Sundaram Equity Savings Fund
Equity SavingsModerateOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹70.48-0.02%1 day
- Return since launch
- 8.0%
- 52-week range
- ₹67.65 — ₹72.38
- AUM
- ₹1,002 Cr
Sundaram Equity Savings Fund is a Equity Savings hybrid fund from Sundaram Mutual Fund with ₹1,002 Cr under management, launched in 2002. Over three years it has returned 3.6% a year, against 7.6% for its category. The expense ratio is 2.78% and the SEBI riskometer reading is Moderate.
Performance
Sundaram Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.1% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -1.2% | −4.7 pts | 3.5% | 1.8% |
| 2Y | 1.2% | −2.6 pts | 3.8% | 3.2% |
| 3Y | 3.6% | −4.0 pts | 7.6% | 4.4% |
| 5Y | 6.7% | −0.2 pts | 6.8% | 6.1% |
| 7Y | 7.8% | 0.0 pts | 7.9% | 7.0% |
| 10Y | 7.8% | +0.4 pts | 7.4% | 6.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.0% | −1.2 pts | -0.8% | -0.9% |
| 3M | -0.1% | −0.8 pts | 0.6% | 0.3% |
| 6M | 3.1% | −1.1 pts | 4.2% | 3.6% |
| 1Y | 0.1% | −3.4 pts | 3.5% | 2.6% |
| 2Y | 1.1% | −2.0 pts | 3.1% | 2.6% |
| 3Y | 7.2% | −0.4 pts | 7.6% | 6.6% |
| 5Y | 7.1% | +0.3 pts | 6.8% | 5.9% |
| 7Y | 8.4% | +0.2 pts | 8.2% | 7.4% |
| 10Y | 7.7% | +0.2 pts | 7.4% | 6.8% |
Since launch (22 Apr 2002): 8.0%
Calendar-year returns
Category average9.4%
12.1%
4.1%
15.3%
12.5%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | −0.9 pts | 7.3% |
| 2024 | 12.5% | +0.6 pts | 11.9% |
| 2023 | 15.3% | +1.0 pts | 14.3% |
| 2022 | 4.1% | −0.1 pts | 4.2% |
| 2021 | 12.1% | −1.5 pts | 13.6% |
| 2020 | 9.4% | −1.0 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.79%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.94%
- Brokerage
- 0.13%
- Transaction charges
- 0.02%
- Statutory levies
- 0.70%
- Exit load
- Exit load of 0.5% if redeemed within 7 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 0.87 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.39 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.49 | 0.84 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 6.00 | 6.16 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Equity Savings Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity37.0%
- Debt12.4%
- Other50.6%
Market cap split
- Large77.8%
- Mid11.6%
- Small10.6%
- P/E
- 23.82
- P/B
- 3.07
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 49.04% | ₹492 Cr | +148.49% | +108.71% | +101.62% |
| Bharti Airtel Ltd. | Communication | 8.87% | ₹88.90 Cr | -15.53% | -14.07% | -13.91% |
| ICICI Bank Ltd. | Financial | 2.73% | ₹27.36 Cr | -9.30% | -9.15% | -6.22% |
| LIC Housing Finance Ltd. | Financial | 2.48% | ₹24.90 Cr | +2.32% | +2.11% | +2.19% |
| Larsen & Toubro Ltd. | Construction | 1.87% | ₹18.70 Cr | -3.58% | -2.29% | -2.00% |
| Reliance Industries Ltd. | Energy | 1.53% | ₹15.35 Cr | -12.54% | -11.91% | -11.19% |
| GOI | Sovereign | 1.53% | ₹15.34 Cr | +1.44% | +1.32% | +1.36% |
| Altius Telecom Infrastructure Trust | Construction | 1.53% | ₹15.31 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.49% | ₹14.91 Cr | +1.39% | +1.28% | +1.33% |
| HDFC Bank Ltd. | Financial | 1.45% | ₹14.56 Cr | -8.06% | -8.45% | -1.02% |
| Eternal Ltd. | Services | 1.40% | ₹13.99 Cr | -0.60% | -0.39% | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.31% | ₹13.17 Cr | -2.43% | -2.25% | -0.47% |
