Tata ELSS - Tax Saver Fund
ELSSVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹46.64+0.70%1 day
- Return since launch
- 13.5%
- 52-week range
- ₹40.55 — ₹48.14
- AUM
- ₹4,427 Cr
Tata ELSS - Tax Saver Fund is a ELSS equity fund from Tata Mutual Fund with ₹4,427 Cr under management, launched in 2014. Over three years it has returned 6.3% a year, against 11.4% for its category. The expense ratio is 1.93% and the SEBI riskometer reading is Very High.
Performance
Tata ELSS - Tax Saver Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +2.5% against 0.0% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.1% | +4.5 pts | 0.6% | 6.0% |
| 2Y | 5.3% | +1.1 pts | 4.3% | 3.9% |
| 3Y | 6.3% | −5.1 pts | 11.4% | 4.6% |
| 5Y | 10.4% | +0.7 pts | 9.8% | 9.3% |
| 7Y | 13.1% | −0.2 pts | 13.3% | 12.1% |
| 10Y | 12.9% | 0.0 pts | 12.9% | 11.8% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 5.2% | −1.5 pts | 6.7% | 7.5% |
| 3M | -2.4% | −1.9 pts | -0.5% | -0.5% |
| 6M | 3.7% | −0.9 pts | 4.6% | 4.7% |
| 1Y | 2.8% | +2.3 pts | 0.6% | 0.3% |
| 2Y | 2.9% | +1.0 pts | 1.9% | 1.4% |
| 3Y | 12.1% | +0.7 pts | 11.4% | 10.7% |
| 5Y | 9.8% | +0.1 pts | 9.8% | 8.8% |
| 7Y | 13.7% | −0.8 pts | 14.6% | 12.7% |
| 10Y | 13.0% | 0.0 pts | 12.9% | 11.5% |
Since launch (13 Oct 2014): 13.5%
Calendar-year returns
Category average11.9%
30.4%
5.8%
24.0%
19.3%
4.9%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 4.9% | +0.5 pts | 4.5% |
| 2024 | 19.3% | −1.0 pts | 20.3% |
| 2023 | 24.0% | −7.8 pts | 31.8% |
| 2022 | 5.8% | +2.4 pts | 3.5% |
| 2021 | 30.4% | −9.5 pts | 39.9% |
| 2020 | 11.9% | −6.8 pts | 18.7% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.92%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.60%
- Brokerage
- 0.02%
- Transaction charges
- 0.00%
- Statutory levies
- 0.30%
- Exit load
- 0%
- Lock-in
- 3 years
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 0.56 | 4.34 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 1.01 | 1.03 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.36 | 0.55 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.47 | 0.76 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 16.07 | 17.53 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
Tata ELSS - Tax Saver Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity97.8%
- Other2.2%
Market cap split
- Large59.8%
- Mid17.2%
- Small23.0%
- P/E
- 22.14
- P/B
- 3.17
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| Bharti Airtel Ltd. | Communication | 5.66% | ₹251 Cr | +5.75% | +6.22% | +3.88% |
| HDFC Bank Ltd. | Financial | 5.14% | ₹227 Cr | +5.81% | +6.12% | +7.21% |
| ICICI Bank Ltd. | Financial | 4.89% | ₹217 Cr | +5.33% | +6.19% | +6.30% |
| State Bank of India | Financial | 4.42% | ₹196 Cr | +4.56% | +4.88% | +3.91% |
| Reliance Industries Ltd. | Energy | 3.62% | ₹160 Cr | +3.80% | +4.43% | +4.05% |
| Samvardhana Motherson International Ltd. | Automobile | 3.32% | ₹147 Cr | +3.17% | +2.62% | +2.37% |
| Larsen & Toubro Ltd. | Construction | 2.99% | ₹132 Cr | +3.17% | +3.02% | +2.83% |
| Pricol Ltd. | Automobile | 2.84% | ₹126 Cr | +2.20% | +2.20% | +2.27% |
| Motilal Oswal Financial Services Ltd. | Financial | 2.76% | ₹122 Cr | +2.58% | +1.93% | — |
| NTPC Ltd. | Energy | 2.52% | ₹111 Cr | +2.68% | +3.13% | +2.58% |
