Sundaram Services Fund
ThematicVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹35.68-0.04%1 day
- Return since launch
- 17.2%
- 52-week range
- ₹30.26 — ₹37.48
- AUM
- ₹5,262 Cr
Sundaram Services Fund is a Thematic equity fund from Sundaram Mutual Fund with ₹5,262 Cr under management, launched in 2018. Over three years it has returned 7.8% a year, against 11.2% for its category. The expense ratio is 1.93% and the SEBI riskometer reading is Very High.
Performance
Sundaram Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.5% against -4.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 4.7% | +0.9 pts | 3.9% | -3.3% |
| 2Y | 5.1% | +0.8 pts | 4.3% | -3.4% |
| 3Y | 7.8% | −3.4 pts | 11.2% | -1.5% |
| 5Y | 12.0% | +2.5 pts | 9.5% | 4.9% |
| 7Y | 15.8% | +3.1 pts | 12.7% | 9.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.4% | −0.5 pts | -4.0% | -3.5% |
| 3M | 2.2% | +1.8 pts | 0.4% | -0.9% |
| 6M | 15.0% | +0.7 pts | 14.3% | 10.5% |
| 1Y | 3.5% | −0.3 pts | 3.9% | -4.7% |
| 2Y | 1.2% | +2.9 pts | -1.6% | -8.0% |
| 3Y | 12.6% | +1.4 pts | 11.2% | 4.6% |
| 5Y | 11.1% | +1.6 pts | 9.5% | 6.0% |
| 7Y | 17.3% | +2.6 pts | 14.7% | 11.7% |
Since launch (29 Aug 2018): 17.2%
Calendar-year returns
Category average15.4%
44.7%
3.2%
28.1%
17.7%
10.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 10.6% | +7.6 pts | 3.0% |
| 2024 | 17.7% | −2.0 pts | 19.8% |
| 2023 | 28.1% | −4.0 pts | 32.0% |
| 2022 | 3.2% | −0.2 pts | 3.3% |
| 2021 | 44.7% | +0.9 pts | 43.9% |
| 2020 | 15.4% | −7.5 pts | 22.9% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.94%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.60%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.31%
- Exit load
- For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Services Sector TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.76 | 7.48 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 1.09 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.61 | 0.73 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.86 | 1.13 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.99 | 19.72 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Services Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity96.4%
- Debt0.9%
- Other2.7%
Market cap split
- Large52.2%
- Mid17.1%
- Small30.7%
- P/E
- 25.94
- P/B
- 3.20
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 5.94% | ₹313 Cr | +4.76% | +4.23% | +4.75% |
| Bharti Airtel Ltd. | Communication | 4.95% | ₹261 Cr | +6.09% | +6.40% | +7.90% |
| Axis Bank Ltd. | Financial | 4.61% | ₹243 Cr | +4.97% | +5.42% | +4.04% |
| Reliance Industries Ltd. | Energy | 3.92% | ₹206 Cr | +4.53% | +4.63% | +4.80% |
| Interglobe Aviation Ltd. | Services | 3.79% | ₹200 Cr | +2.38% | +2.29% | +0.88% |
| Adani Ports and Special Economic Zone Ltd. | Services | 3.30% | ₹174 Cr | +4.17% | +3.59% | +3.30% |
| RateGain Travel Technologies Ltd. | Technology | 3.03% | ₹160 Cr | +2.69% | +1.95% | +1.44% |
