PGIM India ELSS Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹35.68+0.51%1 day
- Return since launch
- 12.3%
- 52-week range
- ₹29.70 — ₹35.79
- AUM
- ₹670 Cr
PGIM India ELSS Tax Saver Fund is a ELSS equity fund from PGIM India Mutual Fund with ₹670 Cr under management, launched in 2015. Over three years it has returned 5.5% a year, against 11.4% for its category. The expense ratio is 2.59% and the SEBI riskometer reading is Very High.
Performance
PGIM India ELSS Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.0% against 0.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 10.5% | +9.9 pts | 0.6% | 6.0% |
| 2Y | 5.2% | +1.0 pts | 4.3% | 3.9% |
| 3Y | 5.5% | −5.9 pts | 11.4% | 4.6% |
| 5Y | 8.3% | −1.4 pts | 9.8% | 9.3% |
| 7Y | 11.8% | −1.5 pts | 13.3% | 12.1% |
| 10Y | 12.1% | −0.9 pts | 12.9% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 8.0% | +1.3 pts | 6.7% | 7.5% |
| 3M | 1.4% | +1.9 pts | -0.5% | -0.5% |
| 6M | 8.3% | +3.7 pts | 4.6% | 4.7% |
| 1Y | 1.3% | +0.8 pts | 0.6% | 0.3% |
| 2Y | 3.2% | +1.3 pts | 1.9% | 1.4% |
| 3Y | 9.3% | −2.1 pts | 11.4% | 10.7% |
| 5Y | 8.2% | −1.5 pts | 9.8% | 8.8% |
| 7Y | 13.6% | −1.0 pts | 14.6% | 12.7% |
| 10Y | 12.5% | −0.5 pts | 12.9% | 11.5% |
Since launch (19 Oct 2015): 12.3%
Calendar-year returns
Category average17.9%
37.5%
4.7%
19.5%
15.5%
2.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 2.0% | −2.5 pts | 4.5% |
| 2024 | 15.5% | −4.8 pts | 20.3% |
| 2023 | 19.5% | −12.3 pts | 31.8% |
| 2022 | 4.7% | +1.2 pts | 3.5% |
| 2021 | 37.5% | −2.4 pts | 39.9% |
| 2020 | 17.9% | −0.8 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.55%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 2.04%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.46%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.76 | 4.34 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 1.03 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.20 | 0.55 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.28 | 0.76 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.06 | 17.53 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
PGIM India ELSS Tax Saver Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.7%
- Debt2.5%
Market cap split
- Large57.2%
- Mid20.5%
- Small22.3%
- P/E
- 26.23
- P/B
- 3.80
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.01% | ₹47.67 Cr | +7.52% | +7.72% | +8.93% |
| ICICI Bank Ltd. | Financial | 6.98% | ₹47.50 Cr | +6.93% | +6.80% | +8.36% |
| Bharti Airtel Ltd. | Communication | 3.84% | ₹26.11 Cr | +3.86% | +4.15% | +3.69% |
| Reliance Industries Ltd. | Energy | 3.29% | ₹22.40 Cr | +3.42% | +5.40% | +6.37% |
| Bajaj Finance Ltd. | Financial | 2.95% | ₹20.06 Cr | +2.95% | +2.63% | +2.26% |
| Infosys Ltd. | Technology | 2.94% | ₹19.99 Cr | +1.88% | +1.85% | +1.95% |
| Kotak Mahindra Bank Ltd. | Financial | 2.57% | ₹17.51 Cr | +2.31% | +2.33% | +2.21% |
