Union Equity Savings Fund
Equity SavingsModerately HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹17.59+0.40%1 day
- Return since launch
- 7.1%
- 52-week range
- ₹16.47 — ₹17.59
- AUM
- ₹114 Cr
Union Equity Savings Fund is a Equity Savings hybrid fund from Union Mutual Fund with ₹114 Cr under management, launched in 2018. Over three years it has returned 4.8% a year, against 8.0% for its category. The expense ratio is 2.60% and the SEBI riskometer reading is Moderately High.
Performance
Union Equity Savings Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +3.3% against +2.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.1% | +1.4 pts | 3.7% | 4.4% |
| 2Y | 4.5% | −0.6 pts | 5.1% | 4.4% |
| 3Y | 4.8% | −3.3 pts | 8.0% | 4.8% |
| 5Y | 6.1% | −0.8 pts | 6.9% | 6.4% |
| 7Y | 6.6% | −1.4 pts | 8.0% | 7.0% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 1.8% | −0.4 pts | 2.2% | 2.5% |
| 3M | 0.7% | 0.0 pts | 0.7% | 0.4% |
| 6M | 2.6% | −0.2 pts | 2.8% | 2.8% |
| 1Y | 3.3% | −0.4 pts | 3.7% | 2.6% |
| 2Y | 3.8% | −0.8 pts | 4.7% | 4.1% |
| 3Y | 6.8% | −1.2 pts | 8.0% | 6.9% |
| 5Y | 5.6% | −1.3 pts | 6.9% | 6.0% |
| 7Y | 7.0% | −1.2 pts | 8.2% | 7.4% |
Since launch (19 Jul 2018): 7.1%
Calendar-year returns
Category average11.1%
8.8%
1.7%
11.6%
8.4%
4.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.8% | −2.5 pts | 7.3% |
| 2024 | 8.4% | −3.6 pts | 11.9% |
| 2023 | 11.6% | −2.7 pts | 14.3% |
| 2022 | 1.7% | −2.6 pts | 4.2% |
| 2021 | 8.8% | −4.8 pts | 13.6% |
| 2020 | 11.1% | +0.6 pts | 10.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.58%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.66%
- Brokerage
- 0.13%
- Transaction charges
- 0.02%
- Statutory levies
- 0.77%
- Exit load
- Exit load of 1%, if redeemed within 15 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL Equity Saving
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Moderately High
Your principal is treated as being at moderately high risk — typically balanced hybrid and index-led equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 0.93 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.10 | 0.59 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.13 | 0.72 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 5.02 | 6.22 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Union Equity Savings Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity37.0%
- Debt26.3%
- Other36.7%
Market cap split
- Large61.6%
- Mid21.3%
- Small17.2%
- P/E
- 22.02
- P/B
- 2.97
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Others | Others | 36.69% | ₹41.72 Cr | +85.29% | +110.37% | +106.14% |
| National Bank For Agriculture & Rural Development | Financial | 8.69% | ₹9.88 Cr | +7.08% | +7.18% | — |
| Reserve Bank of India | Financial | 4.37% | ₹4.97 Cr | +2.81% | +2.15% | +1.46% |
