SBI Consumption Opportunities Fund
Thematic-ConsumptionVery HighOPEN-ENDED
- NAV as on 6 Nov 2026
- ₹274.25+0.11%1 day
- Return since launch
- 13.0%
- 52-week range
- ₹252.94 — ₹311.37
- AUM
- ₹2,642 Cr
SBI Consumption Opportunities Fund is a Thematic-Consumption equity fund from SBI Mutual Fund with ₹2,642 Cr under management, launched in 2013. Over three years it has returned -4.5% a year, against 10.0% for its category. The expense ratio is 2.20% and the SEBI riskometer reading is Very High.
Performance
SBI Consumption Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -11.2% against -3.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -8.1% | −7.4 pts | -0.7% | 4.9% |
| 2Y | -7.7% | −10.0 pts | 2.4% | 2.0% |
| 3Y | -4.5% | −14.5 pts | 10.0% | 2.9% |
| 5Y | 3.9% | −5.7 pts | 9.6% | 8.3% |
| 7Y | 10.3% | −1.8 pts | 12.0% | 11.1% |
| 10Y | 11.2% | −1.8 pts | 13.0% | 11.4% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 2.1% | −3.4 pts | 5.5% | 6.4% |
| 3M | -7.0% | −5.5 pts | -1.5% | -2.8% |
| 6M | -6.2% | −11.0 pts | 4.8% | 4.5% |
| 1Y | -11.2% | −10.6 pts | -0.7% | -2.8% |
| 2Y | -8.8% | −8.2 pts | -0.6% | -0.5% |
| 3Y | 4.0% | −6.0 pts | 10.0% | 8.5% |
| 5Y | 8.6% | −1.0 pts | 9.6% | 8.6% |
| 7Y | 12.5% | −0.8 pts | 13.3% | 12.2% |
| 10Y | 12.3% | −0.7 pts | 13.0% | 11.8% |
Since launch (1 Jan 2013): 13.0%
Calendar-year returns
Category average13.9%
35.5%
13.9%
29.9%
22.8%
-6.3%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | -6.3% | −8.3 pts | 2.0% |
| 2024 | 22.8% | −0.3 pts | 23.1% |
| 2023 | 29.9% | −0.8 pts | 30.7% |
| 2022 | 13.9% | +5.5 pts | 8.3% |
| 2021 | 35.5% | +6.1 pts | 29.4% |
| 2020 | 13.9% | −3.3 pts | 17.2% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.22%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.70%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.47%
- Exit load
- Exit load of 0.10% if redeemed within 30 days.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY India Consumption TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -6.67 | 0.09 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.01 | 1.01 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | -0.09 | 0.31 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | -0.13 | 0.41 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 17.19 | 17.32 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
SBI Consumption Opportunities Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity95.9%
- Debt0.1%
- Other4.0%
Market cap split
- Large47.6%
- Mid21.1%
- Small31.4%
- P/E
- 43.21
- P/B
- 6.39
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Eternal Ltd. | Services | 5.75% | ₹152 Cr | +3.19% | +2.17% | — |
| Asian Paints Ltd. | Materials | 4.78% | ₹126 Cr | +4.76% | +4.74% | +3.76% |
| Jubilant FoodWorks Ltd. | Services | 4.57% | ₹121 Cr | +3.79% | +4.34% | +0.50% |
| Others | Others | 3.98% | ₹105 Cr | +2.06% | +2.28% | +1.89% |
