UTI Large Cap Fund
Large CapVery HighOPEN-ENDED
- NAV as on 25 Sep 2026
- ₹256.44+0.27%1 day
- Return since launch
- 12.1%
- 52-week range
- ₹240.72 — ₹285.09
- AUM
- ₹12,189 Cr
UTI Large Cap Fund is a Large Cap equity fund from UTI Mutual Fund with ₹12,189 Cr under management, launched in 2005. Over three years it has returned -0.2% a year, against 8.8% for its category. The expense ratio is 1.84% and the SEBI riskometer reading is Very High.
Performance
UTI Large Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -5.4% against -2.6% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | -7.9% | −5.9 pts | -2.0% | -5.8% |
| 2Y | -3.8% | −2.7 pts | -1.1% | -1.9% |
| 3Y | -0.2% | −9.0 pts | 8.8% | 1.7% |
| 5Y | 4.9% | −2.4 pts | 7.3% | 7.2% |
| 7Y | 8.6% | −1.8 pts | 10.3% | 10.0% |
| 10Y | 9.7% | −1.1 pts | 10.8% | 10.1% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | -4.3% | −0.3 pts | -4.0% | -4.1% |
| 3M | -1.3% | +0.2 pts | -1.5% | -1.8% |
| 6M | 4.2% | −1.7 pts | 5.9% | 5.1% |
| 1Y | -5.4% | −3.4 pts | -2.0% | -2.7% |
| 2Y | -5.9% | −2.0 pts | -3.9% | -4.1% |
| 3Y | 6.1% | −2.6 pts | 8.8% | 8.5% |
| 5Y | 5.2% | −2.1 pts | 7.3% | 7.2% |
| 7Y | 11.1% | −0.8 pts | 11.9% | 10.9% |
| 10Y | 10.2% | −0.5 pts | 10.8% | 9.9% |
Since launch (1 Aug 2005): 12.1%
Calendar-year returns
Category average18.7%
29.6%
-1.8%
20.8%
11.1%
8.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.6% | +0.1 pts | 8.5% |
| 2024 | 11.1% | −5.2 pts | 16.3% |
| 2023 | 20.8% | −4.5 pts | 25.3% |
| 2022 | -1.8% | −4.9 pts | 3.2% |
| 2021 | 29.6% | +2.3 pts | 27.2% |
| 2020 | 18.7% | +3.7 pts | 15.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.86%
Expense ratio as on 25 Sep 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.48%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.33%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 100 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.91 | 2.62 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 1.04 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.23 | 0.53 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.29 | 0.70 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.52 | 15.51 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Large Cap Fund portfolio
Portfolio as of 31 Aug 2026
Asset allocation
- Equity97.6%
- Debt0.4%
- Other2.0%
Market cap split
- Large85.2%
- Mid12.5%
- Small2.4%
- P/E
- 20.21
- P/B
- 3.22
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| ICICI Bank Ltd. | Financial | 9.27% | ₹1,130 Cr | +8.22% | +8.06% | +7.86% |
| HDFC Bank Ltd. | Financial | 8.64% | ₹1,053 Cr | +9.15% | +9.37% | +9.01% |
| Reliance Industries Ltd. | Energy | 5.02% | ₹612 Cr | +5.35% | +4.82% | +3.30% |
| Kotak Mahindra Bank Ltd. | Financial | 4.83% | ₹589 Cr | +4.55% | +4.60% | +3.76% |
| Bharti Airtel Ltd. | Communication | 3.96% | ₹482 Cr | +4.11% | +3.57% | +4.31% |
| Larsen & Toubro Ltd. | Construction | 3.91% | ₹476 Cr | +4.15% | +4.64% | +3.49% |
| Infosys Ltd. | Technology | 3.49% | ₹426 Cr | +4.90% | +4.88% | +5.58% |
| Eternal Ltd. | Services | 3.49% | ₹426 Cr | +2.80% | +2.33% | +1.90% |
| Bajaj Finance Ltd. | Financial | 3.43% | ₹418 Cr | +3.91% | +4.01% | +3.83% |
| Axis Bank Ltd. | Financial | 3.12% | ₹380 Cr | +2.59% | +3.00% | +3.02% |
| Ultratech Cement Ltd. | Materials | 1.98% | ₹242 Cr | +2.05% | +1.69% | +0.62% |
