Sundaram Dynamic Asset Allocation Fund
Dynamic Asset AllocationHighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹34.56-1.62%1 day
- Return since launch
- 9.3%
- 52-week range
- ₹32.62 — ₹36.30
- AUM
- ₹1,686 Cr
Sundaram Dynamic Asset Allocation Fund is a Dynamic Asset Allocation hybrid fund from Sundaram Mutual Fund with ₹1,686 Cr under management, launched in 2010. Over three years it has returned 2.2% a year, against 8.3% for its category. The expense ratio is 2.54% and the SEBI riskometer reading is High.
Performance
Sundaram Dynamic Asset Allocation Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.7% against +0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -3.4% | −4.0 pts | 0.6% | -0.5% |
| 2Y | -0.5% | −2.1 pts | 1.6% | 1.6% |
| 3Y | 2.2% | −6.1 pts | 8.3% | 3.8% |
| 5Y | 5.8% | −1.9 pts | 7.8% | 7.2% |
| 7Y | 7.8% | −1.4 pts | 9.2% | 8.6% |
| 10Y | 8.3% | −0.9 pts | 9.2% | 8.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.6% | −1.1 pts | -2.6% | -2.7% |
| 3M | -1.1% | −0.7 pts | -0.5% | -0.5% |
| 6M | 2.9% | −1.5 pts | 4.3% | 4.1% |
| 1Y | -1.7% | −2.3 pts | 0.6% | 0.7% |
| 2Y | -1.4% | −1.6 pts | 0.1% | 0.3% |
| 3Y | 6.8% | −1.5 pts | 8.3% | 7.9% |
| 5Y | 6.6% | −1.1 pts | 7.8% | 7.4% |
| 7Y | 10.0% | −0.1 pts | 10.1% | 9.6% |
| 10Y | 8.3% | −0.9 pts | 9.2% | 8.8% |
Since launch (26 Nov 2010): 9.3%
Calendar-year returns
Category average22.9%
14.2%
5.7%
14.1%
12.5%
5.1%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.1% | −1.5 pts | 6.7% |
| 2024 | 12.5% | −1.7 pts | 14.2% |
| 2023 | 14.1% | −5.9 pts | 20.0% |
| 2022 | 5.7% | +0.7 pts | 5.1% |
| 2021 | 14.2% | −2.4 pts | 16.6% |
| 2020 | 22.9% | +8.4 pts | 14.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.53%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.80%
- Brokerage
- 0.11%
- Transaction charges
- 0.01%
- Statutory levies
- 0.61%
- Exit load
- For units in excess of 25% of the investment,1% will be charged for redemption within 365 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
High
Your principal is treated as being at high risk — typically diversified and large cap equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 1.29 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.29 | 0.63 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.37 | 0.82 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 9.18 | 10.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Dynamic Asset Allocation Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity61.2%
- Debt18.8%
- Other20.1%
Market cap split
- Large62.6%
- Mid20.0%
- Small17.4%
- P/E
- 30.68
- P/B
- 3.89
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 17.44% | ₹294 Cr | +40.38% | +38.46% | +47.80% |
| ICICI Bank Ltd. | Financial | 7.39% | ₹125 Cr | -5.09% | -5.90% | -2.87% |
| Bharti Airtel Ltd. | Communication | 3.67% | ₹61.92 Cr | -2.10% | -2.71% | -3.07% |