| Indian Railway Finance Corporation Ltd. | Financial | 4.26% | ₹4.83 Cr | +3.52% | +3.52% | +3.70% |
| ICICI Bank Ltd. | Financial | 3.63% | ₹4.13 Cr | -0.27% | -0.92% | -1.05% |
| Small Industries Devp. Bank of India Ltd. | Financial | 3.44% | ₹3.91 Cr | — | — | +3.69% |
| HDFC Bank Ltd. | Financial | 2.88% | ₹3.28 Cr | -3.54% | -3.28% | -3.56% |
| Bharti Airtel Ltd. | Communication | 2.65% | ₹3.01 Cr | +1.30% | -0.68% | -0.73% |
| Reliance Industries Ltd. | Energy | 1.81% | ₹2.05 Cr | -0.92% | -1.96% | +4.22% |
| Axis Bank Ltd. | Financial | 1.30% | ₹1.48 Cr | -1.56% | -1.38% | -1.36% |
| State Bank of India | Financial | 1.18% | ₹1.34 Cr | +1.26% | -0.48% | -0.44% |
| Mahindra & Mahindra Ltd. | Automobile | 1.04% | ₹1.18 Cr | -0.87% | -0.99% | -1.17% |
| Tata Steel Ltd. | Metals & Mining | 0.98% | ₹1.12 Cr | -0.81% | -0.84% | -0.76% |
| Infosys Ltd. | Technology | 0.89% | ₹1.01 Cr | +0.75% | +0.96% | +0.88% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.86% | ₹0.97 Cr | +1.04% | — | — |
| Engineers India Ltd. | Construction | 0.81% | ₹0.92 Cr | +0.68% | — | — |
| Sai Life Sciences Ltd. | Healthcare | 0.70% | ₹0.80 Cr | +0.57% | — | — |
| Max Financial Services Ltd. | Financial | 0.69% | ₹0.78 Cr | -0.23% | -1.73% | -0.28% |
| Dr. Lal Pathlabs Ltd. | Healthcare | 0.67% | ₹0.76 Cr | — | — | — |
| One 97 Communications Ltd. | Services | 0.65% | ₹0.74 Cr | +0.44% | +0.38% | — |
| Shadowfax Technologies Ltd. | Services | 0.64% | ₹0.73 Cr | +0.33% | — | — |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 0.60% | ₹0.68 Cr | -0.81% | -0.57% | +0.34% |
| Delhivery Ltd. | Services | 0.58% | ₹0.65 Cr | -0.28% | — | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 0.58% | ₹0.65 Cr | +0.56% | — | — |
| Maruti Suzuki India Ltd. | Automobile | 0.57% | ₹0.65 Cr | +0.68% | +0.60% | +1.04% |
| Syrma SGS Technology Ltd. | Capital Goods | 0.57% | ₹0.65 Cr | +0.41% | — | — |
| Trent Ltd. | Services | 0.56% | ₹0.63 Cr | +0.24% | +0.16% | +0.24% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.55% | ₹0.62 Cr | +1.02% | -0.69% | -0.78% |
| Kotak Mahindra Bank Ltd. | Financial | 0.54% | ₹0.61 Cr | -2.80% | -2.56% | -2.94% |
| Clean Max Enviro Energy Solutions Ltd. | Energy | 0.53% | ₹0.60 Cr | +0.55% | — | — |
| Inventurus Knowledge Solutions Ltd. | Services | 0.53% | ₹0.60 Cr | +0.51% | +0.21% | — |
| Ather Energy Ltd. | Automobile | 0.52% | ₹0.59 Cr | +0.42% | — | — |
| Solar Industries India Ltd. | Chemicals | 0.52% | ₹0.59 Cr | +0.66% | +0.44% | +0.49% |
| Hindustan Unilever Ltd. | Consumer Staples | 0.51% | ₹0.58 Cr | +0.58% | +0.57% | +0.71% |
| RBL Bank Ltd. | Financial | 0.51% | ₹0.58 Cr | — | -0.07% | -1.57% |
| Bajaj Finance Ltd. | Financial | 0.49% | ₹0.56 Cr | -6.32% | -7.58% | -6.32% |
| KRN Heat Exchanger And Refrigeration Ltd. | Capital Goods | 0.49% | ₹0.56 Cr | — | — | — |
| Gabriel India Ltd. | Automobile | 0.48% | ₹0.55 Cr | +0.65% | +0.44% | +0.64% |
