Bajaj Finserv Banking And Financial Services Fund
- NAV as on 9 Nov 2026
- ₹10.07+0.96%1 day
- Return since launch
- 0.0%
- 52-week range
- ₹8.65 — ₹10.26
- AUM
- ₹469 Cr
Bajaj Finserv Banking And Financial Services Fund is a Sectoral-Banking equity fund from Bajaj Finserv Mutual Fund with ₹469 Cr under management, launched in 2025. The expense ratio is 2.81% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Banking And Financial Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +0.9% against +0.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.4% | +0.3 pts | 7.1% | 7.0% |
| 3M | 0.3% | −0.9 pts | 1.1% | 2.1% |
| 6M | 6.2% | 0.0 pts | 6.1% | 6.7% |
Since launch (10 Nov 2025): 0.0%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.82%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.09%
- Brokerage
- 0.12%
- Transaction charges
- 0.01%
- Statutory levies
- 0.60%
- Exit load
- Exit load of 1%, if redeemed within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Financial Services TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv Banking And Financial Services Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity96.6%
- Debt1.9%
- Other1.5%
Market cap split
- Large64.0%
- Mid13.9%
- Small22.0%
- P/E
- 17.23
- P/B
- 2.23
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 15.23% | ₹71.39 Cr | +14.60% | +14.67% | — |
| ICICI Bank Ltd. | Financial | 12.61% | ₹59.14 Cr | +12.24% | +13.37% | — |
| State Bank of India | Financial | 8.21% | ₹38.51 Cr | +7.84% | +8.30% | — |
| Bajaj Finance Ltd. | Financial | 5.49% | ₹25.72 Cr | +2.89% | +1.74% | — |
| Kotak Mahindra Bank Ltd. | Financial | 5.05% | ₹23.66 Cr | +5.83% | +7.80% | — |
| Axis Bank Ltd. | Financial | 5.00% | ₹23.42 Cr | +7.38% | +8.99% | — |
| RBL Bank Ltd. | Financial | 3.00% | ₹14.07 Cr | +2.98% | +2.91% | — |
| SBI Funds Management Ltd. | Financial | 2.91% | ₹13.64 Cr | — | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 2.88% | ₹13.52 Cr | — | — | — |
| Sundaram Finance Ltd. | Financial | 2.59% | ₹12.16 Cr | +1.14% | — | — |
| The Federal Bank Ltd. | Financial | 2.50% | ₹11.71 Cr | +4.09% | +4.24% | — |
| Niva Bupa Health Insurance Company Ltd. | Insurance | 2.47% | ₹11.56 Cr | +1.93% | +2.48% | — |
| Go Digit General Insurance Ltd. | Insurance | 2.32% | ₹10.87 Cr | +2.48% | +2.89% | — |
| Prudent Corporate Advisory Services Ltd. | Financial | 2.32% | ₹10.86 Cr | +2.24% | +0.78% | — |
| Others | Others | 2.31% | ₹10.75 Cr | +3.22% | +0.22% | — |
| Housing & Urban Development Corporation Ltd. | Financial | 2.14% | ₹10.02 Cr | +1.64% | — | — |
| Repco Home Finance Ltd. | Financial | 2.11% | ₹9.91 Cr | +1.42% | — | — |
| Bajaj Finserv Ltd. | Financial | 1.84% | ₹8.65 Cr | +1.92% | +2.19% | — |
| Crisil Ltd. | Services | 1.81% | ₹8.49 Cr | +0.68% | — | — |
| Five-Star Business Finance Ltd. | Financial | 1.51% | ₹7.09 Cr | +1.69% | — | — |
| National Stock Exchange | Financial | 1.47% | ₹6.91 Cr | — | — | — |
| One 97 Communications Ltd. | Services | 1.47% | ₹6.91 Cr | — | +0.45% | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 1.42% | ₹6.67 Cr | +0.59% | — | — |
| Max Financial Services Ltd. | Financial | 1.23% | ₹5.78 Cr | +1.19% | +0.88% | — |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 1.12% | ₹5.27 Cr | +1.12% | +1.37% | — |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.04% | ₹4.87 Cr | +0.92% | +1.51% | — |
| BSE Ltd. | Services | 1.03% | ₹4.82 Cr | +1.27% | +1.67% | — |
| JIO Financial Services Ltd. | Financial | 1.00% | ₹4.68 Cr | +2.28% | +2.41% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.91% | ₹4.29 Cr | — | — | — |
| ICRA Ltd. | Services | 0.89% | ₹4.18 Cr | +1.12% | +2.01% | — |
| DCB Bank Ltd. | Financial | 0.81% | ₹3.80 Cr | — | — | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.54% | ₹2.55 Cr | +0.66% | +0.67% | — |