| State Bank of India | Financial | 2.55% | ₹17.33 Cr | +2.60% | +2.21% | — |
| Eternal Ltd. | Services | 2.49% | ₹16.93 Cr | +1.96% | +1.90% | +2.84% |
| Larsen & Toubro Ltd. | Construction | 2.39% | ₹16.25 Cr | +2.51% | +2.68% | +1.94% |
| Others | Others | 2.17% | ₹14.95 Cr | +3.02% | +3.14% | +9.48% |
| JSW Steel Ltd. | Metals & Mining | 2.04% | ₹13.85 Cr | +1.90% | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.74% | ₹11.82 Cr | +1.69% | +2.13% | +1.61% |
| Max Healthcare Institute Ltd. | Healthcare | 1.60% | ₹10.90 Cr | +1.86% | +1.77% | +1.72% |
| Clean Max Enviro Energy Solutions Ltd. | Energy | 1.39% | ₹9.45 Cr | +1.36% | +0.86% | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.34% | ₹9.15 Cr | +1.33% | +0.97% | +1.63% |
| Navin Fluorine International Ltd. | Chemicals | 1.31% | ₹8.91 Cr | +1.16% | +1.45% | +0.92% |
| TVS Motor Company Ltd. | Automobile | 1.27% | ₹8.62 Cr | +1.02% | +1.11% | +0.95% |
| UNO Minda Ltd. | Automobile | 1.27% | ₹8.63 Cr | +1.13% | +2.20% | +2.33% |
| Dixon Technologies (India) Ltd. | Capital Goods | 1.22% | ₹8.32 Cr | +1.06% | +1.82% | +2.59% |
| Sai Life Sciences Ltd. | Healthcare | 1.22% | ₹8.27 Cr | +0.94% | +0.83% | +0.62% |
| ICICI Lombard General Insurance Company Ltd. | Insurance | 1.18% | ₹8.05 Cr | +0.98% | +2.65% | +2.47% |
| Eicher Motors Ltd. | Automobile | 1.12% | ₹7.59 Cr | +1.05% | +1.10% | — |
| Welspun Corp Ltd. | Metals & Mining | 1.11% | ₹7.53 Cr | +0.59% | — | — |
| CG Power and Industrial Solutions Ltd. | Capital Goods | 1.06% | ₹7.20 Cr | +1.13% | +1.13% | +1.08% |
| Solar Industries India Ltd. | Chemicals | 1.01% | ₹6.90 Cr | +0.92% | +1.42% | +1.32% |
| Data Patterns (India) Ltd. | Capital Goods | 1.00% | ₹6.79 Cr | +1.25% | +0.94% | +0.67% |
| Varun Beverages Ltd. | Consumer Staples | 0.99% | ₹6.74 Cr | +2.23% | +1.88% | +1.83% |
| City Union Bank Ltd. | Financial | 0.97% | ₹6.60 Cr | +0.85% | — | — |
| K.P.R. Mill Ltd. | Textiles | 0.97% | ₹6.62 Cr | +0.99% | +0.78% | +0.84% |
| Ultratech Cement Ltd. | Materials | 0.96% | ₹6.52 Cr | +0.94% | +2.39% | +2.29% |
| Multi Commodity Exchange Of India Ltd. | Services | 0.95% | ₹6.43 Cr | +0.78% | +0.94% | +1.71% |
| Physicswallah Ltd. | Services | 0.93% | ₹6.30 Cr | +0.89% | +0.70% | — |
| Sudeep Pharma Ltd. | Healthcare | 0.93% | ₹6.35 Cr | +0.63% | — | — |
| Mrs. Bectors Food Specialities Ltd. | Consumer Staples | 0.88% | ₹6.00 Cr | +0.73% | +0.82% | +0.63% |
| Titan Company Ltd. | Consumer Discretionary | 0.88% | ₹5.99 Cr | +0.81% | +1.57% | +1.13% |
| Apar Industries Ltd. | Consumer Staples | 0.87% | ₹5.91 Cr | +0.75% | — | — |
| Krishna Institute of Medical Sciences Ltd | Healthcare | 0.84% | ₹5.69 Cr | +1.39% | +1.18% | +1.12% |
| SRF Ltd. | Chemicals | 0.84% | ₹5.69 Cr | +0.88% | +1.29% | +0.87% |
| AU Small Finance Bank Ltd. | Financial | 0.81% | ₹5.51 Cr | +0.79% | +1.04% | — |
| Tech Mahindra Ltd. | Technology | 0.81% | ₹5.49 Cr | +0.71% | — | — |
