Tata Flexi Cap Fund
Flexi CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹22.88+0.13%1 day
- Return since launch
- 10.8%
- 52-week range
- ₹21.55 — ₹25.18
- AUM
- ₹3,663 Cr
Tata Flexi Cap Fund is a Flexi Cap equity fund from Tata Mutual Fund with ₹3,663 Cr under management, launched in 2018. Over three years it has returned 1.3% a year, against 11.5% for its category. The expense ratio is 2.08% and the SEBI riskometer reading is Very High.
Performance
Tata Flexi Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.0% against -0.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -8.0% | −10.8 pts | 2.8% | 0.4% |
| 2Y | -2.9% | −6.2 pts | 3.3% | 1.1% |
| 3Y | 1.3% | −10.2 pts | 11.5% | 3.7% |
| 5Y | 7.2% | −2.6 pts | 9.8% | 9.1% |
| 7Y | 9.8% | −3.3 pts | 13.2% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.0% | −0.8 pts | -3.3% | -3.2% |
| 3M | -2.2% | −3.0 pts | 0.8% | 0.5% |
| 6M | 3.7% | −8.3 pts | 12.0% | 11.1% |
| 1Y | -5.0% | −7.8 pts | 2.8% | -0.2% |
| 2Y | -3.8% | −2.2 pts | -1.6% | -3.2% |
| 3Y | 8.4% | −3.1 pts | 11.5% | 9.9% |
| 5Y | 6.9% | −2.9 pts | 9.8% | 8.7% |
| 7Y | 11.2% | −3.2 pts | 14.4% | 12.4% |
Since launch (17 Aug 2018): 10.8%
Calendar-year returns
Category average14.3%
26.6%
-3.5%
27.8%
12.5%
10.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 10.6% | +6.4 pts | 4.2% |
| 2024 | 12.5% | −9.3 pts | 21.8% |
| 2023 | 27.8% | −1.9 pts | 29.7% |
| 2022 | -3.5% | −5.1 pts | 1.7% |
| 2021 | 26.6% | −7.8 pts | 34.4% |
| 2020 | 14.3% | −4.7 pts | 19.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.11%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.64%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.41%
- Exit load
- Exit load of 0.50%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.27 | 5.64 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.86 | 1.04 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.35 | 0.74 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.48 | 0.98 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.53 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Tata Flexi Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity93.8%
- Other6.2%
Market cap split
- Large64.9%
- Mid15.9%
- Small19.3%
- P/E
- 22.20
- P/B
- 2.79
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 6.36% | ₹233 Cr | +5.49% | +5.15% | +2.27% |
| HDFC Bank Ltd. | Financial | 5.83% | ₹214 Cr | +5.75% | +5.96% | +7.29% |
| Others | Others | 5.05% | ₹185 Cr | +4.86% | +7.64% | +1.64% |
| Reliance Industries Ltd. | Energy | 4.29% | ₹157 Cr | +4.31% | +4.29% | +4.00% |
| Axis Bank Ltd. | Financial | 3.87% | ₹142 Cr | +3.63% | +3.36% | +3.39% |
| Bharti Airtel Ltd. | Communication | 3.69% | ₹135 Cr | +3.56% | +2.64% | — |