| Ajanta Pharma Ltd. | Healthcare | 0.47% | ₹0.54 Cr | +0.45% | — | — |
| Eternal Ltd. | Services | 0.47% | ₹0.53 Cr | +0.54% | -0.08% | +0.69% |
| JSW Infrastructure Ltd. | Services | 0.47% | ₹0.53 Cr | +0.40% | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.44% | ₹0.50 Cr | — | — | — |
| Mphasis Ltd. | Technology | 0.44% | ₹0.50 Cr | +0.44% | +0.43% | +0.27% |
| Cemindia Projects Ltd. | Construction | 0.43% | ₹0.48 Cr | +0.56% | — | — |
| Kirloskar Oil Engines Ltd. | Capital Goods | 0.43% | ₹0.49 Cr | +0.36% | +0.20% | +0.14% |
| Varun Beverages Ltd. | Consumer Staples | 0.43% | ₹0.49 Cr | -1.10% | — | — |
| Data Patterns (India) Ltd. | Capital Goods | 0.42% | ₹0.47 Cr | — | — | — |
| Shriram Finance Ltd | Financial | 0.42% | ₹0.47 Cr | +0.44% | +0.71% | +0.36% |
| Larsen & Toubro Ltd. | Construction | 0.40% | ₹0.45 Cr | +0.85% | -1.25% | -0.76% |
| ZF Commercial Vehicle Control Systems India Ltd. | Automobile | 0.40% | ₹0.45 Cr | +0.44% | +0.60% | — |
| Aarti Industries Ltd. | Chemicals | 0.39% | ₹0.45 Cr | +0.38% | +0.09% | — |
| Bharat Heavy Electricals Ltd. | Capital Goods | 0.38% | ₹0.43 Cr | — | — | — |
| Nippon Life India Asset Management Ltd. | Financial | 0.37% | ₹0.42 Cr | +0.64% | +0.45% | — |
| NTPC Ltd. | Energy | 0.36% | ₹0.41 Cr | -4.10% | -4.36% | — |
| Manipal Health Enterprises Ltd. | Healthcare | 0.34% | ₹0.39 Cr | — | — | — |
| Godrej Properties Ltd. | Construction | 0.33% | ₹0.37 Cr | — | -0.64% | -0.64% |
| Glaxosmithkline Pharmaceuticals Ltd. | Healthcare | 0.32% | ₹0.36 Cr | — | — | — |
| Ipca Laboratories Ltd. | Healthcare | 0.32% | ₹0.37 Cr | +0.29% | — | — |
| Oil India Ltd. | Energy | 0.32% | ₹0.36 Cr | +0.29% | +0.34% | — |
| FSN E-Commerce Ventures Ltd. | Services | 0.30% | ₹0.35 Cr | +0.51% | — | — |
| Gokaldas Exports Ltd. | Textiles | 0.30% | ₹0.34 Cr | +0.38% | +0.26% | +0.33% |
| JSW Energy Ltd. | Capital Goods | 0.29% | ₹0.33 Cr | +0.35% | +0.29% | +0.33% |
| Karur Vysya Bank Ltd. | Financial | 0.28% | ₹0.32 Cr | +0.25% | +0.25% | +0.19% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.27% | ₹0.31 Cr | -0.37% | +0.72% | +0.66% |
| Ultratech Cement Ltd. | Materials | 0.27% | ₹0.31 Cr | +0.28% | +0.40% | +0.47% |
| Billionbrains Garage Ventures Ltd. | Financial | 0.25% | ₹0.28 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 0.22% | ₹0.25 Cr | +0.49% | +0.49% | +0.50% |
| Jindal Steel Ltd. | Metals & Mining | 0.18% | ₹0.20 Cr | +0.16% | +0.34% | +0.31% |
| E2E Networks Ltd. | Technology | 0.17% | ₹0.20 Cr | — | — | — |
| Wockhardt Ltd. | Healthcare | 0.13% | ₹0.15 Cr | +0.12% | — | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.00% | ₹0.01 Cr | +1.70% | -1.72% | -1.88% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.00% | ₹-0.00 Cr | — | — | — |
| Indusind Bank Ltd. | Financial | 0.00% | ₹-0.00 Cr | — | -3.74% | — |
| Interglobe Aviation Ltd. | Services | 0.00% | ₹0.00 Cr | +1.40% | — | — |