| Larsen & Toubro Ltd. | Construction | 3.03% | ₹51.11 Cr | +3.22% | +3.10% | +2.13% |
| Reliance Industries Ltd. | Energy | 2.73% | ₹46.01 Cr | -4.07% | -2.22% | -2.65% |
| National Bank For Agriculture & Rural Development | Financial | 2.35% | ₹39.64 Cr | +1.82% | +1.79% | +1.84% |
| HDFC Bank Ltd. | Financial | 2.32% | ₹39.18 Cr | -2.08% | +11.65% | +11.64% |
| Mahindra & Mahindra Ltd. | Automobile | 2.29% | ₹38.58 Cr | +2.04% | +2.20% | -0.10% |
| Eternal Ltd. | Services | 2.25% | ₹38.01 Cr | -2.75% | -2.60% | -2.66% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 2.06% | ₹34.71 Cr | +2.70% | +2.86% | -1.24% |
| Embassy Office Parks REIT | Construction | 1.90% | ₹31.97 Cr | +1.90% | +1.83% | +2.51% |
| Coforge Ltd. | Technology | 1.86% | ₹31.31 Cr | +1.35% | +0.70% | — |
| GOI | Sovereign | 1.80% | ₹30.37 Cr | +1.85% | +1.81% | +1.86% |
| Kotak Mahindra Bank Ltd. | Financial | 1.75% | ₹29.55 Cr | -2.49% | -2.73% | -2.64% |
| One97 Communications Ltd. | Services | 1.74% | ₹29.32 Cr | +1.92% | — | — |
| PB Fintech Ltd. | Services | 1.61% | ₹27.18 Cr | +1.38% | +1.14% | — |
| Oracle Financial Services Software Ltd. | Technology | 1.54% | ₹26.02 Cr | — | — | — |
| TVS Motor Company Ltd. | Automobile | 1.48% | ₹25.02 Cr | +0.97% | +1.03% | — |
| REC Ltd. | Financial | 1.48% | ₹24.94 Cr | +1.52% | +1.50% | +1.54% |
| company:1502 | Metals & Mining | 1.38% | ₹23.28 Cr | — | — | — |
| Fractal Analytics Ltd. | Technology | 1.27% | ₹21.35 Cr | +1.31% | +0.88% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.20% | ₹20.26 Cr | +1.04% | +1.04% | +0.78% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 1.19% | ₹20.11 Cr | +0.50% | — | — |
| Bajaj Finserv Ltd. | Financial | 1.17% | ₹19.64 Cr | -2.12% | -2.28% | -1.78% |
| Cummins India Ltd. | Capital Goods | 1.08% | ₹18.17 Cr | +1.32% | +1.26% | +1.15% |
| Aster DM Quality Care Ltd. | Healthcare | 1.05% | ₹17.78 Cr | +0.62% | — | — |
| Coromandel International Ltd. | Chemicals | 1.04% | ₹17.49 Cr | +1.03% | +1.22% | +1.10% |
| Poonawalla Fincorp Ltd. | Financial | 1.03% | ₹17.35 Cr | — | — | — |
| Billionbrains Garage Ventures Ltd. | Financial | 1.02% | ₹17.26 Cr | +1.07% | +0.51% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.00% | ₹16.92 Cr | +0.65% | +0.61% | +0.63% |
| UNO Minda Ltd. | Automobile | 0.92% | ₹15.44 Cr | +0.55% | +0.60% | +0.68% |
| MTAR Technologies Ltd. | Capital Goods | 0.90% | ₹15.15 Cr | +0.52% | — | — |
| Multi Commodity Exchange Of India Ltd. | Services | 0.90% | ₹15.12 Cr | -1.07% | -0.85% | -0.53% |
| Delhivery Ltd. | Services | 0.85% | ₹14.30 Cr | — | — | — |
| Ultratech Cement Ltd. | Materials | 0.83% | ₹14.06 Cr | +0.89% | +0.91% | +0.72% |
| company:13257 | Services | 0.79% | ₹13.30 Cr | — | — | — |
| Amara Raja Energy & Mobility Ltd | Capital Goods | 0.78% | ₹13.19 Cr | +0.85% | +0.83% | +0.38% |
| Force Motors Ltd. | Automobile | 0.78% | ₹13.14 Cr | — | — | — |