| Larsen & Toubro Ltd. | Construction | 2.66% | ₹97.28 Cr | +2.75% | +3.26% | +2.76% |
| Maruti Suzuki India Ltd. | Automobile | 2.43% | ₹89.14 Cr | +2.38% | +2.63% | +3.49% |
| NTPC Ltd. | Energy | 2.35% | ₹86.10 Cr | +2.61% | +2.52% | — |
| SBI Life Insurance Company Ltd. | Insurance | 1.97% | ₹72.23 Cr | +1.94% | +1.27% | — |
| Pidilite Industries Ltd. | Chemicals | 1.81% | ₹66.14 Cr | +1.60% | +1.49% | — |
| Indusind Bank Ltd. | Financial | 1.76% | ₹64.55 Cr | +1.60% | +1.64% | +0.82% |
| Kotak Mahindra Bank Ltd. | Financial | 1.73% | ₹63.55 Cr | +1.29% | +1.12% | +3.87% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.60% | ₹58.48 Cr | +1.76% | +1.69% | — |
| Orient Electric Ltd. | Consumer Discretionary | 1.60% | ₹58.75 Cr | +1.64% | +1.55% | — |
| Tata Consultancy Services Ltd. | Technology | 1.55% | ₹56.83 Cr | +1.53% | +1.68% | +2.82% |
| ITC Ltd. | Consumer Staples | 1.53% | ₹56.21 Cr | +1.74% | +1.86% | +3.02% |
| Ambuja Cements Ltd. | Materials | 1.51% | ₹55.36 Cr | +2.33% | +2.55% | +2.32% |
| company:5765 | Insurance | 1.51% | ₹55.28 Cr | — | — | — |
| Infosys Ltd. | Technology | 1.48% | ₹54.23 Cr | +1.66% | +1.71% | +3.25% |
| Syngene International Ltd. | Healthcare | 1.48% | ₹54.16 Cr | +1.52% | +1.31% | — |
| Abbott India Ltd. | Healthcare | 1.46% | ₹53.54 Cr | +0.93% | — | — |
| The Phoenix Mills Ltd. | Construction | 1.41% | ₹51.75 Cr | +1.71% | +1.23% | — |
| Godrej Consumer Products Ltd. | Consumer Staples | 1.40% | ₹51.37 Cr | +1.56% | +1.71% | +1.90% |
| Indus Towers Ltd. | Communication | 1.39% | ₹50.81 Cr | +1.59% | +1.40% | +1.14% |
| Mphasis Ltd. | Technology | 1.36% | ₹49.76 Cr | +0.94% | +0.65% | — |
| Adani Enterprises Ltd. | Services | 1.35% | ₹49.59 Cr | — | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.35% | ₹49.62 Cr | +1.74% | +2.33% | — |
| Graphite India Ltd. | Capital Goods | 1.33% | ₹48.54 Cr | +1.39% | +1.34% | — |
| The Ramco Cements Ltd. | Materials | 1.29% | ₹47.17 Cr | +1.08% | +1.34% | +1.45% |
| Bajaj Electricals Ltd. | Consumer Discretionary | 1.28% | ₹46.98 Cr | +0.98% | +0.93% | — |
| PNB Housing Finance Ltd. | Financial | 1.27% | ₹46.52 Cr | +1.70% | +1.34% | +1.33% |
| HDFC Asset Management Company Ltd. | Financial | 1.26% | ₹45.99 Cr | +1.11% | — | — |
| Dabur India Ltd. | Consumer Staples | 1.21% | ₹44.24 Cr | +1.42% | +1.52% | +1.46% |
| Sobha Ltd. | Construction | 1.21% | ₹44.29 Cr | +1.30% | +1.21% | — |
| SBI Funds Management Ltd. | Financial | 1.16% | ₹42.46 Cr | — | — | — |
| Brookfield India Real Estate Trust REIT | Construction | 1.12% | ₹41.13 Cr | +1.06% | +1.20% | — |
| company:20327 | Automobile | 1.12% | ₹41.13 Cr | — | — | — |
| Bank Of Baroda | Financial | 1.11% | ₹40.80 Cr | +1.21% | +1.13% | — |
| The Indian Hotels Company Ltd. | Services | 1.11% | ₹40.58 Cr | +0.99% | — | — |
