WhiteOak Capital Consumption Opportunities Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹10.51+1.18%1 day
- Return since launch
- 5.0%
- 52-week range
- ₹8.63 — ₹10.57
- AUM
- ₹143 Cr
WhiteOak Capital Consumption Opportunities Fund is a Thematic-Consumption equity fund from WhiteOak Capital Mutual Fund with ₹143 Cr under management, launched in 2026. The expense ratio is 2.73% and the SEBI riskometer reading is Very High.
Performance
WhiteOak Capital Consumption Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.0% against -0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 5.8% | +0.3 pts | 5.5% | 6.4% |
| 3M | -0.5% | +1.1 pts | -1.5% | -2.8% |
| 6M | 7.5% | +2.7 pts | 4.8% | 4.5% |
Since launch (20 Jan 2026): 5.0%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.74%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.10%
- Brokerage
- 0.07%
- Transaction charges
- 0.01%
- Statutory levies
- 0.56%
- Exit load
- Exit load of 1%, if redeemed within 1 month.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
WhiteOak Capital Consumption Opportunities Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity90.6%
- Debt6.7%
- Other2.7%
Market cap split
- Large51.1%
- Mid14.3%
- Small34.6%
- P/E
- 44.43
- P/B
- 6.84
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bharti Airtel Ltd. | Communication | 7.49% | ₹10.70 Cr | +0.44% | +0.58% | — |
| Eternal Ltd. | Services | 7.36% | ₹10.51 Cr | +0.54% | +0.64% | — |
| Nestle India Ltd. | Consumer Staples | 7.16% | ₹10.23 Cr | +0.47% | +5.83% | — |
| Mahindra & Mahindra Ltd. | Automobile | 6.24% | ₹8.91 Cr | +0.51% | +0.68% | — |
| Titan Company Ltd. | Consumer Discretionary | 4.61% | ₹6.59 Cr | +4.61% | +5.55% | — |
| Others | Others | 4.24% | ₹6.05 Cr | +7.03% | +2.30% | — |
| Timex Group India Ltd. | Consumer Discretionary | 3.32% | ₹4.74 Cr | +2.64% | +1.42% | — |
| Maruti Suzuki India Ltd. | Automobile | 3.17% | ₹4.53 Cr | +0.24% | +0.28% | — |
| Nexus Select Trust | Construction | 2.75% | ₹3.93 Cr | +3.22% | +3.78% | — |
| Marico Ltd. | Consumer Staples | 2.68% | ₹3.83 Cr | +1.84% | +2.21% | — |
| Tata Consumer Products Ltd. | Consumer Staples | 2.42% | ₹3.45 Cr | +2.09% | +2.86% | — |
| Hindustan Unilever Ltd. | Consumer Staples | 2.29% | ₹3.27 Cr | +0.54% | +0.71% | — |
| Indigo Paints Ltd. | Materials | 2.21% | ₹3.16 Cr | +1.55% | +1.93% | — |
| Vishal Mega Mart Ltd. | Services | 2.18% | ₹3.11 Cr | +2.37% | +2.90% | — |
| Max Healthcare Institute Ltd. | Healthcare | 2.12% | ₹3.02 Cr | +1.95% | +2.27% | — |
| Ather Energy Ltd. | Automobile | 2.04% | ₹2.91 Cr | +3.88% | +3.51% | — |
| Lenskart Solutions Ltd. | Consumer Discretionary | 1.97% | ₹2.81 Cr | +2.12% | — | — |
| Torrent Pharmaceuticals Ltd. | Healthcare | 1.63% | ₹2.33 Cr | — | — | — |
| Honasa Consumer Ltd. | Consumer Staples | 1.63% | ₹2.33 Cr | +2.07% | +1.20% | — |
| Gillette India Ltd. | Consumer Staples | 1.63% | ₹2.32 Cr | +1.64% | +1.96% | — |
| Leela Palaces Hotels & Resorts Ltd. | Services | 1.57% | ₹2.24 Cr | +2.11% | +1.57% | — |
| CarTrade Tech Ltd. | Services | 1.51% | ₹2.16 Cr | +1.68% | +1.41% | — |
| Pidilite Industries Ltd. | Chemicals | 1.46% | ₹2.09 Cr | +1.35% | +1.49% | — |
| CORONA Remedies Ltd. | Healthcare | 1.43% | ₹2.05 Cr | +1.61% | +1.53% | — |
| DOMS Industries Ltd. | Consumer Staples | 1.42% | ₹2.03 Cr | +1.42% | +1.62% | — |
| Nifty Bank | Financial | 1.39% | ₹1.98 Cr | +1.31% | +1.39% | — |
| TBO Tek Ltd. | Services | 1.34% | ₹1.92 Cr | +1.36% | +1.14% | — |
| ICICI Bank Ltd. | Financial | 1.32% | ₹1.88 Cr | +1.64% | +1.85% | — |
