Sundaram Small Cap Fund
Small CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹294.69+0.03%1 day
- Return since launch
- 17.2%
- 52-week range
- ₹224.18 — ₹301.31
- AUM
- ₹4,155 Cr
Sundaram Small Cap Fund is a Small Cap equity fund from Sundaram Mutual Fund with ₹4,155 Cr under management, launched in 2005. Over three years it has returned 13.1% a year, against 15.5% for its category. The expense ratio is 1.99% and the SEBI riskometer reading is Very High.
Performance
Sundaram Small Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +15.4% against +13.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 21.7% | +7.5 pts | 14.3% | 22.1% |
| 2Y | 14.7% | +1.7 pts | 13.0% | 12.7% |
| 3Y | 13.1% | −2.4 pts | 15.5% | 11.7% |
| 5Y | 16.9% | +1.7 pts | 15.2% | 15.6% |
| 7Y | 21.3% | +0.3 pts | 21.0% | 19.6% |
| 10Y | 17.9% | +1.5 pts | 16.4% | 17.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -2.1% | −1.4 pts | -0.7% | -1.1% |
| 3M | 4.0% | −1.3 pts | 5.3% | 4.8% |
| 6M | 27.7% | +0.4 pts | 27.3% | 25.9% |
| 1Y | 15.4% | +1.1 pts | 14.3% | 13.7% |
| 2Y | 4.4% | +1.9 pts | 2.5% | 2.3% |
| 3Y | 15.8% | +0.3 pts | 15.5% | 14.8% |
| 5Y | 15.3% | +0.1 pts | 15.2% | 14.3% |
| 7Y | 22.2% | −0.6 pts | 22.8% | 20.5% |
| 10Y | 14.4% | −1.9 pts | 16.4% | 14.5% |
Since launch (3 Jan 2005): 17.2%
Calendar-year returns
Category average27.8%
63.3%
-2.1%
45.3%
18.9%
0.4%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 0.4% | +3.7 pts | -3.3% |
| 2024 | 18.9% | −9.3 pts | 28.2% |
| 2023 | 45.3% | +2.5 pts | 42.8% |
| 2022 | -2.1% | −4.8 pts | 2.7% |
| 2021 | 63.3% | −1.7 pts | 65.0% |
| 2020 | 27.8% | −4.3 pts | 32.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.01%
Expense ratio as on 22 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.63%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.34%
- Exit load
- For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Smallcap 250 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 3.13 | 7.64 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.87 | 0.90 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.61 | 0.82 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.92 | 1.18 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 19.47 | 20.27 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Small Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity95.9%
- Debt0.7%
- Other3.4%
Market cap split
- Large10.1%
- Mid5.3%
- Small84.6%
- P/E
- 28.45
- P/B
- 3.25
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| MTAR Technologies Ltd. | Capital Goods | 4.49% | ₹187 Cr | +5.67% | +4.06% | +1.70% |
| RateGain Travel Technologies Ltd. | Technology | 3.46% | ₹144 Cr | +3.11% | +2.40% | +2.20% |
| SJS Enterprises Ltd. | Automobile | 3.46% | ₹144 Cr | +3.30% | +3.07% | +2.56% |
| Others | Others | 3.39% | ₹141 Cr | +0.67% | +0.47% | +0.22% |
| Eternal Ltd. | Services | 3.20% | ₹133 Cr | +2.46% | +2.12% | +1.43% |
| Aster DM Quality Care Ltd. | Healthcare | 3.04% | ₹126 Cr | +3.33% | +3.33% | +3.48% |
