UTI Large Cap Fund
Large CapVery HighOPEN-ENDED
- NAV as on 9 Nov 2026
- ₹276.00+0.01%1 day
- Return since launch
- 12.4%
- 52-week range
- ₹240.72 — ₹285.09
- AUM
- ₹11,436 Cr
UTI Large Cap Fund is a Large Cap equity fund from UTI Mutual Fund with ₹11,436 Cr under management, launched in 2005. Over three years it has returned 4.1% a year, against 11.0% for its category. The expense ratio is 1.86% and the SEBI riskometer reading is Very High.
Performance
UTI Large Cap Fund NAV and returns
Growth of the fund against its category average over the period you pick.
Over 1Y this fund returned -1.4% against -0.3% for its category.
Performance
Returns
How the fund has done against its category and its benchmark.
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1Y | 7.2% | +6.5 pts | 0.7% | 6.5% |
| 2Y | 3.7% | −1.3 pts | 5.0% | 4.3% |
| 3Y | 4.1% | −6.9 pts | 11.0% | 5.0% |
| 5Y | 7.4% | −0.8 pts | 8.1% | 9.0% |
| 7Y | 10.0% | −1.5 pts | 11.5% | 11.1% |
| 10Y | 10.7% | −0.9 pts | 11.7% | 10.9% |
| Period | Fund | vs category | Category | Benchmark |
|---|---|---|---|---|
| 1M | 10.5% | +0.8 pts | 9.7% | 9.7% |
| 3M | 2.1% | +1.1 pts | 1.1% | 0.7% |
| 6M | 6.7% | +0.5 pts | 6.2% | 5.8% |
| 1Y | -1.0% | −1.7 pts | 0.7% | 0.1% |
| 2Y | 2.0% | −0.8 pts | 2.8% | 2.6% |
| 3Y | 9.1% | −1.9 pts | 11.0% | 11.0% |
| 5Y | 6.1% | −2.0 pts | 8.1% | 8.0% |
| 7Y | 11.9% | −0.5 pts | 12.4% | 11.4% |
| 10Y | 11.3% | −0.3 pts | 11.7% | 10.8% |
Since launch (1 Aug 2005): 12.4%
Calendar-year returns
Category average18.7%
29.6%
-1.8%
20.8%
11.1%
8.6%
Show as a table
| Period | Fund | vs category | Category |
|---|---|---|---|
| 2025 | 8.6% | +0.1 pts | 8.5% |
| 2024 | 11.1% | −5.2 pts | 16.3% |
| 2023 | 20.8% | −4.5 pts | 25.3% |
| 2022 | -1.8% | −4.9 pts | 3.2% |
| 2021 | 29.6% | +2.3 pts | 27.2% |
| 2020 | 18.7% | +3.7 pts | 15.0% |
Returns over one year are annualised. Shorter periods are absolute.
Costs & terms
Costs and terms
What the fund charges each year, and the rules around putting money in and taking it out.
Costs
1.85%
Expense ratio as on 6 Nov 2026
Charged yearly and already deducted from the NAV.
- Base expense
- 1.47%
- Brokerage
- 0.05%
- Transaction charges
- 0.00%
- Statutory levies
- 0.33%
- Exit load
- Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year.
- Lock-in
- None
Terms
- Min SIP
- ₹3,000
- Min lumpsum
- ₹5,000
- Plan
- GROWTH
- Fund type
- OPEN-ENDED
- Benchmark
- BSE 100 TRI
- Short-term capital gains
- Returns taxed at 20% if you redeem before 1 year
- Long-term capital gains
- After 1 year, returns above ₹1.25 lakh in a financial year are taxed at 12.5%
Risk
Risk
What the riskometer means for this fund, and how its ratios sit against the category.
