UTI Nifty 50 Index Fund
Large Cap IndexVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹160.47+0.33%1 day
- Return since launch
- 11.3%
- 52-week range
- ₹153.82 — ₹181.29
- AUM
- ₹29,485 Cr
UTI Nifty 50 Index Fund is a Large Cap Index equity fund from UTI Mutual Fund with ₹29,485 Cr under management, launched in 2000. Over three years it has returned -0.2% a year, against 9.5% for its category. The expense ratio is 0.37% and the SEBI riskometer reading is Very High.
Performance
UTI Nifty 50 Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.4% against -5.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -10.1% | −8.3 pts | -1.8% | -9.3% |
| 2Y | -4.3% | −2.5 pts | -1.8% | -4.0% |
| 3Y | -0.2% | −9.8 pts | 9.5% | -0.2% |
| 5Y | 5.3% | −2.5 pts | 7.8% | 5.3% |
| 7Y | 9.2% | −0.5 pts | 9.6% | 8.9% |
| 10Y | 10.3% | −0.5 pts | 10.8% | 9.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.4% | −0.1 pts | -4.3% | -3.9% |
| 3M | -3.1% | −1.1 pts | -2.0% | -2.4% |
| 6M | 2.1% | −3.6 pts | 5.7% | 3.3% |
| 1Y | -5.4% | −3.6 pts | -1.8% | -5.2% |
| 2Y | -5.2% | 0.0 pts | -5.2% | -5.4% |
| 3Y | 6.5% | −3.1 pts | 9.5% | 6.3% |
| 5Y | 6.2% | −1.6 pts | 7.8% | 5.9% |
| 7Y | 11.3% | +1.6 pts | 9.7% | 10.6% |
| 10Y | 11.2% | +0.3 pts | 10.8% | 10.6% |
Since launch (14 Feb 2000): 11.3%
Calendar-year returns
Category average15.5%
25.2%
5.3%
20.9%
9.6%
11.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 11.6% | +3.0 pts | 8.6% |
| 2024 | 9.6% | −4.9 pts | 14.4% |
| 2023 | 20.9% | −3.9 pts | 24.8% |
| 2022 | 5.3% | +1.2 pts | 4.1% |
| 2021 | 25.2% | −1.7 pts | 26.9% |
| 2020 | 15.5% | −0.9 pts | 16.4% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.37%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.28%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.09%
- Exit load
- Exit load of 1% if redeemed less than 15 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- Nifty 50 Total Return
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.61 | 6.39 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 1.28 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.26 | 0.67 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.34 | 0.86 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.60 | 19.95 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Nifty 50 Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity100.0%
- Debt0.0%
Market cap split
- Large98.7%
- Mid1.3%
- P/E
- 20.10
- P/B
- 3.10
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 9.85% | ₹2,905 Cr | +10.53% | +11.83% | +13.10% |
| ICICI Bank Ltd. | Financial | 9.45% | ₹2,787 Cr | +8.30% | +8.58% | +9.00% |
| Reliance Industries Ltd. | Energy | 7.83% | ₹2,308 Cr | +8.25% | +8.20% | +8.30% |
| Bharti Airtel Ltd. | Communication | 5.00% | ₹1,474 Cr | +5.19% | +4.56% | +4.65% |
| Larsen & Toubro Ltd. | Construction | 4.30% | ₹1,267 Cr | +4.42% | +4.38% | +3.82% |
| State Bank of India | Financial | 3.98% | ₹1,172 Cr | +3.70% | +4.34% | +2.78% |
