UTI Nifty 50 Index Fund
Large Cap IndexVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹173.72+0.05%1 day
- Return since launch
- 11.6%
- 52-week range
- ₹153.82 — ₹181.29
- AUM
- ₹28,064 Cr
UTI Nifty 50 Index Fund is a Large Cap Index equity fund from UTI Mutual Fund with ₹28,064 Cr under management, launched in 2000. Over three years it has returned 4.5% a year, against 11.6% for its category. The expense ratio is 0.37% and the SEBI riskometer reading is Very High.
Performance
UTI Nifty 50 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.4% against -2.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.1% | +5.9 pts | 0.2% | 5.0% |
| 2Y | 3.9% | −0.3 pts | 4.1% | 3.1% |
| 3Y | 4.5% | −7.1 pts | 11.6% | 3.9% |
| 5Y | 8.0% | −0.8 pts | 8.8% | 7.5% |
| 7Y | 10.8% | 0.0 pts | 10.8% | 10.2% |
| 10Y | 11.5% | −0.4 pts | 11.9% | 10.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 12.0% | +2.0 pts | 10.0% | 10.9% |
| 3M | 1.9% | +2.0 pts | -0.1% | 1.0% |
| 6M | 5.9% | +1.5 pts | 4.4% | 5.2% |
| 1Y | -1.4% | −1.5 pts | 0.2% | -2.1% |
| 2Y | 2.7% | +0.8 pts | 1.9% | 2.0% |
| 3Y | 9.7% | −1.9 pts | 11.6% | 9.5% |
| 5Y | 7.7% | −1.1 pts | 8.8% | 7.2% |
| 7Y | 12.1% | +1.8 pts | 10.3% | 11.2% |
| 10Y | 12.3% | +0.4 pts | 11.9% | 11.6% |
Since launch (14 Feb 2000): 11.6%
Calendar-year returns
Category average15.5%
25.2%
5.3%
20.9%
9.6%
11.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.6% | +3.0 pts | 8.6% |
| 2024 | 9.6% | −4.9 pts | 14.4% |
| 2023 | 20.9% | −3.9 pts | 24.8% |
| 2022 | 5.3% | +1.2 pts | 4.1% |
| 2021 | 25.2% | −1.7 pts | 26.9% |
| 2020 | 15.5% | −0.9 pts | 16.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.37%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.28%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 1% if redeemed less than 15 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 50 Total Return
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.43 | 5.71 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.27 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.18 | 0.54 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.23 | 0.73 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.01 | 20.40 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Nifty 50 Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity100.0%
Market cap split
- Large98.6%
- Mid1.4%
- P/E
- 18.25
- P/B
- 2.72
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 10.38% | ₹2,914 Cr | +11.14% | +10.93% | +12.87% |
| ICICI Bank Ltd. | Financial | 9.05% | ₹2,541 Cr | +8.99% | +8.41% | +8.53% |
| Reliance Industries Ltd. | Energy | 7.59% | ₹2,129 Cr | +7.97% | +8.86% | +8.18% |
| Bharti Airtel Ltd. | Communication | 5.11% | ₹1,433 Cr | +5.14% | +5.34% | +4.54% |
| Larsen & Toubro Ltd. | Construction | 4.21% | ₹1,180 Cr | +4.42% | +4.02% | +3.81% |