| Affle 3I Ltd. | Technology | 2.74% | ₹114 Cr | +2.41% | +2.37% | +3.08% |
| PNB Housing Finance Ltd. | Financial | 2.65% | ₹110 Cr | +2.68% | +2.48% | +2.28% |
| Craftsman Automation Ltd. | Automobile | 2.63% | ₹109 Cr | +2.60% | +2.43% | +2.97% |
| Safari Industries (India) Ltd. | Consumer Discretionary | 2.34% | ₹97.43 Cr | +2.04% | +2.45% | +2.82% |
| DCB Bank Ltd. | Financial | 2.33% | ₹96.96 Cr | +2.12% | +2.49% | +1.72% |
| E.I.D. - Parry (India) Ltd. | Consumer Staples | 2.21% | ₹91.97 Cr | +2.15% | +2.63% | +3.09% |
| Cholamandalam Financial Holdings Ltd. | Financial | 2.04% | ₹84.58 Cr | +1.84% | +1.96% | +2.08% |
| Axis Bank Ltd. | Financial | 1.95% | ₹81.15 Cr | +1.91% | +2.29% | +1.33% |
| Interglobe Aviation Ltd. | Services | 1.84% | ₹76.38 Cr | — | — | — |
| Brigade Enterprises Ltd. | Construction | 1.73% | ₹72.00 Cr | +1.12% | +1.33% | +1.34% |
| Neuland Laboratories Ltd. | Healthcare | 1.59% | ₹65.88 Cr | +2.08% | +1.74% | +1.84% |
| company:20770 | Capital Goods | 1.55% | ₹64.20 Cr | — | — | — |
| Kalpataru Projects International Ltd. | Capital Goods | 1.50% | ₹62.53 Cr | +1.19% | +1.26% | +1.28% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.50% | ₹62.16 Cr | +1.91% | +1.80% | +1.56% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.47% | ₹61.05 Cr | +1.57% | +1.86% | +2.17% |
| Aavas Financiers Ltd. | Financial | 1.46% | ₹60.67 Cr | +1.58% | +1.40% | — |
| Angel One Ltd. | Financial | 1.46% | ₹60.53 Cr | +1.93% | +1.49% | +1.51% |
| Chalet Hotels Ltd. | Services | 1.46% | ₹60.53 Cr | +1.43% | +1.64% | +2.06% |
| KSB Ltd. | Capital Goods | 1.40% | ₹58.01 Cr | +1.54% | +1.67% | +1.85% |
| Greenpanel Industries Ltd. | Materials | 1.37% | ₹57.06 Cr | +1.17% | +1.33% | +1.76% |
| Info Edge (India) Ltd. | Services | 1.33% | ₹55.08 Cr | +1.11% | +1.28% | +1.27% |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.31% | ₹54.53 Cr | +1.66% | +1.69% | +1.94% |
| Equitas Small Finance Bank Ltd. | Financial | 1.28% | ₹53.10 Cr | +1.54% | +1.57% | +1.44% |
| Venus Pipes & Tubes Ltd. | Metals & Mining | 1.28% | ₹53.03 Cr | +1.23% | +1.08% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.27% | ₹52.64 Cr | +1.43% | +1.67% | +0.86% |
| Prudent Corporate Advisory Services Ltd. | Financial | 1.26% | ₹52.36 Cr | +1.05% | +1.01% | +1.22% |
| Ellenbarrie Industrial Gases Ltd. | Chemicals | 1.18% | ₹48.99 Cr | — | — | — |
| Larsen & Toubro Ltd. | Construction | 1.16% | ₹48.20 Cr | +1.32% | +1.54% | +1.31% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 1.16% | ₹48.08 Cr | +1.26% | +1.45% | +1.07% |
| Sanofi Consumer Healthcare India Ltd. | Healthcare | 1.15% | ₹47.86 Cr | +1.44% | +1.57% | +1.83% |
| Natco Pharma Ltd. | Healthcare | 1.12% | ₹46.43 Cr | +1.58% | +1.80% | +1.47% |
| Five-Star Business Finance Ltd. | Financial | 1.11% | ₹46.30 Cr | +0.52% | — | — |
| Kovai Medical Center & Hospital Ltd. | Healthcare | 1.10% | ₹45.75 Cr | +1.10% | +1.20% | +1.46% |
| OnEMI Technology Solutions Ltd. | Financial | 1.08% | ₹44.80 Cr | +1.08% | — | — |