| Kotak Mahindra Bank Ltd. | Financial | 2.84% | ₹149 Cr | +1.53% | +0.98% | +0.98% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 2.78% | ₹146 Cr | +2.85% | +2.79% | +2.89% |
| ICICI Bank Ltd. | Financial | 2.72% | ₹143 Cr | +2.62% | +2.94% | +2.67% |
| Shriram Finance Ltd | Financial | 2.71% | ₹143 Cr | +2.58% | +3.01% | +2.57% |
| Bajaj Finserv Ltd. | Financial | 2.71% | ₹143 Cr | +2.56% | +2.93% | +2.41% |
| Others | Others | 2.71% | ₹143 Cr | -1.29% | +0.02% | -1.32% |
| Info Edge (India) Ltd. | Services | 2.70% | ₹142 Cr | +2.26% | +2.23% | +2.67% |
| Titan Company Ltd. | Consumer Discretionary | 2.67% | ₹141 Cr | +2.38% | +2.59% | +2.31% |
| One97 Communications Ltd. | Services | 2.61% | ₹137 Cr | +1.72% | +1.63% | — |
| PNB Housing Finance Ltd. | Financial | 2.50% | ₹132 Cr | +2.50% | +2.13% | +2.17% |
| Coforge Ltd. | Technology | 2.37% | ₹125 Cr | +2.06% | +1.09% | +1.03% |
| Aster DM Quality Care Ltd. | Healthcare | 2.33% | ₹123 Cr | +2.53% | +2.33% | +2.27% |
| Cholamandalam Financial Holdings Ltd. | Financial | 2.33% | ₹123 Cr | +2.22% | +2.23% | +0.20% |
| HDFC Bank Ltd. | Financial | 2.28% | ₹120 Cr | +5.61% | +6.32% | +7.11% |
| Affle 3I Ltd. | Technology | 2.14% | ₹113 Cr | +1.88% | +1.71% | +2.22% |
| Indus Towers Ltd. | Communication | 2.09% | ₹110 Cr | +2.02% | +2.13% | +1.89% |
| PB Fintech Ltd. | Services | 1.69% | ₹88.72 Cr | +1.22% | +1.09% | — |
| Aavas Financiers Ltd. | Financial | 1.62% | ₹85.16 Cr | +1.81% | +1.61% | — |
| Bandhan Bank Ltd. | Financial | 1.54% | ₹81.18 Cr | +1.66% | +1.38% | +0.79% |
| company:5765 | Insurance | 1.38% | ₹72.65 Cr | — | — | — |
| Landmark Cars Ltd. | Services | 1.33% | ₹70.02 Cr | +1.09% | +1.21% | — |
| Sapphire Foods India Ltd. | Services | 1.25% | ₹65.63 Cr | +1.07% | +1.18% | +1.75% |
| Delhivery Ltd. | Services | 1.16% | ₹61.27 Cr | +1.29% | +1.26% | +1.45% |
| Chalet Hotels Ltd. | Services | 1.14% | ₹60.03 Cr | +1.10% | +1.16% | +1.55% |
| Angel One Ltd. | Financial | 1.12% | ₹58.74 Cr | +1.46% | +1.03% | +1.14% |
| Senco Gold Ltd. | Consumer Discretionary | 1.09% | ₹57.14 Cr | +1.20% | +1.13% | +0.75% |
| Five-Star Business Finance Ltd. | Financial | 1.08% | ₹56.82 Cr | — | — | — |
| The Phoenix Mills Ltd. | Construction | 1.07% | ₹56.49 Cr | +1.12% | +1.07% | +1.59% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.99% | ₹52.12 Cr | +1.09% | +1.14% | +1.66% |
| Metropolis Healthcare Ltd. | Healthcare | 0.98% | ₹51.52 Cr | +0.97% | +0.85% | +1.04% |
| Reserve Bank of India | Financial | 0.91% | ₹48.05 Cr | +1.00% | — | +0.69% |
| Bharti Hexacom Ltd. | Communication | 0.88% | ₹46.43 Cr | +0.95% | +1.05% | — |
| SIS Ltd. | Services | 0.87% | ₹45.70 Cr | +0.91% | +0.61% | +0.70% |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.86% | ₹45.46 Cr | +0.75% | +0.66% | +0.84% |
| company:14919 | Insurance | 0.84% | ₹44.28 Cr | — | — | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.82% | ₹43.35 Cr | +0.91% | +0.90% | +1.22% |
| Fortis Healthcare Ltd. | Healthcare | 0.82% | ₹42.97 Cr | +0.65% | +0.68% | +1.41% |