| Happy Forgings Ltd. | Metals & Mining | 0.79% | ₹5.39 Cr | +0.56% | — | — |
| Home First Finance Company India Ltd. | Financial | 0.78% | ₹5.34 Cr | +0.77% | +0.69% | +0.78% |
| ICICI Prudential Asset Management Company Ltd. | Financial | 0.78% | ₹5.31 Cr | +0.79% | +1.15% | — |
| One 97 Communications Ltd. | Services | 0.77% | ₹5.27 Cr | — | — | — |
| Affle 3I Ltd. | Technology | 0.76% | ₹5.17 Cr | +0.68% | +0.78% | — |
| Bharat Electronics Ltd. | Capital Goods | 0.73% | ₹5.00 Cr | +0.74% | +1.23% | +1.04% |
| Hindalco Industries Ltd. | Metals & Mining | 0.73% | ₹4.98 Cr | +0.71% | — | — |
| Vishal Mega Mart Ltd. | Services | 0.73% | ₹4.97 Cr | +1.23% | +1.23% | +1.46% |
| Ajanta Pharma Ltd. | Healthcare | 0.72% | ₹4.92 Cr | +0.65% | — | — |
| Divi's Laboratories Ltd. | Healthcare | 0.71% | ₹4.83 Cr | +0.48% | — | — |
| HDFC Life Insurance Co Ltd. | Insurance | 0.71% | ₹4.84 Cr | +0.75% | — | — |
| JSW Cement Ltd. | Materials | 0.70% | ₹4.77 Cr | +0.80% | +1.18% | +1.24% |
| Sona BLW Precision Forgings Ltd. | Automobile | 0.70% | ₹4.76 Cr | +0.50% | +0.72% | — |
| Samvardhana Motherson International Ltd. | Automobile | 0.68% | ₹4.62 Cr | +0.59% | — | — |
| Radico Khaitan Ltd. | Consumer Staples | 0.67% | ₹4.58 Cr | +0.58% | — | — |
| Torrent Power Ltd. | Energy | 0.65% | ₹4.43 Cr | +0.70% | — | — |
| Cholamandalam Investment and Finance Company Ltd. | Financial | 0.64% | ₹4.35 Cr | +0.67% | +1.46% | +1.46% |
| Acutaas Chemicals Ltd. | Healthcare | 0.63% | ₹4.26 Cr | +0.64% | — | — |
| Horizon Industrial Parks Ltd. | Services | 0.61% | ₹4.14 Cr | — | — | — |
| CCL Products (India) Ltd. | Consumer Staples | 0.60% | ₹4.07 Cr | +0.66% | +1.08% | +0.74% |
| DOMS Industries Ltd. | Consumer Staples | 0.60% | ₹4.11 Cr | +0.63% | +0.70% | +0.64% |
| Interglobe Aviation Ltd. | Services | 0.59% | ₹3.99 Cr | +0.60% | — | +1.66% |
| Marico Ltd. | Consumer Staples | 0.59% | ₹4.03 Cr | +0.60% | — | — |
| SJS Enterprises Ltd. | Automobile | 0.59% | ₹4.04 Cr | +0.56% | — | — |
| Dr. Agarwal's Health Care Ltd. | Healthcare | 0.58% | ₹3.91 Cr | +0.55% | +0.86% | +0.90% |
| Inventurus Knowledge Solutions Ltd. | Services | 0.58% | ₹3.97 Cr | +0.79% | +0.70% | — |
| TBO Tek Ltd. | Services | 0.58% | ₹3.94 Cr | +0.47% | +0.39% | — |
| LG Electronics India Ltd. | Consumer Discretionary | 0.54% | ₹3.69 Cr | +0.47% | +0.85% | — |
| Container Corporation Of India Ltd. | Services | 0.53% | ₹3.62 Cr | +0.54% | +0.54% | — |
| Prestige Estates Projects Ltd. | Construction | 0.53% | ₹3.59 Cr | +0.53% | — | — |
| Astral Ltd. | Materials | 0.52% | ₹3.54 Cr | +0.48% | — | — |
| Rubicon Research Ltd. | Healthcare | 0.50% | ₹3.39 Cr | +0.90% | +1.17% | — |
| Schaeffler India Ltd. | Capital Goods | 0.49% | ₹3.34 Cr | +0.50% | — | — |
| Sundaram Finance Ltd. | Financial | 0.48% | ₹3.26 Cr | +0.47% | — | — |
| Power Finance Corporation Ltd. | Financial | 0.46% | ₹3.11 Cr | +0.57% | +0.57% | — |
| Nestle India Ltd. | Consumer Staples | 0.45% | ₹3.09 Cr | +0.46% | — | — |