| Crisil Ltd. | Services | 0.75% | ₹12.66 Cr | +0.66% | +0.64% | +0.49% |
| Home First Finance Company India Ltd. | Financial | 0.75% | ₹12.61 Cr | +0.70% | +0.64% | +0.55% |
| CCL Products (India) Ltd. | Consumer Staples | 0.74% | ₹12.43 Cr | +0.47% | — | — |
| Brookfield India Real Estate Trust REIT | Construction | 0.73% | ₹12.32 Cr | +0.70% | +0.78% | — |
| Bajaj Auto Ltd. | Automobile | 0.73% | ₹12.24 Cr | +0.56% | +0.67% | +0.72% |
| company:20814 | Services | 0.73% | ₹12.24 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 0.71% | ₹11.95 Cr | +0.75% | +0.73% | +0.69% |
| Granules India Ltd. | Healthcare | 0.70% | ₹11.76 Cr | — | — | — |
| Interglobe Aviation Ltd. | Services | 0.69% | ₹11.57 Cr | +0.64% | +0.94% | +1.09% |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.62% | ₹10.46 Cr | +0.52% | +0.53% | +0.26% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.61% | ₹10.33 Cr | +0.23% | — | — |
| Affle 3I Ltd. | Technology | 0.60% | ₹10.17 Cr | +0.60% | — | — |
| Indegene Ltd. | Healthcare | 0.60% | ₹10.13 Cr | +0.53% | +0.40% | +0.25% |
| Indian Railway Finance Corporation Ltd. | Financial | 0.60% | ₹10.09 Cr | +0.61% | +0.61% | +0.63% |
| PNB Housing Finance Ltd. | Financial | 0.59% | ₹9.90 Cr | +0.60% | +0.59% | — |
| Alkem Laboratories Ltd. | Healthcare | 0.58% | ₹9.72 Cr | — | — | — |
| TD Power Systems Ltd. | Capital Goods | 0.47% | ₹7.86 Cr | — | — | — |
| Ashok Leyland Ltd. | Automobile | 0.35% | ₹5.82 Cr | — | — | — |
| company:16783 | Chemicals | 0.32% | ₹5.47 Cr | — | — | — |
| Elecon Engineering Company Ltd. | Capital Goods | 0.32% | ₹5.34 Cr | +0.28% | — | — |
| State Bank of India | Financial | 0.31% | ₹5.25 Cr | -0.61% | +3.09% | +3.82% |
| company:14739 | Capital Goods | 0.31% | ₹5.21 Cr | — | — | — |
| LIC Housing Finance Ltd. | Financial | 0.30% | ₹5.00 Cr | +0.30% | +0.91% | +0.94% |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.17% | ₹2.86 Cr | -0.44% | -1.48% | -1.68% |
| Union Bank of India | Financial | 0.00% | ₹0.06 Cr | -0.39% | — | — |
| NTPC Ltd. | Energy | 0.00% | ₹0.03 Cr | -0.74% | — | — |
| Cipla Ltd. | Healthcare | 0.00% | ₹0.02 Cr | 0.00% | -0.22% | -1.24% |
| 360 One Wam Ltd. | Financial | -0.00% | ₹-0.00 Cr | -0.05% | — | — |
| Bajaj Finance Ltd. | Financial | -0.01% | ₹-0.15 Cr | +3.59% | +3.72% | +3.22% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| ICICI Bank Ltd. | -2.80% | -0.02% | +2.78% |
| One97 Communications Ltd. | -0.38% | 2.21% | +2.59% |
| company:1502 | 0.00% | 1.38% | +1.38% |
| Tata Steel Ltd. | 1.35% | 0.00% | -1.35% |
| Bharti Airtel Ltd. | -1.03% | -0.01% | +1.03% |
| Bharat Electronics Ltd. | 0.98% | 0.00% | -0.98% |
| company:13257 | 0.00% | 0.79% | +0.79% |
| company:20814 | 0.00% | 0.73% | +0.73% |
| Patanjali Foods Ltd. | -0.68% | 0.00% | +0.68% |
| HDFC Asset Management Company Ltd. | 0.64% | 0.00% | -0.64% |
| JK Cement Ltd. | 0.62% | 0.00% | -0.62% |
