Union ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹64.43+0.39%1 day
- Return since launch
- 13.4%
- 52-week range
- ₹57.51 — ₹67.29
- AUM
- ₹872 Cr
Union ELSS Tax Saver Fund is a ELSS equity fund from Union Mutual Fund with ₹872 Cr under management, launched in 2011. Over three years it has returned 3.8% a year, against 10.4% for its category. The expense ratio is 2.63% and the SEBI riskometer reading is Very High.
Performance
Union ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.1% against -0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -0.2% | −0.3 pts | 0.1% | -2.1% |
| 2Y | 1.6% | +0.8 pts | 0.7% | -0.3% |
| 3Y | 3.8% | −6.6 pts | 10.4% | 2.7% |
| 5Y | 8.8% | −0.9 pts | 9.7% | 8.4% |
| 7Y | 12.6% | −0.4 pts | 13.0% | 11.6% |
| 10Y | 12.8% | +0.3 pts | 12.5% | 11.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.5% | 0.0 pts | -3.5% | -3.6% |
| 3M | -0.4% | +0.2 pts | -0.6% | -1.0% |
| 6M | 9.5% | +0.2 pts | 9.2% | 8.2% |
| 1Y | -0.1% | −0.2 pts | 0.1% | -0.8% |
| 2Y | -2.5% | +0.7 pts | -3.3% | -3.9% |
| 3Y | 9.4% | −1.0 pts | 10.4% | 9.2% |
| 5Y | 8.9% | −0.9 pts | 9.7% | 8.7% |
| 7Y | 14.7% | +0.2 pts | 14.4% | 12.5% |
| 10Y | 11.9% | −0.7 pts | 12.5% | 10.9% |
Since launch (8 Nov 2011): 13.4%
Calendar-year returns
Category average21.6%
35.9%
1.5%
26.4%
16.7%
4.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.3% | −0.1 pts | 4.5% |
| 2024 | 16.7% | −3.6 pts | 20.3% |
| 2023 | 26.4% | −5.4 pts | 31.8% |
| 2022 | 1.5% | −1.9 pts | 3.5% |
| 2021 | 35.9% | −4.0 pts | 39.9% |
| 2020 | 21.6% | +2.9 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.65%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.99%
- Brokerage
- 0.09%
- Transaction charges
- 0.01%
- Statutory levies
- 0.56%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.38 | 4.67 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 1.08 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.42 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.50 | 0.90 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.44 | 17.94 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Union ELSS Tax Saver Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity98.9%
- Debt0.0%
- Other1.1%
Market cap split
- Large55.5%
- Mid23.1%
- Small21.4%
- P/E
- 31.70
- P/B
- 3.98
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.42% | ₹64.73 Cr | +4.96% | +5.50% | +5.80% |
| HDFC Bank Ltd. | Financial | 4.64% | ₹40.42 Cr | +5.12% | +6.43% | +7.73% |
| Axis Bank Ltd. | Financial | 3.01% | ₹26.24 Cr | +2.45% | +2.00% | +1.48% |
| Bharti Airtel Ltd. | Communication | 2.99% | ₹26.09 Cr | +3.15% | +2.77% | +3.36% |
| Reliance Industries Ltd. | Energy | 2.49% | ₹21.71 Cr | +3.69% | +4.11% | +3.53% |
| Gabriel India Ltd. | Automobile | 2.32% | ₹20.27 Cr | +2.77% | +2.40% | +3.88% |
| Larsen & Toubro Ltd. | Construction | 2.13% | ₹18.59 Cr | +2.24% | +3.32% | +3.08% |
| Eternal Ltd. | Services | 1.98% | ₹17.29 Cr | +1.00% | +0.77% | +0.67% |
| State Bank of India | Financial | 1.93% | ₹16.80 Cr | +2.35% | +4.21% | +2.45% |
