Bajaj Finserv Banking And Financial Services Fund
- NAV as on 25 Sep 2026
- ₹9.50-0.05%1 day
- Return since launch
- -2.4%
- 52-week range
- ₹8.65 — ₹10.26
- AUM
- ₹499 Cr
Bajaj Finserv Banking And Financial Services Fund is a Sectoral-Banking equity fund from Bajaj Finserv Mutual Fund with ₹499 Cr under management, launched in 2025. The expense ratio is 2.82% and the SEBI riskometer reading is Very High.
Performance
Bajaj Finserv Banking And Financial Services Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.8% against -4.9% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.6% | +0.4 pts | -5.0% | -4.3% |
| 3M | -4.5% | −1.0 pts | -3.5% | -3.4% |
| 6M | 6.6% | −0.8 pts | 7.4% | 7.3% |
Since launch (10 Nov 2025): -2.4%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.81%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.09%
- Brokerage
- 0.11%
- Transaction charges
- 0.01%
- Statutory levies
- 0.60%
- Exit load
- Exit load of 1%, if redeemed within 3 months.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Financial Services TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
Portfolio
Bajaj Finserv Banking And Financial Services Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.5%
- Debt2.4%
- Other0.2%
Market cap split
- Large64.9%
- Mid11.2%
- Small23.9%
- P/E
- 18.33
- P/B
- 2.29
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 13.03% | ₹65.06 Cr | +12.20% | +12.49% | — |
| HDFC Bank Ltd. | Financial | 12.85% | ₹64.14 Cr | +29.22% | +32.84% | — |
| State Bank of India | Financial | 8.01% | ₹40.00 Cr | +8.04% | +8.44% | — |
| Bajaj Finance Ltd. | Financial | 5.22% | ₹26.08 Cr | +2.85% | +1.71% | — |
| Kotak Mahindra Bank Ltd. | Financial | 4.76% | ₹23.80 Cr | +7.43% | +6.96% | — |
| Axis Bank Ltd. | Financial | 4.69% | ₹23.44 Cr | +8.72% | +9.32% | — |
| Shriram Finance Ltd | Financial | 3.60% | ₹18.00 Cr | +3.45% | +3.40% | — |
| The Federal Bank Ltd. | Financial | 3.11% | ₹15.53 Cr | +3.91% | +4.41% | — |
| SBI Funds Management Ltd. | Financial | 3.06% | ₹15.27 Cr | — | — | — |
| Prudent Corporate Advisory Services Ltd. | Financial | 2.78% | ₹13.90 Cr | +1.65% | +0.76% | — |
| RBL Bank Ltd. | Financial | 2.66% | ₹13.27 Cr | +3.04% | +2.66% | — |
| Sundaram Finance Ltd. | Financial | 2.54% | ₹12.68 Cr | — | — | — |
| Niva Bupa Health Insurance Company Ltd. | Insurance | 2.34% | ₹11.67 Cr | +2.58% | +1.98% | — |
| JIO Financial Services Ltd. | Financial | 2.17% | ₹10.83 Cr | +2.25% | +2.47% | — |
| Go Digit General Insurance Ltd. | Insurance | 2.15% | ₹10.76 Cr | +2.56% | +2.69% | — |
| Housing & Urban Development Corporation Ltd. | Financial | 2.09% | ₹10.42 Cr | — | — | — |
| Bajaj Finserv Ltd. | Financial | 2.02% | ₹10.10 Cr | +2.10% | +1.92% | — |
| Repco Home Finance Ltd. | Financial | 2.02% | ₹10.09 Cr | +1.17% | — | — |
| Crisil Ltd. | Services | 1.84% | ₹9.20 Cr | +0.72% | — | — |
| SBI Life Insurance Company Ltd. | Insurance | 1.79% | ₹8.95 Cr | — | — | — |
| Others | Others | 1.50% | ₹7.53 Cr | +1.48% | +3.86% | — |
| BSE Ltd. | Services | 1.48% | ₹7.38 Cr | +1.49% | +1.87% | — |
| Five-Star Business Finance Ltd. | Financial | 1.47% | ₹7.34 Cr | +0.83% | — | — |
| Max Financial Services Ltd. | Financial | 1.33% | ₹6.62 Cr | +1.38% | +0.26% | — |
| Angel One Ltd. | Financial | 1.19% | ₹5.92 Cr | +2.48% | +1.16% | — |
| company:17109 | Services | 1.19% | ₹5.93 Cr | — | +0.46% | — |
| Bajaj Finserv Money Market Fund Direct-Growth | Unclassified | 1.05% | ₹5.25 Cr | +1.21% | +1.23% | — |
| Ujjivan Small Finance Bank Ltd. | Financial | 1.00% | ₹4.99 Cr | +0.92% | +1.44% | — |
| ICRA Ltd. | Services | 0.97% | ₹4.86 Cr | +1.90% | +1.86% | — |
| Turtlemint Fintech Solutions Ltd. | Financial | 0.94% | ₹4.68 Cr | — | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.90% | ₹4.50 Cr | — | — | — |
| DCB Bank Ltd. | Financial | 0.82% | ₹4.08 Cr | — | — | — |
