.64% | +0.64% |
| Affle 3I Ltd. | 0.60% | 0.00% | -0.60% |
| Coforge Ltd. | 1.86% | 1.27% | -0.59% |
| Lupin Ltd. | 0.00% | 0.56% | +0.56% |
| Others | 13.37% | 12.93% | -0.44% |
| Thermax Ltd. | 0.00% | 0.44% | +0.44% |
| Cholamandalam Investment and Finance Company Ltd. | 1.53% | 1.95% | +0.42% |
| TVS Motor Company Ltd. | 1.48% | 1.86% | +0.38% |
| Granules India Ltd. | 0.70% | 1.07% | +0.37% |
| State Bank of India | -0.01% | -0.31% | -0.30% |
| company:2089 | 0.30% | 0.00% | -0.30% |
| Ashok Leyland Ltd. | 0.35% | 0.62% | +0.28% |
| Dhoot Transmission Ltd. | 0.00% | 0.24% | +0.24% |
| Eternal Ltd. | -1.71% | -1.91% | -0.20% |
| Cochin Shipyard Ltd. | 0.31% | 0.50% | +0.19% |
| Clean Science And Technology Ltd. | 0.32% | 0.51% | +0.19% |
| Hindustan Aeronautics Ltd. | -0.07% | -0.25% | -0.18% |
| Force Motors Ltd. | 0.78% | 0.95% | +0.17% |
| Oracle Financial Services Software Ltd. | 1.54% | 1.38% | -0.16% |
| MTAR Technologies Ltd. | 0.90% | 1.05% | +0.15% |
| Bajaj Finserv Ltd. | -1.16% | -1.05% | +0.11% |
| Fractal Analytics Ltd. | 1.27% | 1.16% | -0.10% |
| Vedanta Aluminium Metal Ltd. | 1.19% | 1.29% | +0.10% |
| GOI | 1.80% | 1.90% | +0.09% |
| Amber Enterprises India Ltd. | 1.20% | 1.11% | -0.09% |
| Interglobe Aviation Ltd. | 0.69% | 0.78% | +0.09% |
| Hindalco Industries Ltd. | 1.38% | 1.47% | +0.09% |
| Embassy Office Parks REIT | 1.90% | 1.98% | +0.09% |
| JSW Infrastructure Ltd. | 0.79% | 0.87% | +0.09% |
| REC Ltd. | 1.48% | 1.56% | +0.08% |
| Mankind Pharma Ltd. | 0.71% | 0.77% | +0.07% |
| Horizon Industrial Parks Ltd. | 0.73% | 0.79% | +0.06% |
| Reliance Industries Ltd. | -1.94% | -1.88% | +0.06% |
| Prudent Corporate Advisory Services Ltd. | 0.62% | 0.56% | -0.06% |
| Elecon Engineering Company Ltd. | 0.32% | 0.38% | +0.06% |
| HDFC Bank Ltd. | -1.11% | -1.05% | +0.06% |
| Poonawalla Fincorp Ltd. | 1.03% | 1.09% | +0.06% |
| Larsen & Toubro Ltd. | 3.03% | 2.98% | -0.06% |
| National Bank For Agriculture & Rural Development | 0.89% | 0.94% | +0.05% |
| Alkem Laboratories Ltd. | 0.58% | 0.62% | +0.04% |
| Kotak Mahindra Bank Ltd. | -1.33% | -1.37% | -0.04% |
| Bajaj Auto Ltd. | 0.73% | 0.69% | -0.04% |
| Bajaj Finance Ltd. | -0.71% | -0.68% | +0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.00% | 0.97% | -0.03% |
| TD Power Systems Ltd. | 0.47% | 0.50% | +0.03% |
| PNB Housing Finance Ltd. | 0.59% | 0.62% | +0.03% |
| UNO Minda Ltd. | 0.92% | 0.89% | -0.03% |
| Brookfield India Real Estate Trust REIT | 0.73% | 0.76% | +0.03% |
| company:13401 | -0.03% | 0.00% | +0.03% |
| Mrs. Bectors Food Specialities Ltd. | 0.61% | 0.59% | -0.02% |
| Multi Commodity Exchange Of India Ltd. | 0.90% | 0.92% | +0.02% |
| Indian Railway Finance Corporation Ltd. | 0.60% | 0.62% | +0.02% |
| Crisil Ltd. | 0.75% | 0.73% | -0.02% |
| Cummins India Ltd. | 1.08% | 1.06% | -0.02% |
| NTPC Ltd. | -0.30% | -0.31% | -0.01% |
| Indegene Ltd. | 0.60% | 0.61% | +0.01% |
| Billionbrains Garage Ventures Ltd. | 1.02% | 1.04% | +0.01% |
| Delhivery Ltd. | 0.85% | 0.84% | -0.01% |
| Ultratech Cement Ltd. | 0.83% | 0.84% | +0.01% |
| Coromandel International Ltd. | 1.04% | 1.04% | 0.00% |
| Union Bank of India | -0.21% | -0.20% | 0.00% |
| Aster DM Quality Care Ltd. | 1.05% | 1.06% | 0.00% |
| CCL Products (India) Ltd. | 0.74% | 0.74% | 0.00% |
| Home First Finance Company India Ltd. | 0.75% | 0.75% | 0.00% |
| Cipla Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹18,275 Cr | 2.11% | 7.0% | 6.8% | 10.2% |
 ICICI Prudential Balanced Advantage Fund | ₹71,913 Cr | 1.52% | 8.7% | 8.5% | 10.4% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹9,836 Cr | 1.96% | 10.4% | 8.9% | 10.4% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,162 Cr | 2.04% | 7.3% | 7.5% | 10.3% |
 Axis Balanced Advantage Fund | ₹3,651 Cr | 2.18% | 7.2% | 6.7% | 9.6% |
 Quant Dynamic Asset Allocation Fund | ₹810 Cr | 2.84% | 1.2% | 2.2% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of 'Price to Earnings' Ratio'; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.
Fund managers
- Bharath SMr. Bharath is a B Com (H), MBA and ICWA.Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.
- Clyton Richard FernandesMr. Fernandes has done B.E and MBAPrior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
- Kumaresh RamakrishnanMr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months0.49% absolute | ₹60,000 | ₹60,294 | 0.49% | |
| 1 year−1.19% annualised | ₹1,20,000 | ₹1,19,229 | −0.64% | |
| 3 years7.40% annualised | ₹3,60,000 | ₹4,04,186 | 12.27% | |
| 5 years6.71% annualised | ₹6,00,000 | ₹7,14,554 | 19.09% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Dynamic Asset Allocation Fund?
The NAV of Sundaram Dynamic Asset Allocation Fund is ₹35.32 as on 6 Nov 2026.
What is the expense ratio of Sundaram Dynamic Asset Allocation Fund?
The expense ratio of Sundaram Dynamic Asset Allocation Fund is 2.54% per year.
What is the minimum SIP amount for Sundaram Dynamic Asset Allocation Fund?
You can start a SIP in Sundaram Dynamic Asset Allocation Fund with ₹3,000 a month.
What returns has Sundaram Dynamic Asset Allocation Fund given?
Sundaram Dynamic Asset Allocation Fund has returned 1.7% over 1 year, 3.2% over 3 years and 6.3% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Dynamic Asset Allocation Fund?
Lock-in: None. Exit load: For units in excess of 25% of the investment,1% will be charged for redemption within 365 days.
How risky is Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund is rated High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹82,589 Cr under management.