Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund
- NAV as on 6 Nov 2026
- ₹11.06+0.01%1 day
- Return since launch
- 6.3%
- 52-week range
- ₹10.46 — ₹11.06
- AUM
- ₹390 Cr
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund is a Ultra Short Duration debt fund from Bandhan Mutual Fund with ₹390 Cr under management, launched in 2025. The expense ratio is 1.02% and the SEBI riskometer reading is Low to Moderate.
Performance
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned +5.8% against +6.1% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 5.9% | −0.1 pts | 6.0% | 6.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 0.3% | 0.0 pts | 0.3% | 0.3% |
| 3M | 1.3% | −0.1 pts | 1.3% | 1.3% |
| 6M | 3.0% | −0.1 pts | 3.1% | 3.1% |
| 1Y | 5.8% | −0.2 pts | 6.0% | 6.0% |
Since launch (6 Mar 2025): 6.3%
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.02%
Expense ratio as on 5 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 0.88%
- Brokerage
- 0.01%
- Transaction charges
- 0.00%
- Statutory levies
- 0.13%
- Exit load
- 0%
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- CRISIL-IBX Financial Services 3 to 6 Months Debt
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Your principal is treated as being at low to moderate risk — typically short duration debt schemes.
Portfolio
Bandhan CRISIL-IBX Financial Services 3-6 Months Debt Index Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Debt96.2%
- Other3.8%
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 10.04% | ₹38.83 Cr | +12.74% | +5.77% | +7.18% |
| Kotak Mahindra Bank Ltd. | Financial | 8.84% | ₹34.16 Cr | +12.67% | +5.78% | +1.45% |
| Bajaj Housing Finance Ltd. | Financial | 6.47% | ₹25.03 Cr | — | — | — |
| Kotak Mahindra Prime Ltd. | Financial | 6.47% | ₹25.03 Cr | +5.08% | +5.94% | +8.87% |
| LIC Housing Finance Ltd. | Financial | 6.45% | ₹24.92 Cr | +13.02% | +5.96% | +7.39% |
| Sundaram Finance Ltd. | Financial | 6.34% | ₹24.50 Cr | — | — | +7.18% |
| Canara Bank | Financial | 6.33% | ₹24.46 Cr | +6.34% | +6.91% | +7.17% |
| Aditya Birla Capital Ltd. | Financial | 6.31% | ₹24.39 Cr | — | — | — |
| National Bank For Agriculture & Rural Development | Financial | 6.31% | ₹24.42 Cr | +1.31% | +5.94% | +7.17% |
| Small Industries Devp. Bank of India Ltd. | Financial | 6.29% | ₹24.32 Cr | +6.38% | +5.95% | +11.50% |
| Bank Of Baroda | Financial | 6.28% | ₹24.27 Cr | +6.35% | +5.76% | +1.44% |
| Mahindra & Mahindra Financial Services Ltd. | Financial | 6.28% | ₹24.29 Cr | — | — | — |
| Punjab National Bank | Financial | 6.27% | ₹24.26 Cr | +6.34% | — | +2.01% |
| REC Ltd. | Financial | 5.01% | ₹19.38 Cr | +6.54% | +7.14% | — |
| ICICI Bank Ltd. | Financial | 2.53% | ₹9.79 Cr | — | — | — |
| Axis Bank Ltd. | Financial | 2.01% | ₹7.79 Cr | +6.35% | +5.77% | +7.18% |
| Others | Others | 1.77% | ₹6.82 Cr | +3.87% | +0.03% | +0.03% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Kotak Mahindra Bank Ltd. | 1.39% | 8.84% | +7.45% |
| company:12659 | 7.08% | 0.00% | -7.08% |
| company:5434 | 7.00% | 0.00% | -7.00% |
| Bajaj Housing Finance Ltd. | 0.00% | 6.47% | +6.47% |
| Sundaram Finance Ltd. | 0.00% | 6.34% | +6.34% |
| Aditya Birla Capital Ltd. | 0.00% | 6.31% | +6.31% |
| National Bank For Agriculture & Rural Development | 0.00% | 6.31% | +6.31% |
| Mahindra & Mahindra Financial Services Ltd. | 0.00% | 6.28% | +6.28% |
| company:407 | 4.18% | 0.00% | -4.18% |
| HDFC Bank Ltd. | 6.97% | 10.04% | +3.07% |
| ICICI Bank Ltd. | 0.00% | 2.53% | +2.53% |
| REC Ltd. | 7.07% | 5.01% | -2.06% |
| Bank Of Baroda | 8.34% | 6.28% | -2.06% |
| Axis Bank Ltd. | 3.62% | 2.01% | -1.61% |
| company:4671 | 1.42% | 0.00% | -1.42% |
| Kotak Mahindra Prime Ltd. | 5.56% | 6.47% | +0.91% |
| Small Industries Devp. Bank of India Ltd. | 6.98% | 6.29% | -0.69% |
| Punjab National Bank | 6.94% | 6.27% | -0.67% |
| LIC Housing Finance Ltd. | 7.06% | 6.45% | -0.61% |
| Canara Bank | 6.93% | 6.33% | -0.60% |
| Others | 0.02% | 0.01% | -0.01% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,099 Cr | 0.29% | 6.6% | — | — |
 Aditya Birla Sun Life CRISIL-IBX Financial Services 3 to 6 Months Debt Index Fund | ₹2,407 Cr | 0.37% | 6.6% | — | — |
 HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹1,986 Cr | 0.25% | 6.8% | — | — |
 ICICI Prudential CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹575 Cr | 0.18% | 6.7% | — | — |
 Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹359 Cr | 0.36% | 6.3% | — | — |
 Axis CRISIL-IBX Financial Services 3-6 Months Debt Index Fund | ₹170 Cr | 0.27% | 6.5% | — | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate returns corresponding to the total returns of the securities as represented by the CRISIL-IBX Financial Services 3-6 Months Debt Index before expenses, subject to tracking errors.
Fund managers
- Brijesh ShahMr. Shah is a Post Graduate Diploma in Finance.Prior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) he has worked with IDBI Mutual Fund, IndiaBulls Mutual Fund, Mata Securities & Twenty First Century.
- Harshal JoshiMr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, MumbaiPrior to joining Bandhan Mutual Fund (formerly IDFC Mutual Fund) in 2008 he has worked with ICAP India Pvt. Ltd.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months2.99% absolute | ₹60,000 | ₹61,794 | 2.99% | |
| 1 year5.82% annualised | ₹1,20,000 | ₹1,23,851 | 3.21% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.