Sundaram Services Fund
ThematicVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹36.65+0.62%1 day
- Return since launch
- 17.3%
- 52-week range
- ₹30.26 — ₹37.48
- AUM
- ₹4,999 Cr
Sundaram Services Fund is a Thematic equity fund from Sundaram Mutual Fund with ₹4,999 Cr under management, launched in 2018. Over three years it has returned 8.5% a year, against 11.1% for its category. The expense ratio is 1.95% and the SEBI riskometer reading is Very High.
Performance
Sundaram Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.3% against -5.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 8.8% | +6.5 pts | 2.3% | 2.1% |
| 2Y | 7.0% | +0.9 pts | 6.1% | -0.7% |
| 3Y | 8.5% | −2.6 pts | 11.1% | -0.6% |
| 5Y | 12.4% | +3.3 pts | 9.0% | 5.2% |
| 7Y | 15.8% | +2.4 pts | 13.3% | 9.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.4% | −1.6 pts | 6.0% | 6.4% |
| 3M | -1.1% | +0.4 pts | -1.5% | -2.0% |
| 6M | 6.5% | +2.8 pts | 3.6% | 1.8% |
| 1Y | 2.3% | 0.0 pts | 2.3% | -5.0% |
| 2Y | 5.6% | +1.9 pts | 3.7% | -2.8% |
| 3Y | 13.0% | +1.9 pts | 11.1% | 5.3% |
| 5Y | 10.9% | +1.9 pts | 9.0% | 6.1% |
| 7Y | 17.1% | +1.4 pts | 15.7% | 11.7% |
Since launch (29 Aug 2018): 17.3%
Calendar-year returns
Category average15.4%
44.7%
3.2%
28.1%
17.7%
10.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 10.6% | +7.6 pts | 3.0% |
| 2024 | 17.7% | −2.0 pts | 19.8% |
| 2023 | 28.1% | −4.0 pts | 32.0% |
| 2022 | 3.2% | −0.2 pts | 3.3% |
| 2021 | 44.7% | +0.9 pts | 43.9% |
| 2020 | 15.4% | −7.5 pts | 22.9% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.95%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.59%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.33%
- Exit load
- For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Services Sector TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 1.88 | 7.08 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.94 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.43 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.64 | 0.94 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.50 | 20.16 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Services Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity96.9%
- Debt1.9%
- Other1.2%
Market cap split
- Large53.0%
- Mid15.1%
- Small31.9%
- P/E
- 24.31
- P/B
- 3.00
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 6.10% | ₹305 Cr | +5.11% | +4.75% | +4.82% |
| Bharti Airtel Ltd. | Communication | 5.06% | ₹253 Cr | +5.90% | +6.75% | +7.69% |
| Axis Bank Ltd. | Financial | 4.58% | ₹229 Cr | +4.97% | +5.11% | +4.28% |
| Interglobe Aviation Ltd. | Services | 4.17% | ₹209 Cr | +3.28% | +2.23% | +1.01% |
| Adani Ports and Special Economic Zone Ltd. | Services | 3.92% | ₹196 Cr | +4.00% | +3.45% | +3.46% |
| Reliance Industries Ltd. | Energy | 3.84% | ₹192 Cr | +4.24% | +4.97% | +4.72% |
| RateGain Travel Technologies Ltd. | Technology | 2.90% | ₹145 Cr | +3.10% | +1.80% | +1.77% |
| ICICI Bank Ltd. | Financial | 2.85% | ₹143 Cr | +2.74% | +2.86% | +2.53% |