| Others | 13.89% | 13.37% | -0.52% |
| GAIL (India) Ltd. | 0.44% | 0.00% | -0.44% |
| Poonawalla Fincorp Ltd. | 0.60% | 1.03% | +0.42% |
| Tata Consumer Products Ltd. | 0.34% | 0.00% | -0.34% |
| company:16783 | 0.00% | 0.32% | +0.32% |
| company:14739 | 0.00% | 0.31% | +0.31% |
| State Bank of India | -0.32% | -0.01% | +0.30% |
| MTAR Technologies Ltd. | 0.62% | 0.90% | +0.28% |
| TVS Motor Company Ltd. | 1.26% | 1.48% | +0.23% |
| Coforge Ltd. | 1.63% | 1.86% | +0.22% |
| PB Fintech Ltd. | 1.40% | 1.61% | +0.21% |
| Hindustan Aeronautics Ltd. | -0.23% | -0.07% | +0.16% |
| Aster DM Quality Care Ltd. | 0.90% | 1.05% | +0.16% |
| Multi Commodity Exchange Of India Ltd. | 0.74% | 0.90% | +0.15% |
| Force Motors Ltd. | 0.64% | 0.78% | +0.14% |
| TD Power Systems Ltd. | 0.34% | 0.47% | +0.13% |
| Coromandel International Ltd. | 1.16% | 1.04% | -0.12% |
| Oracle Financial Services Software Ltd. | 1.43% | 1.54% | +0.12% |
| Mahindra & Mahindra Ltd. | 2.41% | 2.29% | -0.12% |
| Kotak Mahindra Bank Ltd. | -1.22% | -1.33% | -0.11% |
| Eternal Ltd. | -1.61% | -1.71% | -0.10% |
| Mrs. Bectors Food Specialities Ltd. | 0.71% | 0.61% | -0.10% |
| Indegene Ltd. | 0.51% | 0.60% | +0.09% |
| Cummins India Ltd. | 1.17% | 1.08% | -0.09% |
| Billionbrains Garage Ventures Ltd. | 1.09% | 1.02% | -0.07% |
| Vedanta Aluminium Metal Ltd. | 1.26% | 1.19% | -0.07% |
| HDFC Bank Ltd. | -1.18% | -1.11% | +0.07% |
| Bajaj Finance Ltd. | -0.77% | -0.71% | +0.06% |
| UNO Minda Ltd. | 0.86% | 0.92% | +0.05% |
| CCL Products (India) Ltd. | 0.79% | 0.74% | -0.05% |
| Mankind Pharma Ltd. | 0.76% | 0.71% | -0.05% |
| Alkem Laboratories Ltd. | 0.62% | 0.58% | -0.05% |
| Crisil Ltd. | 0.71% | 0.75% | +0.04% |
| Larsen & Toubro Ltd. | 2.99% | 3.03% | +0.04% |
| Amara Raja Energy & Mobility Ltd | 0.82% | 0.78% | -0.04% |
| Affle 3I Ltd. | 0.64% | 0.60% | -0.04% |
| Fractal Analytics Ltd. | 1.23% | 1.27% | +0.04% |
| Bajaj Auto Ltd. | 0.69% | 0.73% | +0.03% |
| Ultratech Cement Ltd. | 0.87% | 0.83% | -0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.03% | 1.00% | -0.02% |
| Amber Enterprises India Ltd. | 1.22% | 1.20% | -0.02% |
| Elecon Engineering Company Ltd. | 0.34% | 0.32% | -0.02% |
| NTPC Ltd. | -0.32% | -0.30% | +0.02% |
| Reliance Industries Ltd. | -1.96% | -1.94% | +0.02% |
| Ashok Leyland Ltd. | 0.33% | 0.35% | +0.02% |
| Home First Finance Company India Ltd. | 0.77% | 0.75% | -0.02% |
| REC Ltd. | 1.50% | 1.48% | -0.02% |
| Union Bank of India | -0.19% | -0.21% | -0.01% |
| Bajaj Finserv Ltd. | -1.17% | -1.16% | +0.01% |
| Indian Railway Finance Corporation Ltd. | 0.61% | 0.60% | -0.01% |
| Interglobe Aviation Ltd. | 0.70% | 0.69% | -0.01% |
| Prudent Corporate Advisory Services Ltd. | 0.61% | 0.62% | +0.01% |
| Cholamandalam Investment and Finance Company Ltd. | 1.53% | 1.53% | -0.01% |
| GOI | 1.81% | 1.80% | -0.01% |