| Elecon Engineering Company Ltd. | Capital Goods | 1.07% | ₹44.31 Cr | +1.49% | — | — |
| CSB Bank Ltd. | Financial | 1.03% | ₹42.68 Cr | +1.19% | +1.44% | +1.70% |
| company:16783 | Chemicals | 1.01% | ₹42.02 Cr | — | — | — |
| company:6254 | Healthcare | 1.00% | ₹41.43 Cr | — | — | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.99% | ₹41.20 Cr | +1.01% | +1.10% | +1.41% |
| Ion Exchange (India) Ltd. | Capital Goods | 0.96% | ₹39.99 Cr | +1.08% | +1.21% | +1.25% |
| Deepak Nitrite Ltd. | Chemicals | 0.96% | ₹39.73 Cr | +1.04% | +1.09% | +0.36% |
| Senco Gold Ltd. | Consumer Discretionary | 0.94% | ₹39.23 Cr | +1.06% | +1.08% | +0.95% |
| Bandhan Bank Ltd. | Financial | 0.91% | ₹37.68 Cr | +0.40% | — | — |
| SKF India (Industrial) Ltd. | Capital Goods | 0.88% | ₹36.77 Cr | +0.72% | +0.68% | — |
| RHI Magnesita India Ltd. | Capital Goods | 0.88% | ₹36.72 Cr | +1.09% | +1.42% | +1.45% |
| Cyient Ltd. | Technology | 0.85% | ₹35.19 Cr | +0.78% | +0.87% | +1.12% |
| Electronics Mart India Ltd. | Services | 0.84% | ₹34.98 Cr | +0.91% | +0.88% | +0.86% |
| Ceat Ltd. | Automobile | 0.80% | ₹33.38 Cr | +0.76% | +1.10% | +1.34% |
| Esab India Ltd. | Capital Goods | 0.77% | ₹31.85 Cr | +0.92% | +0.87% | +0.94% |
| Birla Corporation Ltd. | Materials | 0.76% | ₹31.55 Cr | +0.98% | +0.98% | +1.23% |
| Reserve Bank of India | Financial | 0.74% | ₹30.75 Cr | +0.82% | — | — |
| company:17109 | Services | 0.74% | ₹30.67 Cr | — | — | — |
| K.P.R. Mill Ltd. | Textiles | 0.73% | ₹30.48 Cr | +0.84% | +0.87% | +0.78% |
| Westlife Foodworld Ltd. | Services | 0.73% | ₹30.39 Cr | +0.80% | +1.08% | +1.58% |
| Gujarat Energy Ltd. | Energy | 0.72% | ₹30.02 Cr | +1.20% | — | — |
| Orient Electric Ltd. | Consumer Discretionary | 0.69% | ₹28.83 Cr | +0.82% | +0.90% | +1.05% |
| Gland Pharma Ltd. | Healthcare | 0.69% | ₹28.58 Cr | +0.61% | — | — |
| TD Power Systems Ltd. | Capital Goods | 0.62% | ₹25.68 Cr | +0.30% | +0.63% | +1.54% |
| R Systems International Ltd. | Technology | 0.59% | ₹24.71 Cr | +0.73% | +0.88% | +1.41% |
| Emami Ltd. | Consumer Staples | 0.59% | ₹24.58 Cr | +0.73% | +0.94% | +1.18% |
| company:17108 | Services | 0.57% | ₹23.75 Cr | — | — | — |
| Sobha Ltd. | Construction | 0.54% | ₹22.57 Cr | +0.69% | +0.76% | +1.07% |
| UTI Asset Management Company Ltd. | Financial | 0.54% | ₹22.52 Cr | +0.76% | +0.89% | +0.99% |
| Ganesha Ecosphere Ltd. | Textiles | 0.54% | ₹22.24 Cr | +0.55% | +0.65% | +1.16% |
| Navin Fluorine International Ltd. | Chemicals | 0.38% | ₹15.96 Cr | +0.36% | +0.35% | +0.64% |
| Carborundum Universal Ltd. | Metals & Mining | 0.35% | ₹14.51 Cr | +0.37% | +0.69% | +0.77% |
| Birlasoft Ltd. | Technology | 0.29% | ₹11.95 Cr | +0.36% | +0.48% | +0.56% |
| Shivalik Bimetal Controls Ltd. | Capital Goods | 0.22% | ₹9.10 Cr | +1.01% | +1.00% | +1.06% |
| GSPL Transmission Ltd. | Energy | 0.05% | ₹2.02 Cr | — | — | — |
| Hindustan Dorr-Oliver Ltd. | Capital Goods | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:20770 | 0.00% | 1.55% | +1.55% |
