Sundaram Equity Savings Fund
Equity SavingsModerateOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹71.64+0.13%1 day
- Return since launch
- 8.0%
- 52-week range
- ₹67.65 — ₹72.38
- AUM
- ₹943 Cr
Sundaram Equity Savings Fund is a Equity Savings hybrid fund from Sundaram Mutual Fund with ₹943 Cr under management, launched in 2002. Over three years it has returned 4.0% a year, against 8.0% for its category. The expense ratio is 2.79% and the SEBI riskometer reading is Moderate.
Performance
Sundaram Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.2% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.9% | −1.9 pts | 3.8% | 4.5% |
| 2Y | 2.5% | −2.7 pts | 5.2% | 4.4% |
| 3Y | 4.0% | −4.0 pts | 8.0% | 4.9% |
| 5Y | 6.8% | −0.1 pts | 6.9% | 6.4% |
| 7Y | 7.9% | −0.1 pts | 8.0% | 7.1% |
| 10Y | 7.9% | +0.3 pts | 7.6% | 7.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 3.0% | +0.3 pts | 2.8% | 2.7% |
| 3M | -0.4% | −1.2 pts | 0.8% | 0.6% |
| 6M | 1.8% | −1.6 pts | 3.4% | 3.0% |
| 1Y | 0.0% | −3.8 pts | 3.8% | 2.7% |
| 2Y | 3.2% | −1.7 pts | 4.8% | 4.2% |
| 3Y | 7.5% | −0.5 pts | 8.0% | 6.9% |
| 5Y | 7.0% | 0.0 pts | 6.9% | 6.0% |
| 7Y | 8.4% | +0.1 pts | 8.3% | 7.4% |
| 10Y | 7.8% | +0.2 pts | 7.6% | 7.0% |
Since launch (22 Apr 2002): 8.0%
Calendar-year returns
Category average9.4%
12.1%
4.1%
15.3%
12.5%
6.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 6.4% | −0.9 pts | 7.3% |
| 2024 | 12.5% | +0.6 pts | 11.9% |
| 2023 | 15.3% | +1.0 pts | 14.3% |
| 2022 | 4.1% | −0.1 pts | 4.2% |
| 2021 | 12.1% | −1.5 pts | 13.6% |
| 2020 | 9.4% | −1.0 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.82%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.95%
- Brokerage
- 0.12%
- Transaction charges
- 0.02%
- Statutory levies
- 0.73%
- Exit load
- Exit load of 0.5% if redeemed within 7 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Equity Savings TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderate
Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.10 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.24 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.31 | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 6.20 | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity38.1%
- Debt13.1%
- Other48.9%
Market cap split
- Large78.2%
- Mid11.3%
- Small10.4%
- P/E
- 22.63
- P/B
- 2.92
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 47.20% | ₹445 Cr | +149.22% | +108.95% | +3.41% |
| LIC Housing Finance Ltd. | Financial | 2.64% | ₹24.92 Cr | +2.38% | +2.32% | +2.16% |
| ICICI Bank Ltd. | Financial | 2.62% | ₹24.67 Cr | -10.34% | -8.83% | -9.18% |
| Reliance Industries Ltd. | Energy | 1.95% | ₹18.37 Cr | -10.90% | -12.65% | -12.08% |
| Larsen & Toubro Ltd. | Construction | 1.84% | ₹17.34 Cr | -3.49% | -2.07% | -2.01% |
| Bharti Airtel Ltd. | Communication | 1.74% | ₹16.43 Cr | -15.66% | -14.89% | -14.44% |
| Altius Telecom Infrastructure Trust | Construction | 1.66% | ₹15.66 Cr | +1.10% | — | — |
| GOI | Sovereign | 1.62% | ₹15.23 Cr | +1.48% | +1.44% | +1.35% |
| Small Industries Devp. Bank of India Ltd. | Financial | 1.57% | ₹14.85 Cr | +1.45% | +1.40% | +1.31% |
| HDFC Bank Ltd. | Financial | 1.54% | ₹14.56 Cr | -8.90% | -7.96% | -2.46% |
| Eternal Ltd. | Services | 1.45% | ₹13.65 Cr | -1.28% | -0.79% | -1.05% |
| Kotak Mahindra Bank Ltd. | Financial | 1.14% | ₹10.71 Cr | -3.43% | -2.00% | -1.92% |
| TVS Motor Company Ltd. | Automobile | 1.11% | ₹10.47 Cr | +0.59% | +0.70% | — |