| Kei Industries Ltd. | Capital Goods | 0.00% | ₹-0.01 Cr | — | — | — |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | -0.01% | ₹-0.01 Cr | -1.42% | -1.10% | -1.48% |
| Hindalco Industries Ltd. | Metals & Mining | -0.01% | ₹-0.01 Cr | -0.28% | -1.62% | -1.42% |
| Indus Towers Ltd. | Communication | -0.01% | ₹-0.01 Cr | -6.26% | -7.00% | -5.86% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | -0.02% | ₹-0.02 Cr | -2.48% | — | — |
| Patanjali Foods Ltd. | Consumer Staples | -0.02% | ₹-0.02 Cr | -5.26% | -2.38% | — |
| Tata Steel Ltd. Pref. Shares 2.00 | Metals & Mining | -0.99% | ₹-1.13 Cr | — | — | — |
| Mahindra & Mahindra Ltd Warrant | Automobile | -1.04% | ₹-1.18 Cr | — | — | — |
| Bharti Airtel Ltd. Rights | Communication | -1.18% | ₹-1.34 Cr | — | — | — |
| ICICI Bank Ltd.(Partly Paid Equity) | Financial | -1.23% | ₹-1.40 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Patanjali Foods Ltd. | 0.00% | -4.83% | -4.83% |
| Others | 28.45% | 32.52% | +4.07% |
| ICICI Bank Ltd. | -0.35% | 3.63% | +3.98% |
| Bharti Airtel Ltd. | -1.24% | 2.65% | +3.89% |
| company:16192 | -3.66% | 0.00% | +3.66% |
| Small Industries Devp. Bank of India Ltd. | 0.00% | 3.44% | +3.44% |
| Kei Industries Ltd. | 0.00% | -2.54% | -2.54% |
| Grasim Industries Ltd. | 2.27% | 0.00% | -2.27% |
| company:19327 | -2.24% | 0.00% | +2.24% |
| Mahindra & Mahindra Ltd. | -1.17% | 1.04% | +2.21% |
| Tata Steel Ltd. | -0.96% | 0.98% | +1.94% |
| ICICI Bank Ltd.(Partly Paid Equity) | 0.00% | -1.23% | -1.23% |
| Bharti Airtel Ltd. Rights | 0.00% | -1.18% | -1.18% |
| Mahindra & Mahindra Ltd Warrant | 0.00% | -1.04% | -1.04% |
| Tata Steel Ltd. Pref. Shares 2.00 | 0.00% | -0.99% | -0.99% |
| Bharat Petroleum Corporation Ltd. | 0.00% | -0.90% | -0.90% |
| Hindalco Industries Ltd. | 0.00% | -0.88% | -0.88% |
| Swiggy Ltd. | 0.59% | 0.00% | -0.59% |
| Indusind Bank Ltd. | 0.00% | -0.50% | -0.50% |
| Sona BLW Precision Forgings Ltd. | 0.49% | 0.00% | -0.49% |
| Dhoot Transmission Ltd. | 0.00% | 0.44% | +0.44% |
| Larsen & Toubro Ltd. | 0.82% | 0.40% | -0.42% |
| Tata Motors Ltd. | 0.36% | 0.00% | -0.36% |
| Bajaj Finance Ltd. | -2.79% | -2.55% | +0.24% |
| E2E Networks Ltd. | 0.00% | 0.17% | +0.17% |
| Engineers India Ltd. | 0.68% | 0.81% | +0.13% |
| Syrma SGS Technology Ltd. | 0.45% | 0.57% | +0.12% |
| Infosys Ltd. | 1.00% | 0.89% | -0.11% |
| Adani Ports and Special Economic Zone Ltd. | -0.95% | -1.05% | -0.10% |
| State Bank of India | 1.28% | 1.18% | -0.10% |
| Ather Energy Ltd. | 0.62% | 0.52% | -0.10% |
| Max Financial Services Ltd. | 0.78% | 0.69% | -0.09% |
| National Bank For Agriculture & Rural Development | 8.60% | 8.69% | +0.09% |
| Reserve Bank of India | 4.30% | 4.37% | +0.07% |
| Glenmark Pharmaceuticals Ltd. | -1.71% | -1.64% | +0.07% |
| Maruti Suzuki India Ltd. | 0.64% | 0.57% | -0.07% |
