WhiteOak Capital Consumption Opportunities Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹10.19-0.03%1 day
- Return since launch
- 3.3%
- 52-week range
- ₹8.63 — ₹10.57
- AUM
- ₹140 Cr
WhiteOak Capital Consumption Opportunities Fund is a Thematic-Consumption equity fund from WhiteOak Capital Mutual Fund with ₹140 Cr under management, launched in 2026. The expense ratio is 2.77% and the SEBI riskometer reading is Very High.
Performance
WhiteOak Capital Consumption Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.8% against -2.5% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -3.0% | +0.9 pts | -3.9% | -4.2% |
| 3M | 3.0% | +0.7 pts | 2.3% | 1.3% |
| 6M | 15.6% | +2.1 pts | 13.5% | 11.2% |
Since launch (20 Jan 2026): 3.3%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.74%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.07%
- Transaction charges
- 0.01%
- Statutory levies
- 0.56%
- Exit load
- Exit load of 1%, if redeemed within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
WhiteOak Capital Consumption Opportunities Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity96.0%
- Debt6.8%
Market cap split
- Large50.2%
- Mid14.5%
- Small35.3%
- P/E
- 47.25
- P/B
- 7.41
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Nestle India Ltd. | Consumer Staples | 8.05% | ₹11.27 Cr | +1.08% | +11.99% | — |
| Bharti Airtel Ltd. | Communication | 7.79% | ₹10.90 Cr | +0.49% | +0.57% | — |
| Eternal Ltd. | Services | 7.15% | ₹10.01 Cr | +0.58% | +0.64% | — |
| Mahindra & Mahindra Ltd. | Automobile | 7.08% | ₹9.92 Cr | +0.58% | +0.73% | — |
| Titan Company Ltd. | Consumer Discretionary | 5.23% | ₹7.33 Cr | +4.69% | +6.06% | — |
| Maruti Suzuki India Ltd. | Automobile | 3.66% | ₹5.12 Cr | +0.50% | +0.64% | — |
| Timex Group India Ltd. | Consumer Discretionary | 3.20% | ₹4.48 Cr | +2.52% | +1.53% | — |
| Marico Ltd. | Consumer Staples | 2.85% | ₹3.99 Cr | +2.02% | +1.94% | — |
| Nexus Select Trust | Construction | 2.82% | ₹3.95 Cr | +3.43% | +3.76% | — |
| Tata Consumer Products Ltd. | Consumer Staples | 2.70% | ₹3.77 Cr | +2.59% | +2.98% | — |
| Ather Energy Ltd. | Automobile | 2.49% | ₹3.49 Cr | +1.84% | +1.99% | — |
| Hindustan Unilever Ltd. | Consumer Staples | 2.47% | ₹3.46 Cr | +0.61% | +0.75% | — |
| Vishal Mega Mart Ltd. | Services | 2.43% | ₹3.41 Cr | +2.75% | +2.02% | — |
| Max Healthcare Institute Ltd. | Healthcare | 2.42% | ₹3.39 Cr | +1.87% | +1.96% | — |
| Indigo Paints Ltd. | Materials | 2.39% | ₹3.34 Cr | +1.45% | +0.97% | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 1.94% | ₹2.72 Cr | +2.07% | — | — |
| Honasa Consumer Ltd. | Consumer Staples | 1.86% | ₹2.60 Cr | +2.07% | +0.97% | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.76% | ₹2.46 Cr | — | — | — |
| Pidilite Industries Ltd. | Chemicals | 1.72% | ₹2.40 Cr | +1.41% | +1.61% | — |
| Leela Palaces Hotels & Resorts Ltd. | Services | 1.69% | ₹2.36 Cr | +2.06% | +1.50% | — |
| CarTrade Tech Ltd. | Services | 1.59% | ₹2.23 Cr | +1.22% | +1.43% | — |
| DOMS Industries Ltd. | Consumer Staples | 1.54% | ₹2.15 Cr | +1.26% | +1.52% | — |
| Nifty Bank | Financial | 1.49% | ₹2.08 Cr | +1.39% | — | — |
| ICICI Bank Ltd. | Financial | 1.48% | ₹2.07 Cr | +1.58% | +1.96% | — |