| National Bank For Agriculture & Rural Development | Financial | 1.05% | ₹9.94 Cr | +0.96% | +0.93% | +0.87% |
| One 97 Communications Ltd. | Services | 0.96% | ₹9.01 Cr | +0.61% | — | — |
| Hindalco Industries Ltd. | Metals & Mining | 0.88% | ₹8.26 Cr | -2.75% | -2.48% | -2.00% |
| Oracle Financial Services Software Ltd. | Technology | 0.87% | ₹8.24 Cr | +0.54% | — | — |
| Mahindra & Mahindra Ltd. | Automobile | 0.85% | ₹8.04 Cr | -2.47% | -2.34% | -2.34% |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.83% | ₹7.85 Cr | +0.83% | +0.85% | +0.97% |
| Coforge Ltd. | Technology | 0.78% | ₹7.36 Cr | +0.78% | +0.64% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.74% | ₹7.02 Cr | +0.36% | — | — |
| Fractal Analytics Ltd. | Technology | 0.74% | ₹6.96 Cr | +0.80% | +0.67% | — |
| Bajaj Finserv Ltd. | Financial | 0.70% | ₹6.63 Cr | -0.57% | -0.50% | -0.58% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 0.70% | ₹6.57 Cr | +0.69% | +0.62% | +0.55% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.65% | ₹6.11 Cr | +0.68% | +0.44% | — |
| Granules India Ltd. | Healthcare | 0.64% | ₹6.05 Cr | +0.32% | — | — |
| Poonawalla Fincorp Ltd. | Financial | 0.64% | ₹6.05 Cr | +0.34% | — | — |
| MTAR Technologies Ltd. | Capital Goods | 0.63% | ₹5.95 Cr | +0.42% | — | — |
| Coromandel International Ltd. | Chemicals | 0.62% | ₹5.88 Cr | +0.67% | +0.82% | +0.79% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.61% | ₹5.80 Cr | +0.61% | +0.42% | +0.39% |
| Aster DM Quality Care Ltd. | Healthcare | 0.61% | ₹5.80 Cr | +0.41% | — | — |
| PB Fintech Ltd. | Services | 0.60% | ₹5.70 Cr | +0.74% | +0.83% | — |
| Cummins India Ltd. | Capital Goods | 0.60% | ₹5.65 Cr | +0.73% | +0.81% | +0.74% |
| SBI Life Insurance Company Ltd. | Insurance | 0.59% | ₹5.53 Cr | — | — | +0.46% |
| Force Motors Ltd. | Automobile | 0.57% | ₹5.36 Cr | — | — | — |
| Multi Commodity Exchange Of India Ltd. | Services | 0.56% | ₹5.31 Cr | +0.48% | — | — |
| UNO Minda Ltd. | Automobile | 0.55% | ₹5.14 Cr | +0.49% | +0.35% | +0.44% |
| JSW Infrastructure Ltd. | Services | 0.52% | ₹4.87 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 0.50% | ₹4.73 Cr | +0.46% | +0.48% | +0.42% |
| Delhivery Ltd. | Services | 0.49% | ₹4.63 Cr | +0.35% | — | — |
| Home First Finance Company India Ltd. | Financial | 0.49% | ₹4.62 Cr | +0.46% | +0.40% | +0.40% |
| Ultratech Cement Ltd. | Materials | 0.49% | ₹4.58 Cr | +0.45% | +0.61% | +0.46% |
| Horizon Industrial Parks Ltd. | Services | 0.48% | ₹4.52 Cr | — | — | — |
| Interglobe Aviation Ltd. | Services | 0.47% | ₹4.47 Cr | +0.43% | -0.04% | +0.76% |
| CCL Products (India) Ltd. | Consumer Staples | 0.45% | ₹4.26 Cr | +0.33% | — | — |
| Crisil Ltd. | Services | 0.45% | ₹4.25 Cr | +0.37% | +0.38% | +0.38% |
| Indegene Ltd. | Healthcare | 0.40% | ₹3.75 Cr | +0.32% | +0.26% | +0.20% |
| Bajaj Auto Ltd. | Automobile | 0.39% | ₹3.67 Cr | +0.32% | +0.39% | +0.45% |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.39% | ₹3.65 Cr | +0.37% | — | — |
| Ashok Leyland Ltd. | Automobile | 0.37% | ₹3.53 Cr | — | — | — |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.37% | ₹3.47 Cr | +0.35% | +0.35% | +0.16% |
| Alkem Laboratories Ltd. | Healthcare | 0.36% | ₹3.43 Cr | +0.23% | — | — |
| Gland Pharma Ltd. | Healthcare | 0.35% | ₹3.30 Cr | — | — | — |
| Lupin Ltd. | Healthcare | 0.33% | ₹3.15 Cr | — | — | +0.36% |
| TD Power Systems Ltd. | Capital Goods | 0.30% | ₹2.81 Cr | — | — | — |
| Cochin Shipyard Ltd. | Capital Goods | 0.27% | ₹2.58 Cr | — | — | — |