| Godrej Properties Ltd. | 0.40% | 0.33% | -0.07% |
| Crompton Greaves Consumer Electricals Ltd. | -0.75% | -0.68% | +0.07% |
| Indus Towers Ltd. | -3.76% | -3.70% | +0.06% |
| Delhivery Ltd. | 0.63% | 0.58% | -0.05% |
| Shadowfax Technologies Ltd. | 0.59% | 0.64% | +0.05% |
| Mphasis Ltd. | 0.49% | 0.44% | -0.05% |
| Clean Max Enviro Energy Solutions Ltd. | 0.49% | 0.53% | +0.04% |
| KRN Heat Exchanger And Refrigeration Ltd. | 0.53% | 0.49% | -0.04% |
| RBL Bank Ltd. | 0.47% | 0.51% | +0.04% |
| Reliance Industries Ltd. | -0.56% | -0.52% | +0.04% |
| Shriram Finance Ltd | 0.46% | 0.42% | -0.04% |
| Aarti Industries Ltd. | 0.43% | 0.39% | -0.04% |
| Kirloskar Oil Engines Ltd. | 0.39% | 0.43% | +0.04% |
| Sai Life Sciences Ltd. | 0.66% | 0.70% | +0.04% |
| Tata Consumer Products Ltd. | 0.59% | 0.55% | -0.04% |
| Trent Ltd. | 0.60% | 0.56% | -0.04% |
| CG Power and Industrial Solutions Ltd. | 0.63% | 0.60% | -0.03% |
| Dr. Lal Pathlabs Ltd. | 0.64% | 0.67% | +0.03% |
| FSN E-Commerce Ventures Ltd. | 0.33% | 0.30% | -0.03% |
| Gabriel India Ltd. | 0.51% | 0.48% | -0.03% |
| Gokaldas Exports Ltd. | 0.33% | 0.30% | -0.03% |
| HDFC Bank Ltd. | -1.94% | -1.97% | -0.03% |
| Nippon Life India Asset Management Ltd. | 0.40% | 0.37% | -0.03% |
| JSW Infrastructure Ltd. | 0.44% | 0.47% | +0.03% |
| Varun Beverages Ltd. | 0.40% | 0.43% | +0.03% |
| Axis Bank Ltd. | -0.90% | -0.88% | +0.02% |
| Bharat Heavy Electricals Ltd. | 0.40% | 0.38% | -0.02% |
| Glaxosmithkline Pharmaceuticals Ltd. | 0.34% | 0.32% | -0.02% |
| Hindustan Unilever Ltd. | 0.53% | 0.51% | -0.02% |
| Kotak Mahindra Bank Ltd. | -1.85% | -1.83% | +0.02% |
| Oil India Ltd. | 0.34% | 0.32% | -0.02% |
| Torrent Pharmaceuticals Ltd. | 0.60% | 0.58% | -0.02% |
| Manipal Health Enterprises Ltd. | 0.36% | 0.34% | -0.02% |
| Sun Pharmaceutical Industries Ltd. | 0.29% | 0.27% | -0.02% |
| ZF Commercial Vehicle Control Systems India Ltd. | 0.42% | 0.40% | -0.02% |
| Indian Railway Finance Corporation Ltd. | 4.24% | 4.26% | +0.02% |
| Bharat Electronics Ltd. | 0.23% | 0.22% | -0.01% |
| Data Patterns (India) Ltd. | 0.43% | 0.42% | -0.01% |
| Interglobe Aviation Ltd. | -1.33% | -1.32% | +0.01% |
| Inventurus Knowledge Solutions Ltd. | 0.52% | 0.53% | +0.01% |
| Ipca Laboratories Ltd. | 0.33% | 0.32% | -0.01% |
| JSW Energy Ltd. | 0.30% | 0.29% | -0.01% |
| One 97 Communications Ltd. | 0.66% | 0.65% | -0.01% |
| Ultratech Cement Ltd. | 0.28% | 0.27% | -0.01% |
| Wockhardt Ltd. | 0.12% | 0.13% | +0.01% |
| company:20133 | 0.01% | 0.00% | -0.01% |
| Ajanta Pharma Ltd. | 0.46% | 0.47% | +0.01% |
| Karur Vysya Bank Ltd. | 0.29% | 0.28% | -0.01% |
| Billionbrains Garage Ventures Ltd. | 0.25% | 0.25% | 0.00% |
| Cemindia Projects Ltd. | 0.43% | 0.43% | 0.00% |
| Eternal Ltd. | 0.47% | 0.47% | 0.00% |
| Jindal Steel Ltd. | 0.18% | 0.18% | 0.00% |
| NTPC Ltd. | -2.29% | -2.29% | 0.00% |
