UTI Dividend Yield Fund
Dividend YieldVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹171.52+0.16%1 day
- Return since launch
- 14.2%
- 52-week range
- ₹162.74 — ₹184.99
- AUM
- ₹3,772 Cr
UTI Dividend Yield Fund is a Dividend Yield equity fund from UTI Mutual Fund with ₹3,772 Cr under management, launched in 2005. Over three years it has returned 3.1% a year, against 11.5% for its category. The expense ratio is 1.98% and the SEBI riskometer reading is Very High.
Performance
UTI Dividend Yield Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.5% against -1.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -5.2% | −6.6 pts | 1.4% | -4.1% |
| 2Y | -1.6% | −2.4 pts | 0.8% | -1.3% |
| 3Y | 3.1% | −8.4 pts | 11.5% | 1.8% |
| 5Y | 10.1% | −1.6 pts | 11.6% | 8.8% |
| 7Y | 13.5% | −1.1 pts | 14.6% | 12.7% |
| 10Y | 13.2% | +0.3 pts | 12.9% | 12.6% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.3% | +0.1 pts | -3.4% | -3.3% |
| 3M | -2.1% | −1.1 pts | -1.0% | -0.8% |
| 6M | 3.5% | −3.4 pts | 7.0% | 6.4% |
| 1Y | -1.5% | −2.9 pts | 1.4% | -1.5% |
| 2Y | -4.8% | −1.1 pts | -3.7% | -5.2% |
| 3Y | 11.7% | +0.2 pts | 11.5% | 9.6% |
| 5Y | 9.5% | −2.1 pts | 11.6% | 9.7% |
| 7Y | 14.8% | −1.3 pts | 16.2% | 14.8% |
| 10Y | 12.9% | 0.0 pts | 12.9% | 12.5% |
Since launch (11 Apr 2005): 14.2%
Calendar-year returns
Category average18.9%
38.8%
-5.3%
35.4%
24.5%
5.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.3% | −1.0 pts | 6.3% |
| 2024 | 24.5% | +3.9 pts | 20.5% |
| 2023 | 35.4% | −2.1 pts | 37.6% |
| 2022 | -5.3% | −9.3 pts | 3.9% |
| 2021 | 38.8% | −1.0 pts | 39.8% |
| 2020 | 18.9% | −1.5 pts | 20.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.99%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.64%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.32%
- Exit load
- Exit load of 1% if redeemed less than 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.03 | 3.41 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.92 | 1.00 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.57 | 0.64 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.78 | 0.88 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.65 | 16.12 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
UTI Dividend Yield Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity92.1%
- Debt0.5%
- Other7.3%
Market cap split
- Large69.1%
- Mid13.4%
- Small17.4%
- P/E
- 17.84
- P/B
- 2.95
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.71% | ₹291 Cr | +8.05% | +8.01% | +9.03% |
| ICICI Bank Ltd. | Financial | 5.97% | ₹225 Cr | +5.27% | +5.33% | +5.34% |
| State Bank of India | Financial | 3.44% | ₹130 Cr | +3.26% | +4.18% | +2.96% |
| Tech Mahindra Ltd. | Technology | 3.13% | ₹118 Cr | +3.05% | +2.87% | +3.55% |
| Mahindra & Mahindra Ltd. | Automobile | 3.00% | ₹113 Cr | +2.84% | +2.89% | +2.95% |
| Kotak Mahindra Bank Ltd. | Financial | 2.89% | ₹109 Cr | +2.70% | +2.54% | +3.23% |
| Bharti Airtel Ltd. | Communication | 2.88% | ₹109 Cr | +2.97% | +2.76% | +2.84% |
| Infosys Ltd. | Technology | 2.55% | ₹96.37 Cr | +2.28% | +2.43% | +3.33% |
| Axis Bank Ltd. | Financial | 2.50% | ₹94.25 Cr | +1.74% | +1.25% | — |
