UTI Balanced Advantage Fund
Dynamic Asset AllocationVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹12.98+0.13%1 day
- Return since launch
- 8.5%
- 52-week range
- ₹11.72 — ₹13.13
- AUM
- ₹2,856 Cr
UTI Balanced Advantage Fund is a Dynamic Asset Allocation hybrid fund from UTI Mutual Fund with ₹2,856 Cr under management, launched in 2023. Over three years it has returned 5.2% a year, against 9.3% for its category. The expense ratio is 2.01% and the SEBI riskometer reading is Very High.
Performance
UTI Balanced Advantage Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.5% against +2.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.5% | +4.4 pts | 2.1% | 6.1% |
| 2Y | 4.3% | −0.4 pts | 4.7% | 4.8% |
| 3Y | 5.2% | −4.1 pts | 9.3% | 5.3% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.6% | +2.3 pts | 5.3% | 5.3% |
| 3M | 1.8% | +1.4 pts | 0.3% | 0.5% |
| 6M | 5.6% | +1.5 pts | 4.2% | 4.3% |
| 1Y | 0.7% | −1.4 pts | 2.1% | 2.4% |
| 2Y | 3.7% | +0.2 pts | 3.5% | 3.8% |
| 3Y | 8.7% | −0.6 pts | 9.3% | 8.9% |
Since launch (21 Jul 2023): 8.5%
Calendar-year returns
Category average10.8%
8.8%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.8% | +2.1 pts | 6.7% |
| 2024 | 10.8% | −3.4 pts | 14.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.99%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.67%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.29%
- Exit load
- Exit load of 1%, if redeemed within 90 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 50 Hybrid Composite Debt 50:50 Index
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | — | — | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | — | 1.25 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.19 | 0.48 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.23 | 0.63 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 8.92 | 10.86 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Balanced Advantage Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity68.7%
- Debt25.0%
- Other6.3%
Market cap split
- Large83.4%
- Mid12.0%
- Small4.6%
- P/E
- 20.19
- P/B
- 2.86
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 7.46% | ₹213 Cr | +13.00% | +11.39% | +10.07% |
| HDFC Bank Ltd. | Financial | 7.23% | ₹206 Cr | +15.35% | +14.91% | +16.62% |
| Export-Import Bank Of India | Financial | 6.40% | ₹183 Cr | +6.37% | +6.56% | +6.64% |
| Others | Others | 4.82% | ₹138 Cr | +4.87% | +9.02% | +6.66% |
| Reliance Industries Ltd. | Energy | 4.29% | ₹123 Cr | +4.42% | +5.05% | -0.22% |
| Bajaj Finance Ltd. | Financial | 3.65% | ₹104 Cr | +5.44% | +4.67% | +5.89% |
| Kotak Mahindra Bank Ltd. | Financial | 3.54% | ₹101 Cr | +5.94% | +5.62% | +4.81% |
| Bharti Airtel Ltd. | Communication | 3.50% | ₹99.88 Cr | +3.48% | +3.52% | -0.91% |
| Axis Bank Ltd. | Financial | 2.91% | ₹83.01 Cr | +2.80% | +2.60% | -0.07% |
| Infosys Ltd. | Technology | 2.73% | ₹78.07 Cr | +2.68% | +2.98% | +3.46% |