| Clean Science And Technology Ltd. | Chemicals | 0.27% | ₹2.55 Cr | — | — | — |
| Elecon Engineering Company Ltd. | Capital Goods | 0.25% | ₹2.36 Cr | +0.24% | — | — |
| Thermax Ltd. | Capital Goods | 0.25% | ₹2.35 Cr | — | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.14% | ₹1.30 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.00% | ₹0.04 Cr | -1.76% | -1.24% | -1.06% |
| Maruti Suzuki India Ltd. | Automobile | -0.00% | ₹-0.00 Cr | -0.57% | +0.75% | +1.29% |
| Ambuja Cements Ltd. | Materials | -0.00% | ₹-0.01 Cr | -0.86% | -0.79% | -1.04% |
| Axis Bank Ltd. | Financial | -0.01% | ₹-0.07 Cr | -9.72% | -8.16% | -7.39% |
| Bajaj Finance Ltd. | Financial | -0.01% | ₹-0.08 Cr | -2.66% | -2.06% | -1.02% |
| JSW Steel Ltd. | Metals & Mining | -0.01% | ₹-0.11 Cr | -2.09% | -1.87% | -1.78% |
| State Bank of India | Financial | -0.02% | ₹-0.18 Cr | -4.75% | +1.91% | -5.55% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Bharti Airtel Ltd. | -0.05% | -7.55% | -7.49% |
| Kotak Mahindra Bank Ltd. | 2.97% | -2.01% | -4.98% |
| Eternal Ltd. | 1.40% | -0.41% | -1.81% |
| SBI Life Insurance Company Ltd. | 0.00% | 0.59% | +0.59% |
| Amara Raja Energy & Mobility Ltd | 0.50% | 0.00% | -0.50% |
| Others | 45.15% | 45.64% | +0.49% |
| Affle 3I Ltd. | 0.41% | 0.00% | -0.41% |
| PB Fintech Ltd. | 1.00% | 0.60% | -0.40% |
| Coforge Ltd. | 1.15% | 0.78% | -0.37% |
| Gland Pharma Ltd. | 0.00% | 0.35% | +0.35% |
| Lupin Ltd. | 0.00% | 0.33% | +0.33% |
| Reliance Industries Ltd. | -5.68% | -5.42% | +0.26% |
| Thermax Ltd. | 0.00% | 0.25% | +0.25% |
| TVS Motor Company Ltd. | 0.88% | 1.11% | +0.23% |
| Granules India Ltd. | 0.43% | 0.64% | +0.22% |
| Ashok Leyland Ltd. | 0.21% | 0.37% | +0.17% |
| LIC Housing Finance Ltd. | 2.48% | 2.64% | +0.16% |
| ICICI Bank Ltd. | -5.06% | -4.91% | +0.15% |
| HDFC Bank Ltd. | -4.13% | -3.98% | +0.15% |
| Dhoot Transmission Ltd. | 0.00% | 0.14% | +0.14% |
| Altius Telecom Infrastructure Trust | 1.53% | 1.66% | +0.13% |
| Axis Bank Ltd. | -4.75% | -4.87% | -0.13% |
| company:355 | -0.12% | 0.00% | +0.12% |
| Force Motors Ltd. | 0.46% | 0.57% | +0.11% |
| Oracle Financial Services Software Ltd. | 0.97% | 0.87% | -0.10% |
| MTAR Technologies Ltd. | 0.54% | 0.63% | +0.09% |
| Cochin Shipyard Ltd. | 0.18% | 0.27% | +0.09% |
| Small Industries Devp. Bank of India Ltd. | 1.49% | 1.57% | +0.09% |
| GOI | 1.53% | 1.62% | +0.09% |
| Mahindra & Mahindra Ltd. | -1.23% | -1.15% | +0.08% |
| Clean Science And Technology Ltd. | 0.19% | 0.27% | +0.08% |
| One 97 Communications Ltd. | 1.02% | 0.96% | -0.07% |
| Cholamandalam Investment and Finance Company Ltd. | 0.90% | 0.83% | -0.07% |
| Fractal Analytics Ltd. | 0.80% | 0.74% | -0.06% |
| State Bank of India | -2.52% | -2.46% | +0.06% |
| National Bank For Agriculture & Rural Development | 0.99% | 1.05% | +0.06% |
| Bajaj Finance Ltd. | -1.40% | -1.34% | +0.06% |
| JSW Infrastructure Ltd. | 0.46% | 0.52% | +0.05% |
| Amber Enterprises India Ltd. | 0.75% | 0.70% | -0.05% |
| Mankind Pharma Ltd. | 0.46% | 0.50% | +0.05% |
| NTPC Ltd. | -0.83% | -0.87% | -0.04% |
| Elecon Engineering Company Ltd. | 0.21% | 0.25% | +0.04% |
| Prudent Corporate Advisory Services Ltd. | 0.41% | 0.37% | -0.04% |
| Interglobe Aviation Ltd. | 0.44% | 0.47% | +0.04% |
| Horizon Industrial Parks Ltd. | 0.51% | 0.48% | -0.03% |
| Delhivery Ltd. | 0.51% | 0.49% | -0.02% |
| Bajaj Finserv Ltd. | -0.25% | -0.23% | +0.02% |
| TD Power Systems Ltd. | 0.28% | 0.30% | +0.02% |
| Bajaj Auto Ltd. | 0.41% | 0.39% | -0.02% |