Very High
Your principal is treated as being at very high risk — typically small cap, sectoral and thematic equity schemes.
| Ratio | Fund | Category avg | Read as |
|---|---|---|---|
| Alpha | -1.65 | 2.41 | Return earned above what the benchmark alone would have given. Higher is better. |
| Beta | 0.93 | 1.00 | How hard the fund moves when the market moves. Under 1 is steadier than the market. |
| Sharpe | 0.16 | 0.43 | Return earned for each unit of total risk taken. Higher is better. |
| Sortino | 0.20 | 0.57 | Return earned for each unit of downside risk. Higher is better. |
| Std. deviation | 13.89 | 15.29 | How widely monthly returns have varied around their own average. Lower is steadier. |
| Average of 5 category peers | |||
Portfolio
UTI Large Cap Fund portfolio
Portfolio as of 30 Sep 2026
Asset allocation
- Equity95.6%
- Debt0.4%
- Other4.0%
Market cap split
- Large87.0%
- Mid11.0%
- Small2.0%
- P/E
- 18.54
- P/B
- 2.98
Top holdings
| Holding | Sector | Weight | Value | 3M chg | 6M chg | 1Y chg |
|---|---|---|---|---|---|---|
| HDFC Bank Ltd. | Financial | 9.20% | ₹1,053 Cr | +9.82% | +8.81% | +9.00% |
| ICICI Bank Ltd. | Financial | 8.98% | ₹1,027 Cr | +9.52% | +7.96% | +7.36% |
| Reliance Industries Ltd. | Energy | 5.13% | ₹587 Cr | +5.18% | +5.75% | +3.32% |
| Kotak Mahindra Bank Ltd. | Financial | 5.12% | ₹585 Cr | +4.60% | +4.43% | +3.82% |
| Bharti Airtel Ltd. | Communication | 4.09% | ₹468 Cr | +4.12% | +3.82% | +3.87% |
| Others | Others | 3.96% | ₹453 Cr | +6.33% | +3.59% | +4.43% |
| Larsen & Toubro Ltd. | Construction | 3.87% | ₹443 Cr | +4.08% | +3.97% | +3.54% |
| Infosys Ltd. | Technology | 3.27% | ₹373 Cr | +4.30% | +5.31% | +5.58% |
| Bajaj Finance Ltd. | Financial | 3.22% | ₹369 Cr | +3.96% | +3.65% | +4.00% |
| Axis Bank Ltd. | Financial | 3.14% | ₹359 Cr | +2.98% | +2.84% | +3.18% |
| Eternal Ltd. | Services | 2.80% | ₹320 Cr | +3.03% | +2.44% | +1.97% |
| Ultratech Cement Ltd. | Materials | 2.02% | ₹232 Cr | +1.99% | +2.03% | +0.99% |
| LTM Limited | Technology | 1.90% | ₹217 Cr | +1.07% | +1.30% | +1.77% |
| State Bank of India | Financial | 1.73% | ₹198 Cr | +1.38% | +1.70% | +2.46% |
| Hindustan Aeronautics Ltd. | Capital Goods | 1.54% | ₹177 Cr | +1.69% | +1.44% | +1.03% |
| Maruti Suzuki India Ltd. | Automobile | 1.52% | ₹174 Cr | +2.02% | +1.44% | +1.82% |
| Power Grid Corporation Of India Ltd. | Energy | 1.47% | ₹168 Cr | +1.01% | +0.23% | — |
| Mahindra & Mahindra Ltd. | Automobile | 1.43% | ₹163 Cr | +1.74% | +1.79% | +0.97% |
| Tata Consumer Products Ltd. | Consumer Staples | 1.39% | ₹159 Cr | +1.29% | +1.54% | +1.56% |