| Persistent Systems Ltd. | Technology | 0.45% | ₹3.06 Cr | +0.35% | +1.82% | +1.51% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.44% | ₹3.00 Cr | +0.42% | +0.44% | — |
| KSB Ltd. | Capital Goods | 0.44% | ₹3.00 Cr | +0.47% | — | — |
| Blue Star Ltd. | Consumer Discretionary | 0.42% | ₹2.84 Cr | +0.43% | +1.09% | +1.07% |
| Tata Consultancy Services Ltd. | Technology | 0.42% | ₹2.83 Cr | +0.39% | +1.61% | +1.66% |
| Triveni Turbine Ltd. | Construction | 0.42% | ₹2.86 Cr | +0.51% | +0.37% | +0.36% |
| 360 One Wam Ltd. | Financial | 0.40% | ₹2.69 Cr | +0.39% | — | — |
| Ashok Leyland Ltd. | Automobile | 0.39% | ₹2.67 Cr | +0.38% | — | — |
| Amagi Media Labs Ltd. | Technology | 0.37% | ₹2.50 Cr | +0.61% | +0.39% | — |
| Computer Age Management Services Ltd. | Services | 0.35% | ₹2.35 Cr | +0.39% | — | — |
| Sagility Ltd. | Services | 0.33% | ₹2.28 Cr | +0.30% | +0.33% | +0.96% |
| Reserve Bank of India | Financial | 0.15% | ₹1.00 Cr | +0.14% | +0.15% | +0.13% |
| Awfis Space Solutions Ltd. | Services | 0.03% | ₹0.17 Cr | +0.38% | +0.33% | +0.68% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| HDFC Bank Ltd. | 6.61% | 7.01% | +0.40% |
| Pine Labs Ltd. | 0.37% | 0.00% | -0.37% |
| Awfis Space Solutions Ltd. | 0.32% | 0.03% | -0.29% |
| ICICI Bank Ltd. | 7.24% | 6.98% | -0.26% |
| Infosys Ltd. | 3.16% | 2.94% | -0.22% |
| Welspun Corp Ltd. | 0.92% | 1.11% | +0.19% |
| Others | 2.47% | 2.30% | -0.17% |
| Clean Max Enviro Energy Solutions Ltd. | 1.23% | 1.39% | +0.16% |
| Mankind Pharma Ltd. | 1.58% | 1.74% | +0.16% |
| Kotak Mahindra Bank Ltd. | 2.44% | 2.57% | +0.13% |
| Varun Beverages Ltd. | 0.87% | 0.99% | +0.12% |
| Sai Life Sciences Ltd. | 1.10% | 1.22% | +0.12% |
| Physicswallah Ltd. | 0.82% | 0.93% | +0.11% |
| Bajaj Finance Ltd. | 3.06% | 2.95% | -0.11% |
| Bharti Airtel Ltd. | 3.73% | 3.84% | +0.11% |
| State Bank of India | 2.65% | 2.55% | -0.10% |
| Eternal Ltd. | 2.40% | 2.49% | +0.09% |
| Dixon Technologies (India) Ltd. | 1.31% | 1.22% | -0.09% |
| Max Healthcare Institute Ltd. | 1.69% | 1.60% | -0.09% |
| Happy Forgings Ltd. | 0.87% | 0.79% | -0.08% |
| ICICI Lombard General Insurance Company Ltd. | 1.10% | 1.18% | +0.08% |
| Mahindra & Mahindra Ltd. | 1.41% | 1.34% | -0.07% |
| Acutaas Chemicals Ltd. | 0.57% | 0.63% | +0.06% |
| ICICI Prudential Asset Management Company Ltd. | 0.72% | 0.78% | +0.06% |
| Sudeep Pharma Ltd. | 0.88% | 0.93% | +0.05% |
| Torrent Power Ltd. | 0.60% | 0.65% | +0.05% |
| KSB Ltd. | 0.39% | 0.44% | +0.05% |
| Cholamandalam Investment and Finance Company Ltd. | 0.69% | 0.64% | -0.05% |
| Sona BLW Precision Forgings Ltd. | 0.65% | 0.70% | +0.05% |
| Eicher Motors Ltd. | 1.17% | 1.12% | -0.05% |
| Reliance Industries Ltd. | 3.34% | 3.29% | -0.05% |
| Apar Industries Ltd. | 0.83% | 0.87% | +0.04% |
| Horizon Industrial Parks Ltd. | 0.65% | 0.61% | -0.04% |
| JSW Steel Ltd. | 2.00% | 2.04% | +0.04% |