| State Bank of India | Financial | 3.79% | ₹1,064 Cr | +3.87% | +3.97% | +3.21% |
| Axis Bank Ltd. | Financial | 3.37% | ₹945 Cr | +3.52% | +3.25% | +2.87% |
| Infosys Ltd. | Technology | 3.36% | ₹942 Cr | +3.20% | +4.28% | +4.60% |
| Kotak Mahindra Bank Ltd. | Financial | 2.93% | ₹824 Cr | +2.63% | +2.54% | +2.60% |
| Mahindra & Mahindra Ltd. | Automobile | 2.52% | ₹707 Cr | +2.50% | +2.58% | +2.69% |
| Bajaj Finance Ltd. | Financial | 2.50% | ₹702 Cr | +2.46% | +2.09% | +2.36% |
| ITC Ltd. | Consumer Staples | 2.42% | ₹679 Cr | +2.52% | +2.71% | +3.43% |
| Eternal Ltd. | Services | 2.22% | ₹622 Cr | +1.74% | +1.61% | +2.01% |
| Tata Consultancy Services Ltd. | Technology | 2.00% | ₹562 Cr | +1.89% | +2.35% | +2.61% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.84% | ₹516 Cr | +1.80% | +1.82% | +1.49% |
| Titan Company Ltd. | Consumer Discretionary | 1.81% | ₹508 Cr | +1.66% | +1.59% | +1.23% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.59% | ₹447 Cr | +1.71% | +1.78% | +1.98% |
| Maruti Suzuki India Ltd. | Automobile | 1.49% | ₹417 Cr | +1.68% | +1.58% | +1.86% |
| NTPC Ltd. | Energy | 1.47% | ₹411 Cr | +1.54% | +1.71% | +1.43% |
| Tata Steel Ltd. | Metals & Mining | 1.46% | ₹410 Cr | +1.42% | +1.55% | +1.24% |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.35% | ₹378 Cr | +1.22% | +0.95% | +0.92% |
| Bharat Electronics Ltd. | Capital Goods | 1.33% | ₹373 Cr | +1.35% | +1.40% | +1.28% |
| Shriram Finance Ltd | Financial | 1.32% | ₹369 Cr | +1.33% | +1.19% | +0.76% |
| Hindalco Industries Ltd. | Metals & Mining | 1.30% | ₹366 Cr | +1.26% | +1.25% | +0.98% |
| Ultratech Cement Ltd. | Materials | 1.24% | ₹348 Cr | +1.21% | +1.24% | +1.29% |
| HCL Technologies Ltd. | Technology | 1.24% | ₹348 Cr | +1.03% | +1.38% | +1.30% |
| BSE Ltd. | Services | 1.21% | ₹339 Cr | — | — | — |
| JSW Steel Ltd. | Metals & Mining | 1.15% | ₹324 Cr | +1.05% | +1.03% | +0.95% |
| Bajaj Auto Ltd. | Automobile | 1.13% | ₹318 Cr | +0.98% | +0.95% | +0.85% |
| Power Grid Corporation Of India Ltd. | Energy | 1.13% | ₹316 Cr | +1.18% | +1.31% | +1.13% |
| Grasim Industries Ltd. | Materials | 1.10% | ₹310 Cr | +1.07% | +0.95% | +0.93% |
| Interglobe Aviation Ltd. | Services | 1.08% | ₹303 Cr | +1.11% | +0.87% | +1.08% |
| Asian Paints Ltd. | Materials | 1.04% | ₹291 Cr | +1.09% | +0.96% | +0.94% |
| Coal India Ltd. | Materials | 0.97% | ₹273 Cr | +0.96% | +1.00% | +0.78% |
| Bajaj Finserv Ltd. | Financial | 0.96% | ₹270 Cr | +0.94% | +0.92% | +1.02% |
| Eicher Motors Ltd. | Automobile | 0.94% | ₹265 Cr | +0.89% | +0.88% | +0.85% |
| Adani Enterprises Ltd. | Services | 0.94% | ₹264 Cr | +0.80% | +0.45% | +0.58% |
| Tech Mahindra Ltd. | Technology | 0.93% | ₹260 Cr | +0.81% | +0.86% | +0.79% |
| Nestle India Ltd. | Consumer Staples | 0.90% | ₹252 Cr | +0.92% | +0.82% | +0.73% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.84% | ₹235 Cr | +0.83% | +1.08% | +0.82% |