| Cummins India Ltd. | Capital Goods | 2.47% | ₹109 Cr | +2.83% | +2.53% | +1.98% |
| SPR Auto Technologies Ltd. | Automobile | 2.31% | ₹102 Cr | +2.00% | +1.62% | +1.30% |
| City Union Bank Ltd. | Financial | 2.25% | ₹99.46 Cr | +2.00% | +1.93% | +1.55% |
| Others | Others | 2.20% | ₹95.28 Cr | +2.18% | +3.84% | +4.22% |
| PB Fintech Ltd. | Services | 2.13% | ₹94.35 Cr | +2.89% | +2.32% | — |
| Multi Commodity Exchange Of India Ltd. | Services | 2.00% | ₹88.59 Cr | +1.66% | +1.42% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.95% | ₹86.29 Cr | +1.92% | +2.04% | +1.66% |
| Infosys Ltd. | Technology | 1.83% | ₹81.13 Cr | +1.78% | +2.49% | +3.68% |
| Graphite India Ltd. | Capital Goods | 1.73% | ₹76.48 Cr | +1.33% | +1.51% | +1.22% |
| Ultratech Cement Ltd. | Materials | 1.73% | ₹76.69 Cr | +1.71% | +1.84% | +1.88% |
| Bajaj Finance Ltd. | Financial | 1.69% | ₹74.83 Cr | +1.70% | +1.53% | +2.35% |
| Radico Khaitan Ltd. | Consumer Staples | 1.63% | ₹72.33 Cr | +1.42% | +1.06% | +1.14% |
| Rainbow Children's Medicare Ltd. | Healthcare | 1.59% | ₹70.57 Cr | +1.65% | +1.53% | — |
| Hindalco Industries Ltd. | Metals & Mining | 1.58% | ₹69.96 Cr | +1.55% | +1.61% | +1.51% |
| Eternal Ltd. | Services | 1.47% | ₹65.28 Cr | +1.17% | +1.14% | — |
| Kei Industries Ltd. | Capital Goods | 1.46% | ₹64.60 Cr | +1.71% | +1.43% | +1.29% |
| Diamond Power Infrastructure Ltd. | Capital Goods | 1.45% | ₹63.97 Cr | — | — | — |
| Anant Raj Ltd. | Construction | 1.37% | ₹60.70 Cr | +1.15% | +1.01% | +1.56% |
| Gravita India Ltd. | Metals & Mining | 1.28% | ₹56.63 Cr | +1.39% | +1.26% | +1.35% |
| Amber Enterprises India Ltd. | Consumer Discretionary | 1.27% | ₹56.38 Cr | +1.03% | +1.00% | — |
| Dr. Lal Pathlabs Ltd. | Healthcare | 1.25% | ₹55.26 Cr | +1.00% | +0.89% | — |
| ICICI Prudential Asset Management Company Ltd. | Financial | 1.24% | ₹55.10 Cr | +1.27% | +1.30% | — |
| HCL Technologies Ltd. | Technology | 1.18% | ₹52.28 Cr | +0.99% | +1.39% | +1.55% |
| The Great Eastern Shipping Company Ltd. | Energy | 1.18% | ₹52.06 Cr | +0.84% | — | — |
| Bharat Electronics Ltd. | Capital Goods | 1.17% | ₹51.64 Cr | +1.19% | +1.30% | +1.27% |
| Coal India Ltd. | Materials | 1.16% | ₹51.43 Cr | +1.16% | +1.33% | +1.24% |
| SBI Life Insurance Company Ltd. | Insurance | 1.15% | ₹50.89 Cr | +1.15% | +1.30% | +1.18% |
| Indusind Bank Ltd. | Financial | 1.13% | ₹50.21 Cr | +1.12% | +1.02% | — |
| Healthcare Global Enterprises Ltd. | Healthcare | 1.09% | ₹48.07 Cr | +0.98% | +0.93% | — |
| The Federal Bank Ltd. | Financial | 1.07% | ₹47.53 Cr | +1.68% | +1.66% | +1.53% |
| Kirloskar Pneumatic Company Ltd. | Capital Goods | 1.05% | ₹46.42 Cr | +1.46% | +0.87% | +0.91% |
| GE Vernova T&D India Ltd | Capital Goods | 1.04% | ₹45.83 Cr | +1.17% | — | — |
| Billionbrains Garage Ventures Ltd. | Financial | 0.97% | ₹42.76 Cr | +1.02% | +0.66% | — |
| Interglobe Aviation Ltd. | Services | 0.96% | ₹42.36 Cr | +0.99% | +0.82% | — |
| Power Finance Corporation Ltd. | Financial | 0.94% | ₹41.50 Cr | +1.18% | +1.18% | +1.15% |
| Life Insurance Corporation of India | Insurance | 0.93% | ₹41.33 Cr | — | — | — |
| Brigade Enterprises Ltd. | Construction | 0.91% | ₹40.34 Cr | +0.76% | +0.84% | +1.04% |
| SBI Funds Management Ltd. | Financial | 0.90% | ₹39.74 Cr | — | — | — |
