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Tata Short Term Fund

Short DurationModerateOPEN-ENDED
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NAV as on 24 Sep 2026
₹50.53-0.15%1 day
Return since launch
6.9%
52-week range
₹48.43 — ₹50.65
AUM
₹2,926 Cr

Tata Short Term Fund is a Short Duration debt fund from Tata Mutual Fund with ₹2,926 Cr under management, launched in 2002. Over three years it has returned 5.7% a year, against 6.7% for its category. The expense ratio is 1.11% and the SEBI riskometer reading is Moderate.

Performance

Tata Short Term Fund NAV and returns

Growth of the fund against its category average over the period you pick.

Over 1Y this fund returned +4.3% against +4.9% for its category.

Performance

Returns

How the fund has done against its category and its benchmark.

Trailing returns
PeriodFundvs categoryCategoryBenchmark
1Y4.3%−0.4 pts4.8%4.9%
2Y4.9%−0.5 pts5.5%5.6%
3Y5.7%−1.1 pts6.7%6.3%
5Y5.9%−0.1 pts6.1%6.4%
7Y5.7%−0.6 pts6.3%6.1%
10Y5.6%−0.7 pts6.3%6.3%

Fund against category

1Y
Fund4.3%
Category4.8%
3Y
Fund5.7%
Category6.7%
5Y
Fund5.9%
Category6.1%

Since launch (8 Aug 2002): 6.9%

Calendar-year returns

Category average
Show as a table
Calendar-year returns
PeriodFundvs categoryCategory
20256.7%−1.4 pts8.1%
20247.3%−1.0 pts8.3%
20236.8%−0.6 pts7.3%
20222.9%−2.1 pts5.0%
20212.5%−2.0 pts4.5%
20209.8%0.0 pts9.8%

Returns over one year are annualised. Shorter periods are absolute.

Costs & terms

Costs and terms

What the fund charges each year, and the rules around putting money in and taking it out.

Costs

1.11%

Expense ratio as on 23 Sep 2026

Charged yearly and already deducted from the NAV.

Base expense
1.02%
Brokerage
0.01%
Transaction charges
0.00%
Statutory levies
0.08%
Exit load
Exit load of 2% if redeemed within 12 months
Lock-in
None

Terms

Min SIP
₹3,000
Min lumpsum
₹5,000
Plan
GROWTH
Fund type
OPEN-ENDED
Benchmark
CRISIL Short Duration Debt A-II Index

Risk

Risk

What the riskometer means for this fund, and how its ratios sit against the category.

Moderate

Your principal is treated as being at moderate risk — typically medium duration debt and conservative hybrid schemes.

Risk ratios
RatioFundCategory avgRead as
Alpha——Return earned above what the benchmark alone would have given. Higher is better.
Beta——How hard the fund moves when the market moves. Under 1 is steadier than the market.
Sharpe0.380.94Return earned for each unit of total risk taken. Higher is better.
Sortino0.571.59Return earned for each unit of downside risk. Higher is better.
Std. deviation1.281.35How widely monthly returns have varied around their own average. Lower is steadier.
Average of 5 category peers

Portfolio

Tata Short Term Fund portfolio

Portfolio as of 31 Aug 2026

Asset allocation

  • Debt93.9%
  • Other6.1%

Top holdings

HoldingSectorWeightValue3M chg6M chg1Y chg
Power Finance Corporation Ltd.Financial8.15%₹239 Cr+5.00%+5.40%+2.92%
REC Ltd.Financial6.76%₹198 Cr+4.98%+4.05%+2.19%
OthersOthers6.44%₹188 Cr+0.99%+0.78%+0.84%
Small Industries Devp. Bank of India Ltd.Financial5.91%₹173 Cr+1.66%+1.34%+1.46%
Export-Import Bank Of IndiaFinancial5.13%₹150 Cr+4.17%+1.35%+1.47%
Mindspace Business Parks REITConstruction4.27%₹125 Cr+0.65%+0.53%+0.58%
Indian Railway Finance Corporation Ltd.Financial4.04%₹118 Cr+0.85%+0.69%+0.43%
Bharti Telecom Ltd.Communication3.52%₹103 Cr+4.20%+3.39%+3.69%
GOISovereign3.51%₹103 Cr+6.68%+1.32%+6.62%
National Housing BankFinancial3.42%₹100 Cr+3.34%+6.73%+7.35%

Sectors

  • Financial62.8%
  • Sovereign14.7%
  • Others10.3%
  • Communication5.2%
  • Construction5.0%
  • Capital Goods1.7%
  • Unclassified0.2%

Instruments

  • Debenture41.4%
  • Bonds19.6%
  • GOI Securities14.7%
  • Non Convertible Debenture8.5%
  • Repo3.4%
  • Securitised Debt3.1%
  • State Development Loan2.8%
  • Cash/Net Current Assets2.7%