| State Bank of India | Financial | 2.73% | ₹78.04 Cr | +2.51% | +2.70% | +0.83% |
| Small Industries Devp. Bank of India Ltd. | Financial | 2.62% | ₹74.70 Cr | +2.51% | +2.62% | +2.51% |
| Eternal Ltd. | Services | 2.51% | ₹71.60 Cr | +1.85% | +1.46% | -0.38% |
| Mahindra & Mahindra Ltd. | Automobile | 2.02% | ₹57.66 Cr | +1.98% | +1.96% | +1.19% |
| Titan Company Ltd. | Consumer Discretionary | 1.89% | ₹53.99 Cr | +1.79% | +1.22% | +1.06% |
| Larsen & Toubro Ltd. | Construction | 1.52% | ₹43.33 Cr | +2.06% | +1.58% | -0.19% |
| Ultratech Cement Ltd. | Materials | 1.29% | ₹36.70 Cr | +1.25% | +1.06% | +1.14% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.26% | ₹35.97 Cr | +1.03% | — | — |
| Coal India Ltd. | Materials | 1.05% | ₹29.87 Cr | +1.12% | +1.14% | — |
| ITC Ltd. | Consumer Staples | 1.03% | ₹29.49 Cr | +1.07% | +1.62% | +1.43% |
| Maruti Suzuki India Ltd. | Automobile | 1.02% | ₹29.14 Cr | +1.14% | +1.79% | +2.47% |
| Tata Consultancy Services Ltd. | Technology | 0.97% | ₹27.69 Cr | +1.11% | +1.60% | +1.95% |
| Power Finance Corporation Ltd. | Financial | 0.88% | ₹25.10 Cr | +0.84% | +0.87% | +0.82% |
| JSW Steel Ltd. | Metals & Mining | 0.88% | ₹25.10 Cr | — | — | — |
| Bharti Telecom Ltd. | Communication | 0.88% | ₹25.09 Cr | — | — | — |
| Poonawalla Fincorp Ltd. | Financial | 0.87% | ₹24.92 Cr | — | — | — |
| Aditya Birla Housing Finance Ltd. | Financial | 0.86% | ₹24.70 Cr | +0.82% | — | — |
| Ajanta Pharma Ltd. | Healthcare | 0.86% | ₹24.60 Cr | +0.94% | +0.81% | +0.83% |
| Dr. Lal Pathlabs Ltd. | Healthcare | 0.85% | ₹24.37 Cr | +0.84% | +0.70% | +0.77% |
| Eicher Motors Ltd. | Automobile | 0.80% | ₹22.91 Cr | +0.75% | +0.59% | +1.45% |
| Embassy Office Parks REIT | Construction | 0.77% | ₹22.09 Cr | — | — | — |
| Info Edge (India) Ltd. | Services | 0.73% | ₹20.99 Cr | +0.63% | +0.66% | +0.48% |
| Ujjivan Small Finance Bank Ltd. | Financial | 0.73% | ₹20.74 Cr | — | — | — |
| LTM Limited | Technology | 0.72% | ₹20.63 Cr | +0.84% | +1.00% | +0.87% |
| Mphasis Ltd. | Technology | 0.72% | ₹20.60 Cr | +0.83% | +0.82% | — |
| Hyundai Motor India Ltd. | Automobile | 0.71% | ₹20.37 Cr | +0.59% | +0.60% | +0.78% |
| Aurobindo Pharma Ltd. | Healthcare | 0.71% | ₹20.36 Cr | +0.72% | +0.63% | — |
| Bagmane Prime Office REIT | Construction | 0.70% | ₹19.94 Cr | +0.63% | — | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.70% | ₹19.92 Cr | — | — | — |
| Manipal Health Enterprises Ltd. | Healthcare | 0.66% | ₹18.81 Cr | — | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 0.66% | ₹18.75 Cr | +0.65% | +0.50% | +0.29% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.63% | ₹18.10 Cr | +0.35% | — | — |
| Marico Ltd. | Consumer Staples | 0.63% | ₹18.02 Cr | +0.58% | +0.54% | +0.48% |
| Container Corporation Of India Ltd. | Services | 0.59% | ₹16.78 Cr | +0.59% | +0.55% | — |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 0.54% | ₹15.53 Cr | +0.68% | +0.58% | +0.61% |
