Union Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹17.35+0.12%1 day
- Return since launch
- 7.0%
- 52-week range
- ₹16.47 — ₹17.55
- AUM
- ₹115 Cr
Union Equity Savings Fund is a Equity Savings hybrid fund from Union Mutual Fund with ₹115 Cr under management, launched in 2018. Over three years it has returned 4.3% a year, against 7.6% for its category. The expense ratio is 2.62% and the SEBI riskometer reading is Moderately High.
Performance
Union Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.3% against +2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.0% | −0.5 pts | 3.5% | 1.9% |
| 2Y | 3.5% | −0.3 pts | 3.8% | 3.2% |
| 3Y | 4.3% | −3.3 pts | 7.6% | 4.3% |
| 5Y | 5.8% | −1.0 pts | 6.8% | 6.1% |
| 7Y | 6.5% | −1.4 pts | 7.9% | 6.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -0.7% | 0.0 pts | -0.8% | -0.8% |
| 3M | 0.4% | −0.2 pts | 0.6% | 0.3% |
| 6M | 4.6% | +0.4 pts | 4.2% | 3.6% |
| 1Y | 3.3% | −0.2 pts | 3.5% | 2.6% |
| 2Y | 2.5% | −0.6 pts | 3.1% | 2.6% |
| 3Y | 6.4% | −1.2 pts | 7.6% | 6.5% |
| 5Y | 5.5% | −1.3 pts | 6.8% | 5.9% |
| 7Y | 7.1% | −1.1 pts | 8.2% | 7.4% |
Since launch (19 Jul 2018): 7.0%
Calendar-year returns
Category average11.1%
8.8%
1.7%
11.6%
8.4%
4.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.8% | −2.5 pts | 7.3% |
| 2024 | 8.4% | −3.6 pts | 11.9% |
| 2023 | 11.6% | −2.7 pts | 14.3% |
| 2022 | 1.7% | −2.6 pts | 4.2% |
| 2021 | 8.8% | −4.8 pts | 13.6% |
| 2020 | 11.1% | +0.6 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.58%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.66%
- Brokerage
- 0.14%
- Transaction charges
- 0.02%
- Statutory levies
- 0.76%
- Exit load
- Exit load of 1%, if redeemed within 15 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Equity Saving
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 0.87 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.26 | 0.72 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.33 | 0.84 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 4.86 | 6.16 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Union Equity Savings Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity39.4%
- Debt19.8%
- Other40.7%
Market cap split
- Large65.5%
- Mid17.9%
- Small16.6%
- P/E
- 24.94
- P/B
- 3.30
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 40.74% | ₹46.91 Cr | +98.07% | +96.39% | +117.02% |
| National Bank For Agriculture & Rural Development | Financial | 8.60% | ₹9.90 Cr | +7.01% | +6.99% | — |
| Reserve Bank of India | Financial | 4.30% | ₹4.95 Cr | +2.81% | +2.06% | +2.32% |
| Indian Railway Finance Corporation Ltd. | Financial | 4.24% | ₹4.89 Cr | +3.45% | +3.46% | +3.35% |
| HDFC Bank Ltd. | Financial | 2.84% | ₹3.28 Cr | -1.74% | -3.14% | -3.23% |
| ICICI Bank Ltd. | Financial | 2.62% | ₹3.01 Cr | -0.88% | -2.02% | -1.97% |
| Grasim Industries Ltd. | Materials | 2.27% | ₹2.61 Cr | -1.24% | -1.52% | -1.44% |
| Reliance Industries Ltd. | Energy | 1.91% | ₹2.20 Cr | -1.22% | +4.50% | +5.10% |
| Bharti Airtel Ltd. | Communication | 1.45% | ₹1.67 Cr | -1.38% | -1.38% | -1.32% |