Recent changes

HoldingFromToWeight
Bank Of Baroda6.53%2.48%-4.05%
Power Finance Corporation Ltd.2.56%4.74%+2.18%
LIC Housing Finance Ltd.3.35%1.70%-1.65%
company:205370.00%1.23%+1.23%
Liquid Gold Series 71.86%1.76%-0.10%
Sansar Trust0.39%0.33%-0.06%
India Universal Trust AL10.68%0.64%-0.04%
Bajaj Housing Finance Ltd.3.40%3.41%+0.01%
Bharti Telecom Ltd.3.51%3.52%+0.01%
National Bank For Agriculture & Rural Development3.40%3.41%+0.01%
Andhra Pradesh State1.85%1.84%-0.01%
Maharashtra State0.84%0.83%-0.01%
REC Ltd.1.70%1.69%-0.01%
Tata Nifty SDL Plus AAA PSU Bond Dec 2027 60:40 Index Fund Direct - Growth0.22%0.23%+0.01%
National Highways Authority of India Ltd.0.01%0.00%-0.01%
Indian Railway Finance Corporation Ltd.4.03%4.04%+0.01%
Mindspace Business Parks REIT4.26%4.27%+0.01%
National Housing Bank3.41%3.42%+0.01%
Poonawalla Fincorp Ltd.3.39%3.40%+0.01%
Tamilnadu State0.00%0.00%0.00%
Export-Import Bank Of India5.13%5.13%0.00%
GOI3.51%3.51%0.00%
Gujarat State0.10%0.10%0.00%
Jamnagar Utilities and Power Pvt. Ltd.1.71%1.71%0.00%
Nomura Capital (India) Pvt Ltd.1.71%1.71%0.00%
Others0.34%0.34%0.00%
Small Industries Devp. Bank of India Ltd.3.35%3.35%0.00%
Tata Capital Housing Finance Ltd.0.85%0.85%0.00%

Compare

Similar funds

The rest of the category, so this fund’s numbers have something to sit against.

FundAUMExpense1Y3Y5Y
Category average₹11,181 Cr0.91%5.2%6.6%6.7%
ICICI Prudential Short Term Fund₹19,403 Cr1.05%5.3%6.6%6.9%
HDFC Short Term Fund₹14,486 Cr0.72%4.9%6.5%6.7%
Bandhan Short Term Fund₹8,731 Cr0.87%5.9%6.7%6.7%
Axis Short Term Fund₹7,501 Cr0.93%5.2%6.7%6.7%
Aditya Birla Sun Life Short Term Fund₹5,782 Cr0.96%4.9%6.4%6.6%

About

About this fund

The scheme’s own words, its benchmark and the people running it.

Investment objective

The scheme seeks to generate regular income/appreciation over a short term period.

Fund managers

  • Amit SomaniMr.Somani is a B.Com, PGDBM and CFA.Prior to joining Tata Asset Management Ltd in 2010 he has worked with Fidelity Investments Netscribes Pvt. ltd, SPA Capital and Khandwala Securities.
  • Dhawal JoshiBachelor of Engineering (IT), MMS (Finance)Prior to joining the Tata AMC, he was associated with A.K Capital Services Ltd, Crest Capital Ltd,
Scheme information document

Tools

Return calculator

What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.

₹
Over the pastTotal investmentWould’ve becomeGrowthReturns
6 months2.70% absolute₹60,000₹61,6202.70%
1 year4.31% annualised₹1,20,000₹1,22,8392.37%
3 years6.27% annualised₹3,60,000₹3,97,01710.28%
5 years5.44% annualised₹6,00,000₹6,90,86915.14%

Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.

How this is calculated

Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.

The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.

Questions

Frequently asked questions

The things people ask about this scheme.

What is the NAV of Tata Short Term Fund?
The NAV of Tata Short Term Fund is ₹50.53 as on 24 Sep 2026.
What is the expense ratio of Tata Short Term Fund?
The expense ratio of Tata Short Term Fund is 1.11% per year.
What is the minimum SIP amount for Tata Short Term Fund?
You can start a SIP in Tata Short Term Fund with ₹3,000 a month.
What returns has Tata Short Term Fund given?
Tata Short Term Fund has returned 4.3% over 1 year, 5.7% over 3 years and 5.9% over 5 years (annualised).
Is there a lock-in or exit load on Tata Short Term Fund?
Lock-in: None. Exit load: Exit load of 2% if redeemed within 12 months.
How risky is Tata Short Term Fund?
Tata Short Term Fund is rated Moderate on the SEBI riskometer and belongs to the Short Duration category.
Which fund house manages Tata Short Term Fund?
Tata Short Term Fund is managed by Tata Mutual Fund, which runs 61 schemes with ₹2,31,388 Cr under management.