UTI Dividend Yield Fund
Dividend YieldVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹177.98+0.27%1 day
- Return since launch
- 14.3%
- 52-week range
- ₹162.74 — ₹184.99
- AUM
- ₹3,582 Cr
UTI Dividend Yield Fund is a Dividend Yield equity fund from UTI Mutual Fund with ₹3,582 Cr under management, launched in 2005. Over three years it has returned 4.4% a year, against 12.1% for its category. The expense ratio is 1.99% and the SEBI riskometer reading is Very High.
Performance
UTI Dividend Yield Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.1% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 2.0% | +1.9 pts | 0.1% | 0.8% |
| 2Y | 2.2% | −0.8 pts | 3.0% | 1.2% |
| 3Y | 4.4% | −7.6 pts | 12.1% | 2.5% |
| 5Y | 10.8% | −0.5 pts | 11.3% | 8.9% |
| 7Y | 13.8% | −0.6 pts | 14.4% | 12.6% |
| 10Y | 13.6% | +0.5 pts | 13.1% | 12.7% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.4% | +1.8 pts | 5.7% | 6.1% |
| 3M | -1.2% | +0.7 pts | -1.9% | -2.2% |
| 6M | 1.5% | −0.1 pts | 1.6% | 1.6% |
| 1Y | -0.7% | −0.9 pts | 0.1% | -2.6% |
| 2Y | 0.0% | −0.7 pts | 0.8% | -0.7% |
| 3Y | 13.4% | +1.4 pts | 12.1% | 10.4% |
| 5Y | 10.0% | −1.2 pts | 11.3% | 9.5% |
| 7Y | 15.2% | −1.0 pts | 16.2% | 14.7% |
| 10Y | 13.3% | +0.2 pts | 13.1% | 12.7% |
Since launch (11 Apr 2005): 14.3%
Calendar-year returns
Category average18.9%
38.8%
-5.3%
35.4%
24.5%
5.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 5.3% | −1.0 pts | 6.3% |
| 2024 | 24.5% | +3.9 pts | 20.5% |
| 2023 | 35.4% | −2.1 pts | 37.6% |
| 2022 | -5.3% | −9.3 pts | 3.9% |
| 2021 | 38.8% | −1.0 pts | 39.8% |
| 2020 | 18.9% | −1.5 pts | 20.5% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.98%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.63%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.32%
- Exit load
- Exit load of 1% if redeemed less than 1 year
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 2.36 | 2.20 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.91 | 0.98 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.48 | 0.45 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.66 | 0.61 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.81 | 15.97 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 4 category peers | |||
Portfolio
UTI Dividend Yield Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity91.6%
- Debt0.6%
- Other7.8%
Market cap split
- Large68.6%
- Mid14.2%
- Small17.3%
- P/E
- 17.13
- P/B
- 2.81
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 8.11% | ₹291 Cr | +8.73% | +7.48% | +9.02% |
| ICICI Bank Ltd. | Financial | 5.72% | ₹205 Cr | +5.69% | +5.34% | +5.11% |
| State Bank of India | Financial | 3.28% | ₹118 Cr | +3.42% | +3.50% | +3.20% |
| Tech Mahindra Ltd. | Technology | 3.08% | ₹110 Cr | +2.77% | +3.17% | +3.33% |
| Kotak Mahindra Bank Ltd. | Financial | 3.03% | ₹108 Cr | +2.72% | +2.53% | +3.39% |
| Bharti Airtel Ltd. | Communication | 2.94% | ₹105 Cr | +2.96% | +2.91% | +2.80% |
| Mahindra & Mahindra Ltd. | Automobile | 2.84% | ₹102 Cr | +2.82% | +2.87% | +3.12% |
| Axis Bank Ltd. | Financial | 2.48% | ₹88.89 Cr | +1.97% | +1.66% | — |
| Infosys Ltd. | Technology | 2.36% | ₹84.50 Cr | +2.20% | +2.54% | +3.24% |
| Power Grid Corporation Of India Ltd. | Energy | 2.33% | ₹83.36 Cr | +2.41% | +2.79% | +2.35% |
