Union ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹66.31+0.58%1 day
- Return since launch
- 13.5%
- 52-week range
- ₹57.51 — ₹67.14
- AUM
- ₹821 Cr
Union ELSS Tax Saver Fund is a ELSS equity fund from Union Mutual Fund with ₹821 Cr under management, launched in 2011. Over three years it has returned 4.9% a year, against 11.4% for its category. The expense ratio is 2.62% and the SEBI riskometer reading is Very High.
Performance
Union ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -0.5% against +0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.5% | +4.9 pts | 0.6% | 6.0% |
| 2Y | 4.4% | +0.1 pts | 4.3% | 3.9% |
| 3Y | 4.9% | −6.6 pts | 11.4% | 4.6% |
| 5Y | 9.3% | −0.4 pts | 9.8% | 9.3% |
| 7Y | 12.7% | −0.7 pts | 13.3% | 12.1% |
| 10Y | 13.0% | +0.1 pts | 12.9% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 5.9% | −0.8 pts | 6.7% | 7.5% |
| 3M | -1.1% | −0.6 pts | -0.5% | -0.5% |
| 6M | 4.3% | −0.4 pts | 4.6% | 4.7% |
| 1Y | -0.5% | −1.0 pts | 0.6% | 0.3% |
| 2Y | 2.2% | +0.3 pts | 1.9% | 1.4% |
| 3Y | 10.1% | −1.4 pts | 11.4% | 10.7% |
| 5Y | 8.8% | −1.0 pts | 9.8% | 8.8% |
| 7Y | 14.7% | +0.2 pts | 14.6% | 12.7% |
| 10Y | 12.6% | −0.4 pts | 12.9% | 11.5% |
Since launch (8 Nov 2011): 13.5%
Calendar-year returns
Category average21.6%
35.9%
1.5%
26.4%
16.7%
4.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.3% | −0.1 pts | 4.5% |
| 2024 | 16.7% | −3.6 pts | 20.3% |
| 2023 | 26.4% | −5.4 pts | 31.8% |
| 2022 | 1.5% | −1.9 pts | 3.5% |
| 2021 | 35.9% | −4.0 pts | 39.9% |
| 2020 | 21.6% | +2.9 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.59%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.98%
- Brokerage
- 0.08%
- Transaction charges
- 0.00%
- Statutory levies
- 0.53%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -0.88 | 4.34 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 1.03 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.26 | 0.55 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.33 | 0.76 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.87 | 17.53 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Union ELSS Tax Saver Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity98.9%
- Debt0.1%
- Other1.0%
Market cap split
- Large55.1%
- Mid22.7%
- Small22.3%
- P/E
- 29.85
- P/B
- 3.76
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.17% | ₹58.84 Cr | +5.68% | +5.05% | +5.59% |
| HDFC Bank Ltd. | Financial | 4.92% | ₹40.40 Cr | +5.72% | +5.44% | +7.72% |
| Axis Bank Ltd. | Financial | 3.18% | ₹26.12 Cr | +2.65% | +1.90% | +1.60% |
| Bharti Airtel Ltd. | Communication | 3.08% | ₹25.30 Cr | +3.11% | +2.98% | +3.34% |
| Reliance Industries Ltd. | Energy | 2.46% | ₹20.18 Cr | +3.52% | +4.49% | +3.55% |
| Larsen & Toubro Ltd. | Construction | 2.10% | ₹17.28 Cr | +2.22% | +2.49% | +3.12% |
| JSW Infrastructure Ltd. | Services | 2.08% | ₹17.06 Cr | +1.80% | — | — |
| Eternal Ltd. | Services | 2.05% | ₹16.86 Cr | +1.03% | +0.81% | +0.70% |
| Gabriel India Ltd. | Automobile | 1.98% | ₹16.28 Cr | +2.76% | +2.25% | +3.20% |
| One 97 Communications Ltd. | Services | 1.97% | ₹16.15 Cr | +1.20% | +0.98% | +0.50% |