| Power Grid Corporation Of India Ltd. | Energy | 2.24% | ₹84.34 Cr | +2.48% | +2.54% | +2.32% |
| Maruti Suzuki India Ltd. | Automobile | 2.23% | ₹83.99 Cr | +2.20% | +1.91% | +1.95% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2.01% | ₹75.99 Cr | +2.03% | +1.95% | +1.88% |
| Tata Consultancy Services Ltd. | Technology | 1.91% | ₹71.98 Cr | +1.83% | +1.87% | +2.24% |
| Knowledge Realty Trust | Construction | 1.87% | ₹70.70 Cr | +2.13% | +2.12% | +2.46% |
| NTPC Ltd. | Energy | 1.82% | ₹68.75 Cr | +1.88% | +2.17% | +2.07% |
| Computer Age Management Services Ltd. | Services | 1.81% | ₹68.43 Cr | +1.87% | +1.53% | +1.71% |
| Coal India Ltd. | Materials | 1.81% | ₹68.30 Cr | +2.04% | +2.16% | +2.12% |
| Cipla Ltd. | Healthcare | 1.72% | ₹64.82 Cr | +1.81% | +1.30% | +2.30% |
| Ajanta Pharma Ltd. | Healthcare | 1.71% | ₹64.47 Cr | +1.66% | +1.74% | +1.31% |
| Mphasis Ltd. | Technology | 1.67% | ₹63.11 Cr | +1.60% | +1.48% | +1.54% |
| Hero Motocorp Ltd. | Automobile | 1.66% | ₹62.68 Cr | — | — | — |
| Bharat Electronics Ltd. | Capital Goods | 1.59% | ₹60.10 Cr | +1.61% | +1.72% | +1.75% |
| ITC Ltd. | Consumer Staples | 1.59% | ₹59.83 Cr | +1.78% | +2.02% | +2.38% |
| Eicher Motors Ltd. | Automobile | 1.58% | ₹59.65 Cr | +1.67% | +1.76% | +2.01% |
| Tata Steel Ltd. | Metals & Mining | 1.56% | ₹58.99 Cr | +1.80% | +1.75% | +1.55% |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.54% | ₹57.95 Cr | +1.74% | +1.73% | +1.66% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.53% | ₹57.82 Cr | +1.31% | +1.57% | +1.54% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.44% | ₹54.26 Cr | +1.75% | +1.53% | +1.84% |
| Aster DM Quality Care Ltd. | Healthcare | 1.42% | ₹53.68 Cr | +1.53% | +1.37% | +0.67% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.40% | ₹52.82 Cr | +1.45% | +1.26% | — |
| Metropolis Healthcare Ltd. | Healthcare | 1.36% | ₹51.38 Cr | +1.34% | +1.18% | +1.40% |
| Indus Infra Trust | Construction | 1.35% | ₹50.83 Cr | +0.87% | +0.83% | +0.77% |
| The Great Eastern Shipping Company Ltd. | Energy | 1.34% | ₹50.57 Cr | +1.57% | +2.17% | +1.81% |
| DLF Ltd. | Construction | 1.28% | ₹48.37 Cr | +1.12% | — | — |
| JSW Dulux Ltd. | Materials | 1.26% | ₹47.60 Cr | +1.28% | +1.14% | +0.89% |
| Mahanagar Gas Ltd. | Energy | 1.24% | ₹46.69 Cr | +1.29% | +1.35% | +1.42% |
| Bharat Petroleum Corporation Ltd. | Energy | 1.22% | ₹46.18 Cr | +1.15% | +1.59% | +1.54% |
| Dabur India Ltd. | Consumer Staples | 1.21% | ₹45.72 Cr | +1.44% | +1.60% | +1.65% |
| Pfizer Ltd. | Healthcare | 1.19% | ₹44.82 Cr | +1.17% | +1.23% | +1.36% |
| SKF India (Industrial) Ltd. | Capital Goods | 1.13% | ₹42.66 Cr | +0.85% | +0.96% | — |
| company:5765 | Insurance | 1.11% | ₹41.80 Cr | — | — | — |
| Others | Others | 1.08% | ₹40.89 Cr | +4.65% | +2.94% | +1.17% |
| Cera Sanitaryware Ltd. | Materials | 1.03% | ₹38.83 Cr | +1.10% | +0.91% | — |
| Vedant Fashions Ltd. | Services | 1.03% | ₹38.71 Cr | +0.78% | +0.71% | +0.93% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.96% | ₹36.24 Cr | +0.22% | — | — |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.92% | ₹34.87 Cr | +1.70% | +1.72% | +1.92% |