| Hindalco Industries Ltd. | -1.12% | -1.11% | +0.02% |
| Multi Commodity Exchange Of India Ltd. | 0.55% | 0.56% | +0.02% |
| JSW Steel Ltd. | -1.18% | -1.20% | -0.02% |
| Sun Pharmaceutical Industries Ltd. | 0.63% | 0.61% | -0.02% |
| Larsen & Toubro Ltd. | -1.77% | -1.75% | +0.02% |
| UNO Minda Ltd. | 0.56% | 0.55% | -0.01% |
| Mrs. Bectors Food Specialities Ltd. | 0.40% | 0.39% | -0.01% |
| Aster DM Quality Care Ltd. | 0.63% | 0.61% | -0.01% |
| Coromandel International Ltd. | 0.64% | 0.62% | -0.01% |
| Billionbrains Garage Ventures Ltd. | 0.64% | 0.65% | +0.01% |
| Poonawalla Fincorp Ltd. | 0.63% | 0.64% | +0.01% |
| Alkem Laboratories Ltd. | 0.35% | 0.36% | +0.01% |
| Indegene Ltd. | 0.39% | 0.40% | +0.01% |
| Crisil Ltd. | 0.46% | 0.45% | -0.01% |
| Ultratech Cement Ltd. | 0.48% | 0.49% | +0.01% |
| Ambuja Cements Ltd. | -0.43% | -0.42% | +0.01% |
| Vedanta Aluminium Metal Ltd. | 0.74% | 0.74% | +0.01% |
| Cummins India Ltd. | 0.60% | 0.60% | -0.01% |
| Home First Finance Company India Ltd. | 0.49% | 0.49% | 0.00% |
| company:20133 | 0.00% | 0.00% | 0.00% |
| CCL Products (India) Ltd. | 0.45% | 0.45% | 0.00% |
| Maruti Suzuki India Ltd. | -0.01% | -0.01% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,309 Cr | 2.20% | 7.7% | 7.5% | 9.1% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.9% | 5.7% | 8.1% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.7% | 7.5% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.8% | 8.6% | 9.5% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.3% | 9.5% | 11.1% |
 Axis Equity Savings Fund | ₹848 Cr | 2.68% | 8.1% | 6.4% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme aims to provide capital appreciation and income distribution by using equity and equity related instruments, arbitrage opportunities and investments in debt and money market instruments.
Fund managers
- Clyton Richard FernandesMr. Fernandes has done B.E and MBAPrior to joining Sundaram Mutual Fund, he has worked with Canara HSBC Life, Mahindra Manulife AMC, Bank of Baroda Capital Markets and Systematix Shares & Stocks
- Kumaresh RamakrishnanMr. Ramakrishnan is a B.E from Mumbai University and MBA from NMIMS (Mumbai).Prior to joining Sundaram Mutual Fund he has worked with PGIM India Mutual Fund, DWS AMC, Societe Generale and CARE.
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.82% absolute | ₹60,000 | ₹61,092 | 1.82% | |
| 1 year−0.01% annualised | ₹1,20,000 | ₹1,19,994 | −0.01% | |
| 3 years7.51% annualised | ₹3,60,000 | ₹4,04,893 | 12.47% | |
| 5 years6.96% annualised | ₹6,00,000 | ₹7,19,336 | 19.89% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Equity Savings Fund?
The NAV of Sundaram Equity Savings Fund is ₹71.64 as on 9 Nov 2026.
What is the expense ratio of Sundaram Equity Savings Fund?
The expense ratio of Sundaram Equity Savings Fund is 2.79% per year.
What is the minimum SIP amount for Sundaram Equity Savings Fund?
You can start a SIP in Sundaram Equity Savings Fund with ₹3,000 a month.
What returns has Sundaram Equity Savings Fund given?
Sundaram Equity Savings Fund has returned 1.9% over 1 year, 4.0% over 3 years and 6.8% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 0.5% if redeemed within 7 days..
How risky is Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is rated Moderate on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Sundaram Equity Savings Fund?
Sundaram Equity Savings Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹82,589 Cr under management.