UTI Value Fund
Value & ContraVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹167.17+0.13%1 day
- Return since launch
- 14.1%
- 52-week range
- ₹149.35 — ₹176.54
- AUM
- ₹9,025 Cr
UTI Value Fund is a Value & Contra equity fund from UTI Mutual Fund with ₹9,025 Cr under management, launched in 2005. Over three years it has returned 4.2% a year, against 12.3% for its category. The expense ratio is 1.87% and the SEBI riskometer reading is Very High.
Performance
UTI Value Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -2.8% against -0.7% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 1.8% | +0.8 pts | 1.1% | 3.2% |
| 2Y | 1.6% | −2.3 pts | 3.9% | 3.1% |
| 3Y | 4.2% | −8.2 pts | 12.3% | 4.3% |
| 5Y | 10.1% | −1.2 pts | 11.3% | 10.4% |
| 7Y | 13.3% | −1.5 pts | 14.8% | 13.8% |
| 10Y | 13.4% | +0.2 pts | 13.2% | 13.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 7.7% | +1.8 pts | 5.9% | 6.3% |
| 3M | -1.3% | −0.2 pts | -1.1% | -1.5% |
| 6M | 2.8% | +0.2 pts | 2.6% | 2.1% |
| 1Y | -2.3% | −3.4 pts | 1.1% | -0.2% |
| 2Y | 0.4% | −1.1 pts | 1.5% | 1.1% |
| 3Y | 12.4% | 0.0 pts | 12.3% | 11.7% |
| 5Y | 9.9% | −1.4 pts | 11.3% | 10.6% |
| 7Y | 15.1% | −1.0 pts | 16.1% | 15.0% |
| 10Y | 13.1% | −0.1 pts | 13.2% | 12.3% |
Since launch (20 Jul 2005): 14.1%
Calendar-year returns
Category average19.0%
30.4%
4.3%
26.7%
23.2%
7.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.0% | +1.2 pts | 5.8% |
| 2024 | 23.2% | +1.0 pts | 22.2% |
| 2023 | 26.7% | −8.6 pts | 35.3% |
| 2022 | 4.3% | −3.2 pts | 7.5% |
| 2021 | 30.4% | −7.1 pts | 37.6% |
| 2020 | 19.0% | +1.9 pts | 17.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.87%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.51%
- Brokerage
- 0.04%
- Transaction charges
- 0.00%
- Statutory levies
- 0.32%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 1.18 | 5.32 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 0.98 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.40 | 0.64 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.54 | 0.92 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 15.16 | 16.67 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Value Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity99.3%
- Debt0.3%
- Other0.4%
Market cap split
- Large66.0%
- Mid18.4%
- Small15.6%
- P/E
- 17.70
- P/B
- 2.52
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.97% | ₹719 Cr | +8.78% | +8.28% | +9.53% |
| ICICI Bank Ltd. | Financial | 6.26% | ₹565 Cr | +6.26% | +5.99% | +5.82% |
| Bharti Airtel Ltd. | Communication | 4.23% | ₹382 Cr | +4.32% | +4.48% | +4.24% |
| Kotak Mahindra Bank Ltd. | Financial | 4.16% | ₹375 Cr | +3.74% | +3.59% | +3.79% |
| Axis Bank Ltd. | Financial | 3.94% | ₹356 Cr | +3.92% | +4.16% | +3.72% |
| State Bank of India | Financial | 3.30% | ₹297 Cr | +3.59% | +3.73% | +3.41% |
| Infosys Ltd. | Technology | 3.19% | ₹288 Cr | +2.91% | +3.68% | +4.30% |
| Mahindra & Mahindra Ltd. | Automobile | 2.99% | ₹270 Cr | +2.97% | +3.07% | +2.98% |
| Tech Mahindra Ltd. | Technology | 2.58% | ₹232 Cr | +2.31% | +2.56% | +2.48% |
| Reliance Industries Ltd. | Energy | 2.50% | ₹226 Cr | +2.91% | +2.99% | +2.91% |
| Power Grid Corporation Of India Ltd. | Energy | 1.88% | ₹169 Cr | +1.88% | +2.15% | +1.64% |