| State Bank of India | Financial | 1.85% | ₹15.21 Cr | +2.44% | +3.89% | +2.67% |
| Jindal Steel Ltd. | Metals & Mining | 1.81% | ₹14.84 Cr | +1.21% | +1.76% | +1.45% |
| Shriram Finance Ltd | Financial | 1.80% | ₹14.79 Cr | +1.83% | +2.24% | +0.81% |
| Solar Industries India Ltd. | Chemicals | 1.79% | ₹14.72 Cr | +1.97% | +1.42% | +0.55% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 1.78% | ₹14.61 Cr | +1.90% | +1.32% | +1.77% |
| Ajanta Pharma Ltd. | Healthcare | 1.68% | ₹13.79 Cr | +1.52% | +1.38% | +0.72% |
| JSW Energy Ltd. | Capital Goods | 1.68% | ₹13.80 Cr | +1.90% | +1.16% | +0.89% |
| Sai Life Sciences Ltd. | Healthcare | 1.56% | ₹12.81 Cr | +1.21% | — | — |
| Maruti Suzuki India Ltd. | Automobile | 1.53% | ₹12.60 Cr | +2.19% | +1.79% | +2.63% |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.50% | ₹12.35 Cr | +1.54% | +1.46% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 1.44% | ₹11.78 Cr | +1.24% | +1.28% | — |
| Sona BLW Precision Forgings Ltd. | Automobile | 1.43% | ₹11.74 Cr | — | — | — |
| The Phoenix Mills Ltd. | Construction | 1.42% | ₹11.65 Cr | +1.37% | +1.17% | +0.52% |
| UNO Minda Ltd. | Automobile | 1.41% | ₹11.58 Cr | +0.99% | — | +1.22% |
| Bharat Heavy Electricals Ltd. | Capital Goods | 1.39% | ₹11.43 Cr | +1.33% | — | — |
| Tech Mahindra Ltd. | Technology | 1.38% | ₹11.35 Cr | — | — | +1.18% |
| Balrampur Chini Mills Ltd. | Consumer Staples | 1.33% | ₹10.94 Cr | +1.07% | +1.06% | +0.84% |
| Data Patterns (India) Ltd. | Capital Goods | 1.26% | ₹10.34 Cr | +1.27% | +0.95% | — |
| Aether Industries Ltd. | Chemicals | 1.23% | ₹10.11 Cr | +0.86% | +0.58% | — |
| Aarti Industries Ltd. | Chemicals | 1.20% | ₹9.87 Cr | +1.11% | +0.87% | — |
| Max Financial Services Ltd. | Financial | 1.17% | ₹9.61 Cr | +1.57% | +1.64% | +1.41% |
| Kotak Mahindra Bank Ltd. | Financial | 1.11% | ₹9.14 Cr | +1.64% | +2.35% | +2.18% |
| RBL Bank Ltd. | Financial | 1.11% | ₹9.08 Cr | — | — | — |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 1.10% | ₹9.01 Cr | +0.99% | +0.98% | — |
| HDFC Asset Management Company Ltd. | Financial | 1.08% | ₹8.89 Cr | +1.21% | +1.12% | +1.21% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.06% | ₹8.73 Cr | +1.15% | +1.11% | — |
| Others | Others | 1.04% | ₹8.44 Cr | -0.88% | -0.58% | -0.56% |
| Tata Consumer Products Ltd. | Consumer Staples | 1.04% | ₹8.55 Cr | +1.38% | +1.45% | — |
| Engineers India Ltd. | Construction | 1.02% | ₹8.34 Cr | +0.65% | — | — |
| Cummins India Ltd. | Capital Goods | 1.00% | ₹8.19 Cr | +1.14% | +1.00% | +1.60% |
| Interglobe Aviation Ltd. | Services | 1.00% | ₹8.22 Cr | +0.47% | — | +0.37% |
| Bajaj Finance Ltd. | Financial | 0.98% | ₹8.01 Cr | +0.98% | +0.87% | +1.64% |
| Ultratech Cement Ltd. | Materials | 0.97% | ₹8.00 Cr | +0.96% | +1.02% | — |
| AIA Engineering Ltd. | Metals & Mining | 0.95% | ₹7.84 Cr | +0.93% | +0.45% | — |
| The Federal Bank Ltd. | Financial | 0.95% | ₹7.78 Cr | +1.58% | +1.51% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.94% | ₹7.68 Cr | +0.86% | +0.87% | +0.64% |
| Acutaas Chemicals Ltd. | Healthcare | 0.93% | ₹7.66 Cr | +1.27% | +2.04% | +0.81% |