| Axis Bank Ltd. | Financial | 1.38% | ₹1.59 Cr | -1.04% | -1.58% | -2.98% |
| State Bank of India | Financial | 1.28% | ₹1.48 Cr | +1.19% | -0.57% | -0.64% |
| Infosys Ltd. | Technology | 1.00% | ₹1.15 Cr | +0.88% | +0.96% | +0.81% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.86% | ₹1.00 Cr | +0.97% | — | — |
| Larsen & Toubro Ltd. | Construction | 0.82% | ₹0.94 Cr | +0.85% | -0.84% | -0.67% |
| Max Financial Services Ltd. | Financial | 0.78% | ₹0.90 Cr | -1.92% | -2.53% | +0.79% |
| Engineers India Ltd. | Construction | 0.68% | ₹0.78 Cr | +0.66% | — | — |
| One97 Communications Ltd. | Services | 0.66% | ₹0.76 Cr | +0.44% | +0.42% | — |
| Sai Life Sciences Ltd. | Healthcare | 0.66% | ₹0.76 Cr | — | — | — |
| Dr. Lal Pathlabs Ltd. | Healthcare | 0.64% | ₹0.74 Cr | — | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.64% | ₹0.74 Cr | +0.63% | +0.92% | +0.87% |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 0.63% | ₹0.73 Cr | -0.73% | +0.32% | +0.29% |
| Delhivery Ltd. | Services | 0.63% | ₹0.73 Cr | -0.14% | — | — |
| Ather Energy Ltd. | Automobile | 0.62% | ₹0.72 Cr | — | — | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.60% | ₹0.69 Cr | — | — | — |
| Trent Ltd. | Services | 0.60% | ₹0.69 Cr | +0.21% | +0.19% | +0.24% |
| Shadowfax Technologies Ltd. | Services | 0.59% | ₹0.67 Cr | — | — | — |
| Swiggy Ltd. | Services | 0.59% | ₹0.68 Cr | — | — | — |
| Tata Consumer Products Ltd. | Consumer Staples | 0.59% | ₹0.68 Cr | +1.12% | -0.75% | -0.67% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.53% | ₹0.61 Cr | +0.59% | +0.63% | -0.75% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | 0.53% | ₹0.61 Cr | — | — | — |
| Bajaj Finance Ltd. | Financial | 0.52% | ₹0.59 Cr | -5.66% | -5.96% | -5.02% |
| Inventurus Knowledge Solutions Ltd. | Services | 0.52% | ₹0.60 Cr | +0.51% | +0.21% | — |
| Solar Industries India Ltd. | Chemicals | 0.52% | ₹0.60 Cr | +0.65% | +0.47% | +0.46% |
| Gabriel India Ltd. | Automobile | 0.51% | ₹0.59 Cr | +0.58% | +0.51% | +0.56% |
| Kotak Mahindra Bank Ltd. | Financial | 0.50% | ₹0.58 Cr | -2.76% | -2.90% | -3.36% |
| Clean Max Enviro Energy Solutions Ltd. | Energy | 0.49% | ₹0.56 Cr | +0.46% | — | — |
| Mphasis Ltd. | Technology | 0.49% | ₹0.56 Cr | +0.47% | +0.46% | +0.26% |
| Sona BLW Precision Forgings Ltd. | Automobile | 0.49% | ₹0.57 Cr | +0.48% | — | — |
| Eternal Ltd. | Services | 0.47% | ₹0.54 Cr | +0.52% | +0.58% | +0.37% |
| RBL Bank Ltd. | Financial | 0.47% | ₹0.54 Cr | — | -0.07% | -1.34% |
| Ajanta Pharma Ltd. | Healthcare | 0.46% | ₹0.53 Cr | +0.39% | — | — |
| Shriram Finance Ltd | Financial | 0.46% | ₹0.53 Cr | +0.40% | +0.84% | +0.31% |
| Syrma SGS Technology Ltd. | Capital Goods | 0.45% | ₹0.52 Cr | — | — | — |
| JSW Infrastructure Ltd. | Services | 0.44% | ₹0.51 Cr | — | — | — |
| Aarti Industries Ltd. | Chemicals | 0.43% | ₹0.49 Cr | +0.40% | — | — |
| Cemindia Projects Ltd. | Construction | 0.43% | ₹0.50 Cr | +1.15% | — | — |