| Mahindra & Mahindra Ltd. | Automobile | 3.91% | ₹103 Cr | +0.53% | +4.47% | +5.33% |
| Varun Beverages Ltd. | Consumer Staples | 3.82% | ₹101 Cr | +3.14% | +2.32% | +0.74% |
| Berger Paints India Ltd. | Materials | 3.60% | ₹94.97 Cr | +3.86% | +3.64% | +3.81% |
| Page Industries Ltd. | Textiles | 3.56% | ₹93.91 Cr | +4.22% | +3.57% | +2.58% |
| Titan Company Ltd. | Consumer Discretionary | 3.47% | ₹91.74 Cr | +3.03% | +3.74% | +1.06% |
| United Breweries Ltd. | Consumer Staples | 3.42% | ₹90.33 Cr | +3.59% | +3.96% | +3.85% |
| Britannia Industries Ltd. | Consumer Staples | 3.36% | ₹88.80 Cr | +3.54% | +4.10% | +4.33% |
| Colgate-Palmolive (India) Ltd. | Consumer Staples | 3.17% | ₹83.76 Cr | +3.27% | +3.21% | +2.97% |
| Bharti Airtel Ltd. | Communication | 3.16% | ₹83.46 Cr | +3.03% | +4.04% | +5.85% |
| Hindustan Unilever Ltd. | Consumer Staples | 3.02% | ₹79.86 Cr | +3.64% | +3.71% | +3.95% |
| Eicher Motors Ltd. | Automobile | 2.98% | ₹78.65 Cr | +2.68% | +3.11% | +3.77% |
| Maruti Suzuki India Ltd. | Automobile | 2.94% | ₹77.79 Cr | +4.37% | +3.49% | +3.84% |
| TVS Motor Company Ltd. | Automobile | 2.72% | ₹71.86 Cr | +1.49% | +2.23% | +2.71% |
| DOMS Industries Ltd. | Consumer Staples | 2.54% | ₹67.04 Cr | +2.53% | +2.17% | +1.95% |
| EIH Ltd. | Services | 2.41% | ₹63.71 Cr | +2.41% | +2.26% | +2.47% |
| Ganesha Ecosphere Ltd. | Textiles | 2.08% | ₹55.03 Cr | +1.71% | +2.51% | +3.36% |
| Voltas Ltd. | Consumer Discretionary | 2.03% | ₹53.58 Cr | +2.20% | +2.23% | +2.15% |
| Swiggy Ltd. | Services | 1.89% | ₹50.02 Cr | +1.06% | — | — |
| Avenue Supermarts Ltd. | Services | 1.87% | ₹49.42 Cr | +3.39% | +4.49% | +3.55% |
| Hawkins Cookers Ltd. | Consumer Discretionary | 1.86% | ₹49.25 Cr | +1.75% | +1.73% | +1.33% |
| Trent Ltd. | Services | 1.49% | ₹39.32 Cr | +2.85% | — | — |
| Flair Writing Industries Ltd. | Consumer Staples | 1.35% | ₹35.54 Cr | +1.39% | +1.66% | +1.47% |
| Urban Company Ltd. | Consumer Staples | 1.31% | ₹34.65 Cr | — | — | — |
| Whirlpool Of India Ltd. | Consumer Discretionary | 1.30% | ₹34.34 Cr | +1.08% | +1.15% | +1.44% |
| Tata Motors Ltd. | Automobile | 1.28% | ₹33.73 Cr | +1.75% | +1.79% | — |
| Westlife Foodworld Ltd. | Services | 1.25% | ₹33.12 Cr | +0.94% | +1.02% | +1.21% |
| Havells India Ltd. | Capital Goods | 1.25% | ₹33.02 Cr | — | — | — |
| SS Retail Ltd. | Services | 1.24% | ₹32.66 Cr | — | — | — |
| Brainbees Solutions Ltd. | Consumer Discretionary | 1.16% | ₹30.58 Cr | +1.31% | +1.34% | +1.94% |
| Kusumgar Ltd. | Textiles | 1.14% | ₹30.05 Cr | — | — | — |
| Nestle India Ltd. | Consumer Staples | 1.07% | ₹28.25 Cr | +1.04% | +0.90% | — |
| Bosch Home Comfort India Ltd. | Consumer Discretionary | 1.07% | ₹28.15 Cr | +0.70% | — | — |
| Jyothy Labs Ltd. | Consumer Staples | 1.06% | ₹28.01 Cr | +0.99% | — | — |
| Kansai Nerolac Paints Ltd. | Materials | 1.00% | ₹26.51 Cr | +1.05% | +0.80% | — |
| Lemon Tree Hotels Ltd. | Services | 0.99% | ₹26.06 Cr | +0.60% | — | — |