| Kotak Mahindra Bank Ltd. | Financial | 2.71% | ₹136 Cr | +1.49% | +0.97% | +0.98% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 2.69% | ₹134 Cr | +2.90% | +2.94% | +2.75% |
| One 97 Communications Ltd. | Services | 2.68% | ₹134 Cr | +1.68% | +1.58% | — |
| Info Edge (India) Ltd. | Services | 2.64% | ₹132 Cr | +2.12% | +2.38% | +2.62% |
| PNB Housing Finance Ltd. | Financial | 2.57% | ₹128 Cr | +2.41% | +2.17% | +2.43% |
| Titan Company Ltd. | Consumer Discretionary | 2.53% | ₹127 Cr | +2.46% | +2.63% | +2.10% |
| Shriram Finance Ltd | Financial | 2.53% | ₹126 Cr | +2.72% | +2.71% | +2.67% |
| Bajaj Finserv Ltd. | Financial | 2.45% | ₹122 Cr | +2.45% | +2.67% | +2.47% |
| HDFC Bank Ltd. | Financial | 2.40% | ₹120 Cr | +5.75% | +6.27% | +6.96% |
| Cholamandalam Financial Holdings Ltd. | Financial | 2.29% | ₹114 Cr | +2.22% | +2.18% | +0.21% |
| Aster DM Quality Care Ltd. | Healthcare | 2.26% | ₹113 Cr | +2.61% | +2.65% | +2.32% |
| Coforge Ltd. | Technology | 2.20% | ₹110 Cr | +2.03% | +1.14% | +0.93% |
| Affle 3I Ltd. | Technology | 2.13% | ₹107 Cr | +1.84% | +2.00% | +2.22% |
| Indus Towers Ltd. | Communication | 2.11% | ₹106 Cr | +1.71% | +2.18% | +2.09% |
| Bandhan Bank Ltd. | Financial | 1.77% | ₹88.50 Cr | +1.56% | +1.28% | +0.88% |
| Aavas Financiers Ltd. | Financial | 1.64% | ₹81.83 Cr | +1.96% | +1.65% | — |
| Life Insurance Corporation of India | Insurance | 1.37% | ₹68.68 Cr | — | — | — |
| Landmark Cars Ltd. | Services | 1.29% | ₹64.37 Cr | +1.20% | +1.18% | — |
| Sapphire Foods India Ltd. | Services | 1.20% | ₹60.21 Cr | +1.03% | +1.02% | +1.54% |
| Others | Others | 1.15% | ₹57.54 Cr | +0.01% | -0.04% | +0.01% |
| The Phoenix Mills Ltd. | Construction | 1.15% | ₹57.53 Cr | +1.17% | +1.08% | +1.61% |
| Chalet Hotels Ltd. | Services | 1.12% | ₹56.13 Cr | +1.10% | +1.12% | +1.43% |
| Angel One Ltd. | Financial | 1.12% | ₹56.10 Cr | +1.37% | +1.12% | +1.08% |
| Fortis Healthcare Ltd. | Healthcare | 1.11% | ₹55.54 Cr | +0.64% | +0.64% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.10% | ₹55.13 Cr | — | — | — |
| Delhivery Ltd. | Services | 1.10% | ₹55.03 Cr | +1.29% | +1.35% | +1.37% |
| Five-Star Business Finance Ltd. | Financial | 1.10% | ₹54.89 Cr | +1.09% | — | — |
| Senco Gold Ltd. | Consumer Discretionary | 1.05% | ₹52.61 Cr | +1.10% | +1.10% | +0.68% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.02% | ₹50.90 Cr | +1.13% | +1.15% | +1.65% |
| PB Fintech Ltd. | Services | 1.01% | ₹50.34 Cr | +1.22% | +1.17% | — |
| Sundaram Liquid Direct-Growth | Unclassified | 1.00% | ₹50.01 Cr | +1.52% | +1.81% | +2.83% |
| Metropolis Healthcare Ltd. | Healthcare | 1.00% | ₹49.78 Cr | +0.90% | +0.86% | +0.95% |
| Reserve Bank of India | Financial | 0.96% | ₹48.18 Cr | +0.97% | — | — |
| OnEMI Technology Solutions Ltd. | Financial | 0.95% | ₹47.41 Cr | +0.73% | — | — |
| Equitas Small Finance Bank Ltd. | Financial | 0.89% | ₹44.69 Cr | +0.76% | +0.75% | +0.94% |
| SIS Ltd. | Services | 0.89% | ₹44.68 Cr | +0.90% | +0.72% | +0.66% |
