HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- NAV as on 9 Nov 2026
- ₹11.05+0.07%1 day
- Return since launch
- 6.8%
- 52-week range
- ₹10.34 — ₹11.04
- AUM
- ₹1,986 Cr
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a Ultra Short Duration debt fund from HDFC Mutual Fund with ₹1,986 Cr under management, launched in 2025. The expense ratio is 0.25% and the SEBI riskometer reading is Low to Moderate.
Performance
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +6.8% against +6.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 6.8% | +0.8 pts | 6.0% | 6.2% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.4% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.4% | +0.1 pts | 1.3% | 1.3% |
| 6M | 3.4% | +0.3 pts | 3.1% | 3.1% |
| 1Y | 6.8% | +0.8 pts | 6.0% | 6.1% |
Since launch (28 Apr 2025): 6.8%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
0.25%
Expense ratio as on 4 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.20%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.04%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 3 to 6 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt95.3%
- Other4.7%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| REC Ltd. | Financial | 12.68% | ₹250 Cr | — | +10.08% | +18.92% |
| LIC Housing Finance Ltd. | Financial | 11.41% | ₹225 Cr | +3.00% | +3.78% | +17.67% |
| Bharti Telecom Ltd. | Communication | 11.18% | ₹220 Cr | +2.60% | — | — |
| Small Industries Devp. Bank of India Ltd. | Financial | 8.53% | ₹168 Cr | +27.96% | +3.77% | +17.67% |
| National Bank For Agriculture & Rural Development | Financial | 8.09% | ₹159 Cr | +3.00% | +26.41% | +10.59% |
| Aditya Birla Capital Ltd. | Financial | 6.16% | ₹121 Cr | — | — | +14.14% |
| Bajaj Housing Finance Ltd. | Financial | 3.80% | ₹74.88 Cr | +1.20% | — | — |
| Sundaram Finance Ltd. | Financial | 3.73% | ₹73.50 Cr | — | — | — |
| Canara Bank | Financial | 3.72% | ₹73.39 Cr | +11.60% | +0.75% | — |
| Punjab National Bank | Financial | 2.48% | ₹48.82 Cr | +1.91% | — | — |
| Others | Others | 2.23% | ₹44.23 Cr | -9.34% | +7.12% | +1.58% |
| Bajaj Finance Ltd. | Financial | 1.78% | ₹35.00 Cr | +2.00% | +0.90% | +14.68% |
| Power Finance Corporation Ltd. | Financial | 1.27% | ₹25.07 Cr | +0.99% | +1.22% | +1.18% |
| Tata Capital Ltd.(Partly Paid Equity) | Financial | 1.27% | ₹25.04 Cr | +1.00% | — | — |
| Export-Import Bank Of India | Financial | 1.24% | ₹24.48 Cr | — | +3.73% | +5.89% |
| ICICI Bank Ltd. | Financial | 1.24% | ₹24.47 Cr | — | — | — |
| Indian Bank | Financial | 1.24% | ₹24.44 Cr | +5.80% | +0.25% | +1.12% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.23% | ₹24.32 Cr | — | — | — |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | Financial | 1.23% | ₹24.25 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 0.25% | ₹4.91 Cr | +1.91% | +1.22% | +1.14% |
| Bank Of Baroda | Financial | 0.25% | ₹4.90 Cr | +0.95% | +1.22% | +1.14% |
| Kotak Mahindra Bank Ltd. | Financial | 0.25% | ₹4.89 Cr | +1.97% | +1.22% | — |
| Union Bank of India | Financial | 0.25% | ₹4.90 Cr | — | — | +1.12% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Axis Bank Ltd. | 6.51% | 0.25% | -6.26% |
| Aditya Birla Capital Ltd. | 0.00% | 6.16% | +6.16% |
| Union Bank of India | 4.41% | 0.25% | -4.16% |
| LIC Housing Finance Ltd. | 1.11% | 5.07% | +3.96% |
| Canara Bank | 7.60% | 3.72% | -3.88% |
| Sundaram Finance Ltd. | 0.00% | 3.73% | +3.73% |
| Others | 1.75% | -1.94% | -3.69% |
| Bank Of Baroda | 3.26% | 0.25% | -3.01% |
| Bajaj Housing Finance Ltd. | 1.33% | 3.80% | +2.47% |
| company:11622 | 2.21% | 0.00% | -2.21% |
| company:9262 | 2.20% | 0.00% | -2.20% |
| Small Industries Devp. Bank of India Ltd. | 3.31% | 1.23% | -2.08% |
| REC Ltd. | 3.09% | 1.27% | -1.82% |
| Bharti Telecom Ltd. | 9.74% | 11.18% | +1.44% |
| Punjab National Bank | 1.07% | 2.48% | +1.41% |
| Export-Import Bank Of India | 0.00% | 1.24% | +1.24% |
| ICICI Bank Ltd. | 0.00% | 1.24% | +1.24% |
| Mahindra & Mahindra Financial Services Ltd. | 0.00% | 1.23% | +1.23% |
| Mahindra & Mahindra Financial Services Ltd. - Right Entitlement | 0.00% | 1.23% | +1.23% |
| company:4671 | 1.11% | 0.00% | -1.11% |
| company:12429 | 1.10% | 0.00% | -1.10% |
| company:1412 | 1.10% | 0.00% | -1.10% |
| company:18215 | 1.10% | 0.00% | -1.10% |
| Indian Bank | 0.22% | 1.24% | +1.02% |
| Power Finance Corporation Ltd. | 0.44% | 1.27% | +0.83% |
| National Bank For Agriculture & Rural Development | 1.11% | 1.78% | +0.67% |
| Kotak Mahindra Bank Ltd. | 0.00% | 0.25% | +0.25% |
| Bajaj Finance Ltd. | 1.11% | 1.27% | +0.16% |
| Tata Capital Ltd.(Partly Paid Equity) | 1.11% | 1.27% | +0.16% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹878 Cr | 0.29% | 6.6% | — | — |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund | ₹2,407 Cr | 0.37% | 6.7% | — | — |
 ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹575 Cr | 0.18% | 6.7% | — | — |
 Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹359 Cr | 0.36% | 6.4% | — | — |
 Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹170 Cr | 0.27% | 6.6% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns that are commensurate (before fees and expenses) with the performance of the CRISIL-IBX Financial Services 3-6 Months Debt Index, subject to tracking difference.
Fund managers
- Anupam JoshiMr. Joshi is a PGDM in Business Management.Prior to joining HDFC Mutual Fund he has worked with IDFC AMC, Principal Asset Management Company and ICAP India Pvt. Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.42% absolute | ₹60,000 | ₹62,052 | 3.42% | |
| 1 year6.80% annualised | ₹1,20,000 | ₹1,24,513 | 3.76% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.