| Maruti Suzuki India Ltd. | Automobile | 2.07% | ₹74.20 Cr | +2.33% | +2.11% | +2.10% |
| Knowledge Realty Trust | Construction | 2.03% | ₹72.59 Cr | +1.97% | +2.22% | +2.63% |
| Coal India Ltd. | Materials | 2.02% | ₹72.25 Cr | +1.92% | +2.25% | +2.19% |
| Torrent Pharmaceuticals Ltd. | Healthcare | 2.01% | ₹72.00 Cr | +2.09% | +2.05% | +1.89% |
| NTPC Ltd. | Energy | 1.96% | ₹70.33 Cr | +1.90% | +2.12% | +2.09% |
| ITC Ltd. | Consumer Staples | 1.83% | ₹65.69 Cr | +1.76% | +2.06% | +2.31% |
| Ajanta Pharma Ltd. | Healthcare | 1.81% | ₹64.81 Cr | +1.70% | +1.68% | +1.26% |
| Cipla Ltd. | Healthcare | 1.73% | ₹61.92 Cr | +1.86% | +1.31% | +2.12% |
| Tata Consultancy Services Ltd. | Technology | 1.72% | ₹61.52 Cr | +1.63% | +1.85% | +2.08% |
| Tata Steel Ltd. | Metals & Mining | 1.65% | ₹58.98 Cr | +1.61% | +1.76% | +1.55% |
| Computer Age Management Services Ltd. | Services | 1.64% | ₹58.71 Cr | +1.86% | +1.57% | +1.72% |
| Hero Motocorp Ltd. | Automobile | 1.61% | ₹57.65 Cr | +1.09% | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.58% | ₹56.45 Cr | +1.52% | +1.97% | +1.69% |
| Bharat Electronics Ltd. | Capital Goods | 1.57% | ₹56.30 Cr | +1.59% | +1.66% | +1.90% |
| Others | Others | 1.57% | ₹56.17 Cr | +3.25% | +1.26% | +1.51% |
| Mphasis Ltd. | Technology | 1.56% | ₹56.01 Cr | +1.50% | +1.47% | +1.46% |
| Aster DM Quality Care Ltd. | Healthcare | 1.51% | ₹54.03 Cr | +1.55% | +1.54% | +0.69% |
| Eicher Motors Ltd. | Automobile | 1.50% | ₹53.63 Cr | +1.47% | +1.60% | +2.02% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.41% | ₹50.35 Cr | +1.35% | +1.31% | +1.66% |
| The Great Eastern Shipping Company Ltd. | Energy | 1.39% | ₹49.92 Cr | +1.54% | +2.12% | +1.92% |
| Indus Infra Trust | Construction | 1.35% | ₹48.34 Cr | +1.28% | +0.91% | +0.77% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.34% | ₹47.99 Cr | +1.69% | +1.47% | +1.62% |
| Metropolis Healthcare Ltd. | Healthcare | 1.33% | ₹47.79 Cr | +1.28% | +1.19% | +1.29% |
| Mahanagar Gas Ltd. | Energy | 1.29% | ₹46.19 Cr | +1.37% | +1.14% | +1.46% |
| Dabur India Ltd. | Consumer Staples | 1.27% | ₹45.61 Cr | +1.35% | +1.41% | +1.54% |
| JSW Dulux Ltd. | Materials | 1.25% | ₹44.65 Cr | +1.30% | +1.22% | +0.89% |
| DLF Ltd. | Construction | 1.22% | ₹43.81 Cr | +1.16% | — | — |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.11% | ₹39.68 Cr | +1.46% | +1.25% | — |
| Cera Sanitaryware Ltd. | Materials | 1.11% | ₹39.63 Cr | +1.20% | +0.95% | — |
| Vedant Fashions Ltd. | Services | 1.06% | ₹37.99 Cr | +0.77% | +0.71% | +0.88% |
| SKF India (Industrial) Ltd. | Capital Goods | 1.05% | ₹37.59 Cr | +1.12% | +0.86% | — |
| Pfizer Ltd. | Healthcare | 1.04% | ₹37.08 Cr | +1.12% | +1.27% | +1.32% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 0.99% | ₹35.38 Cr | +1.51% | +1.71% | +1.95% |
| Bagmane Prime Office REIT | Construction | 0.91% | ₹32.45 Cr | +0.83% | — | — |
| Bharat Petroleum Corporation Ltd. | Energy | 0.89% | ₹31.84 Cr | +1.15% | +1.15% | +1.60% |
| Emami Ltd. | Consumer Staples | 0.84% | ₹30.21 Cr | +0.86% | +0.87% | +1.06% |
| Oil India Ltd. | Energy | 0.81% | ₹29.16 Cr | +0.72% | +0.88% | +0.84% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.81% | ₹28.90 Cr | +1.00% | — | — |
