UTI Value Fund
Value & ContraVery HighOPEN-ENDED
- NAV as on 24 Sep 2026
- ₹160.49-1.57%1 day
- Return since launch
- 14.0%
- 52-week range
- ₹149.35 — ₹176.54
- AUM
- ₹9,573 Cr
UTI Value Fund is a Value & Contra equity fund from UTI Mutual Fund with ₹9,573 Cr under management, launched in 2005. Over three years it has returned 2.5% a year, against 11.9% for its category. The expense ratio is 1.85% and the SEBI riskometer reading is Very High.
Performance
UTI Value Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -4.7% against -0.8% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -7.3% | −8.2 pts | 0.9% | -3.0% |
| 2Y | -2.8% | −3.9 pts | 1.2% | 0.0% |
| 3Y | 2.5% | −9.3 pts | 11.9% | 3.4% |
| 5Y | 9.2% | −2.3 pts | 11.5% | 10.1% |
| 7Y | 12.9% | −1.9 pts | 14.9% | 13.8% |
| 10Y | 13.0% | +0.2 pts | 12.9% | 12.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.6% | −1.3 pts | -3.3% | -3.8% |
| 3M | -2.6% | −1.3 pts | -1.3% | -1.7% |
| 6M | 2.9% | −3.7 pts | 6.7% | 5.4% |
| 1Y | -4.7% | −5.7 pts | 0.9% | -0.8% |
| 2Y | -4.8% | −1.8 pts | -2.9% | -3.4% |
| 3Y | 11.0% | −0.9 pts | 11.9% | 11.0% |
| 5Y | 9.6% | −1.9 pts | 11.5% | 10.8% |
| 7Y | 15.0% | −1.1 pts | 16.1% | 15.0% |
| 10Y | 12.3% | −0.6 pts | 12.9% | 12.0% |
Since launch (20 Jul 2005): 14.0%
Calendar-year returns
Category average19.0%
30.4%
4.3%
26.7%
23.2%
7.0%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 7.0% | +1.2 pts | 5.8% |
| 2024 | 23.2% | +1.0 pts | 22.2% |
| 2023 | 26.7% | −8.6 pts | 35.3% |
| 2022 | 4.3% | −3.2 pts | 7.5% |
| 2021 | 30.4% | −7.1 pts | 37.6% |
| 2020 | 19.0% | +1.9 pts | 17.1% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.85%
Expense ratio as on 23 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.51%
- Brokerage
- 0.03%
- Transaction charges
- 0.00%
- Statutory levies
- 0.31%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- NIFTY 500 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | 1.06 | 5.39 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.95 | 0.98 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.52 | 0.77 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.69 | 1.08 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 14.81 | 16.29 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Value Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity99.0%
- Debt0.3%
- Other0.8%
Market cap split
- Large65.1%
- Mid19.3%
- Small15.5%
- P/E
- 19.07
- P/B
- 2.67
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 7.52% | ₹720 Cr | +8.28% | +8.78% | +9.49% |
| ICICI Bank Ltd. | Financial | 6.49% | ₹622 Cr | +5.84% | +5.92% | +6.07% |
| Bharti Airtel Ltd. | Communication | 4.12% | ₹394 Cr | +4.35% | +4.18% | +4.29% |
