Sundaram Financial Services Opportunities Fund
- NAV as on 9 Nov 2026
- ₹109.07+0.83%1 day
- Return since launch
- 13.8%
- 52-week range
- ₹93.38 — ₹112.99
- AUM
- ₹1,614 Cr
Sundaram Financial Services Opportunities Fund is a Sectoral-Banking equity fund from Sundaram Mutual Fund with ₹1,614 Cr under management, launched in 2008. Over three years it has returned 6.7% a year, against 12.3% for its category. The expense ratio is 2.20% and the SEBI riskometer reading is Very High.
Performance
Sundaram Financial Services Opportunities Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +1.8% against +2.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 3.2% | +1.0 pts | 2.2% | 6.9% |
| 2Y | 5.9% | −1.2 pts | 7.1% | 7.4% |
| 3Y | 6.7% | −5.6 pts | 12.3% | 8.0% |
| 5Y | 11.9% | +1.7 pts | 10.2% | 10.8% |
| 7Y | 14.1% | +1.0 pts | 13.1% | 12.3% |
| 10Y | 13.5% | +1.8 pts | 11.7% | 11.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 4.9% | −2.2 pts | 7.1% | 7.0% |
| 3M | -0.5% | −1.6 pts | 1.1% | 2.1% |
| 6M | 4.4% | −1.7 pts | 6.1% | 6.7% |
| 1Y | 1.8% | −0.5 pts | 2.2% | 2.0% |
| 2Y | 5.9% | −1.4 pts | 7.3% | 6.9% |
| 3Y | 11.0% | −1.4 pts | 12.3% | 11.3% |
| 5Y | 11.7% | +1.4 pts | 10.2% | 9.4% |
| 7Y | 12.9% | +1.7 pts | 11.3% | 10.0% |
| 10Y | 12.7% | +1.0 pts | 11.7% | 10.6% |
Since launch (17 Apr 2008): 13.8%
Calendar-year returns
Category averageShow as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 16.9% | −1.6 pts | 18.6% |
| 2024 | 7.0% | −5.0 pts | 12.0% |
| 2023 | 31.1% | +9.7 pts | 21.4% |
| 2022 | 16.8% | +0.3 pts | 16.5% |
| 2021 | 15.3% | −1.1 pts | 16.4% |
| 2020 | 2.7% | +2.7 pts | -0.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
2.22%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.79%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.39%
- Exit load
- Exit load of 0.5% if redeemed within 30 days
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY Financial Services TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.11 | 4.32 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.03 | 0.95 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.25 | 0.48 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.35 | 0.64 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 17.23 | 17.05 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Sundaram Financial Services Opportunities Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.6%
- Debt1.1%
- Other1.3%
Market cap split
- Large59.7%
- Mid8.6%
- Small31.6%
- P/E
- 13.43
- P/B
- 1.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 11.11% | ₹179 Cr | +11.58% | +11.87% | +11.93% |
| Axis Bank Ltd. | Financial | 10.11% | ₹163 Cr | +9.74% | +9.83% | +9.94% |
| HDFC Bank Ltd. | Financial | 8.40% | ₹136 Cr | +14.78% | +15.84% | +19.42% |
| State Bank of India | Financial | 7.89% | ₹127 Cr | +6.13% | +6.83% | +5.78% |
| Kotak Mahindra Bank Ltd. | Financial | 5.87% | ₹94.82 Cr | +3.19% | +1.79% | +1.92% |
| Bajaj Finserv Ltd. | Financial | 4.73% | ₹76.32 Cr | +4.79% | +4.61% | +4.53% |
| DCB Bank Ltd. | Financial | 4.54% | ₹73.24 Cr | +4.16% | +4.44% | +3.55% |
| PNB Housing Finance Ltd. | Financial | 4.38% | ₹70.71 Cr | +3.90% | +3.49% | +3.90% |
| Shriram Finance Ltd | Financial | 4.09% | ₹66.09 Cr | +4.17% | +4.08% | +4.42% |
| Bank Of Baroda | Financial | 3.83% | ₹61.90 Cr | +3.58% | +3.80% | +3.77% |
| Cholamandalam Financial Holdings Ltd. | Financial | 3.58% | ₹57.85 Cr | +3.30% | +3.18% | +1.32% |
| Bandhan Bank Ltd. | Financial | 3.34% | ₹53.99 Cr | +2.42% | +1.96% | +0.84% |
| One 97 Communications Ltd. | Services | 3.22% | ₹52.03 Cr | +1.74% | +1.51% | — |
| Aavas Financiers Ltd. | Financial | 2.98% | ₹48.06 Cr | +3.36% | +2.78% | — |
| Equitas Small Finance Bank Ltd. | Financial | 2.65% | ₹42.72 Cr | +2.53% | +2.33% | +2.73% |
| CSB Bank Ltd. | Financial | 2.47% | ₹39.80 Cr | +2.59% | +3.03% | +4.03% |
| Ujjivan Small Finance Bank Ltd. | Financial | 2.26% | ₹36.52 Cr | +2.83% | +2.83% | +3.59% |