| Others | Others | 1.97% | ₹240 Cr | +4.70% | +3.21% | +6.48% |
| LTM Limited | Technology | 1.85% | ₹226 Cr | +1.24% | +1.28% | +1.76% |
| State Bank of India | Financial | 1.79% | ₹219 Cr | +1.41% | +2.43% | +2.01% |
| Maruti Suzuki India Ltd. | Automobile | 1.62% | ₹197 Cr | +1.63% | +1.54% | +2.27% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.49% | ₹182 Cr | +1.68% | +1.23% | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.49% | ₹181 Cr | +1.74% | +1.12% | +0.81% |
| Tata Consultancy Services Ltd. | Technology | 1.47% | ₹179 Cr | +1.42% | +1.55% | +1.68% |
| Titan Company Ltd. | Consumer Discretionary | 1.38% | ₹168 Cr | +1.34% | +1.66% | +1.47% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.27% | ₹154 Cr | +1.43% | +1.21% | +1.77% |
| Tata Consumer Products Ltd. | Consumer Staples | 1.22% | ₹149 Cr | +1.42% | +1.62% | +1.47% |
| Hyundai Motor India Ltd. | Automobile | 1.15% | ₹140 Cr | +0.59% | +0.49% | +0.55% |
| Trent Ltd. | Services | 1.08% | ₹132 Cr | +0.43% | +0.33% | +0.50% |
| Jindal Stainless Ltd. | Metals & Mining | 1.06% | ₹130 Cr | +1.07% | +1.13% | +1.09% |
| Max Healthcare Institute Ltd. | Healthcare | 1.04% | ₹127 Cr | — | — | — |
| PB Fintech Ltd. | Services | 1.04% | ₹126 Cr | +1.05% | +0.51% | — |
| Tech Mahindra Ltd. | Technology | 1.04% | ₹126 Cr | +1.24% | +1.07% | +0.35% |
| Info Edge (India) Ltd. | Services | 1.03% | ₹126 Cr | +0.94% | +0.90% | +0.50% |
| Jubilant FoodWorks Ltd. | Services | 1.03% | ₹126 Cr | +0.75% | +0.85% | +0.86% |
| company:1860 | Metals & Mining | 1.03% | ₹125 Cr | — | — | — |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 1.03% | ₹125 Cr | +1.35% | +1.23% | +0.87% |
| Indusind Bank Ltd. | Financial | 1.02% | ₹124 Cr | +0.94% | +0.92% | +0.70% |
| ITC Ltd. | Consumer Staples | 1.01% | ₹123 Cr | +1.17% | +1.20% | +2.86% |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.00% | ₹121 Cr | +1.17% | +1.02% | +1.01% |
| SBI Life Insurance Company Ltd. | Insurance | 0.99% | ₹121 Cr | +0.89% | — | — |
| Mankind Pharma Ltd. | Healthcare | 0.95% | ₹115 Cr | +0.91% | — | — |
| Balkrishna Industries Ltd. | Automobile | 0.93% | ₹114 Cr | +0.27% | +0.28% | +0.20% |
| Power Grid Corporation Of India Ltd. | Energy | 0.91% | ₹111 Cr | +0.84% | +0.21% | — |
| Coal India Ltd. | Materials | 0.91% | ₹111 Cr | +1.07% | +0.52% | — |
| Varun Beverages Ltd. | Consumer Staples | 0.89% | ₹108 Cr | +0.78% | +0.91% | +0.56% |
| LG Electronics India Ltd. | Consumer Discretionary | 0.87% | ₹106 Cr | +0.82% | +0.80% | — |
| Astral Ltd. | Materials | 0.84% | ₹102 Cr | +0.89% | +1.22% | +0.94% |
| Tata Motors Ltd. | Automobile | 0.82% | ₹99.60 Cr | — | +0.38% | — |
| company:20371 | Services | 0.82% | ₹99.44 Cr | — | — | — |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.78% | ₹94.98 Cr | +0.10% | — | — |
| Metropolis Healthcare Ltd. | Healthcare | 0.76% | ₹92.08 Cr | +1.09% | +0.89% | +0.82% |
| Bajaj Auto Ltd. | Automobile | 0.74% | ₹90.20 Cr | +1.18% | +1.05% | +0.89% |
| DLF Ltd. | Construction | 0.74% | ₹89.67 Cr | +0.78% | — | — |
| Adani Enterprises Ltd. | Services | 0.69% | ₹83.82 Cr | — | — | — |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.65% | ₹79.72 Cr | +0.86% | +0.74% | — |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.60% | ₹73.39 Cr | +1.25% | — | — |