| Data Patterns (India) Ltd. | Capital Goods | 0.43% | ₹0.50 Cr | — | — | — |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 0.42% | ₹0.49 Cr | +0.63% | +0.95% | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.40% | ₹0.46 Cr | — | — | — |
| Godrej Properties Ltd. | Construction | 0.40% | ₹0.46 Cr | — | -0.73% | -0.57% |
| Nippon Life India Asset Management Ltd. | Financial | 0.40% | ₹0.46 Cr | +0.61% | +0.51% | — |
| Varun Beverages Ltd. | Consumer Staples | 0.40% | ₹0.46 Cr | — | — | — |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.39% | ₹0.45 Cr | +0.29% | +0.21% | +0.13% |
| Tata Motors Ltd. | Automobile | 0.36% | ₹0.42 Cr | +0.61% | +0.79% | — |
| company:20750 | Healthcare | 0.36% | ₹0.42 Cr | — | — | — |
| NTPC Ltd. | Energy | 0.36% | ₹0.41 Cr | -3.68% | — | — |
| Oil India Ltd. | Energy | 0.34% | ₹0.39 Cr | +0.34% | +0.34% | — |
| company:5979 | Healthcare | 0.34% | ₹0.40 Cr | — | — | — |
| FSN E-Commerce Ventures Ltd. | Services | 0.33% | ₹0.38 Cr | — | — | — |
| Gokaldas Exports Ltd. | Textiles | 0.33% | ₹0.38 Cr | +0.30% | +0.27% | +0.28% |
| Ipca Laboratories Ltd. | Healthcare | 0.33% | ₹0.38 Cr | — | — | — |
| JSW Energy Ltd. | Capital Goods | 0.30% | ₹0.35 Cr | +0.36% | +0.29% | +0.27% |
| Karur Vysya Bank Ltd. | Financial | 0.29% | ₹0.34 Cr | +0.25% | +0.27% | +0.17% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.29% | ₹0.33 Cr | -0.18% | +0.68% | +0.60% |
| Ultratech Cement Ltd. | Materials | 0.28% | ₹0.32 Cr | +0.42% | +0.46% | +0.34% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.25% | ₹0.29 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.23% | ₹0.27 Cr | +0.50% | +0.53% | +0.42% |
| Jindal Steel Ltd. | Metals & Mining | 0.18% | ₹0.21 Cr | +0.36% | +0.50% | — |
| Wockhardt Ltd. | Healthcare | 0.12% | ₹0.13 Cr | — | — | — |
| Max Healthcare Institute Ltd. | Healthcare | 0.09% | ₹0.11 Cr | +0.50% | +0.56% | +0.57% |
| Indus Towers Ltd. | Communication | 0.03% | ₹0.03 Cr | -4.32% | -7.36% | -5.25% |
| Interglobe Aviation Ltd. | Services | 0.03% | ₹0.03 Cr | — | — | -0.90% |
| Tata Steel Ltd. | Metals & Mining | 0.01% | ₹0.01 Cr | -1.70% | -1.80% | +0.38% |
| TVS Motor Company Ltd - Pref. Shares | Automobile | 0.01% | ₹0.01 Cr | +0.01% | +0.01% | +0.01% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.00% | ₹0.00 Cr | -1.38% | -1.24% | -0.40% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | -0.01% | ₹-0.02 Cr | -1.60% | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | -0.03% | ₹-0.04 Cr | -0.98% | -1.92% | -1.59% |
| Mahindra & Mahindra Ltd. | Automobile | -0.03% | ₹-0.04 Cr | -0.26% | -2.18% | -1.97% |
| company:19327 | Materials | -2.24% | ₹-2.59 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Grasim Industries Ltd. | -2.10% | 2.27% | +4.37% |
| Others | 31.70% | 28.45% | -3.25% |
| company:19327 | 0.00% | -2.24% | -2.24% |
| DLF Ltd. | -1.48% | 0.00% | +1.48% |
| Max Financial Services Ltd. | -0.26% | 0.78% | +1.04% |
| Reserve Bank of India | 3.47% | 4.30% | +0.83% |
| Titan Company Ltd. | -0.67% | 0.00% | +0.67% |
| Fortis Healthcare Ltd. | 0.53% | 0.00% | -0.53% |
| Krishna Institute of Medical Sciences Ltd | 0.42% | 0.00% | -0.42% |