| Coforge Ltd. | Technology | 0.54% | ₹15.31 Cr | — | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.53% | ₹15.12 Cr | +0.43% | +0.59% | -0.12% |
| Oil India Ltd. | Energy | 0.52% | ₹14.91 Cr | +0.46% | — | — |
| Blue Star Ltd. | Consumer Discretionary | 0.52% | ₹14.82 Cr | +0.47% | +0.42% | — |
| DLF Ltd. | Construction | 0.51% | ₹14.46 Cr | +0.44% | — | — |
| NTPC Ltd. | Energy | 0.48% | ₹13.74 Cr | +0.77% | +0.96% | -0.09% |
| Adani Enterprises Ltd. | Services | 0.47% | ₹13.50 Cr | — | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.42% | ₹11.97 Cr | +0.31% | +0.16% | — |
| SPR Auto Technologies Ltd. | Automobile | 0.39% | ₹11.11 Cr | — | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.37% | ₹10.46 Cr | +0.56% | +0.75% | +1.29% |
| Asian Paints Ltd. | Materials | 0.35% | ₹10.13 Cr | +0.43% | +0.56% | +0.40% |
| REC Ltd. | Financial | 0.35% | ₹10.01 Cr | +2.49% | +1.74% | +1.66% |
| SBI Funds Management Ltd. | Financial | 0.35% | ₹9.99 Cr | — | — | — |
| GOI | Sovereign | 0.35% | ₹9.97 Cr | +0.34% | +0.35% | +0.34% |
| Canara Bank | Financial | 0.34% | ₹9.79 Cr | +0.32% | — | — |
| Divi's Laboratories Ltd. | Healthcare | 0.34% | ₹9.57 Cr | — | — | — |
| NIIT Learning Systems Ltd. | Services | 0.29% | ₹8.34 Cr | +0.32% | +0.45% | +0.48% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.27% | ₹7.71 Cr | +0.64% | +1.06% | +0.57% |
| Hero Motocorp Ltd. | Automobile | 0.20% | ₹5.80 Cr | +0.51% | +0.02% | — |
| Tata Capital Housing Finance Ltd. | Financial | 0.18% | ₹5.01 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 0.17% | ₹4.99 Cr | +0.17% | +0.17% | — |
| Indian Bank | Financial | 0.17% | ₹4.91 Cr | — | — | +0.73% |
| SKF India (Industrial) Ltd. | Capital Goods | 0.16% | ₹4.61 Cr | +0.20% | +0.15% | — |
| H.G. Infra Engineering Ltd. | Construction | 0.15% | ₹4.37 Cr | +0.19% | +0.15% | +0.31% |
| Vedanta Iron And Steel Ltd. | Metals & Mining | 0.02% | ₹0.45 Cr | +0.02% | — | — |
| SKF India Ltd. | Capital Goods | 0.01% | ₹0.20 Cr | +0.05% | +0.05% | +0.32% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.00% | ₹0.07 Cr | 0.00% | +0.01% | +0.55% |
| Vedanta Ltd. | Metals & Mining | 0.00% | ₹0.01 Cr | 0.00% | +0.56% | +0.51% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:19991 | 3.55% | 0.00% | -3.55% |
| Others | 2.16% | 4.80% | +2.64% |
| Axis Bank Ltd. | 0.50% | 2.91% | +2.40% |
| REC Ltd. | 2.48% | 0.35% | -2.13% |
| Dr. Reddy's Laboratories Ltd. | 0.00% | 0.70% | +0.70% |
| Embassy Office Parks REIT | 0.35% | 0.77% | +0.42% |
| LTM Limited | 1.08% | 0.72% | -0.36% |
| Adani Ports and Special Economic Zone Ltd. | 0.91% | 1.26% | +0.35% |
| Divi's Laboratories Ltd. | 0.00% | 0.34% | +0.34% |
| company:20742 | 0.33% | 0.00% | -0.33% |
| Infosys Ltd. | 3.06% | 2.73% | -0.32% |
| Larsen & Toubro Ltd. | 1.81% | 1.52% | -0.30% |
| ICICI Bank Ltd. | 6.87% | 6.61% | -0.26% |