| company:505 | Capital Goods | 0.59% | ₹72.30 Cr | — | — | — |
| Avenue Supermarts Ltd. | Services | 0.59% | ₹71.99 Cr | +1.39% | +2.12% | +3.99% |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.53% | ₹65.20 Cr | +0.50% | +1.27% | +1.53% |
| company:2188 | Automobile | 0.49% | ₹60.06 Cr | — | — | — |
| Metro Brands Ltd. | Consumer Discretionary | 0.49% | ₹59.82 Cr | +0.56% | +0.54% | +0.57% |
| SRF Ltd. | Chemicals | 0.43% | ₹52.85 Cr | +0.47% | +0.24% | +0.55% |
| GOI | Sovereign | 0.41% | ₹50.45 Cr | +0.42% | +0.40% | +0.39% |
| Bharat Petroleum Corporation Ltd. | Energy | 0.38% | ₹46.12 Cr | +0.56% | +0.52% | +1.17% |
| company:11722 | Technology | 0.37% | ₹44.76 Cr | — | — | — |
| Lupin Ltd. | Healthcare | 0.33% | ₹40.83 Cr | +0.84% | +1.09% | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.31% | ₹37.70 Cr | +0.89% | — | +1.09% |
| HCL Technologies Ltd. | Technology | 0.23% | ₹28.59 Cr | +0.41% | +0.56% | +0.84% |
| Samvardhana Motherson International Ltd. | Automobile | 0.22% | ₹27.34 Cr | +0.30% | +0.70% | +0.47% |
| Interglobe Aviation Ltd. | Services | 0.21% | ₹26.10 Cr | +0.28% | +0.68% | +1.00% |
| company:9262 | Financial | 0.16% | ₹18.92 Cr | — | — | — |
| Polycab India Ltd. | Capital Goods | 0.08% | ₹9.93 Cr | +0.31% | +0.91% | +1.68% |
| Vedanta Oil and Gas Ltd | Energy | 0.03% | ₹3.94 Cr | +0.10% | — | — |
| Shubh Shanti Services Ltd. | Construction | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 3.90% | 1.97% | -1.93% |
| company:1860 | 0.00% | 1.03% | +1.03% |
| Infosys Ltd. | 4.33% | 3.49% | -0.84% |
| company:20371 | 0.00% | 0.82% | +0.82% |
| Trent Ltd. | 0.32% | 1.08% | +0.76% |
| company:505 | 0.00% | 0.59% | +0.59% |
| LTM Limited | 1.28% | 1.85% | +0.57% |
| company:2188 | 0.00% | 0.49% | +0.49% |
| Axis Bank Ltd. | 2.65% | 3.12% | +0.47% |
| Bajaj Auto Ltd. | 1.20% | 0.74% | -0.46% |
| State Bank of India | 1.35% | 1.79% | +0.45% |
| Vedanta Aluminium Metal Ltd. | 0.38% | 0.78% | +0.40% |
| Bajaj Finance Ltd. | 3.82% | 3.43% | -0.39% |
| Mahindra & Mahindra Ltd. | 1.87% | 1.49% | -0.39% |
| Kotak Mahindra Bank Ltd. | 4.45% | 4.83% | +0.38% |
| company:11722 | 0.00% | 0.37% | +0.37% |
| Asian Paints Ltd. | 0.31% | 0.00% | -0.31% |
| Bharti Airtel Ltd. | 4.27% | 3.96% | -0.31% |
| Jubilant FoodWorks Ltd. | 0.74% | 1.03% | +0.29% |
| Hindustan Aeronautics Ltd. | 1.75% | 1.49% | -0.26% |
| Tata Steel Ltd. | 0.25% | 0.00% | -0.25% |
| HDFC Bank Ltd. | 8.87% | 8.64% | -0.23% |
| Avenue Supermarts Ltd. | 0.82% | 0.59% | -0.23% |
| Tech Mahindra Ltd. | 1.26% | 1.04% | -0.22% |
| HCL Technologies Ltd. | 0.45% | 0.23% | -0.21% |
| ICICI Bank Ltd. | 9.46% | 9.27% | -0.19% |
| Metropolis Healthcare Ltd. | 0.94% | 0.76% | -0.18% |
| Info Edge (India) Ltd. | 1.20% | 1.03% | -0.17% |
| Max Healthcare Institute Ltd. | 0.88% | 1.04% | +0.17% |
| company:9262 | 0.00% | 0.16% | +0.16% |
| Larsen & Toubro Ltd. | 3.77% | 3.91% | +0.14% |
| Eternal Ltd. | 3.37% | 3.49% | +0.12% |
| LG Electronics India Ltd. | 0.76% | 0.87% | +0.11% |
| DLF Ltd. | 0.84% | 0.74% | -0.10% |
| Tata Motors Passenger Vehicles Ltd. | 1.12% | 1.03% | -0.09% |
| ITC Ltd. | 1.10% | 1.01% | -0.09% |
| Varun Beverages Ltd. | 0.97% | 0.89% | -0.08% |
| Titan Company Ltd. | 1.30% | 1.38% | +0.07% |
| Reliance Industries Ltd. | 5.10% | 5.02% | -0.07% |