| National Bank For Agriculture & Rural Development | 0.89% | 0.89% | 0.00% |
| Delhivery Ltd. | 0.85% | 0.85% | 0.00% |
| PNB Housing Finance Ltd. | 0.59% | 0.59% | 0.00% |
| Embassy Office Parks REIT | 1.90% | 1.90% | 0.00% |
| Granules India Ltd. | 0.70% | 0.70% | 0.00% |
| Brookfield India Real Estate Trust REIT | 0.73% | 0.73% | 0.00% |
| 360 One Wam Ltd. | -0.03% | -0.03% | 0.00% |
| LIC Housing Finance Ltd. | 0.30% | 0.30% | 0.00% |
| Cipla Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹39,803 Cr | 1.98% | 0.3% | 5.2% | 9.8% |
 HDFC Balanced Advantage Fund | ₹1,07,296 Cr | 1.31% | -3.8% | 3.3% | 10.5% |
 ICICI Prudential Balanced Advantage Fund | ₹75,399 Cr | 1.57% | 1.2% | 6.7% | 9.4% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹10,125 Cr | 1.95% | 4.6% | 7.5% | 9.6% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,343 Cr | 2.05% | 1.4% | 6.3% | 9.6% |
 Quant Dynamic Asset Allocation Fund | ₹852 Cr | 3.03% | -2.1% | 2.5% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation with relatively lower volatility by allocation of funds into equity assets based on Price Earning Ratio (PE Ratio) levels. When the markets become expensive in terms of 'Price to Earnings' Ratio'; the scheme will reduce its allocation to equities and move assets into debt and/or money market instruments and vice versa.
Fund managers
- Bharath SMr. Bharath is a B Com (H), MBA and ICWA.Prior to joining Sundaram Mutual Fund he has worked with Navia Markets Ltd.
- Clyton Richard FernandesMr. Fernandes has done B.E and MBAPrior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
- Kumaresh RamakrishnanMr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.85% absolute | ₹60,000 | ₹61,710 | 2.85% | |
| 1 year−1.67% annualised | ₹1,20,000 | ₹1,18,920 | −0.90% | |
| 3 years6.82% annualised | ₹3,60,000 | ₹4,00,487 | 11.25% | |
| 5 years6.64% annualised | ₹6,00,000 | ₹7,13,222 | 18.87% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Dynamic Asset Allocation Fund?
The NAV of Sundaram Dynamic Asset Allocation Fund is ₹34.56 as on 24 Sep 2026.
What is the expense ratio of Sundaram Dynamic Asset Allocation Fund?
The expense ratio of Sundaram Dynamic Asset Allocation Fund is 2.54% per year.
What is the minimum SIP amount for Sundaram Dynamic Asset Allocation Fund?
You can start a SIP in Sundaram Dynamic Asset Allocation Fund with ₹3,000 a month.
What returns has Sundaram Dynamic Asset Allocation Fund given?
Sundaram Dynamic Asset Allocation Fund has returned -3.4% over 1 year, 2.2% over 3 years and 5.8% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Dynamic Asset Allocation Fund?
Lock-in: None. Exit load: For units in excess of 25% of the investment,1% will be charged for redemption within 365 days.
How risky is Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund is rated High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹76,995 Cr under management.