Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund
- NAV as on 25 Sep 2026
- ₹11.28-0.01%1 day
- Return since launch
- 7.0%
- 52-week range
- ₹10.57 — ₹11.28
- AUM
- ₹2,164 Cr
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund is a Ultra Short Duration debt fund from Aditya Birla Sun Life Mutual Fund with ₹2,164 Cr under management, launched in 2024. The expense ratio is 0.38% and the SEBI riskometer reading is Low to Moderate.
Performance
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.7% against +6.2% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 7.0% | +0.9 pts | 6.1% | 6.5% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.5% | 0.0 pts | 0.5% | 0.5% |
| 3M | 1.6% | +0.1 pts | 1.5% | 1.5% |
| 6M | 3.8% | +0.4 pts | 3.4% | 3.4% |
| 1Y | 6.7% | +0.6 pts | 6.1% | 6.2% |
Since launch (9 Dec 2024): 7.0%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.1% | −0.1 pts | 7.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.37%
Expense ratio as on 24 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.31%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 3 to 6 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Debt97.5%
- Other2.5%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bharti Telecom Ltd. | Communication | 8.11% | ₹175 Cr | — | — | +1.48% |
| HDFC Bank Ltd. | Financial | 5.47% | ₹118 Cr | +5.53% | +4.81% | +0.15% |
| Toyota Financial Services Ltd. | Financial | 3.70% | ₹80.08 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 3.66% | ₹79.26 Cr | +0.56% | +2.49% | +17.65% |
| SMFG India Credit Company Ltd. | Financial | 3.45% | ₹74.67 Cr | — | — | +3.68% |
| Kotak Mahindra Prime Ltd. | Financial | 3.40% | ₹73.60 Cr | +3.70% | +3.22% | +4.43% |
| Others | Others | 2.50% | ₹54.02 Cr | +5.47% | -2.60% | +4.65% |
| Bajaj Housing Finance Ltd. | Financial | 2.31% | ₹50.08 Cr | +4.05% | +8.30% | — |
| HDB Financial Services Ltd. | Financial | 2.31% | ₹49.99 Cr | +4.66% | — | — |
| Bajaj Finance Ltd. | Financial | 2.30% | ₹49.78 Cr | +3.69% | +2.65% | +9.88% |
| Indian Bank | Financial | 2.29% | ₹49.50 Cr | +0.91% | +4.08% | +3.62% |
| Axis Bank Ltd. | Financial | 2.28% | ₹49.25 Cr | +1.66% | +3.26% | +0.73% |
| Canara Bank | Financial | 2.27% | ₹49.23 Cr | +0.92% | +0.82% | +2.90% |
| company:11523 | Others | 2.27% | ₹49.04 Cr | — | — | — |
| Bank Of Baroda | Financial | 1.82% | ₹39.41 Cr | — | +0.82% | — |
| company:5500 | Financial | 1.13% | ₹24.54 Cr | — | — | — |
| National Bank For Agriculture & Rural Development | Financial | 1.13% | ₹24.38 Cr | +13.34% | — | +1.92% |
| Aditya Birla Capital Ltd. | Financial | 0.28% | ₹5.97 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 0.19% | 5.47% | +5.27% |
| Others | -0.82% | 2.29% | +3.12% |
| National Bank For Agriculture & Rural Development | 3.76% | 1.13% | -2.63% |
| company:11523 | 0.00% | 2.27% | +2.27% |
| Bajaj Finance Ltd. | 0.19% | 2.30% | +2.11% |
| Tata Motors Finance Ltd. | 1.71% | 0.00% | -1.71% |
| ICICI Home Finance Company Ltd. | 1.56% | 0.00% | -1.56% |
| Axis Bank Ltd. | 3.81% | 2.28% | -1.53% |
| Small Industries Devp. Bank of India Ltd. | 3.82% | 2.31% | -1.51% |
| Bharti Telecom Ltd. | 6.83% | 8.11% | +1.28% |
| company:5500 | 0.00% | 1.13% | +1.13% |
| Tata Capital Housing Finance Ltd. | 0.97% | 0.00% | -0.97% |
| LIC Housing Finance Ltd. | 0.97% | 0.00% | -0.97% |
| Power Finance Corporation Ltd. | 0.97% | 0.00% | -0.97% |
| Bank Of Baroda | 2.47% | 1.82% | -0.65% |
| Kotak Mahindra Prime Ltd. | 2.84% | 3.40% | +0.56% |
| SMFG India Credit Company Ltd. | 3.85% | 3.45% | -0.40% |
| Indian Bank | 1.91% | 2.29% | +0.37% |
| Canara Bank | 1.90% | 2.27% | +0.37% |
| HDB Financial Services Ltd. | 1.94% | 2.31% | +0.37% |
| Bajaj Housing Finance Ltd. | 1.95% | 2.31% | +0.36% |
| Toyota Financial Services Ltd. | 1.17% | 1.39% | +0.22% |
| Aditya Birla Capital Ltd. | 0.23% | 0.28% | +0.04% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹933 Cr | 0.31% | 6.9% | 6.9% | 6.9% |
 HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹2,264 Cr | 0.25% | 7.2% | — | — |
 Baroda BNP Paribas Ultra Short Term Fund | ₹666 Cr | 0.43% | 6.8% | 6.9% | 6.9% |
 ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹533 Cr | 0.22% | 7.1% | — | — |
 Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹270 Cr | 0.35% | 6.8% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 3 to 6 Months Debt Index before expenses, subject to tracking errors.
Fund managers
- Harshil SuvarnkarMr. Suvarnkar has doneB.Com, Masters in Management Studies (Finance) and Post Graduate Diploma in Securities Law.Prior to Joining Aditya Birla Sun Life MF, he has worked with Indiabulls Housing Finance Limited,
- Sanjay PawarMr. Pawar has done M.ComHe is associated with Aditya Birla Sun Life AMC Limited since 2005
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.78% absolute | ₹60,000 | ₹62,268 | 3.78% | |
| 1 year6.70% annualised | ₹1,20,000 | ₹1,24,445 | 3.70% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.