| Kajaria Ceramics Ltd. | Materials | 0.79% | ₹28.41 Cr | +0.91% | +0.91% | +1.04% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 0.79% | ₹28.23 Cr | +0.80% | +0.72% | — |
| Life Insurance Corporation of India | Insurance | 0.77% | ₹27.66 Cr | — | — | — |
| Embassy Office Parks REIT | Construction | 0.73% | ₹26.07 Cr | +0.76% | +0.78% | +0.77% |
| KPIT Technologies Ltd. | Technology | 0.72% | ₹25.87 Cr | +0.27% | +0.91% | — |
| LTM Limited | Technology | 0.72% | ₹25.83 Cr | +0.47% | — | — |
| Mindspace Business Parks REIT | Construction | 0.70% | ₹25.12 Cr | +0.79% | +0.80% | +0.87% |
| National Stock Exchange | Financial | 0.69% | ₹24.77 Cr | — | — | — |
| SBI Funds Management Ltd. | Financial | 0.62% | ₹22.04 Cr | — | — | — |
| GOI | Sovereign | 0.56% | ₹20.17 Cr | +0.55% | +0.58% | +0.54% |
| Brookfield India Real Estate Trust REIT | Construction | 0.54% | ₹19.49 Cr | +0.62% | +0.65% | — |
| Indiamart Intermesh Ltd. | Services | 0.53% | ₹18.98 Cr | +0.58% | +0.64% | +0.70% |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.49% | ₹17.68 Cr | +0.60% | +0.66% | +0.98% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.46% | ₹16.62 Cr | — | — | — |
| Sanofi Consumer Healthcare India Ltd. | Healthcare | 0.45% | ₹16.01 Cr | +0.52% | +0.52% | +0.51% |
| Manipal Health Enterprises Ltd. | Healthcare | 0.42% | ₹15.09 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| National Stock Exchange | 0.00% | 0.69% | +0.69% |
| Others | 1.07% | 1.56% | +0.48% |
| Dr. Reddy's Laboratories Ltd. | 0.00% | 0.46% | +0.46% |
| Manipal Health Enterprises Ltd. | 0.86% | 0.42% | -0.44% |
| HDFC Bank Ltd. | 7.71% | 8.11% | +0.41% |
| Life Insurance Corporation of India | 1.11% | 0.77% | -0.34% |
| Bharat Petroleum Corporation Ltd. | 1.22% | 0.89% | -0.34% |
| Hindustan Aeronautics Ltd. | 1.40% | 1.11% | -0.29% |
| ICICI Bank Ltd. | 5.97% | 5.72% | -0.25% |
| ITC Ltd. | 1.59% | 1.83% | +0.25% |
| Coal India Ltd. | 1.81% | 2.02% | +0.21% |
| Infosys Ltd. | 2.55% | 2.36% | -0.20% |
| Tata Consultancy Services Ltd. | 1.91% | 1.72% | -0.19% |
| Computer Age Management Services Ltd. | 1.81% | 1.64% | -0.17% |
| State Bank of India | 3.44% | 3.28% | -0.16% |
| Mahindra & Mahindra Ltd. | 3.00% | 2.84% | -0.16% |
| Maruti Suzuki India Ltd. | 2.23% | 2.07% | -0.15% |
| Vedanta Aluminium Metal Ltd. | 0.96% | 0.81% | -0.15% |
| Pfizer Ltd. | 1.19% | 1.04% | -0.15% |
| Knowledge Realty Trust | 1.87% | 2.03% | +0.15% |
| NTPC Ltd. | 1.82% | 1.96% | +0.14% |
| Kotak Mahindra Bank Ltd. | 2.89% | 3.03% | +0.14% |
| Mahindra & Mahindra Financial Services Ltd. | 1.53% | 1.41% | -0.13% |
| Mphasis Ltd. | 1.67% | 1.56% | -0.11% |
| KPIT Technologies Ltd. | 0.62% | 0.72% | +0.10% |
| Ajanta Pharma Ltd. | 1.71% | 1.81% | +0.10% |
| Crompton Greaves Consumer Electricals Ltd. | 1.44% | 1.34% | -0.10% |
| Power Grid Corporation Of India Ltd. | 2.24% | 2.33% | +0.09% |
| Kajaria Ceramics Ltd. | 0.88% | 0.79% | -0.09% |
| Mindspace Business Parks REIT | 0.79% | 0.70% | -0.09% |
| Brookfield India Real Estate Trust REIT | 0.63% | 0.54% | -0.09% |
| Aster DM Quality Care Ltd. | 1.42% | 1.51% | +0.09% |
| Eicher Motors Ltd. | 1.58% | 1.50% | -0.08% |
| Tata Steel Ltd. | 1.56% | 1.65% | +0.08% |
| SKF India (Industrial) Ltd. | 1.13% | 1.05% | -0.08% |
| Cera Sanitaryware Ltd. | 1.03% | 1.11% | +0.08% |