| Vedant Fashions Ltd. | Services | 1.31% | ₹1.87 Cr | +1.20% | +1.41% | — |
| International Gemological Institute Ltd. | Consumer Discretionary | 1.24% | ₹1.78 Cr | +1.33% | +1.63% | — |
| SS Retail Ltd. | Services | 1.24% | ₹1.77 Cr | — | — | — |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 1.24% | ₹1.77 Cr | +2.11% | +2.09% | — |
| Orkla India Ltd. | Consumer Staples | 1.22% | ₹1.74 Cr | +1.33% | +1.73% | — |
| Safari Industries (India) Ltd. | Consumer Discretionary | 1.20% | ₹1.71 Cr | +0.67% | +0.54% | — |
| Kansai Nerolac Paints Ltd. | Materials | 1.15% | ₹1.64 Cr | +1.58% | — | — |
| Eureka Forbes Ltd. | Metals & Mining | 0.98% | ₹1.40 Cr | +1.23% | +2.10% | — |
| Meesho Ltd. | Services | 0.92% | ₹1.31 Cr | +0.93% | +1.44% | — |
| FSN E-Commerce Ventures Ltd. | Services | 0.89% | ₹1.28 Cr | +0.49% | — | — |
| Manorama Industries Ltd. | Consumer Staples | 0.88% | ₹1.26 Cr | — | — | — |
| BlueStone Jewellery and Lifestyle Ltd. | Consumer Discretionary | 0.88% | ₹1.26 Cr | — | — | — |
| Arvind Fashions Ltd. | Textiles | 0.75% | ₹1.07 Cr | +1.09% | +0.95% | — |
| Procter & Gamble Hygiene and Health Care Ltd. | Consumer Staples | 0.74% | ₹1.06 Cr | +1.19% | — | — |
| Berger Paints India Ltd. | Materials | 0.64% | ₹0.91 Cr | +0.70% | — | — |
| Travel Food Services Ltd. | Services | 0.63% | ₹0.91 Cr | +0.84% | +1.09% | — |
| Varun Beverages Ltd. | Consumer Staples | 0.58% | ₹0.83 Cr | +0.82% | — | — |
| Dodla Dairy Ltd | Consumer Staples | 0.49% | ₹0.70 Cr | +0.64% | +0.76% | — |
| Reserve Bank of India | Financial | 0.49% | ₹0.70 Cr | +0.83% | +0.57% | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Nestle India Ltd. | 0.99% | 7.16% | +6.17% |
| Maruti Suzuki India Ltd. | 0.19% | 3.17% | +2.98% |
| SS Retail Ltd. | 0.00% | 1.24% | +1.24% |
| Titan Company Ltd. | 5.23% | 4.61% | -0.62% |
| Ather Energy Ltd. | 2.49% | 1.99% | -0.50% |
| Max Healthcare Institute Ltd. | 2.42% | 2.12% | -0.30% |
| Gillette India Ltd. | 1.33% | 1.63% | +0.30% |
| Pidilite Industries Ltd. | 1.72% | 1.46% | -0.26% |
| Vishal Mega Mart Ltd. | 2.43% | 2.18% | -0.26% |
| Honasa Consumer Ltd. | 1.86% | 1.63% | -0.22% |
| Indigo Paints Ltd. | 2.39% | 2.21% | -0.17% |
| Marico Ltd. | 2.85% | 2.68% | -0.17% |
| ICICI Bank Ltd. | 1.48% | 1.32% | -0.16% |
| Procter & Gamble Hygiene and Health Care Ltd. | 0.89% | 0.74% | -0.15% |
| Arvind Fashions Ltd. | 0.89% | 0.75% | -0.14% |
| Orkla India Ltd. | 1.36% | 1.22% | -0.14% |
| International Gemological Institute Ltd. | 1.37% | 1.24% | -0.13% |
| Torrent Pharmaceuticals Ltd. | 1.76% | 1.63% | -0.13% |
| Timex Group India Ltd. | 3.20% | 3.32% | +0.12% |
| Kansai Nerolac Paints Ltd. | 1.27% | 1.15% | -0.12% |
| Leela Palaces Hotels & Resorts Ltd. | 1.69% | 1.57% | -0.12% |
| DOMS Industries Ltd. | 1.54% | 1.42% | -0.11% |
| Others | 4.36% | 4.26% | -0.10% |
| FSN E-Commerce Ventures Ltd. | 1.00% | 0.89% | -0.10% |
| Nifty Bank | 1.49% | 1.39% | -0.10% |
| Safari Industries (India) Ltd. | 1.29% | 1.20% | -0.09% |
| Tata Consumer Products Ltd. | 0.86% | 0.77% | -0.09% |
| Hindustan Unilever Ltd. | 0.99% | 0.91% | -0.08% |
| CarTrade Tech Ltd. | 1.59% | 1.51% | -0.08% |
| TBO Tek Ltd. | 1.42% | 1.34% | -0.08% |
| Meesho Ltd. | 0.85% | 0.92% | +0.07% |
| Berger Paints India Ltd. | 0.71% | 0.64% | -0.07% |
| Travel Food Services Ltd. | 0.70% | 0.63% | -0.07% |
| Nexus Select Trust | 2.82% | 2.75% | -0.06% |
| Vedant Fashions Ltd. | 1.36% | 1.31% | -0.05% |
| BlueStone Jewellery and Lifestyle Ltd. | 0.92% | 0.88% | -0.04% |