| Vishal Mega Mart Ltd. | Services | 0.96% | ₹25.25 Cr | +1.50% | +1.80% | +1.03% |
| V-Guard Industries Ltd. | Consumer Discretionary | 0.91% | ₹24.09 Cr | +0.84% | +0.97% | +0.96% |
| Tenneco Clean Air India Ltd | Automobile | 0.81% | ₹21.35 Cr | — | — | — |
| Sheela Foam Ltd. | Consumer Discretionary | 0.72% | ₹19.02 Cr | +0.77% | — | +1.32% |
| Sula Vineyards Ltd. | Consumer Staples | 0.41% | ₹10.76 Cr | +0.43% | +0.43% | +0.66% |
| Campus Activewear Ltd. | Consumer Discretionary | 0.36% | ₹9.62 Cr | +1.13% | +1.16% | +1.49% |
| Hero Motocorp Ltd. | Automobile | 0.34% | ₹9.01 Cr | — | — | — |
| Relaxo Footwears Ltd. | Consumer Discretionary | 0.32% | ₹8.44 Cr | +0.40% | +0.26% | +0.41% |
| Brigade Hotel Ventures Ltd. | Services | 0.13% | ₹3.52 Cr | +0.29% | +0.28% | +0.35% |
| Reserve Bank of India | Financial | 0.11% | ₹2.98 Cr | +0.10% | +0.11% | +0.09% |
| TTK Prestige Ltd. | Consumer Discretionary | 0.09% | ₹2.26 Cr | +0.09% | — | — |
| Manpasand Beverages Ltd. | Consumer Staples | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Godrej Consumer Products Ltd. | 1.55% | 0.00% | -1.55% |
| Mahindra & Mahindra Ltd. | 5.22% | 3.91% | -1.31% |
| SS Retail Ltd. | 0.00% | 1.24% | +1.24% |
| Hero Motocorp Ltd. | 1.45% | 0.34% | -1.11% |
| Eternal Ltd. | 4.93% | 5.75% | +0.82% |
| Meesho Ltd. | 0.73% | 0.00% | -0.73% |
| Others | -0.09% | 0.57% | +0.66% |
| Varun Beverages Ltd. | 3.31% | 3.82% | +0.51% |
| Tata Motors Ltd. | 1.67% | 1.28% | -0.39% |
| Trent Ltd. | 1.83% | 1.49% | -0.34% |
| EIH Ltd. | 2.11% | 2.41% | +0.30% |
| Campus Activewear Ltd. | 0.66% | 0.36% | -0.30% |
| Page Industries Ltd. | 3.27% | 3.56% | +0.29% |
| Whirlpool Of India Ltd. | 1.10% | 1.30% | +0.20% |
| United Breweries Ltd. | 3.61% | 3.42% | -0.19% |
| Havells India Ltd. | 1.43% | 1.25% | -0.18% |
| Maruti Suzuki India Ltd. | 3.11% | 2.94% | -0.17% |
| Asian Paints Ltd. | 4.93% | 4.78% | -0.15% |
| Bosch Home Comfort India Ltd. | 0.92% | 1.07% | +0.15% |
| Titan Company Ltd. | 3.61% | 3.47% | -0.14% |
| Westlife Foodworld Ltd. | 1.13% | 1.25% | +0.12% |
| Bharti Airtel Ltd. | 3.04% | 3.16% | +0.12% |
| Eicher Motors Ltd. | 3.09% | 2.98% | -0.11% |
| Kusumgar Ltd. | 1.03% | 1.14% | +0.11% |
| Swiggy Ltd. | 1.99% | 1.89% | -0.10% |
| Hawkins Cookers Ltd. | 1.77% | 1.86% | +0.09% |
| Ganesha Ecosphere Ltd. | 1.99% | 2.08% | +0.09% |
| Voltas Ltd. | 2.12% | 2.03% | -0.09% |
| V-Guard Industries Ltd. | 1.00% | 0.91% | -0.09% |
| Avenue Supermarts Ltd. | 1.79% | 1.87% | +0.08% |
| Brigade Hotel Ventures Ltd. | 0.21% | 0.13% | -0.08% |
| Berger Paints India Ltd. | 3.67% | 3.60% | -0.07% |
| Nestle India Ltd. | 1.14% | 1.07% | -0.07% |
| Jubilant FoodWorks Ltd. | 4.63% | 4.57% | -0.06% |
| Hindustan Unilever Ltd. | 2.96% | 3.02% | +0.06% |
| Brainbees Solutions Ltd. | 1.10% | 1.16% | +0.06% |
| Relaxo Footwears Ltd. | 0.37% | 0.32% | -0.05% |
| Britannia Industries Ltd. | 3.41% | 3.36% | -0.05% |
| Lemon Tree Hotels Ltd. | 0.94% | 0.99% | +0.05% |