| HDFC Life Insurance Co Ltd. | Insurance | 1.34% | ₹153 Cr | +1.37% | +1.23% | +1.47% |
| Tata Consultancy Services Ltd. | Technology | 1.34% | ₹153 Cr | +1.26% | +1.57% | +1.66% |
| Trent Ltd. | Services | 1.26% | ₹144 Cr | +0.36% | +0.53% | +0.44% |
| SBI Life Insurance Company Ltd. | Insurance | 1.18% | ₹135 Cr | +1.02% | — | — |
| Hyundai Motor India Ltd. | Automobile | 1.13% | ₹129 Cr | +0.57% | +0.45% | +0.57% |
| Coal India Ltd. | Materials | 1.11% | ₹127 Cr | +1.01% | +1.11% | — |
| ITC Ltd. | Consumer Staples | 1.11% | ₹127 Cr | +1.16% | +1.24% | +2.80% |
| Titan Company Ltd. | Consumer Discretionary | 1.10% | ₹126 Cr | +1.21% | +1.56% | +1.37% |
| JSW Steel Ltd. | Metals & Mining | 1.05% | ₹120 Cr | — | — | — |
| Mankind Pharma Ltd. | Healthcare | 1.05% | ₹120 Cr | +1.01% | — | — |
| Oil And Natural Gas Corporation Ltd. | Energy | 1.03% | ₹118 Cr | +1.03% | +1.33% | +1.03% |
| Varun Beverages Ltd. | Consumer Staples | 1.02% | ₹117 Cr | +0.46% | +0.87% | +0.51% |
| Jubilant FoodWorks Ltd. | Services | 1.01% | ₹116 Cr | +0.72% | +0.80% | +0.97% |
| Tech Mahindra Ltd. | Technology | 1.01% | ₹116 Cr | +1.26% | +1.23% | +0.33% |
| Tata Motors Passenger Vehicles Ltd. | Automobile | 1.01% | ₹115 Cr | +1.19% | +1.07% | +0.88% |
| Max Healthcare Institute Ltd. | Healthcare | 0.99% | ₹113 Cr | +0.64% | — | — |
| Balkrishna Industries Ltd. | Automobile | 0.92% | ₹106 Cr | +0.27% | +0.27% | +0.21% |
| Jindal Stainless Ltd. | Metals & Mining | 0.92% | ₹105 Cr | +1.07% | +1.17% | +1.05% |
| Astral Ltd. | Materials | 0.80% | ₹91.63 Cr | +0.75% | +0.95% | +0.94% |
| Vedanta Aluminium Metal Ltd. | Metals & Mining | 0.79% | ₹90.12 Cr | +0.38% | — | — |
| Tata Motors Ltd. | Automobile | 0.78% | ₹89.14 Cr | — | — | — |
| MRF Ltd. | Automobile | 0.68% | ₹77.56 Cr | — | — | — |
| Indusind Bank Ltd. | Financial | 0.67% | ₹76.98 Cr | +0.94% | +0.82% | +0.69% |
| Persistent Systems Ltd. | Technology | 0.64% | ₹73.19 Cr | — | — | — |
| Tata Capital Ltd. | Financial | 0.64% | ₹72.90 Cr | — | — | — |
| Dr. Reddy's Laboratories Ltd. | Healthcare | 0.64% | ₹72.83 Cr | +0.92% | — | +1.04% |
| Dixon Technologies (India) Ltd. | Capital Goods | 0.61% | ₹70.33 Cr | +0.58% | +0.77% | — |
| Avenue Supermarts Ltd. | Services | 0.61% | ₹70.17 Cr | +1.48% | +1.95% | +0.03% |
| Bharat Electronics Ltd. | Capital Goods | 0.59% | ₹67.74 Cr | — | — | — |
| Adani Enterprises Ltd. | Services | 0.59% | ₹67.69 Cr | — | — | — |
| Metro Brands Ltd. | Consumer Discretionary | 0.53% | ₹60.94 Cr | +0.55% | +0.52% | +0.65% |
| PB Fintech Ltd. | Services | 0.52% | ₹59.97 Cr | +1.00% | +0.55% | — |