| Coforge Ltd. | Technology | 1.15% | ₹11.56 Cr | +0.78% | +0.48% | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.04% | ₹10.43 Cr | -3.55% | -1.95% | -1.45% |
| One97 Communications Ltd. | Services | 1.02% | ₹10.25 Cr | +0.56% | — | — |
| PB Fintech Ltd. | Services | 1.00% | ₹10.04 Cr | +0.85% | +0.78% | — |
| National Bank For Agriculture & Rural Development | Financial | 0.99% | ₹9.97 Cr | +0.94% | +0.85% | +0.88% |
| Oracle Financial Services Software Ltd. | Technology | 0.97% | ₹9.72 Cr | — | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.90% | ₹9.00 Cr | +0.77% | +0.99% | +0.86% |
| TVS Motor Company Ltd. | Automobile | 0.88% | ₹8.81 Cr | +0.56% | +0.73% | -0.26% |
| Hindalco Industries Ltd. | Metals & Mining | 0.81% | ₹8.10 Cr | -3.22% | -2.36% | -1.86% |
| Fractal Analytics Ltd. | Technology | 0.80% | ₹8.01 Cr | +0.89% | +0.62% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.75% | ₹7.50 Cr | +0.62% | +0.68% | +0.50% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.74% | ₹7.40 Cr | +0.28% | — | — |
| Bajaj Finserv Ltd. | Financial | 0.71% | ₹7.09 Cr | -0.56% | -0.56% | -0.20% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.64% | ₹6.38 Cr | +0.61% | +0.34% | — |
| Coromandel International Ltd. | Chemicals | 0.64% | ₹6.38 Cr | +0.64% | +0.86% | +0.74% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.63% | ₹6.34 Cr | +0.39% | +0.41% | +0.39% |
| Poonawalla Fincorp Ltd. | Financial | 0.63% | ₹6.32 Cr | — | — | — |
| Aster DM Quality Care Ltd. | Healthcare | 0.63% | ₹6.29 Cr | +0.37% | — | — |
| Cummins India Ltd. | Capital Goods | 0.60% | ₹6.06 Cr | +0.72% | +0.87% | +0.73% |
| UNO Minda Ltd. | Automobile | 0.56% | ₹5.61 Cr | +0.33% | +0.41% | +0.44% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.55% | ₹5.47 Cr | +0.49% | — | — |
| MTAR Technologies Ltd. | Capital Goods | 0.54% | ₹5.38 Cr | +0.31% | — | — |
| Delhivery Ltd. | Services | 0.51% | ₹5.16 Cr | — | — | — |
| company:20814 | Services | 0.51% | ₹5.12 Cr | — | — | — |
| Amara Raja Energy & Mobility Ltd | Capital Goods | 0.50% | ₹5.00 Cr | +0.52% | +0.56% | +0.24% |
| Home First Finance Company India Ltd. | Financial | 0.49% | ₹4.88 Cr | +0.42% | +0.43% | +0.35% |
| Ultratech Cement Ltd. | Materials | 0.48% | ₹4.78 Cr | +0.50% | +0.65% | +0.48% |
| company:13257 | Services | 0.46% | ₹4.65 Cr | — | — | — |
| Force Motors Ltd. | Automobile | 0.46% | ₹4.64 Cr | — | — | — |
| Crisil Ltd. | Services | 0.46% | ₹4.61 Cr | +0.35% | +0.41% | +0.34% |
| Mankind Pharma Ltd. | Healthcare | 0.46% | ₹4.57 Cr | +0.47% | +0.49% | +0.43% |
| CCL Products (India) Ltd. | Consumer Staples | 0.45% | ₹4.51 Cr | +0.27% | — | — |
| Interglobe Aviation Ltd. | Services | 0.44% | ₹4.39 Cr | +0.38% | +0.62% | +0.72% |
| Granules India Ltd. | Healthcare | 0.43% | ₹4.27 Cr | — | — | — |
| Affle 3I Ltd. | Technology | 0.41% | ₹4.11 Cr | +0.35% | — | — |
| Bajaj Auto Ltd. | Automobile | 0.41% | ₹4.10 Cr | +0.29% | +0.46% | +0.45% |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.41% | ₹4.08 Cr | +0.31% | +0.34% | +0.18% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.40% | ₹4.00 Cr | +0.13% | — | — |
| Indegene Ltd. | Healthcare | 0.39% | ₹3.88 Cr | +0.31% | +0.27% | +0.17% |
| Alkem Laboratories Ltd. | Healthcare | 0.35% | ₹3.54 Cr | — | — | — |