| Kotak Mahindra Bank Ltd. | Financial | 3.94% | ₹377 Cr | +3.73% | +3.71% | +3.65% |
| Axis Bank Ltd. | Financial | 3.87% | ₹371 Cr | +3.82% | +4.38% | +3.46% |
| State Bank of India | Financial | 3.43% | ₹329 Cr | +3.44% | +4.30% | +3.15% |
| Infosys Ltd. | Technology | 3.38% | ₹323 Cr | +3.39% | +3.42% | +4.41% |
| Mahindra & Mahindra Ltd. | Automobile | 3.14% | ₹300 Cr | +3.01% | +2.95% | +2.81% |
| Tech Mahindra Ltd. | Technology | 2.59% | ₹248 Cr | +2.60% | +2.28% | +2.64% |
| Reliance Industries Ltd. | Energy | 2.53% | ₹243 Cr | +2.75% | +2.74% | +2.91% |
| Maruti Suzuki India Ltd. | Automobile | 1.98% | ₹190 Cr | +2.20% | +1.67% | +1.68% |
| Indusind Bank Ltd. | Financial | 1.83% | ₹175 Cr | +1.70% | +1.69% | +1.43% |
| Power Grid Corporation Of India Ltd. | Energy | 1.79% | ₹171 Cr | +1.85% | +1.96% | +1.62% |
| Mphasis Ltd. | Technology | 1.75% | ₹167 Cr | +1.72% | +1.41% | +1.73% |
| Cipla Ltd. | Healthcare | 1.69% | ₹162 Cr | +1.75% | +1.34% | +2.10% |
| The Phoenix Mills Ltd. | Construction | 1.69% | ₹162 Cr | +1.80% | +1.53% | +1.40% |
| Brigade Enterprises Ltd. | Construction | 1.63% | ₹157 Cr | +1.20% | +1.04% | — |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 1.60% | ₹153 Cr | +1.47% | +1.72% | +1.52% |
| Tata Steel Ltd. | Metals & Mining | 1.54% | ₹147 Cr | +1.80% | +1.74% | +1.20% |
| Fortis Healthcare Ltd. | Healthcare | 1.49% | ₹143 Cr | +1.60% | +1.54% | +1.56% |
| Crompton Greaves Consumer Electricals Ltd. | Consumer Discretionary | 1.48% | ₹142 Cr | +1.82% | +1.58% | +1.64% |
| Eicher Motors Ltd. | Automobile | 1.45% | ₹139 Cr | +1.78% | +1.84% | +1.96% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 1.45% | ₹139 Cr | +1.46% | +1.51% | +1.40% |
| Info Edge (India) Ltd. | Services | 1.44% | ₹138 Cr | +1.32% | +1.18% | +1.30% |
| DLF Ltd. | Construction | 1.35% | ₹130 Cr | +0.96% | — | — |
| Glenmark Pharmaceuticals Ltd. | Healthcare | 1.30% | ₹124 Cr | +1.66% | +1.75% | +1.54% |
| Orchid Pharma Ltd. | Healthcare | 1.22% | ₹117 Cr | +1.17% | +0.73% | +0.52% |
| Coal India Ltd. | Materials | 1.22% | ₹117 Cr | +1.34% | +1.50% | +1.43% |
| Metropolis Healthcare Ltd. | Healthcare | 1.16% | ₹111 Cr | +1.18% | +1.02% | +1.18% |
| PVR Inox Ltd. | Services | 1.13% | ₹108 Cr | +0.93% | +0.94% | +1.04% |
| Samvardhana Motherson International Ltd. | Automobile | 1.09% | ₹104 Cr | +0.99% | +0.89% | +1.03% |
| Bharat Electronics Ltd. | Capital Goods | 1.08% | ₹104 Cr | +1.11% | +1.18% | +1.07% |
| Dalmia Bharat Ltd. | Materials | 1.07% | ₹102 Cr | +1.04% | +1.12% | +1.49% |
| The Federal Bank Ltd. | Financial | 1.04% | ₹99.88 Cr | +1.25% | +1.26% | — |
| Dabur India Ltd. | Consumer Staples | 1.03% | ₹99.06 Cr | +1.25% | +1.38% | +1.40% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.02% | ₹97.80 Cr | +1.03% | +1.02% | — |
