Tata Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹23.70+0.32%1 day
- Return since launch
- 11.1%
- 52-week range
- ₹21.55 — ₹25.18
- AUM
- ₹3,454 Cr
Tata Flexi Cap Fund is a Flexi Cap equity fund from Tata Mutual Fund with ₹3,454 Cr under management, launched in 2018. Over three years it has returned 3.0% a year, against 12.4% for its category. The expense ratio is 2.12% and the SEBI riskometer reading is Very High.
Performance
Tata Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -3.9% against -0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -0.1% | −2.9 pts | 2.8% | 6.3% |
| 2Y | 0.8% | −5.7 pts | 6.4% | 4.0% |
| 3Y | 3.0% | −9.5 pts | 12.4% | 4.8% |
| 5Y | 8.0% | −1.9 pts | 9.9% | 9.5% |
| 7Y | 10.3% | −3.2 pts | 13.5% | 11.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 6.9% | +1.1 pts | 5.8% | 5.9% |
| 3M | -1.7% | −1.2 pts | -0.5% | -0.7% |
| 6M | 0.8% | −5.3 pts | 6.0% | 5.4% |
| 1Y | -3.9% | −6.7 pts | 2.8% | -0.3% |
| 2Y | 1.1% | −2.3 pts | 3.3% | 1.6% |
| 3Y | 9.2% | −3.2 pts | 12.4% | 10.9% |
| 5Y | 7.2% | −2.7 pts | 9.9% | 8.7% |
| 7Y | 11.3% | −3.3 pts | 14.6% | 12.6% |
Since launch (17 Aug 2018): 11.1%
Calendar-year returns
Category average14.3%
26.6%
-3.5%
27.8%
12.5%
10.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 10.6% | +6.4 pts | 4.2% |
| 2024 | 12.5% | −9.3 pts | 21.8% |
| 2023 | 27.8% | −1.9 pts | 29.7% |
| 2022 | -3.5% | −5.1 pts | 1.7% |
| 2021 | 26.6% | −7.8 pts | 34.4% |
| 2020 | 14.3% | −4.7 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.10%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.63%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.41%
- Exit load
- Exit load of 0.50%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.63 | 5.44 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.87 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.20 | 0.62 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.29 | 0.84 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.91 | 17.12 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Tata Flexi Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity94.8%
- Other5.2%
Market cap split
- Large62.0%
- Mid18.0%
- Small20.1%
- P/E
- 21.49
- P/B
- 2.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 6.28% | ₹217 Cr | +6.14% | +6.19% | +7.11% |
| ICICI Bank Ltd. | Financial | 6.13% | ₹212 Cr | +6.05% | +5.63% | +2.13% |
| Reliance Industries Ltd. | Energy | 4.23% | ₹146 Cr | +4.37% | +4.81% | +3.92% |
| Others | Others | 4.00% | ₹139 Cr | +4.32% | +4.50% | +1.80% |
| Axis Bank Ltd. | Financial | 3.87% | ₹134 Cr | +3.79% | +3.48% | +3.58% |
| Bharti Airtel Ltd. | Communication | 3.79% | ₹131 Cr | +3.80% | +3.47% | — |
| Larsen & Toubro Ltd. | Construction | 2.62% | ₹90.43 Cr | +2.60% | +3.33% | +2.74% |