| Sun Pharmaceutical Industries Ltd. | Healthcare | 0.52% | ₹59.68 Cr | +0.51% | +1.46% | +1.53% |
| Bajaj Auto Ltd. | Automobile | 0.52% | ₹59.11 Cr | +1.09% | +1.05% | +0.90% |
| Info Edge (India) Ltd. | Services | 0.49% | ₹55.85 Cr | +0.98% | +0.96% | +0.48% |
| LG Electronics India Ltd. | Consumer Discretionary | 0.46% | ₹52.46 Cr | +0.81% | +0.82% | — |
| SRF Ltd. | Chemicals | 0.45% | ₹51.03 Cr | +0.47% | +0.25% | +0.55% |
| GOI | Sovereign | 0.44% | ₹49.98 Cr | +0.42% | +0.45% | +0.40% |
| Metropolis Healthcare Ltd. | Healthcare | 0.40% | ₹45.92 Cr | +1.02% | +0.92% | +0.77% |
| Adani Ports and Special Economic Zone Ltd. | Services | 0.39% | ₹44.85 Cr | +0.70% | — | — |
| National Stock Exchange | Financial | 0.37% | ₹42.55 Cr | — | — | — |
| Lupin Ltd. | Healthcare | 0.33% | ₹37.88 Cr | +0.89% | +1.24% | — |
| Meesho Ltd. | Services | 0.33% | ₹37.26 Cr | — | — | — |
| Bharat Petroleum Corporation Ltd. | Energy | 0.25% | ₹28.21 Cr | +0.56% | +0.26% | +1.29% |
| HCL Technologies Ltd. | Technology | 0.23% | ₹26.80 Cr | +0.37% | +0.61% | +0.80% |
| Samvardhana Motherson International Ltd. | Automobile | 0.23% | ₹26.15 Cr | +0.20% | +0.71% | +0.54% |
| Interglobe Aviation Ltd. | Services | 0.11% | ₹12.46 Cr | +0.22% | +0.36% | +0.99% |
| DLF Ltd. | Construction | 0.02% | ₹2.12 Cr | +0.81% | — | — |
| Shubh Shanti Services Ltd. | Construction | 0.00% | ₹0.00 Cr | 0.00% | 0.00% | 0.00% |
Sectors
Instruments
Recent changes
| Holding | From | To | Weight |
|---|---|---|---|
| Others | 1.97% | 3.96% | +1.98% |
| DLF Ltd. | 0.74% | 0.02% | -0.72% |
| Eternal Ltd. | 3.49% | 2.80% | -0.69% |
| HDFC Bank Ltd. | 8.64% | 9.20% | +0.57% |
| Power Grid Corporation Of India Ltd. | 0.91% | 1.47% | +0.55% |
| Info Edge (India) Ltd. | 1.03% | 0.49% | -0.54% |
| PB Fintech Ltd. | 1.04% | 0.52% | -0.51% |
| Meesho Ltd. | 0.82% | 0.33% | -0.49% |
| Tata Capital Ltd. | 0.16% | 0.64% | +0.48% |
| LG Electronics India Ltd. | 0.87% | 0.46% | -0.41% |
| National Stock Exchange | 0.00% | 0.37% | +0.37% |
| Metropolis Healthcare Ltd. | 0.76% | 0.40% | -0.35% |
| Indusind Bank Ltd. | 1.02% | 0.67% | -0.34% |
| Dr. Reddy's Laboratories Ltd. | 0.31% | 0.64% | +0.33% |
| Kotak Mahindra Bank Ltd. | 4.83% | 5.12% | +0.29% |
| ICICI Bank Ltd. | 9.27% | 8.98% | -0.29% |
| Titan Company Ltd. | 1.38% | 1.10% | -0.28% |
| Persistent Systems Ltd. | 0.37% | 0.64% | +0.27% |
| Infosys Ltd. | 3.49% | 3.27% | -0.23% |
| Bajaj Auto Ltd. | 0.74% | 0.52% | -0.22% |
| Adani Ports and Special Economic Zone Ltd. | 0.60% | 0.39% | -0.21% |
| Bajaj Finance Ltd. | 3.43% | 3.22% | -0.21% |