| Shriram Finance Ltd | Financial | 1.92% | ₹16.70 Cr | +2.25% | +2.44% | +0.76% |
| One97 Communications Ltd. | Services | 1.90% | ₹16.53 Cr | +1.21% | +0.99% | +0.54% |
| Solar Industries India Ltd. | Chemicals | 1.88% | ₹16.39 Cr | +1.98% | +1.40% | +0.57% |
| JSW Infrastructure Ltd. | Services | 1.87% | ₹16.27 Cr | +1.12% | — | — |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 1.80% | ₹15.66 Cr | +1.88% | +1.29% | +1.66% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.77% | ₹15.41 Cr | +1.45% | +1.48% | — |
| Jindal Steel Ltd. | Metals & Mining | 1.73% | ₹15.06 Cr | +1.77% | +1.74% | +1.29% |
| JSW Energy Ltd. | Capital Goods | 1.67% | ₹14.52 Cr | +1.99% | +1.06% | +0.82% |
| Maruti Suzuki India Ltd. | Automobile | 1.64% | ₹14.27 Cr | +2.09% | +1.91% | +2.08% |
| Ajanta Pharma Ltd. | Healthcare | 1.57% | ₹13.71 Cr | +1.34% | +1.30% | +0.75% |
| Max Financial Services Ltd. | Financial | 1.53% | ₹13.37 Cr | +1.70% | +1.66% | +1.65% |
| UNO Minda Ltd. | Automobile | 1.45% | ₹12.63 Cr | +1.03% | — | +1.51% |
| Sai Life Sciences Ltd. | Healthcare | 1.41% | ₹12.26 Cr | +1.17% | — | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 1.40% | ₹12.17 Cr | +1.37% | — | — |
| LG Electronics India Ltd. | Consumer Discretionary | 1.33% | ₹11.61 Cr | +1.25% | +1.10% | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.32% | ₹11.50 Cr | — | — | — |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.31% | ₹11.44 Cr | +1.02% | +0.89% | +0.99% |
| The Phoenix Mills Ltd. | Construction | 1.31% | ₹11.44 Cr | +1.28% | +1.14% | +0.50% |
| Coforge Ltd. | Technology | 1.30% | ₹11.32 Cr | — | — | — |
| Aarti Industries Ltd. | Chemicals | 1.25% | ₹10.88 Cr | +1.18% | +0.65% | — |
| Data Patterns (India) Ltd. | Capital Goods | 1.25% | ₹10.91 Cr | +1.17% | +0.88% | — |
| Tech Mahindra Ltd. | Technology | 1.25% | ₹10.91 Cr | — | — | +1.25% |
| HDFC Asset Management Company Ltd. | Financial | 1.17% | ₹10.23 Cr | +1.25% | +1.20% | +1.19% |
| Aether Industries Ltd. | Chemicals | 1.15% | ₹10.06 Cr | +0.62% | — | — |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.14% | ₹9.97 Cr | +0.92% | +1.05% | — |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 1.12% | ₹9.76 Cr | +0.97% | +0.95% | — |
| Others | Others | 1.11% | ₹9.66 Cr | -0.30% | +1.46% | -0.80% |
| Tata Consumer Products Ltd. | Consumer Staples | 1.07% | ₹9.34 Cr | +1.55% | +1.43% | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.05% | ₹9.19 Cr | +2.37% | +2.44% | +1.69% |
| Bajaj Finance Ltd. | Financial | 1.01% | ₹8.83 Cr | +0.91% | +0.95% | +0.97% |
| Cummins India Ltd. | Capital Goods | 1.01% | ₹8.78 Cr | +1.21% | +0.63% | +1.77% |
| The Federal Bank Ltd. | Financial | 1.00% | ₹8.74 Cr | +1.42% | +1.54% | — |
| Interglobe Aviation Ltd. | Services | 0.99% | ₹8.64 Cr | — | — | +0.38% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.98% | ₹8.54 Cr | — | — | +1.26% |
| Ultratech Cement Ltd. | Materials | 0.96% | ₹8.36 Cr | +1.00% | +0.72% | — |
| AIA Engineering Ltd. | Metals & Mining | 0.94% | ₹8.20 Cr | +0.65% | +0.42% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.93% | ₹8.11 Cr | +0.85% | +0.79% | +0.64% |