| NTPC Ltd. | Energy | 2.46% | ₹84.87 Cr | +2.45% | +2.74% | — |
| Maruti Suzuki India Ltd. | Automobile | 2.28% | ₹78.74 Cr | +2.55% | +2.84% | +3.23% |
| SBI Life Insurance Company Ltd. | Insurance | 2.04% | ₹70.40 Cr | +2.01% | +1.68% | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.83% | ₹63.19 Cr | +1.63% | +1.06% | +3.84% |
| ITC Ltd. | Consumer Staples | 1.67% | ₹57.81 Cr | +1.73% | +2.03% | +2.89% |
| Indusind Bank Ltd. | Financial | 1.66% | ₹57.24 Cr | +1.61% | +1.44% | +0.90% |
| Pidilite Industries Ltd. | Chemicals | 1.66% | ₹57.42 Cr | +1.72% | +1.52% | — |
| Abbott India Ltd. | Healthcare | 1.63% | ₹56.18 Cr | +1.29% | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 1.62% | ₹56.09 Cr | +1.70% | +1.71% | — |
| Graphite India Ltd. | Capital Goods | 1.53% | ₹52.84 Cr | +1.16% | +1.29% | — |
| State Bank of India | Financial | 1.53% | ₹52.77 Cr | — | — | — |
| Life Insurance Corporation of India | Insurance | 1.51% | ₹52.27 Cr | — | — | — |
| Orient Electric Ltd. | Consumer Discretionary | 1.50% | ₹51.65 Cr | +1.54% | +1.49% | — |
| Ambuja Cements Ltd. | Materials | 1.49% | ₹51.61 Cr | +2.19% | +2.29% | +2.46% |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.45% | ₹50.24 Cr | +1.53% | +1.55% | +1.75% |
| Syngene International Ltd. | Healthcare | 1.43% | ₹49.37 Cr | +1.51% | +1.47% | — |
| Indus Towers Ltd. | Communication | 1.41% | ₹48.77 Cr | +1.41% | +1.44% | +1.13% |
| Tata Consultancy Services Ltd. | Technology | 1.41% | ₹48.57 Cr | +1.54% | +1.68% | +2.58% |
| Infosys Ltd. | Technology | 1.38% | ₹47.55 Cr | +1.42% | +1.96% | +3.11% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.31% | ₹45.42 Cr | +1.80% | +1.75% | — |
| The Ramco Cements Ltd. | Materials | 1.31% | ₹45.35 Cr | +1.18% | +1.25% | +1.33% |
| PNB Housing Finance Ltd. | Financial | 1.30% | ₹44.97 Cr | +1.71% | +1.37% | +1.49% |
| Dabur India Ltd. | Consumer Staples | 1.28% | ₹44.13 Cr | +1.35% | +1.44% | +1.34% |
| Mphasis Ltd. | Technology | 1.28% | ₹44.17 Cr | +0.89% | +0.78% | — |
| Bajaj Electricals Ltd. | Consumer Discretionary | 1.27% | ₹43.88 Cr | +1.01% | +1.12% | — |
| The Phoenix Mills Ltd. | Construction | 1.26% | ₹43.54 Cr | +1.88% | +1.59% | — |
| Sobha Ltd. | Construction | 1.25% | ₹43.08 Cr | +1.26% | +1.19% | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.22% | ₹42.04 Cr | — | — | — |
| Brookfield India Real Estate Trust REIT | Construction | 1.17% | ₹40.45 Cr | +1.10% | +1.18% | — |
| HDFC Asset Management Company Ltd. | Financial | 1.16% | ₹40.00 Cr | +1.28% | — | — |
| The Indian Hotels Company Ltd. | Services | 1.16% | ₹40.08 Cr | +1.08% | — | — |
| Tenneco Clean Air India Ltd | Automobile | 1.14% | ₹39.49 Cr | — | — | — |
| SBI Funds Management Ltd. | Financial | 1.10% | ₹37.94 Cr | — | — | — |