| company:16783 | 0.00% | 1.01% | +1.01% |
| company:6254 | 0.00% | 1.00% | +1.00% |
| Shivalik Bimetal Controls Ltd. | 0.96% | 0.22% | -0.74% |
| company:17109 | 0.00% | 0.74% | +0.74% |
| PVR Inox Ltd. | 0.72% | 0.00% | -0.72% |
| MTAR Technologies Ltd. | 3.87% | 4.49% | +0.62% |
| Others | 0.61% | 0.01% | -0.60% |
| company:17108 | 0.00% | 0.57% | +0.57% |
| Aster DM Quality Care Ltd. | 3.52% | 3.04% | -0.49% |
| Balrampur Chini Mills Ltd. | 1.77% | 1.31% | -0.46% |
| Neuland Laboratories Ltd. | 2.03% | 1.59% | -0.45% |
| Natco Pharma Ltd. | 1.44% | 1.12% | -0.32% |
| Axis Bank Ltd. | 1.71% | 1.95% | +0.24% |
| Interglobe Aviation Ltd. | 1.61% | 1.84% | +0.23% |
| Greenpanel Industries Ltd. | 1.14% | 1.37% | +0.23% |
| DCB Bank Ltd. | 2.11% | 2.33% | +0.23% |
| Ion Exchange (India) Ltd. | 1.18% | 0.96% | -0.22% |
| Ujjivan Small Finance Bank Ltd. | 1.68% | 1.47% | -0.21% |
| Senco Gold Ltd. | 1.16% | 0.94% | -0.21% |
| Sanofi Consumer Healthcare India Ltd. | 1.36% | 1.15% | -0.21% |
| Kalpataru Projects International Ltd. | 1.30% | 1.50% | +0.20% |
| Cyient Ltd. | 0.65% | 0.85% | +0.20% |
| Safari Industries (India) Ltd. | 2.15% | 2.34% | +0.20% |
| Adani Ports and Special Economic Zone Ltd. | 1.69% | 1.50% | -0.19% |
| Cholamandalam Financial Holdings Ltd. | 2.23% | 2.04% | -0.19% |
| Craftsman Automation Ltd. | 2.45% | 2.63% | +0.17% |
| KSB Ltd. | 1.57% | 1.40% | -0.17% |
| Ellenbarrie Industrial Gases Ltd. | 1.02% | 1.18% | +0.16% |
| Medi Assist Healthcare Services Ltd. | 1.14% | 0.99% | -0.15% |
| Angel One Ltd. | 1.60% | 1.46% | -0.15% |
| Affle 3I Ltd. | 2.88% | 2.74% | -0.14% |
| RateGain Travel Technologies Ltd. | 3.59% | 3.46% | -0.13% |
| Electronics Mart India Ltd. | 0.97% | 0.84% | -0.13% |
| Gujarat Energy Ltd. | 0.85% | 0.72% | -0.13% |
| Ganesha Ecosphere Ltd. | 0.66% | 0.54% | -0.12% |
| Bandhan Bank Ltd. | 1.02% | 0.91% | -0.12% |
| Brigade Enterprises Ltd. | 1.62% | 1.73% | +0.11% |
| OnEMI Technology Solutions Ltd. | 1.18% | 1.08% | -0.10% |
| Equitas Small Finance Bank Ltd. | 1.38% | 1.28% | -0.10% |
| RHI Magnesita India Ltd. | 0.98% | 0.88% | -0.10% |
| Venus Pipes & Tubes Ltd. | 1.37% | 1.28% | -0.09% |
| Emami Ltd. | 0.69% | 0.59% | -0.09% |
| Sobha Ltd. | 0.63% | 0.54% | -0.09% |
| Elecon Engineering Company Ltd. | 1.15% | 1.07% | -0.08% |
| R Systems International Ltd. | 0.67% | 0.59% | -0.08% |
| PNB Housing Finance Ltd. | 2.57% | 2.65% | +0.08% |
| Eternal Ltd. | 3.13% | 3.20% | +0.07% |
| Chalet Hotels Ltd. | 1.39% | 1.46% | +0.07% |
| Prudent Corporate Advisory Services Ltd. | 1.20% | 1.26% | +0.06% |
| SJS Enterprises Ltd. | 3.52% | 3.46% | -0.06% |
| Birla Corporation Ltd. | 0.82% | 0.76% | -0.06% |
| Gland Pharma Ltd. | 0.63% | 0.69% | +0.06% |
| UTI Asset Management Company Ltd. | 0.60% | 0.54% | -0.05% |
| Five-Star Business Finance Ltd. | 1.17% | 1.11% | -0.05% |
| Ceat Ltd. | 0.85% | 0.80% | -0.05% |
| Amber Enterprises India Ltd. | 1.31% | 1.27% | -0.04% |