| Coal India Ltd. | 0.91% | 1.11% | +0.20% |
| SBI Life Insurance Company Ltd. | 0.99% | 1.18% | +0.19% |
| MRF Ltd. | 0.49% | 0.68% | +0.19% |
| Trent Ltd. | 1.08% | 1.26% | +0.18% |
| Tata Consumer Products Ltd. | 1.22% | 1.39% | +0.17% |
| Jindal Stainless Ltd. | 1.06% | 0.92% | -0.15% |
| Varun Beverages Ltd. | 0.89% | 1.02% | +0.13% |
| Bharti Airtel Ltd. | 3.96% | 4.09% | +0.13% |
| Bharat Petroleum Corporation Ltd. | 0.38% | 0.25% | -0.13% |
| Tata Consultancy Services Ltd. | 1.47% | 1.34% | -0.13% |
| Reliance Industries Ltd. | 5.02% | 5.13% | +0.11% |
| Interglobe Aviation Ltd. | 0.21% | 0.11% | -0.11% |
| Mankind Pharma Ltd. | 0.95% | 1.05% | +0.10% |
| ITC Ltd. | 1.01% | 1.11% | +0.10% |
| Adani Enterprises Ltd. | 0.69% | 0.59% | -0.10% |
| Maruti Suzuki India Ltd. | 1.62% | 1.52% | -0.09% |
| Polycab India Ltd. | 0.08% | 0.00% | -0.08% |
| HDFC Life Insurance Co Ltd. | 1.27% | 1.34% | +0.07% |
| State Bank of India | 1.79% | 1.73% | -0.06% |
| Mahindra & Mahindra Ltd. | 1.49% | 1.43% | -0.06% |
| Hindustan Aeronautics Ltd. | 1.49% | 1.54% | +0.05% |
| Max Healthcare Institute Ltd. | 1.04% | 0.99% | -0.05% |
| LTM Limited | 1.85% | 1.90% | +0.05% |
| Metro Brands Ltd. | 0.49% | 0.53% | +0.04% |
| Ultratech Cement Ltd. | 1.98% | 2.02% | +0.04% |
| Dixon Technologies (India) Ltd. | 0.65% | 0.61% | -0.04% |
| Oil And Natural Gas Corporation Ltd. | 1.00% | 1.03% | +0.04% |
| Tata Motors Ltd. | 0.82% | 0.78% | -0.04% |
| Larsen & Toubro Ltd. | 3.91% | 3.87% | -0.04% |
| Astral Ltd. | 0.84% | 0.80% | -0.03% |
| Vedanta Oil and Gas Ltd | 0.03% | 0.00% | -0.03% |
| Tech Mahindra Ltd. | 1.04% | 1.01% | -0.03% |
| GOI | 0.41% | 0.44% | +0.02% |
| Avenue Supermarts Ltd. | 0.59% | 0.61% | +0.02% |
| JSW Steel Ltd. | 1.03% | 1.05% | +0.02% |
| Tata Motors Passenger Vehicles Ltd. | 1.03% | 1.01% | -0.02% |
| Hyundai Motor India Ltd. | 1.15% | 1.13% | -0.02% |
| Jubilant FoodWorks Ltd. | 1.03% | 1.01% | -0.02% |
| Axis Bank Ltd. | 3.12% | 3.14% | +0.02% |
| Sun Pharmaceutical Industries Ltd. | 0.53% | 0.52% | -0.01% |
| SRF Ltd. | 0.43% | 0.45% | +0.01% |
| Balkrishna Industries Ltd. | 0.93% | 0.92% | -0.01% |
| Vedanta Aluminium Metal Ltd. | 0.78% | 0.79% | +0.01% |
| Samvardhana Motherson International Ltd. | 0.22% | 0.23% | 0.00% |
| Lupin Ltd. | 0.33% | 0.33% | 0.00% |
| Bharat Electronics Ltd. | 0.59% | 0.59% | 0.00% |
| HCL Technologies Ltd. | 0.23% | 0.23% | 0.00% |
| Shubh Shanti Services Ltd. | 0.00% | 0.00% | 0.00% |
Compare
Similar funds
The rest of the category, so this fund’s numbers have something to sit against.
