Tata Focused Fund
- NAV as on 24 Sep 2026
- ₹21.92-1.48%1 day
- Return since launch
- 12.5%
- 52-week range
- ₹20.59 — ₹24.06
- AUM
- ₹1,755 Cr
Tata Focused Fund is a Focused equity fund from Tata Mutual Fund with ₹1,755 Cr under management, launched in 2019. Over three years it has returned -0.4% a year, against 11.2% for its category. The expense ratio is 2.24% and the SEBI riskometer reading is Very High.
Performance
Tata Focused Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -6.2% against +0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -9.3% | −11.2 pts | 1.8% | 0.7% |
| 2Y | -4.5% | −7.5 pts | 3.0% | 1.9% |
| 3Y | -0.4% | −11.6 pts | 11.2% | 4.5% |
| 5Y | 6.5% | −2.9 pts | 9.3% | 9.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -5.3% | −1.3 pts | -4.0% | -3.9% |
| 3M | -4.5% | −4.6 pts | 0.1% | -0.2% |
| 6M | 1.9% | −7.8 pts | 9.7% | 8.4% |
| 1Y | -6.2% | −8.0 pts | 1.8% | 0.2% |
| 2Y | -7.3% | −5.6 pts | -1.7% | -2.4% |
| 3Y | 7.7% | −3.5 pts | 11.2% | 10.3% |
| 5Y | 7.6% | −1.8 pts | 9.3% | 8.6% |
Since launch (15 Nov 2019): 12.5%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 0.0% | −6.1 pts | 6.0% |
| 2024 | 18.1% | −2.8 pts | 20.9% |
| 2023 | 27.8% | +0.1 pts | 27.7% |
| 2022 | 4.8% | +2.4 pts | 2.4% |
| 2021 | 33.2% | 0.0 pts | 33.2% |
| 2020 | 11.7% | −5.8 pts | 17.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.27%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.78%
- Brokerage
- 0.06%
- Transaction charges
- 0.00%
- Statutory levies
- 0.43%
- Exit load
- Exit load of 0.50%, if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.45 | 5.04 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.91 | 0.96 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.34 | 0.74 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.41 | 1.00 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.52 | 15.86 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Tata Focused Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity94.5%
- Other5.5%
Market cap split
- Large75.7%
- Mid12.6%
- Small11.7%
- P/E
- 23.48
- P/B
- 3.11
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.72% | ₹136 Cr | +6.63% | +6.44% | +5.46% |
| HDFC Bank Ltd. | Financial | 7.02% | ₹123 Cr | +6.94% | +7.50% | +9.31% |
| Axis Bank Ltd. | Financial | 6.18% | ₹109 Cr | +5.61% | +5.54% | +6.62% |
| Others | Others | 5.53% | ₹96.99 Cr | +4.62% | +8.26% | +6.60% |
| Ultratech Cement Ltd. | Materials | 5.04% | ₹88.44 Cr | +3.72% | +3.93% | +2.45% |
| Reliance Industries Ltd. | Energy | 4.90% | ₹85.93 Cr | +4.83% | +4.95% | +4.16% |
| Infosys Ltd. | Technology | 4.25% | ₹74.64 Cr | +3.44% | +3.15% | +3.36% |
| Bharti Airtel Ltd. | Communication | 4.22% | ₹74.02 Cr | +3.55% | +2.08% | — |
| Healthcare Global Enterprises Ltd. | Healthcare | 4.22% | ₹73.98 Cr | +3.64% | +2.95% | +2.82% |
| NTPC Ltd. | Energy | 4.17% | ₹73.12 Cr | +4.76% | +4.59% | +2.38% |
| Mahindra & Mahindra Ltd. | Automobile | 4.04% | ₹70.92 Cr | +3.55% | +3.30% | — |
| SBI Life Insurance Company Ltd. | Insurance | 3.85% | ₹67.53 Cr | +3.73% | +3.68% | +2.49% |
| Larsen & Toubro Ltd. | Construction | 3.76% | ₹65.93 Cr | +3.46% | +4.03% | +1.67% |
| Havells India Ltd. | Capital Goods | 3.57% | ₹62.66 Cr | +2.90% | — | — |
| Godrej Properties Ltd. | Construction | 3.08% | ₹54.02 Cr | +2.67% | +2.44% | +1.66% |
| Hindustan Unilever Ltd. | Consumer Staples | 2.86% | ₹50.17 Cr | +1.88% | — | +2.05% |
| Jindal Steel Ltd. | Metals & Mining | 2.75% | ₹48.31 Cr | +2.77% | +1.76% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 2.66% | ₹46.71 Cr | +2.89% | +3.02% | — |