| Maruti Suzuki India Ltd. | Automobile | 1.86% | ₹168 Cr | +2.24% | +1.99% | +1.81% |
| The Phoenix Mills Ltd. | Construction | 1.82% | ₹164 Cr | +1.91% | +1.67% | +1.44% |
| Indusind Bank Ltd. | Financial | 1.72% | ₹155 Cr | +1.69% | +1.50% | +1.41% |
| Cipla Ltd. | Healthcare | 1.72% | ₹155 Cr | +1.79% | +1.34% | +1.93% |
| Tata Steel Ltd. | Metals & Mining | 1.63% | ₹147 Cr | +1.59% | +1.77% | +1.21% |
| Mphasis Ltd. | Technology | 1.61% | ₹145 Cr | +1.58% | +1.48% | +1.64% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.48% | ₹133 Cr | +1.50% | +1.48% | +1.64% |
| Brigade Enterprises Ltd. | Construction | 1.46% | ₹132 Cr | +1.25% | +1.20% | +0.28% |
| Fortis Healthcare Ltd. | Healthcare | 1.45% | ₹131 Cr | +1.60% | +1.46% | +1.60% |
| Info Edge (India) Ltd. | Services | 1.42% | ₹128 Cr | +1.27% | +1.37% | +1.28% |
| Larsen & Toubro Ltd. | Construction | 1.41% | ₹128 Cr | — | — | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.41% | ₹127 Cr | +1.48% | +1.72% | +1.39% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.39% | ₹125 Cr | +1.75% | +1.55% | +1.44% |
| Eicher Motors Ltd. | Automobile | 1.39% | ₹125 Cr | +1.50% | +1.71% | +1.98% |
| Coal India Ltd. | Materials | 1.37% | ₹123 Cr | +1.24% | +1.56% | +1.51% |
| Orchid Pharma Ltd. | Healthcare | 1.31% | ₹119 Cr | +1.35% | +0.77% | +0.54% |
| DLF Ltd. | Construction | 1.27% | ₹115 Cr | +1.25% | — | — |
| PVR Inox Ltd. | Services | 1.20% | ₹108 Cr | +0.91% | +0.95% | +0.99% |
| Varun Beverages Ltd. | Consumer Staples | 1.20% | ₹108 Cr | +0.94% | +0.80% | — |
| HDFC Life Insurance Co Ltd. | Insurance | 1.16% | ₹104 Cr | +0.98% | +1.04% | — |
| Metropolis Healthcare Ltd. | Healthcare | 1.15% | ₹103 Cr | +1.13% | +1.05% | +1.09% |
| Dabur India Ltd. | Consumer Staples | 1.10% | ₹98.83 Cr | +1.16% | +1.23% | +1.31% |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 1.09% | ₹98.60 Cr | +1.49% | +1.78% | +1.51% |
| Bharat Electronics Ltd. | Capital Goods | 1.08% | ₹97.08 Cr | +1.09% | +1.16% | +1.16% |
| NTPC Ltd. | Energy | 1.07% | ₹96.83 Cr | — | — | — |
| Samvardhana Motherson International Ltd. | Automobile | 1.07% | ₹96.32 Cr | +0.96% | +0.79% | +1.17% |
| The Great Eastern Shipping Company Ltd. | Energy | 1.04% | ₹93.60 Cr | +1.16% | +1.56% | +1.29% |
| Dalmia Bharat Ltd. | Materials | 1.03% | ₹92.60 Cr | +0.99% | +1.13% | +1.37% |
| AIA Engineering Ltd. | Metals & Mining | 1.03% | ₹92.58 Cr | +1.27% | +1.11% | +0.79% |
| ITC Ltd. | Consumer Staples | 1.02% | ₹91.96 Cr | — | — | — |
| Adani Enterprises Ltd. | Services | 1.01% | ₹91.46 Cr | — | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.00% | ₹90.32 Cr | +0.90% | +0.69% | — |
| JSW Infrastructure Ltd. | Services | 0.98% | ₹88.86 Cr | +1.08% | +0.88% | +0.85% |
| Mahanagar Gas Ltd. | Energy | 0.96% | ₹86.74 Cr | +1.02% | +0.86% | +1.06% |
| LTM Limited | Technology | 0.96% | ₹86.51 Cr | +0.52% | — | — |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 0.94% | ₹85.05 Cr | — | — | — |
| JK Paper Ltd. | Consumer Staples | 0.94% | ₹84.80 Cr | +0.91% | +0.86% | +0.87% |
| Cera Sanitaryware Ltd. | Materials | 0.92% | ₹82.84 Cr | +0.99% | +0.84% | — |
| Sapphire Foods India Ltd. | Services | 0.86% | ₹77.16 Cr | +0.72% | +0.66% | +1.14% |
| Hero Motocorp Ltd. | Automobile | 0.85% | ₹76.75 Cr | +0.56% | — | — |