| Infosys Ltd. | Technology | 3.61% | ₹1,064 Cr | +3.76% | +3.97% | +4.78% |
| Axis Bank Ltd. | Financial | 3.39% | ₹999 Cr | +3.41% | +3.45% | +2.70% |
| Kotak Mahindra Bank Ltd. | Financial | 2.80% | ₹826 Cr | +2.61% | +2.66% | +2.60% |
| Mahindra & Mahindra Ltd. | Automobile | 2.66% | ₹784 Cr | +2.52% | +2.64% | +2.55% |
| Bajaj Finance Ltd. | Financial | 2.57% | ₹758 Cr | +2.25% | +2.30% | +2.11% |
| ITC Ltd. | Consumer Staples | 2.24% | ₹659 Cr | +2.56% | +2.63% | +3.44% |
| Tata Consultancy Services Ltd. | Technology | 2.22% | ₹655 Cr | +2.13% | +2.35% | +2.84% |
| Eternal Ltd. | Services | 2.15% | ₹635 Cr | +1.67% | +1.54% | +1.97% |
| Titan Company Ltd. | Consumer Discretionary | 1.91% | ₹564 Cr | +1.55% | +1.56% | +1.35% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.91% | ₹562 Cr | +1.76% | +1.60% | +1.55% |
| Maruti Suzuki India Ltd. | Automobile | 1.60% | ₹473 Cr | +1.59% | +1.70% | +1.75% |
| Hindustan Unilever Ltd. | Consumer Staples | 1.58% | ₹467 Cr | +1.77% | +1.81% | +2.13% |
| Shriram Finance Ltd | Financial | 1.41% | ₹416 Cr | +1.23% | +1.32% | +0.73% |
| NTPC Ltd. | Energy | 1.41% | ₹415 Cr | +1.70% | +1.58% | +1.40% |
| Tata Steel Ltd. | Metals & Mining | 1.38% | ₹408 Cr | +1.59% | +1.53% | +1.15% |
| Bharat Electronics Ltd. | Capital Goods | 1.35% | ₹397 Cr | +1.36% | +1.39% | +1.19% |
| Hindalco Industries Ltd. | Metals & Mining | 1.33% | ₹393 Cr | +1.51% | +1.17% | +0.92% |
| HCL Technologies Ltd. | Technology | 1.26% | ₹370 Cr | +1.15% | +1.28% | +1.39% |
| Ultratech Cement Ltd. | Materials | 1.23% | ₹363 Cr | +1.26% | +1.31% | +1.35% |
| Bajaj Auto Ltd. | Automobile | 1.22% | ₹359 Cr | +1.07% | +0.96% | +0.86% |
| Grasim Industries Ltd. | Materials | 1.15% | ₹340 Cr | +1.10% | +0.93% | +0.96% |
| JSW Steel Ltd. | Metals & Mining | 1.11% | ₹328 Cr | +1.11% | +1.03% | +0.88% |
| Asian Paints Ltd. | Materials | 1.09% | ₹321 Cr | +1.12% | +0.94% | +1.03% |
| Power Grid Corporation Of India Ltd. | Energy | 1.08% | ₹319 Cr | +1.22% | +1.18% | +1.13% |
| Interglobe Aviation Ltd. | Services | 1.08% | ₹317 Cr | +0.92% | +0.95% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 1.07% | ₹314 Cr | +1.23% | +0.98% | +0.87% |
| Bajaj Finserv Ltd. | Financial | 1.06% | ₹313 Cr | +0.95% | +0.99% | +0.94% |
| Eicher Motors Ltd. | Automobile | 0.99% | ₹293 Cr | +0.91% | +0.96% | +0.76% |
| Nestle India Ltd. | Consumer Staples | 0.97% | ₹287 Cr | +0.94% | +0.81% | +0.75% |
| Tech Mahindra Ltd. | Technology | 0.94% | ₹277 Cr | +0.87% | +0.75% | +0.85% |
| Coal India Ltd. | Materials | 0.87% | ₹257 Cr | +0.96% | +0.85% | +0.77% |
| Trent Ltd. | Services | 0.87% | ₹256 Cr | +0.87% | +0.75% | +1.06% |
| Apollo Hospitals Enterprise Ltd. | Healthcare | 0.83% | ₹245 Cr | +0.78% | +0.70% | +0.69% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.82% | ₹241 Cr | +0.95% | +0.95% | +0.82% |
| Adani Enterprises Ltd. | Services | 0.75% | ₹221 Cr | +0.78% | +0.49% | +0.53% |
| Cipla Ltd. | Healthcare | 0.72% | ₹212 Cr | +0.73% | +0.66% | +0.81% |