| Varun Beverages Ltd. | Consumer Staples | 0.93% | ₹7.65 Cr | +0.80% | — | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.92% | ₹7.53 Cr | +0.52% | — | +1.23% |
| Grindwell Norton Ltd. | Metals & Mining | 0.92% | ₹7.55 Cr | +0.77% | — | — |
| Mphasis Ltd. | Technology | 0.83% | ₹6.83 Cr | +0.80% | +0.84% | +1.04% |
| LTM Limited | Technology | 0.81% | ₹6.67 Cr | +0.52% | +0.65% | — |
| Inventurus Knowledge Solutions Ltd. | Services | 0.80% | ₹6.58 Cr | +0.74% | +0.65% | +0.58% |
| Pidilite Industries Ltd. | Chemicals | 0.80% | ₹6.55 Cr | +0.83% | +0.74% | +0.98% |
| MTAR Technologies Ltd. | Capital Goods | 0.76% | ₹6.24 Cr | — | — | — |
| DOMS Industries Ltd. | Consumer Staples | 0.75% | ₹6.12 Cr | +1.11% | +1.22% | +1.32% |
| Gokaldas Exports Ltd. | Textiles | 0.75% | ₹6.15 Cr | +0.91% | +0.67% | +0.93% |
| Tata Consultancy Services Ltd. | Technology | 0.73% | ₹5.99 Cr | +0.69% | +1.35% | +1.10% |
| Infosys Ltd. | Technology | 0.72% | ₹5.93 Cr | +1.45% | +2.50% | +3.16% |
| Info Edge (India) Ltd. | Services | 0.70% | ₹5.73 Cr | — | +0.90% | +1.09% |
| Schaeffler India Ltd. | Capital Goods | 0.66% | ₹5.46 Cr | +0.68% | +0.70% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.66% | ₹5.45 Cr | +0.89% | +0.93% | +0.73% |
| TVS Motor Company Ltd. | Automobile | 0.64% | ₹5.26 Cr | +0.52% | +1.68% | +1.58% |
| Zydus Lifesciences Ltd. | Healthcare | 0.64% | ₹5.23 Cr | — | — | — |
| Fortis Healthcare Ltd. | Healthcare | 0.62% | ₹5.06 Cr | +0.73% | +0.68% | — |
| Cemindia Projects Ltd. | Construction | 0.59% | ₹4.84 Cr | +0.61% | — | — |
| Hindustan Copper Ltd. | Metals & Mining | 0.58% | ₹4.73 Cr | — | — | — |
| KSB Ltd. | Capital Goods | 0.57% | ₹4.71 Cr | — | — | — |
| Aditya Birla Capital Ltd. | Financial | 0.53% | ₹4.38 Cr | — | — | — |
| ITC Ltd. | Consumer Staples | 0.51% | ₹4.17 Cr | +0.53% | +0.59% | +1.38% |
| Shiprocket Ltd. | Technology | 0.50% | ₹4.09 Cr | — | — | — |
| Tata Motors Ltd. | Automobile | 0.50% | ₹4.13 Cr | +0.48% | +1.25% | — |
| Coforge Ltd. | Technology | 0.49% | ₹4.02 Cr | +0.51% | — | — |
| Hitachi Energy India Ltd. | Capital Goods | 0.49% | ₹4.04 Cr | +0.94% | +0.95% | +1.02% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | 0.49% | ₹4.06 Cr | — | — | — |
| Tata Steel Ltd. | Metals & Mining | 0.47% | ₹3.87 Cr | +0.74% | +1.58% | +0.71% |
| Hindustan Zinc Ltd. | Metals & Mining | 0.40% | ₹3.28 Cr | — | — | — |
| CarTrade Tech Ltd. | Services | 0.39% | ₹3.19 Cr | — | — | — |
| Prestige Estates Projects Ltd. | Construction | 0.28% | ₹2.30 Cr | — | — | +0.73% |
| BSE Ltd. | Services | 0.26% | ₹2.16 Cr | — | — | — |
| Aegis Vopak Terminals Ltd. | Energy | 0.22% | ₹1.78 Cr | +0.67% | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.12% | ₹1.01 Cr | +1.57% | +1.69% | +1.89% |
| Reserve Bank of India | Financial | 0.03% | ₹0.26 Cr | +0.05% | +0.05% | +0.04% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Coforge Ltd. | 1.30% | 0.49% | -0.81% |
| Zydus Lifesciences Ltd. | 0.00% | 0.64% | +0.64% |
| Cipla Ltd. | 0.40% | 0.00% | -0.40% |
| CarTrade Tech Ltd. | 0.00% | 0.39% | +0.39% |
| Prestige Estates Projects Ltd. | 0.66% | 0.28% | -0.38% |
| Max Financial Services Ltd. | 1.53% | 1.17% | -0.36% |