| LG Electronics India Ltd. | 0.50% | 0.54% | +0.04% |
| Solar Industries India Ltd. | 0.97% | 1.01% | +0.04% |
| Tata Consultancy Services Ltd. | 0.46% | 0.42% | -0.04% |
| Titan Company Ltd. | 0.92% | 0.88% | -0.04% |
| Blue Star Ltd. | 0.38% | 0.42% | +0.04% |
| Nestle India Ltd. | 0.49% | 0.45% | -0.04% |
| Ajanta Pharma Ltd. | 0.68% | 0.72% | +0.04% |
| City Union Bank Ltd. | 0.93% | 0.97% | +0.04% |
| Container Corporation Of India Ltd. | 0.57% | 0.53% | -0.04% |
| Krishna Institute of Medical Sciences Ltd | 0.80% | 0.84% | +0.04% |
| Computer Age Management Services Ltd. | 0.38% | 0.35% | -0.03% |
| JSW Cement Ltd. | 0.73% | 0.70% | -0.03% |
| Mrs. Bectors Food Specialities Ltd. | 0.91% | 0.88% | -0.03% |
| Rubicon Research Ltd. | 0.53% | 0.50% | -0.03% |
| SJS Enterprises Ltd. | 0.62% | 0.59% | -0.03% |
| UNO Minda Ltd. | 1.30% | 1.27% | -0.03% |
| Ashok Leyland Ltd. | 0.42% | 0.39% | -0.03% |
| Divi's Laboratories Ltd. | 0.68% | 0.71% | +0.03% |
| Inventurus Knowledge Solutions Ltd. | 0.55% | 0.58% | +0.03% |
| Multi Commodity Exchange Of India Ltd. | 0.92% | 0.95% | +0.03% |
| Larsen & Toubro Ltd. | 2.42% | 2.39% | -0.03% |
| Astral Ltd. | 0.54% | 0.52% | -0.02% |
| One 97 Communications Ltd. | 0.75% | 0.77% | +0.02% |
| Power Finance Corporation Ltd. | 0.44% | 0.46% | +0.02% |
| Prestige Estates Projects Ltd. | 0.55% | 0.53% | -0.02% |
| Radico Khaitan Ltd. | 0.65% | 0.67% | +0.02% |
| SRF Ltd. | 0.82% | 0.84% | +0.02% |
| Ultratech Cement Ltd. | 0.94% | 0.96% | +0.02% |
| Vishal Mega Mart Ltd. | 0.75% | 0.73% | -0.02% |
| 360 One Wam Ltd. | 0.42% | 0.40% | -0.02% |
| Sagility Ltd. | 0.35% | 0.33% | -0.02% |
| Amagi Media Labs Ltd. | 0.36% | 0.37% | +0.01% |
| Bharat Electronics Ltd. | 0.74% | 0.73% | -0.01% |
| CG Power and Industrial Solutions Ltd. | 1.07% | 1.06% | -0.01% |
| Data Patterns (India) Ltd. | 0.99% | 1.00% | +0.01% |
| HDFC Life Insurance Co Ltd. | 0.70% | 0.71% | +0.01% |
| Hindalco Industries Ltd. | 0.74% | 0.73% | -0.01% |
| Interglobe Aviation Ltd. | 0.58% | 0.59% | +0.01% |
| K.P.R. Mill Ltd. | 0.98% | 0.97% | -0.01% |
| Marico Ltd. | 0.58% | 0.59% | +0.01% |
| Navin Fluorine International Ltd. | 1.30% | 1.31% | +0.01% |
| Samvardhana Motherson International Ltd. | 0.67% | 0.68% | +0.01% |
| Schaeffler India Ltd. | 0.48% | 0.49% | +0.01% |
| Sundaram Finance Ltd. | 0.47% | 0.48% | +0.01% |
| TBO Tek Ltd. | 0.57% | 0.58% | +0.01% |
| TVS Motor Company Ltd. | 1.26% | 1.27% | +0.01% |
| company:20133 | 0.01% | 0.00% | -0.01% |
| Reserve Bank of India | 0.14% | 0.15% | +0.01% |
| AU Small Finance Bank Ltd. | 0.82% | 0.81% | -0.01% |
| Affle 3I Ltd. | 0.76% | 0.76% | 0.00% |
| Bharat Petroleum Corporation Ltd. | 0.44% | 0.44% | 0.00% |
| CCL Products (India) Ltd. | 0.60% | 0.60% | 0.00% |
| DOMS Industries Ltd. | 0.60% | 0.60% | 0.00% |
| Dr. Agarwal's Health Care Ltd. | 0.58% | 0.58% | 0.00% |
| Home First Finance Company India Ltd. | 0.78% | 0.78% | 0.00% |