| Emami Ltd. | Consumer Staples | 0.79% | ₹71.46 Cr | +0.81% | +0.83% | +1.00% |
| Bandhan Bank Ltd. | Financial | 0.79% | ₹71.29 Cr | — | — | — |
| Tube Investments Of India Ltd. | Automobile | 0.72% | ₹65.07 Cr | +0.89% | +0.87% | — |
| Swiggy Ltd. | Services | 0.72% | ₹65.03 Cr | +0.66% | +0.78% | +1.04% |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.66% | ₹59.21 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.61% | ₹55.44 Cr | +0.68% | +0.78% | +0.90% |
| Indiamart Intermesh Ltd. | Services | 0.59% | ₹53.20 Cr | +0.64% | +0.73% | +0.77% |
| Praj Industries Ltd. | Capital Goods | 0.58% | ₹52.47 Cr | +0.22% | — | — |
| Cohance Lifesciences Ltd. | Healthcare | 0.42% | ₹37.88 Cr | — | — | — |
| Others | Others | 0.41% | ₹36.91 Cr | +0.37% | +0.82% | +1.80% |
| Aditya Birla Lifestyle Brands Ltd. | Services | 0.40% | ₹35.80 Cr | +0.48% | +0.48% | +0.55% |
| Kajaria Ceramics Ltd. | Materials | 0.34% | ₹30.88 Cr | +1.09% | +1.12% | +1.19% |
| Voltamp Transformers Ltd. | Capital Goods | 0.34% | ₹30.83 Cr | — | — | — |
| GOI | Sovereign | 0.28% | ₹25.22 Cr | +0.27% | +0.29% | +0.27% |
| Elbee Services Ltd. | Services | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| GPI Textiles Ltd. | Textiles | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| JMP Castings Ltd. | Metals & Mining | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| NTPC Ltd. | 0.00% | 1.07% | +1.07% |
| The Federal Bank Ltd. | 1.04% | 0.00% | -1.04% |
| Bharat Petroleum Corporation Ltd. | 0.88% | 0.00% | -0.88% |
| Hindustan Aeronautics Ltd. | 0.88% | 0.00% | -0.88% |
| Bandhan Bank Ltd. | 0.00% | 0.79% | +0.79% |
| PNC Infratech Ltd. | 0.67% | 0.00% | -0.67% |
| Dr. Reddy's Laboratories Ltd. | 0.00% | 0.66% | +0.66% |
| Kajaria Ceramics Ltd. | 0.93% | 0.34% | -0.59% |
| ITC Ltd. | 0.53% | 1.02% | +0.49% |
| Larsen & Toubro Ltd. | 0.95% | 1.41% | +0.46% |
| HDFC Bank Ltd. | 7.52% | 7.97% | +0.45% |
| Cohance Lifesciences Ltd. | 0.00% | 0.42% | +0.42% |
| Others | 0.75% | 0.40% | -0.35% |
| Tata Motors Passenger Vehicles Ltd. | 0.65% | 0.94% | +0.30% |
| Varun Beverages Ltd. | 0.94% | 1.20% | +0.26% |
| ICICI Bank Ltd. | 6.49% | 6.26% | -0.23% |
| Kotak Mahindra Bank Ltd. | 3.94% | 4.16% | +0.22% |
| Glenmark Pharmaceuticals Ltd. | 1.30% | 1.09% | -0.20% |
| Infosys Ltd. | 3.38% | 3.19% | -0.18% |
| Brigade Enterprises Ltd. | 1.63% | 1.46% | -0.18% |
| Voltamp Transformers Ltd. | 0.18% | 0.34% | +0.16% |
| Coal India Ltd. | 1.22% | 1.37% | +0.15% |
| Mahindra & Mahindra Ltd. | 3.14% | 2.99% | -0.15% |
| State Bank of India | 3.43% | 3.30% | -0.14% |
| The Phoenix Mills Ltd. | 1.69% | 1.82% | +0.14% |
| Mphasis Ltd. | 1.75% | 1.61% | -0.13% |
| HDFC Life Insurance Co Ltd. | 1.02% | 1.16% | +0.13% |
| Symphony Ltd. | 0.13% | 0.00% | -0.13% |
| Maruti Suzuki India Ltd. | 1.98% | 1.86% | -0.12% |
| Mahindra & Mahindra Financial Services Ltd. | 1.60% | 1.48% | -0.12% |
| Bharti Airtel Ltd. | 4.12% | 4.23% | +0.12% |
| Hero Motocorp Ltd. | 0.74% | 0.85% | +0.11% |
| Indusind Bank Ltd. | 1.83% | 1.72% | -0.11% |
| Orchid Pharma Ltd. | 1.22% | 1.31% | +0.10% |
| Tata Steel Ltd. | 1.54% | 1.63% | +0.09% |
| Crompton Greaves Consumer Electricals Ltd. | 1.48% | 1.39% | -0.09% |
| Power Grid Corporation Of India Ltd. | 1.79% | 1.88% | +0.09% |
| DLF Ltd. | 1.35% | 1.27% | -0.08% |