| JIO Financial Services Ltd. | Financial | 0.72% | ₹212 Cr | +0.72% | +0.73% | +0.92% |
| SBI Life Insurance Company Ltd. | Insurance | 0.71% | ₹209 Cr | +0.76% | +0.80% | +0.73% |
| Max Healthcare Institute Ltd. | Healthcare | 0.70% | ₹208 Cr | +0.66% | +0.71% | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.64% | ₹188 Cr | +0.73% | +0.68% | +0.69% |
| Tata Consumer Products Ltd. | Consumer Staples | 0.61% | ₹181 Cr | +0.71% | +0.65% | +0.63% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.59% | ₹173 Cr | +0.76% | +0.70% | +1.26% |
| HDFC Life Insurance Co Ltd. | Insurance | 0.53% | ₹156 Cr | +0.59% | +0.67% | +0.75% |
| Wipro Ltd. | Technology | 0.45% | ₹134 Cr | +0.54% | +0.50% | +0.64% |
| company:10198 | Financial | 0.02% | ₹4.96 Cr | — | — | — |
| Others | Others | -0.02% | ₹-6.41 Cr | +0.23% | +0.05% | +0.04% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 10.24% | 9.85% | -0.38% |
| Bharti Airtel Ltd. | 5.36% | 5.00% | -0.36% |
| Others | 0.29% | -0.02% | -0.31% |
| ICICI Bank Ltd. | 9.19% | 9.45% | +0.26% |
| Kotak Mahindra Bank Ltd. | 2.57% | 2.80% | +0.23% |
| Axis Bank Ltd. | 3.16% | 3.39% | +0.23% |
| Eternal Ltd. | 1.95% | 2.15% | +0.20% |
| ITC Ltd. | 2.42% | 2.24% | -0.19% |
| State Bank of India | 3.79% | 3.98% | +0.18% |
| Larsen & Toubro Ltd. | 4.12% | 4.30% | +0.18% |
| Bajaj Finance Ltd. | 2.73% | 2.57% | -0.16% |
| Titan Company Ltd. | 1.80% | 1.91% | +0.11% |
| Grasim Industries Ltd. | 1.05% | 1.15% | +0.11% |
| Bharat Electronics Ltd. | 1.24% | 1.35% | +0.11% |
| Shriram Finance Ltd | 1.31% | 1.41% | +0.10% |
| Hindustan Unilever Ltd. | 1.67% | 1.58% | -0.08% |
| Bajaj Auto Ltd. | 1.14% | 1.22% | +0.08% |
| Hindalco Industries Ltd. | 1.26% | 1.33% | +0.07% |
| Power Grid Corporation Of India Ltd. | 1.15% | 1.08% | -0.07% |
| Infosys Ltd. | 3.54% | 3.61% | +0.07% |
| Reliance Industries Ltd. | 7.90% | 7.83% | -0.07% |
| Tata Consultancy Services Ltd. | 2.16% | 2.22% | +0.06% |
| NTPC Ltd. | 1.47% | 1.41% | -0.06% |
| Maruti Suzuki India Ltd. | 1.66% | 1.60% | -0.06% |
| Mahindra & Mahindra Ltd. | 2.71% | 2.66% | -0.05% |
| Adani Ports and Special Economic Zone Ltd. | 1.12% | 1.07% | -0.05% |
| Tata Motors Passenger Vehicles Ltd. | 0.63% | 0.59% | -0.05% |
| JSW Steel Ltd. | 1.06% | 1.11% | +0.05% |
| SBI Life Insurance Company Ltd. | 0.76% | 0.71% | -0.05% |
| JIO Financial Services Ltd. | 0.75% | 0.72% | -0.03% |
| Eicher Motors Ltd. | 0.96% | 0.99% | +0.03% |
| Interglobe Aviation Ltd. | 1.05% | 1.08% | +0.03% |
| Ultratech Cement Ltd. | 1.26% | 1.23% | -0.03% |
| Adani Enterprises Ltd. | 0.78% | 0.75% | -0.03% |
| Max Healthcare Institute Ltd. | 0.73% | 0.70% | -0.03% |
| Oil And Natural Gas Corporation Ltd. | 0.84% | 0.82% | -0.02% |
| Trent Ltd. | 0.89% | 0.87% | -0.02% |
| Sun Pharmaceutical Industries Ltd. | 1.88% | 1.91% | +0.02% |
| Asian Paints Ltd. | 1.11% | 1.09% | -0.02% |
| Cipla Ltd. | 0.74% | 0.72% | -0.02% |
| Tata Steel Ltd. | 1.40% | 1.38% | -0.02% |
| Tata Consumer Products Ltd. | 0.63% | 0.61% | -0.02% |