| Kajaria Ceramics Ltd. | Materials | 0.88% | ₹33.28 Cr | +0.87% | +0.86% | +1.08% |
| Manipal Health Enterprises Ltd. | Healthcare | 0.86% | ₹32.42 Cr | — | — | — |
| Bagmane Prime Office REIT | Construction | 0.85% | ₹31.92 Cr | +0.84% | — | — |
| Oil India Ltd. | Energy | 0.83% | ₹31.40 Cr | +0.84% | +0.81% | +0.80% |
| Mindspace Business Parks REIT | Construction | 0.79% | ₹29.75 Cr | +0.78% | +0.76% | +0.81% |
| Emami Ltd. | Consumer Staples | 0.77% | ₹29.01 Cr | +0.86% | +0.89% | +1.06% |
| Embassy Office Parks REIT | Construction | 0.76% | ₹28.50 Cr | +0.75% | +0.71% | +0.71% |
| ICICI Prudential Asset Management Company Ltd. | Unclassified | 0.73% | ₹27.59 Cr | +0.86% | +0.28% | — |
| LTM Limited | Technology | 0.68% | ₹25.53 Cr | — | — | — |
| SBI Funds Management Ltd. | Financial | 0.65% | ₹24.66 Cr | — | — | — |
| Brookfield India Real Estate Trust REIT | Construction | 0.63% | ₹23.82 Cr | +0.60% | +0.66% | — |
| KPIT Technologies Ltd. | Technology | 0.62% | ₹23.40 Cr | +0.73% | — | — |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.55% | ₹20.75 Cr | +0.64% | +0.72% | +0.94% |
| GOI | Sovereign | 0.54% | ₹20.34 Cr | +0.55% | +0.53% | +0.54% |
| Indiamart Intermesh Ltd. | Services | 0.49% | ₹18.30 Cr | +0.62% | +0.62% | +0.77% |
| Sanofi Consumer Healthcare India Ltd. | Healthcare | 0.46% | ₹17.44 Cr | +0.52% | +0.49% | +0.52% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| company:5765 | 0.00% | 1.11% | +1.11% |
| HDFC Bank Ltd. | 8.24% | 7.71% | -0.53% |
| SKF India Ltd. | 0.43% | 0.00% | -0.43% |
| Others | 1.37% | 1.07% | -0.30% |
| Vedant Fashions Ltd. | 0.77% | 1.03% | +0.25% |
| Axis Bank Ltd. | 2.26% | 2.50% | +0.24% |
| Kotak Mahindra Bank Ltd. | 2.66% | 2.89% | +0.23% |
| Bharti Airtel Ltd. | 3.10% | 2.88% | -0.22% |
| Manipal Health Enterprises Ltd. | 0.66% | 0.86% | +0.20% |
| Power Grid Corporation Of India Ltd. | 2.39% | 2.24% | -0.15% |
| KPIT Technologies Ltd. | 0.47% | 0.62% | +0.15% |
| ICICI Lombard General Insurance Company Ltd. | 1.06% | 0.92% | -0.14% |
| ICICI Bank Ltd. | 5.83% | 5.97% | +0.14% |
| Crompton Greaves Consumer Electricals Ltd. | 1.57% | 1.44% | -0.13% |
| Bharat Electronics Ltd. | 1.47% | 1.59% | +0.12% |
| Dabur India Ltd. | 1.33% | 1.21% | -0.11% |
| Knowledge Realty Trust | 1.99% | 1.87% | -0.11% |
| ITC Ltd. | 1.69% | 1.59% | -0.11% |
| SKF India (Industrial) Ltd. | 1.03% | 1.13% | +0.10% |
| JSW Dulux Ltd. | 1.16% | 1.26% | +0.10% |
| NTPC Ltd. | 1.91% | 1.82% | -0.09% |
| Maruti Suzuki India Ltd. | 2.31% | 2.23% | -0.09% |
| Aster DM Quality Care Ltd. | 1.51% | 1.42% | -0.09% |
| Mphasis Ltd. | 1.60% | 1.67% | +0.08% |
| State Bank of India | 3.37% | 3.44% | +0.07% |
| Mahindra & Mahindra Ltd. | 3.07% | 3.00% | -0.07% |
| DLF Ltd. | 1.21% | 1.28% | +0.07% |
| Emami Ltd. | 0.83% | 0.77% | -0.06% |
| Hindustan Aeronautics Ltd. | 1.46% | 1.40% | -0.06% |
| Cera Sanitaryware Ltd. | 1.09% | 1.03% | -0.06% |
| Cipla Ltd. | 1.78% | 1.72% | -0.06% |
| Oil And Natural Gas Corporation Ltd. | 1.59% | 1.54% | -0.05% |
| Oil India Ltd. | 0.78% | 0.83% | +0.05% |
| LTM Limited | 0.63% | 0.68% | +0.05% |
| Tata Consultancy Services Ltd. | 1.86% | 1.91% | +0.05% |
| Sanofi Consumer Healthcare India Ltd. | 0.51% | 0.46% | -0.05% |