| Five-Star Business Finance Ltd. | Financial | 2.26% | ₹36.49 Cr | +2.12% | — | — |
| Piramal Finance Ltd. | Financial | 1.37% | ₹22.09 Cr | — | — | — |
| Others | Others | 1.35% | ₹21.74 Cr | +0.57% | +0.48% | +0.35% |
| PB Fintech Ltd. | Services | 1.30% | ₹21.02 Cr | +1.57% | +1.41% | — |
| Motilal Oswal Financial Services Ltd. | Financial | 1.23% | ₹19.88 Cr | +1.13% | +0.88% | — |
| OnEMI Technology Solutions Ltd. | Financial | 1.12% | ₹18.14 Cr | +1.06% | — | — |
| Reserve Bank of India | Financial | 1.07% | ₹17.34 Cr | +1.02% | — | — |
| Life Insurance Corporation of India | Insurance | 1.07% | ₹17.31 Cr | — | — | — |
| Angel One Ltd. | Financial | 0.92% | ₹14.86 Cr | +1.07% | +0.86% | +0.85% |
| REC Ltd. | Financial | 0.90% | ₹14.54 Cr | +2.11% | +4.80% | +5.57% |
| ICICI Life Insurance Ltd. | Insurance | 0.87% | ₹14.01 Cr | +1.83% | +2.24% | +5.00% |
| Power Finance Corporation Ltd. | Financial | 0.86% | ₹13.81 Cr | +1.07% | +1.77% | +1.56% |
| IIFL Finance Ltd. | Financial | 0.20% | ₹3.28 Cr | — | — | — |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| PB Fintech Ltd. | 2.15% | 1.30% | -0.85% |
| REC Ltd. | 0.91% | 0.23% | -0.68% |
| ICICI Life Insurance Ltd. | 0.95% | 0.28% | -0.67% |
| HDFC Bank Ltd. | 7.88% | 8.40% | +0.52% |
| Bandhan Bank Ltd. | 2.88% | 3.34% | +0.47% |
| Bajaj Finserv Ltd. | 5.17% | 4.73% | -0.45% |
| ICICI Bank Ltd. | 11.46% | 11.11% | -0.35% |
| Kotak Mahindra Bank Ltd. | 5.54% | 5.87% | +0.34% |
| State Bank of India | 8.17% | 7.89% | -0.28% |
| Aavas Financiers Ltd. | 2.72% | 2.98% | +0.26% |
| DCB Bank Ltd. | 4.79% | 4.54% | -0.25% |
| Shriram Finance Ltd | 4.33% | 4.09% | -0.24% |
| IIFL Finance Ltd. | 0.00% | 0.20% | +0.20% |
| Others | -0.17% | 0.02% | +0.19% |
| Equitas Small Finance Bank Ltd. | 2.46% | 2.65% | +0.19% |
| PNB Housing Finance Ltd. | 4.21% | 4.38% | +0.17% |
| One 97 Communications Ltd. | 3.09% | 3.22% | +0.13% |
| Bank Of Baroda | 3.72% | 3.83% | +0.11% |
| Ujjivan Small Finance Bank Ltd. | 2.17% | 2.26% | +0.09% |
| CSB Bank Ltd. | 2.55% | 2.47% | -0.09% |
| Piramal Finance Ltd. | 1.44% | 1.37% | -0.08% |
| Reserve Bank of India | 1.00% | 1.07% | +0.07% |
| Five-Star Business Finance Ltd. | 2.19% | 2.26% | +0.07% |
| Axis Bank Ltd. | 10.05% | 10.11% | +0.06% |
| Power Finance Corporation Ltd. | 0.83% | 0.86% | +0.03% |
| Motilal Oswal Financial Services Ltd. | 1.21% | 1.23% | +0.02% |
| Angel One Ltd. | 0.90% | 0.92% | +0.02% |
| Cholamandalam Financial Holdings Ltd. | 3.60% | 3.58% | -0.02% |
| OnEMI Technology Solutions Ltd. | 1.14% | 1.12% | -0.01% |
| Life Insurance Corporation of India | 1.06% | 1.07% | +0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,928 Cr | 2.17% | 5.8% | 10.5% | 13.5% |
 SBI Banking & Financial Services Fund | ₹10,505 Cr | 2.16% | 5.4% | 10.2% | 13.6% |
 Invesco India Financial Services Fund | ₹1,810 Cr | 2.16% | 7.0% | 10.6% | 14.8% |
 UTI Banking and Financial Services Fund | ₹1,339 Cr | 2.37% | 8.7% | 9.5% | 12.2% |
 Quant BFSI Fund | ₹894 Cr | 3.36% | 7.0% | 12.3% | — |
 Kotak Nifty Financial Services Ex-Bank Index Fund | ₹91.11 Cr | 0.82% | 1.1% | 9.8% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks long-term capital appreciation by investing predominantly in equity and equity related securities of Indian companies engaged in the banking and financial services.
Fund managers
- Rohit SeksariaMr. Seksaria is CS, CA & has done MBA from IIM AhmedabadPrior to joining Sundaram Mutual Fund he has worked with Progress Capital/Asia Capital & Advisor Pte Ltd., Matchpoint Investment Management and Progress Capital Pte Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.42% absolute | ₹60,000 | ₹62,652 | 4.42% | |
| 1 year1.77% annualised | ₹1,20,000 | ₹1,21,157 | 0.96% | |
| 3 years10.96% annualised | ₹3,60,000 | ₹4,27,845 | 18.85% | |
| 5 years11.68% annualised | ₹6,00,000 | ₹8,17,615 | 36.27% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.