| Kotak Mahindra Bank Ltd. | 3.13% | 3.37% | +0.24% |
| Mphasis Ltd. | 0.93% | 0.72% | -0.21% |
| Coal India Ltd. | 0.86% | 1.05% | +0.19% |
| Tata Consultancy Services Ltd. | 1.15% | 0.97% | -0.18% |
| Titan Company Ltd. | 2.07% | 1.89% | -0.18% |
| Indian Bank | 0.00% | 0.17% | +0.17% |
| Coforge Ltd. | 0.38% | 0.54% | +0.16% |
| HDFC Life Insurance Co Ltd. | 0.48% | 0.37% | -0.12% |
| Hindustan Aeronautics Ltd. | 0.30% | 0.42% | +0.12% |
| Export-Import Bank Of India | 1.61% | 1.71% | +0.10% |
| Mahindra & Mahindra Ltd. | 2.12% | 2.02% | -0.10% |
| HDFC Bank Ltd. | 6.82% | 6.71% | -0.10% |
| Blue Star Ltd. | 0.42% | 0.52% | +0.09% |
| Bajaj Finance Ltd. | 2.39% | 2.29% | -0.09% |
| Ujjivan Small Finance Bank Ltd. | 0.63% | 0.73% | +0.09% |
| Bharti Airtel Ltd. | 3.41% | 3.50% | +0.09% |
| ITC Ltd. | 0.95% | 1.03% | +0.08% |
| Eternal Ltd. | 2.43% | 2.51% | +0.08% |
| Maruti Suzuki India Ltd. | 1.09% | 1.02% | -0.07% |
| Reliance Industries Ltd. | 4.36% | 4.29% | -0.07% |
| State Bank of India | 2.80% | 2.73% | -0.07% |
| Ajanta Pharma Ltd. | 0.81% | 0.86% | +0.05% |
| TVS Motor Company Ltd. | 0.05% | 0.00% | -0.05% |
| Bagmane Prime Office REIT | 0.65% | 0.70% | +0.05% |
| Poonawalla Fincorp Ltd. | 0.82% | 0.87% | +0.05% |
| Bharti Telecom Ltd. | 0.83% | 0.88% | +0.05% |
| Container Corporation Of India Ltd. | 0.64% | 0.59% | -0.05% |
| Power Finance Corporation Ltd. | 0.83% | 0.88% | +0.05% |
| Small Industries Devp. Bank of India Ltd. | 0.83% | 0.88% | +0.05% |
| Aditya Birla Housing Finance Ltd. | 0.82% | 0.86% | +0.05% |
| company:18887 | 0.04% | 0.00% | -0.04% |
| company:18886 | 0.04% | 0.00% | -0.04% |
| Eicher Motors Ltd. | 0.84% | 0.80% | -0.04% |
| Crompton Greaves Consumer Electricals Ltd. | 0.58% | 0.54% | -0.04% |
| ICICI Lombard General Insurance Company Ltd. | 0.49% | 0.53% | +0.04% |
| Adani Enterprises Ltd. | 0.44% | 0.47% | +0.03% |
| Interglobe Aviation Ltd. | 0.03% | 0.00% | -0.03% |
| Dr. Lal Pathlabs Ltd. | 0.82% | 0.85% | +0.03% |
| SPR Auto Technologies Ltd. | 0.36% | 0.39% | +0.02% |
| Aurobindo Pharma Ltd. | 0.69% | 0.71% | +0.02% |
| Canara Bank | 0.32% | 0.34% | +0.02% |
| SBI Life Insurance Company Ltd. | 0.64% | 0.66% | +0.02% |
| SBI Funds Management Ltd. | 0.37% | 0.35% | -0.02% |
| NTPC Ltd. | 0.46% | 0.48% | +0.02% |
| Hyundai Motor India Ltd. | 0.73% | 0.71% | -0.02% |
| Ultratech Cement Ltd. | 1.27% | 1.29% | +0.02% |
| DLF Ltd. | 0.49% | 0.51% | +0.02% |
| Asian Paints Ltd. | 0.37% | 0.35% | -0.02% |
| NIIT Learning Systems Ltd. | 0.31% | 0.29% | -0.01% |
| GOI | 0.34% | 0.35% | +0.01% |
| Info Edge (India) Ltd. | 0.75% | 0.73% | -0.01% |
| JSW Steel Ltd. | 0.87% | 0.88% | +0.01% |
| Manipal Health Enterprises Ltd. | 0.67% | 0.66% | -0.01% |
| H.G. Infra Engineering Ltd. | 0.16% | 0.15% | -0.01% |
| Bajaj Housing Finance Ltd. | 0.17% | 0.17% | +0.01% |
| Tata Capital Housing Finance Ltd. | 0.17% | 0.18% | +0.01% |