| SBI Life Insurance Company Ltd. | 1.06% | 0.99% | -0.07% |
| Balkrishna Industries Ltd. | 1.00% | 0.93% | -0.07% |
| Tata Motors Ltd. | 0.75% | 0.82% | +0.07% |
| Maruti Suzuki India Ltd. | 1.68% | 1.62% | -0.07% |
| Power Grid Corporation Of India Ltd. | 0.97% | 0.91% | -0.06% |
| Ultratech Cement Ltd. | 2.04% | 1.98% | -0.06% |
| Metro Brands Ltd. | 0.55% | 0.49% | -0.06% |
| Astral Ltd. | 0.79% | 0.84% | +0.05% |
| Tata Consumer Products Ltd. | 1.26% | 1.22% | -0.04% |
| Dixon Technologies (India) Ltd. | 0.61% | 0.65% | +0.04% |
| Jindal Stainless Ltd. | 1.10% | 1.06% | -0.04% |
| Oil And Natural Gas Corporation Ltd. | 1.03% | 1.00% | -0.04% |
| Tata Consultancy Services Ltd. | 1.43% | 1.47% | +0.03% |
| Adani Ports and Special Economic Zone Ltd. | 0.64% | 0.60% | -0.03% |
| Lupin Ltd. | 0.37% | 0.33% | -0.03% |
| Adani Enterprises Ltd. | 0.72% | 0.69% | -0.03% |
| Samvardhana Motherson International Ltd. | 0.20% | 0.22% | +0.03% |
| Hyundai Motor India Ltd. | 1.13% | 1.15% | +0.02% |
| PB Fintech Ltd. | 1.06% | 1.04% | -0.02% |
| Coal India Ltd. | 0.93% | 0.91% | -0.02% |
| Indusind Bank Ltd. | 1.00% | 1.02% | +0.01% |
| Mankind Pharma Ltd. | 0.96% | 0.95% | -0.01% |
| Bharat Petroleum Corporation Ltd. | 0.37% | 0.38% | +0.01% |
| SRF Ltd. | 0.44% | 0.43% | -0.01% |
| Dr. Reddy's Laboratories Ltd. | 0.30% | 0.31% | 0.00% |
| Interglobe Aviation Ltd. | 0.21% | 0.21% | 0.00% |
| Polycab India Ltd. | 0.08% | 0.08% | 0.00% |
| Sun Pharmaceutical Industries Ltd. | 0.53% | 0.53% | 0.00% |
| GOI | 0.41% | 0.41% | 0.00% |
| Vedanta Oil and Gas Ltd | 0.03% | 0.03% | 0.00% |
| HDFC Life Insurance Co Ltd. | 1.27% | 1.27% | 0.00% |
| Shubh Shanti Services Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹1,872 Cr | 2.51% | 0.7% | 4.8% | 9.7% |
 Quant Large Cap Fund | ₹3,651 Cr | 2.93% | 6.0% | 5.4% | — |
 Bandhan Large Cap Fund | ₹2,180 Cr | 2.20% | -2.8% | 4.0% | 9.1% |
 Invesco India Large Cap Fund | ₹2,021 Cr | 2.19% | 2.4% | 6.0% | 10.5% |
 WhiteOak Capital Large Cap Fund | ₹1,276 Cr | 2.48% | -4.3% | 3.6% | — |
 Bank of India Large Cap Fund | ₹231 Cr | 2.75% | 2.2% | 4.8% | 9.6% |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.
Fund managers
- Karthikraj LakshmananMr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months4.18% absolute | ₹60,000 | ₹62,508 | 4.18% | |
| 1 year−5.40% annualised | ₹1,20,000 | ₹1,16,547 | −2.88% | |
| 3 years6.12% annualised | ₹3,60,000 | ₹3,96,078 | 10.02% | |
| 5 years5.24% annualised | ₹6,00,000 | ₹6,87,230 | 14.54% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Large Cap Fund?
The NAV of UTI Large Cap Fund is ₹256.44 as on 25 Sep 2026.
What is the expense ratio of UTI Large Cap Fund?
The expense ratio of UTI Large Cap Fund is 1.84% per year.
What is the minimum SIP amount for UTI Large Cap Fund?
You can start a SIP in UTI Large Cap Fund with ₹3,000 a month.
What returns has UTI Large Cap Fund given?
UTI Large Cap Fund has returned -7.9% over 1 year, -0.2% over 3 years and 4.9% over 5 years (annualised).
Is there a lock-in or exit load on UTI Large Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Large Cap Fund?
UTI Large Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap category.
Which fund house manages UTI Large Cap Fund?
UTI Large Cap Fund is managed by UTI Mutual Fund, which runs 66 schemes with ₹3,94,848 Cr under management.