| Emami Ltd. | 0.77% | 0.84% | +0.07% |
| ICICI Lombard General Insurance Company Ltd. | 0.92% | 0.99% | +0.06% |
| Dabur India Ltd. | 1.21% | 1.27% | +0.06% |
| Bharti Airtel Ltd. | 2.88% | 2.94% | +0.06% |
| Bagmane Prime Office REIT | 0.85% | 0.91% | +0.06% |
| DLF Ltd. | 1.28% | 1.22% | -0.06% |
| ICICI Prudential Asset Management Company Ltd. | 0.73% | 0.79% | +0.06% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.55% | 0.49% | -0.06% |
| The Great Eastern Shipping Company Ltd. | 1.34% | 1.39% | +0.05% |
| Mahanagar Gas Ltd. | 1.24% | 1.29% | +0.05% |
| Hero Motocorp Ltd. | 1.66% | 1.61% | -0.05% |
| Indiamart Intermesh Ltd. | 0.49% | 0.53% | +0.04% |
| LTM Limited | 0.68% | 0.72% | +0.04% |
| Tech Mahindra Ltd. | 3.13% | 3.08% | -0.04% |
| Oil And Natural Gas Corporation Ltd. | 1.54% | 1.58% | +0.04% |
| SBI Funds Management Ltd. | 0.65% | 0.62% | -0.04% |
| Vedant Fashions Ltd. | 1.03% | 1.06% | +0.03% |
| Embassy Office Parks REIT | 0.76% | 0.73% | -0.03% |
| Metropolis Healthcare Ltd. | 1.36% | 1.33% | -0.03% |
| GOI | 0.54% | 0.56% | +0.02% |
| Bharat Electronics Ltd. | 1.59% | 1.57% | -0.02% |
| Oil India Ltd. | 0.83% | 0.81% | -0.02% |
| Axis Bank Ltd. | 2.50% | 2.48% | -0.02% |
| JSW Dulux Ltd. | 1.26% | 1.25% | -0.02% |
| Sanofi Consumer Healthcare India Ltd. | 0.46% | 0.45% | -0.02% |
| Cipla Ltd. | 1.72% | 1.73% | +0.01% |
| Torrent Pharmaceuticals Ltd. | 2.01% | 2.01% | 0.00% |
| Indus Infra Trust | 1.35% | 1.35% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,972 Cr | 2.18% | 5.1% | 6.2% | 12.8% |
 SBI Dividend Yield Fund | ₹7,794 Cr | 2.04% | 6.3% | 5.1% | — |
 ICICI Prudential Dividend Yield Fund | ₹6,248 Cr | 1.90% | -1.0% | 4.2% | 12.4% |
 Tata Dividend Yield Fund | ₹1,109 Cr | 2.30% | 5.7% | 7.1% | 11.8% |
 LIC MF Dividend Yield Fund | ₹738 Cr | 2.49% | 9.4% | 8.2% | 14.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation and income by investing predominantly in dividend yielding equity and equity related securities.
Fund managers
- Amit Kumar PremchandaniMr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months1.53% absolute | ₹60,000 | ₹60,918 | 1.53% | |
| 1 year−0.73% annualised | ₹1,20,000 | ₹1,19,527 | −0.39% | |
| 3 years13.42% annualised | ₹3,60,000 | ₹4,45,195 | 23.67% | |
| 5 years10.01% annualised | ₹6,00,000 | ₹7,81,037 | 30.17% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Dividend Yield Fund?
The NAV of UTI Dividend Yield Fund is ₹177.98 as on 9 Nov 2026.
What is the expense ratio of UTI Dividend Yield Fund?
The expense ratio of UTI Dividend Yield Fund is 1.99% per year.
What is the minimum SIP amount for UTI Dividend Yield Fund?
You can start a SIP in UTI Dividend Yield Fund with ₹3,000 a month.
What returns has UTI Dividend Yield Fund given?
UTI Dividend Yield Fund has returned 2.0% over 1 year, 4.4% over 3 years and 10.8% over 5 years (annualised).
Is there a lock-in or exit load on UTI Dividend Yield Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 1 year.
How risky is UTI Dividend Yield Fund?
UTI Dividend Yield Fund is rated Very High on the SEBI riskometer and belongs to the Dividend Yield category.
Which fund house manages UTI Dividend Yield Fund?
UTI Dividend Yield Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.