| company:2534 | Metals & Mining | 1.02% | ₹37.49 Cr | — | — | — |
| JSW Steel Ltd. | Metals & Mining | 1.00% | ₹36.62 Cr | +1.64% | +1.45% | +1.48% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.99% | ₹36.20 Cr | +0.65% | — | — |
| company:896 | Financial | 0.98% | ₹35.89 Cr | — | — | — |
| Samvardhana Motherson International Ltd. | Automobile | 0.96% | ₹35.16 Cr | +2.08% | +1.50% | +1.23% |
| Healthcare Global Enterprises Ltd. | Healthcare | 0.95% | ₹34.85 Cr | +0.23% | — | — |
| company:15039 | Consumer Discretionary | 0.94% | ₹34.29 Cr | — | — | — |
| Jindal Steel Ltd. | Metals & Mining | 0.90% | ₹32.80 Cr | +1.15% | +1.36% | +1.00% |
| Hero Motocorp Ltd. | Automobile | 0.89% | ₹32.70 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.83% | ₹30.30 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.81% | ₹29.71 Cr | +0.84% | +0.46% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.78% | ₹28.68 Cr | +1.03% | +1.29% | +1.16% |
| Manipal Health Enterprises Ltd. | Healthcare | 0.78% | ₹28.72 Cr | — | — | — |
| Bajaj Finserv Ltd. | Financial | 0.77% | ₹28.29 Cr | +1.89% | +1.72% | +2.93% |
| JSW Dulux Ltd. | Materials | 0.74% | ₹26.92 Cr | +0.74% | +0.99% | — |
| Biocon Ltd. | Healthcare | 0.72% | ₹26.37 Cr | — | — | — |
| Go Digit General Insurance Ltd. | Insurance | 0.72% | ₹26.30 Cr | +0.85% | +1.05% | +1.32% |
| Nuvoco Vistas Corporation Ltd. | Materials | 0.71% | ₹26.15 Cr | +0.79% | +0.74% | +1.40% |
| CESC Ltd. | Energy | 0.68% | ₹24.84 Cr | — | — | — |
| GR Infraprojects Ltd. | Construction | 0.60% | ₹21.91 Cr | +0.62% | +0.61% | +1.20% |
| company:5764 | Automobile | 0.53% | ₹19.36 Cr | — | — | — |
| Greenpanel Industries Ltd. | Materials | 0.52% | ₹19.05 Cr | +0.62% | +0.62% | +0.94% |
| Page Industries Ltd. | Textiles | 0.49% | ₹17.90 Cr | +0.94% | +1.06% | — |
| company:20823 | Healthcare | 0.43% | ₹15.62 Cr | — | — | — |
| Bayer CropScience Ltd. | Chemicals | 0.42% | ₹15.33 Cr | — | — | — |
| company:20770 | Capital Goods | 0.39% | ₹14.26 Cr | — | — | — |
| Kusumgar Ltd. | Textiles | 0.20% | ₹7.44 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 5.14% | 1.48% | -3.66% |
| Britannia Industries Ltd. | 1.79% | 0.00% | -1.79% |
| SBI Cards And Payment Services Ltd. | 1.56% | 0.00% | -1.56% |
| company:5765 | 0.00% | 1.51% | +1.51% |
| Bharat Forge Ltd. | 1.15% | 0.00% | -1.15% |
| company:20327 | 0.00% | 1.12% | +1.12% |
| company:2534 | 0.00% | 1.02% | +1.02% |
| company:896 | 0.00% | 0.98% | +0.98% |
| company:15039 | 0.00% | 0.94% | +0.94% |
| Wipro Ltd. | 0.88% | 0.00% | -0.88% |
| Hindustan Aeronautics Ltd. | 0.63% | 0.00% | -0.63% |
| Asian Paints Ltd. | 0.59% | 0.00% | -0.59% |
| company:5764 | 0.00% | 0.53% | +0.53% |
| Oil India Ltd. | 0.50% | 0.00% | -0.50% |