| NMDC Ltd. | Metals & Mining | 1.05% | ₹36.36 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 1.05% | ₹36.12 Cr | +0.77% | +0.67% | — |
| Bharat Petroleum Corporation Ltd. | Energy | 0.98% | ₹33.87 Cr | +0.87% | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.94% | ₹32.37 Cr | +1.03% | +1.29% | +1.21% |
| Healthcare Global Enterprises Ltd. | Healthcare | 0.92% | ₹31.66 Cr | +0.69% | — | — |
| Piramal Finance Ltd. | Financial | 0.92% | ₹31.88 Cr | — | — | — |
| Jindal Steel Ltd. | Metals & Mining | 0.90% | ₹31.21 Cr | +0.80% | +1.46% | +1.10% |
| Adani Enterprises Ltd. | Services | 0.84% | ₹29.03 Cr | — | — | — |
| Go Digit General Insurance Ltd. | Insurance | 0.82% | ₹28.39 Cr | +0.64% | +1.03% | +1.24% |
| Nuvoco Vistas Corporation Ltd. | Materials | 0.80% | ₹27.70 Cr | +0.68% | +0.71% | +1.26% |
| Tata Steel Ltd. | Metals & Mining | 0.80% | ₹27.65 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.78% | ₹26.89 Cr | +0.71% | — | +1.46% |
| Hero Motocorp Ltd. | Automobile | 0.76% | ₹26.21 Cr | — | — | — |
| SBI Cards And Payment Services Ltd. | Financial | 0.75% | ₹25.74 Cr | +1.38% | +1.55% | +2.02% |
| Bharat Forge Ltd. | Automobile | 0.74% | ₹25.48 Cr | +1.14% | +1.37% | +0.94% |
| Bajaj Finserv Ltd. | Financial | 0.70% | ₹24.23 Cr | +1.88% | +1.90% | +3.00% |
| Biocon Ltd. | Healthcare | 0.69% | ₹23.70 Cr | — | — | — |
| CESC Ltd. | Energy | 0.66% | ₹22.75 Cr | — | — | — |
| JSW Dulux Ltd. | Materials | 0.64% | ₹22.17 Cr | +0.75% | +0.96% | — |
| Greenpanel Industries Ltd. | Materials | 0.60% | ₹20.71 Cr | +0.64% | +0.58% | +0.98% |
| GR Infraprojects Ltd. | Construction | 0.58% | ₹20.02 Cr | +0.63% | +0.60% | +1.14% |
| Page Industries Ltd. | Textiles | 0.53% | ₹18.19 Cr | +0.57% | +1.32% | — |
| Symbiotec Pharmalab Ltd. | Healthcare | 0.52% | ₹17.87 Cr | — | — | — |
| Cummins India Ltd. | Capital Goods | 0.48% | ₹16.73 Cr | — | — | — |
| Gokaldas Exports Ltd. | Textiles | 0.42% | ₹14.44 Cr | +0.03% | — | — |
| Bayer CropScience Ltd. | Chemicals | 0.41% | ₹14.01 Cr | +0.03% | — | — |
| Manipal Health Enterprises Ltd. | Healthcare | 0.39% | ₹13.33 Cr | — | — | — |
| SPR Auto Technologies Ltd. | Automobile | 0.39% | ₹13.60 Cr | — | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.21% | ₹7.20 Cr | — | — | — |
| Kusumgar Ltd. | Textiles | 0.11% | ₹3.84 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 1.48% | 3.58% | +2.10% |
| State Bank of India | 0.00% | 1.53% | +1.53% |
| Bank Of Baroda | 1.11% | 0.00% | -1.11% |
| JSW Steel Ltd. | 1.00% | 0.00% | -1.00% |
| Samvardhana Motherson International Ltd. | 0.96% | 0.00% | -0.96% |
| Tata Steel Ltd. | 0.00% | 0.80% | +0.80% |
| SBI Cards And Payment Services Ltd. | 0.00% | 0.75% | +0.75% |
| Bharat Forge Ltd. | 0.00% | 0.74% | +0.74% |
| Adani Enterprises Ltd. | 1.35% | 0.84% | -0.51% |