| Nuvama Wealth Management Ltd. | Financial | 0.75% | ₹3.75 Cr | +0.70% | — | — |
| CreditAccess Grameen Ltd. | Financial | 0.62% | ₹3.12 Cr | +1.23% | +0.97% | — |
| Medi Assist Healthcare Services Ltd. | Services | 0.56% | ₹2.78 Cr | +0.73% | +0.64% | — |
| 360 One Wam Ltd. | Financial | 0.52% | ₹2.59 Cr | — | +1.97% | — |
| IIFL Capital Services Ltd | Financial | 0.47% | ₹2.36 Cr | — | — | — |
| company:17868 | Financial | 0.27% | ₹1.34 Cr | — | — | — |
| Central Depository Services (India) Ltd. | Financial | 0.25% | ₹1.26 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 12.62% | 0.03% | -12.59% |
| Manappuram Finance Ltd. | 2.48% | 0.00% | -2.48% |
| Canara Bank | 1.46% | 0.00% | -1.46% |
| Others | 0.01% | 1.31% | +1.30% |
| company:17109 | 0.00% | 1.19% | +1.19% |
| The Federal Bank Ltd. | 4.10% | 3.11% | -0.99% |
| State Bank of India | 7.24% | 8.01% | +0.77% |
| Angel One Ltd. | 1.85% | 1.19% | -0.66% |
| JIO Financial Services Ltd. | 2.80% | 2.17% | -0.63% |
| Repco Home Finance Ltd. | 1.47% | 2.02% | +0.55% |
| SBI Funds Management Ltd. | 2.56% | 3.06% | +0.50% |
| Niva Bupa Health Insurance Company Ltd. | 1.84% | 2.34% | +0.50% |
| Sundaram Finance Ltd. | 2.14% | 2.54% | +0.40% |
| Bajaj Finance Ltd. | 5.60% | 5.22% | -0.38% |
| Cholamandalam Investment and Finance Company Ltd. | 0.37% | 0.00% | -0.37% |
| BSE Ltd. | 1.11% | 1.48% | +0.37% |
| Prudent Corporate Advisory Services Ltd. | 2.48% | 2.78% | +0.30% |
| Max Financial Services Ltd. | 1.04% | 1.33% | +0.29% |
| Housing & Urban Development Corporation Ltd. | 1.80% | 2.09% | +0.29% |
| Axis Bank Ltd. | 4.41% | 4.69% | +0.28% |
| company:17868 | 0.00% | 0.27% | +0.27% |
| ICICI Bank Ltd. | 12.77% | 13.03% | +0.26% |
| IIFL Capital Services Ltd | 0.22% | 0.47% | +0.25% |
| Shriram Finance Ltd | 3.84% | 3.60% | -0.24% |
| Crisil Ltd. | 1.65% | 1.84% | +0.19% |
| Turtlemint Fintech Solutions Ltd. | 0.77% | 0.94% | +0.17% |
| DCB Bank Ltd. | 0.69% | 0.82% | +0.13% |
| SBI Life Insurance Company Ltd. | 1.92% | 1.79% | -0.13% |
| Kotak Mahindra Bank Ltd. | 4.86% | 4.76% | -0.10% |
| CreditAccess Grameen Ltd. | 0.52% | 0.62% | +0.10% |
| RBL Bank Ltd. | 2.60% | 2.66% | +0.06% |
| Go Digit General Insurance Ltd. | 2.11% | 2.15% | +0.04% |
| Medi Assist Healthcare Services Ltd. | 0.60% | 0.56% | -0.04% |
| Ujjivan Small Finance Bank Ltd. | 1.03% | 1.00% | -0.03% |
| 360 One Wam Ltd. | 0.50% | 0.52% | +0.02% |
| Five-Star Business Finance Ltd. | 1.49% | 1.47% | -0.02% |
| Nuvama Wealth Management Ltd. | 0.77% | 0.75% | -0.02% |
| Bajaj Finserv Money Market Fund Direct-Growth | 1.04% | 1.05% | +0.01% |
| ICRA Ltd. | 0.96% | 0.97% | +0.01% |
| Central Depository Services (India) Ltd. | 0.24% | 0.25% | +0.01% |
| Bajaj Finserv Ltd. | 2.02% | 2.02% | 0.00% |
| HDFC Life Insurance Co Ltd. | 0.90% | 0.90% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,982 Cr | 2.23% | -1.0% | 8.8% | 12.4% |
 SBI Banking & Financial Services Fund | ₹10,873 Cr | 2.16% | -7.6% | 6.8% | 11.6% |
 Invesco India Financial Services Fund | ₹1,896 Cr | 2.18% | -3.5% | 7.8% | 13.2% |
 Bandhan Financial Services Fund | ₹1,122 Cr | 2.49% | -3.1% | 5.5% | — |
 Quant BFSI Fund | ₹922 Cr | 3.48% | 14.2% | 15.4% | — |
 Kotak Nifty Financial Services Ex-Bank Index Fund | ₹99.18 Cr | 0.83% | -5.1% | 8.7% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies engaged in Banking and Financial Services.
Fund managers
- Sayan Das SharmaB.sc, MBA in Finance and HRPerior to joining the Bajaj Finserv AMC, he was associated with Arthya Wealth and Investments Pvt. Ltd, Bank Of Baroda Capital Markets Limited, CRISIL Ltd.
- Siddharth ChaudharyMr. Chaudhary is a B.Com (H) and PGDM (Securities Markets).Prior to joining Bajaj Finserv Mutual Fund, he has worked with Sundaram Mutual Fund and Indian Bank.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.61% absolute | ₹60,000 | ₹63,966 | 6.61% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.