Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- NAV as on 9 Nov 2026
- ₹11.14+0.08%1 day
- Return since launch
- 6.6%
- 52-week range
- ₹10.47 — ₹11.14
- AUM
- ₹359 Cr
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a Ultra Short Duration debt fund from Kotak Mahindra Mutual Fund with ₹359 Cr under management, launched in 2025. The expense ratio is 0.36% and the SEBI riskometer reading is Low to Moderate.
Performance
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.3% against +6.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.4% | +0.4 pts | 6.0% | 6.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.3% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.3% | 0.0 pts | 1.3% | 1.3% |
| 6M | 3.2% | +0.1 pts | 3.1% | 3.1% |
| 1Y | 6.4% | +0.4 pts | 6.0% | 6.1% |
Since launch (21 Feb 2025): 6.6%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.36%
Expense ratio as on 3 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.30%
- Brokerage
- 0.00%
- Transaction charges
- 0.00%
- Statutory levies
- 0.05%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 3 to 6 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt87.5%
- Other12.5%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Aditya Birla Capital Ltd. | Financial | 10.30% | ₹24.37 Cr | — | — | — |
| Export-Import Bank Of India | Financial | 10.26% | ₹24.26 Cr | — | +3.11% | — |
| HDFC Bank Ltd. | Financial | 10.26% | ₹24.27 Cr | +11.36% | +7.63% | +5.16% |
| LIC Housing Finance Ltd. | Financial | 10.26% | ₹24.25 Cr | +7.30% | +4.72% | +1.06% |
| Punjab National Bank | Financial | 10.26% | ₹24.26 Cr | — | — | — |
| Bajaj Housing Finance Ltd. | Financial | 10.25% | ₹24.24 Cr | — | — | — |
| Canara Bank | Financial | 6.16% | ₹14.56 Cr | +7.10% | +14.33% | +9.29% |
| Union Bank of India | Financial | 6.16% | ₹14.56 Cr | — | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 6.14% | ₹14.51 Cr | +8.80% | +9.44% | +10.61% |
| National Bank For Agriculture & Rural Development | Financial | 4.23% | ₹10.01 Cr | +1.45% | +7.87% | +10.31% |
| Others | Others | 2.51% | ₹5.95 Cr | +4.78% | +2.60% | +3.20% |
| Power Finance Corporation Ltd. | Financial | 2.12% | ₹5.01 Cr | +1.46% | +10.95% | — |
| REC Ltd. | Financial | 2.12% | ₹5.01 Cr | +7.33% | +1.57% | +10.62% |
| Axis Bank Ltd. | Financial | 2.05% | ₹4.85 Cr | +11.39% | +7.68% | +5.15% |
| ICICI Bank Ltd. | Financial | 2.05% | ₹4.86 Cr | — | — | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.70% | ₹4.01 Cr | — | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 1.06% | ₹2.50 Cr | — | — | +8.49% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Axis Bank Ltd. | 14.58% | 2.05% | -12.53% |
| Aditya Birla Capital Ltd. | 0.00% | 10.30% | +10.30% |
| Export-Import Bank Of India | 0.00% | 10.26% | +10.26% |
| Bajaj Housing Finance Ltd. | 0.00% | 10.25% | +10.25% |
| company:12659 | 9.29% | 0.00% | -9.29% |
| company:4671 | 9.29% | 0.00% | -9.29% |
| company:442 | 9.11% | 0.00% | -9.11% |
| Punjab National Bank | 1.82% | 10.26% | +8.44% |
| REC Ltd. | 9.28% | 2.12% | -7.16% |
| Union Bank of India | 0.00% | 6.16% | +6.16% |
| HDFC Bank Ltd. | 5.45% | 10.26% | +4.81% |
| Small Industries Devp. Bank of India Ltd. | 1.85% | 6.14% | +4.29% |
| Others | -3.35% | 0.65% | +4.00% |
| National Bank For Agriculture & Rural Development | 1.85% | 4.23% | +2.38% |
| Power Finance Corporation Ltd. | 0.00% | 2.12% | +2.12% |
| ICICI Bank Ltd. | 0.00% | 2.05% | +2.05% |
| Mahindra & Mahindra Financial Services Ltd. | 0.00% | 1.70% | +1.70% |
| Canara Bank | 7.28% | 6.16% | -1.12% |
| Kotak Mahindra Prime Ltd. | 0.00% | 1.06% | +1.06% |
| LIC Housing Finance Ltd. | 9.26% | 10.26% | +1.00% |
| company:5434 | 0.37% | 0.00% | -0.37% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,284 Cr | 0.27% | 6.7% | — | — |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund | ₹2,407 Cr | 0.37% | 6.7% | — | — |
 HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹1,986 Cr | 0.25% | 6.8% | — | — |
 ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹575 Cr | 0.18% | 6.7% | — | — |
 Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹170 Cr | 0.27% | 6.6% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of CRISIL IBX Financial Services 3-6 Months Debt Index that seeks to track the performance of Commercial Papers (CPs), Certificates of Deposit (CDs) & corporate bond securities maturing within 3 to 6 months from the date of inclusion in the index.
Fund managers
- Manu SharmaMr. Sharma has done M.Com and CA.He has over 17 years of experience in fields of Fixed Income Fund Management, Operations, Finance Audit and Taxation.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.19% absolute | ₹60,000 | ₹61,914 | 3.19% | |
| 1 year6.36% annualised | ₹1,20,000 | ₹1,24,215 | 3.51% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.