| Bharti Hexacom Ltd. | Communication | 0.86% | ₹42.80 Cr | +0.90% | +1.09% | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.80% | ₹39.80 Cr | +0.87% | +0.84% | +1.23% |
| Prudent Corporate Advisory Services Ltd. | Financial | 0.77% | ₹38.55 Cr | +0.79% | +0.68% | +0.76% |
| CSB Bank Ltd. | Financial | 0.75% | ₹37.68 Cr | +0.83% | +0.99% | +1.31% |
| MakeMy Trip Ltd. | Services | 0.67% | ₹33.61 Cr | +0.76% | +0.62% | +1.21% |
| R Systems International Ltd. | Technology | 0.61% | ₹30.70 Cr | +0.52% | +0.62% | +0.99% |
| Manipal Health Enterprises Ltd. | Healthcare | 0.59% | ₹29.68 Cr | — | — | — |
| UTI Asset Management Company Ltd. | Financial | 0.53% | ₹26.74 Cr | +0.71% | +0.94% | +0.60% |
| Westlife Foodworld Ltd. | Services | 0.53% | ₹26.27 Cr | +0.44% | +0.74% | +1.11% |
| LTM Limited | Technology | 0.43% | ₹21.69 Cr | +0.92% | +1.38% | +2.54% |
| Power Finance Corporation Ltd. | Financial | 0.43% | ₹21.33 Cr | — | — | — |
| Infosys Ltd. | Technology | 0.24% | ₹12.06 Cr | +0.25% | +1.09% | +1.12% |
| ICICI Life Insurance Ltd. | Insurance | 0.16% | ₹8.05 Cr | +0.36% | +2.67% | +5.01% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Sundaram Liquid Direct-Growth | 0.00% | 1.00% | +1.00% |
| Others | 0.00% | -0.87% | -0.88% |
| PB Fintech Ltd. | 1.69% | 1.01% | -0.68% |
| Adani Ports and Special Economic Zone Ltd. | 3.30% | 3.92% | +0.62% |
| REC Ltd. | 0.44% | 0.00% | -0.44% |
| Power Finance Corporation Ltd. | 0.00% | 0.43% | +0.43% |
| Interglobe Aviation Ltd. | 3.79% | 4.17% | +0.38% |
| Fortis Healthcare Ltd. | 0.82% | 1.11% | +0.29% |
| Bajaj Finserv Ltd. | 2.71% | 2.45% | -0.27% |
| HDFC Life Insurance Co Ltd. | 0.84% | 1.10% | +0.26% |
| Bandhan Bank Ltd. | 1.54% | 1.77% | +0.23% |
| OnEMI Technology Solutions Ltd. | 0.75% | 0.95% | +0.20% |
| Equitas Small Finance Bank Ltd. | 0.71% | 0.89% | +0.18% |
| Shriram Finance Ltd | 2.71% | 2.53% | -0.18% |
| Coforge Ltd. | 2.37% | 2.20% | -0.17% |
| Eternal Ltd. | 5.94% | 6.10% | +0.16% |
| Titan Company Ltd. | 2.67% | 2.53% | -0.14% |
| ICICI Bank Ltd. | 2.72% | 2.85% | +0.14% |
| RateGain Travel Technologies Ltd. | 3.03% | 2.90% | -0.13% |
| Kotak Mahindra Bank Ltd. | 2.84% | 2.71% | -0.13% |
| HDFC Bank Ltd. | 2.28% | 2.40% | +0.12% |
| MakeMy Trip Ltd. | 0.78% | 0.67% | -0.11% |
| R Systems International Ltd. | 0.51% | 0.61% | +0.10% |
| Bharti Airtel Ltd. | 4.95% | 5.06% | +0.10% |
| Apollo Hospitals Enterprise Ltd. | 2.78% | 2.69% | -0.09% |
| Prudent Corporate Advisory Services Ltd. | 0.86% | 0.77% | -0.09% |
| ICICI Life Insurance Ltd. | 0.18% | 0.09% | -0.09% |
| Reliance Industries Ltd. | 3.92% | 3.84% | -0.08% |
| The Phoenix Mills Ltd. | 1.07% | 1.15% | +0.08% |
| One 97 Communications Ltd. | 2.61% | 2.68% | +0.07% |
| Aster DM Quality Care Ltd. | 2.33% | 2.26% | -0.07% |
| PNB Housing Finance Ltd. | 2.50% | 2.57% | +0.07% |
| Delhivery Ltd. | 1.16% | 1.10% | -0.06% |
| Info Edge (India) Ltd. | 2.70% | 2.64% | -0.06% |
| LTM Limited | 0.47% | 0.41% | -0.06% |
| Reserve Bank of India | 0.91% | 0.96% | +0.05% |