| Sheela Foam Ltd. | 0.68% | 0.72% | +0.04% |
| TVS Motor Company Ltd. | 2.69% | 2.72% | +0.03% |
| DOMS Industries Ltd. | 2.51% | 2.54% | +0.03% |
| Vishal Mega Mart Ltd. | 0.98% | 0.96% | -0.02% |
| Jyothy Labs Ltd. | 1.08% | 1.06% | -0.02% |
| Colgate-Palmolive (India) Ltd. | 3.19% | 3.17% | -0.02% |
| Tenneco Clean Air India Ltd | 0.79% | 0.81% | +0.02% |
| Kansai Nerolac Paints Ltd. | 1.02% | 1.00% | -0.02% |
| Flair Writing Industries Ltd. | 1.36% | 1.35% | -0.01% |
| Reserve Bank of India | 0.10% | 0.11% | +0.01% |
| Sula Vineyards Ltd. | 0.42% | 0.41% | -0.01% |
| Urban Company Ltd. | 1.30% | 1.31% | +0.01% |
| TTK Prestige Ltd. | 0.09% | 0.09% | 0.00% |
| Manpasand Beverages Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,285 Cr | 2.19% | 9.7% | 5.8% | 10.2% |
 Mirae Asset Great Consumer Fund | ₹4,455 Cr | 2.06% | 8.3% | 4.4% | 10.0% |
 Tata India Consumer Fund | ₹2,723 Cr | 2.12% | 14.7% | 8.5% | 12.9% |
 Canara Robeco Consumption Fund | ₹1,872 Cr | 2.15% | 8.4% | 4.5% | 9.6% |
 HSBC Consumption Fund | ₹1,698 Cr | 2.19% | 11.7% | 7.7% | — |
 UTI India Consumer Fund | ₹678 Cr | 2.43% | 5.6% | 3.8% | 8.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide the investor with the opportunity of long-term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space.
Fund managers
- Ashit DesaiMr. Desai has done B.Com, PGDM and FRMPrior to joining SBI Mutual Fund, he has worked with Emkay Global Financial Services Ltd., SBICAPS Sec. Ltd. and Batlivala & Karani Sec, Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months−6.19% absolute | ₹60,000 | ₹56,286 | −6.19% | |
| 1 year−11.24% annualised | ₹1,20,000 | ₹1,12,939 | −5.88% | |
| 3 years4.02% annualised | ₹3,60,000 | ₹3,83,208 | 6.45% | |
| 5 years8.55% annualised | ₹6,00,000 | ₹7,50,710 | 25.12% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of SBI Consumption Opportunities Fund?
The NAV of SBI Consumption Opportunities Fund is ₹274.25 as on 6 Nov 2026.
What is the expense ratio of SBI Consumption Opportunities Fund?
The expense ratio of SBI Consumption Opportunities Fund is 2.20% per year.
What is the minimum SIP amount for SBI Consumption Opportunities Fund?
You can start a SIP in SBI Consumption Opportunities Fund with ₹3,000 a month.
What returns has SBI Consumption Opportunities Fund given?
SBI Consumption Opportunities Fund has returned -8.1% over 1 year, -4.5% over 3 years and 3.9% over 5 years (annualised).
Is there a lock-in or exit load on SBI Consumption Opportunities Fund?
Lock-in: None. Exit load: Exit load of 0.10% if redeemed within 30 days..
How risky is SBI Consumption Opportunities Fund?
SBI Consumption Opportunities Fund is rated Very High on the SEBI riskometer and belongs to the Thematic-Consumption category.
Which fund house manages SBI Consumption Opportunities Fund?
SBI Consumption Opportunities Fund is managed by SBI Mutual Fund, which runs 80 schemes with ₹13,34,527 Cr under management.