| Mankind Pharma Ltd. | 0.38% | 0.00% | -0.38% |
| Shadowfax Technologies Ltd. | 0.21% | 0.59% | +0.38% |
| Trent Ltd. | 0.22% | 0.60% | +0.38% |
| company:20750 | 0.00% | 0.36% | +0.36% |
| company:5979 | 0.00% | 0.34% | +0.34% |
| Max Healthcare Institute Ltd. | -3.99% | -3.66% | +0.33% |
| Engineers India Ltd. | 0.40% | 0.68% | +0.28% |
| Bajaj Finance Ltd. | -2.99% | -2.79% | +0.20% |
| Hindalco Industries Ltd. | -0.18% | 0.00% | +0.18% |
| Glenmark Pharmaceuticals Ltd. | -1.54% | -1.71% | -0.17% |
| Ather Energy Ltd. | 0.46% | 0.62% | +0.16% |
| Kotak Mahindra Bank Ltd. | -1.70% | -1.85% | -0.15% |
| NTPC Ltd. | -2.44% | -2.29% | +0.15% |
| Cemindia Projects Ltd. | 0.29% | 0.43% | +0.14% |
| One97 Communications Ltd. | 0.52% | 0.66% | +0.14% |
| KRN Heat Exchanger And Refrigeration Ltd. | 0.40% | 0.53% | +0.13% |
| Solar Industries India Ltd. | 0.64% | 0.52% | -0.12% |
| HDFC Bank Ltd. | -2.04% | -1.94% | +0.10% |
| RBL Bank Ltd. | 0.37% | 0.47% | +0.10% |
| Indian Railway Finance Corporation Ltd. | 4.32% | 4.24% | -0.08% |
| Indus Towers Ltd. | -3.84% | -3.76% | +0.08% |
| Crompton Greaves Consumer Electricals Ltd. | -0.83% | -0.75% | +0.08% |
| National Bank For Agriculture & Rural Development | 8.67% | 8.60% | -0.07% |
| Bharti Airtel Ltd. | -1.31% | -1.24% | +0.07% |
| The Phoenix Mills Ltd. | 0.07% | 0.00% | -0.07% |
| Sai Life Sciences Ltd. | 0.60% | 0.66% | +0.06% |
| Adani Ports and Special Economic Zone Ltd. | -0.99% | -0.95% | +0.04% |
| Clean Max Enviro Energy Solutions Ltd. | 0.53% | 0.49% | -0.04% |
| Delhivery Ltd. | 0.67% | 0.63% | -0.04% |
| Ipca Laboratories Ltd. | 0.29% | 0.33% | +0.04% |
| Maruti Suzuki India Ltd. | 0.68% | 0.64% | -0.04% |
| Tata Steel Ltd. | -1.00% | -0.96% | +0.04% |
| Ujjivan Small Finance Bank Ltd. | 0.90% | 0.86% | -0.04% |
| Varun Beverages Ltd. | 0.44% | 0.40% | -0.04% |
| Axis Bank Ltd. | -0.87% | -0.90% | -0.03% |
| Bharat Heavy Electricals Ltd. | 0.37% | 0.40% | +0.03% |
| CG Power and Industrial Solutions Ltd. | 0.60% | 0.63% | +0.03% |
| Hindustan Unilever Ltd. | 0.56% | 0.53% | -0.03% |
| Interglobe Aviation Ltd. | -1.36% | -1.33% | +0.03% |
| Inventurus Knowledge Solutions Ltd. | 0.55% | 0.52% | -0.03% |
| JSW Energy Ltd. | 0.33% | 0.30% | -0.03% |
| JSW Infrastructure Ltd. | 0.41% | 0.44% | +0.03% |
| State Bank of India | 1.25% | 1.28% | +0.03% |
| Tata Consumer Products Ltd. | 0.62% | 0.59% | -0.03% |
| Aarti Industries Ltd. | 0.40% | 0.43% | +0.03% |
| Eternal Ltd. | 0.44% | 0.47% | +0.03% |
| Data Patterns (India) Ltd. | 0.41% | 0.43% | +0.02% |
| FSN E-Commerce Ventures Ltd. | 0.31% | 0.33% | +0.02% |
| Mahindra & Mahindra Ltd. | -1.19% | -1.17% | +0.02% |
| Mphasis Ltd. | 0.47% | 0.49% | +0.02% |
| Oil India Ltd. | 0.32% | 0.34% | +0.02% |
| Shriram Finance Ltd | 0.44% | 0.46% | +0.02% |
| Sona BLW Precision Forgings Ltd. | 0.47% | 0.49% | +0.02% |
| Syrma SGS Technology Ltd. | 0.43% | 0.45% | +0.02% |
| Tata Consultancy Services Ltd. | 0.02% | 0.00% | -0.02% |
| Godrej Properties Ltd. | 0.42% | 0.40% | -0.02% |
| Gokaldas Exports Ltd. | 0.35% | 0.33% | -0.02% |