| Abbott India Ltd. | Healthcare | 0.87% | ₹38.57 Cr | +0.79% | +0.90% | — |
| The Indian Hotels Company Ltd. | Services | 0.84% | ₹37.36 Cr | +0.80% | +0.46% | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.77% | ₹34.06 Cr | +0.80% | — | — |
| Tata Motors Ltd. | Automobile | 0.73% | ₹32.26 Cr | +0.70% | +0.74% | — |
| Kotak Mahindra Bank Ltd. | Financial | 0.63% | ₹27.73 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.48% | ₹21.32 Cr | — | +1.00% | +1.16% |
| Vedanta Ltd. | Metals & Mining | 0.48% | ₹21.37 Cr | +0.50% | +1.32% | — |
| Havells India Ltd. | Capital Goods | 0.41% | ₹18.29 Cr | +0.45% | — | — |
| National Stock Exchange | Financial | 0.39% | ₹17.48 Cr | — | — | — |
| Dhoot Transmission Ltd. | Capital Goods | 0.36% | ₹16.06 Cr | — | — | — |
| Runwal Enterprises Ltd. | Construction | 0.34% | ₹15.00 Cr | — | — | — |
| Bank Of Baroda | Financial | 0.31% | ₹13.83 Cr | +0.47% | +0.48% | — |
| Gokaldas Exports Ltd. | Textiles | 0.25% | ₹11.22 Cr | +0.10% | — | — |
| PSP Projects Ltd. | Construction | 0.15% | ₹6.84 Cr | +0.14% | — | — |
| Laxmi Dental Ltd. | Healthcare | 0.12% | ₹5.37 Cr | +0.14% | +0.11% | +0.20% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| PB Fintech Ltd. | 3.22% | 2.13% | -1.09% |
| Others | 1.13% | 2.10% | +0.97% |
| PI Industries Ltd. | 0.00% | 0.48% | +0.48% |
| National Stock Exchange | 0.00% | 0.39% | +0.39% |
| HDFC Bank Ltd. | 4.79% | 5.14% | +0.35% |
| Runwal Enterprises Ltd. | 0.00% | 0.34% | +0.34% |
| Kei Industries Ltd. | 1.75% | 1.46% | -0.29% |
| The Great Eastern Shipping Company Ltd. | 0.92% | 1.18% | +0.26% |
| Graphite India Ltd. | 1.48% | 1.73% | +0.25% |
| Bharti Airtel Ltd. | 5.44% | 5.66% | +0.22% |
| Gravita India Ltd. | 1.48% | 1.28% | -0.20% |
| SPR Auto Technologies Ltd. | 2.14% | 2.31% | +0.17% |
| NTPC Ltd. | 2.38% | 2.52% | +0.14% |
| Coal India Ltd. | 1.02% | 1.16% | +0.14% |
| State Bank of India | 4.56% | 4.42% | -0.14% |
| City Union Bank Ltd. | 2.12% | 2.25% | +0.13% |
| Diamond Power Infrastructure Ltd. | 1.32% | 1.45% | +0.13% |
| ICICI Bank Ltd. | 5.02% | 4.89% | -0.13% |
| Dr. Lal Pathlabs Ltd. | 1.13% | 1.25% | +0.12% |
| Infosys Ltd. | 1.95% | 1.83% | -0.12% |
| ICICI Prudential Asset Management Company Ltd. | 1.13% | 1.24% | +0.11% |
| Abbott India Ltd. | 0.77% | 0.87% | +0.10% |
| Amber Enterprises India Ltd. | 1.36% | 1.27% | -0.09% |
| Anant Raj Ltd. | 1.29% | 1.37% | +0.08% |
| Multi Commodity Exchange Of India Ltd. | 1.92% | 2.00% | +0.08% |
| Samvardhana Motherson International Ltd. | 3.24% | 3.32% | +0.08% |
| Eternal Ltd. | 1.41% | 1.47% | +0.06% |
| Indusind Bank Ltd. | 1.19% | 1.13% | -0.06% |
| Havells India Ltd. | 0.47% | 0.41% | -0.06% |
| Brigade Enterprises Ltd. | 0.97% | 0.91% | -0.06% |
| Radico Khaitan Ltd. | 1.57% | 1.63% | +0.06% |
| The Federal Bank Ltd. | 1.13% | 1.07% | -0.06% |
| Motilal Oswal Financial Services Ltd. | 2.70% | 2.76% | +0.06% |
| Bajaj Finance Ltd. | 1.74% | 1.69% | -0.05% |
| SBI Life Insurance Company Ltd. | 1.10% | 1.15% | +0.05% |
| Kotak Mahindra Bank Ltd. | 0.59% | 0.63% | +0.04% |
| Sun Pharmaceutical Industries Ltd. | 1.99% | 1.95% | -0.04% |
| Ultratech Cement Ltd. | 1.69% | 1.73% | +0.04% |
| Power Finance Corporation Ltd. | 0.90% | 0.94% | +0.04% |
| SBI Funds Management Ltd. | 0.94% | 0.90% | -0.04% |