| Westlife Foodworld Ltd. | 0.69% | 0.73% | +0.04% |
| Aavas Financiers Ltd. | 1.50% | 1.46% | -0.04% |
| K.P.R. Mill Ltd. | 0.69% | 0.73% | +0.04% |
| Reserve Bank of India | 0.78% | 0.74% | -0.04% |
| Larsen & Toubro Ltd. | 1.20% | 1.16% | -0.04% |
| Kovai Medical Center & Hospital Ltd. | 1.13% | 1.10% | -0.03% |
| Navin Fluorine International Ltd. | 0.35% | 0.38% | +0.03% |
| Birlasoft Ltd. | 0.32% | 0.29% | -0.03% |
| TD Power Systems Ltd. | 0.59% | 0.62% | +0.02% |
| SKF India (Industrial) Ltd. | 0.86% | 0.88% | +0.02% |
| Orient Electric Ltd. | 0.71% | 0.69% | -0.02% |
| Esab India Ltd. | 0.75% | 0.77% | +0.02% |
| CSB Bank Ltd. | 1.04% | 1.03% | -0.02% |
| E.I.D. - Parry (India) Ltd. | 2.23% | 2.21% | -0.02% |
| Info Edge (India) Ltd. | 1.31% | 1.33% | +0.01% |
| ZF Commercial Vehicle Control Systems India Ltd. | 1.17% | 1.16% | -0.01% |
| Carborundum Universal Ltd. | 0.36% | 0.35% | -0.01% |
| Deepak Nitrite Ltd. | 0.96% | 0.96% | -0.01% |
| GSPL Transmission Ltd. | 0.05% | 0.05% | 0.00% |
| Hindustan Dorr-Oliver Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹12,460 Cr | 2.03% | 30.8% | 16.9% | 21.5% |
 Bandhan Small Cap Fund | ₹34,176 Cr | 1.72% | 20.6% | 15.7% | 22.0% |
 Invesco India Small Cap Fund | ₹15,744 Cr | 1.83% | 24.1% | 16.0% | 20.4% |
 Mahindra Manulife Small Cap Fund | ₹5,468 Cr | 2.19% | 28.5% | 14.8% | — |
 ITI Small Cap Fund | ₹3,603 Cr | 2.22% | 34.3% | 18.1% | 22.1% |
 Bank of India Small Cap Fund | ₹3,307 Cr | 2.18% | 46.3% | 20.0% | 21.3% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to achieve capital appreciation by investing predominantly in diversified stocks that are generally termed as smallcap stocks.
Fund managers
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months27.69% absolute | ₹60,000 | ₹76,614 | 27.69% | |
| 1 year15.38% annualised | ₹1,20,000 | ₹1,30,482 | 8.74% | |
| 3 years15.79% annualised | ₹3,60,000 | ₹4,62,733 | 28.54% | |
| 5 years15.35% annualised | ₹6,00,000 | ₹9,05,703 | 50.95% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Sundaram Small Cap Fund?
The NAV of Sundaram Small Cap Fund is ₹294.69 as on 25 Sep 2026.
What is the expense ratio of Sundaram Small Cap Fund?
The expense ratio of Sundaram Small Cap Fund is 1.99% per year.
What is the minimum SIP amount for Sundaram Small Cap Fund?
You can start a SIP in Sundaram Small Cap Fund with ₹3,000 a month.
What returns has Sundaram Small Cap Fund given?
Sundaram Small Cap Fund has returned 21.7% over 1 year, 13.1% over 3 years and 16.9% over 5 years (annualised).
Is there a lock-in or exit load on Sundaram Small Cap Fund?
Lock-in: None. Exit load: For units more than 25% of the investments, an exit load of 1% if redeemed within 365 days..
How risky is Sundaram Small Cap Fund?
Sundaram Small Cap Fund is rated Very High on the SEBI riskometer and belongs to the Small Cap category.
Which fund house manages Sundaram Small Cap Fund?
Sundaram Small Cap Fund is managed by Sundaram Mutual Fund, which runs 32 schemes with ₹76,995 Cr under management.