| company:10198 | 0.00% | 0.02% | +0.02% |
| HCL Technologies Ltd. | 1.27% | 1.26% | -0.01% |
| Dr. Reddy's Laboratories Ltd. | 0.63% | 0.64% | +0.01% |
| Coal India Ltd. | 0.89% | 0.87% | -0.01% |
| Bajaj Finserv Ltd. | 1.05% | 1.06% | +0.01% |
| Wipro Ltd. | 0.44% | 0.45% | +0.01% |
| Apollo Hospitals Enterprise Ltd. | 0.82% | 0.83% | +0.01% |
| Nestle India Ltd. | 0.97% | 0.97% | +0.01% |
| HDFC Life Insurance Co Ltd. | 0.53% | 0.53% | 0.00% |
| Tech Mahindra Ltd. | 0.94% | 0.94% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,691 Cr | 0.72% | 6.8% | 7.6% | 12.8% |
| UTI Nifty Next 50 Index Fund | ₹7,547 Cr | 0.87% | 6.8% | 7.6% | 12.7% |
 SBI Nifty Next 50 Index Fund | ₹2,366 Cr | 0.76% | 6.8% | 7.6% | 12.7% |
 DSP Nifty Next 50 Index Fund | ₹1,407 Cr | 1.01% | 6.6% | 7.5% | 12.7% |
 Kotak Nifty Next 50 Index Fund | ₹1,295 Cr | 0.64% | 6.9% | 7.7% | 12.8% |
 Nippon India Nifty Next 50 Junior BeES FoF | ₹840 Cr | 0.30% | 6.8% | 7.8% | 13.0% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to invest in stocks of companies comprising Nifty 50 Index and endeavor to achieve return equivalent to Nifty 50 Index by passive investment.
Fund managers
- Ayush JainMr. Jain is B.Com, C.A and CFA (level 1).Prior to joining UTI Mutual Fund, he has worked with PMS and Anand Saklecha & Co..
- Lokesh KulthiaBCom (Hons), MBA (Finance), PGPFMMr. Kulthia is associated with Equity Research team as a Manager since the year 2021. He joined UTI AMC as Assistance Manager at Dept of Sales. He has over 4 years of experience in the field of Research.
- Sharwan Kumar GoyalMr.Goyal is B.Com, CFA and MMS.He began his career with UTI in June 2006 and has 15 years of overall experience in Risk / Fund management. Presently he is working as Equity Fund Manager.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.09% absolute | ₹60,000 | ₹61,254 | 2.09% | |
| 1 year−5.40% annualised | ₹1,20,000 | ₹1,16,547 | −2.88% | |
| 3 years6.45% annualised | ₹3,60,000 | ₹3,98,149 | 10.60% | |
| 5 years6.22% annualised | ₹6,00,000 | ₹7,05,296 | 17.55% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Nifty 50 Index Fund?
The NAV of UTI Nifty 50 Index Fund is ₹160.47 as on 25 Sep 2026.
What is the expense ratio of UTI Nifty 50 Index Fund?
The expense ratio of UTI Nifty 50 Index Fund is 0.37% per year.
What is the minimum SIP amount for UTI Nifty 50 Index Fund?
You can start a SIP in UTI Nifty 50 Index Fund with ₹3,000 a month.
What returns has UTI Nifty 50 Index Fund given?
UTI Nifty 50 Index Fund has returned -10.1% over 1 year, -0.2% over 3 years and 5.3% over 5 years (annualised).
Is there a lock-in or exit load on UTI Nifty 50 Index Fund?
Lock-in: None. Exit load: Exit load of 1% if redeemed less than 15 days.
How risky is UTI Nifty 50 Index Fund?
UTI Nifty 50 Index Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap Index category.
Which fund house manages UTI Nifty 50 Index Fund?
UTI Nifty 50 Index Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.