| CSB Bank Ltd. | Financial | 0.79% | ₹41.62 Cr | +0.91% | +1.02% | +1.31% |
| MakeMy Trip Ltd. | Services | 0.78% | ₹41.26 Cr | +0.70% | +0.83% | +1.29% |
| OnEMI Technology Solutions Ltd. | Financial | 0.75% | ₹39.40 Cr | +0.74% | — | — |
| Equitas Small Finance Bank Ltd. | Financial | 0.71% | ₹37.32 Cr | +0.89% | +0.84% | +1.06% |
| Manipal Health Enterprises Ltd. | Healthcare | 0.61% | ₹31.96 Cr | — | — | — |
| R Systems International Ltd. | Technology | 0.51% | ₹26.91 Cr | +0.62% | +0.69% | +1.17% |
| UTI Asset Management Company Ltd. | Financial | 0.50% | ₹26.39 Cr | +0.74% | +0.89% | +0.60% |
| Westlife Foodworld Ltd. | Services | 0.48% | ₹25.44 Cr | +0.57% | +0.74% | +1.19% |
| LTM Limited | Technology | 0.47% | ₹24.69 Cr | +0.62% | +0.69% | +1.29% |
| REC Ltd. | Financial | 0.44% | ₹23.36 Cr | +0.80% | +0.96% | +1.02% |
| Infosys Ltd. | Technology | 0.26% | ₹13.76 Cr | +0.89% | +1.01% | +1.17% |
| ICICI Prudential Life Insurance Company Ltd. | Insurance | 0.18% | ₹9.38 Cr | +0.19% | +1.54% | +2.58% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:5765 | 0.00% | 1.38% | +1.38% |
| company:14919 | 0.00% | 0.84% | +0.84% |
| PVR Inox Ltd. | 0.78% | 0.00% | -0.78% |
| One97 Communications Ltd. | 1.90% | 2.61% | +0.71% |
| Bharti Airtel Ltd. | 5.52% | 4.95% | -0.57% |
| Eternal Ltd. | 5.61% | 5.94% | +0.33% |
| Adani Ports and Special Economic Zone Ltd. | 3.60% | 3.30% | -0.30% |
| Aster DM Quality Care Ltd. | 2.62% | 2.33% | -0.29% |
| Interglobe Aviation Ltd. | 3.53% | 3.79% | +0.26% |
| Axis Bank Ltd. | 4.36% | 4.61% | +0.25% |
| Sapphire Foods India Ltd. | 1.01% | 1.25% | +0.24% |
| Manipal Health Enterprises Ltd. | 0.39% | 0.61% | +0.22% |
| PB Fintech Ltd. | 1.47% | 1.69% | +0.21% |
| Fortis Healthcare Ltd. | 0.61% | 0.82% | +0.21% |
| Senco Gold Ltd. | 1.29% | 1.09% | -0.20% |
| Reliance Industries Ltd. | 4.11% | 3.92% | -0.19% |
| HDFC Bank Ltd. | 2.46% | 2.28% | -0.18% |
| Swiggy Ltd. | 0.16% | 0.00% | -0.16% |
| PNB Housing Finance Ltd. | 2.35% | 2.50% | +0.15% |
| Bandhan Bank Ltd. | 1.68% | 1.54% | -0.14% |
| LTM Limited | 0.61% | 0.47% | -0.14% |
| Cholamandalam Financial Holdings Ltd. | 2.46% | 2.33% | -0.13% |
| Kotak Mahindra Bank Ltd. | 2.71% | 2.84% | +0.13% |
| Ujjivan Small Finance Bank Ltd. | 1.11% | 0.99% | -0.12% |
| Info Edge (India) Ltd. | 2.58% | 2.70% | +0.12% |
| Delhivery Ltd. | 1.26% | 1.16% | -0.10% |
| Medi Assist Healthcare Services Ltd. | 0.92% | 0.82% | -0.09% |
| Landmark Cars Ltd. | 1.42% | 1.33% | -0.09% |
| Shriram Finance Ltd | 2.62% | 2.71% | +0.09% |
| Chalet Hotels Ltd. | 1.05% | 1.14% | +0.09% |
| Coforge Ltd. | 2.29% | 2.37% | +0.09% |
| Apollo Hospitals Enterprise Ltd. | 2.87% | 2.78% | -0.09% |
| REC Ltd. | 0.52% | 0.44% | -0.08% |
| Bajaj Finserv Ltd. | 2.79% | 2.71% | -0.08% |
| Angel One Ltd. | 1.19% | 1.12% | -0.07% |
| Indus Towers Ltd. | 2.15% | 2.09% | -0.06% |
| Aavas Financiers Ltd. | 1.68% | 1.62% | -0.06% |