| Mahanagar Gas Ltd. | 1.28% | 1.24% | -0.05% |
| Kajaria Ceramics Ltd. | 0.84% | 0.88% | +0.04% |
| The Great Eastern Shipping Company Ltd. | 1.38% | 1.34% | -0.04% |
| Hero Motocorp Ltd. | 1.62% | 1.66% | +0.04% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.59% | 0.55% | -0.04% |
| Infosys Ltd. | 2.52% | 2.55% | +0.04% |
| Coal India Ltd. | 1.85% | 1.81% | -0.04% |
| Mahindra & Mahindra Financial Services Ltd. | 1.57% | 1.53% | -0.04% |
| Vedanta Aluminium Metal Ltd. | 0.99% | 0.96% | -0.03% |
| Indus Infra Trust | 1.32% | 1.35% | +0.03% |
| Bharat Petroleum Corporation Ltd. | 1.19% | 1.22% | +0.03% |
| Tata Steel Ltd. | 1.59% | 1.56% | -0.03% |
| Pfizer Ltd. | 1.21% | 1.19% | -0.02% |
| Ajanta Pharma Ltd. | 1.69% | 1.71% | +0.02% |
| Bagmane Prime Office REIT | 0.82% | 0.85% | +0.02% |
| Eicher Motors Ltd. | 1.60% | 1.58% | -0.02% |
| Mindspace Business Parks REIT | 0.81% | 0.79% | -0.02% |
| Metropolis Healthcare Ltd. | 1.35% | 1.36% | +0.01% |
| Computer Age Management Services Ltd. | 1.83% | 1.81% | -0.01% |
| Tech Mahindra Ltd. | 3.14% | 3.13% | -0.01% |
| Embassy Office Parks REIT | 0.75% | 0.76% | +0.01% |
| Brookfield India Real Estate Trust REIT | 0.62% | 0.63% | +0.01% |
| Indiamart Intermesh Ltd. | 0.49% | 0.49% | -0.01% |
| SBI Funds Management Ltd. | 0.66% | 0.65% | -0.01% |
| GOI | 0.53% | 0.54% | 0.00% |
| ICICI Prudential Asset Management Company Ltd. | 0.74% | 0.73% | 0.00% |
| Torrent Pharmaceuticals Ltd. | 2.01% | 2.01% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,526 Cr | 2.35% | 1.4% | 5.7% | 12.5% |
 ICICI Prudential Dividend Yield Fund | ₹6,712 Cr | 1.92% | -8.5% | 3.0% | 12.0% |
 Aditya Birla Sun Life Dividend Yield Fund | ₹1,475 Cr | 2.73% | -2.2% | 2.8% | 10.9% |
 Tata Dividend Yield Fund | ₹1,156 Cr | 2.30% | 6.8% | 7.9% | 12.4% |
 LIC MF Dividend Yield Fund | ₹759 Cr | 2.43% | 9.4% | 9.1% | 14.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Fund managers
- Amit Kumar PremchandaniMr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.55% absolute | ₹60,000 | ₹62,130 | 3.55% | |
| 1 year−1.53% annualised | ₹1,20,000 | ₹1,19,010 | −0.82% | |
| 3 years11.67% annualised | ₹3,60,000 | ₹4,32,766 | 20.21% | |
| 5 years9.54% annualised | ₹6,00,000 | ₹7,71,110 | 28.52% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Dividend Yield Fund?
The NAV of UTI Dividend Yield Fund is ₹171.52 as on 25 Sep 2026.
What is the expense ratio of UTI Dividend Yield Fund?
The expense ratio of UTI Dividend Yield Fund is 1.98% per year.
What is the minimum SIP amount for UTI Dividend Yield Fund?
You can start a SIP in UTI Dividend Yield Fund with ₹3,000 a month.
What returns has UTI Dividend Yield Fund given?
UTI Dividend Yield Fund has returned -5.2% over 1 year, 3.1% over 3 years and 10.1% over 5 years (annualised).
Is there a lock-in or exit load on UTI Dividend Yield Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Dividend Yield Fund?
UTI Dividend Yield Fund is rated Very High on the SEBI riskometer and belongs to the Dividend Yield category.
Which fund house manages UTI Dividend Yield Fund?
UTI Dividend Yield Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.