| Emami Ltd. | 0.72% | 0.79% | +0.07% |
| Tube Investments Of India Ltd. | 0.80% | 0.72% | -0.07% |
| PVR Inox Ltd. | 1.13% | 1.20% | +0.07% |
| Cera Sanitaryware Ltd. | 0.85% | 0.92% | +0.07% |
| Axis Bank Ltd. | 3.87% | 3.94% | +0.07% |
| Eicher Motors Ltd. | 1.45% | 1.39% | -0.07% |
| Dabur India Ltd. | 1.03% | 1.10% | +0.06% |
| Indiamart Intermesh Ltd. | 0.54% | 0.59% | +0.05% |
| The Great Eastern Shipping Company Ltd. | 0.99% | 1.04% | +0.05% |
| Sapphire Foods India Ltd. | 0.90% | 0.86% | -0.05% |
| Mahanagar Gas Ltd. | 0.92% | 0.96% | +0.05% |
| Swiggy Ltd. | 0.77% | 0.72% | -0.05% |
| Sun Pharmaceutical Industries Ltd. | 1.45% | 1.41% | -0.04% |
| Fortis Healthcare Ltd. | 1.49% | 1.45% | -0.04% |
| Dalmia Bharat Ltd. | 1.07% | 1.03% | -0.04% |
| Reliance Industries Ltd. | 2.53% | 2.50% | -0.04% |
| JK Paper Ltd. | 0.97% | 0.94% | -0.03% |
| Oil And Natural Gas Corporation Ltd. | 0.97% | 1.00% | +0.03% |
| Adani Enterprises Ltd. | 0.99% | 1.01% | +0.03% |
| Aditya Birla Lifestyle Brands Ltd. | 0.42% | 0.40% | -0.03% |
| Praj Industries Ltd. | 0.56% | 0.58% | +0.02% |
| Cipla Ltd. | 1.69% | 1.72% | +0.02% |
| Info Edge (India) Ltd. | 1.44% | 1.42% | -0.02% |
| Samvardhana Motherson International Ltd. | 1.09% | 1.07% | -0.02% |
| PI Industries Ltd. | 0.59% | 0.61% | +0.02% |
| LTM Limited | 0.98% | 0.96% | -0.02% |
| Tech Mahindra Ltd. | 2.59% | 2.58% | -0.02% |
| AIA Engineering Ltd. | 1.01% | 1.03% | +0.02% |
| Metropolis Healthcare Ltd. | 1.16% | 1.15% | -0.02% |
| GOI | 0.27% | 0.28% | +0.01% |
| JSW Infrastructure Ltd. | 0.99% | 0.98% | -0.01% |
| Bharat Electronics Ltd. | 1.08% | 1.08% | -0.01% |
| Elbee Services Ltd. | 0.00% | 0.00% | 0.00% |
| GPI Textiles Ltd. | 0.00% | 0.00% | 0.00% |
| JMP Castings Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,879 Cr | 2.41% | 12.1% | 10.0% | 14.5% |
 HDFC Value Fund | ₹8,039 Cr | 1.87% | 10.9% | 9.3% | 13.7% |
 DSP Value Fund | ₹2,225 Cr | 2.35% | 9.2% | 10.7% | 14.2% |
 Quant Value Fund | ₹1,917 Cr | 2.31% | 8.0% | 7.3% | — |
 Axis Value Fund | ₹1,877 Cr | 2.20% | 13.0% | 10.5% | 15.8% |
 LIC MF Value Fund | ₹336 Cr | 3.33% | 19.4% | 12.2% | 14.2% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.
Fund managers
- Amit Kumar PremchandaniMr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.79% absolute | ₹60,000 | ₹61,674 | 2.79% | |
| 1 year−2.31% annualised | ₹1,20,000 | ₹1,18,509 | −1.24% | |
| 3 years12.37% annualised | ₹3,60,000 | ₹4,37,686 | 21.58% | |
| 5 years9.94% annualised | ₹6,00,000 | ₹7,79,548 | 29.92% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Value Fund?
The NAV of UTI Value Fund is ₹167.17 as on 9 Nov 2026.
What is the expense ratio of UTI Value Fund?
The expense ratio of UTI Value Fund is 1.87% per year.
What is the minimum SIP amount for UTI Value Fund?
You can start a SIP in UTI Value Fund with ₹3,000 a month.
What returns has UTI Value Fund given?
UTI Value Fund has returned 1.8% over 1 year, 4.2% over 3 years and 10.1% over 5 years (annualised).
Is there a lock-in or exit load on UTI Value Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Value Fund?
UTI Value Fund is rated Very High on the SEBI riskometer and belongs to the Value & Contra category.
Which fund house manages UTI Value Fund?
UTI Value Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.