| Kirloskar Oil Engines Ltd. | 0.41% | 0.39% | -0.02% |
| Tata Motors Ltd. | 0.34% | 0.36% | +0.02% |
| ZF Commercial Vehicle Control Systems India Ltd. | 0.40% | 0.42% | +0.02% |
| Larsen & Toubro Ltd. | 0.80% | 0.82% | +0.02% |
| Ajanta Pharma Ltd. | 0.45% | 0.46% | +0.01% |
| Bharat Electronics Ltd. | 0.22% | 0.23% | +0.01% |
| Billionbrains Garage Ventures Ltd. | 0.26% | 0.25% | -0.01% |
| Dr. Lal Pathlabs Ltd. | 0.63% | 0.64% | +0.01% |
| Swiggy Ltd. | 0.60% | 0.59% | -0.01% |
| Torrent Pharmaceuticals Ltd. | 0.61% | 0.60% | -0.01% |
| Jindal Steel Ltd. | 0.17% | 0.18% | +0.01% |
| Ultratech Cement Ltd. | 0.29% | 0.28% | -0.01% |
| Reliance Industries Ltd. | -0.57% | -0.56% | +0.01% |
| Gabriel India Ltd. | 0.51% | 0.51% | 0.00% |
| ICICI Bank Ltd. | -0.35% | -0.35% | 0.00% |
| Infosys Ltd. | 1.00% | 1.00% | 0.00% |
| Karur Vysya Bank Ltd. | 0.29% | 0.29% | 0.00% |
| Nippon Life India Asset Management Ltd. | 0.40% | 0.40% | 0.00% |
| Sun Pharmaceutical Industries Ltd. | 0.29% | 0.29% | 0.00% |
| TVS Motor Company Ltd - Pref. Shares | 0.01% | 0.01% | 0.00% |
| Wockhardt Ltd. | 0.12% | 0.12% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,230 Cr | 2.25% | 5.0% | 7.1% | 8.8% |
 Kotak Equity Savings Fund | ₹10,684 Cr | 2.12% | 3.3% | 6.0% | 8.3% |
 Mirae Asset Equity Savings Fund | ₹2,041 Cr | 1.73% | 3.5% | 6.4% | 8.2% |
 Edelweiss Equity Savings Fund | ₹1,660 Cr | 2.15% | 8.3% | 8.7% | 9.5% |
 HSBC Equity Savings Fund | ₹1,475 Cr | 2.46% | 7.5% | 9.0% | 10.7% |
 Baroda BNP Paribas Equity Savings Fund | ₹289 Cr | 2.81% | 2.4% | 5.3% | 7.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
Fund managers
- Gaurav ChopraMr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
- Parijat AgrawalMr. Agrawal is a B.Tech and MBA from IIM Bangalore.Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
- Sanjay BembalkarMr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.64% absolute | ₹60,000 | ₹62,784 | 4.64% | |
| 1 year3.33% annualised | ₹1,20,000 | ₹1,22,187 | 1.82% | |
| 3 years6.38% annualised | ₹3,60,000 | ₹3,97,708 | 10.47% | |
| 5 years5.46% annualised | ₹6,00,000 | ₹6,91,234 | 15.21% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Union Equity Savings Fund?
The NAV of Union Equity Savings Fund is ₹17.35 as on 25 Sep 2026.
What is the expense ratio of Union Equity Savings Fund?
The expense ratio of Union Equity Savings Fund is 2.62% per year.
What is the minimum SIP amount for Union Equity Savings Fund?
You can start a SIP in Union Equity Savings Fund with ₹3,000 a month.
What returns has Union Equity Savings Fund given?
Union Equity Savings Fund has returned 3.0% over 1 year, 4.3% over 3 years and 5.8% over 5 years (annualised).
Is there a lock-in or exit load on Union Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 15 days..
How risky is Union Equity Savings Fund?
Union Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Union Equity Savings Fund?
Union Equity Savings Fund is managed by Union Mutual Fund, which runs 30 schemes with ₹28,513 Cr under management.