| Cummins India Ltd. | 0.00% | 0.48% | +0.48% |
| HDFC Bank Ltd. | 5.83% | 6.28% | +0.45% |
| Gokaldas Exports Ltd. | 0.00% | 0.42% | +0.42% |
| Manipal Health Enterprises Ltd. | 0.78% | 0.39% | -0.39% |
| Amber Enterprises India Ltd. | 0.94% | 1.22% | +0.28% |
| PI Industries Ltd. | 0.81% | 1.05% | +0.24% |
| ICICI Bank Ltd. | 6.36% | 6.13% | -0.23% |
| Graphite India Ltd. | 1.33% | 1.53% | +0.20% |
| Dhoot Transmission Ltd. | 0.39% | 0.21% | -0.18% |
| Abbott India Ltd. | 1.46% | 1.63% | +0.17% |
| Adani Ports and Special Economic Zone Ltd. | 0.78% | 0.94% | +0.16% |
| Maruti Suzuki India Ltd. | 2.43% | 2.28% | -0.15% |
| Pidilite Industries Ltd. | 1.81% | 1.66% | -0.15% |
| The Phoenix Mills Ltd. | 1.41% | 1.26% | -0.15% |
| Tata Consultancy Services Ltd. | 1.55% | 1.41% | -0.14% |
| SPR Auto Technologies Ltd. | 0.53% | 0.39% | -0.14% |
| ITC Ltd. | 1.53% | 1.67% | +0.14% |
| Hero Motocorp Ltd. | 0.89% | 0.76% | -0.13% |
| NTPC Ltd. | 2.35% | 2.46% | +0.11% |
| Bharti Airtel Ltd. | 3.69% | 3.79% | +0.10% |
| HDFC Asset Management Company Ltd. | 1.26% | 1.16% | -0.10% |
| Indusind Bank Ltd. | 1.76% | 1.66% | -0.10% |
| Infosys Ltd. | 1.48% | 1.38% | -0.10% |
| Kotak Mahindra Bank Ltd. | 1.73% | 1.83% | +0.10% |
| Orient Electric Ltd. | 1.60% | 1.50% | -0.10% |
| Go Digit General Insurance Ltd. | 0.72% | 0.82% | +0.10% |
| JSW Dulux Ltd. | 0.74% | 0.64% | -0.10% |
| Nuvoco Vistas Corporation Ltd. | 0.71% | 0.80% | +0.09% |
| Symbiotec Pharmalab Ltd. | 0.43% | 0.52% | +0.09% |
| Kusumgar Ltd. | 0.20% | 0.11% | -0.09% |
| Mphasis Ltd. | 1.36% | 1.28% | -0.08% |
| Greenpanel Industries Ltd. | 0.52% | 0.60% | +0.08% |
| Bajaj Finserv Ltd. | 0.77% | 0.70% | -0.07% |
| Dabur India Ltd. | 1.21% | 1.28% | +0.07% |
| SBI Life Insurance Company Ltd. | 1.97% | 2.04% | +0.07% |
| Piramal Finance Ltd. | 0.98% | 0.92% | -0.06% |
| SBI Funds Management Ltd. | 1.16% | 1.10% | -0.06% |
| Reliance Industries Ltd. | 4.29% | 4.23% | -0.06% |
| Godrej Consumer Products Ltd. | 1.40% | 1.45% | +0.05% |
| Syngene International Ltd. | 1.48% | 1.43% | -0.05% |
| Swiggy Ltd. | 0.83% | 0.78% | -0.05% |
| Brookfield India Real Estate Trust REIT | 1.12% | 1.17% | +0.05% |
| The Indian Hotels Company Ltd. | 1.11% | 1.16% | +0.05% |
| Larsen & Toubro Ltd. | 2.66% | 2.62% | -0.04% |
| Page Industries Ltd. | 0.49% | 0.53% | +0.04% |
| Sobha Ltd. | 1.21% | 1.25% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | 1.35% | 1.31% | -0.04% |
| Biocon Ltd. | 0.72% | 0.69% | -0.03% |
| NMDC Ltd. | 1.02% | 1.05% | +0.03% |
| PNB Housing Finance Ltd. | 1.27% | 1.30% | +0.03% |
| Healthcare Global Enterprises Ltd. | 0.95% | 0.92% | -0.03% |
| Ambuja Cements Ltd. | 1.51% | 1.49% | -0.02% |
| CESC Ltd. | 0.68% | 0.66% | -0.02% |
| GR Infraprojects Ltd. | 0.60% | 0.58% | -0.02% |