| AIA Engineering Ltd. | Metals & Mining | 1.01% | ₹96.57 Cr | +1.17% | +1.04% | +0.76% |
| JSW Infrastructure Ltd. | Services | 0.99% | ₹95.20 Cr | +1.04% | +0.73% | +0.83% |
| The Great Eastern Shipping Company Ltd. | Energy | 0.99% | ₹94.40 Cr | +1.23% | +1.57% | +1.21% |
| Adani Enterprises Ltd. | Services | 0.99% | ₹94.35 Cr | — | — | — |
| LTM Limited | Technology | 0.98% | ₹93.63 Cr | — | — | — |
| JK Paper Ltd. | Consumer Staples | 0.97% | ₹93.11 Cr | +0.98% | +0.86% | +0.85% |
| Oil And Natural Gas Corporation Ltd. | Energy | 0.97% | ₹92.72 Cr | +0.93% | — | — |
| Larsen & Toubro Ltd. | Construction | 0.95% | ₹91.01 Cr | — | — | — |
| Varun Beverages Ltd. | Consumer Staples | 0.94% | ₹90.10 Cr | +1.01% | +0.83% | — |
| Kajaria Ceramics Ltd. | Materials | 0.93% | ₹89.00 Cr | +1.04% | +0.99% | +1.24% |
| Mahanagar Gas Ltd. | Energy | 0.92% | ₹87.67 Cr | +0.97% | +1.00% | +1.03% |
| Sapphire Foods India Ltd. | Services | 0.90% | ₹86.23 Cr | +0.74% | +0.79% | +1.28% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.88% | ₹84.25 Cr | +0.84% | +1.18% | +1.12% |
| Hindustan Aeronautics Ltd. | Capital Goods | 0.88% | ₹84.03 Cr | +0.93% | — | — |
| Cera Sanitaryware Ltd. | Materials | 0.85% | ₹81.00 Cr | +0.95% | +0.78% | — |
| Tube Investments Of India Ltd. | Automobile | 0.80% | ₹76.16 Cr | +0.95% | +0.70% | — |
| Swiggy Ltd. | Services | 0.77% | ₹73.29 Cr | +0.72% | +0.80% | +1.06% |
| Others | Others | 0.76% | ₹72.87 Cr | +2.38% | +1.42% | +0.66% |
| Hero Motocorp Ltd. | Automobile | 0.74% | ₹70.85 Cr | — | — | — |
| Emami Ltd. | Consumer Staples | 0.72% | ₹68.62 Cr | +0.81% | +0.85% | +0.97% |
| PNC Infratech Ltd. | Construction | 0.67% | ₹64.45 Cr | +0.75% | +0.69% | +1.02% |
| company:3902 | Automobile | 0.65% | ₹61.77 Cr | — | — | — |
| PI Industries Ltd. | Chemicals | 0.59% | ₹56.88 Cr | +0.75% | +0.80% | +0.96% |
| Praj Industries Ltd. | Capital Goods | 0.56% | ₹53.30 Cr | — | — | — |
| Indiamart Intermesh Ltd. | Services | 0.54% | ₹51.39 Cr | +0.70% | +0.70% | +0.86% |
| company:1588 | Consumer Staples | 0.53% | ₹51.10 Cr | — | — | — |
| Aditya Birla Lifestyle Brands Ltd. | Services | 0.42% | ₹40.57 Cr | +0.51% | +0.49% | +0.56% |
| GOI | Sovereign | 0.27% | ₹25.43 Cr | +0.27% | +0.26% | +0.27% |
| company:7977 | Capital Goods | 0.18% | ₹17.24 Cr | — | — | — |
| Symphony Ltd. | Consumer Discretionary | 0.13% | ₹12.32 Cr | +0.45% | +0.50% | +0.58% |
| Elbee Services Ltd. | Services | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| GPI Textiles Ltd. | Textiles | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
| JMP Castings Ltd. | Metals & Mining | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| ICICI Lombard General Insurance Company Ltd. | 0.92% | 0.00% | -0.92% |