| CORONA Remedies Ltd. | Healthcare | 1.43% | ₹2.01 Cr | +1.45% | +1.45% | — |
| TBO Tek Ltd. | Services | 1.42% | ₹1.99 Cr | +1.32% | +0.87% | — |
| International Gemological Institute Ltd. | Consumer Discretionary | 1.37% | ₹1.92 Cr | +1.56% | +1.47% | — |
| Vedant Fashions Ltd. | Services | 1.36% | ₹1.91 Cr | +1.34% | +0.92% | — |
| Orkla India Ltd. | Consumer Staples | 1.36% | ₹1.91 Cr | +1.49% | +1.61% | — |
| Gillette India Ltd. | Consumer Staples | 1.33% | ₹1.86 Cr | +2.36% | +1.83% | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.29% | ₹1.81 Cr | +0.71% | +0.98% | — |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.28% | ₹1.79 Cr | +2.21% | +2.11% | — |
| Kansai Nerolac Paints Ltd. | Materials | 1.27% | ₹1.78 Cr | +1.89% | — | — |
| FSN E-Commerce Ventures Ltd. | Services | 1.00% | ₹1.39 Cr | — | — | — |
| Eureka Forbes Ltd. | Metals & Mining | 0.98% | ₹1.37 Cr | +1.32% | +1.99% | — |
| company:20073 | Consumer Discretionary | 0.92% | ₹1.29 Cr | — | — | — |
| Manorama Industries Ltd. | Consumer Staples | 0.92% | ₹1.29 Cr | — | — | — |
| Arvind Fashions Ltd. | Textiles | 0.89% | ₹1.25 Cr | +1.19% | +0.96% | — |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.89% | ₹1.24 Cr | +1.41% | — | — |
| Meesho Ltd. | Services | 0.85% | ₹1.18 Cr | +0.99% | +1.52% | — |
| Berger Paints India Ltd. | Materials | 0.71% | ₹0.99 Cr | — | — | — |
| Travel Food Services Ltd. | Services | 0.70% | ₹0.98 Cr | +0.87% | +0.99% | — |
| Varun Beverages Ltd. | Consumer Staples | 0.56% | ₹0.79 Cr | +1.02% | — | — |
| Dodla Dairy Ltd | Consumer Staples | 0.53% | ₹0.74 Cr | +0.70% | +0.57% | — |
| Reserve Bank of India | Financial | 0.50% | ₹0.69 Cr | +0.93% | +0.53% | — |
| Others | Others | -1.31% | ₹-1.83 Cr | +6.08% | +9.51% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 5.43% | 4.36% | -1.07% |
| company:20073 | 0.00% | 0.92% | +0.92% |
| Godrej Consumer Products Ltd. | 0.77% | 0.00% | -0.77% |
| Lenskart Solutions Ltd. | 1.18% | 1.94% | +0.75% |
| Leela Palaces Hotels & Resorts Ltd. | 2.25% | 1.69% | -0.56% |
| Ather Energy Ltd. | 1.95% | 2.49% | +0.54% |
| Timex Group India Ltd. | 2.67% | 3.20% | +0.53% |
| FSN E-Commerce Ventures Ltd. | 0.48% | 1.00% | +0.52% |
| Pidilite Industries Ltd. | 1.24% | 1.72% | +0.47% |
| Orkla India Ltd. | 1.10% | 1.36% | +0.26% |
| Vedant Fashions Ltd. | 1.10% | 1.36% | +0.26% |
| Krishna Institute of Medical Sciences Ltd | 1.45% | 1.28% | -0.17% |
| Nexus Select Trust | 2.99% | 2.82% | -0.17% |
| Gillette India Ltd. | 1.48% | 1.33% | -0.14% |
| Torrent Pharmaceuticals Ltd. | 1.90% | 1.76% | -0.14% |
| Procter & Gamble Hygiene and Health Care Ltd. | 1.02% | 0.89% | -0.13% |
| CORONA Remedies Ltd. | 1.56% | 1.43% | -0.13% |
| Safari Industries (India) Ltd. | 1.42% | 1.29% | -0.13% |
| DOMS Industries Ltd. | 1.66% | 1.54% | -0.12% |
| Hindustan Unilever Ltd. | 1.11% | 0.99% | -0.12% |
| Kansai Nerolac Paints Ltd. | 1.38% | 1.27% | -0.11% |
| Eureka Forbes Ltd. | 1.09% | 0.98% | -0.11% |
| Marico Ltd. | 2.96% | 2.85% | -0.11% |
| Nestle India Ltd. | 1.09% | 0.99% | -0.10% |
| Titan Company Ltd. | 5.33% | 5.23% | -0.10% |
| Tata Consumer Products Ltd. | 0.96% | 0.86% | -0.09% |
| TBO Tek Ltd. | 1.33% | 1.42% | +0.09% |
| Manorama Industries Ltd. | 0.83% | 0.92% | +0.09% |