| HDFC Life Insurance Co Ltd. | 1.60% | 1.62% | +0.02% |
| Indus Towers Ltd. | 1.39% | 1.41% | +0.02% |
| The Ramco Cements Ltd. | 1.29% | 1.31% | +0.02% |
| Tenneco Clean Air India Ltd | 1.12% | 1.14% | +0.02% |
| Bajaj Electricals Ltd. | 1.28% | 1.27% | -0.01% |
| Bayer CropScience Ltd. | 0.42% | 0.41% | -0.01% |
| Bharat Petroleum Corporation Ltd. | 0.99% | 0.98% | -0.01% |
| Axis Bank Ltd. | 3.87% | 3.87% | 0.00% |
| Jindal Steel Ltd. | 0.90% | 0.90% | 0.00% |
| Life Insurance Corporation of India | 1.51% | 1.51% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹26,433 Cr | 2.01% | 15.2% | 10.1% | 15.1% |
 HDFC Flexi Cap Fund | ₹1,08,547 Cr | 1.36% | 10.6% | 9.6% | 15.2% |
 Motilal Oswal Flexi Cap Fund | ₹13,446 Cr | 1.97% | 15.3% | 9.0% | 14.7% |
 Invesco India Flexi Cap Fund | ₹5,488 Cr | 2.08% | 15.3% | 9.7% | — |
 Bank of India Flexi Cap Fund | ₹3,098 Cr | 2.29% | 13.9% | 9.8% | 15.4% |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.33% | 21.0% | 12.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme aims to generate capital appreciation by investing in a diversified portfolio of equity & equity related instruments across market capitalization. The scheme will predominantly invest in equity and equity related instruments of well researched and growth oriented companies.
Fund managers
- Aditya BagulMr. Bagul has done B.Com, CA and CFAPrior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
- Anand V SharmaMr. Sharma is B.E (Computer Engineer) and Master of Management Studies from University of MumbaiPrior to joining TATA AMC, he has worked with ICICI Prudential AMC, Oracle Financial Services Software Ltd
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months0.76% absolute | ₹60,000 | ₹60,456 | 0.76% | |
| 1 year−3.89% annualised | ₹1,20,000 | ₹1,17,501 | −2.08% | |
| 3 years9.20% annualised | ₹3,60,000 | ₹4,15,940 | 15.54% | |
| 5 years7.20% annualised | ₹6,00,000 | ₹7,23,965 | 20.66% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Tata Flexi Cap Fund?
The NAV of Tata Flexi Cap Fund is ₹23.70 as on 9 Nov 2026.
What is the expense ratio of Tata Flexi Cap Fund?
The expense ratio of Tata Flexi Cap Fund is 2.12% per year.
What is the minimum SIP amount for Tata Flexi Cap Fund?
You can start a SIP in Tata Flexi Cap Fund with ₹3,000 a month.
What returns has Tata Flexi Cap Fund given?
Tata Flexi Cap Fund has returned -0.1% over 1 year, 3.0% over 3 years and 8.0% over 5 years (annualised).
Is there a lock-in or exit load on Tata Flexi Cap Fund?
Lock-in: None. Exit load: Exit load of 0.50%, if redeemed within 30 days..
How risky is Tata Flexi Cap Fund?
Tata Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages Tata Flexi Cap Fund?
Tata Flexi Cap Fund is managed by Tata Mutual Fund, which runs 62 schemes with ₹2,39,201 Cr under management.