| IIFL Capital Services Ltd | Financial | 0.52% | ₹2.43 Cr | +0.24% | — | — |
| Rentomojo Ltd. | Services | 0.52% | ₹2.45 Cr | — | — | — |
| Angel One Ltd. | Financial | 0.50% | ₹2.34 Cr | +2.23% | +1.91% | — |
| Multi Commodity Exchange Of India Ltd. | Services | 0.50% | ₹2.34 Cr | — | +0.38% | — |
| KFin Technologies Ltd. | Financial | 0.25% | ₹1.16 Cr | — | — | — |
| Central Depository Services (India) Ltd. | Financial | 0.24% | ₹1.14 Cr | — | — | — |
| Nuvama Wealth Management Ltd. | Financial | 0.24% | ₹1.14 Cr | +0.75% | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 0.03% | 15.23% | +15.20% |
| Shriram Finance Ltd | 3.60% | 0.00% | -3.60% |
| National Stock Exchange | 0.00% | 1.47% | +1.47% |
| Cholamandalam Investment and Finance Company Ltd. | 0.00% | 1.42% | +1.42% |
| JIO Financial Services Ltd. | 2.17% | 1.00% | -1.17% |
| SBI Life Insurance Company Ltd. | 1.79% | 2.88% | +1.09% |
| Turtlemint Fintech Solutions Ltd. | 0.94% | 0.00% | -0.94% |
| Angel One Ltd. | 1.19% | 0.50% | -0.69% |
| CreditAccess Grameen Ltd. | 0.62% | 0.00% | -0.62% |
| The Federal Bank Ltd. | 3.11% | 2.50% | -0.61% |
| 360 One Wam Ltd. | 0.52% | 0.00% | -0.52% |
| Others | 1.31% | 0.79% | -0.52% |
| Rentomojo Ltd. | 0.00% | 0.52% | +0.52% |
| Nuvama Wealth Management Ltd. | 0.75% | 0.24% | -0.51% |
| Multi Commodity Exchange Of India Ltd. | 0.00% | 0.50% | +0.50% |
| Prudent Corporate Advisory Services Ltd. | 2.78% | 2.32% | -0.46% |
| BSE Ltd. | 1.48% | 1.03% | -0.45% |
| ICICI Bank Ltd. | 13.03% | 12.61% | -0.42% |
| RBL Bank Ltd. | 2.66% | 3.00% | +0.34% |
| Axis Bank Ltd. | 4.69% | 5.00% | +0.31% |
| Kotak Mahindra Bank Ltd. | 4.76% | 5.05% | +0.29% |
| One 97 Communications Ltd. | 1.19% | 1.47% | +0.28% |
| Bajaj Finance Ltd. | 5.22% | 5.49% | +0.27% |
| State Bank of India | 8.01% | 8.21% | +0.20% |
| Bajaj Finserv Ltd. | 2.02% | 1.84% | -0.18% |
| Go Digit General Insurance Ltd. | 2.15% | 2.32% | +0.17% |
| SBI Funds Management Ltd. | 3.06% | 2.91% | -0.15% |
| Niva Bupa Health Insurance Company Ltd. | 2.34% | 2.47% | +0.13% |
| Max Financial Services Ltd. | 1.33% | 1.23% | -0.10% |
| Repco Home Finance Ltd. | 2.02% | 2.11% | +0.09% |
| ICRA Ltd. | 0.97% | 0.89% | -0.08% |
| Bajaj Finserv Money Market Fund Direct-Growth | 1.05% | 1.12% | +0.07% |
| Housing & Urban Development Corporation Ltd. | 2.09% | 2.14% | +0.05% |
| IIFL Capital Services Ltd | 0.47% | 0.52% | +0.05% |
| Sundaram Finance Ltd. | 2.54% | 2.59% | +0.05% |
| Five-Star Business Finance Ltd. | 1.47% | 1.51% | +0.04% |
| Ujjivan Small Finance Bank Ltd. | 1.00% | 1.04% | +0.04% |
| Crisil Ltd. | 1.84% | 1.81% | -0.03% |
| KFin Technologies Ltd. | 0.27% | 0.25% | -0.02% |
| Medi Assist Healthcare Services Ltd. | 0.56% | 0.54% | -0.02% |
| HDFC Life Insurance Co Ltd. | 0.90% | 0.91% | +0.01% |
| DCB Bank Ltd. | 0.82% | 0.81% | -0.01% |
| Central Depository Services (India) Ltd. | 0.25% | 0.24% | -0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,911 Cr | 2.17% | 5.8% | 10.5% | 13.5% |
 SBI Banking & Financial Services Fund | ₹10,420 Cr | 2.16% | 5.4% | 10.2% | 13.6% |
 Invesco India Financial Services Fund | ₹1,810 Cr | 2.16% | 7.0% | 10.6% | 14.8% |
 UTI Banking and Financial Services Fund | ₹1,339 Cr | 2.37% | 8.7% | 9.5% | 12.2% |
 Quant BFSI Fund | ₹894 Cr | 3.36% | 7.0% | 12.3% | — |
 Kotak Nifty Financial Services Ex-Bank Index Fund | ₹91.11 Cr | 0.82% | 1.1% | 9.8% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies engaged in Banking and Financial Services.
Fund managers
- Sayan Das SharmaB.sc, MBA in Finance and HRPerior to joining the Bajaj Finserv AMC, he was associated with Arthya Wealth and Investments Pvt. Ltd, Bank Of Baroda Capital Markets Limited, CRISIL Ltd.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.17% absolute | ₹60,000 | ₹63,702 | 6.17% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.