| Oil India Ltd. | 0.53% | 0.52% | -0.01% |
| Marico Ltd. | 0.62% | 0.63% | +0.01% |
| Oil And Natural Gas Corporation Ltd. | 0.26% | 0.27% | +0.01% |
| Hero Motocorp Ltd. | 0.20% | 0.20% | 0.00% |
| SKF India (Industrial) Ltd. | 0.16% | 0.16% | 0.00% |
| Vedanta Aluminium Metal Ltd. | 0.63% | 0.63% | 0.00% |
| Vedanta Iron And Steel Ltd. | 0.02% | 0.02% | 0.00% |
| SKF India Ltd. | 0.01% | 0.01% | 0.00% |
| Bharat Petroleum Corporation Ltd. | 0.00% | 0.00% | 0.00% |
| Vedanta Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹18,271 Cr | 2.11% | 7.3% | 6.9% | 10.2% |
 ICICI Prudential Balanced Advantage Fund | ₹71,892 Cr | 1.52% | 8.8% | 8.6% | 10.5% |
 Aditya Birla Sun Life Balanced Advantage Fund | ₹9,847 Cr | 1.96% | 10.5% | 8.9% | 10.5% |
 Baroda BNP Paribas Balanced Advantage Fund | ₹5,162 Cr | 2.04% | 7.8% | 7.7% | 10.4% |
 Axis Balanced Advantage Fund | ₹3,643 Cr | 2.18% | 7.4% | 6.8% | 9.7% |
 Quant Dynamic Asset Allocation Fund | ₹810 Cr | 2.84% | 2.0% | 2.5% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide long-term capital appreciation and income by investing in a dynamically managed portfolio of equity and debt instruments.
Fund managers
- Anurag MittalMr. Mittal is B.Com. (Hons), CA and M.Sc. in Accounting and Finance (specialization in Finance) from London School of Economics & Political Science.Prior to joining UTI Mutual Fund, he worked with IDFC AMC, HDFC AMC ( Sept. 2012 - Oct. 2015), Axis AMC (July 2009 - Sept. 2012), ICICI Prudential Life Insurance Company Ltd. as Credit Research Analyst (2008-2009) and with Bank of America in Corporate Banking (2006-2008).
- Sachin TrivediMr. Sachin Trivedi is a CFA.He began his career in June 2001, with UTI AMC. He has more than 13 years of experience in research and portfolio management. Presently, he leads the Equity research in the capacity of Head â Research. He is also a fund manager
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.62% absolute | ₹60,000 | ₹63,372 | 5.62% | |
| 1 year0.65% annualised | ₹1,20,000 | ₹1,20,423 | 0.35% | |
| 3 years8.65% annualised | ₹3,60,000 | ₹4,12,304 | 14.53% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Balanced Advantage Fund?
The NAV of UTI Balanced Advantage Fund is ₹12.98 as on 9 Nov 2026.
What is the expense ratio of UTI Balanced Advantage Fund?
The expense ratio of UTI Balanced Advantage Fund is 2.01% per year.
What is the minimum SIP amount for UTI Balanced Advantage Fund?
You can start a SIP in UTI Balanced Advantage Fund with ₹3,000 a month.
Is there a lock-in or exit load on UTI Balanced Advantage Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 90 days..
How risky is UTI Balanced Advantage Fund?
UTI Balanced Advantage Fund is rated Very High on the SEBI riskometer and belongs to the Dynamic Asset Allocation category.
Which fund house manages UTI Balanced Advantage Fund?
UTI Balanced Advantage Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.