| TD Power Systems Ltd. | Capital Goods | 0.28% | ₹2.78 Cr | — | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.22% | ₹2.17 Cr | -0.52% | +0.93% | +1.34% |
| Elecon Engineering Company Ltd. | Capital Goods | 0.21% | ₹2.10 Cr | +0.15% | — | — |
| Ashok Leyland Ltd. | Automobile | 0.21% | ₹2.07 Cr | — | — | — |
| company:16783 | Chemicals | 0.19% | ₹1.93 Cr | — | — | — |
| company:14739 | Capital Goods | 0.18% | ₹1.82 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 0.11% | ₹1.08 Cr | -9.20% | -8.82% | -4.19% |
| State Bank of India | Financial | 0.02% | ₹0.16 Cr | -4.39% | +2.31% | -5.04% |
| NTPC Ltd. | Energy | 0.00% | ₹0.05 Cr | -1.90% | -1.16% | -1.02% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.00% | ₹0.04 Cr | 0.00% | 0.00% | 0.00% |
| Aurobindo Pharma Ltd. | Healthcare | 0.00% | ₹0.02 Cr | -1.41% | -1.09% | -0.95% |
| Ambuja Cements Ltd. | Materials | -0.00% | ₹-0.05 Cr | -0.89% | -0.89% | +0.58% |
| JSW Steel Ltd. | Metals & Mining | -0.02% | ₹-0.16 Cr | -2.17% | -1.92% | -1.62% |
| Bajaj Finance Ltd. | Financial | -0.02% | ₹-0.18 Cr | -2.36% | -2.12% | +2.03% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bharti Airtel Ltd. | -8.44% | -0.05% | +8.39% |
| Kotak Mahindra Bank Ltd. | -1.72% | 2.97% | +4.69% |
| Others | 48.84% | 45.15% | -3.69% |
| Reliance Industries Ltd. | -2.56% | -5.68% | -3.12% |
| Patanjali Foods Ltd. | -1.94% | 0.00% | +1.94% |
| Axis Bank Ltd. | -3.00% | -4.75% | -1.74% |
| Tata Steel Ltd. | 0.69% | 0.00% | -0.69% |
| Bharat Electronics Ltd. | 0.56% | 0.00% | -0.56% |
| Aurobindo Pharma Ltd. | -0.63% | -0.12% | +0.51% |
| company:20814 | 0.00% | 0.51% | +0.51% |
| company:13257 | 0.00% | 0.46% | +0.46% |
| One97 Communications Ltd. | 0.65% | 1.02% | +0.37% |
| JK Cement Ltd. | 0.37% | 0.00% | -0.37% |
| HDFC Asset Management Company Ltd. | 0.36% | 0.00% | -0.36% |
| ICICI Bank Ltd. | -5.40% | -5.06% | +0.34% |
| Hindalco Industries Ltd. | -1.42% | -1.12% | +0.30% |
| Poonawalla Fincorp Ltd. | 0.36% | 0.63% | +0.27% |
| GAIL (India) Ltd. | 0.25% | 0.00% | -0.25% |
| Maruti Suzuki India Ltd. | -0.23% | -0.01% | +0.22% |
| Tata Consumer Products Ltd. | 0.21% | 0.00% | -0.21% |
| company:16783 | 0.00% | 0.19% | +0.19% |
| Coforge Ltd. | 0.97% | 1.15% | +0.18% |
| company:14739 | 0.00% | 0.18% | +0.18% |
| PB Fintech Ltd. | 0.83% | 1.00% | +0.17% |
| MTAR Technologies Ltd. | 0.37% | 0.54% | +0.17% |
| Eternal Ltd. | 1.25% | 1.40% | +0.15% |
| TVS Motor Company Ltd. | 0.75% | 0.88% | +0.13% |
| Oracle Financial Services Software Ltd. | 0.84% | 0.97% | +0.13% |
| State Bank of India | -2.40% | -2.52% | -0.12% |
| HDFC Bank Ltd. | -4.24% | -4.13% | +0.11% |
| Force Motors Ltd. | 0.36% | 0.46% | +0.10% |
| Aster DM Quality Care Ltd. | 0.53% | 0.63% | +0.10% |
| Larsen & Toubro Ltd. | -1.68% | -1.77% | -0.09% |
| Multi Commodity Exchange Of India Ltd. | 0.46% | 0.55% | +0.09% |
| TD Power Systems Ltd. | 0.20% | 0.28% | +0.08% |
| Bajaj Finserv Ltd. | -0.33% | -0.25% | +0.08% |
| Altius Telecom Infrastructure Trust | 1.45% | 1.53% | +0.08% |
| JSW Steel Ltd. | -1.10% | -1.18% | -0.08% |
| LIC Housing Finance Ltd. | 2.41% | 2.48% | +0.07% |
| Indegene Ltd. | 0.32% | 0.39% | +0.07% |
| Bajaj Finance Ltd. | -1.47% | -1.40% | +0.06% |
| Coromandel International Ltd. | 0.70% | 0.64% | -0.06% |
| Fractal Analytics Ltd. | 0.74% | 0.80% | +0.06% |