| Fund | AUM | Expense | 1Y | 3Y | 5Y |
|---|---|---|---|---|---|
| Category average | ₹3,138 Cr | 2.31% | 10.1% | 7.1% | 11.3% |
 DSP Large Cap Fund | ₹6,642 Cr | 2.02% | 6.5% | 5.3% | 10.3% |
 Quant Large Cap Fund | ₹3,669 Cr | 2.75% | 11.5% | 6.5% | — |
 Bandhan Large Cap Fund | ₹2,098 Cr | 2.20% | 10.6% | 7.7% | 11.2% |
 Invesco India Large Cap Fund | ₹1,995 Cr | 2.14% | 14.1% | 9.0% | 12.2% |
 WhiteOak Capital Large Cap Fund | ₹1,287 Cr | 2.45% | 8.0% | 6.9% | — |
About
About this fund
The scheme’s own words, its benchmark and the people running it.
Investment objective
The scheme seeks to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap companies.
Fund managers
- Karthikraj LakshmananMr. Lakshmanan is Commerce Graduate, PGDBM (from SPJIMR, Mumbai), CA and has cleared CFA Level 3 (US CFAI).Prior to joining UTI Mutual Fund, he was associated with Baroda BNP Paribas AMC (Jul 14, 2008), ICICI Prudential AMC as Senior Research Analyst (Mar 9, 2007-Jul 10, 2008), Goldman Sachs Services Pvt. Ltd. as Business Analyst (Apr 3, 2006-Mar 6, 2007) and with ICICI Bank as Management Trainee.
Tools
Return calculator
What ₹10,000 a month in this fund would have grown to over each period, based on its past returns.
₹
| Over the past | Total investment | Would’ve become | Growth | Returns |
|---|---|---|---|---|
| 6 months6.69% absolute | ₹60,000 | ₹64,014 | 6.69% | |
| 1 year−1.00% annualised | ₹1,20,000 | ₹1,19,352 | −0.54% | |
| 3 years9.07% annualised | ₹3,60,000 | ₹4,15,077 | 15.30% | |
| 5 years6.13% annualised | ₹6,00,000 | ₹7,03,612 | 17.27% |
Returns for 1 year and longer are annualised (CAGR); 6-month figures are absolute. Past returns are not a forecast.
How this is calculated
Each monthly instalment grows at the fund’s annualised return ÷ 12 per month until the end of the period, the same formula as our SIP calculator.
The amount compounds once a year at the fund’s CAGR for that period, the same formula as our lumpsum calculator.
Questions
Frequently asked questions
The things people ask about this scheme.
What is the NAV of UTI Large Cap Fund?
The NAV of UTI Large Cap Fund is ₹276.00 as on 9 Nov 2026.
What is the expense ratio of UTI Large Cap Fund?
The expense ratio of UTI Large Cap Fund is 1.86% per year.
What is the minimum SIP amount for UTI Large Cap Fund?
You can start a SIP in UTI Large Cap Fund with ₹3,000 a month.
What returns has UTI Large Cap Fund given?
UTI Large Cap Fund has returned 7.2% over 1 year, 4.1% over 3 years and 7.4% over 5 years (annualised).
Is there a lock-in or exit load on UTI Large Cap Fund?
Lock-in: None. Exit load: Exit Load for units in excess of 10% of the investment,1% will be charged for redemption within 1 year..
How risky is UTI Large Cap Fund?
UTI Large Cap Fund is rated Very High on the SEBI riskometer and belongs to the Large Cap category.
Which fund house manages UTI Large Cap Fund?
UTI Large Cap Fund is managed by UTI Mutual Fund, which runs 67 schemes with ₹4,04,584 Cr under management.