| Bharti Hexacom Ltd. | 0.94% | 0.88% | -0.06% |
| Titan Company Ltd. | 2.62% | 2.67% | +0.06% |
| Five-Star Business Finance Ltd. | 1.13% | 1.08% | -0.05% |
| R Systems International Ltd. | 0.56% | 0.51% | -0.05% |
| OnEMI Technology Solutions Ltd. | 0.79% | 0.75% | -0.04% |
| Westlife Foodworld Ltd. | 0.44% | 0.48% | +0.04% |
| Metropolis Healthcare Ltd. | 0.94% | 0.98% | +0.04% |
| Affle 3I Ltd. | 2.18% | 2.14% | -0.04% |
| UTI Asset Management Company Ltd. | 0.53% | 0.50% | -0.03% |
| Prudent Corporate Advisory Services Ltd. | 0.83% | 0.86% | +0.03% |
| ICICI Bank Ltd. | 2.75% | 2.72% | -0.03% |
| Equitas Small Finance Bank Ltd. | 0.74% | 0.71% | -0.03% |
| The Phoenix Mills Ltd. | 1.10% | 1.07% | -0.02% |
| Reserve Bank of India | 0.93% | 0.91% | -0.02% |
| CSB Bank Ltd. | 0.78% | 0.79% | +0.01% |
| RateGain Travel Technologies Ltd. | 3.04% | 3.03% | -0.01% |
| SIS Ltd. | 0.88% | 0.87% | -0.01% |
| Others | 0.01% | 0.00% | -0.01% |
| Infosys Ltd. | 0.27% | 0.26% | -0.01% |
| ICICI Prudential Life Insurance Company Ltd. | 0.18% | 0.18% | 0.00% |
| MakeMy Trip Ltd. | 0.78% | 0.78% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,954 Cr | 2.14% | 17.1% | 14.2% | 14.2% |
 HDFC Defence Fund | ₹11,478 Cr | 1.79% | 34.5% | 26.7% | — |
 ICICI Prudential Commodities Fund | ₹4,277 Cr | 1.96% | 6.2% | 10.4% | 14.6% |
| ICICI Prudential Exports and Services Fund | ₹1,549 Cr | 2.30% | 1.2% | 6.5% | 12.4% |
 SBI Comma Fund | ₹1,237 Cr | 2.28% | 7.8% | 10.1% | 13.0% |
 Edelweiss Recently Listed IPO Fund | ₹1,230 Cr | 2.36% | 35.9% | 17.3% | 16.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks capital appreciation by investing in equity / equity related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy.
Fund managers
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months14.99% absolute | ₹60,000 | ₹68,994 | 14.99% | |
| 1 year3.55% annualised | ₹1,20,000 | ₹1,22,333 | 1.94% | |
| 3 years12.61% annualised | ₹3,60,000 | ₹4,39,388 | 22.05% | |
| 5 years11.11% annualised | ₹6,00,000 | ₹8,04,896 | 34.15% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Services Fund?
The NAV of Sundaram Services Fund is ₹35.68 as on 25 Sep 2026.
What is the expense ratio of Sundaram Services Fund?
The expense ratio of Sundaram Services Fund is 1.93% per year.
What is the minimum SIP amount for Sundaram Services Fund?
You can start a SIP in Sundaram Services Fund with ₹3,000 a month.
What returns has Sundaram Services Fund given?
Sundaram Services Fund has returned 4.7% over 1 year, 7.8% over 3 years and 12.0% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Services Fund?
Lock-in: None. Exit load: For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days..
How risky is Sundaram Services Fund?
Sundaram Services Fund is rated Very High on the SEBI riskometer and belongs to the Thematic category.
Which fund house manages Sundaram Services Fund?
Sundaram Services Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹76,995 Cr under management.