| Varun Beverages Ltd. | 0.65% | 0.56% | -0.09% |
| Nifty Bank | 1.57% | 1.49% | -0.09% |
| Berger Paints India Ltd. | 0.79% | 0.71% | -0.08% |
| ICICI Bank Ltd. | 1.55% | 1.48% | -0.08% |
| Vishal Mega Mart Ltd. | 2.51% | 2.43% | -0.08% |
| Indigo Paints Ltd. | 2.45% | 2.39% | -0.07% |
| Arvind Fashions Ltd. | 0.94% | 0.89% | -0.05% |
| CarTrade Tech Ltd. | 1.54% | 1.59% | +0.05% |
| Travel Food Services Ltd. | 0.75% | 0.70% | -0.05% |
| Meesho Ltd. | 0.80% | 0.85% | +0.05% |
| Max Healthcare Institute Ltd. | 2.45% | 2.42% | -0.03% |
| Reserve Bank of India | 0.53% | 0.50% | -0.03% |
| Bharti Airtel Ltd. | 0.21% | 0.19% | -0.02% |
| Maruti Suzuki India Ltd. | 0.22% | 0.19% | -0.02% |
| Mahindra & Mahindra Ltd. | 0.26% | 0.24% | -0.02% |
| International Gemological Institute Ltd. | 1.35% | 1.37% | +0.02% |
| Dodla Dairy Ltd | 0.54% | 0.53% | -0.01% |
| Honasa Consumer Ltd. | 1.85% | 1.86% | +0.01% |
| Eternal Ltd. | 0.28% | 0.28% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,436 Cr | 2.19% | 3.4% | 4.9% | 9.5% |
 Mirae Asset Great Consumer Fund | ₹4,742 Cr | 2.05% | -0.2% | 3.0% | 9.4% |
 Tata India Consumer Fund | ₹2,901 Cr | 2.11% | 10.9% | 8.4% | 13.0% |
 Canara Robeco Consumption Fund | ₹1,987 Cr | 2.17% | -2.8% | 2.1% | 8.3% |
 HSBC Consumption Fund | ₹1,817 Cr | 2.19% | 11.4% | 8.8% | — |
 UTI India Consumer Fund | ₹733 Cr | 2.42% | -2.4% | 2.4% | 7.4% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in consumption and consumption related activities or allied sectors and/or are expected to benefit from the domestic consumption led demand.
Fund managers
- Ashish AgrawalPGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of LucknowPrior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
- Dheeresh PathakMr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI GurgaonPrior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs
- Piyush BaranwalMr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
- Ramesh MantriMr. Mantri is an MBA, CFA and CAPrior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
- Trupti AgrawalMs. Agrawal has done B.Com and CA.Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months15.63% absolute | ₹60,000 | ₹69,378 | 15.63% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of WhiteOak Capital Consumption Opportunities Fund?
The NAV of WhiteOak Capital Consumption Opportunities Fund is ₹10.19 as on 25 Sep 2026.
What is the expense ratio of WhiteOak Capital Consumption Opportunities Fund?
The expense ratio of WhiteOak Capital Consumption Opportunities Fund is 2.77% per year.
What is the minimum SIP amount for WhiteOak Capital Consumption Opportunities Fund?
You can start a SIP in WhiteOak Capital Consumption Opportunities Fund with ₹3,000 a month.
Is there a lock-in or exit load on WhiteOak Capital Consumption Opportunities Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 1 month..
How risky is WhiteOak Capital Consumption Opportunities Fund?
WhiteOak Capital Consumption Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages WhiteOak Capital Consumption Opportunities Fund?
WhiteOak Capital Consumption Opportunities Fund is managed by WhiteOak Capital Mutual Fund, which runs 22 schemes with ₹37,389 Cr under management.