| Trent Ltd. | Services | 0.83% | ₹234 Cr | +1.00% | +0.71% | +0.92% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.80% | ₹225 Cr | +0.81% | +0.75% | +0.66% |
| SBI Life Insurance Company Ltd. | Insurance | 0.73% | ₹205 Cr | +0.72% | +0.78% | +0.71% |
| Cipla Ltd. | Healthcare | 0.72% | ₹203 Cr | +0.75% | +0.67% | +0.75% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.72% | ₹202 Cr | +0.75% | +0.75% | +0.66% |
| JIO Financial Services Ltd. | Financial | 0.68% | ₹191 Cr | +0.71% | +0.72% | +0.85% |
| Max Healthcare Institute Ltd. | Healthcare | 0.66% | ₹186 Cr | +0.77% | +0.70% | +0.73% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.59% | ₹166 Cr | +0.64% | +0.64% | +0.65% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.57% | ₹159 Cr | +0.67% | +0.61% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.54% | ₹150 Cr | +0.57% | +0.62% | +0.72% |
| Others | Others | -0.04% | ₹-11.71 Cr | +0.31% | +0.11% | -0.07% |
Sectors
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| BSE Ltd. | 0.00% | 1.21% | +1.21% |
| HDFC Bank Ltd. | 9.85% | 10.38% | +0.53% |
| Wipro Ltd. | 0.45% | 0.00% | -0.45% |
| ICICI Bank Ltd. | 9.45% | 9.05% | -0.40% |
| Adani Ports and Special Economic Zone Ltd. | 1.07% | 1.35% | +0.28% |
| Infosys Ltd. | 3.61% | 3.36% | -0.25% |
| Reliance Industries Ltd. | 7.83% | 7.59% | -0.24% |
| Tata Consultancy Services Ltd. | 2.22% | 2.00% | -0.22% |
| Adani Enterprises Ltd. | 0.75% | 0.94% | +0.19% |
| State Bank of India | 3.98% | 3.79% | -0.19% |
| ITC Ltd. | 2.24% | 2.42% | +0.19% |
| Mahindra & Mahindra Ltd. | 2.66% | 2.52% | -0.14% |
| Kotak Mahindra Bank Ltd. | 2.80% | 2.93% | +0.13% |
| Maruti Suzuki India Ltd. | 1.60% | 1.49% | -0.12% |
| Bharti Airtel Ltd. | 5.00% | 5.11% | +0.11% |
| Bajaj Finserv Ltd. | 1.06% | 0.96% | -0.10% |
| Titan Company Ltd. | 1.91% | 1.81% | -0.10% |
| Coal India Ltd. | 0.87% | 0.97% | +0.10% |
| Shriram Finance Ltd | 1.41% | 1.32% | -0.09% |
| Larsen & Toubro Ltd. | 4.30% | 4.21% | -0.09% |
| Bajaj Auto Ltd. | 1.22% | 1.13% | -0.09% |
| Dr. Reddy's Laboratories Ltd. | 0.64% | 0.72% | +0.08% |
| Tata Steel Ltd. | 1.38% | 1.46% | +0.08% |
| Nestle India Ltd. | 0.97% | 0.90% | -0.08% |
| Bajaj Finance Ltd. | 2.57% | 2.50% | -0.07% |
| Sun Pharmaceutical Industries Ltd. | 1.91% | 1.84% | -0.07% |
| Eternal Ltd. | 2.15% | 2.22% | +0.06% |
| NTPC Ltd. | 1.41% | 1.47% | +0.06% |
| Eicher Motors Ltd. | 0.99% | 0.94% | -0.05% |
| Asian Paints Ltd. | 1.09% | 1.04% | -0.05% |
| Grasim Industries Ltd. | 1.15% | 1.10% | -0.05% |
| Power Grid Corporation Of India Ltd. | 1.08% | 1.13% | +0.04% |
| Max Healthcare Institute Ltd. | 0.70% | 0.66% | -0.04% |
| JSW Steel Ltd. | 1.11% | 1.15% | +0.04% |
| JIO Financial Services Ltd. | 0.72% | 0.68% | -0.04% |
| Trent Ltd. | 0.87% | 0.83% | -0.04% |
| Hindalco Industries Ltd. | 1.33% | 1.30% | -0.03% |