| Samvardhana Motherson International Ltd. | 1.42% | 0.96% | -0.46% |
| PNB Housing Finance Ltd. | 1.71% | 1.27% | -0.44% |
| company:20823 | 0.00% | 0.43% | +0.43% |
| company:20770 | 0.00% | 0.39% | +0.39% |
| Axis Bank Ltd. | 3.50% | 3.87% | +0.37% |
| Biocon Ltd. | 0.43% | 0.72% | +0.29% |
| Bharti Airtel Ltd. | 3.97% | 3.69% | -0.28% |
| SBI Funds Management Ltd. | 0.91% | 1.16% | +0.25% |
| Larsen & Toubro Ltd. | 2.43% | 2.66% | +0.23% |
| Go Digit General Insurance Ltd. | 0.52% | 0.72% | +0.20% |
| Godrej Consumer Products Ltd. | 1.59% | 1.40% | -0.19% |
| Manipal Health Enterprises Ltd. | 0.60% | 0.78% | +0.18% |
| ICICI Bank Ltd. | 6.20% | 6.36% | +0.16% |
| ITC Ltd. | 1.67% | 1.53% | -0.14% |
| SBI Life Insurance Company Ltd. | 2.11% | 1.97% | -0.14% |
| Kotak Mahindra Bank Ltd. | 1.60% | 1.73% | +0.13% |
| Dabur India Ltd. | 1.32% | 1.21% | -0.11% |
| Graphite India Ltd. | 1.22% | 1.33% | +0.11% |
| Pidilite Industries Ltd. | 1.70% | 1.81% | +0.11% |
| Greenpanel Industries Ltd. | 0.63% | 0.52% | -0.11% |
| Infosys Ltd. | 1.37% | 1.48% | +0.11% |
| NTPC Ltd. | 2.46% | 2.35% | -0.11% |
| Ambuja Cements Ltd. | 1.61% | 1.51% | -0.10% |
| HDFC Bank Ltd. | 5.93% | 5.83% | -0.10% |
| Maruti Suzuki India Ltd. | 2.53% | 2.43% | -0.10% |
| Healthcare Global Enterprises Ltd. | 0.86% | 0.95% | +0.09% |
| Jindal Steel Ltd. | 0.82% | 0.90% | +0.08% |
| Syngene International Ltd. | 1.41% | 1.48% | +0.07% |
| JSW Dulux Ltd. | 0.67% | 0.74% | +0.07% |
| Mphasis Ltd. | 1.30% | 1.36% | +0.06% |
| Orient Electric Ltd. | 1.54% | 1.60% | +0.06% |
| The Ramco Cements Ltd. | 1.23% | 1.29% | +0.06% |
| Adani Enterprises Ltd. | 1.41% | 1.35% | -0.06% |
| Nuvoco Vistas Corporation Ltd. | 0.76% | 0.71% | -0.05% |
| Page Industries Ltd. | 0.54% | 0.49% | -0.05% |
| Reliance Industries Ltd. | 4.34% | 4.29% | -0.05% |
| CESC Ltd. | 0.64% | 0.68% | +0.04% |
| JSW Steel Ltd. | 0.96% | 1.00% | +0.04% |
| Tata Consultancy Services Ltd. | 1.51% | 1.55% | +0.04% |
| Adani Ports and Special Economic Zone Ltd. | 0.82% | 0.78% | -0.04% |
| Bharat Petroleum Corporation Ltd. | 0.96% | 0.99% | +0.03% |
| Gokaldas Exports Ltd. | 0.03% | 0.00% | -0.03% |
| Bajaj Electricals Ltd. | 1.30% | 1.28% | -0.02% |
| Bayer CropScience Ltd. | 0.44% | 0.42% | -0.02% |
| HDFC Asset Management Company Ltd. | 1.24% | 1.26% | +0.02% |
| Hero Motocorp Ltd. | 0.87% | 0.89% | +0.02% |
| Indusind Bank Ltd. | 1.74% | 1.76% | +0.02% |
| Sobha Ltd. | 1.23% | 1.21% | -0.02% |
| The Phoenix Mills Ltd. | 1.39% | 1.41% | +0.02% |
| Bank Of Baroda | 1.12% | 1.11% | -0.01% |
| Brookfield India Real Estate Trust REIT | 1.11% | 1.12% | +0.01% |
| HDFC Life Insurance Co Ltd. | 1.59% | 1.60% | +0.01% |
| Indus Towers Ltd. | 1.38% | 1.39% | +0.01% |
