Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund
- NAV as on 9 Nov 2026
- ₹11.36+0.07%1 day
- Return since launch
- 6.9%
- 52-week range
- ₹10.65 — ₹11.35
- AUM
- ₹2,407 Cr
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund is a Ultra Short Duration debt fund from Aditya Birla Sun Life Mutual Fund with ₹2,407 Cr under management, launched in 2024. The expense ratio is 0.38% and the SEBI riskometer reading is Low to Moderate.
Performance
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.6% against +6.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.7% | +0.7 pts | 6.0% | 6.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.3% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.4% | +0.1 pts | 1.3% | 1.3% |
| 6M | 3.4% | +0.3 pts | 3.1% | 3.1% |
| 1Y | 6.6% | +0.6 pts | 6.0% | 6.1% |
Since launch (9 Dec 2024): 6.9%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.1% | −0.1 pts | 7.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.37%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.31%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 3 to 6 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt98.0%
- Other2.0%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| LIC Housing Finance Ltd. | Financial | 8.99% | ₹200 Cr | +3.91% | +1.47% | +1.66% |
| National Bank For Agriculture & Rural Development | Financial | 8.91% | ₹198 Cr | +1.97% | +10.87% | +14.27% |
| REC Ltd. | Financial | 8.88% | ₹197 Cr | +1.18% | +2.90% | +1.65% |
| Sundaram Finance Ltd. | Financial | 8.78% | ₹195 Cr | — | — | +4.84% |
| Small Industries Devp. Bank of India Ltd. | Financial | 6.59% | ₹146 Cr | +7.68% | +7.64% | +3.22% |
| Aditya Birla Capital Ltd. | Financial | 5.49% | ₹122 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 4.50% | ₹99.98 Cr | +3.94% | +5.88% | — |
| HDFC Bank Ltd. | Financial | 4.40% | ₹97.69 Cr | +0.20% | +4.29% | +0.17% |
| Power Finance Corporation Ltd. | Financial | 3.61% | ₹80.05 Cr | +1.95% | +1.43% | — |
| Export-Import Bank Of India | Financial | 3.31% | ₹73.41 Cr | +7.67% | +2.91% | +8.06% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 2.19% | ₹48.64 Cr | — | — | +0.83% |
| Kotak Mahindra Prime Ltd. | Financial | 2.18% | ₹48.33 Cr | +2.86% | +2.87% | +0.83% |
| Others | Others | 1.38% | ₹30.53 Cr | -4.50% | +3.53% | +3.40% |
| Toyota Financial Services Ltd. | Financial | 1.35% | ₹30.05 Cr | +1.18% | — | — |
| SMFG India Credit Company Ltd. | Financial | 1.13% | ₹25.00 Cr | — | — | — |
| Punjab National Bank | Financial | 1.10% | ₹24.40 Cr | — | — | — |
| Kotak Mahindra Bank Ltd. | Financial | 1.10% | ₹24.40 Cr | — | +0.71% | +1.62% |
| ICICI Bank Ltd. | Financial | 1.10% | ₹24.40 Cr | — | — | — |
| Union Bank of India | Financial | 1.10% | ₹24.35 Cr | — | +0.58% | — |
| Canara Bank | Financial | 1.09% | ₹24.30 Cr | +1.91% | +2.91% | +0.81% |
| Bank Of Baroda | Financial | 1.09% | ₹24.29 Cr | +1.91% | +0.73% | +1.63% |
| HSBC InvestDirect Financial Services India Ltd. | Financial | 0.44% | ₹9.77 Cr | — | +0.73% | +2.42% |
| Indian Bank | Financial | 0.44% | ₹9.77 Cr | +1.92% | +4.23% | +1.46% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Sundaram Finance Ltd. | 0.00% | 8.78% | +8.78% |
| company:522 | 8.11% | 0.00% | -8.11% |
| LIC Housing Finance Ltd. | 0.00% | 6.74% | +6.74% |
| Aditya Birla Capital Ltd. | 0.28% | 5.49% | +5.21% |
| REC Ltd. | 0.00% | 4.37% | +4.37% |
| Others | 2.29% | -1.61% | -3.91% |
| National Bank For Agriculture & Rural Development | 1.13% | 4.51% | +3.38% |
| SMFG India Credit Company Ltd. | 3.45% | 1.13% | -2.32% |
| company:11622 | 2.31% | 0.00% | -2.31% |
| company:407 | 2.30% | 0.00% | -2.30% |
| company:5329 | 2.28% | 0.00% | -2.28% |
| company:11523 | 2.27% | 0.00% | -2.27% |
| Export-Import Bank Of India | 0.00% | 2.20% | +2.20% |
| Mahindra & Mahindra Financial Services Ltd. | 0.00% | 2.19% | +2.19% |
| Indian Bank | 2.29% | 0.44% | -1.85% |
| Kotak Mahindra Prime Ltd. | 3.40% | 2.18% | -1.22% |
| Canara Bank | 2.27% | 1.09% | -1.18% |
| Power Finance Corporation Ltd. | 0.00% | 1.13% | +1.13% |
| Kotak Mahindra Bank Ltd. | 0.00% | 1.10% | +1.10% |
| ICICI Bank Ltd. | 0.00% | 1.10% | +1.10% |
| Union Bank of India | 0.00% | 1.10% | +1.10% |
| HDFC Bank Ltd. | 5.47% | 4.40% | -1.07% |
| Small Industries Devp. Bank of India Ltd. | 2.31% | 3.29% | +0.98% |
| Bank Of Baroda | 1.82% | 1.09% | -0.73% |
| HSBC InvestDirect Financial Services India Ltd. | 0.00% | 0.44% | +0.44% |
| Bajaj Housing Finance Ltd. | 2.31% | 2.25% | -0.07% |
| Toyota Financial Services Ltd. | 1.39% | 1.35% | -0.04% |
| Punjab National Bank | 1.13% | 1.10% | -0.03% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹773 Cr | 0.26% | 6.6% | — | — |
 HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹1,986 Cr | 0.25% | 6.8% | — | — |
 ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹575 Cr | 0.18% | 6.7% | — | — |
 Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹359 Cr | 0.36% | 6.4% | — | — |
 Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹170 Cr | 0.27% | 6.6% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 3 to 6 Months Debt Index before expenses, subject to tracking errors.
Fund managers
- Harshil SuvarnkarMr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
- Sanjay PawarMr. Pawar has done M.ComHe is associated with Aditya Birla Sun Life AMC Limited since 2005
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.37% absolute | ₹60,000 | ₹62,022 | 3.37% | |
| 1 year6.58% annualised | ₹1,20,000 | ₹1,24,364 | 3.64% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.