| SBI Funds Management Ltd. | Financial | 2.43% | ₹42.74 Cr | — | — | — |
| company:5765 | Insurance | 2.10% | ₹36.89 Cr | — | — | — |
| Tata Communications Ltd. | Communication | 1.95% | ₹34.22 Cr | +3.90% | +2.84% | — |
| Metropolis Healthcare Ltd. | Healthcare | 1.92% | ₹33.78 Cr | +3.56% | +3.82% | +2.79% |
| Graphite India Ltd. | Capital Goods | 1.89% | ₹33.23 Cr | — | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.81% | ₹31.76 Cr | +2.30% | +3.62% | — |
| Samvardhana Motherson International Ltd. | Automobile | 1.75% | ₹30.72 Cr | +4.48% | +3.51% | +2.73% |
| Swiggy Ltd. | Services | 1.72% | ₹30.16 Cr | — | — | — |
| PNC Infratech Ltd. | Construction | 1.68% | ₹29.52 Cr | +1.82% | +1.55% | +1.92% |
| Page Industries Ltd. | Textiles | 1.63% | ₹28.64 Cr | +2.96% | +2.89% | — |
| company:15039 | Consumer Discretionary | 1.30% | ₹22.86 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Ambuja Cements Ltd. | 3.26% | 0.00% | -3.26% |
| company:5765 | 0.00% | 2.10% | +2.10% |
| Samvardhana Motherson International Ltd. | 3.28% | 1.75% | -1.53% |
| company:15039 | 0.00% | 1.30% | +1.30% |
| Ultratech Cement Ltd. | 3.80% | 5.04% | +1.24% |
| Larsen & Toubro Ltd. | 3.06% | 3.76% | +0.70% |
| PNC Infratech Ltd. | 2.16% | 1.68% | -0.48% |
| Axis Bank Ltd. | 5.73% | 6.18% | +0.45% |
| Healthcare Global Enterprises Ltd. | 3.78% | 4.22% | +0.44% |
| SBI Funds Management Ltd. | 2.06% | 2.43% | +0.37% |
| Metropolis Healthcare Ltd. | 2.23% | 1.92% | -0.31% |
| Bharti Airtel Ltd. | 4.50% | 4.22% | -0.28% |
| Others | 4.18% | 3.91% | -0.27% |
| Jindal Steel Ltd. | 2.49% | 2.75% | +0.26% |
| ICICI Bank Ltd. | 7.47% | 7.72% | +0.25% |
| SBI Life Insurance Company Ltd. | 4.08% | 3.85% | -0.23% |
| Page Industries Ltd. | 1.80% | 1.63% | -0.17% |
| Havells India Ltd. | 3.40% | 3.57% | +0.17% |
| NTPC Ltd. | 4.33% | 4.17% | -0.16% |
| Graphite India Ltd. | 1.73% | 1.89% | +0.16% |
| Hindustan Unilever Ltd. | 2.99% | 2.86% | -0.13% |
| Infosys Ltd. | 4.15% | 4.25% | +0.10% |
| HDFC Bank Ltd. | 7.09% | 7.02% | -0.07% |
| Godrej Properties Ltd. | 3.15% | 3.08% | -0.07% |
| Mahindra & Mahindra Ltd. | 4.10% | 4.04% | -0.06% |
| HDFC Life Insurance Co Ltd. | 2.63% | 2.66% | +0.03% |
| Sun Pharmaceutical Industries Ltd. | 1.78% | 1.81% | +0.03% |
| Swiggy Ltd. | 1.70% | 1.72% | +0.02% |
| Reliance Industries Ltd. | 4.91% | 4.90% | -0.01% |
| Tata Communications Ltd. | 1.95% | 1.95% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹15,674 Cr | 2.10% | 6.4% | 9.3% | 13.7% |
 SBI Focused Fund | ₹51,248 Cr | 1.59% | 6.3% | 11.1% | 12.9% |
 ICICI Prudential Focused Fund | ₹17,949 Cr | 2.15% | -3.5% | 6.9% | 13.4% |
 Invesco India Focused Fund | ₹6,454 Cr | 1.94% | 14.0% | 9.8% | 15.4% |
 Bandhan Focused Fund | ₹2,094 Cr | 2.22% | 10.8% | 9.6% | 13.1% |
 ITI Focused Fund | ₹629 Cr | 2.59% | 4.7% | 9.1% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing in equity & equity related instruments of maximum 30 stocks across market caps.
Fund managers
- Anand V SharmaMr. Sharma is B.E (Computer Engineer) and Master of Management Studies from University of MumbaiPrior to joining TATA AMC, he has worked with ICICI Prudential AMC, Oracle Financial Services Software Ltd
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.89% absolute | ₹60,000 | ₹61,134 | 1.89% | |
| 1 year−6.19% annualised | ₹1,20,000 | ₹1,16,052 | −3.29% | |
| 3 years7.70% annualised | ₹3,60,000 | ₹4,06,116 | 12.81% | |
| 5 years7.57% annualised | ₹6,00,000 | ₹7,31,175 | 21.86% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.