| Sun Pharmaceutical Industries Ltd. | 1.34% | 1.35% | +0.01% |
| The Indian Hotels Company Ltd. | 1.10% | 1.11% | +0.01% |
| PI Industries Ltd. | 0.82% | 0.81% | -0.01% |
| Abbott India Ltd. | 1.46% | 1.46% | 0.00% |
| Bajaj Finserv Ltd. | 0.77% | 0.77% | 0.00% |
| GR Infraprojects Ltd. | 0.60% | 0.60% | 0.00% |
| Kusumgar Ltd. | 0.20% | 0.20% | 0.00% |
| Swiggy Ltd. | 0.83% | 0.83% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹5,332 Cr | 2.22% | 12.8% | 9.8% | 15.4% |
 Motilal Oswal Flexi Cap Fund | ₹14,160 Cr | 2.05% | 12.8% | 9.3% | 14.8% |
 Invesco India Flexi Cap Fund | ₹5,709 Cr | 2.07% | 5.7% | 7.8% | — |
 Bank of India Flexi Cap Fund | ₹2,953 Cr | 2.25% | 14.0% | 10.6% | 16.0% |
 360 ONE FlexiCap Fund | ₹2,250 Cr | 2.38% | 15.0% | 10.0% | — |
 ITI Flexi Cap Fund | ₹1,588 Cr | 2.34% | 16.8% | 11.6% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme aims to generate capital appreciation by investing in a diversified portfolio of equity & equity related instruments across market capitalization. The scheme will predominantly invest in equity and equity related instruments of well researched and growth oriented companies.
Fund managers
- Aditya BagulMr. Bagul has done B.Com, CA and CFAPrior to joining Tata Mutual Fund, he has worked with Axis Capital Ltd., Ambit Capital and Reliance Capital
- Anand V SharmaMr. Sharma is B.E (Computer Engineer) and Master of Management Studies from University of MumbaiPrior to joining TATA AMC, he has worked with ICICI Prudential AMC, Oracle Financial Services Software Ltd
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.72% absolute | ₹60,000 | ₹62,232 | 3.72% | |
| 1 year−5.02% annualised | ₹1,20,000 | ₹1,16,787 | −2.68% | |
| 3 years8.44% annualised | ₹3,60,000 | ₹4,10,927 | 14.15% | |
| 5 years6.88% annualised | ₹6,00,000 | ₹7,17,802 | 19.63% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Tata Flexi Cap Fund?
The NAV of Tata Flexi Cap Fund is ₹22.88 as on 25 Sep 2026.
What is the expense ratio of Tata Flexi Cap Fund?
The expense ratio of Tata Flexi Cap Fund is 2.08% per year.
What is the minimum SIP amount for Tata Flexi Cap Fund?
You can start a SIP in Tata Flexi Cap Fund with ₹3,000 a month.
What returns has Tata Flexi Cap Fund given?
Tata Flexi Cap Fund has returned -8.0% over 1 year, 1.3% over 3 years and 7.2% over 5 years (annualised).
Is there a lock-in or exit load on Tata Flexi Cap Fund?
Lock-in: None. Exit load: Exit load of 0.50%, if redeemed within 30 days..
How risky is Tata Flexi Cap Fund?
Tata Flexi Cap Fund is rated Very High on the SEBI riskometer and belongs to the Flexi Cap category.
Which fund house manages Tata Flexi Cap Fund?
Tata Flexi Cap Fund is managed by Tata Mutual Fund, which runs 61 schemes with ₹2,31,388 Cr under management.