| Persistent Systems Ltd. | 0.45% | 0.45% | 0.00% |
| Tech Mahindra Ltd. | 0.81% | 0.81% | 0.00% |
| Triveni Turbine Ltd. | 0.42% | 0.42% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,088 Cr | 2.35% | 8.8% | 8.1% | 13.5% |
 Motilal Oswal ELSS Tax Saver Fund | ₹4,890 Cr | 2.07% | 8.1% | 8.8% | 16.0% |
 HSBC ELSS Tax saver Fund | ₹3,974 Cr | 1.98% | 8.0% | 7.9% | 12.9% |
 Baroda BNP Paribas ELSS Tax Saver Fund | ₹857 Cr | 2.46% | 6.6% | 7.2% | 11.9% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹481 Cr | 2.60% | 10.8% | 8.6% | — |
 JM ELSS - Tax Saver Fund | ₹240 Cr | 2.66% | 10.6% | 7.7% | 13.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long-term capital appreciation by predominantly investing in equity & equity related instruments and to enable eligible investors to avail deduction from total income, as permitted under the Income Tax Act, 1961 as amended from time to time.
Fund managers
- Utsav MehtaMr. Mehta has done B.Com and CFAPrior to joining PGIM Mutual Fund, he has worked with Edelweiss Asset Management Ltd and Ambit Capital
- Vinay PahariaMr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.Prior to joining PGIM India Mutual Fund, he was associated with Union Mutual Fund, Invesco Asset Management Company, L&T Mutual Fund, K R Choksey Shares and Securities Pvt Ltd (Jan 2004-Jan 2006), First Global Stock broking Pvt. Ltd (Jun 2002-Jan 2004).
- Vivek SharmaMr. Sharma is a PGDM FinancePrior to joining PGIM India Asset Management Pvt. Ltd. - Equity Analyst and Asst. Fund Manager, he has worked with ICICI Securities Ltd. - Equity Analyst and JP Morgan Services India Pvt. Ltd.- Associate - Investment Banking.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months8.32% absolute | ₹60,000 | ₹64,992 | 8.32% | |
| 1 year1.34% annualised | ₹1,20,000 | ₹1,20,875 | 0.73% | |
| 3 years9.33% annualised | ₹3,60,000 | ₹4,16,806 | 15.78% | |
| 5 years8.24% annualised | ₹6,00,000 | ₹7,44,461 | 24.08% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of PGIM India ELSS Tax Saver Fund?
The NAV of PGIM India ELSS Tax Saver Fund is ₹35.68 as on 9 Nov 2026.
What is the expense ratio of PGIM India ELSS Tax Saver Fund?
The expense ratio of PGIM India ELSS Tax Saver Fund is 2.59% per year.
What is the minimum SIP amount for PGIM India ELSS Tax Saver Fund?
You can start a SIP in PGIM India ELSS Tax Saver Fund with ₹3,000 a month.
What returns has PGIM India ELSS Tax Saver Fund given?
PGIM India ELSS Tax Saver Fund has returned 10.5% over 1 year, 5.5% over 3 years and 8.3% over 5 years (annualised).
Is there a lock-in or exit load on PGIM India ELSS Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is PGIM India ELSS Tax Saver Fund?
PGIM India ELSS Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages PGIM India ELSS Tax Saver Fund?
PGIM India ELSS Tax Saver Fund is managed by PGIM India Mutual Fund, which runs 25 schemes with ₹27,859 Cr under management.