| company:3902 | 0.00% | 0.65% | +0.65% |
| company:1588 | 0.00% | 0.53% | +0.53% |
| HDFC Bank Ltd. | 8.05% | 7.52% | -0.53% |
| Bharti Airtel Ltd. | 4.44% | 4.12% | -0.32% |
| Kotak Mahindra Bank Ltd. | 3.64% | 3.94% | +0.31% |
| Axis Bank Ltd. | 3.56% | 3.87% | +0.31% |
| Others | 0.47% | 0.75% | +0.29% |
| Brigade Enterprises Ltd. | 1.43% | 1.63% | +0.20% |
| Maruti Suzuki India Ltd. | 2.17% | 1.98% | -0.19% |
| PNC Infratech Ltd. | 0.86% | 0.67% | -0.19% |
| Sapphire Foods India Ltd. | 0.72% | 0.90% | +0.18% |
| company:7977 | 0.00% | 0.18% | +0.18% |
| Eicher Motors Ltd. | 1.62% | 1.45% | -0.17% |
| Glenmark Pharmaceuticals Ltd. | 1.45% | 1.30% | -0.15% |
| Reliance Industries Ltd. | 2.67% | 2.53% | -0.14% |
| Crompton Greaves Consumer Electricals Ltd. | 1.62% | 1.48% | -0.14% |
| Samvardhana Motherson International Ltd. | 0.95% | 1.09% | +0.14% |
| Symphony Ltd. | 0.25% | 0.13% | -0.12% |
| Praj Industries Ltd. | 0.45% | 0.56% | +0.10% |
| ICICI Bank Ltd. | 6.39% | 6.49% | +0.10% |
| Dabur India Ltd. | 1.13% | 1.03% | -0.10% |
| PI Industries Ltd. | 0.68% | 0.59% | -0.09% |
| Mahindra & Mahindra Ltd. | 3.22% | 3.14% | -0.08% |
| PVR Inox Ltd. | 1.05% | 1.13% | +0.08% |
| Bharat Electronics Ltd. | 1.00% | 1.08% | +0.08% |
| Mphasis Ltd. | 1.67% | 1.75% | +0.08% |
| DLF Ltd. | 1.28% | 1.35% | +0.07% |
| AIA Engineering Ltd. | 1.08% | 1.01% | -0.07% |
| Power Grid Corporation Of India Ltd. | 1.85% | 1.79% | -0.06% |
| Emami Ltd. | 0.78% | 0.72% | -0.06% |
| JSW Infrastructure Ltd. | 0.94% | 0.99% | +0.06% |
| Cera Sanitaryware Ltd. | 0.90% | 0.85% | -0.05% |
| Fortis Healthcare Ltd. | 1.54% | 1.49% | -0.05% |
| Hero Motocorp Ltd. | 0.70% | 0.74% | +0.04% |
| Kajaria Ceramics Ltd. | 0.89% | 0.93% | +0.04% |
| Dalmia Bharat Ltd. | 1.02% | 1.07% | +0.04% |
| The Great Eastern Shipping Company Ltd. | 1.03% | 0.99% | -0.04% |
| Infosys Ltd. | 3.33% | 3.38% | +0.04% |
| Mahindra & Mahindra Financial Services Ltd. | 1.64% | 1.60% | -0.04% |
| Oil And Natural Gas Corporation Ltd. | 1.00% | 0.97% | -0.04% |
| Mahanagar Gas Ltd. | 0.95% | 0.92% | -0.04% |
| Aditya Birla Lifestyle Brands Ltd. | 0.46% | 0.42% | -0.03% |
| The Federal Bank Ltd. | 1.08% | 1.04% | -0.03% |
| Larsen & Toubro Ltd. | 0.92% | 0.95% | +0.03% |
| Tata Steel Ltd. | 1.57% | 1.54% | -0.03% |
| LTM Limited | 0.95% | 0.98% | +0.03% |
| State Bank of India | 3.40% | 3.43% | +0.03% |
| Coal India Ltd. | 1.24% | 1.22% | -0.03% |
| Varun Beverages Ltd. | 0.92% | 0.94% | +0.03% |
| Indusind Bank Ltd. | 1.81% | 1.83% | +0.02% |
| JK Paper Ltd. | 0.95% | 0.97% | +0.02% |
| The Phoenix Mills Ltd. | 1.67% | 1.69% | +0.02% |