| Solar Industries India Ltd. | 0.52% | 0.52% | 0.00% |
| Ujjivan Small Finance Bank Ltd. | 0.86% | 0.86% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,311 Cr | 2.20% | 7.5% | 7.4% | 9.0% |
 Kotak Equity Savings Fund | ₹10,443 Cr | 2.13% | 3.6% | 5.6% | 8.0% |
 Mirae Asset Equity Savings Fund | ₹1,994 Cr | 1.72% | 7.4% | 7.3% | 8.8% |
 Edelweiss Equity Savings Fund | ₹1,704 Cr | 2.10% | 8.7% | 8.5% | 9.4% |
 HSBC Equity Savings Fund | ₹1,558 Cr | 2.37% | 10.1% | 9.4% | 11.0% |
 Axis Equity Savings Fund | ₹855 Cr | 2.68% | 8.0% | 6.3% | 7.8% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seek capital appreciation and/or to generate consistent returns by actively investing in a combination of diversified equity and equity related instruments, arbitrage and derivative strategies and exposure in debt and money market instruments.
Fund managers
- Gaurav ChopraMr. Chopra has done B.Com, Chartered Accountant and CFA (Level III cleared)Prior to joining Union Mutual Fund, he was associated with Centrum Portfolio Management Services- Centrum Broking Ltd., Barclays Wealth Trustees (India) Pvt. Ltd. and Sharp & Tanan Associates
- Parijat AgrawalMr. Agrawal is a B.Tech and MBA from IIM Bangalore.Prior to joining Union Mutual Fund, he has worked with SBI Mutual Fund, State Bank of Mauritius ltd. and SUN F&C Asset Management.
- Sanjay BembalkarMr. Bembalkar has done B.Com, M.Sc. (Accounting and Finance), ACA, CFA Charterholder.Prior to joining Union Mutual Fund, he has worked with Canara Robeco Asset Management Company Ltd, LIC Mutual Fund, Quantum Advisors Pvt. Ltd and Autonomous Research LLP
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.57% absolute | ₹60,000 | ₹61,542 | 2.57% | |
| 1 year3.29% annualised | ₹1,20,000 | ₹1,22,160 | 1.80% | |
| 3 years6.77% annualised | ₹3,60,000 | ₹4,00,170 | 11.16% | |
| 5 years5.58% annualised | ₹6,00,000 | ₹6,93,431 | 15.57% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Union Equity Savings Fund?
The NAV of Union Equity Savings Fund is ₹17.59 as on 6 Nov 2026.
What is the expense ratio of Union Equity Savings Fund?
The expense ratio of Union Equity Savings Fund is 2.60% per year.
What is the minimum SIP amount for Union Equity Savings Fund?
You can start a SIP in Union Equity Savings Fund with ₹3,000 a month.
What returns has Union Equity Savings Fund given?
Union Equity Savings Fund has returned 5.1% over 1 year, 4.8% over 3 years and 6.1% over 5 years (annualised).
Is there a lock-in or exit load on Union Equity Savings Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 15 days..
How risky is Union Equity Savings Fund?
Union Equity Savings Fund is rated Moderately High on the SEBI riskometer and belongs to the Equity Savings category.
Which fund house manages Union Equity Savings Fund?
Union Equity Savings Fund is managed by Union Mutual Fund, which runs 30 schemes with ₹28,977 Cr under management.