| Grindwell Norton Ltd. | Metals & Mining | 0.88% | ₹7.66 Cr | +0.42% | — | — |
| Mphasis Ltd. | Technology | 0.88% | ₹7.69 Cr | +0.86% | +0.83% | +0.75% |
| Pidilite Industries Ltd. | Chemicals | 0.87% | ₹7.55 Cr | +0.79% | +0.76% | +1.02% |
| Acutaas Chemicals Ltd. | Healthcare | 0.85% | ₹7.38 Cr | +1.73% | +1.52% | +0.86% |
| RBL Bank Ltd. | Financial | 0.81% | ₹7.04 Cr | — | — | — |
| Varun Beverages Ltd. | Consumer Staples | 0.81% | ₹7.09 Cr | — | — | — |
| Gokaldas Exports Ltd. | Textiles | 0.80% | ₹6.98 Cr | +0.74% | +0.65% | +0.96% |
| Tata Consultancy Services Ltd. | Technology | 0.80% | ₹7.01 Cr | +0.79% | +1.33% | +1.18% |
| Infosys Ltd. | Technology | 0.78% | ₹6.76 Cr | +1.73% | +2.30% | +3.23% |
| Inventurus Knowledge Solutions Ltd. | Services | 0.75% | ₹6.53 Cr | +0.76% | +0.59% | +0.60% |
| DOMS Industries Ltd. | Consumer Staples | 0.74% | ₹6.49 Cr | +1.07% | +1.09% | +1.30% |
| company:8117 | Services | 0.71% | ₹6.17 Cr | — | +0.84% | +1.13% |
| Engineers India Ltd. | Construction | 0.70% | ₹6.08 Cr | +0.64% | — | — |
| Fortis Healthcare Ltd. | Healthcare | 0.68% | ₹5.96 Cr | +0.73% | +0.32% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.68% | ₹5.96 Cr | +0.88% | +0.81% | +0.73% |
| Prestige Estates Projects Ltd. | Construction | 0.66% | ₹5.80 Cr | — | — | +0.76% |
| LTM Limited | Technology | 0.65% | ₹5.68 Cr | +0.61% | +0.64% | — |
| MTAR Technologies Ltd. | Capital Goods | 0.65% | ₹5.63 Cr | — | — | — |
| Schaeffler India Ltd. | Capital Goods | 0.64% | ₹5.62 Cr | +0.69% | +0.60% | — |
| TVS Motor Company Ltd. | Automobile | 0.64% | ₹5.56 Cr | +0.51% | +1.70% | +1.51% |
| company:1511 | Metals & Mining | 0.60% | ₹5.25 Cr | — | — | — |
| Cemindia Projects Ltd. | Construction | 0.57% | ₹4.97 Cr | — | — | — |
| Aditya Birla Capital Ltd. | Financial | 0.54% | ₹4.71 Cr | — | — | — |
| Tata Motors Ltd. | Automobile | 0.53% | ₹4.62 Cr | +0.90% | +1.41% | — |
| Hitachi Energy India Ltd. | Capital Goods | 0.51% | ₹4.45 Cr | +1.07% | +0.88% | +1.08% |
| company:1897 | Capital Goods | 0.51% | ₹4.44 Cr | — | — | — |
| company:19438 | Capital Goods | 0.50% | ₹4.39 Cr | — | — | — |
| company:20795 | Technology | 0.49% | ₹4.24 Cr | — | — | — |
| ITC Ltd. | Consumer Staples | 0.47% | ₹4.06 Cr | +0.55% | +0.57% | +1.41% |
| Tata Steel Ltd. | Metals & Mining | 0.44% | ₹3.87 Cr | +1.58% | +1.54% | — |
| Bharat Electronics Ltd. | Capital Goods | 0.43% | ₹3.77 Cr | +1.61% | +1.66% | +1.73% |
| Cipla Ltd. | Healthcare | 0.40% | ₹3.52 Cr | — | — | +1.04% |
| company:1536 | Metals & Mining | 0.40% | ₹3.45 Cr | — | — | — |
| Aegis Vopak Terminals Ltd. | Energy | 0.18% | ₹1.61 Cr | +0.43% | — | — |
| Reserve Bank of India | Financial | 0.03% | ₹0.26 Cr | +0.05% | +0.04% | +0.04% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.02% | ₹0.17 Cr | +0.02% | +0.02% | +0.02% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Campus Activewear Ltd. | 0.84% | 0.00% | -0.84% |
| NTPC Ltd. | 0.75% | 0.00% | -0.75% |