| Info Edge (India) Ltd. | 1.46% | 1.44% | -0.02% |
| Bharat Petroleum Corporation Ltd. | 0.86% | 0.88% | +0.02% |
| Cipla Ltd. | 1.68% | 1.69% | +0.02% |
| Tube Investments Of India Ltd. | 0.78% | 0.80% | +0.01% |
| Tech Mahindra Ltd. | 2.61% | 2.59% | -0.01% |
| Hindustan Aeronautics Ltd. | 0.89% | 0.88% | -0.01% |
| Metropolis Healthcare Ltd. | 1.15% | 1.16% | +0.01% |
| Sun Pharmaceutical Industries Ltd. | 1.44% | 1.45% | +0.01% |
| Indiamart Intermesh Ltd. | 0.55% | 0.54% | -0.01% |
| Orchid Pharma Ltd. | 1.23% | 1.22% | -0.01% |
| Adani Enterprises Ltd. | 0.98% | 0.99% | +0.01% |
| GOI | 0.26% | 0.27% | 0.00% |
| Swiggy Ltd. | 0.77% | 0.77% | 0.00% |
| HDFC Life Insurance Co Ltd. | 1.02% | 1.02% | 0.00% |
| Elbee Services Ltd. | 0.00% | 0.00% | 0.00% |
| GPI Textiles Ltd. | 0.00% | 0.00% | 0.00% |
| JMP Castings Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹2,929 Cr | 2.46% | 10.4% | 10.2% | 14.1% |
 HDFC Value Fund | ₹8,266 Cr | 1.88% | 4.1% | 8.1% | 13.1% |
 DSP Value Fund | ₹2,220 Cr | 2.40% | 2.9% | 9.6% | 13.6% |
 Quant Value Fund | ₹1,978 Cr | 2.46% | 10.4% | 9.0% | — |
 Axis Value Fund | ₹1,880 Cr | 2.27% | 6.6% | 9.5% | — |
 LIC MF Value Fund | ₹302 Cr | 3.30% | 28.1% | 14.8% | 15.7% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies across market capitalization spectrum.
Fund managers
- Amit Kumar PremchandaniMr. Premchandani is a Chartered Accountant, MBA and CFA degree holder.Prior to joining UTI Mutual Fund, he has worked in Deutsche Equities India, JP Morgan and Peerless General Finance and Investment. In UTI he has been associated with Dept. of Securities Research and Dept. of Fund Management for more than 11 years.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.91% absolute | ₹60,000 | ₹61,746 | 2.91% | |
| 1 year−4.72% annualised | ₹1,20,000 | ₹1,16,976 | −2.52% | |
| 3 years10.99% annualised | ₹3,60,000 | ₹4,28,051 | 18.90% | |
| 5 years9.60% annualised | ₹6,00,000 | ₹7,72,369 | 28.73% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Value Fund?
The NAV of UTI Value Fund is ₹160.49 as on 24 Sep 2026.
What is the expense ratio of UTI Value Fund?
The expense ratio of UTI Value Fund is 1.85% per year.
What is the minimum SIP amount for UTI Value Fund?
You can start a SIP in UTI Value Fund with ₹3,000 a month.
What returns has UTI Value Fund given?
UTI Value Fund has returned -7.3% over 1 year, 2.5% over 3 years and 9.2% over 5 years (annualised).
Is there a lock-in or exit load on UTI Value Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Value Fund?
UTI Value Fund is rated Very High on the SEBI riskometer and belongs to the Value & Contra category.
Which fund house manages UTI Value Fund?
UTI Value Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.