| The Indian Hotels Company Ltd. | 0.80% | 0.84% | +0.04% |
| Billionbrains Garage Ventures Ltd. | 0.94% | 0.97% | +0.03% |
| Tata Motors Ltd. | 0.76% | 0.73% | -0.03% |
| GE Vernova T&D India Ltd | 1.02% | 1.04% | +0.02% |
| Gokaldas Exports Ltd. | 0.27% | 0.25% | -0.02% |
| Healthcare Global Enterprises Ltd. | 1.11% | 1.09% | -0.02% |
| Interglobe Aviation Ltd. | 0.94% | 0.96% | +0.02% |
| Kirloskar Pneumatic Company Ltd. | 1.03% | 1.05% | +0.02% |
| Symbiotec Pharmalab Ltd. | 0.02% | 0.00% | -0.02% |
| Dhoot Transmission Ltd. | 0.34% | 0.36% | +0.02% |
| Pricol Ltd. | 2.85% | 2.84% | -0.01% |
| Bank Of Baroda | 0.30% | 0.31% | +0.01% |
| Bharat Electronics Ltd. | 1.16% | 1.17% | +0.01% |
| HCL Technologies Ltd. | 1.17% | 1.18% | +0.01% |
| Hindalco Industries Ltd. | 1.59% | 1.58% | -0.01% |
| Life Insurance Corporation of India | 0.92% | 0.93% | +0.01% |
| PSP Projects Ltd. | 0.16% | 0.15% | -0.01% |
| Rainbow Children's Medicare Ltd. | 1.60% | 1.59% | -0.01% |
| Vedanta Aluminium Metal Ltd. | 0.76% | 0.77% | +0.01% |
| Larsen & Toubro Ltd. | 3.00% | 2.99% | -0.01% |
| Reliance Industries Ltd. | 3.63% | 3.62% | -0.01% |
| Cummins India Ltd. | 2.47% | 2.47% | 0.00% |
| Laxmi Dental Ltd. | 0.12% | 0.12% | 0.00% |
| Vedanta Ltd. | 0.48% | 0.48% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,088 Cr | 2.35% | 8.8% | 8.1% | 13.5% |
 Motilal Oswal ELSS Tax Saver Fund | ₹4,890 Cr | 2.07% | 8.1% | 8.8% | 16.0% |
 HSBC ELSS Tax saver Fund | ₹3,974 Cr | 1.98% | 8.0% | 7.9% | 12.9% |
 Baroda BNP Paribas ELSS Tax Saver Fund | ₹857 Cr | 2.46% | 6.6% | 7.2% | 11.9% |
 WhiteOak Capital ELSS Tax Saver Fund | ₹481 Cr | 2.60% | 10.8% | 8.6% | — |
 JM ELSS - Tax Saver Fund | ₹240 Cr | 2.66% | 10.6% | 7.7% | 13.1% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.
Fund managers
- Sailesh JainMr. Jain is a Commerce Graduate and an MBA.Prior to joining TATA Mutual Fund, he has worked with Invesco Mutual Fund, IDFC Securities Ltd. as Head Derivatives, Quant Broking Pvt Ltd. as Vice President and IIFL(India Infoline) as Vice President.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months3.70% absolute | ₹60,000 | ₹62,220 | 3.70% | |
| 1 year2.84% annualised | ₹1,20,000 | ₹1,21,862 | 1.55% | |
| 3 years12.14% annualised | ₹3,60,000 | ₹4,36,061 | 21.13% | |
| 5 years9.85% annualised | ₹6,00,000 | ₹7,77,640 | 29.61% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of Tata ELSS - Tax Saver Fund?
The NAV of Tata ELSS - Tax Saver Fund is ₹46.64 as on 9 Nov 2026.
What is the expense ratio of Tata ELSS - Tax Saver Fund?
The expense ratio of Tata ELSS - Tax Saver Fund is 1.93% per year.
What is the minimum SIP amount for Tata ELSS - Tax Saver Fund?
You can start a SIP in Tata ELSS - Tax Saver Fund with ₹3,000 a month.
What returns has Tata ELSS - Tax Saver Fund given?
Tata ELSS - Tax Saver Fund has returned 5.1% over 1 year, 6.3% over 3 years and 10.4% over 5 years (annualised).
Is there a lock-in or exit load on Tata ELSS - Tax Saver Fund?
Lock-in: 3 years. Exit load: 0%.
How risky is Tata ELSS - Tax Saver Fund?
Tata ELSS - Tax Saver Fund is rated Very High on the SEBI riskometer and belongs to the ELSS category.
Which fund house manages Tata ELSS - Tax Saver Fund?
Tata ELSS - Tax Saver Fund is managed by Tata Mutual Fund, which runs 62 schemes with ₹2,39,201 Cr under management.