| HDFC Bank Ltd. | 5.35% | 4.64% | -0.71% |
| company:8117 | 0.00% | 0.71% | +0.71% |
| company:1511 | 0.00% | 0.60% | +0.60% |
| Axis Bank Ltd. | 2.41% | 3.01% | +0.60% |
| Eternal Ltd. | 1.41% | 1.98% | +0.57% |
| Cholamandalam Investment and Finance Company Ltd. | 0.54% | 0.00% | -0.54% |
| company:1897 | 0.00% | 0.51% | +0.51% |
| State Bank of India | 2.43% | 1.93% | -0.50% |
| Delhivery Ltd. | 0.50% | 0.00% | -0.50% |
| company:19438 | 0.00% | 0.50% | +0.50% |
| company:20795 | 0.00% | 0.49% | +0.49% |
| Jindal Steel Ltd. | 1.25% | 1.73% | +0.48% |
| company:1536 | 0.00% | 0.40% | +0.40% |
| One97 Communications Ltd. | 1.50% | 1.90% | +0.40% |
| The Federal Bank Ltd. | 1.40% | 1.00% | -0.40% |
| Maruti Suzuki India Ltd. | 1.99% | 1.64% | -0.35% |
| DOMS Industries Ltd. | 1.08% | 0.74% | -0.34% |
| Tata Consumer Products Ltd. | 1.38% | 1.07% | -0.31% |
| Bharti Airtel Ltd. | 3.30% | 2.99% | -0.31% |
| Sun Pharmaceutical Industries Ltd. | 0.95% | 0.68% | -0.27% |
| Acutaas Chemicals Ltd. | 1.11% | 0.85% | -0.26% |
| UNO Minda Ltd. | 1.19% | 1.45% | +0.26% |
| Balrampur Chini Mills Ltd. | 1.12% | 1.31% | +0.19% |
| Coforge Ltd. | 1.14% | 1.30% | +0.16% |
| LG Electronics India Ltd. | 1.18% | 1.33% | +0.15% |
| JSW Energy Ltd. | 1.80% | 1.67% | -0.13% |
| JSW Infrastructure Ltd. | 1.74% | 1.87% | +0.13% |
| Sai Life Sciences Ltd. | 1.28% | 1.41% | +0.13% |
| MTAR Technologies Ltd. | 0.53% | 0.65% | +0.12% |
| Cipla Ltd. | 0.51% | 0.40% | -0.11% |
| Bajaj Finance Ltd. | 1.11% | 1.01% | -0.10% |
| Engineers India Ltd. | 0.60% | 0.70% | +0.10% |
| Bharat Heavy Electricals Ltd. | 1.30% | 1.40% | +0.10% |
| AIA Engineering Ltd. | 1.03% | 0.94% | -0.09% |
| CG Power and Industrial Solutions Ltd. | 1.71% | 1.80% | +0.09% |
| Cummins India Ltd. | 1.10% | 1.01% | -0.09% |
| Ujjivan Small Finance Bank Ltd. | 1.86% | 1.77% | -0.09% |
| Aether Industries Ltd. | 1.06% | 1.15% | +0.09% |
| Reliance Industries Ltd. | 2.58% | 2.49% | -0.09% |
| Shriram Finance Ltd | 1.83% | 1.92% | +0.09% |
| Aarti Industries Ltd. | 1.18% | 1.25% | +0.07% |
| Cemindia Projects Ltd. | 0.64% | 0.57% | -0.07% |
| Inventurus Knowledge Solutions Ltd. | 0.81% | 0.75% | -0.06% |
| Kotak Mahindra Bank Ltd. | 0.99% | 1.05% | +0.06% |
| Sona BLW Precision Forgings Ltd. | 1.26% | 1.32% | +0.06% |
| Data Patterns (India) Ltd. | 1.20% | 1.25% | +0.05% |
| Grindwell Norton Ltd. | 0.93% | 0.88% | -0.05% |
| ITC Ltd. | 0.52% | 0.47% | -0.05% |
| Max Financial Services Ltd. | 1.48% | 1.53% | +0.05% |
| Solar Industries India Ltd. | 1.93% | 1.88% | -0.05% |
| Ultratech Cement Ltd. | 1.01% | 0.96% | -0.05% |
| Others | -0.21% | -0.26% | -0.05% |
| Gokaldas Exports Ltd. | 0.85% | 0.80% | -0.05% |
| Ajanta Pharma Ltd. | 1.53% | 1.57% | +0.04% |
| Dixon Technologies (India) Ltd. | 0.94% | 0.98% | +0.04% |
| Gabriel India Ltd. | 2.36% | 2.32% | -0.04% |
| ZF Commercial Vehicle Control Systems India Ltd. | 1.08% | 1.12% | +0.04% |
| Fortis Healthcare Ltd. | 0.72% | 0.68% | -0.04% |
| Varun Beverages Ltd. | 0.85% | 0.81% | -0.04% |