| Landmark Cars Ltd. | 1.33% | 1.29% | -0.04% |
| Sapphire Foods India Ltd. | 1.25% | 1.20% | -0.04% |
| Westlife Foodworld Ltd. | 0.48% | 0.53% | +0.04% |
| Cholamandalam Financial Holdings Ltd. | 2.33% | 2.29% | -0.04% |
| CSB Bank Ltd. | 0.79% | 0.75% | -0.04% |
| Axis Bank Ltd. | 4.61% | 4.58% | -0.03% |
| UTI Asset Management Company Ltd. | 0.50% | 0.53% | +0.03% |
| Senco Gold Ltd. | 1.09% | 1.05% | -0.03% |
| Ujjivan Small Finance Bank Ltd. | 0.99% | 1.02% | +0.03% |
| Medi Assist Healthcare Services Ltd. | 0.82% | 0.80% | -0.03% |
| Bharti Hexacom Ltd. | 0.88% | 0.86% | -0.03% |
| SIS Ltd. | 0.87% | 0.89% | +0.03% |
| Indus Towers Ltd. | 2.09% | 2.11% | +0.02% |
| Infosys Ltd. | 0.26% | 0.24% | -0.02% |
| Aavas Financiers Ltd. | 1.62% | 1.64% | +0.02% |
| Five-Star Business Finance Ltd. | 1.08% | 1.10% | +0.02% |
| Chalet Hotels Ltd. | 1.14% | 1.12% | -0.02% |
| Metropolis Healthcare Ltd. | 0.98% | 1.00% | +0.02% |
| Manipal Health Enterprises Ltd. | 0.61% | 0.59% | -0.01% |
| Affle 3I Ltd. | 2.14% | 2.13% | -0.01% |
| Life Insurance Corporation of India | 1.38% | 1.37% | -0.01% |
| Angel One Ltd. | 1.12% | 1.12% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,913 Cr | 2.21% | 11.5% | 11.8% | 13.1% |
 HDFC Defence Fund | ₹11,493 Cr | 1.79% | 18.8% | 20.9% | — |
 ICICI Prudential Commodities Fund | ₹4,133 Cr | 1.96% | -2.6% | 6.6% | 11.9% |
| ICICI Prudential Exports and Services Fund | ₹1,454 Cr | 2.28% | 7.3% | 7.6% | 12.9% |
 Edelweiss Recently Listed IPO Fund | ₹1,276 Cr | 2.69% | 30.6% | 15.8% | 15.8% |
 SBI Comma Fund | ₹1,208 Cr | 2.31% | 3.6% | 8.1% | 11.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks capital appreciation by investing in equity / equity related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy.
Fund managers
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.45% absolute | ₹60,000 | ₹63,870 | 6.45% | |
| 1 year2.25% annualised | ₹1,20,000 | ₹1,21,473 | 1.23% | |
| 3 years13.01% annualised | ₹3,60,000 | ₹4,42,244 | 22.85% | |
| 5 years10.88% annualised | ₹6,00,000 | ₹7,99,833 | 33.31% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Services Fund?
The NAV of Sundaram Services Fund is ₹36.65 as on 6 Nov 2026.
What is the expense ratio of Sundaram Services Fund?
The expense ratio of Sundaram Services Fund is 1.95% per year.
What is the minimum SIP amount for Sundaram Services Fund?
You can start a SIP in Sundaram Services Fund with ₹3,000 a month.
What returns has Sundaram Services Fund given?
Sundaram Services Fund has returned 8.8% over 1 year, 8.5% over 3 years and 12.4% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Services Fund?
Lock-in: None. Exit load: For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days..
How risky is Sundaram Services Fund?
Sundaram Services Fund is rated Very High on the SEBI riskometer and belongs to the Thematic category.
Which fund house manages Sundaram Services Fund?
Sundaram Services Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹82,589 Cr under management.