| Gabriel India Ltd. | 2.32% | 1.98% | -0.34% |
| Engineers India Ltd. | 0.70% | 1.02% | +0.32% |
| Bharat Electronics Ltd. | 0.43% | 0.12% | -0.31% |
| RBL Bank Ltd. | 0.81% | 1.11% | +0.30% |
| HDFC Bank Ltd. | 4.64% | 4.92% | +0.28% |
| Ujjivan Small Finance Bank Ltd. | 1.77% | 1.50% | -0.27% |
| BSE Ltd. | 0.00% | 0.26% | +0.26% |
| ICICI Bank Ltd. | 7.42% | 7.17% | -0.25% |
| JSW Infrastructure Ltd. | 1.87% | 2.08% | +0.21% |
| Axis Bank Ltd. | 3.01% | 3.18% | +0.17% |
| LTM Limited | 0.65% | 0.81% | +0.16% |
| Sai Life Sciences Ltd. | 1.41% | 1.56% | +0.15% |
| Others | -0.26% | -0.40% | -0.14% |
| Tech Mahindra Ltd. | 1.25% | 1.38% | +0.13% |
| Varun Beverages Ltd. | 0.81% | 0.93% | +0.12% |
| Shriram Finance Ltd | 1.92% | 1.80% | -0.12% |
| MTAR Technologies Ltd. | 0.65% | 0.76% | +0.11% |
| Ajanta Pharma Ltd. | 1.57% | 1.68% | +0.11% |
| LG Electronics India Ltd. | 1.33% | 1.44% | +0.11% |
| Maruti Suzuki India Ltd. | 1.64% | 1.53% | -0.11% |
| Sona BLW Precision Forgings Ltd. | 1.32% | 1.43% | +0.11% |
| The Phoenix Mills Ltd. | 1.31% | 1.42% | +0.11% |
| Bharti Airtel Ltd. | 2.99% | 3.08% | +0.09% |
| HDFC Asset Management Company Ltd. | 1.17% | 1.08% | -0.09% |
| Solar Industries India Ltd. | 1.88% | 1.79% | -0.09% |
| Acutaas Chemicals Ltd. | 0.85% | 0.93% | +0.08% |
| Aether Industries Ltd. | 1.15% | 1.23% | +0.08% |
| Jindal Steel Ltd. | 1.73% | 1.81% | +0.08% |
| Amber Enterprises India Ltd. | 1.14% | 1.06% | -0.08% |
| State Bank of India | 1.93% | 1.85% | -0.08% |
| One 97 Communications Ltd. | 1.90% | 1.97% | +0.07% |
| Tata Consultancy Services Ltd. | 0.80% | 0.73% | -0.07% |
| Pidilite Industries Ltd. | 0.87% | 0.80% | -0.07% |
| Eternal Ltd. | 1.98% | 2.05% | +0.07% |
| Fortis Healthcare Ltd. | 0.68% | 0.62% | -0.06% |
| Infosys Ltd. | 0.78% | 0.72% | -0.06% |
| Kotak Mahindra Bank Ltd. | 1.05% | 1.11% | +0.06% |
| Dixon Technologies (India) Ltd. | 0.98% | 0.92% | -0.06% |
| KSB Ltd. | 0.51% | 0.57% | +0.06% |
| Aarti Industries Ltd. | 1.25% | 1.20% | -0.05% |
| Gokaldas Exports Ltd. | 0.80% | 0.75% | -0.05% |
| Inventurus Knowledge Solutions Ltd. | 0.75% | 0.80% | +0.05% |
| Mphasis Ltd. | 0.88% | 0.83% | -0.05% |
| The Federal Bank Ltd. | 1.00% | 0.95% | -0.05% |
| Grindwell Norton Ltd. | 0.88% | 0.92% | +0.04% |
| ITC Ltd. | 0.47% | 0.51% | +0.04% |
| UNO Minda Ltd. | 1.45% | 1.41% | -0.04% |
| Aegis Vopak Terminals Ltd. | 0.18% | 0.22% | +0.04% |
| Reliance Industries Ltd. | 2.49% | 2.46% | -0.03% |
| Bajaj Finance Ltd. | 1.01% | 0.98% | -0.03% |
| Tata Consumer Products Ltd. | 1.07% | 1.04% | -0.03% |
| Tata Motors Ltd. | 0.53% | 0.50% | -0.03% |
| Tata Steel Ltd. | 0.44% | 0.47% | +0.03% |
| Larsen & Toubro Ltd. | 2.13% | 2.10% | -0.03% |
| Balrampur Chini Mills Ltd. | 1.31% | 1.33% | +0.02% |
| CG Power and Industrial Solutions Ltd. | 1.80% | 1.78% | -0.02% |
| Cemindia Projects Ltd. | 0.57% | 0.59% | +0.02% |
| Hindustan Copper Ltd. | 0.60% | 0.58% | -0.02% |
| Hitachi Energy India Ltd. | 0.51% | 0.49% | -0.02% |
| Schaeffler India Ltd. | 0.64% | 0.66% | +0.02% |
| Sun Pharmaceutical Industries Ltd. | 0.68% | 0.66% | -0.02% |