| Apollo Hospitals Enterprise Ltd. | 0.83% | 0.80% | -0.03% |
| Tata Consumer Products Ltd. | 0.61% | 0.59% | -0.02% |
| Oil And Natural Gas Corporation Ltd. | 0.82% | 0.84% | +0.02% |
| Others | -0.02% | -0.04% | -0.02% |
| Axis Bank Ltd. | 3.39% | 3.37% | -0.02% |
| SBI Life Insurance Company Ltd. | 0.71% | 0.73% | +0.02% |
| Tata Motors Passenger Vehicles Ltd. | 0.59% | 0.57% | -0.02% |
| Bharat Electronics Ltd. | 1.35% | 1.33% | -0.02% |
| HCL Technologies Ltd. | 1.26% | 1.24% | -0.02% |
| company:10198 | 0.02% | 0.00% | -0.02% |
| Tech Mahindra Ltd. | 0.94% | 0.93% | -0.01% |
| Ultratech Cement Ltd. | 1.23% | 1.24% | +0.01% |
| Hindustan Unilever Ltd. | 1.58% | 1.59% | +0.01% |
| HDFC Life Insurance Co Ltd. | 0.53% | 0.54% | +0.01% |
| Cipla Ltd. | 0.72% | 0.72% | 0.00% |
| Interglobe Aviation Ltd. | 1.08% | 1.08% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,608 Cr | 0.74% | 8.3% | 6.9% | 12.4% |
| UTI Nifty Next 50 Index Fund | ₹7,295 Cr | 0.90% | 8.4% | 6.9% | 12.3% |
 SBI Nifty Next 50 Index Fund | ₹2,307 Cr | 0.80% | 8.4% | 6.9% | 12.3% |
 DSP Nifty Next 50 Index Fund | ₹1,350 Cr | 1.03% | 8.3% | 6.9% | 12.4% |
 Kotak Nifty Next 50 Index Fund | ₹1,289 Cr | 0.68% | 8.5% | 7.0% | 12.4% |
 Nippon India Nifty Next 50 Junior BeES FoF | ₹801 Cr | 0.30% | 7.6% | 6.8% | 12.5% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.
Fund managers
- Ayush JainMr. Jain is B.Com, C.A and CFA (level 1).Prior to joining UTI Mutual Fund, he has worked with PMS and Anand Saklecha & Co..
- Lokesh KulthiaBCom (Hons), MBA (Finance), PGPFMMr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
- Sharwan Kumar GoyalMr.Goyal is B.Com, CFA and MMS.He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months5.92% absolute | ₹60,000 | ₹63,552 | 5.92% | |
| 1 year−1.38% annualised | ₹1,20,000 | ₹1,19,107 | −0.74% | |
| 3 years9.72% annualised | ₹3,60,000 | ₹4,19,414 | 16.50% | |
| 5 years7.70% annualised | ₹6,00,000 | ₹7,33,729 | 22.29% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Nifty 50 Index Fund?
The NAV of UTI Nifty 50 Index Fund is ₹173.72 as on 9 Nov 2026.
What is the expense ratio of UTI Nifty 50 Index Fund?
The expense ratio of UTI Nifty 50 Index Fund is 0.37% per year.
What is the minimum SIP amount for UTI Nifty 50 Index Fund?
You can start a SIP in UTI Nifty 50 Index Fund with ₹3,000 a month.
What returns has UTI Nifty 50 Index Fund given?
UTI Nifty 50 Index Fund has returned 6.1% over 1 year, 4.5% over 3 years and 8.0% over 5 years (annualised).
Is there a lock-in or exit load on UTI Nifty 50 Index Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 15 days.
How risky is UTI Nifty 50 Index Fund?
UTI Nifty 50 Index Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap Index category.
Which fund house manages UTI Nifty 50 Index Fund?
UTI Nifty 50 Index Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.