| Pidilite Industries Ltd. | 0.84% | 0.87% | +0.03% |
| Tata Motors Ltd. | 0.50% | 0.53% | +0.03% |
| Tech Mahindra Ltd. | 1.28% | 1.25% | -0.03% |
| Larsen & Toubro Ltd. | 2.10% | 2.13% | +0.03% |
| Aegis Vopak Terminals Ltd. | 0.20% | 0.18% | -0.02% |
| Bharat Electronics Ltd. | 0.41% | 0.43% | +0.02% |
| Hitachi Energy India Ltd. | 0.49% | 0.51% | +0.02% |
| LTM Limited | 0.63% | 0.65% | +0.02% |
| Mphasis Ltd. | 0.86% | 0.88% | +0.02% |
| Schaeffler India Ltd. | 0.66% | 0.64% | -0.02% |
| Tata Steel Ltd. | 0.46% | 0.44% | -0.02% |
| Torrent Pharmaceuticals Ltd. | 0.95% | 0.93% | -0.02% |
| Amber Enterprises India Ltd. | 1.13% | 1.14% | +0.01% |
| HDFC Asset Management Company Ltd. | 1.18% | 1.17% | -0.01% |
| Prestige Estates Projects Ltd. | 0.67% | 0.66% | -0.01% |
| The Phoenix Mills Ltd. | 1.32% | 1.31% | -0.01% |
| Aditya Birla Capital Ltd. | 0.54% | 0.54% | 0.00% |
| ICICI Bank Ltd. | 7.42% | 7.42% | 0.00% |
| Infosys Ltd. | 0.78% | 0.78% | 0.00% |
| Interglobe Aviation Ltd. | 0.99% | 0.99% | 0.00% |
| RBL Bank Ltd. | 0.81% | 0.81% | 0.00% |
| Reserve Bank of India | 0.03% | 0.03% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.02% | 0.02% | 0.00% |
| TVS Motor Company Ltd. | 0.64% | 0.64% | 0.00% |
| Tata Consultancy Services Ltd. | 0.80% | 0.80% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,116 Cr | 2.39% | 10.2% | 9.0% | 14.7% |
 Motilal Oswal ELSS Tax Saver Fund | ₹5,134 Cr | 2.09% | 16.6% | 12.5% | 18.1% |
 HSBC ELSS Tax saver Fund | ₹4,229 Cr | 2.00% | 7.2% | 8.5% | 13.3% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹507 Cr | 2.59% | 4.3% | 7.3% | — |
 ITI ELSS Tax Saver Fund | ₹463 Cr | 2.57% | 8.9% | 7.3% | 13.1% |
 JM ELSS - Tax Saver Fund | ₹248 Cr | 2.69% | 13.8% | 9.4% | 14.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.
Fund managers
- Sanjay BembalkarMr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
- Vinod MalviyaMr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months9.48% absolute | ₹60,000 | ₹65,688 | 9.48% | |
| 1 year−0.08% annualised | ₹1,20,000 | ₹1,19,948 | −0.04% | |
| 3 years9.44% annualised | ₹3,60,000 | ₹4,17,539 | 15.98% | |
| 5 years8.88% annualised | ₹6,00,000 | ₹7,57,434 | 26.24% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Union ELSS Tax Saver Fund?
The NAV of Union ELSS Tax Saver Fund is ₹64.43 as on 25 Sep 2026.
What is the expense ratio of Union ELSS Tax Saver Fund?
The expense ratio of Union ELSS Tax Saver Fund is 2.63% per year.
What is the minimum SIP amount for Union ELSS Tax Saver Fund?
You can start a SIP in Union ELSS Tax Saver Fund with ₹3,000 a month.
What returns has Union ELSS Tax Saver Fund given?
Union ELSS Tax Saver Fund has returned -0.2% over 1 year, 3.8% over 3 years and 8.8% over 5 years (annualised).
Is there a lock-in or exit load on Union ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Union ELSS Tax Saver Fund?
Union ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Union ELSS Tax Saver Fund?
Union ELSS Tax Saver Fund is managed by Union Mutual Fund, which runs 30 schemes with ₹28,513 Cr under management.