| ZF Commercial Vehicle Control Systems India Ltd. | 1.12% | 1.10% | -0.02% |
| company:20133 | 0.02% | 0.00% | -0.02% |
| AIA Engineering Ltd. | 0.94% | 0.95% | +0.01% |
| Aditya Birla Capital Ltd. | 0.54% | 0.53% | -0.01% |
| Bharat Heavy Electricals Ltd. | 1.40% | 1.39% | -0.01% |
| Cummins India Ltd. | 1.01% | 1.00% | -0.01% |
| DOMS Industries Ltd. | 0.74% | 0.75% | +0.01% |
| Data Patterns (India) Ltd. | 1.25% | 1.26% | +0.01% |
| Info Edge (India) Ltd. | 0.71% | 0.70% | -0.01% |
| Interglobe Aviation Ltd. | 0.99% | 1.00% | +0.01% |
| JSW Energy Ltd. | 1.67% | 1.68% | +0.01% |
| KRN Heat Exchanger And Refrigeration Ltd. | 0.50% | 0.49% | -0.01% |
| Shiprocket Ltd. | 0.49% | 0.50% | +0.01% |
| Ultratech Cement Ltd. | 0.96% | 0.97% | +0.01% |
| Torrent Pharmaceuticals Ltd. | 0.93% | 0.94% | +0.01% |
| Hindustan Zinc Ltd. | 0.40% | 0.40% | 0.00% |
| Reserve Bank of India | 0.03% | 0.03% | 0.00% |
| TVS Motor Company Ltd. | 0.64% | 0.64% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,088 Cr | 2.35% | 8.8% | 8.1% | 13.5% |
 Motilal Oswal ELSS Tax Saver Fund | ₹4,890 Cr | 2.07% | 8.1% | 8.8% | 16.0% |
 HSBC ELSS Tax saver Fund | ₹3,974 Cr | 1.98% | 8.0% | 7.9% | 12.9% |
 Baroda BNP Paribas ELSS Tax Saver Fund | ₹857 Cr | 2.46% | 6.6% | 7.2% | 11.9% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹481 Cr | 2.60% | 10.8% | 8.6% | — |
 JM ELSS - Tax Saver Fund | ₹240 Cr | 2.66% | 10.6% | 7.7% | 13.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to achieve long-term capital appreciation by investing substantially in a portfolio consisting of equity and equity related securities.
Fund managers
- Sanjay BembalkarMr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
- Vinod MalviyaMr. Malviya has done Bachelors of Management Studies, Masters in Financial Management and CFA (Level-III cleared)Prior to joining Union Mutual Fund, he was associated with Florintree Advisors Pvt. Ltd., East India Securities Ltd. and Amit Nalin Securities Pvt. Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.26% absolute | ₹60,000 | ₹62,556 | 4.26% | |
| 1 year−0.46% annualised | ₹1,20,000 | ₹1,19,701 | −0.25% | |
| 3 years10.07% annualised | ₹3,60,000 | ₹4,21,773 | 17.16% | |
| 5 years8.76% annualised | ₹6,00,000 | ₹7,54,980 | 25.83% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Union ELSS Tax Saver Fund?
The NAV of Union ELSS Tax Saver Fund is ₹66.31 as on 9 Nov 2026.
What is the expense ratio of Union ELSS Tax Saver Fund?
The expense ratio of Union ELSS Tax Saver Fund is 2.62% per year.
What is the minimum SIP amount for Union ELSS Tax Saver Fund?
You can start a SIP in Union ELSS Tax Saver Fund with ₹3,000 a month.
What returns has Union ELSS Tax Saver Fund given?
Union ELSS Tax Saver Fund has returned 5.5% over 1 year, 4.9% over 3 years and 9.3% over 5 years (annualised).
Is there a lock-in or exit load on Union ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Union ELSS Tax Saver Fund?
Union ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Union ELSS Tax Saver Fund?
Union ELSS Tax Saver Fund is managed by Union Mutual Fund, which runs 30 schemes with ₹28,977 Cr under management.