| Krishna Institute of Medical Sciences Ltd | 1.28% | 1.24% | -0.04% |
| Dodla Dairy Ltd | 0.53% | 0.49% | -0.04% |
| Manorama Industries Ltd. | 0.92% | 0.88% | -0.04% |
| Mahindra & Mahindra Ltd. | 0.24% | 0.21% | -0.03% |
| Lenskart Solutions Ltd. | 1.94% | 1.97% | +0.03% |
| Varun Beverages Ltd. | 0.56% | 0.58% | +0.02% |
| Bharti Airtel Ltd. | 0.19% | 0.18% | -0.01% |
| Eternal Ltd. | 0.28% | 0.27% | -0.01% |
| Reserve Bank of India | 0.50% | 0.49% | -0.01% |
| CORONA Remedies Ltd. | 1.43% | 1.43% | 0.00% |
| Eureka Forbes Ltd. | 0.98% | 0.98% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.7% | 5.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.4% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.5% | 12.9% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 8.4% | 4.5% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.7% | 7.7% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 5.6% | 3.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of companies engaged in consumption and consumption related activities or allied sectors and/or are expected to benefit from the domestic consumption led demand.
Fund managers
- Ashish AgrawalPGDBM in Finance from Institute of Management Technology, Ghaziabad and Bachelor of Commerce from University of LucknowPrior to joining Whiteoak Capital AMC, he was working with Motilal Owal Asset Management Co. Ltd from 2016 till date. Citigroup Global Markets Ltd from 2010 to 2016
- Dheeresh PathakMr. Pathak has done B.E in Electronics Engineering and a PGDBM from MDI GurgaonPrior to joining WhiteOak Capital Mutual Fund, he has worked with Goldman Sachs
- Piyush BaranwalMr.Piyush Baranwal is a B. Tech. in Electronics and communication from Manipal Institute of Technology,Manipal.He completed PGDBM in Finance from S.P.Jain Institute of Management and Reserch and CFA.Prior to joining WhiteOak Capital Mutual Fund he has worked with BOI AXA, Morgan Stanley Investment Management (Jan, 2011-June, 2014) and Principal Pnb AMC as a Dealer- Fixed Income (May, 2008-Jan, 2011).
- Ramesh MantriMr. Mantri is an MBA, CFA and CAPrior to joining WhiteOak Capital Mutual Fund, he has worked with WhiteOak Capital Management, Ashoka Capital Advisers, Smith Management, and CRISIL.
- Trupti AgrawalMs. Agrawal has done B.Com and CA.Prior to joining WhiteOak Capital Mutual Fund, she has worked with L&T Infrastructure Finance Co. Ltd. and Ernst & Young.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months7.53% absolute | ₹60,000 | ₹64,518 | 7.53% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of WhiteOak Capital Consumption Opportunities Fund?
The NAV of WhiteOak Capital Consumption Opportunities Fund is ₹10.51 as on 6 Nov 2026.
What is the expense ratio of WhiteOak Capital Consumption Opportunities Fund?
The expense ratio of WhiteOak Capital Consumption Opportunities Fund is 2.73% per year.
What is the minimum SIP amount for WhiteOak Capital Consumption Opportunities Fund?
You can start a SIP in WhiteOak Capital Consumption Opportunities Fund with ₹3,000 a month.
Is there a lock-in or exit load on WhiteOak Capital Consumption Opportunities Fund?
Lock-in: None. Exit load: Exit load of 1%, if redeemed within 1 month..
How risky is WhiteOak Capital Consumption Opportunities Fund?
WhiteOak Capital Consumption Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages WhiteOak Capital Consumption Opportunities Fund?
WhiteOak Capital Consumption Opportunities Fund is managed by WhiteOak Capital Mutual Fund, which runs 23 schemes with ₹44,845 Cr under management.