| Crisil Ltd. | 0.40% | 0.46% | +0.06% |
| GOI | 1.49% | 1.53% | +0.04% |
| Amber Enterprises India Ltd. | 0.71% | 0.75% | +0.04% |
| Delhivery Ltd. | 0.48% | 0.51% | +0.03% |
| NTPC Ltd. | -0.87% | -0.83% | +0.03% |
| Small Industries Devp. Bank of India Ltd. | 1.46% | 1.49% | +0.03% |
| Bajaj Auto Ltd. | 0.38% | 0.41% | +0.03% |
| Cummins India Ltd. | 0.64% | 0.60% | -0.03% |
| Cholamandalam Investment and Finance Company Ltd. | 0.87% | 0.90% | +0.03% |
| Mrs. Bectors Food Specialities Ltd. | 0.43% | 0.40% | -0.03% |
| National Bank For Agriculture & Rural Development | 0.97% | 0.99% | +0.03% |
| Billionbrains Garage Ventures Ltd. | 0.66% | 0.64% | -0.02% |
| UNO Minda Ltd. | 0.54% | 0.56% | +0.02% |
| Prudent Corporate Advisory Services Ltd. | 0.39% | 0.41% | +0.02% |
| Mahindra & Mahindra Ltd. | -1.21% | -1.23% | -0.02% |
| CCL Products (India) Ltd. | 0.47% | 0.45% | -0.02% |
| Interglobe Aviation Ltd. | 0.42% | 0.44% | +0.02% |
| Ambuja Cements Ltd. | -0.44% | -0.43% | +0.02% |
| Alkem Laboratories Ltd. | 0.37% | 0.35% | -0.02% |
| Ashok Leyland Ltd. | 0.19% | 0.21% | +0.02% |
| Sun Pharmaceutical Industries Ltd. | 0.62% | 0.63% | +0.02% |
| Affle 3I Ltd. | 0.40% | 0.41% | +0.01% |
| Granules India Ltd. | 0.41% | 0.43% | +0.01% |
| Vedanta Aluminium Metal Ltd. | 0.75% | 0.74% | -0.01% |
| Ultratech Cement Ltd. | 0.48% | 0.48% | 0.00% |
| Amara Raja Energy & Mobility Ltd | 0.49% | 0.50% | 0.00% |
| Home First Finance Company India Ltd. | 0.48% | 0.49% | 0.00% |
| Mankind Pharma Ltd. | 0.45% | 0.46% | 0.00% |
| Elecon Engineering Company Ltd. | 0.21% | 0.21% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,230 Cr | 2.25% | 4.9% | 7.1% | 8.8% |
 Kotak Equity Savings Fund | ₹10,684 Cr | 2.12% | 3.2% | 6.0% | 8.3% |
 Mirae Asset Equity Savings Fund | ₹2,041 Cr | 1.73% | 3.4% | 6.4% | 8.3% |
 Edelweiss Equity Savings Fund | ₹1,660 Cr | 2.15% | 8.1% | 8.7% | 9.5% |
 HSBC Equity Savings Fund | ₹1,475 Cr | 2.46% | 7.4% | 9.0% | 10.8% |
 Baroda BNP Paribas Equity Savings Fund | ₹289 Cr | 2.81% | 2.3% | 5.4% | 7.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Fund managers
- Clyton Richard FernandesMr. Fernandes has done B.E and MBAPrior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
- Kumaresh RamakrishnanMr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.15% absolute | ₹60,000 | ₹61,890 | 3.15% | |
| 1 year0.13% annualised | ₹1,20,000 | ₹1,20,085 | 0.07% | |
| 3 years7.18% annualised | ₹3,60,000 | ₹4,02,778 | 11.88% | |
| 5 years7.06% annualised | ₹6,00,000 | ₹7,21,261 | 20.21% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Equity Savings Fund?
The NAV of Sundaram Equity Savings Fund is ₹70.48 as on 25 Sep 2026.
What is the expense ratio of Sundaram Equity Savings Fund?
The expense ratio of Sundaram Equity Savings Fund is 2.78% per year.
What is the minimum SIP amount for Sundaram Equity Savings Fund?
You can start a SIP in Sundaram Equity Savings Fund with ₹3,000 a month.
What returns has Sundaram Equity Savings Fund given?
Sundaram Equity Savings Fund has returned -1.2% over 1 year, 3.6% over 3 years and 6.7% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 0.5% if redeemed within 7 days..
How risky is Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is rated Moderate on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹76,995 Cr under management.